There’s a high chance your car insurance has gone up recently. If not, the bad news is it might increase at your next renewal. But there’s good news, too. You don’t have to simply accept an auto insurance increase! Take money expert Clark Howard’s advice to save. He says: “This year coming up in ‘25 […]

The post Why You Need To Re-Shop Your Car Insurance Right Now appeared first on Clark Howard.

If you recently signed up to receive cash compensation from the Equifax breach settlement, you must do this now to validate your claim.

The post Your Equifax claim will be denied if you don’t take this additional step appeared first on Clark Howard.

To help protect you from criminals online, let's look at some tools that store, secure and let you manage all your passwords in one place.

The post 4 Free and Cheap Tools to Safely Manage Your Passwords appeared first on Clark Howard.

When should you give your Social Security number and when should you not? Giving out your Social Security number is something you shouldn’t do unless you know it’s absolutely, positively required for what you’re doing. Companies and institutions ask for our Social Security numbers all the time. Unfortunately, they do a mediocre-to-terrible job of securing […]

The post Do Not Give Your Social Security Number at These Places appeared first on Clark Howard.

You can’t be too vigilant when it comes to computer security. It’s way too often that we hear of a new virus or another type of malware making the rounds. Email is often used to implant malware into a computer or direct the user to a malicious website. Once the computer has been compromised or […]

The post 13 Steps To Keeping Your Email Safe and Secure appeared first on Clark Howard.

Have you ever been browsing a website and then later received an email from the company even though you didn’t provide your email address? Or maybe you added items to your cart on a shopping website but decided not to follow through with the purchase. Then you get an email asking whether you forgot to […]

The post How Spammers Get Your Email Address appeared first on Clark Howard.

Are you holding airline tickets for an upcoming trip? The odds are favorable that you will fly on schedule. However, be aware that the airlines can tweak departure times, flight frequency, and in some cases even swap aircraft models based on customer demand. Monitor Your Flight Status and Know Your Passenger Rights If you’re trying […]

The post Follow These Tips if an Airline Reschedules Your Flight appeared first on Clark Howard.

Many people don't understand their rights as a an airline passenger or when they're due compensation. Here's what you need to know before your next flight.

The post What To Do if Your Flight Is Delayed or Canceled appeared first on Clark Howard.

So, you’ve found a great deal on a new TV. Now you have to decide whether to buy an extended warranty at the point of purchase. Will it be worth it? In this article, we’ll discuss whether an extended warranty for a TV makes financial sense and get money expert Clark Howard’s thoughts. Is an […]

The post Should You Buy an Extended Warranty for Your TV? appeared first on Clark Howard.

These can negatively impact your skin

Often dubbed 'expensive moisturisers,' there is a way to make them work for you

Add Western touches to traditional outfits to get the best of both worlds

A pinch of salt can do more than you think!

When you have nowhere else to go in a metal contraption, these tracks will soothe your soul

Associated with the type labels, Gucci fashion accessories need consistently appreciated from OL, products show have a relatively healthier repute as opposed to outfits, along the lines of her replica Gucci baby bags. Besides, vulnerable charms, typically the brand's smallish leatherette purses need a lot of recognition, boasting spar strap diamond necklace, that may be graceful not to mention glamorous, and then the tote need further all the way up numerous extremely cute parts and that has...

This tutorial will show how to fix "Failed to send your message" error using Contact Form 7 plugin.

The post WordPress. How to fix “Failed to send your message” error using Contact Form 7 plugin appeared first on Template Monster Help.

This tutorial will show you how to change page title but to keep the same title in your menu in WordPress.

The post WordPress. How to change page title but to keep the same title in your menu appeared first on Template Monster Help.

The first shot to use Section 230 to force adversarial interoperability on platforms has hit a setback. Earlier this year, we wrote about an absolutely fascinating lawsuit that was an attempt to activate a mostly-ignored part of Section 230 in a really interesting way. Most people know about Section 230 for its immunity protections for […]

In this Quality for life video, Kevin Holston, a certified Black Belt, shares how he uses Six Sigma tools in his everyday life, including providing humorous examples of how keeps his life in order and on track.

5 Easy Clothing Hacks To Restyle Your Old Wardrobe

Plus: Chrysler minivans recall, the SRT High Performance Tour and Fiat 500 by Gucci.

Europe: Slack has updated its Terms of Service to let your manager read your private conversations in private channels. Our analog parents would have been shocked and horrified at the very idea that their bosses would open packages and read personal messages that were addressed to them. For our digital children, it’s another shrugworthy part of everyday life.

The analog plain old telephone system, sometimes abbreviated POTS, is a good template for how things should be even in the digital world. This is something that lawmakers got mostly right in the old analog world.

When somebody is on a phonecall — an old-fashioned, analog phonecall — we know that the conversation is private by default. It doesn’t matter who owns the phone. It is the person using the phone, right this very minute, that has all the rights to its communication capabilities, right this very minute.

The user has all the usage rights. The owner has no right to intercept or interfere with the communications usage, just based on the property right alone.

Put another way: just because you own a piece of communications equipment, that doesn’t give you any kind of automatic right to listen to private conversations that happen to come across this equipment.

Regrettably, this only applies to the telephone network. Moreover, only the analog part of the telephone network. If anything is even remotely digital, the owner can basically intercept anything they like, for any reason they like.

This particularly extends to the workplace. It can be argued that you have no expectation of privacy for what you do on your employer’s equipment; this is precisely forgetting that such privacy was paramount for the POTS, less than two decades ago, regardless of who owned the equipment.

Some employers even install wildcard digital certificates on their workplace computers with the specific purpose of negating any end-to-end security between the employee’s computer and the outside world, effectively performing a so-called “man-in-the-middle attack”. In a whitewashed term, this practice is called HTTPS Interception instead of “man-in-the-middle attack” when it’s performed by your employer instead of another adversary.

Since we’re looking at difference between analog and digital, and how privacy rights have vanished in the transition to digital, it’s worth looking at the code of law for the oldest of analog correspondences: the analog letter, and whether your boss could open and read it just because it was addressed to you at your workplace.

Analog law differs somewhat between different countries on this issue, but in general, even if your manager or workplace were allowed to open your mail (which is the case in the United States but not in Britain), they are typically never allowed to read it (even in the United States).

In contrast, with electronic mail, your managers don’t just read your entire e-mail, but typically has hired an entire department to read it for them. In Europe, this went as far as the European Court of Human Rights, which ruled that it’s totally fine for an employer to read the most private of correspondence, as long as the employer informs of this fact (thereby negating the default expectation of privacy).

Of course, this principle about somewhat-old-fashioned e-mail applies to any and all electronic communications now, such as Slack.

So for our digital children, the concept of “mail is private and yours, no matter if you receive it at the workplace” appears to have been irrevocably lost. This was a concept our analog parents took so for granted, they didn’t see any need to fight for it.

Today, privacy remains your own responsibility.

If you order a BMX bike then you will get it prebuilt in a box. To get ready for the first ride with your new BMX bike you have to do some easy steps:

1. put on the bar

2. put on the seat

3. put on the pedals

4. put on the frontwheel

At the how to BMX Bike Video you can see how it will look like !

Enjoy to ride your BMX Bike.

Many people asked us already how to change grips at the BMX bike. If you don't know the specialtricks then it will be very difficult. So enjoy to watch the video : how to change your grips !!

For now is in german but english and some other languages will follow soon. Just check out the kunstform?! BMX Shop Youtube account at http://www.youtube-nocookie.com/kunstformbmxshop

Sometimes you will get some flat tire. If you want to get some tricks how to change your tube of your BMX bike then you should watch the video.

Actually it's very easy to change the chain of a BMX bike. As well it's not a big thing to make the chain shorter. But without some little tricks it can be a long way to solve this work. That's why you should watch the kunstform?! BMX Shop - How To put a chain video!

Not a lot of BMX rider use a front brake. But actually many tricks like nosetap-no-footed are just possibil with a front brake and so it's just a question of time and a opinionleader will put a frontbreak and will come up with new variations and new tricks. If you want to be this leader then u should watch the kunstform?! BMX Shop How To put a front brake !

At the moment it is just in german available but will be with english subtitles soon !

If you decide for a new crank and you don't know how this to install, then you look at this video. It differs they in reference of structure. There are one piece, two piece and three piece cranks then again have various lengths and various axles. The axle are different from the material, the size and numbers of notchs (splines).

It will happen in the course of time, that's your bottom bracket broke down. If you do not know exactly how you should install a new bearing, then you look at this video! Basically, the bottom bracket differ in "loose ball" and "sealed bearing". The loose ball bottom bracket are installed in many cheap beginners bikes. The bearings in turn differ in different sizes. Starting with the largest outer diameter are US-BB, MID-BB, SPAN-BB and EURO-BB. The EURO-BB you recognize the screw thread and are rarely built on a BMX frame. This is important, first you have to check if you have a 19mm or a 22mm axle crank!

You want to create a new Custom BMX, but you have no plan, what color should it be? Are you unsure whether the new handlebar and the fork in green color match your current BMX bike? Then try it out with our new Custom BMX Configurator!

We have already added a share button, so you can show your dream BMX to your friends. As of now, you can also save your configured Custom BMX via short link. Simply click on "SAVE", then on "COPY LINK" to save the short link on your device. You are then able to view your configured BMX from any device, make changes to it and save a new configuration again.

Please note: products can not currently be selected. However, we are working to provide this functionality as soon as possible. Then you can configure your dream BMX online, order it and get it sent home preassembled.

To start off, if you haven’t viewed Emily’s screencast on using Quicken with your zero-based budget, you’ll want to do that first. You can receive a copy of the Working Budget excel file shown in the screencasts below by subscribing to my newsletter on the right. Step 1 – Set up your accounts If you […]

The post How To Create Your First Working Budget With Quicken And Excel first appeared on Getting Finances Done.

This video shows how to create your first working budget with excel. If you want to use pen and paper I would recommend printing out a blank copy of my Working Budget Excel spreadsheet. You can get a free copy by subscribing to my newsletter on the right. You could also create your own spreadsheet […]

The post How To Create Your First Working Budget With Excel Or Pen And Paper first appeared on Getting Finances Done.

1. You don’t have to use cash for everything. Here’s how to tell in which categories you should use cash. To reap the benefits of using cash in your budget, you don’t have to go exclusively to cash. Some may choose to go exclusive, but it’s not necessary. Instead, identify which categories will be most […]

The post 11 Guidelines For Using Cash In Your Budget first appeared on Getting Finances Done.

Stocks are reasonably priced and are a good place for ordinary folks' long-term savings.

Many voters are wondering which of the presidential candidates would empty their pockets more.

Is there a poultice large enough to cover the thumped Democratic Party ("'$1 billion disaster': What went wrong for Harris campaign?" Web, Nov. 8)?

The Group on Earth Observations Biodiversity Observation Network (GEO BON) is leading the development of a set of Essential Biodiversity Variables (EBVs), akin to the GCOS Essential Climate Variables (ECVs).

The recently published paper (Science 339, 18 January 2013) describing the EBV concept states that: "Reducing the rate of biodiversity loss and averting dangerous biodiversity change are international goals, reasserted by the Aichi Targets for 2020 by Parties to the United Nations (UN) Convention on Biological Diversity (CBD).… However, there is no global, harmonized observation system for delivering regular, timely data on biodiversity change." Read Full Paper and supplementary materials on EBVs here.

GEO BON partners are thus developing (and seeking consensus around) EBVs that could form the basis of monitoring programs worldwide. For more information on EBVs please click here.

GEO BON invites anyone who would like to get involved in EBV development, to take the EBV survey which will run till 31 August 2013. The survey will help us gauge how respondents feel about current candidate EBVs and provides respondents with the opportunity to make suggestions for new/alternative EBVs. Complete survey now!

Care about biodiversity protection and science-policy dialogue? The second BESAFE stakeholder workshop might be just the thing for you.

The BESAFE project invites all interested policy makers, NGO representatives, decision makers and people, who argue ('lobby') for biodiversity protection to take part in its second stakeholder workshop, focusing the results from the project case studies and the best ways to make them useful through a stakeholder focused web-based tool.

The workshop will be held on 13 and 14 May 2004 at the Park Inn Brussels Midi, Brussels, Belgium. To register and participate is easy just follow this link, which will take you to an easy to follow and use registration page.

On the afternoon of 13 May BESAFE will present the results of the project’s case studies and then their use and implications will be discussed with stakeholders. The morning of 14 May is reserved for a learning workshop on the best ways to unlock and present project results. As committed stakeholder involvement is crucial to BESAFE’s success, we hope that you will be able to join us in Brussels!

In a nutshell, BESAFE investigates the effectiveness of different types of arguments in convincing policy makers to take action for biodiversity protection in a variety of circumstances. The project has two specific focus areas: the interactions of environmental protection policies between governance scales, and the contribution that ecosystem services BESAFE is committed to produce practically usable results and to make them available and easily accessible through a web-based tool. This is a goal we can clearly only achieve through input and feedback from stakeholders. BESAFE is therefore set up as an interactive project in which we inform and consult those on a regular basis.

Deadline for registration is the 1st of April 2014, but registration will be closed earlier when our limit of 25 stakeholders is reached. Due to this limited capacity, registration is subject to approval.

The latest instalment of the Aichi Targets Passport is available now to download as an app from iTunes and Google Play.

As the flagship publication of the Biodiversity Indicators Partnership (BIP), the Aichi Targets Passport provides annual updates on the global biodiversity indicators that monitor progress towards the Strategic Plan for Biodiversity 2011-2020 and the underlying Aichi Biodiversity Targets.

The suite of indicators presented in the Aichi Targets Passport was brought together by the BIP. They are as far as possible, global in their coverage, scientifically valid and peer reviewed, and relevant to the Aichi Biodiversity Targets. In particular, indicators are presented to highlight the progress that has been made towards each target so far and what baselines exist from which future progress can be monitored.

The Aichi Targets Passport was first released as a "proof of concept" in October 2012 and included one or two indicators for each Aichi Biodiversity Target. Since the release of the Beta version, the BIP Partnership has continued working to enhance and increase the number of global indicators available for each of the targets. In its app format, the information contained in the Aichi Targets Passport is at your fingertips at any time.

This latest edition of the Aichi Targets Passport has been released in tandem with the fourth edition of the Convention on Biological Diversity’s Global Biodiversity Outlook (GBO-4). In addition to information on which of the Aichi Biodiversity Targets is on-course to completion and which targets require more action, GBO-4 presents options that could halt further biodiversity loss.

The indicators presented in the Aichi Targets Passport are those contained in CBD decision XI/3 with some additional indicators that have been, or are being, developed to fill gaps.

To download the Aichi Targets Passport visit: http://www.bipindicators.net/resource/aichipassport 

iTunes: http://goo.gl/dOWujN

Google Play: http://goo.gl/BN6AfG

It has been recognized that issues regarding the sustainability and interoperability of data collected by citizens hinder the re-usability and integration of these data across borders. The European Commission’s Joint Research Centre (JRC), is following up on these findings with a detailed study of interoperability arrangements, hosting and data management practices of Citizen Science projects. These activities include a survey designed to capture the state of play with regard to data management practices on the local, national and continental scales. The questions are especially inspired by the recently proposed data management principles of the Group on Earth Observations and those of the Belmont Forum.

Beyond the pure stocktaking and awareness raising, the results should establish a base line for prioritizing follow-up activities and measuring progress. The results will also inform the discussion on the potential roles of the European Commission – and especially the JRC – in Citizen Science.

After discussions with members of the European Citizen Science Association (ECSA) and the international Citizen Science Association (CSA), it was decided to open the scope of the questionnaire to the international community, so that non-EU and globally acting organizations could also benefit from the outcomes.

The survey will be open until 31 August 2015, and the results of the subsequent analysis will be available by the end of September.  We invite all those involved in Citizen Science projects to take the survey in order to provide us with invaluable information and insight into Citizen Science projects and best practice.

Take the Survey! >> https://ec.europa.eu/eusurvey/runner/CSDataManagement

EKLIPSE is an EU-funded project that aims to develop a mechanism for supporting better informed decisions about our environment based on the best available knowledge. This short video (4 minute) explains the EKLIPSE process and you can find out more about our science-policy activities on the EKLIPSE website. The project now invites you to describe your views on how to improve the science-policy interface related to biodiversity and ecosystem services and potential ways in which you, or your background organization, would like to contribute to the EKLIPSE mechanism.

Have your say here!

STAT Washington correspondent Sarah Owermohle unpacks how reproductive care, vaccines, and health insurance could change under the new administration.

The post Watch: Trump’s White House and your health appeared first on Boston.com.

Classic FM has posted what it believes to be the hardest classical music quiz online, allowing you to test out your knowledge and brag about ... Read more

The post Feel like testing your classical music knowledge? Take this quiz appeared first on CMUSE.

The post Need relationship advice? Send your question to Love Letters. appeared first on Boston.com.

We want to hear your stories of how you navigate your relationship, or even a past one, this Halloween season.

The post Are Halloween costumes adding stress to your relationship? appeared first on Boston.com.

A cooling job market is impacting millions of workers nationwide.

The post Were you laid off this year? Tell us your story. appeared first on Boston.com.

The stars have been spotted around Boston filming A24 movie, “The Drama.”

The post What are your favorite Zendaya, Robert Pattinson movies and shows? appeared first on Boston.com.

How do you approach politics on dating apps? Share your experience with us.

The post Tell us: How has the 2024 election season impacted your dating life? appeared first on Boston.com.

For some people, running a marathon changes everything — including how you are as a partner.

The post How did a marathon change your romantic relationship? appeared first on Boston.com.

Whether it’s a classic flick or a romance arc in a new thriller, love seems pretty easy on screen.

The post How do romance movies and books affect your relationships? appeared first on Boston.com.