Thursday night matchups are historically difficult on road teams like Jacksonville. Since 2016, the road team is 17-33 in these games, and that includes a 3-12 record in 2018.

Atlanta is on a five-game losing streak but their offense is scoring 2.3 points per drive in 2018, the fifth-highest rate in the NFL. That should be more than enough against Arizona's awful offense.

Sleep easy knowing that no matter what next week’s injury report reveals, you will have the players you need to secure a year’s worth of bragging rights.

• As the coronavirus-led economic shutdown drags on, many investors have started counseling startups to have more than a years' worth of "runway" to avoid having to raise funding on poor terms.
• But VCs are split on how much startups should be socking away. Some have estimated 18 months oof reserves could suffice, while others say as much as 3 years' worth of runway is ideal.
• The different time frames depends on the age of the startup along with which industry they operate in. Younger startups typically have fewer overhead expenses, while older startups likely have more employees and pricey office leases.
• Also, those companies that may be able to resume work as essential services may need less cash if they are able to generate revenue.
• VCs are uniformly bracing for an economic slowdown, but the severity of downturn is still up for debate. 
• Click here for more BI Prime stories.

Startups are facing what could become the worst economic downturn in several decades, and VCs are begging them to take drastic measures to improve their chances of making it through. 

Most Americans who lived through the 2008 financial crisis will know that a savings stockpile or rainy day fund can mean the difference between surviving and thriving during tough times, but as recent studies have shown, many tech startups and VC firms don't have a similar first-hand experience; many have only known boom times and are now venturing into uncharted waters.

One thing VCs agree on is that startups need to quickly rein in growth plans — ideally as soon as yesterday — and start scrutinizing expenses. Anything nonessential should be cut or suspended indefinitely, headcount should be reduced, and pricey office leases eliminated if possible, all with the goal of extending a startup's "runway."

In Silicon Valley, runway refers to how much cash a startup has on hand to put against its operating expenses. If, for example, a startup has roughly $100,000 in monthly operating expenses and has $1 million in the bank, they are looking at a 10-month runway, assuming revenue stays roughly flat.

In the days before the coronavirus pandemic, a startup's runway dictated when it had to start looking for additional funding. Instead of cutting expenses, the popular solution was to simply put more VC money in the bank. This helped high flying startups like Uber and Airbnb expand at a breakneck pace — VC dollars kept pouring in and the companies remained unprofitable as they chased growth at all costs.

But now, VCs are saying that's no longer an option. Founders Fund general partner Keith Rabois said on a podcast recently that profitability is now being rewarded much more than high-growth. 

For startups that aren't profitable, that means hunkering down and ensuring there are enough reserves to last through the crisis.

So how long does the runway need to be? 

Many VCs that Business Insider has spoken to are advising their startups to have at least 18 months of runway. But some VCs say startups should have upwards of 3 years' of expenses saved up. 

The length of time can vary depending on the startup, one investor told Business Insider, pointing to the startup's age and industry as important factors. An early-stage company with a handful of employees and low-overhead costs might easily stretch a $500,000 seed check, whereas a growth-stage biotech startup with hundreds of employees, expensive hardware, and pricey office space might struggle to make tens of millions of dollars in funding make it through 12 months. Those that can't cut costs will be forced to fundraise with poor terms and risk the dreaded downround. 

"You can always easily dial back up the aggressiveness and risk profile if we get more optimistic visibility, but if you don't take action right away — to preserve capital, cut your burn rate, have fundamentally attractive unit economics, edit the product to make more sense in the new world order — if you don't do those right away, the opportunity to do those things and survive is probably lost forever," Rabois said in the April Talkshow broadcast.

Rabois is in the camp of pessimists, generally speaking, who think the economic downturn will not only drag on through 2020, but could eventually turn into an economic depression the likes of which could rival the Great Depression of the 1930s. He said that his VC peers are starting to rein in the freewheeling deal-making that has defined the last two decades of the Silicon Valley startup ecosystem, and are now treading cautiously. It's time that startups do the same, he said.

SEE ALSO: Lower valuations and a long wait for funding: Two top early-stage VCs dish on how they are counseling startups to withstand long-term economic uncertainty

Join the conversation about this story »

NOW WATCH: Pathologists debunk 13 coronavirus myths

The musician pointed out that she hails from Texas and is familiar with hunting and gun culture, but she said the recent tragedies deserve a different response.

Strong Customer Authentication (SCA) came into effect on September the 14th 2019 as part of the latest General Data Protection Regulation. This new regulation affects many online merchants who sell to those within Europe and other businesses that operate within the region. This regulation was devised to limit the amount of online fraudulent activity and […]

The post Check if Your Stripe Checkout is SCA Compliant appeared first on Tips and Tricks HQ.

If you are just starting up your website, perhaps you are selling tangible items, or you have a hit single that you’ll be offering digital copies of, one of your pressing questions may be: “Which payment gateway should I use to accept payments from my customers?“. While there are pros and cons of using any […]

The post Benefits of Adding Multiple Payment Gateways to Your Website’s Checkout appeared first on Tips and Tricks HQ.

Never give your password to someone over the phone. If someone calls you and asks for your password while saying they are from the Help Desk or Tech Support team, it is an attacker attempting to gain access to your account.

Do you have a cruise or travel bucket list? If so, should a French Polynesia cruise be on that list? In this I discuss the Tahiti and French Polynesia region and review what I think are the 4 pros and the 4 cons of cruising that I believe you should consider as you consider this as a cruising vacation option. I travelled to the region, which is pretty remote to explore. It takes well over 8 hours to fly from Los Angeles and the trip from Europe is 21 hours. It is very unique, different and beautiful. But, is it worth going all the way there? Find out what to expect and if I think you should add this to your travel and cruise bucket list - especially when there are so many other things you could have on your travel and cruise bucket list.

Note: Some of the costs of my trip to French Polynesia were covered by Paul Gauguin Cruises and Air Tahiti Nui before making this video.

** Subscribe to my channel: http://bit.ly/TFT_YouTube2
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Gary Bembridge's Tips For Travellers aims to help you make more of your precious travel time and money on land and when cruising the oceans or rivers of the world. To help you, in every video I draw on my first-hand tips and advice from travelling every month for over 20 years and 60+ cruises.

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What are the things you should never do in your cruise cabin and stateroom? I explore the 11 big things that you should never do and why. Some of these are about being respectful of the crew and other passengers, but some could get you into trouble and even have you disembarked from the cruise. Are you guilty of any of these?

SUPPORT THE CHANNEL BY:
Buying my Cruise T-shirts: http://bit.ly/TFTStoreBooking your next cruise with CRUISEDIRECT.COM: http://bit.ly/TFTBookCruise

Gary Bembridge's Tips For Travellers aims to help you make more of your precious travel time and money on land and when cruising the oceans or rivers of the world. To help you, in every video I draw on my first-hand tips and advice from travelling every month for over 20 years and 74 cruises at time of recording.

Follow Tips For Travellers on:
Instagram: http://www.instagram.com/garybembridge

Facebook: http://www.facebook.com/tipsfortravellers

Twitter: http://www.twitter.com/garybembridge

It’s another way in which the president’s supposedly narrowly focused tariffs have trickled down.

Obviously, due to the recent COVID-19 outbreak, summer plans are on hold until further notice. And for families who rely on camp during the warmer months, this can be problematic. Although traditional summer camps might be out of the question this year, there are plenty of virtual options that will keep kids of all ages entertained. Whether they're looking to keep their academics sharp (hey, no one likes that pesky summer slide, right?) or just want some good, old-fashioned fun, these online summer camps will deliver.

One of the biggest mistakes a business owner can make today is ignoring social media marketing or treating it as an afterthought. This is even more so in an increasingly competitive space like the web design niche where small businesses have to strive to leave the shadows of more established brands with years of history […]

The post How to Use Instagram To Grow Your Web Design Business appeared first on SpyreStudios.

Have you ever thought that your home might provide areas of learning experiences for your child? As a teacher of young children, I would ask parents to look at their homes as a unique way of engaging children with their immediate and daily environment. Doing so not only prepares the children for school academic learning, but also for physical, social and emotional growth.

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For building owners and managers, data is the fuel behind their smart building operations. Leveraging the surplus of data that is readily available to them, owners and managers are making informed decisions for their facility that can create long-term performance enhancements and help them achieve goals such as improved efficiency and occupant comfort. Here is […]

The post How to Ensure Your Data is Providing Trustworthy Insights appeared first on ReadWrite.

The popularity of wedding drone photography is constantly rising. It’s not surprising because these flying machines can take really amazing photos and videos. But many people still aren’t sure about the necessity of aerial photography at weddings or different events. We’ve gathered for you the most important information you need to know about drones if […]

The post What You Need to Know to Use Drones for Your Wedding appeared first on ReadWrite.

SEO is one of the best channels to invest in right now to attract new customers and reinforce the loyalty of your existing client base.

Please visit Search Engine Land for the full article.

External sources link to your website with the wrong URLs, here’s how you can fix that.

Please visit Search Engine Land for the full article.

Your target audiences don’t limit themselves to one channel, so neither should your business.

Please visit Search Engine Land for the full article.

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News24 answers some of the most frequently asked questions on coronavirus and level 4 of the lockdown in South Africa.

You’ve probably attended a webinar or two (or more), but are you using them effectively as part of your overall content plan? In this blog post, we teach you the basics of hosting a webinar and how to use them effectively as you build out your content strategy and grow your business.

As a digital company, your business is not bound by conventional borders and has the freedom and opportunity to reach customers anywhere in the world. And just as you look outward for new markets, customers are also looking beyond their physical borders for their goods and services. As a study by KPMG shows, online buyers […]

Today’s buyers are getting more demanding and selling online is getting more and more complex. Both B2B and B2C customers expect a seamless purchase experience and easy access to all the information, products and services they want, on any device and in any country.

You’ve probably attended a webinar or two (or more), but are you using them effectively as part of your overall content plan? In this blog post, we teach you the basics of hosting a webinar and how to use them effectively as you build out your content strategy and grow your business.

Do you have the equivalent of a will for all your digital possessions—photos, email, online accounts, and all the rest? If not, you should, and we have a book that shows you what to do. Plus, Interesting Thing of the Day readers can save 30% on it.

Digital cameras make it easy to take way too many pictures. Need help sorting, organizing, storing, and managing them? We've got a great book for you—and Interesting Thing of the Day readers can save 30% on it.

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If you didn't already know, PC gamers take great pride in the way they play. These are the folks who delight in the fact that PC gaming is just so much better than playing on a console, and if this Reddit thread is any indication — this way of thinking isn't going away any time soon.

While it can take a year or two for gaming consoles to adapt to updated technology, PCs see that improvement hit almost instantly. New rigs and laptops hit the market faster, as opposed to consoles that make you wait for months until their release.  Read more...

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If Instagram is to be believed, then self care for women basically amounts to face masks and daily affirmation apps.

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Orgasms release oxytocin, the anti-stress hormone that gets you warm and fuzzy when cuddling, while dopamine, a neurotransmitter that regulates sleep, also makes an appearance. It stands to reason, then, that "I need to get laid" is a thing that actually makes sense to say when you're having a rough week. Read more...

TL;DR: A one-year subscription to Norton Secure VPN is on sale for £2.50 per month, saving you 50% on list price.

It feels like the world of VPNs is expanding, with more and more providers entering the market and increased demand from users. 

This market can be a daunting place, especially as you probably won't be familiar with most of the available providers. This doesn't mean you shouldn't consider these services, but we totally understand if you're reluctant to invest in an unknown provider.

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When you think of superheroes, you probably picture capes and some sort of otherworldly powers. But in the digital world, superheroes are actually normal people like you and me. They just happen to know a thing or two about stopping cybercriminals in their tracks.

These superheroes are in short supply across the world. In fact, there are over half a million cybersecurity job openings in the U.S. alone. That just means this could be your chance to swoop in, superhero style, and save the day. But first things first, you need to learn the ropes and the Ultimate 2020 White Hat Hacker Certification Bundle is a great place to start. Read more...

Rita J. King, co-director and EVP for business development at Science House, recently conducted a series of interviews with business leaders, exploring the challenges and hurdles companies face in evolving business landscapes. In this interview, King chats with Dana Codispoti, head of HR Transformation at AIG, about how to address the human factor in business […]

An array of scientific evidence suggest that in some cases, the bacteria in your gut–your microbiome–could be tied to neurological and psychological disorders and differences, from anxiety and autism to Parkinson's and schizophrenia. The journal Science published a survey of the field and the Cambridge, Massachusetts start-up Holobiome that hopes to use insight into this "psychobiome" to develop treatments for depression, insomnia, and other conditions with a neurological side to them. From Science:

For example, many people with irritable bowel syndrome are also depressed, people on the autism spectrum tend to have digestive problems, and people with Parkinson’s are prone to constipation.

Researchers have also noticed an increase in depression in people taking antibiotics—but not antiviral or antifungal medications that leave gut bacteria unharmed. Last year, Jeroen Raes, a microbiologist at the Catholic University of Leuven, and colleagues analyzed the health records of two groups—one Belgian, one Dutch—of more then 1000 people participating in surveys of their types of gut bacteria. People with depression had deficits of the same two bacterial species, the authors reported in April 2019 in Nature Microbiology.

Researchers see ways in which gut microbes could influence the brain. Some may secrete messenger molecules that travel though the blood to the brain. Other bacteria may stimulate the vagus nerve, which runs from the base of the brain to the organs in the abdomen. Bacterial molecules might relay signals to the vagus through recently discovered “neuropod” cells that sit in the lining of the gut, sensing its biochemical milieu, including microbial compounds.

One positive upside of the past two months is how sheltering at home has all but emptied area animal shelters. It’s tough to get solid numbers nationally, but shelters in cities and regions all across America are reporting massive surges in animal adoptions. 

Even the steep increase in Google searches for “adopt a pet,” up a whopping 335 percent in April, proves what we probably all knew anyway — that in times of stress, having a furry friend is a huge comfort for millions.

Unfortunately, one of the downsides of the past two months is there are no trainers available to help whip some of these new family pets, particularly puppies, into shape. From barking and jumping to house training and scratching, The Complete Guide to Puppy and Dog Training Bundle is a full plan for getting the newest member of your family integrated into the house safely and sanely all by yourself.

The collection includes eight courses all geared toward getting a new dog or puppy behaving the right way. And if you’ve ever had any thoughts about starting a dog training business of your own, this coursework is a perfect starting spot.

Puppies: A-Z Guide to Puppy & Dog Training kicks off the learning, explaining the best way to train, teach and socialize your puppy so they grow into a joyful, well balanced, and well-behaved dog. 

Of course, most puppies each have their particular issues, so a handful of courses look more closely at some of the tactics for helping your puppy overcome certain challenging behaviors. Read the rest

How Do Home Sales Affect the Economy in Your State?

Do you know that feeling when you are hyped and ready to take on a new challenge? You are taken over by a surge of motivation and excitement and you’ve made a commitment you fully intend to stick to. It sounds familiar, right? Perhaps you declared your intention to dedicate more time to self-care, or […]

The post 7 Must-Do Hacks for When Your Motivation Dips appeared first on Dumb Little Man.

Every successful business expecting high returns should have investment projects. Just like any other advertisement plan, a business card is crucial. It links up your company and the potential customers easily. It’s cheaper to design and distribute the cards. However, for a startup business which is low on budget and high on initial expenses, designing […]

The post Expand Your Brand Using Business Cards appeared first on Dumb Little Man.

Rare coins can add beauty and value to any collection. It is a piece of history that any man or woman hold in their hand. It could belong to an ancient era and certain empires such as the Romanian world or maybe it’s a silver dollar that pioneered in the wild east. Coin collectors are […]

The post Start Your Coin Collection With These Rare Coins appeared first on Dumb Little Man.

Haven’t we all been there? Going from being frazzled and all over the place to being efficient and feeling like a super-woman, then back down again? I’ve been through my fair share of daily vicissitudes that have left me in shambles plenty of times. Being a mom of two kids or having a professional career […]

The post How To Be Efficient As a Busy Mom And Still Chase Your Dreams appeared first on Dumb Little Man.

Finding a good system to be organized can be intimidating. There are so many options! Useful tips on how to get your life together are all over the internet. From minimalist planners to detailed systems, something is bound to draw you in. Choosing the best system to use will be the biggest decision you’ll have […]

The post The Simplest Hack to Be Your Most Organized Self appeared first on Dumb Little Man.

From better campsite cooking to car maintenance to smartphone-free communication, here are 12 gadgets to up your car camping game.

The post Up Your Car Camping Game with These 12 Clever Gadgets appeared first on Vagabondish.

With a bright, 8.2-inch HD display and the flexibility to work in almost any vehicle, the Lanmodo Automotive Vast Night Vision System is a near-perfect alternative to factory-installed systems.

The post Brighten Up Your After-Dark Road-Tripping with Lanmodo’s Vast Automotive Night Vision System appeared first on Vagabondish.