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"Save aggressively for retirement when you're young." "The stock market is a sure-fire long-term bet." "Fixed-rate mortgages are better than adjustable-rate mortgages." Popular financial advice like this appears in all kinds of books by financial thinkfluencers. But how does that advice stack up against more traditional economic thinking?

That's the question Yale economist James Choi set out to answer in a paper called Popular Personal Financial Advice Versus The Professors. In this interview, he tells Greg Rosalsky what he found. Their talk marks another edition of Behind The Newsletter, in which Greg shares conversations with policy makers and economists who appear in the Planet Money newsletter.

Subscribe to the newsletter at https://www.npr.org/newsletter/money.

Read more about James Choi's paper here: https://www.npr.org/sections/money/2022/09/06/1120583353/money-management-budgeting-tips

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From Hikaru Utada to imase, these tracks showcase the versatility found within Japanese pop music.

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Toronto, ON — A new study from the University of Toronto’s Citizen Lab identifies security and privacy issues in QQ Browser, a mobile browser produced by China-based Internet giant Tencent, which may put many millions of users of the application at risk of serious compromise. Citizen Lab researchers identified problems in both the Android and […]

Toronto, ON – Researchers at the University of Toronto’s Citizen Lab are publishing a report today that reveals how WeChat (the most popular chat app in China) censors content. The results show WeChat has separate censorship policies for users in China and internationally, with the majority of censorship targeted for China accounts, and has removed […]

In this special episode celebrating fathers, a man embraces his father's music; a new dad has a breakdown in the grocery store; a young father struggles with his emotions; a son flies to Ghana for his father's funeral, a daughter reveals an embarrassing truth, and an uncle steps in to play an important role. Hosted by The Moth’s Artistic Director Catherine Burns. The Moth Radio Hour is produced by The Moth and Jay Allison of Atlantic Public Media.

Hosted by: Catherine Burns

David Kendall inherits his love of music from his father.

Chris Myers rides out his emotions after the birth of his daughter.

Nestor Gomez struggles to pick out his baby among a group of newborns.

Karan Chopra learns to live his life by his father's example.

Amanda Hamilton Roos confesses her sins to her father, literally.

Jack Marmorstein realizes the role he must play in his nephew's life.

On this episode, we take a look at one of the coolest projects the Moth has done - the traveling Pop Up Porch. And we hear a story that came out the Pop Up Porch.

We also interview Rita Brent - who hosted one of our events and shares her experiences.

If you’d like to experience some of the magic of the Pop Up Porch you should come visit us at the Pop Up Porch when it comes to your city. We’ll be in Ann Arbor from September 27th to October 1st, Detroit from October 4th to October 8th, and in Dallas from October 11th to October 15th.

For more information, visit to themoth.org

Also, The Moth's spinoff podcast Grown is up for a Signal award. If you haven't listened to Grown before, check it out, it's filled with stories all about growing up, and if you have listened, we'd love for you to vote for it for the Signal Awards. Just go to vote.signalaward.com and vote for Grown in the categories of Best Co-Host Team and Best Emerging Podcast.

Hosted by:

Aldi Kaza

Storyteller: Tonja Murphy’s students always tell her the truth, so she has to be careful about what outfits she wears.

There’s a huge amount of productivity systems and time management strategies out there. But what actually works, and why?

Ray Products releases 2015 plastics manufacturing industry survey results.

Red Poppies by James Coleman is a(n) Limited Edition. The Edition is Limited to Edition of 195 pcs

Red Poppies Premiere Edition by James Coleman is a(n) Limited Edition. The Edition is Limited to Edition of 30 pcs

While traditional hospital HVAC systems often consist of chillers and boilers, other types of equipment are becoming more widely accepted in the health care market, including variable refrigerant flow (VRF) systems, air curtains, and geothermal heat pumps. 

There’s no doubt the connectivity of mobile devices has made our personal lives more convenient, but now they’re also helping make technicians more efficient, thanks to tool manufacturers developing wireless-enabled devices and test and measurement apps for download.

High-profile, disruptive protests can lead to increased polarization—but often still yield increased public support for the protest’s goals, even if the tactics are criticized.

Snacking masterminds debut first bagged snack in 15+ years with Pringles Mingles, mingling fan-favorite flavors in a delicious, puffed form.

Joseph Zeppilli, Co-Founder of Bad Monkey Popcorn, talks about the company’s journey toward creating viable compostable packaging for one of the world’s most popular snack foods.

Quality of service aspects for popular services in mobile networks

Wireframing is the first and the most crucial step in deciding the fate of an application. The right wireframe can make an excellent app – turning an idea perfectly into an app, while a wrong wireframe can break everything. And to make a wireframe perfect, you need a wireframing tool to solve your design purpose.  […]

The post Most Popular Wireframe tools Small Business Should Consider in 2022 appeared first on Usability Geek

The forgotten technology that made YouTube possible  Popular Science

The European Space Agency has given the go-ahead for initial work on a mission to visit an asteroid called (99942) Apophis. If approved at a key meeting next year, the robotic spacecraft, known as the Rapid Apophis Mission for Space Safety (Ramses), will rendezvous with the asteroid in February 2029. Apophis is 340 metres wide, about the same as the height of the Empire State Building. If it were to hit Earth, it would cause wholesale destruction hundreds of miles from its impact site. The energy released would equal that of tens or hundreds of nuclear weapons, depending on the…

This story continues at The Next Web

RC examines the top videos published in 2023 to gauge what drew their interest the most.

Learn the risks and rewards of planning for a management buyout to exit your contracting business

MRCA Associate Managing Director Bob Pope received the prestigious James Q. McCawley Award during the MRCA’s 74th Annual Conference, which kicked off on Oct. 22 in St. Paul, Minn.; 2023 winner Greg Bloom of Beacon Building Products presented the honor.

Este viernes se han anunciado las nominaciones a los Premios Grammy, que se entregarán el 2 de febrero de 2025 Leer

Las reinas del resurgir del género publican un tercer disco alejado de sus orígenes: 'Tanto por hacer' Leer

La impulsora de los 'comunes' participa por última vez en el Pleno municipal y carga contra "la guerra sucia de los poderes económicos con 'fake news' y querellas" Leer

[New Times] Investors are increasingly eyeing tourism and hospitality projects along Rwanda's twin lakes of Ruhondo and Burera, aiming to transform the area into a vibrant tourism hub, The New Times has learned.

CBO advised Congress that unless full-year appropriations for 2024 is enacted by April 30, the White House might be obligated to initiate sequestration.

The post Sequestration’s head pops up, for a peek at continuing budget uncertainty first appeared on Federal News Network.

In a park amid Manhattan skyscrapers, a gem has emerged: a posh public bathroom complete with fresh flowers, imported tiles, classical music and artwork

The post No dump here: Posh public bathroom pops up, with music, art first appeared on Federal News Network.

In our physical world, census information is used to inform the planning processes behind the provision of infrastructure, such as schools, hospitals, housing, and similar. It can be used to assess the impact of natural disasters or to understand a society's needs in terms of food and energy security. Demographic data is also used to inform investment and business decisions. You'd think that the Internet itself would be awash with similar information.

Location: Electronic Resource- 

NPR's Ayesha Rascoe speaks with Dr. Nicole Cheek, a dentist in Washington, D.C., about the risks of getting dental veneers by a non-dentist.

(The Center Square) – More than 94,000 people are calling Arizona home than they did amid the waning months of the COVID-19 pandemic.

(The Center Square) – Data released last week by the U.S. Census Bureau shows Kentucky’s population has increased only marginally over the last two years.

(The Center Square) – The number of people who used to live in Los Angeles County and Cook County in Illinois continues to plummet.

Gov. Glenn Youngkin (R-VA) is seeking to address food safety concerns within Virginia, which have become an obstruction for some small-business owners.

Virginia Gov. Glenn Youngkin’s popularity continues to soar, even after voters turned the commonwealth’s general assembly over to Democrats.

The Stranger's morning news round-up. by Hannah Krieg

A perfect day for a biiiiiig walk: We could all use a little sunshine right now. Today, Seattlites can expect on-and-off sunny skies—I think the weather nerds of the PNW call it “sunshowers”—and temperatures in the high 50s. 

Council President Rinck: We got another ballot drop last night! Here in Seattle, Alexis Mercedes Rinck has only expanded her decisive lead on the City Council’s faildaughter Tanya Woo. And it's not just Woo that Rinck’s got beat. Her vote count trumps the combined total of the 2023 City Council victors and she’s got a 26,000-vote lead over Council President Sara Nelson’s 2021 campaign. Rinck may be a minority opinion on the council, but she represents more of the electorate than any other member.

Nail-biter: Washington’s 3rd Congressional District is still too close to call. U.S. Rep. Marie Gluesenkamp Perez leads her far-right challenger Joe Kent by about 12,000 votes. We should have a clearer picture in the coming days, but for now the whole country is watching—this race is among the handful that will decide if Republicans retain their majority in the House. 

Another close one: It’s still a tight race for I-2066, the hedge fund millionaire's initiative that would ban the state from encouraging electrification.

Something good on Twitter: After a landslide victory, State House elect Shaun Scott has earned a meme.

???????? pic.twitter.com/RNI4iERKsK

— Shaun Scott ???????? (@eyesonthestorm) November 6, 2024

Joever: Yesterday, Vice President Kamala Harris addressed the nation to concede she had lost the 2024 presidential election. She kept her remarks very positive, very boilerplate Democrat. If she truly believed  Trump is the threat to the American people he is, she should have come for blood. But, no. The Democrats love to capitulate to the right. And, it's part of why they lost so spectacularly. They championed an extreme and inhumane immigration platform, shrugged their shoulders at Israel’s utter decimation of Gaza, and totally abandoned working people crushed by the weight of the affordability crisis. I know you’re smart and you already know this, but as the #Resist libs start to re-recognize the ever-present threat of fascism—the precarity of reproductive access, queer and trans liberation, immigrants’ rights, workers protections, and more—remember that the Democrats' constant sidesteps to the right landed us here. 

well, as long as you had fun! https://t.co/FtJ9HJ4T8P

— Lead Actor from Pixar’s Sodas (@ByYourLogic) November 7, 2024

Trump transition begins: President-elect Donald Trump’s allies have started lobbying for positions in his administration. According to CNN, Trump will use these positions to “reward” those who have remained loyal to him. That’s also a key feature of his plan: make the administrative state, or what they often call the “deep state,” more friendly, thus radically expanding the executive's power and efficiency. Some top positions seem narrowed down. Trump’s likely considering 2024 co-campaign manager Susie Wiles, his former budget director Russ Vought, CEO of the America First Policy Institute Brooke Rollins, or his former US trade representative Bob Lighthizer for White House Chief of Staff. Rumor has it he will also find jobs for loathsome little rat Elon Musk and anti-vax nut job RFK. Cool.

Off the hook: Trump’s victory may mean the end of his two federal criminal cases related to his attempt to overturn the 2020 presidential election and his mishandling of classified documents. His team delayed the cases until after the election, banking on a victory so Trump could fire special counsel Jack Smith and end the cases. As for his New York hush money case, Trump is scheduled for sentencing later this month, but his team will likely argue he’s entitled to constitutional protections afforded to sitting presidents after his election. 

Solidarity: Yesterday, Cascade PBS workers staged an informational picket outside their workplace to pressure their bosses to meet their three demands in their contract: higher wages, better benefits, and strong workplace protections. And, boy, do they deserve higher wages. According to their press release, the Cascade PBS CEO made nearly seven times the average unit member’s salary in 2023. Greed is a fucking disease.

Today at noon, @CascadePBSUnion members used our lunch break to rally for fair wages and a fair contract. If you’re in the area, drop by and say hi - we’ll be the ones in the bright red shirts ✊ pic.twitter.com/ZR9pEwK6jV

— Cascade PBS Union (@CascadePBSUnion) November 6, 2024

In honor of our incoming commander-in-chief: He’s a theatre girly.

Salami Rose Joe Louis plays Madame Lou's on Monday, November 11. by Dave Segal

Recording for Flying Lotus's Brainfeeder label, Salami Rose Joe Louis (Lindsay Olsen) has blazed a distinctive trail in that fertile sector of California's underground where electronic music and jazz converge. On early releases by this multi-instrumentalist and producer—such as 2019's Zdenka 2080—Olsen sings in a hushed, dulcet manner over sparse, melodious electronic music that wears its jazz inflections gracefully. Faint echoes of '90s and '00s introspective, minimalist IDM (intelligent dance music, if you don't know) acts such as Múm insinuate themselves, too. It's ultimately dream pop, but not in the cloying way manifested by the genre's try-hards.

With 2023's Akousmatikous and this year's collab with Flanafi, Sarah, SRJL's rhythms get jazzier and the instrumentation fuller, with help from Soccer96 and Miguel Atwood-Ferguson, among others. The songs are more kinetic while the vocals retain their breathy, Julee Cruise-like sweetness. The music's levitational feel and smooth propulsion belie lyrics about catastrophic ecological degradation and the dangers of propaganda/disinformation. Enchanting listeners through understatement and mutedly sparkling tones, Olsen offers the most pleasant dystopian sci-fi soundtracks extant. For this show at Madame Lou's tonight, she'll be joined by guitarist Flanafi, bassist Tone Whitfield, and drummer Luke Titus—most of whom played on the exceptional new Salami Live at 2131 North Kacey Street EP.

<a href="https://salamirosejoelouismusic.bandcamp.com/album/salami-live-at-2131-north-kacey-street">Salami Live at 2131 North Kacey Street by Salami Rose Joe Louis featuring Flanafi, Tone Whitfield, Nazir Ebo</a>

Salami Rose Joe Louis plays Madame Lou's Monday, Nov 11, 7:30 pm, $21, 21+.

Descending into the mildly claustrophobic Spokane Valley basement of Creative Music Learning Center isn't an experience that screams pop music…

marusin posted a photo:

via Instagram ift.tt/2clIXpw

BBC Gardeners' World Live and BBC Good Food Show back in Birmingham.

Warwick Uni launches IGGY, a social network and online educational hub for gifted young people. IGGY is offering free annual memberships to 13-18 year olds in Coventry and Warwickshire.

Edgbaston hosts Bellah Mae, Sheddy Maria, Overpass and Sanity across its fixtures.

Unemployed teenagers will get jobs help and guidance when a new pop-up shop opens in Dudley.

Halesowen community invited to join in a big Poppy Picnic this Saturday to support The Royal British Legion’s vital work for the Armed Forces community

Black City Records to open at Scruffy Murphy's.

Birmingham chocolate manufacturers follow up TV appearance with festive opportunity.

Pernia's Pop-Up Shop is raising funds for its initial public offering. The company plans to use the funds to expand its retail network and become debt-free. The retailer aims to open more stores in Mumbai and Delhi. Pernia's Pop-Up Shop sells designer wear from various brands. The company achieved significant revenue growth in the last financial year.

Pop-Up Music needs 'Pop' Music to add to their roster.

We are after all genres of Pop music past and present from 1960's(USA Bubble-gum-Pop would be so cool), 1970's{some original Disco or Glam Rock would be amazing), 1980's(bring on some New Romantic) up-to present Pop - Indie Pop, Electro Pop, Indie Folk, Electro Swing, Dubstep.

This opportunity is for an exclusive contract with a term - all submissions must be 100% owned by the writer/writers.

We look forward to your Pop submissions

Seeking Electro Pop/Indie Folk/Indie Electro. All contemporary styles of Pop welcome.

This opportunity is for an exclusive contract with a term - all submissions must be 100% owned by the writer/writers.

The Pop-Up Music team look forward to your Pop submissions.