Turning 65 is a big milestone in retirement due to Medicare eligibility. But if clients don't get their enrollment decision right, they could face costly penalties or higher medical expenses. Here's what advisors need to keep in mind — and what they need to think about if they want to loop in third-party expertise.

As 40% of advisors plan to retire within the next 10 years, young financial advisors can help fill the gap. Here's how established advisory practices are integrating younger generations into their teams.

When it comes to protecting consumers' money, many in the financial industry are in one of two camps: those in favor of a 'fiduciary rule' or those who back a 'best interest' regulation. Now, some states are poised to wade into the fight by adopting a best interest standard for annuities sales.

The CFP Board, which oversees standards for 86,000 certified financial planners in the U.S., removed the ability for consumers to search for an advisor based on how they're paid.

As a doctors’ and nurses’ strike paralyses Zimbabwe’s health system, one woman has delivered 100 babies in her flat

•Photographs by Cynthia R Matonhodze

Six expectant mothers groan through their labour pains in the lounge of a tiny two-roomed apartment in Mbare, Zimbabwe’s oldest township.

Sweating and visibly in pain, a heavily pregnant woman peeps through the window to catch a breath while others lie on the floor.

Health savings accounts, or HSAs, will cover Covid-19-related testing and treatment, among other things.

Eating more healthy food? More junk food? Nearly everyone's eating and shopping habits are feeling the fallout of the pandemic — and boredom and anxiety are driving plenty of change.

The U.S. government is sending millions of $1,200 checks out to Americans, some of whom have passed away. Now, the IRS has released instructions for how families of the deceased can return that money.

Experts weigh in on the best way to get in front of a hiring manager as the competition for job openings heats up.

Alexia Howard, Bernstein analyst, with a Beyond Meat earnings preview. With CNBC's Melissa Lee and the Fast Money traders, Guy Adami, Tim Seymour, Dan Nathan and Karen Finerman.

Charles Stewart, Sotheby's CEO, on how the company has shifted business during the pandemic. With CNBC's Melissa Lee and the Fast Money traders, Guy Adami, Tim Seymour, Karen Finerman and Dan Nathan.

Matt is resurrecting a 10-year-old laptop with only 4GB of memory. How can he make it run faster?

I am trying to resurrect an old but good-in-its-day laptop for my son to use for his A-levels. I have bought a cheap 256GB SSD to improve the read/write speeds, but it seems I am stuck with the current 4GB of memory. Its two memory slots could support 8GB but 4GB DDR2 memory modules are prohibitively expensive at roughly £65 each. It doesn’t seem to make sense spending that sort of money on outdated memory technology for a 10-year-old laptop.

What is the best way to set up Windows 10 so it runs fast on relatively limited memory? Is it worth using a different browser to Chrome? Is Microsoft Office too much of a resource hog?

Chip costs are driven by production volumes, so obsolete types of memory are no longer in production, or are very expensive to produce. Often, there are alternatives, such as buying second-hand memory modules, and cannibalising laptops sold on eBay for “spares or repair”.

You’ve bought the perfect PC – now you need to complete your setup to get the best from your games. Here are our suggestions

• Experts on how to build a gaming PC kit – from central processor to memory

When you’re buying a new gaming PC from scratch, the machine itself is only part of the picture. To get the very best out of the most demanding modern games, you’ll need the rest of your setup to be working hard too – especially if you ever want to win at Call of Duty: Warzone.

Here then, are our picks for the best gaming monitors, keyboards and mice. Helping me to make the selection are Alan Dexter, senior hardware editor at PC Gamer, Chris Wilson, design director at Cardboard Sword, Al Bickham, communications manager at Creative Assembly, and Nic Claassen, head of product business at Acer UK.

Craig Johnson of Piper Sandler and Quint Tatro of Joule Financial discuss the financial sector with Seema Mody.

Even though you may have seen a drop in income this year due to Covid-19, you could face a tax bill next year if you're receiving unemployment benefits. CNBC's Sharon Epperson reports on how to avoid the hit.

The April jobs report is expected to show the worst unemployment rate since the Great Recession. Michelle Girard, chief U.S. economist at NatWest Markets, and Beth Akers, senior fellow at the Manhattan Institute, joins "Squawk Box" to discuss what they expect.

The FDA has approved Moderna's coronavirus vaccine candidate for a phase 2 trial, something the company calls a crucial step in its timeline. Moderna CEO Stephane Bancel joins "Squawk Box" to discuss.

CNBC's Tyler Mathisen is joined by Vital Connect CEO Peter Van Haur to talk about how the company's VitalPatch product just got FDA approval to monitor coronavirus patients.

CNBC's Aditi Roy talks about meat shortages in the U.S. and the growing demand for products like Impossible Foods with the company's CEO Pat Brown.

Efforts to fight the coronavirus pandemic have been largely bolstered by the usage of a 70-year-old wartime law called the Defense Production Act. Originally signed into law during the Korean War, the DPA affords the President special powers, such as mobilizing companies to produce medical supplies and accelerating the availability of resources to combat the pandemic.

From Rashford to Tielemans, we check in on how our initial Next Generation players have got on before the 2019 ones are announced this week

• Harley Willard: what happened next to one 2014 selection?

In 2014 we decided that it would be interesting to pick the best young players from each Premier League club – as well as 40 from around the world – and follow them for five years to see how they progressed.

The idea was to try to get a sense of how difficult it is to become a professional footballer despite being one of the best in that country at the age of 16 or 17.

Spurs’ former scout David Webb tells the story of how four supremely shrewd acquisitions helped take the team to the Champions League final

The anniversary falls on Friday. In the second extraordinary semi-final comeback in as many days, Tottenham overcame Ajax courtesy of a 96th-minute winner from their most recent recruit. A year and a half into his Spurs career, Lucas Moura completed his hat-trick. It was an advertisement for enforced continuity, an antidote to the obsession with spending as the only team in the top five European leagues to go through the season without signing anyone became Champions League finalists.

But it was not entirely true to call Tottenham the team without transfers. There was a golden age of recruitment under Mauricio Pochettino: not in 2018-19, but a seven-month spell in 2015 when Spurs brought in Dele Alli, Son Heung-min, Kieran Trippier and Toby Alderweireld all for less than £45m. Four years, and four top-four finishes later, each of a quartet which could have been valued at a combined £250m started the Champions League final.

Club’s charity has adjusted swiftly amid Covid-19 and faces challenges with youngsters previously involved in crime

Like most workers in the charity sector, George Henry knew he had a problem when the UK entered lockdown on 23 March. As the targeted interventions manager at the Palace for Life Foundation – Crystal Palace’s charity – Henry uses football to help disadvantaged young people in south London and organises a team of mentors who try to keep them on the straight and narrow.

“Most of them have been arrested or been in gangs and we try to get them into positive outcomes,” he says. “We’re based in schools and a custody suite for our Divert programme, which aims to get them back into employment and training. Around this time of year we usually help with the transition from year six to year seven but because of the lockdown that couldn’t happen.”

How Housing Finance Companies Sanction home loan to Salaried person?

How many company audit a CA can do in a year and what are the general limits placed on a CA ?

The new episode debuts next Wednesday

The post Mark Hamill Shows His Dark Side in What We Do in the Shadows Episode 2.06 Promo appeared first on ComingSoon.net.

This is too honest by far, and I wonder if it is perhaps unhelpful for me to talk openly about. Vulnerable is hard. But, I would have loved to have read this years ago, so let’s do this: I want to talk about how much I write, and my current experiment of writing 500 words… Continue reading How Much Should You Write Every Day?

We go to Moscow for an update on the pandemic in Russia, where the coronavirus is spreading rapidly, with at least 10,000 new cases a day and the second-highest infection rate in the world, and more than 100 medical workers have died fighting the virus, and many have reported lack of personal protective equipment. Meanwhile, three Russian healthcare workers mysteriously fell from hospital windows over the past two weeks. Two died, and the one who is hospitalized had posted a video online to note the lack of medical equipment and said he had to keep working despite testing positive. We speak with Joshua Yaffa, Moscow correspondent for The New Yorker magazine.

We look at the deadly disparate impact of the pandemic on African Americans as told through an in-depth story for The New York Times Magazine by writer Linda Villarosa in her new piece, "'A Terrible Price': The Deadly Racial Disparities of Covid-19 in America," that tells what happened to the Zulu club, a Black social organization in New Orleans, during and after Mardi Gras. She reports that the experience is usually a joy, but the coronavirus made it a tragedy.

A new book captures the pioneering, propaganda-infused visions of mid-20th-century Soviet space exploration

-- Read more on ScientificAmerican.com

Glucose metabolism plays a key role in the cytokine storm seen in influenza, and the link could have potential implications for novel coronavirus infections

-- Read more on ScientificAmerican.com

Wuhan-based virologist Shi Zhengli has identified dozens of deadly SARS-like viruses in bat caves, and she warns there are more out there

-- Read more on ScientificAmerican.com

A hotter planet could change the relationship among infectious agents, their hosts and the human body’s defense mechanisms

-- Read more on ScientificAmerican.com

Its sting is excruciating to people, but it is a bigger threat to honeybees vital for agriculture

-- Read more on ScientificAmerican.com

Originally posted on - blogs by NPG staff

Last night, having just watched a documentary on the Connecticut River flood of 1936, my wife and I discovered that our basement had flooded — apparently the sump pump had failed. So this morning we called the Barstows (it’s great to have contractors you can rely on in emergencies) and they sent a crew over […]

• Folk
• Ska
• Crack Rock Steady

Hello,
*I have not shown nil/exempted sales separately in GSTR3b.
*GSTR1 has been filed with correct data.
*That means from total sales the figures for Nil/exempt sales which i had to report separately in GSTR3B return i have added up the figure with taxable sales.
*There is no issue of tax payments, as taxes are calculated and paid correctly.

My question is do i need to anything else to rectify this mistake.


Thanking You

With 6,000 cinemas closed, 200 film shoots stopped in March, more than €150 million already lost and more than half of the population signed up to a streaming service, film critic Lisa Nesselson speaks to Eve Jackson about the effect of the coronavirus on the French film industry. They also talk about the revival of the drive-in in these social distancing times and the release of Terrence Mallick's "A Hidden Life" on VOD.

This week we took a look at Iran's handling of the Covid-19 pandemic, the troubles that lie ahead for prisoners on early release due to the coronavirus and China's "mask diplomacy". We also investigate how Covid-19 is affecting the French cinema industry and the role of US forces in the Sahel region's war on terror. 

I’m having a Halloween crafternoon this weekend, and I wanted to make some toothpicks for spearing finger food that would be easy to make, but still have a great spooky vibe. Even if you are not having a Halloween party this year I think these picks would be great for … Continue reading →

These little pipe cleaner pals are super easy to make, and even easier to customize based on what you have on hand. The only things you will need are pipe cleaners, the paper faces, and some glue. Otherwise you can add little Halloween toys, scraps of fun paper, streamers, etc. … Continue reading →

Today’s DIY is not really a set of instructions (because it’s super easy) but more of a few helpful hints! I found the idea for these amazing hand treat bags at The Queen’s Card Castle. I decided to make the bags for my son’s class party treat bags, they were … Continue reading →

Hi friends! November has been a blur of activities and get-togethers so I wanted to stop in today with a super easy “how-to”. These candles make great hostess gifts, or they are just a fun way to dress up some candles you have around the house for the holidays. Recently … Continue reading →

In our family we love an advent calendar! I fill ours with little slips of paper saying something we are going to do that day. They can be simple like watch Charlie Brown’s Christmas, or more exciting things like Go See The Nutcracker. The only thing I tend not to … Continue reading →

Part 7 of an exclusive look into the madness that was being an employee of 'Tiger King," a controversial zoo that is the subject of a wildly popular new Netflix documentary series.

The true story of how a fast food restaurant indirectly led to our indie game studio's success.

In this exclusive 35-minute documentary, we expose a massive and unknown fish smuggling and supply network in the Pacific Ocean. Every year, an armada of North Korean ghost ships invade the waters of the Russian Far East and Japan. From Vladivostok to North Korea, via China, our reporter Elena Volochine investigated the illegal fishing networks of the world's most secretive country, North Korea.