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Northwestern Mutual financial professionals across the country to host lemonade stands during Alex's Lemonade Days - National Lemonade Day Video

Northwestern Mutual will support the fight against childhood cancer by hosting lemonade stands nationwide as part of Alex’s Lemonade Days (June 12-14). Join the fight and build your own lemonade stand.




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Hilton is in a good position to withstand the coronavirus: Macquarie

As the travel and tourism industry struggles with the fallout from the coronavirus, Chad Beynon of Macquarie explains why Hilton's franchise business model makes it resilient in this challenging environment.




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Norwegian Cruise Line raises over $2 billion to withstand 'well over' a year without revenue

"When the transactions are completed, the additional liquidity alleviates management's concern about the Company's ability to continue as a going concern for the next 12 months," Norwegian said in a statement Wednesday.




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US oil needs more explicit support from policymakers: Standard Chartered

Eric Robertsen from Standard Chartered says it is hard to imagine oil and energy demand improving, so the U.S. shale industry needs explicit policy support to get back on track.




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Cramer: Tesla is an industry standout, stock will go much higher

CNBC's "Squawk on the Street" team discuss Tesla's stock performance and how the company stands out in the auto industry.




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Virtual banking will help banks like Standard Chartered cut costs: Fund manager

Virtual banks may compete with traditional banks, but they also help lenders like Standard Chartered cut costs, says Paul Pong of Pegasus Fund Managers.




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New client best interest rule raises standards but 'muddies the water' on advisor, broker differences

Regulation Best Interest (Reg BI), the new rules passed by the SEC in September, may have raised the standard of care required of brokers making investment recommendations to their clients, but it didn't clear up the confusion about the differences between registered investment advisors and brokers.




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How financial advisors can strive for a higher standard when recommending life insurance

Insurance is an essential part of a comprehensive financial plan, but fee-only advisors have blanched at using commission-based products to solve a problem. Here's how to curtail those conflicts of interest.




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Banks well positioned to withstand coronavirus crisis: WaFD Bank CEO

Brent Beardall, WaFd Bank CEO, joins 'Power Lunch' to discuss the state of the Paycheck Protection Program and how many PPP loans the bank has processed.




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PGIM India Fixed Duration Fund - Series BE - Regular Plan - Standard Dividend Option

Category Income
NAV 973.4393
Repurchase Price
Sale Price
Date 08-May-2020




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PGIM India Fixed Duration Fund - Series BC - Regular Plan - Standard Dividend Option

Category Income
NAV 1077.8497
Repurchase Price
Sale Price
Date 08-May-2020




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PGIM India Fixed Duration Fund - Series BC - Direct Plan - Standard Dividend Option

Category Income
NAV 1089.081
Repurchase Price
Sale Price
Date 08-May-2020




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PGIM India Fixed Duration Fund - Series BB - Regular Plan - Standard Dividend Option

Category Income
NAV 1172.548
Repurchase Price
Sale Price
Date 08-May-2020




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PGIM India Fixed Duration Fund - Series BA - Regular Plan - Standard Dividend Option

Category Income
NAV 1207.1366
Repurchase Price
Sale Price
Date 08-May-2020




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PGIM India Fixed Duration Fund - Series AZ - Regular Plan - Standard Dividend Option

Category Income
NAV 1009.2262
Repurchase Price
Sale Price
Date 08-May-2020




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PGIM India Fixed Duration Fund - Series AU - Regular Plan - Standard Dividend Option

Category Income
NAV 1065.9008
Repurchase Price
Sale Price
Date 08-May-2020




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PGIM India Fixed Duration Fund - Series AT - Regular Plan - Standard Dividend Option

Category Income
NAV 1062.5971
Repurchase Price
Sale Price
Date 08-May-2020




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PGIM India Fixed Duration Fund - Series AR - Regular Plan - Standard Dividend Option

Category Income
NAV 1084.2308
Repurchase Price
Sale Price
Date 08-May-2020




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PGIM India Fixed Duration Fund - Series AQ - Direct Plan - Standard Dividend Option

Category Income
NAV 1196.696
Repurchase Price
Sale Price
Date 08-May-2020




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PGIM India Fixed Duration Fund - Series AP - Regular Plan - Standard Dividend Option

Category Income
NAV 1182.318
Repurchase Price
Sale Price
Date 08-May-2020




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I made millions out of the last debt crisis. Now the wealthy stand to win again | Gary Stevenson

We urgently need a fairer tax system so that rich people like me help solve the fallout from coronavirus, not just profit from it


• Gary Stevenson is an economist and former interest rate trader

I made my first million the year Greece went under. I was 24 years old at the time.

I’d attended a presentation given by one of Citibank’s senior economists, in which he explained that government debts of the world’s major economies had grown to dangerous levels, and were continuing to grow. He warned that markets could stop lending to some of these governments, forcing a devastating round of austerity on to already battered economies.

If we repeat 2008, buying a house with one’s own wages will be a thing of the past

Related: Don't expect a snapback for the UK economy after lockdown is lifted | Larry Elliott

Continue reading...




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Kotak World Gold Fund - Standard Plan - Growth Option

Category Other Scheme - FoF Overseas
NAV 11.199
Repurchase Price
Sale Price
Date 25-Feb-2020




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Kotak World Gold Fund - Standard Plan - Dividend Option

Category Other Scheme - FoF Overseas
NAV 9.28
Repurchase Price
Sale Price
Date 25-Feb-2020




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Kotak US Equity Fund - Standard Plan - Growth option

Category Other Scheme - FoF Overseas
NAV 19.216
Repurchase Price
Sale Price
Date 25-Feb-2020




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Kotak US Equity Fund - Standard Plan - Dividend option

Category Other Scheme - FoF Overseas
NAV 19.213
Repurchase Price
Sale Price
Date 25-Feb-2020




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Kotak Corporate Bond Fund- Standard Plan-Weekly Dividend Option

Category Debt Scheme - Corporate Bond Fund
NAV 1202.9939
Repurchase Price 1202.9939
Sale Price 1202.9939
Date 21-Oct-2016




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Kotak Corporate Bond Fund- Standard Plan-Daily Dividend Option

Category Debt Scheme - Corporate Bond Fund
NAV 1052.7994
Repurchase Price 1052.7994
Sale Price 1052.7994
Date 21-Oct-2016




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Kotak Infrastructure & Economic Reform Fund - Standard Plan-Growth

Category Equity Scheme - Sectoral/ Thematic
NAV 14.359
Repurchase Price
Sale Price
Date 08-May-2020




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Kotak Infrastructure & Economic Reform Fund - Standard Plan-Dividend

Category Equity Scheme - Sectoral/ Thematic
NAV 11.484
Repurchase Price
Sale Price
Date 08-May-2020




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Kotak Standard Multicap Fund - Growth - Direct

Category Equity Scheme - Multi Cap Fund
NAV 30.964
Repurchase Price
Sale Price
Date 08-May-2020




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Kotak Standard Multicap Fund - Growth

Category Equity Scheme - Multi Cap Fund
NAV 28.815
Repurchase Price
Sale Price
Date 08-May-2020




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Kotak Standard Multicap Fund - Dividend - Direct

Category Equity Scheme - Multi Cap Fund
NAV 19.719
Repurchase Price
Sale Price
Date 08-May-2020




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Kotak Standard Multicap Fund - Dividend

Category Equity Scheme - Multi Cap Fund
NAV 18.145
Repurchase Price
Sale Price
Date 08-May-2020




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A new way for podcasters to understand and grow their audiences

Whether taking a quick walk, diving into an ambitious cooking project or driving in the car, people are listening to podcasts in more places. We redesigned Google Podcasts with this in mind, making it easier to discover and listen to podcasts wherever people are listening. 

Today we’re introducing Google Podcasts Manager, a new tool to help podcasters gain insight into the evolving habits of podcast listeners so they can better understand their audiences and reach them across Google products.


With Podcasts Manager, you can make sure your show is available to millions of Google Podcasts listeners through a simple verification process. Within the tool you can access metrics to understand how engagement with your show evolves over time and see activity for recent episodes. This includes retention analytics which help you better understand where people tune in—and when they drop off—along with listening duration, minutes played and more. And you can export the data and plug it into your own analysis tools if you prefer.

Audience retention dashboard

Podcasts Manager also provides anonymized device analytics that show what percentage of your audience listens on phones, tablets, desktop computers and smart speakers. This data can help podcasters better understand and respond to changing listening behavior. For example, you might discover that the majority of your listeners access your show on a smart speaker. This might mean you add shorter form content for listening on-the-go, or develop more family-friendly options for consumption in an open space.

Device breakdown dashboard

We’ll continue to build on these features to help audio publishers grow sustainable businesses, connect with listeners and create podcasts people love.




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Helping journalists understand the power of machine learning

Editor’s note: What impact can AI and machine learning have on journalism? That is a question the Google News Initiative is exploring through a partnership with Polis, the international journalism think tank at the London School of Economics and Political Science. The following post is written by Mattia Peretti, who manages the program, called JournalismAI.

In the global survey we conducted last year about the use of artificial intelligence (AI) by news organizations, most respondents highlighted the urgent need to educate and train their newsroom on the potential offered by machine learning and other AI-powered technologies. Improving AI literacy was seen as vital to change culture and improve understanding of new tools and systems:

AI literacy is crucial. The more the newsroom at large embraces the technology and generates the ideas and expertise for AI projects, the better the outcome. New powers, new responsibilities:
A global survey of journalism and AI

The message from newsrooms was loud and clear. So we decided to do something about it. That’s why we’re announcing a free training course produced by JournalismAI in collaboration with VRT News and the Google News Initiative. 

This Introduction to Machine Learning is built by journalists, for journalists, and it will help answer questions such as: What is machine learning? How do you train a machine learning model? What can journalists and news organizations do with it and why is it important to use it responsibly?

The course is available in 17 different languages on the Google News Initiative Training Center. By logging in, you can track your progress and get a certificate when you complete the course. The Training Center also has a variety of other courses to help you find, verify and tell news stories online.


The Introduction to Machine Learning is available on the Google News Initiative Training Center in 17 different languages.

It’s a tough time for journalists and news organizations worldwide, as they try to assess the impact that COVID-19 will have on the business and editorial side of the industry. With JournalismAI, we want to play our role in helping to minimize costs and enhance opportunities for the industry through these new technologies. This course complements our recently launched collaborative experiment, as well as our effort to highlight profiles and experiments that show the transformative potential of AI and machine learning in shaping the journalist, and the journalism, of the future.

At the end of the course, you’ll find a list of recommended resources, produced by journalism and technology experts across the world, that have been instrumental in designing our Introduction to Machine Learning and will help you dive even deeper in the world of AI and automation. 

And we are not done. After this course, and the previous training module with strategic suggestions on AI adoption, we are planning to design more training resources on AI and machine learning for journalists later this year. Sign up for the JournalismAI newsletter to stay updated.



  • Google News Initiative

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What’s trending: understanding rising consumer interests

Since COVID-19 began, we’ve heard from our retail and brand manufacturing partners that they’re hungry for more insights on how consumer interests are changing, given fluctuations in consumer demand. We see these changes reflected in how people are searching on Google. Last month, there were spikes in search interest for household supplies and jigsaw puzzles as people spent more time at home. This month we’ve seen surging interest for sewing machines and baking materials in the U.S., and tetherball sets and chalk in the United Kingdom and Australia. 

Businesses are using a variety of resources to understand changing consumer interests—including Google Trends, social listening, surveys, and their own data—in order to help make decisions on the fly. But if they don’t know what to look for, there isn’t an easy way to understand which product categories are gaining in popularity, and might pose an opportunity.

That’s why we’re launching a rising retail categories tool on Think with Google. It surfaces fast-growing, product-related categories in Google Search, the locations where they’re growing, and the queries associated with them. This is the first time we’ve provided this type of insight on the product categories that people are searching for. 

When we previewed the data with a group of businesses, they had lots of creative ideas for how they might apply it—whether for content creation, promotional efforts, or even new products and services. Here were some of their ideas for how it could help:

  • Content creation: A cookware company noticed that “flour” was a growing category in the United States. The team was inspired to explore partnering with a famous local chef to create engaging content about recipes that incorporate flour. 
  • Promotion: A jewelry and accessories company noted rising interest in products in the “free weights” category, so the team thought they might partner with fitness influencers who could help promote their products. Similarly, an online business said it would regularly reference the data to inform which products to feature on its homepage throughout the pandemic. 

  • Product ideas: An apparel company with a fast and flexible production model said its team would use this data to inspire new product line ideas.

For the next few months, we’ll update the tool with fresh data every day and hope this will help businesses of all sizes find new pockets of consumer interest. For additional resources and insights, sign up for the Think with Google newsletter. 




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How to Understand Aliens.

Last night, having just watched a documentary on the Connecticut River flood of 1936, my wife and I discovered that our basement had flooded — apparently the sump pump had failed. So this morning we called the Barstows (it’s great to have contractors you can rely on in emergencies) and they sent a crew over […]







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Publisher Alerts: Complaints at Month9 Books, Nonstandard Business Practices at Black Rose Writing


In mid-2016, I wrote about YA publisher Month9 Books' abrupt decision to scale back its list, reverting rights to as many as 50 authors across all its imprints. Explaining the culling, Month9 founder and CEO Georgia McBride cited her own health problems, along with staffing issues and the company's "substantial growing pains" over the past six to nine months.

McBride's announcement triggered a surge of complaints from Month9 authors, who described a host of serious problems at the company, including late or missing payments (for staff as well as authors), problems with royalty accounting, delayed pub dates, broken marketing promises, overcrowded publication schedules, communications breakdowns, and harsh treatment and bullying by McBride.

According to authors and staff, these problems were not new or even recent, but had been ongoing for a long time. Why had authors kept silent? Almost every writer who contacted me mentioned their fear of retaliation--along with the draconian NDA included in Month9's contracts. I've rarely encountered a situation where authors seemed so fearful of their publisher.

Things quieted down after the initial flood of revelations, as they often do. Month9 survived and kept on publishing, though its list continued to shrink: between a high point in 2016 and now, the number of titles appears to have fallen about 50%. Apart from a handful of additional complaints in late 2016 and early 2017 (similar to this one), I didn't hear much about Month9 in the years following.

Until now. Over the past few weeks, I've been contacted by multiple writers who say they are still suffering from the same problems that surfaced in 2016: primarily, late (sometimes very late) royalty and subrights advance payments and statements (in many cases received only after persistent prodding by authors and their agents), and allegations of irregularities in royalty reporting.

The intimidation level, too, seems not to have changed. Most of the authors told me that they feared reprisal for coming forward, and asked me specifically not to mention their names or book titles. (Writer Beware never reveals names or other unique identifying information, unless we receive specific permission from the individual. That disclaimer is included on our website and in our correspondence.)

If you've been following the recent ChiZine scandal, you may be feeling some deja vu--notably, in the alleged existence of a toxic culture within the publisher that makes authors fearful and and helps to keep them silent. It's disappointing to learn that even if the issues that thrust Month9 into the spotlight three years ago have gone quiet, they don't seem to have eased. Writers be warned.

******

I wrote about Black Rose Writing in 2009, in connection with its requirement that authors buy their own books. Writers who submitted were asked how many of their own books they planned to buy; their response was then written into their contracts. (Book purchase requirements are back-end vanity publishing: even if writers aren't being asked to pay for production and distribution, they still must hand over money in order to see their work in print.)

Black Rose got rid of the book purchase requirement a few years later, and claimed to be a completely fee-free publisher. I had my suspicions that money might still somehow be involved, though...and as it turns out, I wasn't wrong.

I've recently learned that new Black Rose authors receive a Cooperative Marketing Catalog that sells a range of pay-to-play marketing and promotional services, with costs ranging from a few hundred dollars to four figures. For instance:


It's true that purchase is optional (though I would guess that authors are heavily solicited to buy). But reputable publishers don't sell marketing services to their authors--and in any case, much of what's on offer are things that other publishers, even very small ones, do for their authors free of charge, as part of the publication process.

That's not the only way in which Black Rose authors are encouraged to pay their publisher. Owner Reagan Rothe is a self-described "financial partner" in two additional businesses: the Maxy Awards, a high entry fee book competition that donates "a large part of every entry" to a charity (how large? No idea; that information is not provided); and Sublime Book Review, a paid review service.

Though Mr. Rothe's financial interest in these businesses is not disclosed on the business's websites, both businesses are clearly energetically promoted to Black Rose authors. On Sublime's website, nineteen of the first 20 book reviews are for Black Rose books. There's also this, from the marketing catalog (note the lack of disclaimer):


As for the Maxys, thirteen of the 17 winners and runners-up for 2019 are Black Rose books.

Mr. Rothe does admit his relationship with the businesses in this recent email to Black Rose authors--though only to afford them yet another opportunity to give him money:





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'Colour allows us to understand in a deeper sense': Hitler, Churchill and others in a new light

The story of global conflict is all the more powerful when it isn’t seen in black and white. Artist Marina Amaral explains her latest work

On a stretcher lies a patient; his ashen face protrudes from under a green blanket, eyes closed. Two uniformed women carry the stretcher, wearing face masks. It looks as if it’s a lovely day: the sun is shining, the shadows dark, the sky blue. But this is not a happy picture. Is the casualty even alive, or has he already been taken by the killer virus that has wrapped itself around our planet like a python, squeezing the life from it?

The photograph was taken at an ambulance station in Washington DC. Within the past couple of months? It could have been, if it weren’t for the uniforms (I don’t think today’s nurses wear lace-up leather boots) and the stretcher. In fact, it was taken more than a century ago, in 1918, during the Spanish flu epidemic, which killed so many millions. The photographer is unknown, forgotten. But the black and white picture was recently “colourised” by Marina Amaral.

Continue reading...




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How to understand Covid-19 antibody testing in 10 steps

Inaccuracies in the testing, such as false negatives and false positives, are potentially harmful

Continue reading...





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Labour Party: Jennie Formby to stand down as general secretary

The former Unite official says it is the "right time" to move on with the party under new leadership.




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Coronavirus: Sir Keir Starmer calls for new workplace safety standards

Sir Keir Starmer urges politicians, employers and unions to work together to address public "anxiety".