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What you should do if your company wants to cut your pay

There are lots of pressures on household budgets at the current time, but experts on the FT Money show are here to guide you through it. On this week's podcast we’re going to be talking about worker’s rights if companies want to cut their pay; whether you should take a ‘payment holiday on your mortgage’, and how to get a refund on a holiday you can no longer take - our Money Mentor Lindsay Cook is here to help. And with children at home, we’ve also got ideas to inspire them to learn more about money matters - and there’s even a competition parents can enter for sharing their best ideas.

 

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Millennial v Boomer: young generation wants radical feedback

Newer employees like their appraisals upfront and often




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Wales, it is time to fire up your job creation turbo engine

Wales is getting it right on job creation if you ask me and Aston Martin




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Millennial v Boomer: Young staff like to share, up to a point

One says employees want to be untethered while the other believes they dream of buying a home




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Give your gardener feedback and your nanny a bonus

Put as much effort into being a good employer at home as at work




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Millennial v Boomer: young workers and EU

Debate: One says youthful staff want to remain in the EU, the other fears apathy




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Be careful how you play the Bame game when recruiting

You will not keep a diverse workforce unless its members feel they are fully part of the organisation




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It is not too late to recreate yourself

One thing that almost anyone who has ever changed career direction has done is to retrain




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Train your successor before you need one

To move on to a dream job, have someone ready to replace you at the old one




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Jancis Robinson on the best ways to sell your wine collection

The most popular method is through the outfit you bought it from




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Coronavirus: Your questions answered as furlough scheme opens

Claer Barrett and Daniel Thomas hear readers’ experiences of accessing job retention scheme 




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Six ways to manage money — and not fall out with your partner

Couples share how they divide their incomes and outgoings — and joint accounts are falling out of favour




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If investing was a game show would you be a winner?

Our festival panel consign their financial nasties to Room 101




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How is your financial wellbeing?

A healthy salary does not always prevent problems, says the FT’s personal finance editor




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Play trick or treat with your finances this Halloween

Spookily effective savings tips if your money has vanished by the end of the month




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Bad credit is big business — if you can get a guarantor

Whether renting a flat or applying for a loan, you will probably need the help of a homeowner




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Would your finances pass the 10 year challenge? 

The past decade has been transformational for our finances, but the next could be more challenging 




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How are your spending habits changing under lockdown? 

Join a live discussion with our FT Money editor at 12pm and 5pm UK time on Wednesday April 8




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Alisher Usmanov: ‘I was never what you could call an oligarch’

The Russian billionaire on working with Putin, his Premier League plans and making a fortune in the 1990s




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Moeen Ali: ‘You would play for free, honestly’

The England cricketer on finding his faith, burnout — and why he can’t wait to get back on the pitch




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KKR agrees buyout deal with German media giant

German media group Axel Springer is seeking to go private with the help of US investor KKR. Katie Martin discusses what both sides stand to gain from the move with Arash Massoudi and Tobias Buck.


Contributors: Suzanne Blumsom, executive editor, Katie Martin, capital markets editor, Arash Massoudi, corporate finance and deals editor, and Tobias Buck, Berlin correspondent.

 

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How Google feeds your data to advertisers

Google is allegedly using hidden web pages that feed the personal data of its users to advertisers, circumventing EU privacy regulations that require consent and transparency. Madhumita Murgia, the FT's European technology correspondent, discusses the implications for both privacy and competition with Malcolm Moore.


Conributors: Malcolm Moore, technology news editor, and Madhumita Murgia, European technology correspondent. Producer: Fiona Symon

 

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Why the oil market is even weaker than you think

Producers’ realised prices are lower than they appear, while traders are braced for more turmoil




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Royal Dutch Shell: payout cut ends value era

Oil group’s share price has lost its moorings




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Admiral pulls special dividend but maintains final payout 

Insurers have been urged by regulators to reconsider shareholder payments during lockdown




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Five ways to protect your post-pandemic pension pot

How will your retirement finances change BC and AC — before and after coronavirus?




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Eric Li: ‘How do you block a country of 1.4bn?’

The pro-Beijing venture capitalist on Trump, China’s rise — and Xi Jinping’s ‘little red app’




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How will the lockdowns end? FT journalists answer your questions

Andrew Edgecliffe-Johnson, Hannah Kuchler and Gideon Rachman assess the next stage of the coronavirus crisis




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Private equity funds can help your portfolio scale heights

An esoteric choice they may be for private investors, but if you’re selective they can add value




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Could investing in military tech make your portfolio more defensive?

Whether we like it or not, spending on arms and security will rise in the next few years 




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How are you coping without your cleaner?

James Max, the FT columnist, takes questions from readers about the misery of household chores




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What I wished I’d known about money when I was young

Young people may face many challenges, but they also have many wealth creation opportunities




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Simple rules for managing your money

Learning how to budget is a vital skill to master at the beginning of a career




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Coronavirus crisis: your financial rights

How to navigate government help schemes, the benefits system, redundancy pay and help from banks




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Don’t let coronavirus derail your financial plans

Take steps to improve your relationship with money and the role it plays in your life




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How to teach your children about the stock market 

Lockdown presents a golden educational opportunity, particularly if you work in investment




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How will coronavirus change the world? — Parlia launches to help you find out

“Is Greta Thunberg a hypocrite?” Google that phrase and you will get thousands of results. It just goes to show that, to a large extent, the “Q&A” model is broken on the internet. Where once Yahoo Answers and Quora were considered the bright young things of Web 2.0’s “Read/Write Web,” today there is only the […]




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Covid-19 shows why ESG matters; Barclays’ big climate vote; UK impact investors’ legal hurdle; your questions answered

Your guide to the investment and business revolution you can’t afford to ignore




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Ingram Pinn’s illustration of the week: Your move

Refugee crisis looms as ‘gates open’ on the Turkish border




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Samsung’s new Galaxy Watch app reminds you to wash your damn hands, dummy

A few months ago, the idea of a hand-washing app would have seemed trivial, at best. We’re all adults here, right? We’ve been washing our hands our entire lives. But things change. It’s mid-April and we’re afraid to go outside and engage with other humans — and thorough hand-washing is one of very few tools […]




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COVID-19 quarantine boosts smart speaker usage among U.S. adults, particularly younger users

The coronavirus outbreak has driven more consumers to turn to their smart speakers for news, information, music and entertainment, according to new data released today by NPR and Edison Research. Around three-quarters of U.S. adults 18 and up said their routines have been impacted due to COVID-19 and their media habits have changed as a […]




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YouTube TV to gain 14 more ViacomCBS channels in expanded distribution deal

YouTube TV is expanding its lineup of channels thanks to a new, multi-year distribution agreement with ViacomCBS, announced this morning. The Google-owned streaming TV service is gaining 14 new ViacomCBS channels as a result of the deal, including news, sports, and entertainment offerings. It will also continue to carry CBS broadcast stations, CBS Sports Network, […]




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Google launches ‘Read Along,’ a free app that helps young children practice reading

Google today is launching a new app, Read Along, that aims to help elementary school students practice their reading skills and stay educationally engaged amid school closures due to coronavirus. The new Android app is based on Google’s existing application, Bolo, which launched in India last year with a catalog of read-along stories in both […]




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Silver can offer more bang for your buck

Metal offers protection from sledgehammer approach to quantitative easing




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What are the tax implications of selling half my flat to my younger sister?

I own a flat in London but I am looking to buy a house further out and commute every day




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Your iPhone will soon be able to tell 911 about your medical conditions and allergies

Got something in your medical history that first responders should know about if you call 911? Things like known drug allergies, or the medications you’re on? The iPhone and Apple Watch will soon be able to share this information with first responders automatically (if you opt to let it do so). When a user with […]




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Home working’s fine — if you’re home alone

’I’m on my second day, drinking too much coffee and feeling I’d enjoy it more if everyone else wasn’t here too’




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The new AirFly Pro is the perfect travel buddy for your AirPods Pro

Accessory maker TwelveSouth has a solid lineup of gadgets, many of which fill a niche that their products uniquely address — and address remarkably well. The AirFly Pro ($54.99) is a new iteration on one of those, providing a way to connect Bluetooth headphones to any audio source with a 3.5mm headphone jack. It’s being […]




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Wealth management could soon cost less than you’d think

Costs are falling — but it still looks far more expensive than it should




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How you structure your finances is just as important as what you hold

Could Retirement Interest Only mortgages be an option for many older people?