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According to a Lou Harris survey, the amount of leisure time enjoyed by the average American has shrunk 37 percent since 1973, while the the average workweek (including commuting) has increased from fewer than 41 hours to nearly 47 hours....

I just stumbled upon a great site that can help you on your organizing journey. It's called Keepio, and I'm not getting a dime for encouraging you to try them out. With Keepio, you can keep track of what you...

A life coach can provide direction or assist you to:

Analyze, prioritize, clarify and establish personal goals.
Evaluate obstacles and explore alternatives.
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Assess your strengths and acknowledge your limitations.
Learn new behaviors.
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Achieve personal fulfillment and satisfaction.

Take our stress assessment and find out!

Published at LXer: Ubuntu stands out as one of the most popular Linux distributions among web developers due to its stability, extensive community support, and robust package management. Read...

Published at LXer: If you have been around for a longtime, you probably have seen how audio players have evolved over the years, some have stuck to the old 90s approach, some have gone for a more...

Published at LXer: You may have heard of xmlrpc.php and people touting it as a big security loophole in WordPress. Does it pose a serious threat, and if so, how can we prevent it? Read More......

Published at LXer: Find out the File Smuggling technique to secretly share the executable file from an email provider, such as Gmail, without getting blocked. Read More......

Published at LXer: In this tutorial, we will explain the Linux SED command using some real examples. SED (Stream Editor) is one of the most used Linux commands in scripts and command lines. It...

There has been a lot of mud-slinging over the referendum on the Alternative Vote. The “No” campaign have been particularly bad at avoiding sensible debate and resorting to fear-mongering and smears.

The polling shows they will likely win by a significant margin. They shouldn’t. And with apparently 20%+ of people still undecided, I’d like to share some thoughts that might tip the balance in some people’s heads: please share this with anybody who is still undecided.

Here are 10 very good reasons you should vote “Yes” in the AV referendum tomorrow:

1. First Past The Post (FPTP) doesn’t work in a system with more than two parties

You might only like one of the two leading parties, but you can’t deny that we live in a society where more than two parties matter. If you live in Scotland or Wales, multi-party politics is a reality even more so.

FPTP was designed when there were only two political groups in Parliament: the Tories and the Whigs. Since the birth of Labour, the reformation of the Liberals and the rise of nationalist parties and groups like the Green Party, we live in a nation where there are multiple political voices.

You might not agree with them, but you agree under a democracy that they have a right to be heard, right? So why would you persist with a system that denies them that voice?

Right now, an MP can have support of less than 20% of the people in their constituency, and be sent to Parliament on behalf of all 100%. AV eliminates that from being possible, and forces more engaged politics.

2. AV actually weakens extremist parties

There are three parties wholly against the Alternative Vote: the Conservatives, the BNP and the Communist party.

The Tories don’t like it for a variety of reasons along with some Labour MPs (see below), but the BNP and the Communist parties don’t like it because it reduces their chances of getting a seat. How? It comes down to second preference votes.

People who are inclined to vote for extremist views typically will place them first. People who put other parties first are unlikely to offer a second preference to an extremist party. That means on the whole, parties like the BNP are likely to be eliminated quite early on.

To win, a candidate must convince at least 50% of the people who vote to give them at least a second or third preference vote. The BNP and the Communists are unlikely to achieve that whilst their views and the electorate’s are so out of kilter.

Under FPTP it’s possible to win a seat with just 20% of eligible voters agreeing with you, or around 30% of voters who actually vote - a much more achievable target for extremist parties to get.

3. AV forces consensus and a new mode of political debate

You might have noticed politicians from opposite sides don’t seem to like each other very much. Most people can’t stand watching Prime Minister’s Questions for all its Punch & Judy mechanics. FPTP requires confrontation and feeds off fear-mongering.

AV forces politicians into a very different mode. They have to talk about what they’re for, rather than what they’re against (as tactical voting disappears, see below), and they need to seek out ways to find compromise and agreement rather than just shout the other side down.

You might have strong feelings against the coalition government, but you can’t deny that the disagreements seem to have been dealt with more philosophical debate than previous disputes between the Conservatives and Liberal Democrats. It’s not that either side has sold out completely, but rather it’s because that’s what coalitions need to work. AV turns that progressive debate into the daily routine of politics.

4. AV doesn’t cost a penny more. The only penalty is a slightly longer election night special on the BBC

There have been some preposterous claims made about the cost of AV. One leaflet suggested it would cost us £250m, and another campaign suggested that maybe the money would be better spent on hospitals.

We could argue that democracy shouldn’t have a price put on it - particularly one so low given the size of our GDP - however that’s not the point.

AV won’t cost us anything more. The referendum will cost virtually nothing as it coincides with many local elections anyway. There are no “counting machines” that need to be bought, and the cost of explaining AV to the electorate has basically already been met by the (privately-funded) “Yes” campaign and various other groups. If you don’t currently understand how AV works, you can learn it yourself in under two minutes by reading the article on Wikipedia about it.

5. FPTP supports incompetent and lazy MPs - it provides a “job for life”, undeservedly

There are a lot of very bad MPs in Parliament. You’ve probably never heard their names, but they’ve been there for a long time, and know that they have a job for life. They are in “safe seats” where it would take a political Tsunami of epic proportions to remove them.

If you analyse which Labour members support the FPTP system over AV, you will realise they are generally unpopular figures who have held safe seats whilst resorting to “we hate the other side” politics, which would likely flounder under AV: John Prescott, Margaret Beckett, et al.

The Tory back-benches are filled with a similar breed of politician. They resent the voter, on the whole.

These MPs do not represent their constituency in Parliament. They represent their party in the constituency. With perhaps no more than 35% of the vote (and often with low turnouts, just a 10-15% approval from their constituency as a whole), they know they can do pretty much what they want. For example, on average MPs in safe seats claim more in expenses than MPs in marginals, and cost the taxpayer more.

One beauty of AV is that it pretty much eliminates the concept of a safe seat. There will be some left where there is overwhelming support for a candidate, but MPs will be more inclined to fight for the continued support of their entire constituency, and therefore act more in accordance with their wishes.

6. Under AV you can - if you wish - select just one candidate (and it’s actually easier)

At the moment under FPTP you type an X in a box. Under AV, if you only want to support one candidate and have no second preference, simply write ‘I’ instead. It’s one less line. It could be argued that under AV you’ll halve your time spent actually physically voting.

OK, I’m clearly making a small joke here, but there is nothing complicated about AV if you don’t want to think about multiple candidates, just vote for the one individual you want to see elected.

But don’t you want the option of being able to specify a second candidate if your first preference doesn’t win, just in case? Isn’t the elimination of tactical voting worth it? That brings us onto…

7. Tactical voting pretty much disappears under AV

This morning I got a “the Tories can’t win here” leaflet from the Lib Dems through my door. We’ve all seen them. Basically, if you don’t want Labour to win in this ward, there is no point in voting Conservative because of how the vote is counted.

Under AV at general elections, this would make no sense. Tory voters, instead of being told their votes are futile, would be reached out to by both parties seeking to build bridges with that community who live locally.

You would no longer need to go to the polls and vote for a party you disagree with, just to keep another party out. Campaigners would instead want to listen to views across the political spectrum in the hope of getting a second preference vote from people within those groups.

It completely changes the way we think about politics and political campaigning. For the better, and permanently.

There is a more complicated explanation of how tactical voting pretty much becomes impossible under AV in a section of the Wikipedia article.

8. We all start to count again

You might have heard the phrase “Mondeo Man”, “Windsor Woman” or the like at previous elections. These are demographic groups targeted by campaigners whose vote determines the election.

You see, at the last election, it’s thought that only 1.6% of votes actually changed the outcome. Because of the way FPTP favours jobs for life, safe seats and promotes tactical voting and negative politics, experts realised that the “swing” that would win the election would come from less than 1 voter in 50.

They identified who these people were based on where they lived. They analysed their lifestyles based on demographic information and labelled them. Experts then ran focus groups composed of this tiny demographic, and party policy and manifesto promises were crafted around what was responded to by that group.

All of those billboards, manifestos, news reports and editorials. They weren’t meant for 98.4% of the electorate - they were crafted to shape the opinion of just 1.6% of the electorate.

Does that seem a reasonable way to run a democracy to you? Under AV, we all start to count again.

9. It’s not a rubbish version of PR, and we don’t want PR anyway!

Some people have argued we should hold out for Proportional Representation because that means the number of MPs representing each party is in exact proportion to the number of votes cast for that party nationally.

We don’t want that.

Note, I said the MPs would be representing each party. They would no longer represent a constituency, and would be positioned on a list based on their loyalty to the party elders and the small Westminster clique that runs politics today.

We want and need a system that means an MP is tied to a constituency. We want and need a system that makes the MP want to represent the constituency within Parliament, rather than the other way around.

PR doesn’t do that. FPTP doesn’t do that. AV does.

10. If we vote “No”, we keep the status quo for at least a generation. 

The reality is, if we collectively vote “No” to the Alternative Vote, that’s it, we don’t get any more reform for a while - probably at least a generation. The concession prize might be a reform of the House of Lords, in order to try and keep the coalition together (it’s a very weak second prize for the Lib Dems), but I suspect if we voted “Yes”, then Lords reform would be here within no more than one more Parliament anyway - it’d be popular with voters.

We all agree that the current system is broken, but if we vote “no” we’re saying “that’s OK”. We are committing our children and possibly several generations more to the broken politics we’re so disenchanted with ourselves.

So, there we have it. 10 reasons. If you need any more, feel free to email me and I’ll try and answer your questions and answer any lingering doubts before polls open tomorrow.

Philosophers ask questions.

Artists interpret questions.

Theologians ignore questions.

Scientists and engineers answer questions.

Geeks do some or all the above.

Everybody else is just a spectator.

Dream about what you would wish for. It might come true.

For borrowers with mortgages between £300,000 and £2 million, John Charcol has launched a market-leading remortgage deal. The 2 year tracker has a free valuation and free legals and is available up to 90% loan-to-value. Ray Boulger, senior technical manager...

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It’s the start of 2016 and already I’ve received a few inquiries from my investor clients wondering whether they should hold on to their rental property, or sell this year. It’s a conversation I have multiple times with multiple clients each year, and it’s a question Sylvia and I sometimes ask ourselves about our own rental property. Especially given the appreciation gains of the past 5 years in Austin. So this article will walk through some of the questions you might ask yourself when contemplating whether to sell your real estate asset, based on how I look at the question with my own rental properties. The first questions to ask yourself are: 1) Do you need the money? and 2) What will you do with the money? I normally don’t make it past those two questions, because the answers for me are are “no” and “I don’t know”. For most, ... Read more

Should you enroll in a Real Estate investment seminar in Austin or your home town? Be very careful if you do. Understand the risks and what you are paying.

New York Times columnist Paul Sullivan recently wrote about this DJ posing as a financial advisor. It was one of those setups like you see on TV. They removed his dreadlocks and body piercings, put him in a suit, taught him some basic scripts like “a 401K is the way to go“, and had him meet with actual financial clients to discuss their financial needs and how he can help. When he went for the “close”, all but 1 client said they would work with him. He had zero experience, no qualifications (though I’ll bet his conversational skills helped). But since he looked the part and knew some buzz phrases, and the prospective clients didn’t know the right questions to ask, he was able to win their trust just by being nice and personable. The point of the experiment was to illustrate that the vast majority of financial clients do ... Read more

What effect does "negative cash flow" real estate have on the growth of your Net Worth over time?

Learn how to use Google Forms as a time tracking app for studies and analyze how much time you spend on each subject. You can also analyze the study pattern with charts inside Google Sheets.

The post How to Track your Study Time with Google Forms and Sheets appeared first on Digital Inspiration.

With Creator Studio, you can easily convert your Google Slides presentations into a video file with audio and upload to YouTube. You can also export slides as animated GIF images.

The post How to Download your Google Slides Presentation as a Video File appeared first on Digital Inspiration.

Want to read faster and better? Switch to Lexend, a free font from Google that can significantly improve your reading speed without losing comprehension.

The post Want to Read Faster? Change your Default Font In Google Docs appeared first on Digital Inspiration.

Do you want to build a portfolio website for your small business or personal project but don't know how to get started? Find the answer in the free eBook.

The post How to Create Portfolio Website for Your Small Business [Free eBook] appeared first on MonstersPost.

In the digital age, your website serves as the storefront of your business, creating the first impression for potential clients. It’s crucial to design it thoughtfully, ensuring it reflects your brand identity and appeals to your target audience. One of the key elements of web design is choosing the right colour palette, and for an […]

The post Crafting the Perfect Colour Palette for Your Electrician Website appeared first on MonstersPost.

The Framing Heart Study is a cardiovascular study based in Framingham, Massachusetts. The study began in 1948 with 5,209 adult subjects from Framingham, and is now on its third generation of participants.

The New England Journal of Medicine have recently published an article based on results of this study, which says that:

A person's chances of becoming obese increased by 57% (95% confidence interval [CI], 6 to 123) if he or she had a friend who became obese in a given interval.

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Editorial on the potency of great orators, and encouraging a Hare Krishna peace march event.

Cecil James and Brendan Farrell share something unique: they are the oldest and youngest ham radio operators in New Zealand and they belong to the Hamilton Radio Electronics Group...

Ideally situated in the heart of one of the Commonwealth's wealthiest districts, Station 2LF, from Young, dominates an area of over 11,000,000 acres containing a population of nearly 106,000...

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Laurie knows what producers are looking for and how to pitch screenplays to them. She's a true Hollywood insider who has worked in high-level positions involving the production of network TV and cable TV films, and feature films. She has supervised the development process that brings a script to the screen. Read more...

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Are you thinking about starting a side hustle or growing your online business, but feel held back by a lack of tech skills? That’s exactly where the “5-Day Profitable Newsletter Challenge” comes in—it’s a game-changer, especially for those who aren’t tech-savvy. This challenge is meticulously designed to take you from beginner to pro in the […]

Money is a sticky tricky thing for most people that requires some unlearning and healing love to move on. We have to learn how to have a healthy relationship with money. Right now, your clients are probably experiencing one (or all) of the following when they think about bringing in more money than they have […]