Check here each week to keep up with the latest from John MacArthur's pulpit at Grace Community Church.

Check here each week to keep up with the latest from John MacArthur's pulpit at Grace Community Church.

Check here each week to keep up with the latest from John MacArthur's pulpit at Grace Community Church.

Check here each week to keep up with the latest from John MacArthur's pulpit at Grace Community Church.

Check here each week to keep up with the latest from John MacArthur's pulpit at Grace Community Church.

Check here each week to keep up with the latest from John MacArthur's pulpit at Grace Community Church.

Check here each week to keep up with the latest from John MacArthur's pulpit at Grace Community Church.

Check here each week to keep up with the latest from John MacArthur's pulpit at Grace Community Church.

Check here each week to keep up with the latest from John MacArthur's pulpit at Grace Community Church.

Check here each week to keep up with the latest from John MacArthur's pulpit at Grace Community Church.

Check here each week to keep up with the latest from John MacArthur's pulpit at Grace Community Church.

Check here each week to keep up with the latest from John MacArthur's pulpit at Grace Community Church.

Check here each week to keep up with the latest from John MacArthur's pulpit at Grace Community Church.

Check here each week to keep up with the latest from John MacArthur's pulpit at Grace Community Church.

Check here each week to keep up with the latest from John MacArthur's pulpit at Grace Community Church.

Check here each week to keep up with the latest from John MacArthur's pulpit at Grace Community Church.

Check here each week to keep up with the latest from John MacArthur's pulpit at Grace Community Church.

Check here each week to keep up with the latest from John MacArthur's pulpit at Grace Community Church.

Check here each week to keep up with the latest from John MacArthur's pulpit at Grace Community Church.

With prices rising, Nigerians are becoming creative. Thrift shopping is booming, offering affordable options. Gibson Emeka from Abuja looks at how this market is becoming a lifeline for many in Nigeria.

The Nigerian Guild of Editors has called on the Federal Government to urgently mitigate the negative impact of fuel subsidy removal and the exchange rate volatility on the economy. Arising from a three-day All Nigeria Editors Conference in Yenagoa, the Bayelsa State capital, the body noted the economic constraints and rising operational costs. It, therefore,

TAIPEI, TAIWAN — Taiwanese businessman Robert Tsao said on Monday he would sue in a Taiwan court senior Chinese officials over sanctions they had placed on him, saying he was seeking to counter China's intimidation of lawful activity. China, which claims Taiwan as its own territory, last month said it would punish and sanction Tsao, the retired founder of chipmaker UMC, for alleged criminal and pro-Taiwan independence activities. China's Taiwan Affairs Office said the "Black Bear Academy" that Tsao has helped fund was seeking to incite separatism that would endanger cross-strait ties. Tsao, one of Taiwan's richest men who has pledged to provide millions to two civilian defense training programs, told a press conference that China was threatening the lawful holding of political views in Taiwan, and his personal safety. The lawsuit will be lodged in a Taipei court against Song Tao, head of China's Taiwan Affairs Office, and also the office's spokesperson Chen Binhua. Taiwan courts have no jurisdiction in China and senior Chinese officials do not visit the island. China's Taiwan Affairs Office did not respond to a request for comment. Cheng Wen-lung, one of Tsao's lawyers, said they understood that neither Song nor Chen would come to Taiwan and there would be no way of enforcing any judgment, but the case was about sending a message to Beijing, given it has been seeking to use legal means to put pressure on Taiwanese persons it does not like. "Legally, we have to do this," Cheng said. "Taiwan is in a difficult spot, but we have to work hard. You cannot not do anything." Tsao's team is also looking at suing in a U.S. court under that country's Alien Tort Claims Act. China's announcement against Tsao came as the country's military staged a day of war games around Taiwan it said were a warning to "separatist acts." Taiwan's government rejects Beijing's sovereignty claims. UMC says Tsao has nothing to do with the company any longer having retired a decade ago.

HONG KONG — Merchants and consumers alike found the Singles' Day shopping festival Monday less shiny than in years past as e-commerce firms look abroad for growth. The annual event named by the numeric form of its Nov. 11 date was started by e-commerce platform Alibaba, which offered attractive discounts to entice shoppers to spend big. The extravaganza has since expanded to other platforms like JD.com and Pinduoduo in China as well as abroad. While Singles’ Day was previously a one-day event, shopping platforms in China now kickstart the festival weeks ahead to drum up sales volume. The festival has also traditionally been regarded as a barometer of consumer sentiment. But amid China’s lagging domestic economy, dragged down by a real estate crisis and deflationary pressures, consumers no longer go all out on purchases during the shopping extravaganza. “I only spent a few hundred yuan on daily necessities,” said Wang Haihua, who owns a fitness center in Beijing. Wang said that the prices offered on e-commerce platforms during Singles’ Day are not necessarily cheaper than usual. “They’re all tricks and we’ve seen through it over the years,” she said. Zhang Jiewei, a 34-year-old who runs a barber shop in Xi’an city, echoed Wang’s sentiments, saying that he no longer trust Singles’ Day promotions as some merchants tend to raise the usual price of a product before offering a discount, giving consumers the illusion they are getting a deal. “I used to buy a lot two or three years ago and I even purchased a mobile phone (during Singles’ Day),” he said. “I stopped doing that following the pandemic because of less income. I am not going to buy anything this year,” Zhang added. Some experts say that Beijing’s recent stimulus measures have had little impact to boost consumer confidence. “People are not interested in spending and are cutting back on big-ticket items,” said Shaun Rein, founder and managing director of China Market Research Group in Shanghai. “Since October 2022, the weak economy means that everything has been on discount year-round, 11.11 is not going to bring in more discounts that the month before.” Rein said he expects low growth for the Singles’ Day shopping festival as consumers tighten their spending in anticipation of difficult economic times ahead. Categories such as sportswear and fitness, however, have been doing well as customers “trade down a Gucci bag for Lululemon sportswear,” he said. Platforms like JD.com and Alibaba, which operates e-commerce platforms Taobao and Tmall, previously used to publish the value of transactions made during the festival, but have since stopped revealing the total figure. While yearly growth used to be in the double digits, estimates of recent figures have dwindled to low single-digit growth. Syntun, a data provider, estimated that last year’s gross merchandising volume sales across major e-commerce platforms grew just 2% to $156.40 billion, a far cry from double-digit growth before COVID-19. Merchants who typically take part in the Singles’ Day shopping festivals say the costs of participation no longer pay off, amid high advertising fees and unsatisfactory sales. Zhao Gao, who owns a garment factory in eastern Zhejiang province, said that after paying advertising costs to e-commerce platforms he would only break even after sales. “The platforms have so many rules for promotions and customers have become more skeptical,” he said. “As a merchant, I no longer participate in the Singles’ Day promotions.” Another merchant, Du Baonian who runs a food company processing mutton in Inner Mongolia, said that overall sales in the past year have fallen 15% as consumers downgraded and reduced consumption. Du said that while he still takes part in the Singles’ Day promotions, the higher expenses do not typically generate returns because of sluggish sales. “We are seeing shrinking revenue, but advertisement on the platform can help us to maintain our leading sales position,” he said, adding that he was considering advertising on more e-commerce platforms to target more consumers. Meanwhile, e-commerce platforms grappling with a slowing domestic market have also turned to overseas markets to seek new growth, offering promotions like global free shipping and allowing merchants to sell globally with ease. Alibaba, for example, said in a blog post on its Alizila site that some 70,000 merchants saw sales double with global free shipping. In markets like Singapore and Hong Kong, new customers also doubled, Alibaba said.

Ukraine abandoned its constitutional neutrality to pursue EU and NATO membership only in 2019, years after Russia annexed Crimea and backed pro-Russia separatists in Donbas. NATO considered Ukraine’s membership after Moscow invaded Georgia, starting a war in Europe.

On June 25, 2018 I woke up to yet another social media trend – a news story with the bold and quite salacious headline “How Safe Are Customer Deposits At FCMB?” had taken over the digital airwaves. Between the shares and likes and comments, a storm in a cup had brewed to great proportions in […]

The Worrisome Trend of Sensational Social Media “Journalism” and the Impact On Legitimate Business Concerns: Recent Travails of FCMB, GTBank and First Bank

FCMB Bank (UK) Limited, an independently incorporated subsidiary of First City Monument Bank Limited (which is a member of FCMB Group Plc), has introduced its Personal and Business banking proposition in London, United Kingdom and Lagos, Nigeria at an impressive ceremony attended by the top echelon of the business community within and from outside the […]

FCMB Bank (UK) Limited Launches Personal and Business Banking Proposition to Deepen Inclusiveness

BAKU, Azerbaijan — World leaders are converging Tuesday at the United Nations annual climate conference in Baku, Azerbaijan although the big names and powerful countries are noticeably absent, unlike past climate talks which had the star power of a soccer World Cup. But 2024's climate talks are more like the International Chess Federation world championship, lacking recognizable names but big on nerd power and strategy. The top leaders of the 13 largest carbon dioxide-polluting countries will not appear. Their nations are responsible for more than 70% of 2023's heat-trapping gases. The world's biggest polluters and strongest economies — China and the United States — aren't sending their No. 1s. India and Indonesia's heads of state are also not in attendance, meaning the four most populous nations with more than 42% of all the world's population aren't having leaders speak. “It’s symptomatic of the lack of political will to act. There’s no sense of urgency,” said climate scientist Bill Hare, CEO of Climate Analytics. He said this explains “the absolute mess we’re finding ourselves in.” Transition to clean energy The world has witnessed the hottest day, months and year on record “and a master class in climate destruction,” United Nations Secretary-General Antonio Guterres told the world leaders who did show up. But Guterres held out hope, saying, in a veiled reference to Donald Trump's re-election in the United States, that the “clean energy revolution is here. No group, no business, no government can stop it.” United Nations officials said in 2016, when Trump was first elected, there were 180 gigawatts of clean energy and 700,000 electric vehicles in the world. Now there are 600 gigawatts of clean energy and 14 million electric vehicles. Host Azerbaijan President Ilham Aliyev kicked off two scheduled days of world leaders' speeches by lambasting Armenia, western news media, climate activists and critics who highlighted his country's rich oil and gas history and trade, calling them hypocritical since the United States is the world's biggest oil producer. He said it was “not fair” to call Azerbaijan a “petrostate” because it produces less than 1% of the world's oil and gas. Oil and gas are “a gift of the God” just like the sun, wind and minerals, Aliyev said. “Countries should not be blamed for having them. And should not be blamed for bringing these resources to the market because the market needs them.” As the host and president of the climate talks, called COP29, Aliyev said his country will push hard for a green transition away from fossil fuels, “but at the same time, we must be realistic.” Lack of star power Aliyev, United Kingdom’s Prime Minister Keir Starmer and Turkey’s President Recep Tayyip Erdogan are the headliners of around 50 leaders set to speak on Tuesday. There'll also be a strong showing from the leaders of some of the world’s most climate-vulnerable countries. Several small island nations presidents and over a dozen leaders from countries across Africa are set to speak over the two-day World Leaders’ Summit at COP29. As a sense of how the bar for celebrity has lowered, on Tuesday morning photographers and video cameras ran alongside one leader walking through the halls of the meeting. It was the emergency management minister for host country Azerbaijan. United Nations officials downplayed the lack of head of state star power, saying that every country is represented and active in the climate talks. One logistical issue is that next week, the leaders of the most powerful countries have to be half a world away in Brazil for the G20 meetings. The United States recent election, Germany's government collapse, natural disasters and personal illnesses also have kept some leaders away. The major focus of the negotiations is climate finance, which is rich nations trying to help poor countries pay for transitioning their economies away from fossil fuels, coping with climate change's upcoming harms and compensating for damages from weather extremes. Nations are negotiating over huge amounts of money, anywhere from $100 billion a year to $1.3 trillion a year. That money “is not charity, it's an investment,” Guterres said. “Developing countries must not leave Baku empty-handed,” Guterres said. “A deal is a must.”

Canada announced Wednesday it won't block access to the popular video-sharing app TikTok but is ordering the dissolution of its Canadian business after a national security review of the Chinese company behind it. Industry Minister François-Philippe Champagne said it is meant to address risks related to ByteDance Ltd.'s establishment of TikTok Technology Canada Inc. "The government is not blocking Canadians' access to the TikTok application or their ability to create content. The decision to use a social media application or platform is a personal choice," Champagne said. Champagne said it is important for Canadians to adopt good cybersecurity practices, including protecting their personal information. He said the dissolution order was made in accordance with the Investment Canada Act, which allows for the review of foreign investments that may harm Canada's national security. He said the decision was based on information and evidence collected over the course of the review and on the advice of Canada's security and intelligence community and other government partners. A TikTok spokesperson said in a statement that the shutdown of its Canadian offices will mean the loss of hundreds of local jobs. "We will challenge this order in court," the spokesperson said. "The TikTok platform will remain available for creators to find an audience, explore new interests and for businesses to thrive." TikTok is wildly popular with young people, but its Chinese ownership has raised fears that Beijing could use it to collect data on Western users or push pro-China narratives and misinformation. TikTok is owned by ByteDance, a Chinese company that moved its headquarters to Singapore in 2020. TikTok faces intensifying scrutiny from Europe and America over security and data privacy. It comes as China and the West are locked in a wider tug of war over technology ranging from spy balloons to computer chips. Canada previously banned TikTok from all government-issued mobile devices. TikTok has two offices in Canada, one in Toronto and one in Vancouver. Michael Geist, Canada research chair in Internet and E-commerce Law at the University of Ottawa, said in a blog post that "banning the company rather than the app may actually make matters worse since the risks associated with the app will remain but the ability to hold the company accountable will be weakened." Canada's move comes a day after the election in the United States of Donald Trump. In June, Trump joined TikTok, a platform he once tried to ban while in the White House. It has about 170 million users in the U.S. Trump tried to ban TikTok through an executive order that said "the spread in the United States of mobile applications developed and owned" by Chinese companies was a national security threat. The courts blocked the action after TikTok sued. Both the U.S. FBI and the Federal Communications Commission have warned that ByteDance could share user data such as browsing history, location and biometric identifiers with China's government. TikTok said it has never done that and would not, if asked. Trump said earlier this year that he still believes TikTok posed a national security risk, but was opposed to banning it. U.S. President Joe Biden signed legislation in April that would force ByteDance to sell the app to a U.S. company within a year or face a national ban. It's not clear whether that law will survive a legal challenge filed by TikTok or that ByteDance would agree to sell.

Summer Institute 2024: Infusing Korean Studies in American Undergraduate Higher Education

The railroad that bridged German and Italian Switzerland was meant to unify the nation. Up close, the story looked a little different.

Proceeding to the discovery phase means both parties must collect and exchange evidence.

[ISS] In Gaza and several African countries, protection failures see local aid workers bearing the brunt of this alarming trend.

[Addis Standard] Addis Abeba -- The Committee to Protect Journalists (CPJ) presented to the UN's Human Rights Council a five-year review of press freedom in Ethiopia ahead of the United Nations Universal Periodic Review (UPR) of Ethiopia at the 47th Session taking place today by the UN's Human Rights Council.

Singapore's bilingual policy has been the cornerstone of its development. It is time for the country to take the next step and embrace biculturalism.

In its recent defense technology deal with the U.S., India has laid the groundwork for creating a robust long-term defense industrial base.

The Trump administration is attempting to dial down the tension with Iran, lowering the risk of military conflict and pushing for diplomatic negotiations.

Nazir SiyalKARACHI: Jeroen Willems, Head of Cooperation at the European Union Mission to Pakistan, called upon Speaker of the Provincial Assembly of Sindh, Syed Awais Qadir Shah, here on Tuesday. CEU Mission to Pakistan leader Jeroen was accompanied by Ms. … read more