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Workers’ Comp. Insurance Rates Drop for Fourth Consecutive Year

Decrease and Workplace Safety Program save businesses money during unprecedented time Insurance Commissioner Trinidad Navarro announced today that workers’ compensation insurance rates will decrease for the fourth year in a row, effective December 1, 2020. The voluntary market is seeing yet another double-digit decrease in loss costs, with an average 11.56% reduction, and residual market […]




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Delaware Finalist for International Insurance Domicile of the Year

Shortlisted for European Captive Review honor Insurance Commissioner Trinidad Navarro shared today that Delaware was named as one of three finalists for International Insurance Domicile of the Year within the European Captive Review Awards. The winning domicile will be announced in a virtual ceremony on November 26. Delaware is the fifth largest global captive domicile. […]




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Delaware’s First Mental Health Parity Examinations Complete

Regulated health insurers found to be in violation laws of that prohibit discrimination in mental healthcare, $597K in fees assessed Insurance Commissioner Trinidad Navarro has announced the completion of the first in a series of Mental Health Parity examinations on health insurers in Delaware. Investigations conducted by the Delaware Department of Insurance uncovered thousands of […]




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Dec. 15 Last Day to Sign Up for 2021 Coverage on Delaware’s Health Insurance Marketplace

For those who enroll by the deadline and pay their first premium, coverage will begin Jan. 1, 2021.




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Enrollment on Delaware’s Health Insurance Marketplace Increases More Than 5% For Coverage in 2021

NEW CASTLE (Dec. 23, 2020) – Enrollment on Delaware’s Health Insurance Marketplace increased more than 5% during the open enrollment period that ended Dec. 15. From Nov. 1 through Dec. 15, a total of 25,260 Delawareans signed up for 2021 coverage through the marketplace, an increase of 5.3% over last year’s open enrollment period, when […]




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Commissioner Navarro Signs Health Policy Letter to President-Elect Biden

Joins ten Insurance Commissioners in providing short- and long-term recommendations to the incoming administration A group of the nation’s state insurance commissioners joined together in a pledge to work with President-elect Joe Biden by providing health policy recommendations to the incoming administration. The commissioners share President-elect Biden’s vision that no American should have to go […]




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Consumer Alert: Liberty Mutual Policyholders Experienced Difficulty Filing Claims, Receiving Response

Company corrections ordered and completed Commissioner Trinidad Navarro has released a consumer alert for Liberty Mutual policyholders. In early December, the Delaware Department of Insurance became aware of unacceptable difficulties in contacting the company and filing claims by phone. The department ordered these issues corrected when discovered, and recently deemed the problems resolved. Policyholders reported […]




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Careful Consideration of Insurance Plans Urged During Special Enrollment Period

Consumers should be wary of non-marketplace plans that offer limited benefits Insurance Commissioner Trinidad Navarro is joining commissioners across the country in cautioning residents who may be considering purchasing an insurance plan that does not adequately meet their needs or comply with Affordable Care Act (ACA) benefit requirements. The Special Enrollment Period, which started February […]




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Delaware Captive Insurance Legislation Signed by Governor

State’s dormancy laws now offer greater flexibility With the Governor’s recent signature, Delaware’s Captive Insurance Division is celebrating increased flexibility in its offerings to captive insurance companies. Senate Substitute 1 for Senate Bill 36 allows captives to be classified as registered series, offers clarity to provisions regarding insuring a parent company, and allows for a […]




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Mental Health Parity Examinations Find Inequities in Insurer Behavior

More than $1.3M in total fines assessed for coverage discrimination Insurance Commissioner Trinidad Navarro has announced the completion of additional Mental Health Parity examinations on regulated health insurers in Delaware. These violations resulted in $735,000 in fines and significant insurer corrections to create a less discriminatory environment in the future. Combined with two examinations completed […]




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General Assembly Moves in Unison to Protect Consumers, Local Businesses, from Excessive Pharmaceutical Costs

Expanded oversight of Pharmacy Benefits Managers possible Legislation to further regulate the Pharmacy Benefits Manager industry was passed by the General Assembly in late June and sent to the Governor with unanimous bipartisan support. HB 219, sponsored by Rep. Andria Bennett, Sen. Spiros Mantzavinos, Senate President Pro Tempore Dave Sokola, and Rep. Mike Smith, would […]




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CONSUMER ALERT: Philips CPAP, BiPAP, Mechanical Ventilators Recalled

Devices being used to treat chronic conditions, COVID-19 Delaware Insurance Commissioner Trinidad Navarro has released a consumer alert for users of respiratory devices manufactured by Philips. An estimated 4 million Philips Continuous Positive Airway Pressure (CPAP) and Bi-Level Positive Airway Pressure (BiPAP or BiLevel PAP) devices, as well as mechanical ventilators manufactured before April 26, […]




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Delaware Seeks Data on Climate Change’s Impact on Insurance

Participating in National Insurer Climate Risk Disclosure Survey Insurance Commissioner Trinidad Navarro has announced Delaware’s participation in the National Association of Insurance Commissioners’ Insurer Climate Risk Disclosure Survey, an effort to assess how the impacts of climate change will reverberate across the insurance industry. From investment practices, to increased claim occurrences impacting companies’ financial sturdiness, […]




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Commissioner Trinidad Navarro Announces National Improper Marketing of Health Plans Working Group

National Antifraud Task Force takes on new charges to protect consumers Delaware Insurance Commissioner Trinidad Navarro, Chair of the National Association of Insurance Commissioners’ (NAIC) Antifraud Task Force, announced today the successful creation of the Improper Marketing of Health Plans Working Group, which aims to tackle some of the nation’s most serious consumer-centered health scam […]




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$12.3 Million in Health Insurance Rebates for Individuals and Small Businesses

Highmark plan participants and groups to receive checks Insurance Commissioner Trinidad Navarro announced today that Highmark Blue Cross Blue Shield Delaware will issue rebates totaling over $12.3 million to some Delawareans. Residents who purchase insurance on the Delaware Health Insurance Marketplace, those who purchase Highmark Delaware plans outside of the marketplace, and Highmark small group […]




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Delaware Receives $10.8 Million to Improve Access to Affordable Health Coverage through Reinsurance Program

NEW CASTLE (Sept. 7, 2021) – The Biden Administration has awarded Delaware $10,831,203 through the Centers for Medicare & Medicaid Services (CMS) to improve access to affordable, comprehensive health insurance coverage through its section 1332 state-based reinsurance waiver. Delaware is one of 13 states to receive these funds, also known as “pass-through funding,” which are available […]




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Delaware to Regulate Multi-Billion-Dollar Pharmacy Benefit Manager Industry, Protecting Consumers and Local Businesses

Department of Insurance will lead effort to rein in monopolistic behavior and excessive pharmaceutical costs Insurance Commissioner Trinidad Navarro announced today that the Delaware Department of Insurance will begin the process of building and enforcing regulations regarding Pharmacy Benefit Managers (PBMs) as a new law goes into effect. The new authorities of the department will […]




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Insurance Commissioner Navarro, Lt. Governor Hall-Long to Host Dover COVID Vaccine and Flu Shot Clinic

Local independent pharmacy to administer important immunizations Insurance Commissioner Trinidad Navarro, in collaboration with Lieutenant Governor Bethany Hall-Long and Kevin Musto, R.Ph., FAPhA, independent pharmacist with Atlantic Apothecary, has announced a COVID Vaccination and Flu Shot Clinic on Thursday, November 18 from 1:00 to 4:00PM at the Delaware Department of Insurance’s Dover Office, 1351 West […]




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Workers’ Comp Rates to Decrease for Fifth Consecutive Year

Double-digit drop effective December 1 Insurance Commissioner Trinidad Navarro announced today that workers’ compensation insurance rates will decrease for the fifth year in a row, effective December 1, 2021. The voluntary market is seeing yet another double-digit decrease in voluntary market loss costs, with an average 21.02% reduction, and residual market rates will go down […]




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Department of Insurance 2021 Data Shows over $21M in Consumer Savings

Successes in serving residents continue The Delaware Department of Insurance (DOI) today published performance and productivity data for 2021. While the pandemic necessitated continued operational adjustments, staff continued to focus efforts on consumer services and saw great success. The department also released an infographic of key statistics. “Year after year, our DOI team delivers for […]




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Commissioner Navarro Announces Health Insurance Marketplace Expansion

Consumers to have most options in history of Delaware Marketplace After years of work to increase competition on the Delaware Health Insurance Marketplace, Insurance Commissioner Trinidad Navarro announced today that three health carriers intend to offer plans for the 2023 plan year – the most in the state’s history. AmeriHealth Caritas and Aetna CVS Health […]




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Update: Sixth Consecutive Workers’ Comp Rate Decrease Announced

Double-digit drop will be effective December 1 Insurance Commissioner Trinidad Navarro announced today that workers’ compensation insurance rates will decrease for the sixth year in a row, effective December 1, 2022. Both the voluntary market and the residual market will see rate decreases in the double digits. “Lowering worker’s compensations costs time and time again […]




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CONSUMER ALERT: Data Breach of Genworth Third-Party Vendor

Insureds, agents, and beneficiaries should watch for notification On June 16, PBI Research Services, a third-party vendor for Genworth Financial, disclosed a data breach that impacted the personal information of an estimated 2.5-2.7 million individuals, including about 8,000 Delaware residents. At this time, the company has indicated that the potentially compromised information may include agents, […]




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Update On Recent Insurer and Third-Party Data Breaches

More than 37,500 Delaware agents, policyholders, beneficiaries impacted Following the receipt of additional data breach reports from insurers, including those related to the breach of the MOVEit file transfer services system used by third-party vendors, the Delaware Department of Insurance is updating this consumer alert and will be updating the online posting as information is […]




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Insurers and Agents Required to Provide Rate Explanations

Recent reports of misleading comments in response to consumer questions prompt bulletin re-issuance The Delaware Department of Insurance has been made aware of recent misrepresentations related to the basis for premium changes in consumer-facing communications. In response, the department is reminding agents, producers, and insurers of their obligations to provide full explanations of rate changes […]




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Navarro Announces Seventh Consecutive Workers’ Comp Rate Decrease

New rates will be effective December 1 UPDATE: Following a review of the Delaware Compensation Rating Bureau (DCRB) filing by independent actuaries and a public hearing with DCRB and the State’s Ratepayer Advocate, the final Workers’ Comp rates have been approved. Commissioner Navarro is proud to announce that additional decreases have been negotiated from the […]




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Major Cybersecurity Event Impacting Health Care, Pharmacy Operations

Delays impacting operations, including payments and insurance transactions Earlier this month, one of the nation’s largest health care companies experienced a cybersecurity attack immobilizing much of the industry. Change Healthcare, a subsidiary of UnitedHealth Group that also operates as Optum Solutions, states that it interacts with 1 in every 3 patient records. Their systems are […]




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Northeast Insurance Departments Highlight Lyme Awareness Month

Regional Insurance Commissioners developing new model law to prevent and treat Lyme The Northeast Zone of the National Association of Insurance Commissioners is promoting National Lyme Disease Awareness Month this May, announcing that the regional group aims to work toward development of a model law aimed at preventing and treating Lyme disease. The CDC estimates […]




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NDTV Profit Business Channel Resumes Operations This December

NDTV Profit, the business news channel of the New Delhi Television Ltd, is set to resume regular operations from December.




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Most Reliable Vendors To Buy Replica Rolex Super Clone Watches

Here's all you need to know about the two vendors that deal with the finest quality Rolex replica watches




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Indian Equity Market Enters Coveted USD 4 Trillion Club For 1st Time Ever

The combined market valuation of all listed companies on the leading stock exchange BSE reached the USD 4-trillion milestone for the first time ever today.




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Adani Power Takes Up Green Ammonia Combustion Pilot Project At Mundra Plant

As the world leaders converge in the UAE for the COP28 this week to chalk out strategies for climate mitigation, Adani Power announced it has taken up a green ammonia combustion pilot project at its Mundra plant.




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125 Projects Taken Up For Exploration Of Critical Minerals, Says Minister

The government on Wednesday said 125 new projects have been taken up in the current financial year for exploration of critical minerals.




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Nandan Nilekani, Nikhil Kamath On Forbes Asia Heroes Of Philanthropy List

Nandan Nilekani, co-founder of Infosys, KP Singh, chairman emeritus at DLF, and Nikhil Kamath, co-founder of Zerodha, have been named on the 17th edition of Forbes Asia's Heroes of Philanthropy list released today.




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Centre Bans 'Dark Patterns' On E-Commerce Platforms; Notifies Guidelines

In order to protect consumers' interest, the government has banned use of "dark patterns" on e-commerce platforms which intend to deceive customers or manipulate their choices.




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PSPCL Posts Rs 564 Crore Q3 Profit On Lower Power Purchase, More Generation

The Punjab State Power Corporation Ltd (PSPCL) has made a profit of Rs 564.76 crore for period ending September as against a loss of Rs 1,880.25 crore in the year-ago period.




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Reputation Management: What It Is And Mastering The How

This article delves into this evolution, highlighting the importance of digital tools, like AI, for keeping track of what's said about you online




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Beyond SEO With Content Marketing Strategies | BrandingExperts.com

As a fundamental aspect of a robust digital marketing plan, content marketing offers a diverse strategy to foster long-term online growth and to forge a durable connection between brands and their consumers.




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Advantages Of B2B Digital Marketing Over Traditional Marketing With BrandingExperts.com

This article will discuss why B2B digital marketing is advantageous over traditional marketing and why it is becoming rapidly crucial for businesses to make the switch




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Insights From 14th Global Investment Immigration Summit

The 14th Global Investment Immigration Summit at the Shangri-la Hotel in New Delhi on February 10, 2024 marked a significant milestone in India's quest for international opportunities.




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Opposition Rubbishes NDA Budget With "Kursi Bachao" Tag

The first budget of Prime Minister Narendra Modi's third term has been received with disdain by the newly-strengthened Opposition.




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Mike Tyson vs Jake Paul: 27 साल के बॉक्सर से लड़ने जा रहे हैं 58 साल के माइक टाइसन, जानें OTT पर कब और कहां देख सकेंगे ये मुकाबला

Mike Tyson vs Jake Paul Boxing Fight: जैक पॉल और माइक टाइसन बहुत जल्द आपस में टकराने वाले हैं. ऐसा इवेंट बॉक्सिंग के इतिहास में पहली बार होने जा रहा है.




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By Election : 10 राज्यों की 31 सीटों पर वोटिंग जारी, जानें कहां-कहां डाले जा रहे वोट

20 नवंबर को ही महाराष्ट्र विधानसभा की 288 और झारखंड की 38 सीटों पर चुनाव होंगे. इसके अलावा महाराष्ट्र की नांदेड़ लोकसभा और उत्तराखंड की केदारनाथ विधानसभा सीट पर इसी दिन उपचुनाव है.




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Jharkhand Assembly Election Live Updates: झारखंड में 43 सीटों पर वोटिंग जारी, 11 बजे तक हुआ 29.3 % मतदान

Jharkhand Assembly Elections 2024: झारखंड में आज पहले चरण में 15 जिलों की 43 सीटों पर मतदान हो रहा है. वहीं केरल की वायनाड लोकसभा सीट पर भी वोटिंग जारी है.




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Why Bonita At Heritage Village & Spa Is South Goa's Must-Visit For Food Lovers

Whether you're a seasoned traveller or a first-time visitor, Bonita's exciting menu and welcoming vibe make it a must-visit for food lovers in South Goa!




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Kendall Jenner Turns 29 With "Witches Don't Age" Cake And More Such Delights

Kendall Jenner's 29th birthday photos feature three unique cakes. See her Instagram post inside.




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A Luxurious Evening At D'MONDE Members Club: The Perfect Place To Enjoy Indulgence With Elegance

D'MONDE is an exclusive members-only club that offers opulence through its various offerings.




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Kriti Sanon Enjoys The "Best Jalebis" On The Sets Of Do Patti

Kriti Sanon shares an array of pictures and videos from Do Patti’s behind-the-scenes moments




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Turkey Isn't Just For Thanksgiving: 7 Reasons Why It Deserves A Special Place On Your Plate

Think turkey is just for Thanksgiving? It's more than a holiday dish! Here are some health benefits of eating turkey and why it should be a staple in your kitchen.




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5 Genius Hacks To Make Your Silicone Cookware Look Brand New

Silicone cookware is everywhere these days - from spatulas to baking moulds, it's become a kitchen staple.