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Lacter: Covered California website doing better than federal one

Business Update with Mark Lacter

The state's online registration for Covered California has been up for a couple of weeks, and reaction has been mixed.

Steve Julian: Business analyst, Mark Lacter, what's your take on how well Californians are getting into the Affordable Care Act?

Mark Lacter: It's hard to get a good read, Steve, because it's hard to measure the success of what is really a new marketplace.  If you're basing it on the number of unique visitors coming to the Covered California website, well, then the program clearly has attracted lots of interest - they had almost a million visitors during the first week of eligibility.  But, maybe a better measure would be the number of people whose applications actually have been received by the insurance companies that are going to handle the claims.  If that's your measuring stick, then the numbers have been far smaller so far.  Now, it's worth pointing out that California - and particularly L.A. County - have a higher percentage of households without insurance than other parts of the nation, and so you'd expect there to be lots of interest.

Julian: So the question, then, is how many folks turn into actual policyholders paying actual premiums each month.

Lacter: The truth is nobody knows, which is why state officials want to sign up as many people as possible in the early going when the program is getting so much attention.  This is especially true for younger and healthier people who are needed to help offset the cost of caring for older and sicker people.

Julian: And, that's also why any computer glitch can be such a headache...

Lacter: That's right.  Covered California did run into problems in the early going, but everybody agrees that things are going much better than the federal website, which is the default site used by folks in states that don't have their own program to oversee the health care laws.  That federal site has been an utter disaster.  So, by comparison, California is ahead of the game.

Julian: It's a work in progress, even here.

Lacter: Very much so.  The California website still doesn't have a way for enrollees to find out which doctors and hospitals are included in each health plan.  And, that's a big deal because  insurance companies are limiting the options available as a way of keeping premiums low.  So, it's possible that the doctor you had been using for your individual insurance plan will not be on the list of doctors that can be used for one of the cheaper plans.  Of course, for someone who doesn't have any health coverage, none of that is likely to matter.

Julian: And then, there's the continued threat of a U.S. default...

Lacter: You know, Steve, this is like watching the beginning of a bad traffic accident in slow motion - and we're all pretty helpless to do anything about it.  And, so are the financial markets, which are moving back and forth not based on what's going on with the economy or with any industry, but on the latest press conference out of Washington.  One thing we do know is that if the nation does go into quote-unquote default - and we're not even sure what that might mean - but if Wall Street and somehow declares this a major crisis, it's going to be bad.

Julian: Who gets hit?

Lacter: It'll impact anyone who has a retirement account, any business wanting to borrow money, and potentially it's going to impact the budgeting of the state.  You know, one of the things we were reminded of during the Great Recession was how reliant California has been on higher-income individuals who make a lot of their money through the stock market and other investments.  So, when those folks do well - as they have been over the last year - the state coffers will do well.  And when they don't, as was the case in 2008 and 2009, the state takes a huge hit because there's not enough tax dollars coming in.  Gov. Brown and others have tried to lessen the reliance on those top tiers - so far without success.

Julian: And the state's budget situation is so much better than it was a year or two ago.

Lacter: That's the real pity.  And, even if the House and Senate reach a temporary agreement on the debt ceiling, it's just a matter of weeks or months before another deadline crops up - and more uncertainty for the financial markets.  I guess Chick Hearn would have called this nervous time.

Mark Lacter writes for Los Angeles Magazine and pens the business blog at LA Observed.com.

This content is from Southern California Public Radio. View the original story at SCPR.org.




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Stuff Republicans Are Doing TO You

House Freedom Caucus members block bipartisan bill to expand some Social Security benefits




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Institutional Responses to Emergent Technologies - What JISC is Doing

Rob Bristow, JISC as Programme Manager for e-Administration gives a plenary talk on Institutional Responses to Emergent Technologies - What JISC is Doing. As users of all sorts become more familiar with new technologies (including both Web 2.0 type software tools and user-owned devices) and become used to, and expectant of, managing their own data through 'self-service' applications and systems, questions are asked of institutions as to how they will respond to these new demands. JISC has been investigating this area through strands within its e-Learning and Users and Innovation programmes which have been focussed in the main on the learners' and users' experience. JISC has recently funded a further series of projects that address the way that institutions are responding to these new challenges, looking at organisational policies, practice and strategies, as well as funding pilot projects that demonstrate actual institutional responses. This work is in its early stages but the scope of the responses to the call for projects and some of the early results of the landscape study will provide some interesting real life information about institutional responses from across the sector. This talk will describe the work that JISC is doing and relate it to the Institutional Web Manager world.




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Linkin Park Doing Free Limited Livestream Of Friday's Concert

Linkin Park have announced that they will be livestreaming the first six songs from their upcoming concert in Sao Paulo




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Electrode-switchable: exploring this new strategy to achieve regiodivergent azidoiodination of alkenes

Org. Chem. Front., 2024, 11,2189-2194
DOI: 10.1039/D3QO01935G, Research Article
Xin-Lei Sun, Chen-Xi Xia, Yue Ren, Yu-Jin Li, Zhi-Qian Cao, Ling-Guo Meng
An “electrode-switchable” organic electrochemistry method for the azidoiodination of alkenes, where the choice of anode dictates the regiodivergent alkene azidoiodination, reveals a novel pathway for controlled regioisomers.
The content of this RSS Feed (c) The Royal Society of Chemistry




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Are We Doing Ministry Wrong?

Fr. Barnabas Powell is joined by Steven Christoforou and Christian Gonzalez to evaluate the state of ministry for both young people and adults in our Orthodox Churches. Several resources were mentioned. We Are Orthodoxy podcast Y2AM Effective Christian Ministry





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Learning by doing

Students of OM Russia's Discipleship Centre learn not only through theory but by hands-on practical experience.




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All in 'The Family' is this politics or a cult? - First and foremost, this is not a conspiracy theory, nor a conspiracy in reality - What it is, is a horrible use of the gospel - something that men have been doing since it was first laid down - It

As I was watching some news last night, I saw this story on the Rachel Maddow show - and frankly, it's a bit creepy. I usually stop watching news by that late hour - else the children run screaming from the information overload. It concerns The Family, founded by Nazi-sympathizer, Abraham Vereide. As I was watching, I was figuring - 70 years ago? Um, right around the time all this gooblygook with William Branham started and the Manifest Sons of God. Actually, it is quite possible that these two crossed paths. (You may also want to check out this site as well.) -- Remember, these men who live in this house, all powerful, must surrender to being shepherded by another - and consider themselves 'chosen.' In other words, they may do as they choose for they are chosen for greatness in God, and will receive forgiveness. -- Note, from the above article: "At the 1990 National Prayer Breakfast, George H.W. Bush praised Doug Coe for what he described as "quiet diplomacy, I wouldn't say secret diplomacy," as an "ambassador of faith." Coe has visited nearly every world capital, often with congressmen at his side, "making friends" and inviting them back to the Family's unofficial headquarters, a mansion (just down the road from Ivanwald) that the Family bought in 1978 with $1.5 million donated by, among others, Tom Phillips, then the C.E.O. of arms manufacturer Raytheon, and Ken Olsen, the founder and president of Digital Equipment Corporation." -- One of the things that we must endeavor to do, is to make sure that we do not come off sounding like conspiracy theories. I detest them - they destroy when we should build up. They weaken us, because rarely ever are they true. First and foremost, this is not a conspiracy theory, nor a conspiracy in reality. What it is, is a horrible use of the gospel - something that men have been doing since it was first laid down. It takes the message of Christ and turns it into something political, something disgusting, something human. -- Instead of calling to sin, these people think themselves above the mercy of Christ. If we are chosen, then we are chosen to repentance. -- While the connection here between Ensign and Sandford will go unnoticed, it is well remembered that the Dominionists have stated time and time again that they seek to bring about a government of [Anti] Christ built on seven interconnected mountains - one of them being politics. Where else to start but politicians.



  • Christian Church History Study
  • 4. 1881 A.D. to Present (2012) - Corrupt modern bible translations and compromised Seminaries and Universities

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Start a Small Business by Monetizing Something You Are Already Doing

This transformation from hobby to business creates entrepreneurial avenues for people who might not otherwise have chosen this path. There are several types of activities that can be successfully monetized.

complete article




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Facebook Just Revealed It Is Doing the 1 Thing a Brand Should Absolutely Never Do

One thing brands should never do.

But it leads to something no brand should ever do: You should never assume that your customers feel the same way about your brand that you do. Your brand is how other people feel about your company, not how you feel about it.

complete article




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Doing It MYCPS Way!

...to solfege your website traffic!




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Things You Should Not Be Doing at the Gym

The 9 things you should not do at the gym.




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How To Burn More Calories Doing Yoga

5 simple ways to burn more calories while doing yoga.




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Doing Funerals Right

Frederica interviews Joe Canby, an auto mechanic who doubles as a funeral director, about bringing funerals back into the Church.




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Doing Our Best in the Fast

Frederica calls us to enter into the fast of Great Lent as fully as we can so that we can reap the fruit of repentance and humility.




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Hearing and Doing God's Law in the Information Age (Sermon June 14, 2015)

On this Second Sunday after Pentecost, Fr. Andrew meditates on what it means both to hear and to do the Law in the midst of the noise of the Information Age.




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Fr. John Whiteford on the Beauty of Doing Things Well

In this episode, Fr. Anthony interviews Fr. John Whiteford about some of the many joys he has found serving and glorifying God in the Russian Orthodox Church Outside of Russia. Fr. John is the rector of St. Jonah Orthodox Church in the Houston area (saintjonah.org) and he blogs at his parish website and at fatherjohn.blogspot.com. Fr. John has a great love of the Gospel and sharing it with everyone. That joy is contagious. Enjoy the show!




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Doing Miracles

Fr. Ted provides an interesting definition of the word "miracle," explaining that instead of abnormal, a miracle is actually true to our original nature.




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Doing the Deeds That Will Allow Us to Inherit the Kingdom

In reflecting on the Sunday of the Last Judgment, the Very Rev. Dr Bogdan Bucur calls our attention to the difference between the Lord’s invitation to those at his right hand in Matthew 25.34: “Come, you blessed of My Father, inherit the kingdom prepared for you from the foundation of the world,” and the injunction to those on His left, “‘Depart from Me, you cursed, into the everlasting fire prepared for the devil and his angels” (Matt 25.41). In this account of the last judgment, the difference between those on the right and the left is their deeds during their earthly lives. Fr Bogdan urges us to consider the concrete actions the Lord is expecting us to take during our time on this Earth to physically and practically minister to all those in need around us.




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What Are We Doing in the Divine Liturgy?




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What Is He Doing Now?

As we move from Pascha to the Ascension towards Pentecost, Fr. Tom discusses Christ's role as our eternal priest and sacrifice and what true unity looks like.




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Doing Battle

Fr. Gregory speaks about the spiritual warfare we all face as Christians.




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Believing, Doing and Telling

Fr. Gregory helps us understand the harmony of faith and works.




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Doing a Beautiful Thing for Christ

Fr. Gregory Hallam begins with the children and then Fr. Emmanuel Kahn speaks to the adults about Joseph of Arimathea.




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Doing The Hard Work of Communion




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Doing the Hard Work of Communion




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Hearing and Doing




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Believing IS Doing!




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Doing What I Should!




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Believing IS Doing!




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Everyone Is Doing The Best They Can

Dr. Albert Rossi encourage us to assume the best of others, seeking to love all who come into our lives, while resisting a judgmental spirit.




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Do More Doing

Philanthropy isn't just about cutting checks, and charity isn't just for non-profits. We can all find ways to do more doing in our lives: to connect with people in personal ways and help give them a taste of God's Kingdom.




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Doing Mercy

St. Paul teaches us that Christians are God the Father's workmanship, created in Christ Jesus for good works.




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Catch Them Doing God's Will

We may be good at correcting and training our children, but what about catching them doing God's work?




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News roundup: Chrome for Android, ASCII Fluid Dynamics, Node.js: doing life wrong?

(no podcast this week - Boo! Check back next week) Chrome for Android Google has just released a beta of Chrome for Android, which is available for those running Android Ice Cream Sandwich (aka "the 1%"). This isn't JavaScript-specific news per se, but it is HUGE news for web devs ...




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Abstentionniste, dois tu fermer ta gueule ?

Non, Fred, t’es pas tout seul… toi et tes copains abstentionnistes, vous êtes 27.125.535… soit 57,36% des français en âge de voter pour les législatives. Une paille quoi. Ce chiffre affolant permet à certains de dire que, les nouveaux députés ne sont...




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Learning by Doing: How to Develop a Cross-Platform Web App

As mobile devices become prevalent, there is always a need for apps.  How hard is it to develop an app especially a cross-platform app? The paper shares an experience in a project involved the development of a student services web app that can be run on cross-platform mobile devices.  The paper first describes the background of the project, the clients, and the proposed solution.  Then, it focuses on the step-by-step development processes and provides the illustration of written codes and techniques used.  The goal is for readers to gain an understanding on how to develop a mobile-friendly web app.  The paper concludes with teaching implications and offers thoughts for further development.  




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Learning by Doing: Twenty Successful Active Learning Exercises for Information Systems Courses

Aim/Purpose: This paper provides a review of previously published work related to active learning in information systems (IS) courses. Background: There are a rising number of strategies in higher education that offer promise in regards to getting students’ attention and helping them learn, such as flipped classrooms and offering courses online. These learning strategies are part of the pedagogical technique known as active learning. Active learning is a strategy that became popular in the early 1990s and has proven itself as a valid tool for helping students to be engaged with learning. Methodology: This work follows a systematic method for identifying and coding previous research based on an aspect of interest. The authors identified and assessed research through a search of ABI/Inform scholarly journal abstracts and keywords, as well as additional research databases, using the search terms “active learning” and “information systems” from 2000 through June 2016. Contribution: This synthesis of active learning exercises provides guidance for information technology faculty looking to implement active learning strategies in their classroom by demonstrating how IS faculty might begin to introduce more active learning techniques in their teaching as well as by presenting a sample teaching agenda for a class that uses a mix of active and passive learning techniques to engage student learning. Findings: Twenty successful types of active learning exercises in IS courses are presented. Recommendations for Practitioners : This paper offers a “how to” resource of successful active learning strategies for IS faculty interested in implementing active learning in the classroom. Recommendation for Researchers: This work provides an example of a systematic literature review as a means to assess successful implementations of active learning in IS. Impact on Society: An updated definition of active learning is presented as well as a meaningful list of exercises that encourage active learning both inside and outside of the IS classroom. Future Research: In relation to future research, this study highlights a number of opportunities for IS faculty in regards to new active learning activities or trends to study further.




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Doing the Organizational Tango: Symbiotic Relationship between Formal and Informal Organizational Structures for an Agile Organization

This paper reports on research with a broad objective to examine the relationship between two organizational entities, the formally structured organization and informal organizational structures, in a changing operational environment, more specifically during military deployments. The paper draws on organizational and complexity paradigms; based on empirical evidence obtained through qualitative techniques, it describes mechanisms that enable a symbiotic relationship between these two organizational structures in a complex operational landscape. Substantive findings provide insights into the dynamics of the interactions between these structures and illuminate the relationship between three enabling factors – accountability, responsible autonomy, and command and control arrangements – that need to be considered to fully exploit the strengths inherent in both formal and informal structures. Based on these findings, a model for enhancement of organizational agility in response to changes in a complex operational environment is described. The model is predicated on feedback and mutual adjustment of the organization, institution and individual through sensemaking; it illustrates the dynamic nature of interactions that are required for such a response.




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DOING MORE WITH LESS: INNOVATION INPUT AND OUTPUT IN FAMILY FIRMS

Family firms are often portrayed as an important yet conservative form of organization that is reluctant to invest in innovation; however, at the same time, evidence shows that family firms are still flourishing and that many of the world's most innovative firms are indeed family firms. Our study contributes to disentangling this puzzling effect. We argue that family firms—owing to the family's high level of control over the firm, wealth concentration, and importance of non-financial goals—invest less in innovation but have an increased conversion rate of innovation input into output and, ultimately, a higher innovation output than non-family firms. Empirical evidence from a meta-analysis based on 108 primary studies from 42 countries supports our hypotheses. We further argue and empirically show that the observed effects are even stronger when the CEO of the family firm is a later-generation family member. However, when the CEO of the family firm is the firm's founder, innovation input is higher and, contrary to our initial expectations, innovation output is lower than that in other firms. We further show that the family firm-innovation input/output relationships depend on country-level factors, namely, the level of minority shareholder protection and the education level of the workforce in the country.




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Fiend 2019 BMX Sale / Vans Dandois / WTP Rahmen Sale / mankind



Currently we have the Fiend 2019 BMX bikes and the previous models of wethepeople BMX frames on sale! We just received the Matthias Dandois signaturecolorway from the Vans Old Skool Pro BMX shoe and the Mankind Winter 2019 Softgoods collection.

Related links:




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Vans Matthias Dandois



Vans team rider and seven times BMX Flatland World Champion Matthias Dandois got his own signature colorway from the Old Skool Pro BMX and a matching longsleeve.

Related links:





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Doing This Blessed Everything!

Bob and Faith decided when they first married to follow an important financial principle. That was 65 years ago, and that decision has led to blessing their work, marriage, children, health, relationships, and more. Want to get in on that kind ...




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BSEE continues to ‘fulfill its mission’ despite challenges of COVID-19 pandemic: DOI OIG

Washington — The Bureau of Safety and Environmental Enforcement has “continued to fulfill its mission” during the COVID-19 pandemic by performing safety and environmental inspections for offshore oil and gas operations, the Department of the Interior Office of Inspector General concludes in a report issued Sept. 21.




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Executives say workers are doing well. Workers say otherwise

New York — Results of a recent survey reveal a sizeable gap between how C-suite executives perceive workers’ well-being and how workers actually feel.




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DOI says it preempts OSHA on worker safety oversight for offshore renewable energy facilities

Washington — The Department of the Interior – not OSHA – will oversee workplace safety and health at offshore renewable energy facilities on the Outer Continental Shelf, according to a policy statement published in the Oct. 18 Federal Register.




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DOI shifts some safety oversight of offshore renewable energy facilities to BSEE

Washington — The Bureau of Safety and Environmental Enforcement will govern workplace safety and environmental compliance at offshore renewable energy facilities on the Outer Continental Shelf, according to the Department of the Interior.




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Doing this may help prevent repetitive-motion muscle fatigue

Calgary, Alberta — Workers performing repetitive manual tasks can avoid muscle fatigue by taking short breaks every 10 minutes, researchers say.