Finding affordable apartments is especially tough in Los Angeles, where 52 percent of people are renters, according to a new study.; Credit: Justin Sullivan/Getty Images

You need to earn at least $33 an hour — $68,640 a year — to be able to afford the average apartment in Los Angeles County, according to Matt Schwartz, president and chief executive of the California Housing Partnership, which advocates for affordable housing. 

That's more than double the level of the highest minimum wage being proposed by Mayor Eric Garcetti, which he argued would make it easier for workers to afford to live here. “If we pass this, this will allow more people to live their American Dream here in L.A.," Garcetti proclaimed when he announced his plan to raise the minimum wage to $13.25 by 2017. 

The $33 an hour figure is based on the average L.A. County apartment rental price of $1,716 a month, from USC's 2014 Casden Multifamily Forecast. An apartment is considered affordable when you spend no more than 30 percent of your paycheck on rent.

To earn $33 an hour or more, you'd need to have a Los Angeles job like one of the following occupations: 

• Marketing manager: $66,538 (average in L.A., according to Payscale.com)
• LAUSD teacher: $70,000 (average salary, according to LAUSD)
• Software engineer: $82,669 (average according to Payscale.com)
• Lawyer: $104,249 (average according to Payscale.com)

But many occupations typically earn far below that $33 an hour threshold in L.A. County, according to the California Housing Partnership:

• Secretaries: $36,000 ($17 an hour)
• EMT Paramedics: $25,00 ($12 an hour)
• Preschool teachers: $29,000 ($14 an hour)

That's why L.A. residents wind up spending an average of 47 percent of their income on rent, which is the highest percentage in the nation, according to UCLA's Ziman Center for Real Estate.

Naturally, people who earn the current California minimum wage of $9 an hour ($18,720 a year) would fare even worse in trying to afford an average apartment.

Raising the minimum wage to $13.25 would equal a $27,560 salary; raising it to $15.25 an hour totals $31,720 a year.

What about buying a home?

In order to afford to purchase the median-priced home in Los Angeles, you'd need to earn $96,513 a year, according to HSH.com, a mortgage information website. 

The median home price in Los Angeles is $570,500, according to the real estate website, Trulia.com.

But consider that the median income in Los Angeles is about half that: $49,497, according to census numbers from 2009-2013.

So it's no surprise that Los Angeles has been rated as the most unaffordable city to rent in America by Harvard and UCLA. 

The cost of housing has gone up so much that even raising the minimum wage to $15.25 an hour – as some on the city council have proposed doing by 2019– would not go very far in solving the problem.

“Every little bit helps, but even if you doubled the minimum wage, it wouldn’t help most low-income families find affordable rental housing in Los Angeles,” said Schwartz.

What percentage of your income to you spend on housing in Los Angeles? Let us know in the comments, on our Facebook page or on Twitter (@KPCC). You can see how affordable your neighborhood is with our interactive map.

An earlier version of this story incorrectly calculated the hourly pay rate, based on the estimated $68,640 annual pay needed to afford the average rent in L.A. County. KPCC regrets the error.

This content is from Southern California Public Radio. View the original story at SCPR.org.

Businesses are cutting back on hours to avoid having to provide health care coverage under the new Affordable Care Act.

Steve Julian: Business analyst Mark Lacter, who's affected here?

Mark Lacter: Thirty hours a week is the magic number for workers to be considered full time under the new law.  If a business has 50 or more full-time employees, health care coverage has to be provided.  Except that a lot business owners say that the additional cost is going to be a financial killer, so instead, some of them have been cutting back hours to below that 30-hour threshold.  More than 200,000 Californians are at risk of losing hours from the health care law - that according to one study.

Julian: What kinds of businesses are doing this?

Lacter: Restaurant chains have received much of the attention, but the city of Long Beach, as an example, is going to reduce hours for a couple of hundred of its workers.  And, last week came word that the L.A.-based clothing chain Forever 21 will cut some of its full-time employees to a maximum 29-and-a-half hours a week, and classify them as part time.  That touched off an outcry on the Internet - people were saying that Forever 21 was being unfair and greedy - though the company says that only a small number of employees are affected, and that its decision has nothing to do with the Affordable Care Act.  There's really no way to know - Forever 21 is a private company, which means it's not obligated to disclose a whole lot.  What we do know is that those people will be losing their health care coverage.

Julian: And, the ultimate impact on businesses and workers?

Lacter: Steve, you're looking at several years before the picture becomes clear.  Here in California, workers not eligible for health care through their employer can get their own individual coverage, and if their income levels are not over a certain amount, they'd be eligible for Medicaid.  And, let's not forget many businesses already provide coverage for their employees.  So, lots of rhetoric - but, not many conclusions to draw from, which does make you wonder why so many business owners are unwilling to at least give this thing a chance.  Just doesn't seem to be much generosity of spirit for their workers, not to mention any recognition that if people can go to a doctor instead of an emergency room we'd probably all be better off.

Julian: Health care is far from the only controversy for Forever 21, true?

Lacter: In some ways, it's one of the biggest Southern California success stories.  Don Chang emigrated here in 1981 from Korea at the age of 18, opened his first store in Highland Park three years later (it was called Fashion 21), and he never looked back.  Today, revenues are approaching $4 billion.  But, the guy must have some pretty hefty legal bills because his company has been accused of all kinds of workplace violations.  The lawsuits alleged that workers preparing items for the Forever 21 stores didn't receive overtime, that they didn't get required work breaks, that they received substandard wages, and that they worked in dirty and unsafe conditions - sweatshop conditions, essentially.

Julian: Are most of their claims settled out of court?  You don't hear much about them.

Lacter: They are, which means there's usually a minimal amount of media coverage.  If a privately held company decides to keep quiet by not releasing financial results or other operational information, there's not likely to be much of a story - unlike what happens with a company like Apple, which is always under scrutiny.  Sometimes, plaintiffs will try to organize class-action suits, but that's extremely tough when you're dealing with low-wage workers who are often very reluctant to get involved because of their legal status.  And, let's not forget that Forever 21 - like any low-cost retailer - is simply catering to the demand for cheap, stylish clothes that are made as quickly as possible.

Julian: I guess you can't make that happen when wages and benefits are appreciably higher than your competition.

Lacter: The next time you walk into a Forever 21 store and wonder how prices can be so reasonable, that's how.

Mark Lacter writes for Los Angeles Magazine and pens the business blog at LA Observed.com.

This content is from Southern California Public Radio. View the original story at SCPR.org.

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PS: Thank you for all the incredible support on yesterday’s announcement. ❤️ (at Toronto, Ontario)

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PODGORICA, 12 July  2016 - OSCE Secretary General Lamberto Zannier concluded today a two-day visit to Montenegro, marking the 10th anniversary of the OSCE Mission to Montenegro. “After independence, this country entrusted the OSCE with an important responsibility: to help advance security, democracy, the rule of law and human rights for Montenegrin citizens,” Zannier said.  

During his visit, the Secretary General met with President Filip Vujanovic, Parliament Speaker Darko Pajovic, Prime Minister Milo Djukanovic, Deputy Prime Minister Dusko Markovic and Minister of Interior Goran Danilovic, as well as representatives of civil society.

Zannier commended the Montenegrin authorities for their commitment to undertaking reforms and encouraged further progress, offering OSCE’s continued support in line with national priorities. “The OSCE remains one of the country’s key partners in helping to further develop independent, open and transparent institutions that enjoy wide public trust,” he stated.

Discussing preparations for the parliamentary elections on 16 October, the Secretary General commended the sense of responsibility already demonstrated by political parties in overcoming the recent political crisis through a broad political agreement adopted last April, which was important, above all, for the Montenegrin people.

“Political leaders managed to successfully bridge their differences by reaching a compromise, one that aims to serve the public interest,” said Zannier. “Now we need to see this agreement implemented in full, and in good faith.”

During his meetings, the Secretary General stated that the parliamentary elections will be an important test for the country, adding that the Mission to Montenegro is providing technical assistance to the State Election Commission until the end of 2016. “All actors involved in the preparation of elections should work together as closely as possible in line with their responsibilities as set out in the law. This is vital for having a credible election,” Zannier concluded.

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OSCE High Commissioner on National Minorities (HCNM) Astrid Thors visited Moldova from 23 to 25 May 2016 to discuss issues including the draft integration strategy developed with HCNM’s assistance to the Bureau for Interethnic Relations, relations between Chisinau and the autonomous territorial unit of Gagauzia, and the education of national minorities. The High Commissioner also visited Tiraspol.

In Chisinau, the High Commissioner discussed the draft integration strategy with Prime Minister Pavel Filip and other interlocutors and encouraged the Government to fulfil without delay its commitment to adopt the strategy. “Adoption of the integration strategy will underscore the Government’s commitment to promoting an inclusive, diverse society,” said Thors. “Even more important will be the strategy’s implementation. I am ready to assist the Bureau for Interethnic Relations in this process.”

The High Commissioner praised the parliamentary decision in November 2015 to establish a permanent joint working group between the Moldovan Parliament and the People’s Assembly of Gagauzia. She discussed the functioning of the working group with its co-chairs, Member of Parliament Elena Bacalu and People’s Assembly Member Gheorghii Leichu, Speaker of Parliament Adrian Candu, and the Bashkan of Gagauzia Irina Vlah. Thors encouraged the working group to be fully utilized as the primary platform for discussing issues related to the functioning of the autonomy so that questions that may contribute to tensions can be successfully addressed.

With Minister of Education Corina Fusu, the High Commissioner discussed implementation of the Education Code and the effect of education reforms on schools teaching in minority languages, including optimization of the school network and new procedures for the selection of school directors. “Having heard from national minority representatives that education is a primary concern, I encouraged the Minister to ensure that national minorities are consulted when implementing reforms,” she said. The High Commissioner noted with interest the adoption of a new programme to improve teaching of the State language in minority-language schools, remarking that it provides an opportunity to expand multilingual education as a tool for integration.

The High Commissioner met members of the Council of Ethno-Cultural Organizations in Chisinau and with the Transdniestrian de-facto authorities and civil society representatives in Tiraspol. She visited the Theoretical Lyceum Alexandru cel Bun in Bender and learned about the practical difficulties the school faces in maintaining its operations as a Moldovan-administered school teaching in the Latin script. Thors welcomed the active efforts of the OSCE Mission to Moldova and the German Chairmanship of the OSCE to find sustainable solutions for the Latin-script schools among other issues as part of the Transdniestrian Settlement Process, and noted the anticipated resumption of talks in the 5+2 format, which she discussed with Deputy Prime Minister on Reintegration Gheorghe Balan and Transdniestrian Chief Negotiator Vitaly Ignatiev.

The High Commissioner also met with Deputy Prime Minister on Social Issues Gheorghe Brega, Director General of the Bureau for Interethnic Relations Oleg Babenco, Deputy Minister of Foreign Affairs Lilian Darii, and representatives of civil society and the international community.

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OSCE High Commissioner on National Minorities (HCNM) Astrid Thors visited Moldova from 23 to 25 May 2016 to discuss issues including the draft integration strategy developed with HCNM’s assistance to the Bureau for Interethnic Relations, relations between Chisinau and the autonomous territorial unit of Gagauzia, and the education of national minorities. The High Commissioner also visited Tiraspol.

In Chisinau, the High Commissioner discussed the draft integration strategy with Prime Minister Pavel Filip and other interlocutors and encouraged the Government to fulfil without delay its commitment to adopt the strategy. “Adoption of the integration strategy will underscore the Government’s commitment to promoting an inclusive, diverse society,” said Thors. “Even more important will be the strategy’s implementation. I am ready to assist the Bureau for Interethnic Relations in this process.”

The High Commissioner praised the parliamentary decision in November 2015 to establish a permanent joint working group between the Moldovan Parliament and the People’s Assembly of Gagauzia. She discussed the functioning of the working group with its co-chairs, Member of Parliament Elena Bacalu and People’s Assembly Member Gheorghii Leichu, Speaker of Parliament Adrian Candu, and the Bashkan of Gagauzia Irina Vlah. Thors encouraged the working group to be fully utilized as the primary platform for discussing issues related to the functioning of the autonomy so that questions that may contribute to tensions can be successfully addressed.

With Minister of Education Corina Fusu, the High Commissioner discussed implementation of the Education Code and the effect of education reforms on schools teaching in minority languages, including optimization of the school network and new procedures for the selection of school directors. “Having heard from national minority representatives that education is a primary concern, I encouraged the Minister to ensure that national minorities are consulted when implementing reforms,” she said. The High Commissioner noted with interest the adoption of a new programme to improve teaching of the State language in minority-language schools, remarking that it provides an opportunity to expand multilingual education as a tool for integration.

The High Commissioner met members of the Council of Ethno-Cultural Organizations in Chisinau and with the Transdniestrian de-facto authorities and civil society representatives in Tiraspol. She visited the Theoretical Lyceum Alexandru cel Bun in Bender and learned about the practical difficulties the school faces in maintaining its operations as a Moldovan-administered school teaching in the Latin script. Thors welcomed the active efforts of the OSCE Mission to Moldova and the German Chairmanship of the OSCE to find sustainable solutions for the Latin-script schools among other issues as part of the Transdniestrian Settlement Process, and noted the anticipated resumption of talks in the 5+2 format, which she discussed with Deputy Prime Minister on Reintegration Gheorghe Balan and Transdniestrian Chief Negotiator Vitaly Ignatiev.

The High Commissioner also met with Deputy Prime Minister on Social Issues Gheorghe Brega, Director General of the Bureau for Interethnic Relations Oleg Babenco, Deputy Minister of Foreign Affairs Lilian Darii, and representatives of civil society and the international community.

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