R.SAKTHIVEL, J.

These two Civil Miscellaneous Appeals are arising out of the ‘Award dated October 31, 2019, passed in M.C.O.P.No.7252 of 2016’ ['impugned Award' for short] by the 'Special Sub Judge – II, Motor Accidents Claims Tribunal, Court of Small Causes, Chennai' ['Tribunal' for short]. The petitioner in the aforesaid Original Petition has filed C.M.A. No.1406 of 2023 seeking enhancement of compensation. The second respondent / Insurance Company has filed C.M.A. No.855 of 2022 praying to set aside the impugned Award. This Common Judgment will now dispose of both these Civil Miscellaneous Appeals.

1. By order dated 3rd July 2024, the following substantial questions of law were framed for hearing the Second Appeal finally at the admission stage :

(i) Whether the First Appellate Court could have enhanced the quantum of the plaintiff's claim in the absence of any cross-

appeal or cross-objection preferred by the plaintiff ?

(ii) Whether the quantum regarding the claim of the plaintiff decreed by both the Courts is on correct appreciation of the Surveyor's report at Exhibit-59, relied upon by the appellant ?

(iii) Whether the appellant proved that there was any fraud committed by the plaintiff at the time of submitting the claim ?

1. By order dated 3rd July 2024, the following substantial questions of law were framed for hearing the Second Appeal finally at the admission stage :

(i) Whether the First Appellate Court could have enhanced the quantum of the plaintiff's claim in the absence of any cross-

appeal or cross-objection preferred by the plaintiff ?

(ii) Whether the quantum regarding the claim of the plaintiff decreed by both the Courts is on correct appreciation of the Surveyor's report at Exhibit-59, relied upon by the appellant ?

(iii) Whether the appellant proved that there was any fraud committed by the plaintiff at the time of submitting the claim ?

The Insurance Regulatory and Development Authority of India (IRDAI) has allowed insurance companies to offer Arogya Sanjeevani Policy as a group health insurance product to provide financial protection against viral outbreak to workers in business establishments. This year, Insurance regulator IRDAI

The Council is expected to meet between December 20 and 25 in Rajasthan

Lakhs of farmers, who are already reeling under drought and crop failure, have missed the deadline to avail of the scheme, which ended on November 9

Insurers are eyeing the solar, wind and green power projects as the new growing market to tap

How to revitalise existing health insurance policies

Choose the right policy based on your requirements; for an ideal deal, compare policies, premiums, features and benefits online and choose the one that fits your criteria the best

The Ayushman Bharat scheme offers ₹5 lakh health coverage for seniors 70+, free and with easy Aadhaar-based enrollment

IRDAI’s changes to health insurance landscape provide enhanced protection, security and a more user-friendly experience

The company’s ability to reign in claims in the next three years is key monitorable

Why India’s health insurance models frustrate and exclude a large part of the population.

National Bureau of Economic Research

National Bureau of Economic Research

National Bureau of Economic Research

Marketline

National Bureau of Economic Research

National Bureau of Economic Research

National Bureau of Economic Research

National Bureau of Economic Research

National Bureau of Economic Research

National Bureau of Economic Research

As IRDAI lifts the age cap for seniors, the focus shifts to overcoming operational barriers

In a landmark move, the IRDAI’s recent guidelines aim to streamline and enhance the health insurance claims process. Groundbreaking among them is setting the three-hour timeline on cashless claims. 

Over the last seven days nearly 100 flights operated by Indian carriers have received bomb threats posted on social media resulting in flight disruptions, diversions and scrambling of fighter jets

The insurance covers pre-hospitalisation and post-hospitalization expenses along with road ambulance charges

The basis of safety or comfort with a bank should not be DICGC cover but overall fundamental quality of the bank; preferably bank with institutions where you would not require this coverage

GoM suggests rate hike on high-end wrist watches, shoes; GST on packaged water to be cut

The number of NRIs buying health insurance from India has increased steadily over the past three years