at risk

One in five Australian five-year-olds at risk of falling behind in school

New research has found that 22 per cent of Australian children are "developmentally vulnerable" at age five.




at risk

One in five Australian five-year-olds at risk of falling behind in school

New research has found that 22 per cent of Australian children are "developmentally vulnerable" at age five.




at risk

One in five Australian five-year-olds at risk of falling behind in school

New research has found that 22 per cent of Australian children are "developmentally vulnerable" at age five.




at risk

Players who breached social-distancing rules put NRL restart at risk, Federal Sport Minister says

Federal Minister Richard Colbeck says he hopes sport halted by the coronavirus pandemic can get started again, but warns NRL players' misbehaviour threatens a return of play.




at risk

Medtech company announces Covid-19 services for ‘at risk’ patients

HealthBeacon, a medication adherence technology company, has launched a new Covid-19 support offering for patients on injectable therapies.




at risk

Judge Orders State of Florida to Provide Community Services to Jacksonville Woman at Risk of Institutionalization

The state of Florida must provide Michele Haddad with services that will enable her to remain in her home, a U.S. District Court in Jacksonville, Fla., ruled Wednesday.



  • OPA Press Releases

at risk

Daily briefing: How desperate measures might shorten the coronavirus vaccine timeline — and at what risk




at risk

Is bipartisan US support for Ukraine at risk?

Speaking on Monday about Donald Trump’s impeachment trial, Ukraine’s foreign minister said “please don’t drag us into your [America’s] internal political processes.”  Unfortunately, Republicans appear intent on doing precisely that, as they repeat the false Russian claim that the Ukrainian government interfered in the 2016 US election. Republicans see this as part of their effort…

       




at risk

Zelensky’s government reshuffle in Ukraine could put reforms at risk

       




at risk

When is growth at risk?

Do financial market participants, collectively, possess special wisdom about when economies are at risk of falling into a recession?  When is Growth at Risk, a paper to be discussed at the Brookings Papers on Economic Activity conference March 19, suggests the answer is, “Probably not.” “The results presented in this paper indicate that financial variables…

       




at risk

When is growth at risk?

Do financial market participants, collectively, possess special wisdom about when economies are at risk of falling into a recession?  When is Growth at Risk, a paper to be discussed at the Brookings Papers on Economic Activity conference March 19, suggests the answer is, “Probably not.” “The results presented in this paper indicate that financial variables…

       




at risk

1,000,000 of Our Neighbors at Risk: Improving Retirement Security for Marylanders

Increasingly, many Marylanders are unprepared for retirement.

The US has the broadest range of retirement savings options in the world. There are thousands of retirement products offered. But most Marylanders don’t use them.

The need is growing. The Baby Boomers are the largest generation in history. They will live longer in retirement than any generation in history.

But – financially – many are not prepared. Many have virtually no retirement savings: more than a third those within ten years of retirement age have saved less than $10,000. $10,000 invested and spent over the average person’s retirement works out to about $1,000 of income per year. Even with Social Security, that’s not much to live on.

Fears about retirement are the #1 economic concern. Many Marylanders know they’re unprepared – and they’re worried about it. Concerns about retirement security are now more broadly based than the cost of health care, fear of job loss or other economic concerns – and have been for over a decade.3 Those concerns have grown since the financial crisis, even though the stock market has recovered. Many know they’ll have to defer retirement—and many fear they will never be able to afford to retire at all.

The key to retirement saving is having a retirement plan and contributing to it every paycheck. But many businesses, including most smaller businesses, don’t offer retirement plans. As a result 1,000,000 Marylanders working in private businesses across the State don’t have a retirement plan. There are, of course, individual retirement accounts (IRAs) -- but almost no one uses them who didn’t get access through an employer-based plan via payroll deduction.

Having a plan is essential, but not a panacea. Even when plans are available, many employees don’t join. Many who do contribute and save less than they need to meet their own goals. Even with plans, many will need to save more.

The challenge continues at retirement, because most of these plans are paid out in a single lump sum payment—few plans offer reliable retirement income for life that traditional pensions do. Since most retirees do not consult financial advisors and are not financial experts themselves, some who live longer than average or are unlucky in their investments will find that they haven’t saved enough and will exhaust their savings.

They will, of course, have Social Security. That’s why it’s so important that Social Security be both preserved and strengthened. But the average monthly benefit in Maryland is about $1,300 and for most people Social Security covers only a fraction of their basic needs in retirement. Most Marylanders will need additional income from retirement savings – and the State of Maryland can help them get it.

Other states and other governments are making it easier for people to save and for private employers to help them do it. Maryland should, too. Acting now will save Maryland taxpayers millions in the future.

California, Massachusetts, and Illinois have already enacted legislation. Illinois created a new program that requires employers who have no retirement plan to automatically enroll their employees in a state-created program. Massachusetts authorized a program for uncovered employees of non-profits. California created a board to plan and propose program similar to that in Illinois. Similar legislation is being or has been introduced in some fifteen other states – states all across the country with varying political orientations, populations, and economic bases.

Although there are many variations under consideration, these programs generally provide for an automatic payroll deduction of a set amount unless the employee opts out. Funds are to be invested professionally and may be pooled to achieve higher returns and lower costs. Those who cannot or do not want to make complex financial decisions are not required to do so – their contributions are placed automatically into a reliable fund or set of funds.

In order to ensure that employers – many of whom are small businesses – can participate in a program, it must be designed to help them avoid significant disruption, expense or administrative burden. This can be accomplished by enabling employers to use current payroll processes to help their employees to build retirement security, without requiring employers to make contributions themselves.

If Maryland doesn’t act now, Maryland taxpayers will face higher costs for decades to come.

These plans are designed to be self-sustaining: their operating costs are paid for by plan contributions and the State would not assume any obligations. In practice, however, these plans will end up saving taxpayer funds: If Maryland doesn’t act now, Maryland taxpayers will face higher costs for decades to come, as retirees are forced to turn to State assistance instead of living on their own savings.

There are many ways to improve retirement security. The key is for businesses to help their employees save, without becoming overburdened themselves.

Task Force is not recommending any one approach, but strongly recommends that Maryland join other states, by developing and implementing a plan that helps Marylanders have more secure retirements.We recommend development of a specific state-based program that meets Maryland’s needs from the options discussed in our report.

We Can Do Better: Principles for Improving Marylanders’ Retirement

In developing that program, we recommend the following principles as guidelines:

Make it easier for all Marylanders to save for retirement.

  • Access: Every Marylander should have access to an automatic payroll deduction retirement savings plan through their employer. People who are self-employed or unemployed should be able to make contributions at the same time that they pay their State taxes.
  • Simplicity: People should have access to simple, low cost retirement savings plans that make enrollment automatic (auto-enrollment), that don’t require complex investment and savings decisions by providing low-cost automatic (default) options, and that enable savers to grow their saving rate over time through auto-escalation.
  • Portability: They must be able to keep their retirement savings plan when they change jobs. Individuals should never be forced out of a plan because they change or lose their jobs. Workers should have the choice of keeping their existing retirement savings in the plan when they move to another employer or consolidating their retirement savings by moving it to another retirement plan.
  • Choice: Of course, they should have the ability to change the amount that they save, change their investments, move to another plan, or stop saving entirely.

Make it easier for private employers to help their employees save.

  • Since most of the companies who do not offer a retirement plan are smaller businesses, it’s essential that they aren’t forced to take on significant additional financial, administrative or regulatory burdens.
  • Employers should be able to use their current payroll processes to quickly and easily forward employee contributions to a savings plan without assuming significant additional legal or fiduciary responsibilities or taking on significant additional cost.
  • Employer contributions should not be required, but should be permitted if allowed by federal law.
  • Consumer protection, disclosure, and other protections are essential, but these and other regulatory responsibilities should be undertaken by the program itself and not imposed on businesses.

Make it easier for Marylanders to get reliable retirement income for life.

When people retire, they no longer have a paycheck that provides reliable monthly income. They should be able to have a reliable monthly income stream from their retirement savings, too. Retirees should not have to worry about how much their retirement income might be or how long their pension will last if, like half of Americans, they live longer than average.

Investments should be low cost, provide good value, and be professionally managed.

Any program should be self-sustaining. Maryland should help Marylanders save for retirement without risking the State’s credit. It should cover its own operating costs without relying on taxpayer funding or risking the State’s credit by creating contingent liabilities.

Downloads

Publication: The Maryland Governor’s Task Force to Ensure Retirement Security for All Marylanders
      
 
 




at risk

Progress in Emerging Markets is Being Put at Risk

Finance ministers of the Group of Eight leading economies have commissioned a study on the role of financial market speculation in recent oil price rises. In India, the regulator recently suspended trade in futures markets for several commodities, blaming speculators for price rises. The global credit crisis has made the financial sector vulnerable to populist…

       




at risk

It's World Water Day, and the Great Lakes are at risk thanks to proposed EPA cutbacks

And it's not just lefty TreeHuggers who are outraged; Everybody is in on this war of words




at risk

Elevated Uric Acid Could Be Putting You at Risk for Gout - Gout 101: Uric Acid

Dr. N. Lawrence Edwards from the Gout & Uric Acid Education Society talks about the dangers of elevated uric acid.




at risk

NFL free agent deals at risk as team doctors can't evaluate players due to coronavirus

With in-person visits with free agents restricted due to the coronavirus outbreak, some NFL agents are wondering how a new deal will become official without team examinations.




at risk

7.5 million small businesses are at risk of closing, report finds

Millions of small businesses will close permanently if disruption caused by the coronavirus pandemic persists, according to a new survey from Main Street America.




at risk

Millions at risk after toxins found in Harare water supply, study finds

Unpublished report claims water from contaminated reservoir leaves 3 million in Zimbabwe’s capital at risk of disease

Water being pumped to millions of residents in Zimbabwe’s capital city came from reservoirs contaminated by dangerous toxins, according to a report seen by the Guardian.

A study conducted by South African company Nanotech Water Solutions concluded that the health of 3 million Harare residents may be endangered by the provision of water containing toxins that can cause liver and central nervous system diseases.

Related: Zimbabwe on verge of 'manmade starvation', warns UN envoy

Continue reading...




at risk

In leaked conversation Obama says US 'rule of law' at risk after Flynn case dropped

After the justice department dropped charges against Trump’s ex-national security adviser, Obama expressed fear the US is headed in a dangerous direction

Barack Obama has reportedly said the “rule of law is at risk” in the US, after the justice department said it would drop its case against former national security adviser Michael Flynn.

Related: For Trump, l'etat, c'est moi. Attorney General Barr does whatever he wants | Lloyd Green

Continue reading...




at risk

Why BAME people may be more at risk from coronavirus – video explainer

NHS staff from black, Asian and minority ethnic backgrounds may be given roles away from the frontline under plans to reduce their disproportionately high death rate from Covid-19.

The Guardian revealed last week that minority groups were over-represented by as much as 27% in the overall Covid-19 death toll. Additionally, 63% of the first 106 health and social care staff known to have died from the virus were black or Asian, according to the Health Service Journal.

Senior reporter Haroon Siddique looks at the figures and explains why BAME people may be more at risk.

Continue reading...




at risk

COVID-19: Over 117 million children at risk of missing out on measles vaccines

As coronavirus pandemic deepens, over 117 million children in 37 countries are expected to miss out on receiving live-saving measles vaccine, the United Nations said on Tuesday. Measles immunisation campaigns in 24 countries have already been delayed and more will be postponed, the World Health Organization and the UN children's fund UNICEF said. "Together, more than 117 million children in 37 countries, many of whom live in regions with ongoing measles outbreaks, could be impacted by the suspension of scheduled immunisation activities," Measles and Rubella Initiative (M&RI) said in a statement.

New WHO guidelines endorsed by the Strategic Advisory Group of Experts on Immunisation aim to help countries to sustain immunisation activities during the COVID-19 pandemic. "The @MeaslesRubella Initiative supports recommendations to: temporarily pause preventive immunisation campaigns where there's no active outbreak of a vaccine-preventable disease continue routine immunisation services, while ensuring the safety of communities and health workers," the statement added.

Measles is a highly contagious disease caused by a virus. Before the introduction of measles vaccine in 1963 and widespread vaccination, major epidemics occurred approximately every 2-3 years and measles caused an estimated 2.6 million deaths each year globally. More than 140,000 people died from measles in 2018 - mostly children under the age of 5, despite the availability of a safe and effective vaccine.

The coronavirus has affected 210 countries and territories around the world. There have been 1,391,468 positive cases of COVID-19 globally and 591,751 people have died due to the deadly infection so far.

Catch up on all the latest Crime, National, International and Hatke news here. Also download the new mid-day Android and iOS apps to get latest updates.

Mid-Day is now on Telegram. Click here to join our channel (@middayinfomedialtd) and stay updated with the latest news

This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever




at risk

8 In 10 Indonesian Children At Risk For Dengue

Indonesia has one of the highest burdens of dengue fever, in the world. Dengue fever has infected over half of all children in urban areas by the age of 5.




at risk

Investigating New Antibodies To Identify Individuals at Risk of Dengue

New information obtained using an original mathematical and statistical analysis method could help identify individuals at risk of dengue infection, according




at risk

Approach for Patients at Risk of Medication-induced Cardiac Death in COVID-19

Medications being used to treat COVID-19 are known to cause prolongation of the QTc in some people. The QTc is an indicator of the health of the heart's electrical recharging system.




at risk

Simple Test can Identify Patients at Risk for Future Dialysis or Transplant

Highlights: A low-cost test can identify patients at high risk of requiring dialysis or transplant




at risk

Air Pollution can Put You at Risk of Dementia and Heart Disease

People continuously exposed to air pollution are at a higher risk of developing dementia and heart disease. However, the risk is even higher in people




at risk

Genetic Signature may Recognize Mothers at Risk for Preeclampsia

New genetic signature combining specific maternal and fetal gene variants are associated with a higher risk of preeclampsia, reports a new study. The




at risk

Long Term Studies Could Identify Children At Risk of Future Type 2 Diabetes

Scientists have discovered new factors that influence children to develop type 2 diabetes in adult life. The findings have emerged from a unique study,




at risk

AI may Spot Newborns at Risk for Most Severe Form of Blinding Disease

Artificial intelligence (AI) device may help identify newborns at risk for aggressive posterior retinopathy of prematurity (AP-ROP), reveals a new study.




at risk

Why the US-China trade deal is now at risk of falling apart

Many in Washington say Trump’s mini-deal with Beijing was a vehicle for political boasts




at risk

Global economy is at risk from monetary policy black hole

Governments should borrow more to stave off secular stagnation




at risk

More than £52bn in dividend payments at risk in UK

Almost half of British companies have scrapped payouts in response to coronavirus




at risk

Trainline’s investment case is at risk of hitting the buffers

Tickets website has to navigate an overhaul of UK rail’s supporting infrastructure




at risk

Symend raises $52M to help mediate when customers are at risk of defaulting on payments

With unemployment growing at a worrying rate, we’re seeing a lot more people finding themselves in hot water when it comes to their finances. Today a startup that’s built a platform to help identify and help those users when they find themselves unable to make payments is announcing a very large growth round of funding […]




at risk

Michelle Keegan and Mark Wright's 'plans for £1.3m Essex dream home AT RISK after row with council'

The TV couple submitted plans to knock down their new place and replace it with a sprawling Georgian-style mansion, but it appears they've also hit a stumbling block




at risk

Obama says 'rule of law' is at risk following DOJ's decision to drop charges against General Flynn

Former President Barack Obama (seen left with then-President-elect Donald Trump at the White House in 2017) on Friday blasted the decision to drop the case against ex-NSA Michael Flynn (right).




at risk

Premiership clubs look to increase overseas player quota next as Brexit puts Kolpak players at risk

EXCLUSIVE BY MATT HUGHES: Some players from South Africa, Fiji, Tonga and Samoa will lose their right to work as the 2003 EU Association Agreement will not apply from December 31.




at risk

World leaders due to attend climate change summit in Glasgow put at risk

Two hundred heads of state and tens of thousands of delegates will gather for the Conference of the Parties summit at the Scottish Event Campus (pictured) in November.




at risk

Sydney bushfires: Map shows suburban areas most at risk

The suburbs most directly at risk of fire are near the bushland areas around the city such as Hornsby in the north, Penrith in the west and Camden and Sutherland in the south.




at risk

Manny Pacquiao suffers eye injury to put Floyd Mayweather fight at risk

Pacquiao said that he wants Mayweather to come out of retirement for a rematch. Those plans have already hit an issue though after Pacquiao suffered a potentially serious eye injury.




at risk

Scientists behind Armageddon flu virus suspend their research because it 'could put world at risk of catastrophic pandemic'

Researchers studying a potentially more lethal, airborne version of bird flu have suspended their studies because of concerns the mutant virus they have created could be used as a devastating form of bioterrorism or accidentally escape the lab.




at risk

China coronavirus: London and NYC among cities most at risk

Experts at the University of Southampton mapped the global threat using travel data. Experts say millions of Chinese people would have travelled before cities in Hubei province were put into lockdown.




at risk

Norway's government at risk of collapse over repatriation of ISIS bride

Prime Minister Erna Solberg came in for immediate criticism after agreeing to the repatriation of the 29-year-old woman so her seriously ill five-year-old son could receive medical treatment.




at risk

Britain is major flood alert today with 115 areas at risk

Boris Johnson was given a rough ride by locals in Fishlake as desperate families across the country brace for more downpours.




at risk

Patients with blood and lung cancers three times more at risk of dying of coronavirus

A new study led by Wuhan University in China has found that people with blood and lung cancers are three times more likely to die from coronavirus compared patients with other tumors.




at risk

Tottenham confident Son Heung-min is NOT at risk of coronavirus after letting him travel home

The forward flew back to his homeland last week for an operation in Seoul on his broken right arm, an injury Jose Mourinho fears could keep him out for the rest of the season.




at risk

Jose Mourinho and some Tottenham players accused of 'putting lives at risk' after training session

Spurs manager Mourinho was forced to admit he was in the wrong after flouting social distancing advice by overseeing a training session with midfielder Tanguy Ndombele in Barnet.




at risk

Coronavirus: Rushing football's restart will put careers at risk, players' union warns

Stars' careers are being put at risk by the imminent resumption of competition, according to a union representing nearly 100,000 athletes. German football has been cleared to resume next week.




at risk

Gay doctor put hundreds of lives at risk by hiding his HIV infection

Tamas Nyary went to great lengths to hide the infection from NHS bosses around the UK because he felt he could not reveal his sexuality due to conservative views in his native Hungary.




at risk

Premier League stars fear coronavirus protocols will leave them at risk of injury

Top-flight clubs were provided with a seven-page document last week outlining hygiene guidelines aimed at protecting players and staff from Covid-19.