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Best Online Banks: Free Checking and High-Interest Savings Accounts

The best online banks charge you fewer fees and pay you more interest. If you don’t mind doing your banking digitally rather than in person, they’re an excellent option. In this article, I’ll explain the factors you should consider when comparing online banks. I’ll also list some of the online banks I recommend and tell […]

The post Best Online Banks: Free Checking and High-Interest Savings Accounts appeared first on Clark Howard.




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State Bank of Pakistan slashes policy rate by 200 BPS

The SBP cut its policy rate to 17.5% following a recent sharp decline in inflation




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Four DIY hacks to turn heads without breaking the bank

Even if your finances are in good shape, you likely don't need more clothes or shoes—just better styling




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Bank Jam Berlin 2019 Video





Recently, the legendary BMX Bank Jam took place in Berlin. In best weather conditions, the Jam started off on the Plaza of Tempelhof field. After sunset the crowd went on to the eponymous Esso gas station in Kreuzberg for a flatrail session. The Highlights: various tech tricks, rollator action by uncle and railride long jump. Yes, you heard right!!! Thanks to our bro Kevin Nikulski for the organization, as well as Valentin Hansen for the nice moving images.

Enjoy the video, your kunstform BMX Shop Team!


Video: Valentin Hansen/MADNIZZ

Related links:




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Bank Jam 2024 - Berlin shop closed on August 31st, 2024 from 2:0



On Saturday, August 31st, 2024, the legendary Bank Jam will take place in Berlin – a day full of BMX action and fun! The pre-session starts at 2:30 PM at Hasenheide, before the main event kicks off at 7:00 PM at Südstern.

Therefore, we will close our Berlin shop at 2:00 PM on that day. We look forward to seeing you at Hasenheide!

To get you in the mood, here’s the video from Bank Jam 2023 again.




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European fake art network involving Banksys, Warhols, Modiglianis uncovered in Italy

Italian authorities say a network of European art forgers who painted fake Warhols, Banksys and Picassos and then tried to sell them to unsuspecting buyers with the help of complicit auction houses has been dismantled.




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Israel's West Bank settlers hope Trump's return will pave the way for major settlement expansion

As Donald Trump's victory became apparent in last week's U.S. elections, Jewish West Bank settlement advocates popped bottles of champagne and danced to the Bee Gees at a winery in the heart of the occupied territory, according to a post on Instagram. The winery said it was rolling out a special edition red named for the president-elect.




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Who will buy Infowars? Both supporters and opponents of Alex Jones interested in bankruptcy auction

Conspiracy theorist Alex Jones' Infowars broadcasts could end next week as he faces a court-ordered auction of his company's assets to help pay the more than $1 billion defamation judgment he owes families of victims of the Sandy Hook Elementary School shooting.




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Japan's SoftBank returns to profit after gains at Vision Fund and other investments

Japanese technology group SoftBank swung back to profitability in the July-September quarter, boosted by positive results in its Vision Fund investments.




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New "LinkOut" tool by National Center for Biotechnology Information (NCBI) providing easy link to PubMed and GenBank data

A new "LinkOut" feature introduced by the National Center for Biotechnology Information (NCBI) NCBI’s allows the easy linking to content on PubMed and GenBank.  Dryad has already introduced the feature benefitting from easy and fast linking of associated content to the two resources.

PubMed and GenBank, from the National Center for Biotechnology Information (NCBI), are hugely popular resources for searching and retrieving article abstracts and nucleotide sequence data, respectively.  PubMed indexes the vast majority of the biomedical literature, and deposition of nucleotide sequences in GenBank or one of the other INSDC databases is a near universal requirement for publication in a scientific journal. LinkOut allows the data from an article to be distributed among repositories without compromising its discoverability.

Dryad, intends to expand on this feature in a couple of ways. First, it is planned to make Dryad content searchable via the PubMed and GenBank identifiers, which because of their wide use will provide a convenient gateway for other biomedical databases to link out to Dryad.  Second, open web standards will be used to expose relationships between content in Dryad and other repositories, not just NCBI.

Original source: Dryad news and views





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2nd International GGBN Conference on Biodiversity Biobanking

The Botanic Garden and Botanical Museum Berlin and the Museum für Naturkunde Berlin are glad to welcome you to the 2016 GGBN conference, held from June 21 through June 24, 2016, in Berlin, Germany.

The Global Genome Biodiversity Network is a collaborative effort to cryo-preserve and provide access to genomic samples from across the Tree of Life.
Sessions and Workshops are planned on

  • Concerted collecting and sampling strategies to preserve the Tree of Life
  • Sampling the lost world in Natural History collections
  • Nagoya Protocol: consequences and solutions
  • Knowledge exchange: natural history meets applied biobanking
  • Implementing GGBN standards and best practice

More information here.

 






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Spirit Airlines Stock Tumbles on Bankruptcy Report. What It Means for Shareholders.




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Spirit Airlines might really go bankrupt this time — and the stock plunges 65%




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Once Bankrupt Now Prosperous 

Linda Beavert never thought she’d be able to enjoy retirement. “I've just sailed through it. I know because God's held my hand, you know.  He answers, and he leads me and there's just no better peace, no better confidence.” For most of their thirty-seven-year marriage, Linda and her husband struggled financially, even though they both worked full-time. “I was never comfortable about our money situation. We didn't know about budgeting; we never budgeted, and we lived from hand to mouth, just...




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Full Bank Account, Empty Heart

Work hard and play hard was the mantra that Eric Pavlack lived by. For 17 years, he traveled across the country laying railroad tracks which paid well but triggered a habit of reckless spending. “Because I was selfish, money was very important. and I’m making all this big money and I wasn’t used to it. I was spending it right and left. Guns, hunting trips, motorcycles, weightlifting stuff, trucks, cars.” In order to afford his lavish lifestyle, Eric worked extra hours. “I bought stuff on a whim...




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Open banking: a revolution in the making?

It was introduced last year and has the potential to transform donor behaviour. But are charities ready for open banking? Liam Kay reports




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In Dire Conditions, Emerson Donated its E3 Controller System to the Food Bank of Alaska

When COVID-19 began spreading across America, the Food Bank of Alaska in Anchorage quickly became overwhelmed. The organization had been making the best of outdated equipment in a remote location for many years, often dealing with breakdowns that led to significant losses of perishable food items. But, as the pandemic brought many longstanding issues to a head, it became clear that a permanent solution needed to be found.




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Emser Tile Expands Its Material Bank Offering

Design professionals who rely on the service to search and sample materials will now find more than 130 Emser Tile collections on the site. 




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Lease roundup: Steve Ross lands GoldenTree, Amerant Bank at his downtown West Palm towers

GoldenTree Asset Management, Vista Investments of Florida, more | downtown West Palm Beach  Steve Ross scored new tenants and lease renewals at his downtown West Palm Beach office towers.  New York-based global asset manager GoldenTree  Asset Management, founded by Steven A. Tananbaum; Chicago-based Vista Investments of Florida, founded by Tom Tisbo; and New York-based private equity […]

The post Lease roundup: Steve Ross lands GoldenTree, Amerant Bank at his downtown West Palm towers appeared first on The Real Deal.




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Why this former banking regulator is writing kids books

In a first-best world, we'd all save enough money and there'd be no scammers. In a second-best world, we'd all know how to protect ourselves.

That's what Sheila Bair thought, too. As former chair of the FDIC, she noticed many kids and adults weren't quite getting the education they needed. So, she decided to do something about it.

Today on the show: What Sheila Bair has learned about American capitalism as one of its top regulators and how she's trying — one book at a time — to help new generations from falling into its traps.

We learned about Sheila Bair's kids books from listener Erin Vetter. If you've come across anything that makes finance fun, email us! We're at indicator@npr.org.

Related Episodes:
Mailbag: Children Edition
Beach reads with a side of economics

For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org.

Music by
Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter.




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Ed Sheeran brings his one man band to U.S. Bank Stadium

Ed Sheeran will be performing Saturday night at U.S. Bank Stadium in Minneapolis. Sheeran is a one-man band, creating his music using only his voice, guitar and loop machines.




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Country superstar Garth Brooks announces second show at U.S. Bank Stadium

Tickets for the May 3 show go on sale at 10 a.m. Thursday.




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Elvira Nabiullina approved as Chairperson of Russian Bank

Elvira Nabiullina approved as Chairperson of Russian Bank The economist, Elvira Sakiphzadovna Nabiullina, has been approved by the Russian State Duma as Chairperson of the Russian Bank and will take office on the 24th of June 2013. She was born in Ufa, Bashkortostan, on the 29th of October 1963, of Tatar descent.  After graduating from the Lomonosov State University in Moscow, she gained a PhD in Economics, in 1990. Stations of her career were the Russian Union of Industrialists and Entrepreneurs, the Russian Ministry for Economic Development and Trade, and Sberbank. In 2008, Elvira Nabiullina was appointed as Minister for Economic Development and Trade. When Vladimir Putin was re-elected for his third term as President of the Russian Federation, in 2012, she joined his advisory committee as presidential aide.




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Exploring differences between bankruptcy in Russia vs. USA

Bankruptcy isn't a topic that anyone likes to discuss. Creditors, debtors, and government officials all get a little queasy at the thought of bankruptcy, but it exists for a reason. And in many situations, it can provide relief when financial friction is heightened. But bankruptcy isn't the same in every country. Laws, rules, and stigmas differ rather significantly - particularly between Russia and the United States. The what and why of bankruptcy Bankruptcy is one of the primary methods by which control over an asset can be transferred to more capable or efficient owners in the instance of market economies. Ultimately, bankruptcy serves three distinct purposes: To solve collective action problems among creditors as they deal with insolvent debtors. To give individual debtors a chance at a "fresh start" when they're overburdened by debt. To preserve/save the financial distress firms have by reorganizing rather than liquidating. Bankruptcy is basically government-sanctioned relief that allows individuals or businesses to have debts forgiven, granted they meet specific criteria and follow certain guidelines. It plays an important role in keeping the larger economic engine hitting on all cylinders. Without bankruptcy, millions of citizens would find themselves impoverished and unable to financially recover from dire situations.




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Russia's largest bank sends huge package of documents to China for its first branch

Sberbank — Russia's largest state-owned bank — has the only foreign branch in India. In early November it was reported that Sberbank was going to open a branch in China. According to Alexander Vedyakhin, deputy chairman of the board, all the necessary documents have been sent to China, RBC reports. "We have been communicating with the People's Bank of China a lot lately. We have sent a massive package of documents there, as the Chinese regulator is very meticulous about documents. I hope that by the end of 2023 we will be able to open a branch in China. It usually takes 1.5-2 years, but we hope that by the end of 2023 we will already have a branch in this country,” Alexander Vedyakhin said. Sberbank opened a representative office in China in 2010; A representative office of Sberbank appeared in Germany in 2009; Sberbank has only one branch abroad — in New Delhi, India. After the start of the Russian special operation in Ukraine, Sberbank came under sanctions from Western states: the United States and Great Britain froze the bank's assets and banned citizens from doing business with it, whereas the EU disconnected Sberbank from the SWIFT interbank data exchange system.




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Austria's Raiffeisen Bank finds itself in unprecedented situation in Russia

Austria's Raiffeisen Bank International considers selling the Russian division or withdrawing it from the structure of the group. Raiffeisen's "daughter" will continue running "certain banking activities" in Russia to maintain license. At the moment, the bank can not get rid of all of its business in Russia, but is striving for this to happen, RBI CEO Johann Strobl said. The RBI Group in Russia is represented by Raiffeisenbank, as well as leasing, insurance and management companies. The company's subdivisions employ over 9,000 people.




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RAKEZ facilitates bank account opening for clients through RAKBANK’s Quick Apply digital kiosk

Ras Al Khaimah Economic Zone (RAKEZ) has tied up with RAKBANK to facilitate the opening of bank accounts for RAKEZ clients through a digital kiosk within its one-stop shop service centre in Al Hamra, Ras Al Khaimah. The new kiosk allows clients to complete their application on the spot, without the need to visit a RAKBANK branch.




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New report: Merchants, payment providers ready to embrace CVRP but lack of bank support risks progress

Merchants, payment service providers (PSPs) and third-party providers (TPPs) recognise the potential of Commercial Variable Recurring Payments (CVRP, in the UK) and Dynamic Recurring Payments (DRP, in Europe) to deliver better payment experiences, more choice and lower processing costs. There are real concerns, however, that lack of bank support is impeding their delivery.




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Public Institutions, Banks Change Work Hours Thursday for College Entrance Exam

[Domestic] :
The country is taking steps to make sure the College Scholastic Ability Test(CSAT) proceeds smoothly on Thursday, with local governments and companies adjusting their schedules to reduce traffic congestion. Banks will open later than usual, operating from 10 a.m. to 5 p.m. The government has also ...

[more...]




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[4K] SEVENTEEN, CNBLUE, AB6IX, Billlie, SAY MY NAME, YENA, EPEX, VANNER, Xdinary Heroes, JD1 | On the way to music bank 241018


On the morning of October 18, at Yeoido KBS HallKBS WORLD Radio filmed K-pop stars making their way to attend rehearsals for Music Bank.

[more...]




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[4K] aespa, THE BOYZ, ITZY, STAYC, Kep1er, FIFTY FIFTY, tripleS VV, SAY MY NAME | On the way to music bank 241101


On the morning of November 1, at Yeoido KBS HallKBS WORLD Radio filmed K-pop stars making their way to attend rehearsals for Music Bank.

[more...]




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Towards expansion of the MATTS data bank with heavier elements: the influence of the wavefunction basis set on the multipole model derived from the wavefunction

This study examines the quality of charge density obtained by fitting the multipole model to wavefunctions in different basis sets. The complex analysis reveals that changing the basis set quality from double- to triple-zeta can notably improve the charge density related properties of a multipole model.




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Post-translational modifications in the Protein Data Bank

Proteins frequently undergo covalent modification at the post-translational level, which involves the covalent attachment of chemical groups onto amino acids. This can entail the singular or multiple addition of small groups, such as phosphorylation; long-chain modifications, such as glycosylation; small proteins, such as ubiquitination; as well as the interconversion of chemical groups, such as the formation of pyroglutamic acid. These post-translational modifications (PTMs) are essential for the normal functioning of cells, as they can alter the physicochemical properties of amino acids and therefore influence enzymatic activity, protein localization, protein–protein interactions and protein stability. Despite their inherent importance, accurately depicting PTMs in experimental studies of protein structures often poses a challenge. This review highlights the role of PTMs in protein structures, as well as the prevalence of PTMs in the Protein Data Bank, directing the reader to accurately built examples suitable for use as a modelling reference.




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RCSB Protein Data Bank: supporting research and education worldwide through explorations of experimentally determined and computationally predicted atomic level 3D biostructures

The Protein Data Bank (PDB) was established as the first open-access digital data resource in biology and medicine in 1971 with seven X-ray crystal structures of proteins. Today, the PDB houses >210 000 experimentally determined, atomic level, 3D structures of proteins and nucleic acids as well as their complexes with one another and small molecules (e.g. approved drugs, enzyme cofactors). These data provide insights into fundamental biology, biomedicine, bioenergy and biotechnology. They proved particularly important for understanding the SARS-CoV-2 global pandemic. The US-funded Research Collaboratory for Structural Bioinformatics Protein Data Bank (RCSB PDB) and other members of the Worldwide Protein Data Bank (wwPDB) partnership jointly manage the PDB archive and support >60 000 `data depositors' (structural biologists) around the world. wwPDB ensures the quality and integrity of the data in the ever-expanding PDB archive and supports global open access without limitations on data usage. The RCSB PDB research-focused web portal at https://www.rcsb.org/ (RCSB.org) supports millions of users worldwide, representing a broad range of expertise and interests. In addition to retrieving 3D structure data, PDB `data consumers' access comparative data and external annotations, such as information about disease-causing point mutations and genetic variations. RCSB.org also provides access to >1 000 000 computed structure models (CSMs) generated using artificial intelligence/machine-learning methods. To avoid doubt, the provenance and reliability of experimentally determined PDB structures and CSMs are identified. Related training materials are available to support users in their RCSB.org explorations.




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Waterless structures in the Protein Data Bank

The absence of solvent molecules in high-resolution protein crystal structure models deposited in the Protein Data Bank (PDB) contradicts the fact that, for proteins crystallized from aqueous media, water molecules are always expected to bind to the protein surface, as well as to some sites in the protein interior. An analysis of the contents of the PDB indicated that the expected ratio of the number of water molecules to the number of amino-acid residues exceeds 1.5 in atomic resolution structures, decreasing to 0.25 at around 2.5 Å resolution. Nevertheless, almost 800 protein crystal structures determined at a resolution of 2.5 Å or higher are found in the current release of the PDB without any water molecules, whereas some other depositions have unusually low or high occupancies of modeled solvent. Detailed analysis of these depositions revealed that the lack of solvent molecules might be an indication of problems with either the diffraction data, the refinement protocol, the deposition process or a combination of these factors. It is postulated that problems with solvent structure should be flagged by the PDB and addressed by the depositors.




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Paymentology partners with Zand Bank to support fintech growth in UAE

Paymentology has entered into a referral partnership with...




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Embedded Finance and Banking-as-a-Service Report 2024

Unlock unparalleled insights into the transformative world of Embedded Finance and Banking-as-a-Service (BaaS) with The Paypers' latest report. Dive deep into essential business models, key players, and the latest trends reshaping industries with our comprehensive guide, curated by industry experts and leading companies.




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HSBC rolls out cross-border virtual account solution for banks

HSBC has launched a cross-border virtual account solution aimed at...




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Premier Bank, Mastercard, Tappy Technologies launch Tap2Pay

Premier Bank, in partnership with



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TD Bank Group partners with TouchBistro

Canada-based financial institution TD Bank Group (TD) has...




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Everest Bank and NCHL enable cross-border QR payments with Alipay+

Everest Bank has...




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Lean Technologies raises USD 67.5 million to scale its Pay-by-Bank and Open Banking tools

Saudi Arabia-based fintech infrastructure platform Lean Technologies has raised USD 67.5 million in a Series B funding round to scale its Pay-by-Bank and Open Banking offerings.




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Metro Bank fined nearly GBP 17 million by FCA

Metro Bank has been fined nearly GBP 17 million by the UK’s financial watchdog FCA for failings in its money-laundering controls over four years.




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TransferTo partners with Ecobank Group to expand financial access across Africa

Singapore-based TransferTo has partnered with the Pan-African Ecobank Group in order to expand financial access and cross-border payments across the region of Africa.





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Building the bank of tomorrow: Innovations shaping the future of finance

With the advent of disruptive technologies such as artificial intelligence, blockchain, and data analytics, banks across the world are embracing a new era of innovation to enhance their services and improve customer experiences. These innovations are empowering banks to provide personalized, efficient, reliable, and secure financial solutions to their customers.




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Project Wave: Indian Bank joins hands with NeSL to roll out digital services

The digital services will reduce the turn-around time of the bank guarantee issuance and delivery to the beneficiary from an industry average of 3-4 working days to a few minutes.




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Banking on data: Kotak Mahindra's Deepak Sharma on financial innovation

As financial institutions embark on this data-led journey, they stand at the threshold of a new era—a future where innovation and data-driven decision-making will carve the path for the financial world's evolution.




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Data analytics is shaping the future of banking

Banks invest in data analytics and AI technologies to enhance customer experience, optimize decision-making, and prevent financial fraud. They focus on platform models, identity analytics, and fraud detection to improve services and security, aiming to capture the customer's financial journey for insights into their buying process.