The government can issue recapitalisation bonds, or the RBI's huge reserves of over $127 can also be dipped into to help the state-owned bank's recapitalisation needs.

'Banks are being encouraged to lend instead of parking their resources with the RBI and earn risk-free interest income,' points out Tamal Bandyopadhyay.

The cut-off yields on the sale of near-term paper were, however, lower than prevailing market yields.According to the auction results, the cut-off yields on the securities bought by RBI was higher than secondary market figures

Airtel Payments Bank customers can also do financial transactions at any Aadhaar-enabled payment system.One can make a transaction with just Aadhaar number without revealing bank account or debit card details

A small portion of the estimated ₹10,000 crore AT1 bonds issued by the bank are also held by individual investors.Many of the investors are guilty of believing that the bonds are as safe as FDs and will give better returns

These customers are those who have deposited more than ₹5 lakh in their accounts .RBI cancelled the bank's licence citing its highly adverse financial position