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Financial advising while Black

After a successful career in advertising, Erika Williams decided it was time for a change. She went back to school to get an MBA at the University of Chicago, and eventually, in 2012, she got a job at Wells Fargo as a financial advisor. It was the very job she wanted.

Erika is Black–and being a Black financial advisor at a big bank is relatively uncommon. Banking was one of the last white collar industries to really hire Black employees. And when Erika gets to her office, she's barely situated before she starts to get a weird feeling. She feels like her coworkers are acting strangely around her.

"I was just met with a lot of stares. And then the stares just turned to just, I mean, they just pretty much ignored me. And that was my first day, and that was my second day. And it was really every day until I left."

She wasn't sure whether to call her experience racism...until she learned that there were other Black employees at other Wells Fargo offices feeling the exact same way.On today's episode, Erika's journey through these halls of money and power. And why her story is not unique, but is just one piece of the larger puzzle.

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Maria Bamford gets personal (about) finance

Note: There is swearing in this episode.

In 2017, The University of Minnesota asked comedian Maria Bamford to give their commencement speech. But the University may not have known what it was in for. In her speech, Bamford told the crowd of graduates how much the university offered to pay her (nothing), her counteroffer ($20,000), and the amount they settled on ($10,000), which (after taxes and fees, etc.) she gave away to students in the audience to pay down their student loans.

Maria Bamford is a big believer in full disclosure of her finances, a philosophy she's adopted after decades in a Debtors Anonymous support group. In meetings, she learned important financial tips and tricks to go from thousands of dollars in debt to her current net worth of $3.5 million (a number which, true to her philosophy, she will share with anyone).

She spoke with us about her financial issues, how she recovered, and why she believes in total financial transparency, even when it makes her look kinda bad.

Disclaimer: Planet Money is not qualified or certified to give financial advice. And Maria is not a spokesperson for Debtors Anonymous in any way.

This show was hosted by Kenny Malone and Mary Childs. It was produced by Emma Peaslee, edited by Jess Jiang, fact-checked by Sierra Juarez, and engineered by Neisha Heinis. Alex Goldmark is Planet Money's executive producer.

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So imPORTant: Bananas, frogs, and... Bob's??

Even in our modern world with planes and jets and drones, the vast majority of goods are moved around the planet in cargo ships. Which means our ports are the backbone of our global economy. The longshoremans' strike closed the eastern ports for only three days, but those three days raised a lot of questions.

Like - why is a discount furniture store the fourth largest importer on the East Coast? How come so many bananas come through Wilmington, Delaware? Why do we need live frogs delivered into the US six times a month? And... how do we even keep track of all of these imports? On today's episode, we get into #PortFacts!

This episode was hosted by Kenny Malone and Amanda Aronczyk. It was produced by Sam Yellowhorse Kesler. It was edited by Audrey Quinn, and fact-checked by Dania Suleman. Engineering by Cena Loffredo and Kwesi Lee with an assist from Valentina Rodriguez Sanchez. Alex Goldmark is Planet Money's executive producer.

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Rotman Finance Professor Receives Governor’s Award from the Bank of Canada

Toronto, ON – A finance professor at the University of Toronto’s Rotman School of Management received the Governor’s Award from the Bank of Canada. Mikhail (Mike) Simutin, an assistant professor of finance, will receive the award for 2017. The award recognizes outstanding academics at a relatively early stage in their careers, who are working at Canadian […]




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Understanding and Improving Governance, Accountability and Transparency in the Pharmaceutical Sector - World Health Organization Launches Collaborating Centre for Governance, Accountability and Transparency in the Pharmaceutical Sector at University of To

World Health Organization Launches Collaborating Centre for Governance, Accountability and Transparency in the Pharmaceutical Sector at University of TorontoToronto, ON – The University of Toronto and the World Health Organization are proud to launch the WHO Collaborating Centre for Governance, Accountability and Transparency for the Pharmaceutical Sector with a policy workshop and celebration at the Leslie […]




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Survey Provides Rare Insight into the Governance of Private Family Businesses

Toronto, ON – Family businesses, arguably the most important contributors to Canada’s economy, recognize the need for strong governance, but approach board oversight in a variety of ways depending on their size and stage of maturity. A survey conducted by the Institute of Corporate Directors (ICD) and the Clarkson Centre for Board Effectiveness (CCBE) at […]




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Canadian Gender and Good Governance Alliance Established to Advance Gender Diversity on Boards and Executive Positions

Toronto, ON –Seven of Canada’s most active and influential organizations dedicated to advancing good governance and gender equality in the workplace, including the Clarkson Centre for Board Effectiveness at the University of Toronto’s Rotman School of Management, have come together to form the Canadian Gender and Good Governance Alliance (CGGGA). The new group aims to […]




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New Financial Innovation Hub Established at the University of Toronto’s Rotman School of Management

Toronto, ON – A new partnership has been launched at the University of Toronto’s Rotman School of Management to promote and develop initiatives for students and faculty in the area of financial innovation across all of the school’s programs. The Rotman Financial Innovation Hub in Advanced Analytics (Rotman FinHub) will create new classes and learning […]




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Cnano Technology USA Selects Kansas City Region for North American Headquarters

International manufacturer of electric vehicle components plans to invest $94.7 million in a 333,000-square-foot facility in New Century, Kansas.




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Combining X-ray Fluorescence, Infrared Spectroscopy and Software Algorithms for Positive Material and Contaminant Identification

FTIR is the primary method for material and contaminant identification but lacks sensitivity to metallic components. X-ray fluorescence (XRF) can fill this gap and improve identification accuracy.




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Nondestructive Testing Using the Resonance Acoustic Method

The Resonance Acoustic Method (RAM) is a long-standing nondestructive test (NDT) that measures the structural responses of a part. These responses are a set of unique and measurable natural frequency (resonance) data.




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Soaring to Success: How Laser Tracker Tech Enhances Maintenance, Repair and Overhaul Operations in the Aerospace Industry

Today, Maintenance, Repair, and Overhaul (MRO) operations are a significant sub-industry within manufacturing, valued at $656 billion and projected to exceed $800 billion by 2032. MRO involves maintaining machinery, equipment, and systems in optimal condition through repairs and overhauls to extend their operational life.





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Daniel in the Lionandacute;s Den LIMITED EDITION CANVAS

Daniel in the Lionandacute;s Den LIMITED EDITION CANVAS by Scott Gustafson is a(n) Limited Edition. The Edition is Limited to Limited to 100 pcs




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Daniel in the Lionandacute;s Den LIMITED EDITION PRINT

Daniel in the Lionandacute;s Den LIMITED EDITION PRINT by Scott Gustafson is a(n) Limited Edition. The Edition is Limited to Limited to 550 pcs




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THE QUEENandacute;S CROQUET-GROUND LIMITED EDITION PRINT

THE QUEENandacute;S CROQUET-GROUND LIMITED EDITION PRINT by Scott Gustafson is a(n) Limited Edition. The Edition is Limited to Limited to 950 pcs




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Air Pollution During Pregnancy and Early Childhood Linked to Increased Autism Risk



  • Brain & Behavior
  • Earth
  • Energy & Environment

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Nov 23 - Seventh Annual Nanzan Language Education Seminar

Nanzan University (Nanzan University Language Education Seminar). November 23 (Sat), 9:00-17:00 in Nagoya, Aichi. Submissions accepted until Sept 30.




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Seventh Annual Nanzan Language Education Seminar

Nanzan University (Nanzan University Language Education Seminar). November 23 (Sat) 2024, at Nanzan University, Nagoya; and online.




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New CEO Named at Commercial HVACR Maintenance Firm

Jason Cocco, formerly the president and chief revenue officer at BFC Solutions, succeeded Phil Whitaker as CEO last month.




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Offer Ductwork Maintenance as a New Service, Source of Revenue

Although ductwork doesn’t require quite as much maintenance as other HVAC equipment does, there are steps to be taken to ensure its longevity, safety, and efficient operation.




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DOE Seeks Information on Design and Construction of High-Performance Tenant Spaces

The U.S. Department of Energy’s (DOE’s) Building Technologies Office has released a request for information seeking stakeholder input on the design and construction of tenant spaces that achieve high levels of energy efficiency in commercial buildings.




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Carrier, Orca Energy Team to Provide Financing for Geothermal Systems

A new, national program from Carrier and Orca Energy, a leading geothermal utility provider, is designed to makes geothermal heating and cooling more accessible in new construction homes. Orca Energy will provide financing for geothermal earth loops in new residential developments with the purchase of a Carrier geothermal system.




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Air Handler Placement, Maintenance Boost IAQ, Efficiency, Cost Savings

While not often addressed, the air handler in an HVAC system has a significant role to play.




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Proper Ice Machine Cleaning and Maintenance

Very few end users fully understand the importance of properly cleaning and sanitizing their ice machines, storage bins, and dispensers. Yet the quality and safety of every beverage they serve as well as the longevity and power consumption of their equipment depends on proper maintenance.




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Ice Machine Maintenance Means Regular Cleaning and Sanitizing

Once restaurants started reopening, smart owners asked contractors to clean and sanitize ice machines before they were returned to service.




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HVAC Maintenance and Service Before, During, and After Duct Leaks

Context can help professionals direct their attention to where duct leakage can best be addressed.




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Leak Detector Maintenance and Care

A good leak detector is a big investment and one of the more important tools a tech has on the truck. One thing that I have learned is that with leak detectors care, maintenance, and testing is a huge part of finding leaks the first time.




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Virginia Passes Geothermal Bill With Major Financial Incentives

The bill significantly reduces the cost of a geothermal installation, spurs job creation, and hopes to inspire more contractors to tap into the geothermal market.




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Preaching the Importance of Rooftop Maintenance

HVAC contractors in different climates and regions all over the U.S. agree that irregular upkeep is the most problematic issue when it comes to rooftop unit failure.




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BAS and Environmental, Social, and Governance Principles

Since more companies are putting a focus on ESG principles, the HVAC industry is positioned to turn those goals, into a reality.




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Basic Furnace Maintenance and Troubleshooting

The ACHR NEWS visited Flame Furnace in Warren, Michigan to learn how to do maintenance and basic troubleshooting on a furnace.




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BlocPower Announces $150M in Financing for Building Decarbonization in Low-Income Communities

BlocPower, a climate technology company focused on greening America's buildings, announced a fundraising round of $150 million, including more than $24 million of Series B corporate equity led by VoLo Earth Ventures and $130 million of debt financing led by Goldman Sachs.





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Episode 523: Jessi Ashdown and Uri Gilad on Data Governance

Jessi Ashdown and Uri Gilad, authors of the book "Data Governance: The Definitive Guide," discuss what data governance entails, why it's important, and how it can be implemented. Host Akshay Manchale speaks with them about why data governance...




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Episode 550: J.R. Storment and Mike Fuller on Cloud FinOps (Financial Operations)

J.R. Storment and Mike Fuller discuss cloud financial operations (FinOps) with host Akshay Manchale. They consider the importance of a financial operations strategy for cloud-based infrastructure. J.R. and Mike discuss the differences between operating your own data center and running in the cloud, as well as the problems that doing so creates in understanding and forecasting cloud spend. Mike details the Cloud FinOps lifecycle by first attributing organizational cloud spend through showbacks and chargebacks to individual teams and products. JR describes the two levers available for optimization once an organization understands where they're spending their cloud budget. They discuss complexities that arise from virtualized infrastructure and techniques to attribute cloud usage to the correct owners, and close with some recommendations for engineering leaders who are getting started on cloud FinOps strategy.




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SE Radio 571: Jeroen Mulder on Multi-Cloud Governance

Jeroen Mulder, author of Multi-Cloud Strategy for Cloud Architects, joins host Robert Blumen for a discussion of public cloud, private cloud, and multi-cloud computing architectures and trends. They start by considering what defines cloud computing and what differentiates the major cloud providers, including whether they are more alike or different in the services they offer.  Jeroen discusses governance, regulatory compliance, and data locality as drivers of where enterprises want to run their workload. They explore use cases for multi-cloud, and discuss architectural challenges in migrating to kubernetes, as well as issues with networking, security, and identity management with multi-cloud architectures. Finally, they discuss running public cloud compute on on-prem resources with Anthos, Outback, and related technologies.




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Sacred Sustenance

Fifty years ago, the Boldt decision reaffirmed Indigenous fishing rights and recognized tribes as equal partners in resource management.




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Protecting Black Pregnant People’s Health—and Data

Birth workers serving Black pregnant people maintain the holistic methods—and data privacy—that distinguish doula care from the medical-industrial complex.









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How to: Isolation, maintenance, and restoration of a 132kV GIS Transformer Bay and Line Bay

This article aims to provide a comprehensive guide to the standard operating procedures (SOPs) for the isolation, maintenance, and restoration of a 132kV GIS Transformer Bay and Line Bay. It will delve into detailed safety checks, specific steps to be... Read more

The post How to: Isolation, maintenance, and restoration of a 132kV GIS Transformer Bay and Line Bay appeared first on EEP - Electrical Engineering Portal.




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Substation Equipment Maintenance: Often Neglected Until Something Big Drops Dead

The aging process starts the moment new substation equipment is put into service; how quickly it happens depends on a number of factors, including the equipment’s use, the environment, the quality of maintenance, and many more. However, things aren’t the... Read more

The post Substation Equipment Maintenance: Often Neglected Until Something Big Drops Dead appeared first on EEP - Electrical Engineering Portal.




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Scale Up, Serve More: Financing Your Restoration Business Expansion

Seth Vander Woude shares tips on scaling up your restoration, remediation, or cleaning business.




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Rainbow Restoration of Greenville Welcomes Geoff Schull as Chief Financial Officer

Rainbow Restoration of Greenville welcomes Geoff Schull as its new Chief Financial Officer. With a strong background in financial operations and a passion for process improvement, Schull aims to streamline efficiencies and support the company's mission to serve Upstate South Carolina with top-tier restoration services.




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Hearing before the Disciplinary Committee of Bourse de Montréal Inc. - National Bank Financial Inc.

120-24 : Hearing before the Disciplinary Committee of Bourse de Montréal Inc. - National Bank Financial Inc.




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Maternal & Early Childhood Series: Morning Star Pregnancy Services

We continue our series on Maternal & Early Childhood Issues with a look at Morning Star Pregnancy Services. They do an outstanding job working with women facing unplanned pregnancies. https://fb.watch/bEB-FxMfAj/ The Harrisburg location for Morning Star Pregnancy Services at 2509 Front Street is relatively new, but the service itself is celebrating its 50th year in existence in 2022. The mission remains the same—helping women with unplanned pregnancies and with their sexual health. It offers a number of free health services, including pregnancy testing and ultrasound exams, along with education and support after the pregnancy. Morningstar does not provide or refer for abortion services but they help you to consider all options, including abortion, parenting and adoption. Bottom line, they are there for support. “We know that all mothers would like to feel loved and supported in their pregnancy and beyond. We are also able to reach out to the fathers of their children and offer them support and education as well,” said Morningstar Executive Director Linda Plummer. She says they see a range of women and men who have just had a positive pregnancy test and just can’t see beyond the immediate challenge. “The majority of women don’t want an abortion. They just feel like they don’t have another solution.” Morningstar will schedule regular visits for clients and will monitor the changing circumstances as the weeks progress. As the circumstances change, so do the perspectives. 6:12   “the first time they come to Morningstar and feel that they have no alternative but abortion, they change on their second visit when we invite them back in a decision-making process on a weekly basis. They may come the second time and say, well now my boyfriend says maybe we can have this baby or now my parents are saying they will support me.” Plummer also points out that 25 to 30% of pregnancies end in miscarriage. Morningstar will help to determine the viability of the fetus through ultrasound testing. “Because a lot of those pregnancies end in miscarriage, what we see here is that women grieve that loss of the baby so in the process, they recognize the idea that if I had gone through with an abortion, I would have been carrying this burden and I would have been mourning the loss of that child.” They’ve been around for 50 years and must be doing something right for folks to keep coming back. The commitment to providing care and support without judgement has translated into a very impressive statistic. “80% of the time that women who come here who are at risk for an abortion will decide to have their child.” Plummer says many of the 20% who choose otherwise later return in a subsequent pregnancy.




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Maternal & Early Childhood Issues: Heart of Tioga Pregnancy Center

Our series on Maternal & Early Childhood Issues continues today with a look at the Heart of Tioga Pregnancy Center in Tioga County, PA and the support it gets from parishioners at Holy Child Catholic Church in the Diocese of Scranton. https://fb.watch/bHgvkXjO3Z/