divi

Shell Cuts Dividend for First Time Since WWII

Royal Dutch Shell cut its dividend for the first time since the Second World War.




divi

Shell Dividend Cut Dubbed Sensible

Shell's move to cut its dividend by 66 percent has been described by Wood Mackenzie's Tom Ellacott as a 'sensible and prudent action'.




divi

Gyrodata Sells Directional Drilling Division to Intrepid

The deal doubles Intrepid's directional drilling capabilities in North America.




divi

Push toward transit-oriented housing proves divisive in California

Despite its aim to ease a housing crunch and kill congestion, California's Senate Bill 827 has its detractors.




divi

Babies prefer to interact with pro-social individuals

Babies are oriented towards pro-social individuals. They prefer interacting with a pro-social individual over an anti-social individual.



  • Babies & Pregnancy

divi

Sign of the times: Siemens scraps nuclear division

A historic moment for the energy industry — leading technology company Siemens abandons its nuclear division in favor of growing wind market.




divi

This scuba-diving lizard breathes by blowing an air bubble over its head

Researcher Lindsey Swierk discovered that when water anoles flee underwater to escape predators, they stay underwater for a long time.




divi

Eataly: New York City's divine Italian eating emporium

This shrine to Italian food must be experienced, but try to get there early. (And if they have the spinach ravioli in a lemon butter sauce, be sure to order it.




divi

Holiday hostess gift idea: Divine Dark Chocolate Thins

Real peppermint oil or ginger oil make Divine’s Fair Trade dinner thins a welcome addition to dessert and coffee.




divi

Most insects can't recognize individual faces, but these wasps can

New research suggests paper wasps use facial recognition to work better alongside one another.




divi

The mystery of our solar system's 'great divide' may finally be solved

What caused the planets to neatly divide into terrestrial and gas giants? Scientists believe they now have the answer.




divi

How much energy do individuals actually use?

Some number crunching based on the new 2009 Lawrence Livermore Labs analysis of U.S. energy use reveals that individuals (versus businesses) are responsible for



  • Research & Innovations

divi

Amazing new diving suit turns wearer into Aquaman

Suit allows its human wearer to breathe liquid like a fish, making deeper dives possible.



  • Research & Innovations

divi

A nation divided ... into perfect square miles

In "The Jefferson Grid," mesmerizing satellite images reveal the early land planning efforts of America's founding fathers.



  • Wilderness & Resources

divi

Physicists just 'held' an individual atom for the first time

The groundbreaking quantum experiment could allow us to build things on the atomic level.



  • Research & Innovations

divi

Aviva board divided over Tulloch restructure plans, reports state

Tulloch has decided to run the life and GI businesses as distinct divisions within Aviva, rather than separating them in different entities.




divi

A blue whale's heart may only beat twice per minute when diving for food

This is the first time scientists have recorded the heart rate of a blue whale, the largest animal on Earth.




divi

Divine Healing

We are all here on earth to heal each other. Everytime we speak, all the things we do, all the words we say, every person we meet... Let it be such that healing happens. Whenever we heal others we are also healing ourselves...




divi

Investing in the Stock Market for the Individaul Investor

Understand how the markets work. History of the stock market. Why do companies sell stock? What's the difference between a "Bull Market" and a "Bear Market"? What is the role of a stock broker?




divi

Folia Health Launches the First Data Dividends Program to Recognize the Power of Patient and Caregiver Knowledge

The digital health startup will now share revenue with patients and caregivers who manage complex chronic conditions using their platform




divi

From Skydiving To Scuba Diving: Steven Franz Encourages You To Live Life To The Fullest




divi

Bicycle Warehouse's New Corporate Programs Division Helps Promote Healthier Employees

Bicycle Warehouse, San Diego's premier locally owned and operated bicycle dealership has partnered with local businesses and organizations to positively impact their employees and profits.




divi

CertaPet.com Challenges Proposed Michigan Law Limiting Access to Emotional Support Animals for Disabled Individuals

Mental Health Expert explains: "We support ESA regulation, but not to the detriment of proper access to mental health treatment for Americans"




divi

Slimbelt Offers its Most Exclusive Weight Loss Belt to Help Individual Burn Belly Fat Quickly and Effectively

Your waist has never sweat this much before !




divi

Minnesota Revolution Girls Players Go Division 1

Minnesota's Newest Tier 1 hockey team helps launch top girls players on to future hockey and academic success




divi

Endurance IT Services Acquires Managed Services Division Of Cetan Corp

Two Well Known Local Teams Will Join Forces, Provide Greater IT Service And Support




divi

Book Provides Important Legal Guidance Relating To Financial Planning For Middle and Upper Middle Income American Individuals and Households

The book is designed to help individuals and households making $75,000 to $400,000 in 2016.




divi

Acclaimed Author Nancy Smith Release's Her Latest Book Divine Love Affair: An Akashic Journey

Angelscapes' Nancy Smith's passion is connecting with the Spirit of our loved ones and our spiritual team, to bring messages of love, compassion, resolution and courage to myself and others.




divi

Vania Mia Chaker's Forthcoming Law Review Article is One of the Few that Analyzes the Landmark Supreme Court Case of Carpenter v. US and the Profoundly Complex, Bedeviling Issue of Individual Privacy

Ms. Chaker's legal scholarship in the "Chimaera" series of law review articles and on Carpenter v. United States is due to be published in top-tier journals, including The University of Florida Levin College of Law Journal of Technology Law & Policy.




divi

Jordan Goodman on Earning High Yields With Dividend Paying Stocks

Exploring High Yield Investments, the State of the Junk Bond Market, and Some Top-Yield Dividend Picks




divi

Somerset County Tourism Receives Increased Grant Award from New Jersey Division of Travel & Tourism

Additional funds will help Tourism Office better promote attractions, destinations and events throughout Somerset County, budget more efficiently for marketing initiatives.




divi

SaaS On-Demand Workforce Provider TALENThire, Launches its "Free-Agent" Portal Allowing Individuals to Add their Profile during the COVID-19 Crisis

TALENThire is providing immediate (free) access for those displaced from their jobs and matching them with hiring companies to get America back to work!




divi

Book Provides Important Legal Guidance Relating to Financial Planning for Middle and Upper Middle Income American Individuals and Households, Including Cares Act Coverage




divi

Hippocrates Greek Extra Virgin Olive Oil and Divinus Award Winning 100% Organic Pure EVOO now available in United States

Olive Oil Organically Grown and Pure Enough to Carry the Name of the Father of Medicine




divi

Book Provides Important Legal Guidance Relating to Financial Planning for Middle and Upper Middle Income American Individuals and Households

The book is helpful to middle and upper middle income U.S. persons and households, and is especially helpful to self-employed persons.




divi

DIGITALSPEC Awarded New 5-Year Contract with the Transportation Security Administration (TSA) Intelligence and Analysis (I&A) Division to Enhance Communications and Correspondence

DIGITALSPEC will continue to support TSA I&A with communications and correspondence services, acting as the Executive Secretariat for I&A.




divi

3 Big Dividend Stocks Yielding at Least 10%; Maxim Says ‘Buy’

Does history repeat? Many of us, no doubt, remember the crash of the doc.com bubble back in 2000, and at least one analyst sees that pattern repeating before our eyes. Will Meade, who built his reputation in stock analysis with Goldman Sachs, believes that the current rally is only temporary, and that the markets are likely to fall again in 2H20 – by as much as 40%.Meade points that, like in 2000, we have the risk and uncertainty of a Presidential election coming up, and then adds, “The NASDAQ in 2000 did a similar bear market bounce as stocks this year — dropped 40%, then bounced 42% off the bottom retracing 61.8% of its drop. It stalled then fell 43%, making a new low four months later.” If Meade is right, then the true market bottom is due to hit us in late July or early September.The analyst is not all doom and gloom, however. While he is predicting bad news and tough times for the stock markets, he also points out that investors can act now to buffer their personal positions. His advice: move to liquid assets and build a cash savings buffer.Shoring up the savings account is only part of a strong defensive strategy. Investors can also shift their portfolio toward dividend stocks, relying on the steady income from the dividend payments to compensate for lower share price appreciation.We’ve used TipRanks database to find three high-yielding stocks that offer reliable payments – and all three have gotten the thumbs up from Maxim analyst Michael Diana.Ellington Financial, Inc. (EFC)We’ll start in the financial sector, with a small-cap company in the mortgage finance niche. Ellington operates as an investor, putting money into consumer loans, equity investments, mortgage backed securities, and both residential and commercial mortgages. It’s a standard portfolio for a mortgage-focused real estate investment trust.As an REIT, Ellington naturally offers a high dividend. REITs are required to a return a high percentage of profits to investors, and dividends are a sure way to comply with that regulatory provision. In response to the COVID-19 epidemic, and consequent economic damage, Ellington had to reduce its monthly payment starting with the April 29 payout. However, the company is maintaining a 54% payout ratio – returning more than half of earnings to investors. The 8-cent per share payment annualized to 96 cents, and offers investors a yield of 10%.Right now, the Fed’s key interest rate is down to the 0 to 25 basis point range, and Treasury bonds are yielding less than 1%. Even among dividend stocks, the average yield is just 2%. So, EFC’s 10% dividend yield is a fantastic return. Looking ahead, the company is expected to show 40 cents per share in earnings for Q1, more than enough to maintain the new monthly dividend.Maxim’s Michael Diana has tagged EFC as a ‘top pick,’ particularly noting the company’s strong management team: "Managing an mREIT even in 'normal' times is a difficult task, as the manager must balance leverage, prepayment protection, interest income, hedging, and diversity of financing sources to position the investment portfolio to withstand unexpected shocks without giving up too much income. When an unexpected shock does occur, crisis management skills are required to dynamically hedge and reposition the portfolio. We have followed EFC longer than any other analyst and, in our view, EFC management possesses all of these skills."Diana puts an $18 price target on EFC shares, implying a whooping 82% upside potential that fully supports his Buy rating. (To watch Diana’s track record, click here)Wall Street agrees with Diana’s assessment here. The analyst consensus on this stock is a Strong Buy, and it is unanimous, based on 4 Buy reviews set in recent weeks. Shares are selling at a comfortable entry point, just $9.87, and the average price target of $14.38 suggests room for a robust 46% upside growth this year. (See Ellington stock analysis on TipRanks)AGNC Investment (AGNC)Based in the Maryland suburbs of Washington DC, AGNC is another REIT. The company’s portfolio is centered on residential mortgage-backed securities, but with a twist. Most of AGNC’s portfolio investments are guaranteed by the US government. The company’s portfolio includes $70.7 billion in such agency-supported securities, out of a total value of $93 billion.AGNC reported fiscal Q1 earnings at the end of April, and beat the forecast on EPS. Per-share earnings came in at 57 cents, based on $65 million in net interest income. The income interest figure is down significantly from the previous quarter, reflecting the economic troubles caused by the COVID-19 pandemic. On a positive note, AGNC’s cash holdings increased 55% in the first quarter, reaching $1.29 billion by March 31.A solid cash position and safe guarantees on the portfolio make AGNC an attractive investment, and the reliable monthly dividend adds icing to that cake. Like EFC above, AGNC lowered its monthly payment in Q1. The new payment is 12 cents per share per month, which annualized to $1.44 and gives a strong yield of 11.5%. At 63.2%, the payout ratio shows that the dividend is easily sustainable at current income levels – and has room to raised back to previous rates when conditions warrant.Diana is bullish on this stock and upgrades his rating from Hold to Buy. The analyst noted, "While turmoil in the mortgage markets at the end of March resulted in losses and lower book values for all mREITs, AGNC was able to meet all of its margin calls and, importantly, take relatively fewer realized losses, and therefore retain more earnings power post-turmoil. This is why we believe the dividend, currently yielding 11.7% (vs. ~5% for peers) is safe."Along with the Buy rating, Diana gives AGNC a $15 price target, indicating a potential for 20% upside appreciation in the coming 12 months.The analysts are somewhat cautious on AGNC, a sentiment caught by the 8 to 3 split between Buy and Hold reviews. The consensus rating on the stock remains a Moderate Buy, while the $14.53 average price target implies a 14% upside potential. (See AGNC stock analysis on TipRanks)Manhattan Bridge Capital (LOAN)Last on our list is a NYC-based micro-cap lending company, Manhattan Bridge Capital. The company offers short-term financing and collateralized loans. Typical collateral includes real estate and tradeable stock, and the loans are usually used as first mortgages. LOAN originates, services, and manages its loan portfolio, and most of its customers are professional real estate investors and developers.The coronavirus epidemic has hurt real estate development and construction – exactly the type of projects that LOAN finances – in general, but that hit has been especially hard in New York City. At both the State and City levels, lockdown restrictions have been severe, and the mortgage loan environment is described by Diana as ‘challenging.’On a positive note, LOAN has covered its quarterly dividend payment, despite lower Q1 earnings. At 11 cents per share, the quarterly dividend annualized to 44 cents and offers investors a yield of 10.8%. Again, this compares favorably to most investment return yields out there.The high dividend yield alone makes this an attractive investment opportunity, but Diana also points out the stability of Manhattan Bridge’s portfolio, writing, “LOAN has never had to foreclose on a property and has never experienced a loan default.”With the stable portfolio in mind, Diana goes on to say, “We believe LOAN deserves to trade at a P/E premium to [peers] because of its: 1) lower leverage; 2) higher profitability; 3) better credit quality; 4) lower earnings volatility; and 5) dividend growth (which is possible in 2021, in our view, if the environment improves and stabilizes).”Diana’s $6 price target on the stock implies a healthy 46% one-year upside potential, and fully backs his Buy rating on the stock. Diana’s is the only recent Wall Street review of this stock – but should his thesis prove correct, expect LOAN to attract both stock analysts and investors in the near future. It offers a low cost of entry with a high potential return – an unbeatable combination. (See LOAN stock analysis on TipRanks)To find good ideas for dividend stocks trading at attractive valuations, visit TipRanks’ Best Stocks to Buy, a newly launched tool that unites all of TipRanks’ equity insights.





divi

How Individual Performance Scales Up

Michael Schrage, research fellow at MIT Sloan School's Center for Digital Business and author of "Serious Play."




divi

Dutch Restaurant's Social Distancing Techniques: Individual Dining Greenhouses, Food Served on Long Planks

Dutch restaurant ETEN, which is part of Amsterdam's Mediamatic Arts Centre, is trialing an innovative approach to social-distancing dining. As reported by Reuters, a series of small greenhouses (max. capacity: 3) has been constructed along the waterfront outside of their restaurant.

Servers wear gloves and facemasks.


Food is served on long planks, so the servers can slide them onto the tables without entering the greenhouses.



Ditto for busing the dishes afterwards.


If I can point out one flaw, it's that the tables need those server-summoning buttons they have in Asia. In the photo below, you can clearly see the two dudes on the right are desperate for refills.

And while the solution is Dutch, the marketing contains a bit of French. "Organisers call the project 'Serres Séparées' (Separate Greenhouses)," Reuters reports, "because they say it sounds better in French."




divi

Missouri Announces Individual Income Tax Changes for 2019 Tax Returns

The Missouri Department of Revenue has announced the 2019 individual income tax year changes, effective for the tax year beginning January 1, 2019, which will be reflected on 2019 Missouri individual income tax returns.
Income Tax Brackets
The income tax… Read More

The post Missouri Announces Individual Income Tax Changes for 2019 Tax Returns appeared first on Anders CPAs.




divi

Tax Reform for Individuals: Changes in Deducting Gambling Losses

Professional gamblers and hobby gamblers are now on the same playing field in the eyes of the IRS. Under the Tax Cuts and Jobs Act (TCJA), changes were made to how expenses and losses are deducted against gambling winnings. Previously… Read More

The post Tax Reform for Individuals: Changes in Deducting Gambling Losses appeared first on Anders CPAs.




divi

Don't Miss: Writing Deus Ex: Mankind Divided to 'hold a mirror up to the world'

Eidos Montreal's Mary DeMarle chats about art and business of writing Deus Ex: Mankind Divided, a game about conspiracy theories, terrorism, and fear released into a world awash in the same. ...




divi

COVID-19 Resource Center Offers Insights and Guidance for Individuals and Businesses

As a source of information and guidance for businesses and individuals since 1965, Anders is here for you during this time of uncertainty. We’re researching and dissecting the latest legislation, local news and relevant updates around COVID-19 and sharing them… Read More

The post COVID-19 Resource Center Offers Insights and Guidance for Individuals and Businesses appeared first on Anders CPAs.




divi

'Essentials tag' call divides handset makers, retailers

Sharp differences have emerged within handset makers and retailers over the treatment of devices during the lockdown.




divi

Poke Me: It may be a mantra, but India’s demographic dividend can become a burden if unattended

India is currently in a sweet spot, with its working-age population expected to grow by a third over the next three decades, at a time when China and Russia will see a fall of over 20% .




divi

Family floater or individual insurance: Things to consider while choosing a health cover

An individual looking to buy health insurance cover has to make two decisions. The first is whether the entire family needs insurance and the second is about the type of health policy to buy.




divi

COVID-19 thwarts tax planning for several rich individuals and promoters

Virus could hit the way Indian revenue authorities tax their individual, foreign income.




divi

Wall Street Week Ahead: US data deluge to underscore divide between roaring market, plunging economy

Though bleak, that number was smaller than analysts’ expectations of 22 million jobs lost.




divi

HDFC AMC Q4 results: PAT falls 10% YoY to Rs 250 crore; firm announces dividend of Rs 28 per share

The company's total income declined 17.90 per cent YoY to Rs 449.62 crore in the January-March quarter




divi

Law Student Volunteer, Fall 2020 and Summer 2021 (Criminal Division- San Francisco or Oakland)

USAO Northern District of California
Criminal Division
San Francisco, California


Assist Federal Prosecutors with prosecution and investigation of misdemeanors and felony offenses. Research and write legal briefs and memorandums of law.

Internship Location: San Francisco, CA or Oakland, CA

Minimum Weeks Required: The school year terms (Fall and Spring) require a commitment of 20-25 hours/week

Website: www.justice.gov/usao/can