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Consumer Alert: Liberty Mutual Policyholders Experienced Difficulty Filing Claims, Receiving Response

Company corrections ordered and completed Commissioner Trinidad Navarro has released a consumer alert for Liberty Mutual policyholders. In early December, the Delaware Department of Insurance became aware of unacceptable difficulties in contacting the company and filing claims by phone. The department ordered these issues corrected when discovered, and recently deemed the problems resolved. Policyholders reported […]




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Delawareans Will Have New Opportunity to Gain Health Insurance Through HealthCare.Gov from Feb. 15 to May 15

Delawareans looking for affordable health insurance will have an additional opportunity to sign up for coverage – including tax credits for eligible enrollees that help to reduce monthly premiums significantly.



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  • Sen. Chris Coons
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Careful Consideration of Insurance Plans Urged During Special Enrollment Period

Consumers should be wary of non-marketplace plans that offer limited benefits Insurance Commissioner Trinidad Navarro is joining commissioners across the country in cautioning residents who may be considering purchasing an insurance plan that does not adequately meet their needs or comply with Affordable Care Act (ACA) benefit requirements. The Special Enrollment Period, which started February […]




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Advances in Primary Care Reform Made Possible by Legislature

General Assembly sent key bill to the Governor The Delaware General Assembly passed legislation to increase Delawareans’ access to high quality, affordable health care through a series of reforms that will refocus Delaware’s healthcare system on primary care and improvements in value. Senate Substitute 1 for Senate Bill 120 requires commercial health insurance companies to […]




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Mental Health Parity Examinations Find Inequities in Insurer Behavior

More than $1.3M in total fines assessed for coverage discrimination Insurance Commissioner Trinidad Navarro has announced the completion of additional Mental Health Parity examinations on regulated health insurers in Delaware. These violations resulted in $735,000 in fines and significant insurer corrections to create a less discriminatory environment in the future. Combined with two examinations completed […]




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General Assembly Moves in Unison to Protect Consumers, Local Businesses, from Excessive Pharmaceutical Costs

Expanded oversight of Pharmacy Benefits Managers possible Legislation to further regulate the Pharmacy Benefits Manager industry was passed by the General Assembly in late June and sent to the Governor with unanimous bipartisan support. HB 219, sponsored by Rep. Andria Bennett, Sen. Spiros Mantzavinos, Senate President Pro Tempore Dave Sokola, and Rep. Mike Smith, would […]




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Commissioner Trinidad Navarro Announces National Improper Marketing of Health Plans Working Group

National Antifraud Task Force takes on new charges to protect consumers Delaware Insurance Commissioner Trinidad Navarro, Chair of the National Association of Insurance Commissioners’ (NAIC) Antifraud Task Force, announced today the successful creation of the Improper Marketing of Health Plans Working Group, which aims to tackle some of the nation’s most serious consumer-centered health scam […]




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Highmark Increases 2022 Affordable Care Act Marketplace Premiums

Expanded federal subsidies keep consumer costs low; SEP sees success After two consecutive years of rate decreases, Highmark Blue Cross Blue Shield of Delaware, who offers the state’s Affordable Care Act (ACA) health plans, will increase base rates an average of 3% for the 2022 plan year. The announcement comes after extensive, in-depth independent actuarial […]




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$12.3 Million in Health Insurance Rebates for Individuals and Small Businesses

Highmark plan participants and groups to receive checks Insurance Commissioner Trinidad Navarro announced today that Highmark Blue Cross Blue Shield Delaware will issue rebates totaling over $12.3 million to some Delawareans. Residents who purchase insurance on the Delaware Health Insurance Marketplace, those who purchase Highmark Delaware plans outside of the marketplace, and Highmark small group […]




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Delaware Receives $10.8 Million to Improve Access to Affordable Health Coverage through Reinsurance Program

NEW CASTLE (Sept. 7, 2021) – The Biden Administration has awarded Delaware $10,831,203 through the Centers for Medicare & Medicaid Services (CMS) to improve access to affordable, comprehensive health insurance coverage through its section 1332 state-based reinsurance waiver. Delaware is one of 13 states to receive these funds, also known as “pass-through funding,” which are available […]




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Medicare Assistance Bureau Shares Resources in Advance of Open Enrollment

Free one-on-one counseling and information available to residents; Bureau earns federal grant The Delaware Medicare Assistance Bureau (DMAB), a division of the Delaware Department of Insurance, is encouraging residents to get ready for Medicare Open Enrollment. DMAB, which provides free, one-on-one Medicare counseling, offers a myriad of virtual appointment options for residents, as well as […]




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Three Residents Indicted for Insurance Fraud by Grand Jury

Late last month in New Castle County, a Grand Jury indicted multiple residents for insurance fraud. The indictments stem from Department of Insurance Fraud Prevention Bureau investigations, in partnership with the Delaware Department of Justice. They allege that following vehicle accidents, each indicted resident did knowingly present false information to auto insurers or otherwise caused […]




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Open Enrollment for Delaware’s Health Insurance Marketplace

Delawareans can renew existing coverage or sign up for a new plan. Coverage for enrollees who sign up by Dec. 15 and pay their first month’s premium will take effect Jan. 1, 2022.




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Delaware to Regulate Multi-Billion-Dollar Pharmacy Benefit Manager Industry, Protecting Consumers and Local Businesses

Department of Insurance will lead effort to rein in monopolistic behavior and excessive pharmaceutical costs Insurance Commissioner Trinidad Navarro announced today that the Delaware Department of Insurance will begin the process of building and enforcing regulations regarding Pharmacy Benefit Managers (PBMs) as a new law goes into effect. The new authorities of the department will […]




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Insurance Commissioner Navarro, Lt. Governor Hall-Long to Host Dover COVID Vaccine and Flu Shot Clinic

Local independent pharmacy to administer important immunizations Insurance Commissioner Trinidad Navarro, in collaboration with Lieutenant Governor Bethany Hall-Long and Kevin Musto, R.Ph., FAPhA, independent pharmacist with Atlantic Apothecary, has announced a COVID Vaccination and Flu Shot Clinic on Thursday, November 18 from 1:00 to 4:00PM at the Delaware Department of Insurance’s Dover Office, 1351 West […]




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Workers’ Comp Rates to Decrease for Fifth Consecutive Year

Double-digit drop effective December 1 Insurance Commissioner Trinidad Navarro announced today that workers’ compensation insurance rates will decrease for the fifth year in a row, effective December 1, 2021. The voluntary market is seeing yet another double-digit decrease in voluntary market loss costs, with an average 21.02% reduction, and residual market rates will go down […]




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Department of Insurance 2021 Data Shows over $21M in Consumer Savings

Successes in serving residents continue The Delaware Department of Insurance (DOI) today published performance and productivity data for 2021. While the pandemic necessitated continued operational adjustments, staff continued to focus efforts on consumer services and saw great success. The department also released an infographic of key statistics. “Year after year, our DOI team delivers for […]




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Report Finds Gender Disparity in Auto Insurance Premiums, Women Charged More for Same Coverage

Legislative effort to end rating practice announced Insurance Commissioner Trinidad Navarro and the Consumer Federation of America (CFA) today released Gender Disparities in Auto Insurance Pricing, a new report that shows many women are being charged more by auto insurers based solely on their gender. Data shows that many Delaware women pay more per year […]




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Medicare Assistance Bureau: 10 Tips for Medicare Advantage Open Enrollment

As the October 15 to December 7 Medicare Open Enrollment quickly approaches, the Delaware Department of Insurance and its Medicare Assistance Bureau (DMAB) are sharing their annual consumer information announcement.




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Cristine Vogel Named Director of Value-Based Health Care Delivery

Experienced healthcare management strategist hired after lengthy national search Insurance Commissioner Trinidad Navarro welcomed Cristine Vogel to the Delaware Department of Insurance as its Director of Value-Based Health Care Delivery this week after a lengthy national search to fill the role. As the inaugural Director, Vogel will lead efforts that relate to value-based care, primary […]




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Office of Value-Based Health Care Delivery Issues Annual Progress Report

Identifies Areas of Compliance and Opportunities to Continue Health Care Payment Transformation Early in March, Insurance Commissioner Trinidad Navarro and Cristine Vogel, the Director of the Department’s Office of Value-Based Health Care Delivery, issued the Annual Review of Carrier Progress Towards Meeting Affordability Standards. Vogel leads the Department’s efforts relating to value-based care, primary care, […]




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2022 Year-End Data Released By The Department of Insurance

Consumers continue to benefit from carrier expansion and insurer oversight The Delaware Department of Insurance (DOI) has published its annual performance and productivity data, indicating continued success in serving consumers throughout the state. “In the face of inflation, climate change, the pandemic, and other challenges, our priority remains the same: the residents of our great […]




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CONSUMER ALERT: Data Breach of Genworth Third-Party Vendor

Insureds, agents, and beneficiaries should watch for notification On June 16, PBI Research Services, a third-party vendor for Genworth Financial, disclosed a data breach that impacted the personal information of an estimated 2.5-2.7 million individuals, including about 8,000 Delaware residents. At this time, the company has indicated that the potentially compromised information may include agents, […]




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Delaware Launches D&O Guidance, Other Improvements to Foster Captive Industry Growth

Process and regulatory changes developed in partnership with the Delaware Captive Insurance Association Insurance Commissioner Trinidad Navarro and the Delaware Captive Insurance Association (DCIA) are proud to announce a series of process and regulatory improvements intended to ensure Delaware remains a top domicile for businesses seeking to form captive insurance companies. The news was shared […]




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Department of Insurance Releases 2023 Data

Another banner year for consumer protection and insurer competition In 2023, the Delaware Department of Insurance’s 101 team members served Delaware residents and seniors, attracted new companies, oversaw expansions of coverage and enhanced competition, and contributed substantial funds to the state. Today’s data release details how each team contributed to Delaware’s strong insurance environment. “Each […]




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Stocks Of Adani Group Firms Climb In Morning Trade

Shares of Adani group firms continued to attract heavy demand in morning trade on Tuesday, with Adani Total Gas climbing nearly 20 per cent.




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NDTV Profit Business Channel Resumes Operations This December

NDTV Profit, the business news channel of the New Delhi Television Ltd, is set to resume regular operations from December.




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Sensex Rises By 305 Points, Nifty By 103 In Early Market Trade

Equity benchmark indices rallied in early trade on Wednesday amid continuous foreign fund inflows along with buying in heavyweight IT stocks, Reliance Industries and HDFC Bank.




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Indian Equity Market Enters Coveted USD 4 Trillion Club For 1st Time Ever

The combined market valuation of all listed companies on the leading stock exchange BSE reached the USD 4-trillion milestone for the first time ever today.




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125 Projects Taken Up For Exploration Of Critical Minerals, Says Minister

The government on Wednesday said 125 new projects have been taken up in the current financial year for exploration of critical minerals.




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Nandan Nilekani, Nikhil Kamath On Forbes Asia Heroes Of Philanthropy List

Nandan Nilekani, co-founder of Infosys, KP Singh, chairman emeritus at DLF, and Nikhil Kamath, co-founder of Zerodha, have been named on the 17th edition of Forbes Asia's Heroes of Philanthropy list released today.




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Nifty Hits All-Time High After Upbeat Growth Data, Sensex Up 300 Points

Nifty hit a fresh record high on Friday, as faster-than-expected economic growth in the September-quarter added to optimism over the global interest rate outlook.




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Centre Bans 'Dark Patterns' On E-Commerce Platforms; Notifies Guidelines

In order to protect consumers' interest, the government has banned use of "dark patterns" on e-commerce platforms which intend to deceive customers or manipulate their choices.




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PSPCL Posts Rs 564 Crore Q3 Profit On Lower Power Purchase, More Generation

The Punjab State Power Corporation Ltd (PSPCL) has made a profit of Rs 564.76 crore for period ending September as against a loss of Rs 1,880.25 crore in the year-ago period.




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Sensex, Nifty Touch All-Time High Day After BJP's Poll Victory In 3 States

India's benchmark indexes opened at fresh all-time highs on Monday, aided by strong domestic macroeconomic data and elevated bets of a US rate cut in March




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Decoding The Importance & Usage of Digital PR Link Building By BrandingExperts.com

Enhance your website's visibility in search engine results and attract more organic visitors by integrating digital public relations into your overall marketing strategy.




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Advantages Of B2B Digital Marketing Over Traditional Marketing With BrandingExperts.com

This article will discuss why B2B digital marketing is advantageous over traditional marketing and why it is becoming rapidly crucial for businesses to make the switch




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Insights From 14th Global Investment Immigration Summit

The 14th Global Investment Immigration Summit at the Shangri-la Hotel in New Delhi on February 10, 2024 marked a significant milestone in India's quest for international opportunities.




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CISF को मिली पहली महिला बटालियन, मुख्यालय का स्थान चुनने की प्रक्रिया शुरू

अर्धसैनिक बलों में महिलाओं की भागीदारी और बढ़ने जा रही है. गृह मंत्रालय ने अपने ऐतिहासिक  फैसले में केंद्रीय औद्योगिक सुरक्षा बल (सीआईएसएफ) की पहली महिला बटालियन के गठन को मंजूरी मिल गई है. राष्ट्रीय सुरक्षा में महिलाओं की भूमिका बढ़ाने के लिए यह निर्णय काफी अहम है. फिलहाल  सीआईएसएफ में महिलाओं की भागीदारी 7 फीसदी से अधिक है. 




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ई-कॉमर्स पर बिकने वाले फूड प्रोडक्ट्स की शेल्फ लाइफ को लेकर FSSAI सख्त, कंपनियों को दिए ये निर्देश

एफएसएसएआई के मुख्य कार्यपालक अधिकारी ने कहा कि ऑनलाइन खरीदारों को मिलने वाले खाद्य उत्पाद की शेल्फ लाइफ डिलिवरी के समय कम से कम 30% या 45 दिन शेष होनी चाहिए, ताकि उपभोक्ताओं को ताजे और सुरक्षित उत्पाद मिल सकें.




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Traffic Rules: किस ट्रैफिक नियमों के उल्लंघन पर कितना है जुर्माना और चालान की रकम, जानिए डिटेल्स

Traffic Rules and Traffic Violation Fines in India: यातायात नियमों को तोड़ने वालों पर नकेल कसने के लिए दिल्ली में हाई-रेजोल्यूशन वाले AI-बेस्ड कैमरे लगाने की योजना पर काम किया जा रहा है.




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'FIR पर घर नहीं गिरा सकते' : बुलडोजर जस्टिस पर सुप्रीम कोर्ट ने लगाया ब्रेक, जारी की कड़ी गाइडलाइन

सुप्रीम कोर्ट ने बुलडोजर एक्शन पर फैसला सुनाते हुए कहा कि कानून का नियम यह सुनिश्चित करने के लिए ढांचा प्रदान करता है कि लोगों को पता हो कि उनकी संपत्ति मनमाने ढंग से नहीं छीनी जाएगी.




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ऑफिस नहीं ये जेल है... Office रूल्स से दुखी कर्मचारी, बोला- न फोन न एक-दूसरे से कर सकते हैं बात, वायरल हो रहा पोस्ट

एक कर्मचारी अपने ऑफिस रूल्स से इतना तंग आ गया कि उसने सोशल मीडिया पर पोस्ट कर इसे जेल से बदतर बताया है.




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Why Bonita At Heritage Village & Spa Is South Goa's Must-Visit For Food Lovers

Whether you're a seasoned traveller or a first-time visitor, Bonita's exciting menu and welcoming vibe make it a must-visit for food lovers in South Goa!




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Rakul Preet Singh Shares Joy Of First Diwali After Marriage And It Includes This Grand Chappan Bhog

Rakul Preet Singh gave fans a glimpse of her Diwali celebrations, filled with traditions and a grand food offering known as chappan bhog.




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Feeling Anxious? Here Are 5 Delicious Ways Food May Help Calm Your Nerves

We eat food every day, so why not fuel our bodies and minds the right way? Check out these awesome tips to kickstart your journey to better eating!




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Masaba Gupta Is Still Eating This Special Cake Three Days After Her Birthday

Masaba Gupta shared an Instagram story describing her delicious birthday cake crafted by chef and baker, Pooja Dhingra.




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Couple Breaks Up After Girlfriend Denies Eating Leftovers At A Friend's BBQ Party

A woman was left shocked when she was offered food at a BBQ only after there were some leftovers.




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A Luxurious Evening At D'MONDE Members Club: The Perfect Place To Enjoy Indulgence With Elegance

D'MONDE is an exclusive members-only club that offers opulence through its various offerings.




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What Is Ozempic? Is It Safe For Weight Loss? Here's Why You Should Be Informed Before Using It

If you're considering Ozempic for weight loss, it's essential to understand it and weigh the pros and cons.