(United States Ninth Circuit) - Reversed district court’s dismissal of Plaintiff’s enforcement action against Defendant for alleged fraud in precious metal sales. Defendant maintained that there was an exception in the Commodity Exchange Act for retail commodity sales. Held that the burden was on the Defendant to prove that the exception applied and the exception could be satisfied if the commodity sat in a third-party depository. However, that was not the case in this suit. Plaintiff was not barred from bringing suit and the action should not have been dismissed. Remanded for further proceedings.

(United States Seventh Circuit) - Restitution award vacated. The FTC sued Defendant for several violations of consumer protection statutes. The trial court found for the FTC, entered a permanent injunction against Defendant and ordered $5 million in restitution to the FTC. The appeals court affirmed the judgment as to the violations of consumer statutes and the injunction but held that restitution was not authorized by section 13(b) of the Federal Trade Commission Act.

Diskery Launches First World Advertising Campaign!

Vail Resorts marketing chief Kirsten Lynch said there were good and thoughtful reasons the company took six weeks to come up with a plan to mollify Epic Pass holders following the shutdown of its North American resorts due to COVID-19.

(United States Third Circuit) - Held that unpaid highway tolls are not the type of debt that can support a claim under the federal Fair Debt Collection Practices Act (FDCPA). A driver who failed to pay tolls on the New Jersey Turnpike because his electronic payment account was in arrears filed a class-action complaint alleging that a debt collection agency used impermissible means to collect the debt. Affirming dismissal of his complaint, the Third Circuit held that highway tolls are a legal obligation in the nature of a tax that falls outside the scope of the FDCPA.

(United States Second Circuit) - Affirmed a judgment in a dispute between two creditors of an agricultural produce company that filed for Chapter 7 bankruptcy. One of the creditors was another produce company that did business with the debtor. Because the goods were perishable agricultural commodities, the case involved the federal Perishable Agricultural Commodities Act.

Vail Resorts marketing chief Kirsten Lynch said there were good and thoughtful reasons the company took six weeks to come up with a plan to mollify Epic Pass holders following the shutdown of its North American resorts due to COVID-19.

In a letter sent to their season ticket holders Friday, the Broncos reiterated that fans can choose a full refund or an account credit if games are canceled or are played without fans in attendance. On Tuesday, the NFL announced a league-wide refund-or-credit policy, but the Broncos informed account holders on April 2 that would […]

Plus, Zendaya shares her favorite fashion moment.

Online criminals have been systematically targeting TurboTax, filing fraudulent tax returns of individuals, and diverting their tax refunds to prepaid debit, cards, stealing their personal information, and using and impairing their credit ratings. Continue reading →

IBM announced today it is providing IBM Business Partners worldwide with $4 billion in financing for credit-qualified clients over a period of 12 months. This financing, through IBM Global Financing, can make obtaining credit easier and more accessible to enable IBM's global partner ecosystem and their clients to acquire advanced technologies such as cloud, analytics and PureSystems. As part of today's news, IBM is also launching a new mobile app as another step to simplify the way IBM's Business Partners can apply for and secure financing for their clients within minutes via any mobile device -- anytime, anywhere.

A great card offering big rewards for Best Buy lovers. Best Buy is one of the largest retailers of consumer electronics in the world and sells computers, smartphones, gaming systems and more. The company offers several store credit cards to reward customers for purchases, including the My Best Buy® Credit Card. If you sign up, you’ll be able to earn 5% rewards on everything you buy at the store, which you can redeem for Best Buy gift cards. Once you […]

The post My Best Buy® Credit Card Review appeared first on The Simple Dollar.

How to establish credit is a common concern for younger individuals. While they may be ready to make their first significant purchases, the lack of any credit often presents a major hurdle. Similar obstacles confront those with the task of rebuilding poor credit history. Thankfully for both groups, a secured credit card allows each to start (or restart) their credit journey with the goal of financial independence. How do secured credit cards work? Let’s take a closer look. What is […]

The post What Are Secured Credit Cards? appeared first on The Simple Dollar.

If you’re like most adults in the U.S., there’s little doubt your mailbox — the snail-mail version — is regularly inundated with credit card offers. The vast majority of the offers declare your pre-selection, or pre-qualification, for its credit card. Even better, some note you have actually been pre-approved for its best offers and rates. But what exactly does this mean, to be pre-approved? And what does it mean for you specifically? Are these prefixed words simply a marketing ploy […]

The post What is Credit Card Pre-approval? appeared first on The Simple Dollar.

Administrators still expect to secure a buyer by end of June

The Government is to provide a State guaranteed refund credit note for package holidays booked through Irish travel agents and tour operators in effort to help the industry during Covid-19 crisis.

Eurozone ministers have formally approved €240 billion in credit lines to help European countries meet the crippling costs of fighting the coronavirus outbreak.

We show that trade credit in production networks is important for the transmission of unconventional monetary policy. We find that firms with bonds eligible for purchase under the European Central Bank’s Corporate Sector Purchase Program act as financial intermediaries and extend more trade credit to their customers. The increase in trade credit flows is more pronounced from core countries to periphery countries and towards financially constrained customers. Customers increase investment and employment in response to the additional financing, while suppliers with eligible bonds increase their customer base, potentially favoring upstream industry concentration. Our findings suggest that the trade credit channel of monetary policy produces heterogeneous effects on regions, industries, and firms.

Danielle Conti, 43, used the pandemic as her personal piggy bank after allegedly stealing the charge card from 70-year-old widower Anthony Catapano while making her daily rounds at hard-hit Staten Island University Hospital North sometime in early April, authorities charge.

The Dodgers offered refunds to people who bought tickets to home games in March and April that were canceled because of the coronavirus shutdown.

Like airlines, cruise operators make refunds difficult for passengers who are rethinking travel plans because of the coronavirus.

The coronavirus pandemic is keeping cruise ships out of the water. Disney, Carnival and others have canceled more trips

Because of the coronavirus lockdown, airlines have canceled flights and reduced schedules. Know your rights and what you are entitled to.

Your credit card company can help when goods and services are not received. Be careful though.

Holiday companies are desperate to persuade travellers whose holidays have been cancelled to accept a 'Refund Credit Note'. Should you? These are the key questions and answers

Tesla's financial results released last week didn't mention that the automaker's revenue included $200 million collected from regulatory credits.

UNIVERSAL CREDIT claims have surged in recent weeks, as Britons have begun to feel the impact of the coronavirus crisis. How do earnings affect payments?

UNIVERSAL CREDIT claims have soared in recent weeks, as Britons have begun to feel the financial impact of the coronavirus crisis. How much is Universal Credit? The amount depends on whether certain circumstances apply.

UNIVERSAL CREDIT claims have surged in recent weeks, as Britons have begun to feel the impact of the coronavirus crisis. How do earnings affect payments?

PEOPLE locked into high cost loans and rent-to-own schemes should be spared the extra fees charged if they fall behind with payments, says affordable provider Fair for You .

While infection rates remain steady across the region, the Simcoe Muskoka District Health Unit is reporting more than half of all 360 cases have now recovered.

17 February 2020

Expert

17 February 2020

ADA Member Advantage announced April 1 it ended its endorsement relationship with Chase for credit card processing.

The Internal Revenue Service has published an FAQ on the Employee Retention Credit in regards to the Coronavirus Aid, Relief, and Economic Security Act.

The Commission on Dental Accreditation announced April 3 that it directed all CODA-accredited dental programs to submit a report by May 15 on their use of distance learning, enhanced activities and other educational modalities in response to the COVID-19 pandemic.

ADA Member Advantage announced May 1 that it has selected Best Card as its exclusively endorsed credit card processing solution for Association members.

I have 2500 worth of debt and most of it has been turned over into collections 

AdvancED, the national accreditation company, has for the last two years operated Wyoming's entire accreditation process but the state will now do the work on its own.