On October 17th a new bankruptcy law goes into effect across the United States. While Congress claimed that the purpose of the law was to crack down on deadbeats, it is apparent that little or no thought went into how the law treats victims of circumstances that are beyond their control. ACCESS has made note on a number of occasions that this group is largely made up of people who lose their jobs and those that lose their medical coverage and then get hit with catastrophic medical bills. But there is another category of people who may wind up getting hit just as hard unless they are truly prepared; homeowners who become victims of natural or manmade disasters.

January 17, 2006 – Three months ago today, the United States new bankruptcy law went into effect. The law was hailed by Congress and the banking industry as a way to crack down on “abuses” by dead-beats who ran up their bills with the intent of never paying them. But if the past three months are any indication, those so called dead-beats are few and far between.

Chang & Diamond, APC, has been helping clients across San Diego County achieve freedom from debt since 1998.

Ohio bankruptcy attorney Thomas M. Fesenmyer has personally filed several thousand cases and has the expertise to achieve immediate results for his clients.

Stiberman Law, P.A., has been helping clients across Florida achieve financial freedom since 2007.

Bunch & Brock, Attorneys at Law, encourages individuals with financial difficulties to improve their financial situation by using their tax refund to file for bankruptcy.

David S. Hagen, of Encino, California, is honored by the International Association of Who's Who as an Expert in Bankruptcy Law for his outstanding contributions within the field of Law.