If you believe the statistics — and a whole slew of press — Generation Z is an emerging generation of men and women who are trading in their schoolbooks and strapping on tool belts.

The findings come from Third Sector’s inaugural Charity Employer Index

Sign ups for the Affordable Care Act start in a week, and the program is leading to changes in the way employers handle health coverage.

Steve Julian: Business analyst Mark Lacter, what's the most noticeable adjustment?

Mark Lacter: Steve, once you get beyond the squabbling over efforts to defund the new law, what's happening is quite remarkable: businesses are finding new ways to administer and pay for coverage - and some would say it's long overdue.  One interesting example: the grocery chain Trader Joe's, which is based in Monrovia, employs over 20,000 people, and shells out millions of dollars a year in helping provide its people with health insurance.  Well, Trader Joe's has decided to end coverage for part-timers working fewer than 30 hours a week - under the new law businesses are not obligated to provide benefits to employees who work less than that amount.  However, the company is giving those people $500 to go towards the purchase of premiums at the new public exchanges.  And that, along with the tax credits available, could make the new arrangement cost about the same or even cheaper than the current health care package.

Julian: How did TJ's explain this to its employees?

Lacter: The company cited the example of an employee with one child who makes $18 an hour and works 25 hours a week.  Under the old system, she pays $166 a month for coverage; under the new system, she can get a nearly identical plan for $70 a month.  Now, there are cases in which workers will end up paying more - usually it involves having a family member who makes more money, but who doesn't have access to coverage (good example would be an independent contractor or freelancer).  By the way, other companies - including the drug store chain Walgreen's - are also moving part-timers to the public market, and offering some sort of a subsidy.

Julian: I imagine not all companies are being as conscientious...

Lacter: No.  We've seen a number of corporations cut worker hours and not offer a supplemental payment.  Steve, it's worth remembering that administering health insurance is something that businesses fell into quite by accident 60 years or so ago - premiums cost next to nothing at the time, and it was seen as way of attracting workers without having to jack up wages.  The arrangement became more attractive over the years because of certain tax benefits.  But, it's far from ideal - workers move from job to job more often than they used to, and not all businesses are capable of handling the extra costs, especially small businesses.

Julian: Doesn't L.A. have a higher percentage of uninsured than elsewhere?

Lacter: Considerably higher - the Census Bureau show that 21 percent did not have coverage in 2012, which is higher than the overall national number.  Now, there are a bunch of reasons for this: L.A. has a large percentage of households that simply can't afford health insurance or don't have access to government programs, among them undocumented immigrants.  You also have big numbers of people who are self-employed and don't get covered - we're talking about freelancers or consultants of some sort.

Julian: …Or, they work for small businesses whose owners either can't afford, or don't want to provide coverage…

Lacter: That's right - the new law only requires businesses with more than 50 full-time workers to offer health insurance, and a lot of small businesses don't meet that threshold.  The Census Bureau says that in the L.A. area, one in four people with jobs do not have health insurance - and, by the way, there's been a drop-off both in the percentage of businesses in California that offer coverage.

Julian: Sounds dire.  Who picks up the cost?

Lacter: Well, we all do in one way or another - and that, of course, is the problem.  What the Affordable Care Act offers is a start in getting some of the uninsured onto the rolls.  Clearly, it's an imperfect solution that will require all sorts of adjustments, and even though everyone and their uncle seems to have formed a definitive opinion about the new law, it's going to be years before there's any real sense of how it's going.  And, let's remember, signing up for these programs is not some political act.  It's just a way for people to get health insurance for themselves and their families.

Mark Lacter writes for Los Angeles Magazine and pens the business blog at LA Observed.com.

This content is from Southern California Public Radio. View the original story at SCPR.org.

How the Pipe Trades Giants happens.

It was a very good year ...

Booming construction and remodeling boosts the industry.

Nonresidential construction - education, healthcare, hospitality, etc. - keeps the industry afloat.

Positive attitude prevails despite faltering economy.

Plumbing and mechanical contractors are making the most out of a down economy.

Contractors are working on internal processes to prepare for an improving economy.

Contractors focus on marketing, sales training and business diversification to get more work.

Housing sales gain ground and green construction continues to grow.

Just over a third of respondents reported increased revenue last year from 2012.

RPA-sponsored programs at AHR focused on radiant technology.

Bradford White and its renewed support of Explore the Trades with a $17,000 grant.

Trader Media Group is expecting to see an increase in new car sales of 2.7% in 2013 with new car registrations reaching 2.1 million.

Australia and China have signed an historic free-trade agreement (FTA) which will increase opportunities for foreign direct investment in Victoria. The deal, which is suggested to be worth A$18 billion to Australia’s economy, was announced after almost a decade of negotiations between the nations. The agreement will increase the threshold at which private companies attract scrutiny by the Foreign Investment Review Board from A$247 million to A$1 billion. This will allow corporations to more easily take advantage of the competitive and dynamic business environment that Melbourne has to offer.

The Korea-Australia Free Trade Agreement (KAFTA) will enter into force on 12 December 2014, opening up new investment opportunities for Victorian and Korean businesses that will enhance their relationships. KAFTA will increase export opportunities across a wide range of industries: from beef, wheat, sugar, dairy, wine, horticulture and seafood, to automotive suppliers, and the resources and energy industries. It will also open up significant opportunities for service providers.

Event Begins: Thursday, November 14, 2024 11:30am
Location: Lorch Hall
Organized By: Department of Economics

--

Aquatherm North America has announced B&B Trade Distribution Centre as its newest distribution partner. B&B services the HVACR and sheet metal trades across Ontario from locations in Toronto, Oakville, Hamilton, London, and Windsor.

2100 GMT / 1600 US Eastern time on Thursday, November 14, 2024:

• Bank of England Governor Andrew Bailey will deliver a speech at the Annual Financial and Professional Services Dinner, Mansion House

We last heard from Bailey a week ago:

• BOE governor Bailey: I will not specify what gradual means for rate cuts
• BOE governor Bailey: We do not have a specific equilibrium level of interest rate in mind
• BOE governor Bailey: We still need to see services inflation to come down more broadly

TASHKENT, 24 August 2015 – A two-day Regional Conference “On increasing potential of horticultural trade” jointly organised by the OSCE Project Co-ordinator in Uzbekistan, USAID, Uzbek Ministry of Agriculture and the Farmers’ Council of Uzbekistan, started today in Tashkent.

Representatives from the agricultural sector from a number of Central Asian countries will be able to acquaint themselves with technical standards and regulations in major export markets. This will include experts and regulators from states member of the European Union and the Eurasian Economic Union discussing norms regarding horticultural imports.

“This is an opportunity for representatives of the agricultural sector from all corners of Uzbekistan, and Central Asia, to get the information they need to be able to export to the most relevant markets,” said Nataša Rašić, PCU Senior Project Officer.

During the conference, the participants will learn about best practices regarding various developments relevant to the production and export of horticultural products such as Public Private Partnerships or Organic Agriculture.

The event was designed to bring together producers and importers from various countries of the region. While the sector plays a significant role in Central Asian economies, intra-regional trade in agriculture products remains limited. The participants will be able to establish business relationships with producers and importers from neighbouring countries.

“This is an opportunity for all to meet, interact, exchange, and build relationships that will form the basis for the enduring business ties of tomorrow,” said Rašić.

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DUSHANBE, 15 June 2016 – A three-day regional trade facilitation and border management workshop gathering senior trade and customs officials from UN Special Programme for the Economies of Central Asia (SPECA) countries Azerbaijan, Kyrgyzstan, Tajikistan, and Turkmenistan concluded today at the Border Management Staff College in Dushanbe. 

The workshop was co-organized by the OSCE Office in Tajikistan, the Office of the Co-ordinator of OSCE Economic and Environmental Activities, and the UN Economic Commission for Europe (UNECE) Trade Division.

“This workshop enabled participants to exchange national experiences and explore the scope for closer co-operation at the regional level. Trade facilitation is a key condition for the economic development of Central Asia,” said Martin Rossmann, Senior Economic and Environmental Officer at the OSCE Office in Tajikistan

The practice-oriented and interactive workshop combined expert presentations, roundtable discussions and group work. It aimed at equipping participants with an array of tools and approaches needed for the simplification and harmonization of procedures for international trade.

Roel Janssens, Economic Adviser at the OSCE Secretariat said: “Landlocked developing countries, in this region, and elsewhere, face higher trade transaction costs due to complexities of multimodal transportation and the multiple border-crossings, transit arrangements and documentation requirements involved.  The challenge for countries along Euro-Asian trade corridors is to turn this geographical challenge into an opportunity.”

Particular attention was paid to implementing the WTO Trade Facilitation Agreement in the region; the establishment of National Trade Facilitation Committees; and the development of a roadmap for implementing comprehensive trade facilitation reforms. All of this in support of governments’ efforts to reduce delays at border-crossings and speed up customs clearance, transit, import, and export procedures.  Participants also learnt about the development of Authorised Economic Operator programmes and tools aimed at improving inter-agency cooperation both domestically and internationally.

Mario Apostolov, Regional Adviser at the UNECE said: “Trade facilitation is not just a matter of one agency but can only be successful when adopting a ‘whole of government’ approach where customs and border authorities, trade and transport ministries as well as private sector and other relevant actors coordinate their tasks, conduct joint controls and exchange documents and data.”   

On the second day of the workshop, the participants paid a study visit to the Tursunzade border crossing-point between Tajikistan and Uzbekistan.

DUSHANBE, 15 July 2016 – Combating the illicit trade in cultural property and the smuggling of historical artifacts was the focus of a week-long workshop organized by the OSCE for representatives of Tajik Border Troops, Customs Service, State Committee of National Security, the Ministry of Culture and Ministry of Internal Affairs, in Dushanbe from 11 to 15 July 2016.  

The workshop, organized by the Border Security and Management Unit of the OSCE Transnational Threats Department and the OSCE Office in Tajikistan in co-operation with the OSCE Border Management Staff College, examined the trafficking of cultural property and smuggling of historical artefacts as an emerging trend for funding organized crime and terrorist organizations. The workshop also highlighted the roles of the responsible agencies in addressing the problem.

“Being the first workshop of its kind organized by the OSCE, we were shown that this is not only an issue of cultural protection but that it has become a serious transnational security issue as well,” said Ambassador Markus Mueller, Head of the OSCE Office in Tajikistan. “As such, and bearing in mind its complexity, this problem can be tackled efficiently only by increasing the knowledge of the officers from different government agencies as well as through promoting co-operation among them."

During the workshop, participants heard from experts at the OSCE, INTERPOL, the United States Department of Homeland Security, the United Nations Office on Drugs and Crime, the Greek National Police’s Department Against the Smuggling of Antiquities, the UNESCO Office in Afghanistan and the Afghan Customs Service. They shared their experiences on cross-border co-operation in identifying the trafficking of cultural property cases and financial investigations into the smuggling of historical artefacts.

DUSHANBE, 15 July 2016 – Combating the illicit trade in cultural property and the smuggling of historical artifacts was the focus of a week-long workshop organized by the OSCE for representatives of Tajik Border Troops, Customs Service, State Committee of National Security, the Ministry of Culture and Ministry of Internal Affairs, in Dushanbe from 11 to 15 July 2016.  

The workshop, organized by the Border Security and Management Unit of the OSCE Transnational Threats Department and the OSCE Office in Tajikistan in co-operation with the OSCE Border Management Staff College, examined the trafficking of cultural property and smuggling of historical artefacts as an emerging trend for funding organized crime and terrorist organizations. The workshop also highlighted the roles of the responsible agencies in addressing the problem.

“Being the first workshop of its kind organized by the OSCE, we were shown that this is not only an issue of cultural protection but that it has become a serious transnational security issue as well,” said Ambassador Markus Mueller, Head of the OSCE Office in Tajikistan. “As such, and bearing in mind its complexity, this problem can be tackled efficiently only by increasing the knowledge of the officers from different government agencies as well as through promoting co-operation among them."

During the workshop, participants heard from experts at the OSCE, INTERPOL, the United States Department of Homeland Security, the United Nations Office on Drugs and Crime, the Greek National Police’s Department Against the Smuggling of Antiquities, the UNESCO Office in Afghanistan and the Afghan Customs Service. They shared their experiences on cross-border co-operation in identifying the trafficking of cultural property cases and financial investigations into the smuggling of historical artefacts.

Related Stories

• OSCE Office in Tajikistan organizes workshop on verifying the authenticity of security documents
• OSCE Office in Tajikistan donates audio-visual material to enhance interactive teaching at Police Academy
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Indian traders are worried about quick commerce platforms. CAIT says these platforms are using unfair practices to control the market. They are accused of hurting small businesses like Kirana stores. The traders want the government to take action. They want stricter rules for these platforms to protect small businesses.

The Nuggets will likely be hard-pressed to acquire a rotation-worthy big man before the trade deadline.

Sorry Umma, located next door to H Mart in Westminster, serves up Korean-style hot pot with premium meats.

The new administration confronts a WTO already undermined by long-standing US disapproval

TOKYO -- Argentina would support an economic partnership agreement between the South American trade bloc Mercosur and Japan, an official at the Economy Ministry said, touting the South American country as an investment destination for energy and other industries. "Japan is one of the biggest…

A look at the day ahead in European and global markets from Rae Wee

Major Asia-Pacific stock exchanges traded mostly lower on Thursday amid more economic data and earnings reports.The Australian Bureau of Statistics revealed that the seasonally adjusted unemployment r...

Wi-Fi 8 (also known as IEEE 802.11bn Ultra High Reliability) is expected to arrive around 2028, prioritizing an enhanced user experience over speed by optimizing interactions between devices and access points. While it retains similar bandwidth specifications as the previous standard, Wi-Fi 8 aims to improve network efficiency, reducing interference and congestion for a more reliable and adaptive connection. PCWorld's Mark Hachman reports: As of Nov. 2024, MediaTek believes that Wi-Fi 8 will look virtually identical to Wi-Fi 7 in several key areas: The maximum physical layer (PHY) rate will be the same at 2,880Mbps x 8, or 23Gbits/s. It will also use the same four frequency bands (2, 4, 5, and 6GHz) and the same 4096 QAM modulation across a maximum channel bandwidth of 320MHz. (A Wi-Fi 8 router won't get 23Gbps of bandwidth, of course. According to MediaTek, the actual peak throughput in a "clean," or laboratory, environment is just 80 percent or so of the hypothetical peak throughput, and actual, real-world results can be far less.) Still, put simply, Wi-Fi 8 should deliver the same wireless bandwidth as Wi-Fi 7, using the same channels and the same modulation. Every Wi-Fi standard has also been backwards-compatible with its predecessors, too. What Wi-Fi 8 will do, though, is change how your client device, such as a PC or a phone, interacts with multiple access points. Think of this as an evolution of how your laptop talks to your home's networking equipment. Over time, Wi-Fi has evolved from communications between one laptop and a router, across a single channel. Channel hopping routed different clients to different bands. When Wi-Fi 6 was developed, a dedicated 6GHz channel was added, sometimes as a dedicated "backhaul" between your home's access points. Now, mesh networks are more common, giving your laptop a variety of access points, channels, and frequencies to select between. For a detailed breakdown of the upcoming advancements coming to Wi-Fi 8, including Coordinated Spatial Reuse, Coordinated Beamforming, and Dynamic Sub-Channel Operation, read the full article.

Read more of this story at Slashdot.

Inflation accelerated slightly for the month of October, sparking concern the Fed could pause its interest rate-cutting cycle in January.

Pepe has recently experienced a price rally, fueled by both increased market capitalization and a remarkable surge in the trading… Continue reading This Trader Predicted The Pepe Coinbase Listing: What Meme Coins Is He Watching Next

The post This Trader Predicted The Pepe Coinbase Listing: What Meme Coins Is He Watching Next appeared first on ReadWrite.

The Sabres are ready to make a significant move.

Trevor Zegras only has three points in 14 games for the Anaheim Ducks this season. After being a popular topic of NHL trade speculation last year, could rumors pop up again?

Could the Blue Jackets and Penguins become trade partners?

Delhi Police on Wednesday issued a traffic advisory ahead of the two-week-long India International Trade Fair (IITF) being held in the national capital.

Delhi Police on Wednesday issued a traffic advisory ahead of the two-week-long India International Trade Fair (IITF) being held in the national capital.

brussels — As China and Peru prepare to sign an updated free-trade agreement at this year’s Asia-Pacific Economic Cooperation summit, Chinese President Xi Jinping is set to inaugurate a Chinese-financed mega port in Peru, known as Chancay, while attending the APEC meetings. China promotes the Chancay port on Latin America's Pacific coast as a key hub to boost trade connectivity with South America. The plan includes using infrastructure projects to link Chancay, reducing shipping times for goods. A senior U.S. official downplayed the port’s implications for the United States, stating that it does not complicate U.S. relationships in the region and that it is natural for Latin American countries to have diverse trade and investment partnerships beyond the U.S. Matt Murray, the U.S. senior official for APEC, spoke to VOA on Wednesday from Lima, Peru, outlining the U.S. agenda for this year’s APEC meetings. This interview has been edited for brevity and clarity. VOA: Could you unpack for us the agenda of APEC 2024? Matt Murray, U.S. senior official for APEC: APEC, as you know, is a multilateral forum with 21 member economies that account for half of global trade and 60% of global GDP. Each year, APEC is hosted by a different member economy. The United States was delighted to host in 2023, and this year, the forum has moved to Peru for 2024. APEC always focuses on three key areas: trade and investment, innovation and digitalization, and sustainable, strong, secure, inclusive and balanced growth. Peru has continued these priorities by bringing APEC economies together to discuss these issues and make progress on specific initiatives, including a renewed focus on sustainability. This year, during the energy ministerial meeting in August, Peru launched the Just Energy Transition Initiative within APEC. They have also supported new programming, focused on curbing food loss and waste in the region, which is crucial for the sustainability of our agricultural sectors. VOA: Chinese President Xi Jinping will sign an updated free-trade agreement with Peru and inaugurate a new mega port north of Lima, called Chancay. Can you talk about the implications for the United States? Murray: I think we expect countries, including APEC economies like Peru, to engage in trade and investment relationships with a variety of partners, including the People’s Republic of China. As President Xi arrives in Lima, attention will be given to areas where China has invested in Peru, as well as the trade and investment ties between the two countries. However, from the U.S. perspective, our primary focus is on our own relationship with Peru and with Latin America, particularly in terms of trade, investment and broader engagement. I don’t necessarily see this as complicating our relationship in the region. We view it as a natural part of business that Latin American countries will have diverse trade and investment partners. VOA: Given President-elect Donald Trump's stance on tariffs and the potential withdrawal from the Indo-Pacific Economic Framework, and with several IPEF members also part of APEC, how might the U.S. reassure global leaders about its commitment to deepening economic ties with other nations? Murray: Since 1989, both Democratic and Republican U.S. administrations have engaged with APEC. We view it as an opportunity to engage a wide range of partners in a consensus-based, nonbinding way. One of the key ways we reassure leaders is simply by showing up. This week, we’re showing up in a big way. The best way to demonstrate our commitment to deepening economic ties with the region is by having the president, secretary of state and U.S. trade representative all come to Lima to participate in APEC Economic Leaders Week. That, I think, demonstrates leadership and our willingness to continue engaging. VOA: What does the future look like for APEP, or Americas Partnership for Economic Prosperity, an economic initiative for Latin America, and IPEF? Murray: I don't think I can speculate on the future of these particular arrangements. As you know, this is part of our democracy. We have administrations in power that transition to new ones, which may make different or sometimes similar decisions. There are, in fact, areas where we've seen continuity from the Obama administration to the Trump administration and then to the Biden administration, and there may continue to be such continuity. So, I don’t think it's possible to speculate on any one particular issue.

1. SENSEX rises over 100 points, NIFTY50 trades above 23,600; Eicher Motors climbs over 6%, Swiggy up 5%  Upstox
2. Stock Market LIVE Updates: Sensex, Nifty erase gains, trade flat; mid, samllcaps shine  Moneycontrol
3. Sensex Today | Stock Markets Live Update: Sensex, Nifty turn red after giving up opening gains, Eicher up 7%  CNBCTV18
4. Stock Market LIVE Updates: FMCG, Oil, financial stocks drag Sensex 200pts to 77,500; Nifty at 23,500  Business Standard
5. Eicher Motors leads Indian shares higher at the open  Mint

Generative artificial intelligence (GenAI) is projected to raise Thailand's GDP by 6% by 2030, with hefty contributions from the trade and manufacturing sectors, according to a joint online survey by SCB X and SCB Economic Intelligence Center (SCB EIC).

KARACHI: The stock market bounced back on Wednesday as investors indulged in value-hunting, helping the benchmark KSE 100 index partially recover overnight losses.

Ali Najib, Head of Sales at Insight Securities, attributed the market’s positive performance to continued buying activity from high-net-worth individuals and mutual funds, supported by improvements on the macroeconomic front, a stable rupee, and a decline in bond market yields.

In early trade, the benchmark KSE-100 index lost 281.49 points to 92,943.59 but rebounded on renewed buying interest, adding 579.02 points to hit an all-time high at 93,803.59 intraday. How­ever, the index settled at 93,355.43 with a trimmed gain of 130.86 points or 0.14pc day-on-day.

Ahsan Mehanti of Arif Habib Corporation said stocks showed recovery led by second and third-tier scrips on strong valuations.

He added that upbeat data on car sales surging 112pc year-on-year in October and the FBR assurance to IMF for dropping contingency measures on revenue, reversing fears about mini-budget were other factors that supported the positive performance at PSX.

Topline Securities Ltd said the market exhibited a consolidation phase, with the index reaching a peak of 93,804 and dipping to a low of 92,943.

The index was boosted by positive contributions from Mari Petroleum, Lucky Cement, The Searle, Engro Corporation, and POL, which collectively added 461 points. Conv­ersely, Oil and Gas Dev­elop­ment Company, Fauji Fertiliser, and Meezan Bank experienced some profit-taking, resulting in a combined loss of 213 points to the index.

The trading volume was up 1.78pc to 807.06m shares, and its value by 2.92pc to Rs31.68.

Stocks contributing significantly to the traded volume included WorldCall Tele­com (43.29m shares), Waves Home Appliances (33.20m shares), Pakistan Refinery (31.52m shares), K-Electric (27.45m shares) and Pak Elektron (26.99m shares).

The shares registering the most significant incre­ases in their prices in absolute terms were Rafhan Maize (Rs64.96), Philip Morris (Rs38.17), Mari Pet­ro­leum (Rs30.13), Lucky Cement (Rs28.64) and Packages Ltd (Rs28.37).

Foreigners remained net sellers as they offloaded shares worth $5.01m.

Published in Dawn, November 14th, 2024

Mexico has been criticized for being a backdoor for cheap Chinese imports to the U.S. market

Deputy Prime Minister and Finance Minister Chrystia Freeland says she shares Washington's concerns about whether Mexico is "aligned" with Canada and the U.S. on trade policy — specifically when it comes to China.