If you believe the statistics — and a whole slew of press — Generation Z is an emerging generation of men and women who are trading in their schoolbooks and strapping on tool belts.

The findings come from Third Sector’s inaugural Charity Employer Index

Sign ups for the Affordable Care Act start in a week, and the program is leading to changes in the way employers handle health coverage.

Steve Julian: Business analyst Mark Lacter, what's the most noticeable adjustment?

Mark Lacter: Steve, once you get beyond the squabbling over efforts to defund the new law, what's happening is quite remarkable: businesses are finding new ways to administer and pay for coverage - and some would say it's long overdue.  One interesting example: the grocery chain Trader Joe's, which is based in Monrovia, employs over 20,000 people, and shells out millions of dollars a year in helping provide its people with health insurance.  Well, Trader Joe's has decided to end coverage for part-timers working fewer than 30 hours a week - under the new law businesses are not obligated to provide benefits to employees who work less than that amount.  However, the company is giving those people $500 to go towards the purchase of premiums at the new public exchanges.  And that, along with the tax credits available, could make the new arrangement cost about the same or even cheaper than the current health care package.

Julian: How did TJ's explain this to its employees?

Lacter: The company cited the example of an employee with one child who makes $18 an hour and works 25 hours a week.  Under the old system, she pays $166 a month for coverage; under the new system, she can get a nearly identical plan for $70 a month.  Now, there are cases in which workers will end up paying more - usually it involves having a family member who makes more money, but who doesn't have access to coverage (good example would be an independent contractor or freelancer).  By the way, other companies - including the drug store chain Walgreen's - are also moving part-timers to the public market, and offering some sort of a subsidy.

Julian: I imagine not all companies are being as conscientious...

Lacter: No.  We've seen a number of corporations cut worker hours and not offer a supplemental payment.  Steve, it's worth remembering that administering health insurance is something that businesses fell into quite by accident 60 years or so ago - premiums cost next to nothing at the time, and it was seen as way of attracting workers without having to jack up wages.  The arrangement became more attractive over the years because of certain tax benefits.  But, it's far from ideal - workers move from job to job more often than they used to, and not all businesses are capable of handling the extra costs, especially small businesses.

Julian: Doesn't L.A. have a higher percentage of uninsured than elsewhere?

Lacter: Considerably higher - the Census Bureau show that 21 percent did not have coverage in 2012, which is higher than the overall national number.  Now, there are a bunch of reasons for this: L.A. has a large percentage of households that simply can't afford health insurance or don't have access to government programs, among them undocumented immigrants.  You also have big numbers of people who are self-employed and don't get covered - we're talking about freelancers or consultants of some sort.

Julian: …Or, they work for small businesses whose owners either can't afford, or don't want to provide coverage…

Lacter: That's right - the new law only requires businesses with more than 50 full-time workers to offer health insurance, and a lot of small businesses don't meet that threshold.  The Census Bureau says that in the L.A. area, one in four people with jobs do not have health insurance - and, by the way, there's been a drop-off both in the percentage of businesses in California that offer coverage.

Julian: Sounds dire.  Who picks up the cost?

Lacter: Well, we all do in one way or another - and that, of course, is the problem.  What the Affordable Care Act offers is a start in getting some of the uninsured onto the rolls.  Clearly, it's an imperfect solution that will require all sorts of adjustments, and even though everyone and their uncle seems to have formed a definitive opinion about the new law, it's going to be years before there's any real sense of how it's going.  And, let's remember, signing up for these programs is not some political act.  It's just a way for people to get health insurance for themselves and their families.

Mark Lacter writes for Los Angeles Magazine and pens the business blog at LA Observed.com.

This content is from Southern California Public Radio. View the original story at SCPR.org.

How the Pipe Trades Giants happens.

It was a very good year ...

Booming construction and remodeling boosts the industry.

Nonresidential construction - education, healthcare, hospitality, etc. - keeps the industry afloat.

Positive attitude prevails despite faltering economy.

Plumbing and mechanical contractors are making the most out of a down economy.

Contractors are working on internal processes to prepare for an improving economy.

Contractors focus on marketing, sales training and business diversification to get more work.

Housing sales gain ground and green construction continues to grow.

Just over a third of respondents reported increased revenue last year from 2012.

The company started with a 100-year-old family cookie recipe, passed down through generations.

RPA-sponsored programs at AHR focused on radiant technology.

Bradford White and its renewed support of Explore the Trades with a $17,000 grant.

Trader Media Group is expecting to see an increase in new car sales of 2.7% in 2013 with new car registrations reaching 2.1 million.

Australia and China have signed an historic free-trade agreement (FTA) which will increase opportunities for foreign direct investment in Victoria. The deal, which is suggested to be worth A$18 billion to Australia’s economy, was announced after almost a decade of negotiations between the nations. The agreement will increase the threshold at which private companies attract scrutiny by the Foreign Investment Review Board from A$247 million to A$1 billion. This will allow corporations to more easily take advantage of the competitive and dynamic business environment that Melbourne has to offer.

The Korea-Australia Free Trade Agreement (KAFTA) will enter into force on 12 December 2014, opening up new investment opportunities for Victorian and Korean businesses that will enhance their relationships. KAFTA will increase export opportunities across a wide range of industries: from beef, wheat, sugar, dairy, wine, horticulture and seafood, to automotive suppliers, and the resources and energy industries. It will also open up significant opportunities for service providers.

Event Begins: Thursday, November 14, 2024 11:30am
Location: Lorch Hall
Organized By: Department of Economics

--

Aquatherm North America has announced B&B Trade Distribution Centre as its newest distribution partner. B&B services the HVACR and sheet metal trades across Ontario from locations in Toronto, Oakville, Hamilton, London, and Windsor.

• German DAX futures -0.1%
• UK FTSE futures -0.2%

This comes with S&P 500 futures also seen down by 0.2% currently. Wall Street had a mixed day but overall was little changed, as investors pumped the brakes on the post-election euphoria for the time being. In Europe, things are still muddy as the threat of Trump tariffs continue to cloud the bigger picture outlook for next year.

2100 GMT / 1600 US Eastern time on Thursday, November 14, 2024:

• Bank of England Governor Andrew Bailey will deliver a speech at the Annual Financial and Professional Services Dinner, Mansion House

We last heard from Bailey a week ago:

• BOE governor Bailey: I will not specify what gradual means for rate cuts
• BOE governor Bailey: We do not have a specific equilibrium level of interest rate in mind
• BOE governor Bailey: We still need to see services inflation to come down more broadly

TASHKENT, 24 August 2015 – A two-day Regional Conference “On increasing potential of horticultural trade” jointly organised by the OSCE Project Co-ordinator in Uzbekistan, USAID, Uzbek Ministry of Agriculture and the Farmers’ Council of Uzbekistan, started today in Tashkent.

Representatives from the agricultural sector from a number of Central Asian countries will be able to acquaint themselves with technical standards and regulations in major export markets. This will include experts and regulators from states member of the European Union and the Eurasian Economic Union discussing norms regarding horticultural imports.

“This is an opportunity for representatives of the agricultural sector from all corners of Uzbekistan, and Central Asia, to get the information they need to be able to export to the most relevant markets,” said Nataša Rašić, PCU Senior Project Officer.

During the conference, the participants will learn about best practices regarding various developments relevant to the production and export of horticultural products such as Public Private Partnerships or Organic Agriculture.

The event was designed to bring together producers and importers from various countries of the region. While the sector plays a significant role in Central Asian economies, intra-regional trade in agriculture products remains limited. The participants will be able to establish business relationships with producers and importers from neighbouring countries.

“This is an opportunity for all to meet, interact, exchange, and build relationships that will form the basis for the enduring business ties of tomorrow,” said Rašić.

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DUSHANBE, 15 June 2016 – A three-day regional trade facilitation and border management workshop gathering senior trade and customs officials from UN Special Programme for the Economies of Central Asia (SPECA) countries Azerbaijan, Kyrgyzstan, Tajikistan, and Turkmenistan concluded today at the Border Management Staff College in Dushanbe. 

The workshop was co-organized by the OSCE Office in Tajikistan, the Office of the Co-ordinator of OSCE Economic and Environmental Activities, and the UN Economic Commission for Europe (UNECE) Trade Division.

“This workshop enabled participants to exchange national experiences and explore the scope for closer co-operation at the regional level. Trade facilitation is a key condition for the economic development of Central Asia,” said Martin Rossmann, Senior Economic and Environmental Officer at the OSCE Office in Tajikistan

The practice-oriented and interactive workshop combined expert presentations, roundtable discussions and group work. It aimed at equipping participants with an array of tools and approaches needed for the simplification and harmonization of procedures for international trade.

Roel Janssens, Economic Adviser at the OSCE Secretariat said: “Landlocked developing countries, in this region, and elsewhere, face higher trade transaction costs due to complexities of multimodal transportation and the multiple border-crossings, transit arrangements and documentation requirements involved.  The challenge for countries along Euro-Asian trade corridors is to turn this geographical challenge into an opportunity.”

Particular attention was paid to implementing the WTO Trade Facilitation Agreement in the region; the establishment of National Trade Facilitation Committees; and the development of a roadmap for implementing comprehensive trade facilitation reforms. All of this in support of governments’ efforts to reduce delays at border-crossings and speed up customs clearance, transit, import, and export procedures.  Participants also learnt about the development of Authorised Economic Operator programmes and tools aimed at improving inter-agency cooperation both domestically and internationally.

Mario Apostolov, Regional Adviser at the UNECE said: “Trade facilitation is not just a matter of one agency but can only be successful when adopting a ‘whole of government’ approach where customs and border authorities, trade and transport ministries as well as private sector and other relevant actors coordinate their tasks, conduct joint controls and exchange documents and data.”   

On the second day of the workshop, the participants paid a study visit to the Tursunzade border crossing-point between Tajikistan and Uzbekistan.

DUSHANBE, 15 July 2016 – Combating the illicit trade in cultural property and the smuggling of historical artifacts was the focus of a week-long workshop organized by the OSCE for representatives of Tajik Border Troops, Customs Service, State Committee of National Security, the Ministry of Culture and Ministry of Internal Affairs, in Dushanbe from 11 to 15 July 2016.  

The workshop, organized by the Border Security and Management Unit of the OSCE Transnational Threats Department and the OSCE Office in Tajikistan in co-operation with the OSCE Border Management Staff College, examined the trafficking of cultural property and smuggling of historical artefacts as an emerging trend for funding organized crime and terrorist organizations. The workshop also highlighted the roles of the responsible agencies in addressing the problem.

“Being the first workshop of its kind organized by the OSCE, we were shown that this is not only an issue of cultural protection but that it has become a serious transnational security issue as well,” said Ambassador Markus Mueller, Head of the OSCE Office in Tajikistan. “As such, and bearing in mind its complexity, this problem can be tackled efficiently only by increasing the knowledge of the officers from different government agencies as well as through promoting co-operation among them."

During the workshop, participants heard from experts at the OSCE, INTERPOL, the United States Department of Homeland Security, the United Nations Office on Drugs and Crime, the Greek National Police’s Department Against the Smuggling of Antiquities, the UNESCO Office in Afghanistan and the Afghan Customs Service. They shared their experiences on cross-border co-operation in identifying the trafficking of cultural property cases and financial investigations into the smuggling of historical artefacts.

DUSHANBE, 15 July 2016 – Combating the illicit trade in cultural property and the smuggling of historical artifacts was the focus of a week-long workshop organized by the OSCE for representatives of Tajik Border Troops, Customs Service, State Committee of National Security, the Ministry of Culture and Ministry of Internal Affairs, in Dushanbe from 11 to 15 July 2016.  

The workshop, organized by the Border Security and Management Unit of the OSCE Transnational Threats Department and the OSCE Office in Tajikistan in co-operation with the OSCE Border Management Staff College, examined the trafficking of cultural property and smuggling of historical artefacts as an emerging trend for funding organized crime and terrorist organizations. The workshop also highlighted the roles of the responsible agencies in addressing the problem.

“Being the first workshop of its kind organized by the OSCE, we were shown that this is not only an issue of cultural protection but that it has become a serious transnational security issue as well,” said Ambassador Markus Mueller, Head of the OSCE Office in Tajikistan. “As such, and bearing in mind its complexity, this problem can be tackled efficiently only by increasing the knowledge of the officers from different government agencies as well as through promoting co-operation among them."

During the workshop, participants heard from experts at the OSCE, INTERPOL, the United States Department of Homeland Security, the United Nations Office on Drugs and Crime, the Greek National Police’s Department Against the Smuggling of Antiquities, the UNESCO Office in Afghanistan and the Afghan Customs Service. They shared their experiences on cross-border co-operation in identifying the trafficking of cultural property cases and financial investigations into the smuggling of historical artefacts.

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• OSCE Office in Tajikistan organizes workshop on verifying the authenticity of security documents
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En Bodegas Matarromera las nuevas tecnologías resultan clave para la elaboración del vino Leer

El secretario de Estados Unidos se reúne con Mark Rutte, y ambos inciden en que el conflicto se ha convertido ya en algo global que afecta "al teatro Euroatlántico, al Indo-Pacífico y a Oriente Próximo" Leer

Indian traders are worried about quick commerce platforms. CAIT says these platforms are using unfair practices to control the market. They are accused of hurting small businesses like Kirana stores. The traders want the government to take action. They want stricter rules for these platforms to protect small businesses.

The Nuggets will likely be hard-pressed to acquire a rotation-worthy big man before the trade deadline.

Sorry Umma, located next door to H Mart in Westminster, serves up Korean-style hot pot with premium meats.

The new administration confronts a WTO already undermined by long-standing US disapproval

TOKYO -- Argentina would support an economic partnership agreement between the South American trade bloc Mercosur and Japan, an official at the Economy Ministry said, touting the South American country as an investment destination for energy and other industries. "Japan is one of the biggest…

A look at the day ahead in European and global markets from Rae Wee

Major Asia-Pacific stock exchanges traded mostly lower on Thursday amid more economic data and earnings reports.The Australian Bureau of Statistics revealed that the seasonally adjusted unemployment r...

Wi-Fi 8 (also known as IEEE 802.11bn Ultra High Reliability) is expected to arrive around 2028, prioritizing an enhanced user experience over speed by optimizing interactions between devices and access points. While it retains similar bandwidth specifications as the previous standard, Wi-Fi 8 aims to improve network efficiency, reducing interference and congestion for a more reliable and adaptive connection. PCWorld's Mark Hachman reports: As of Nov. 2024, MediaTek believes that Wi-Fi 8 will look virtually identical to Wi-Fi 7 in several key areas: The maximum physical layer (PHY) rate will be the same at 2,880Mbps x 8, or 23Gbits/s. It will also use the same four frequency bands (2, 4, 5, and 6GHz) and the same 4096 QAM modulation across a maximum channel bandwidth of 320MHz. (A Wi-Fi 8 router won't get 23Gbps of bandwidth, of course. According to MediaTek, the actual peak throughput in a "clean," or laboratory, environment is just 80 percent or so of the hypothetical peak throughput, and actual, real-world results can be far less.) Still, put simply, Wi-Fi 8 should deliver the same wireless bandwidth as Wi-Fi 7, using the same channels and the same modulation. Every Wi-Fi standard has also been backwards-compatible with its predecessors, too. What Wi-Fi 8 will do, though, is change how your client device, such as a PC or a phone, interacts with multiple access points. Think of this as an evolution of how your laptop talks to your home's networking equipment. Over time, Wi-Fi has evolved from communications between one laptop and a router, across a single channel. Channel hopping routed different clients to different bands. When Wi-Fi 6 was developed, a dedicated 6GHz channel was added, sometimes as a dedicated "backhaul" between your home's access points. Now, mesh networks are more common, giving your laptop a variety of access points, channels, and frequencies to select between. For a detailed breakdown of the upcoming advancements coming to Wi-Fi 8, including Coordinated Spatial Reuse, Coordinated Beamforming, and Dynamic Sub-Channel Operation, read the full article.

Read more of this story at Slashdot.

Inflation accelerated slightly for the month of October, sparking concern the Fed could pause its interest rate-cutting cycle in January.

Pepe has recently experienced a price rally, fueled by both increased market capitalization and a remarkable surge in the trading… Continue reading This Trader Predicted The Pepe Coinbase Listing: What Meme Coins Is He Watching Next

The post This Trader Predicted The Pepe Coinbase Listing: What Meme Coins Is He Watching Next appeared first on ReadWrite.

President Joe Biden pledged a smooth transition as he welcomed President-elect Donald Trump to the White House on Wednesday in a reignited tradition Trump balked at in 2020.

The Sabres are ready to make a significant move.

Trevor Zegras only has three points in 14 games for the Anaheim Ducks this season. After being a popular topic of NHL trade speculation last year, could rumors pop up again?

Could the Blue Jackets and Penguins become trade partners?

Delhi Police on Wednesday issued a traffic advisory ahead of the two-week-long India International Trade Fair (IITF) being held in the national capital.

Allan Lichtman, often dubbed the "Nostradamus" of US Presidential Polls, is blaming the "explosion" of disinformation and billionaire Elon Musk for his incorrect prediction that Kamala Harris would win the 2024 election.