Apologies to listeners who received two episodes in their feed today. The U.S. is one of two countries in the world that allows pharmaceutical companies to advertise prescription drugs directly to consumers. Why? And what does that do to us Subscribe to our weekly newsletter here.

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We tend to think of economists as cold, unfeeling, attempting to be as rational as possible. But once a month, economists pick up the phone to just... check in with us. How are we feeling? Good, bad, worse than a year ago? It's a very specific phone call with very specific questions and a few years ago we looked into the origins of this very important survey that factors into economic decision making. | Subscribe to our weekly newsletter here.

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The 40 hour work week has been the standard for 80 years. What will it take to lower that? | Subscribe to our weekly newsletter here.

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It's listener question time. We've got answers about "free" shipping, full employment, when a raise isn't a raise, Taylor Swift, crypto seizures and our very own Micro-Face comic. | Subscribe to our weekly newsletter here.

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How war bonds, controlled prices, and a national network of nosy neighbors helped beat inflation during WWII. Subscribe to our weekly newsletter here.

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A lot of restaurants took a hit during the pandemic. And when they struggled to find workers, some found surprising solutions. On today's show, what happens when you offshore cashiers.

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On today's show, we're answering listener questions from the Planet Money inbox. Like, who really benefits from retail coupons? And why are goldfish so cheap?

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It's been a month since the collapse of Silicon Valley Bank touched off the worst episode of banking turmoil since 2008. While the financial system appears to have stabilized, we're still reckoning with what happened. Regulators are getting dragged before Congress. The Federal Reserve and the FDIC have promised reports on what went wrong with bank oversight. And judging by our inbox, you, our listeners, have a lot of lingering questions.

Questions like: Was it a bailout? Where were the regulators? Is it over yet? And what about those other banks that were teetering on the edge?

Today on the show, some answers for you.

This episode was produced by Sam Yellowhorse Kesler with help from Willa Rubin. It was engineered by Brian Jarboe. It was fact-checked by Sierra Juarez and edited by Molly Messick. Jess Jiang is our acting executive producer.

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When you make an account online or install an app, you are probably entering into a legally enforceable contract. Even if you never signed anything. These days, we enter into these contracts so often, it can feel like no big deal.

But then there are the horror stories like Greg Selden's. He tried to sue AirBnB for racial discrimination while using their site. But he had basically signed away his ability to sue AirBnB when he made an account. That agreement was tucked away in a little red link, something most people might not even bother to click through.

But, it wasn't always like this. On today's show, we go back in time to understand how the law of contracts got rewritten. And why today, you can accept a contract without even noticing it.

This episode was hosted by Emma Peaslee and Jeff Guo, and was produced by James Sneed. It was edited by Jess Jiang and fact-checked by Sierra Juarez. It was engineered by James Willetts. Alex Goldmark is our Executive Producer.

Help support Planet Money and get bonus episodes by subscribing to Planet Money+ in Apple Podcasts or at plus.npr.org/planetmoney. Always free at these links: Apple Podcasts, Spotify, Google Podcasts, NPR One or anywhere you get podcasts.

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There's an estimated $195 billion of medical debt in America. But just because a medical bill comes in the mail doesn't mean you have to pay that exact price. In this special episode from our friends at Life Kit, you'll learn how to eliminate, reduce or negotiate a medical bill.

If you liked this episode, you can check out more Life Kit here. They have episodes on how to choose a bank, and how to save money at the grocery store.

This episode of Life Kit was produced by Sylvie Douglis. Their visuals editor is Beck Harlan, and their digital editor is Danielle Nett. Meghan Keane is their supervising editor, and Beth Donovan is their executive producer.

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This summer, the Supreme Court struck down Biden's plan to forgive student loan debt for millions of borrowers. Except, on the same day Biden first announced that plan, he also unveiled another, the SAVE plan. And though SAVE sounded less significant than Biden's big forgiveness pledge, it's still alive and could erase even more student debt.

SAVE is officially a loan repayment plan. But through a few seemingly minor yet powerful provisions, many more low-income borrowers will end up paying little or nothing until, eventually, their loans will be forgiven. Even many higher-income borrowers will see some of their debts erased.

In this episode, we explain the history of income-driven repayment. And how borrowers could end up paying less than they might expect once payments resume in October. You can read more from NPR's Cory Turner's here.

This episode was hosted by Cory Turner and Kenny Malone. It was produced by Emma Peaslee, and edited by Molly Messick. It was fact-checked by Sierra Juarez, and engineered by Robert Rodriguez. Alex Goldmark is Planet Money's executive producer.

Help support Planet Money and get bonus episodes by subscribing to Planet Money+ in Apple Podcasts or at plus.npr.org/planetmoney.

Always free at these links: Apple Podcasts, Spotify, Google Podcasts, NPR One or anywhere you get podcasts.

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Music: Universal Production Music - "Nola Strut," "Funky Ride," and "The Down Low Disco King"

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You might expect to find economic concepts in the pages of an economics textbook. But you know where you can really see a lot of economic concepts in action? Buffets.

Here at Planet Money we believe there's a lot of economics going on at the all-you-eat buffet, tucked in between the mountains of brisket and troughs of mashed potatoes. From classic concepts like adverse selection, sunk costs, diminishing marginal returns, to more exotic economic mysteries, like the flat rate pricing bias.

Today on the show, we're headed to the place where the modern buffet may have been born: Las Vegas. Our mission? To feast ourselves on all the economics we can handle at the all-you-can-eat buffet. And along the way, an economist and fellow buffet-lover will teach us his hyper-rational strategy for optimizing his buffet experience.

Today's show was produced by James Sneed and Nick Fountain with help from Emma Peaslee. It was edited by Jess Jiang, engineered by James Willetts, and fact-checked by Sierra Juarez. Alex Goldmark is our executive producer.

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In the state of Oregon, there is a glut of grass. A wealth of weed. A crisis of chronic.

And, jokes aside, it's a real problem for people who work in the cannabis industry like Matt Ochoa. Ochoa runs the Jefferson Packing House in Medford, Oregon, which provides marijuana growers with services like drying, trimming and packing their product. He has seen literal tons of usable weed being left in marijuana fields all over the state of Oregon. Because, Ochoa says, there aren't enough buyers.

There are just over four million people in Oregon, and so far this year, farmers have grown 8.8 million pounds of weed. Which means there's nearly a pound of dried, smokable weed for every single person in the state of Oregon. As a result, the sales price for legal marijuana in the last couple of years has plummeted.

Economics has a straightforward solution for Oregon's overabundance problem: trade! But, Oregon's marijuana can only be sold in Oregon. No one in any state can legally sell weed across state lines, because marijuana is still illegal under federal law. On today's episode, how a product that is simultaneously legal and illegal can create some... sticky business problems.

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Keith King was upset when his marriage ended. His wife had cheated, and his family broke apart. And that's when he learned about a very old type of lawsuit, called a heart balm tort. A lawsuit that would let him sue the man his now ex-wife had gotten involved with during their marriage.

On this episode, where heart balm torts came from, what relationships looked like back then, and why these lawsuits still exist today (in some states, anyway.) And also, what happened when Keith King used a heart balm tort to try to deal with the most significant economic entanglement of his life: his marriage.

This episode was hosted by Erika Beras and Sarah Gonzalez. It was produced by Emma Peaslee and edited by Molly Messick. It was fact-checked by Sierra Juarez and engineered by Gilly Moon. Alex Goldmark is Planet Money's executive producer.

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Dynamic pricing is an increasingly common phenomenon: You can see it when Uber prices surge during rainy weather, or when you're booking a flight at the last minute or buying tickets to your favorite superstar's concert. On an earnings call last week, Wendy's ignited a minor controversy by suggesting it would introduce dynamic pricing in its restaurants, but the company quickly clarified that it wasn't planning on using it for "surge pricing."

One place you hardly ever see dynamic pricing? American supermarkets.

Why is that? Why shouldn't the prices for meat or bread or produce go down as they get older? Why does all the milk in the store cost the same, even when the "sell by" dates are weeks apart? Wouldn't a little more flexibility around prices be better for customers and help reduce waste?

Professors Robert Evan Sanders and Ioannis (Yannis) Stamatopoulus had similar questions. So they set out to discover what was keeping supermarkets from employing a more dynamic approach, and what might convince them it was time for a change ... in pricing.

This episode was hosted by Amanda Aronczyk and Nick Fountain. It was produced by Willa Rubin and edited by Keith Romer. It was engineered by Valentina Rodríguez Sánchez and fact-checked by Sierra Juarez.

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There's been a lot of disagreement in Congress and in the country about whether the U.S. should continue to financially support the wars in Ukraine and Gaza.

Some taxpayers don't think the U.S. should give Ukraine any money to fight off Russia's invasion. And some taxpayers have concerns about how they might be funding weapons that have been used to kill civilians in Gaza. And there are questions about how much individual taxpayers contribute to war efforts, generally.

So in this episode, we attempt to do the math: The average taxpayers' contribution to Israel and Ukraine. It's not so simple. But in attempting to do this math, we get this window into the role of our tax dollars on foreign assistance, and how the U.S. sells weapons to other countries.

For links to some of the reports we looked at to report this episode, check out the episode page on NPR.org.

This episode was hosted by Sarah Gonzalez and Alexi Horowitz-Ghazi. It was produced by Sam Yellowhorse Kesler and edited by Jess Jiang. It was fact-checked by Sierra Juarez and engineered by Robert Rodriguez. Alex Goldmark is our executive producer.

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What's going on with consumers? This is one of the trickiest puzzles of this weird economic moment we're in. We've covered a version of this before under the term "vibecession," but it's safe to say, the struggle is in fact real. It is not just in our heads. Sure, sure, some data is looking great. But not all of it.

What's interesting, is exactly why the bad feels so much worse than the good feels good. Today on the show, we look into a few theories on why feelings are just not matching up with data. We'll break down some numbers and how to think about them. Then we look at grocery prices in particular, and an effort to combat unfair pricing using a mostly forgotten 1930's law. Will it actually help?

Today's episode is adapted from episodes for Planet Money's daily show, The Indicator. Subscribe here.

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We are living in a kind of golden age for online fraudsters. As the number of apps and services for storing and sending money has exploded – so too have the schemes that bad actors have cooked up to steal that money. Every year, we hear more and more stories of financial heartbreak. What you don't often hear about is what happens after the scam?

On today's show, we follow one woman who was scammed out of over $800,000 on her quest to get her money back. That journey takes her from the halls of the FBI to the fraud departments of some of the country's biggest financial institutions. And it offers a window into how the systems that are theoretically designed to help the victims of financial cybercrime actually work in practice.

This episode was hosted by Alexi Horowitz-Ghazi and Jeff Guo. It was produced by Willa Rubin and edited by Keith Romer. It was engineered by Neal Rauch and fact-checked by Sierra Juarez. Alex Goldmark is Planet Money's executive producer.

Help support Planet Money and hear our bonus episodes by subscribing to Planet Money+ in Apple Podcasts or at plus.npr.org/planetmoney.

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Maybe you got a boring slip of paper in the mail. Maybe you got a spammy-looking email promising you money. Surprise! You're in a class action. If you've done any commerce in the last decade, there's a good chance that someone somewhere was suing on your behalf and you have real money coming your way... if you know what to do.

Class action settlements are on the rise. And, on today's show, we're helping decipher the class action from the perspective of the average class member. How do class actions work? Why are these notices sometimes undecipherable? And, what do you stand to gain (or lose) by responding?

This episode was hosted by Kenny Malone and Nick Fountain. It was produced by James Sneed with help from Sam Yellowhorse Kesler. It was edited by Jess Jiang and fact-checked by Sierra Juarez. Engineering by Cena Loffredo. Alex Goldmark is Planet Money's executive producer.

Help support Planet Money and hear our bonus episodes by subscribing to Planet Money+ in Apple Podcasts or at plus.npr.org/planetmoney.

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You might have seen ads for online banking services that seem to offer a lot of great stuff — accounts you can open in minutes and without a minimum balance or monthly fees. The ads seem to say: "These aren't your parents' boring old banks." But the truth is: Even though they might resemble banks, they aren't.

These "bank-like" companies are a type of "fintech" or financial technology company. And this is a story about the potential risks of putting your money into these apps.

Banks go through a whole regulatory gauntlet in order to exist. But, in the past several years, there has been a rise in fintechs that skirt regulations. And many of these pose a real threat to even the most savvy of depositors.

When a little known tech company filed for bankruptcy a few months ago, thousands of people couldn't access the millions of dollars they saved. On today's show, we meet some of the people affected and learn what the fintech industry reveals about banking regulation.

Today's show was hosted by Erika Beras and Sally Helm. It was produced by Sam Yellowhorse Kesler and Sofia Shchukina with help from James Sneed. It was edited by Jess Jiang and fact-checked by Kevin Volkl. It was engineered by Valentina Rodríguez Sánchez with help from James Willetts. Alex Goldmark is our executive producer.

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If you... exist in the world, it's likely that you have gotten a letter or email at some point informing you that your data was stolen. This happened recently to potentially hundreds of millions of people in a hack that targeted companies like Ticketmaster, AT&T, Advance Auto Parts and others that use the data cloud company Snowflake.

On today's show, we try to figure out where that stolen data ended up, how worried we should be about it, and what we're supposed to do when bad actors take our personal and private information. And: How our information is being bought, sold, and stolen.

This episode was hosted by Amanda Aronczyk and Keith Romer. It was produced by Sam Yellowhorse Kesler and edited by Meg Cramer. It was engineered by Ko Takasugi-Czernowin with an assist from Kwesi Lee, and fact-checked by Dania Suleman. Alex Goldmark is Planet Money's executive producer.

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From Hikaru Utada to imase, these tracks showcase the versatility found within Japanese pop music.

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Who will you be in 10 years? In 20 years? Envisioning how you will evolve is very hard. This hour, TED speakers share ideas on how to better plan for the future, while allowing for the unexpected. Guests include psychologist Hal Hershfield, journalist Shankar Vedantam, journalist Bina Venkataraman and philosopher Roman Krznaric.

TED Radio Hour+ subscribers now get access to bonus episodes, with more ideas from TED speakers and a behind the scenes look with our producers. A Plus subscription also lets you listen to regular episodes (like this one!) without sponsors. Sign-up at: plus.npr.org/ted

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Original broadcast date: June 16, 2023. Who will you be in 10 years? In 20 years? Envisioning how you will evolve is very hard. This hour, TED speakers share ideas on how to better plan for the future, while allowing for the unexpected. Guests include psychologist Hal Hershfield, journalist Shankar Vedantam, journalist Bina Venkataraman and philosopher Roman Krznaric.

TED Radio Hour+ subscribers now get access to bonus episodes, with more ideas from TED speakers and a behind the scenes look with our producers. A Plus subscription also lets you listen to regular episodes (like this one!) without sponsors. Sign-up at plus.npr.org/ted.

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Our special series, Body Electric, is back! This time, host Manoush Zomorodi does a deep dive into our headphone habits... because many of us wear them for hours at a time, and all that listening is taking a toll on our hearing.

Manoush speaks with exposure scientist Rick Neitzel, who has partnered with Apple on a first-of-its-kind study to find how our daily listening patterns are affecting our hearing. Neitzel offers advice on safe listening habits that can help protect our ears in the long term.

Later, Manoush takes us into the future of "consumer hearables" and how tech companies want us to never — ever— take our earbuds out.

Interested in joining the Apple Hearing Study? Sign up here.

Binge the whole Body Electric series here. Sign up for the Body Electric Challenge and our newsletter here.

Talk to us on Instagram @ManoushZ, or record a voice memo and email it to us at BodyElectric@npr.org.

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When problems arise, it's tempting to wait for someone else to address it. But sometimes, the only person who can fix it... is you. This hour, TED speakers share ideas on how to do it yourself. Guests include physicist and engineer Kate Stone, humanitarian programmer Tiffani Ashley Bell, builder and youth educator Emily Pilloton-Lam and videographer Jack Corbett. Original broadcast date: May 5, 2023.

TED Radio Hour+ subscribers now get access to bonus episodes, with more ideas from TED speakers and a behind the scenes look with our producers. A Plus subscription also lets you listen to regular episodes (like this one!) without sponsors. Sign-up at: plus.npr.org/ted

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Congratulations to FHE Youth in Government delegation on their work at the Michigan Youth in Government Spring Conference last week in Lansing. There were approximately 600 high school students from all over the state in attendance at this conference.  Students in our delegation participated in the Youth Legislature as members of the House and Senate. […]

The post FHE Youth in Goverment appeared first on Forest Hills Public Schools.

Other findings: Non-perpetrators in the home act as a buffer and “youngest old” experience most severe forms of abuseToronto, ON – A new study examining elder abuse–released today by researchers at the University of Toronto, Cornell University, and Weill-Cornell Medical College–has found that older adult victims living alone with their abuser were up to four times more likely to endure more […]

In this hour, stories of education, illumination, or just being schooled. The lessons learned from communities new and old, on top of a glacier, and from children. This episode is hosted by Moth host Jon Goode. The Moth Radio Hour is produced by The Moth and Jay Allison of Atlantic Public Media.

Hosted by: Jon Goode

Storytellers:

Dan Souza teaches English and learns about Hungarian karaoke.

Jen Rubin plans to be spontaneous.

Matty Struski learns about resiliency, and slides.

Diane Harari learns that piano recitals are child's play.

Burnell Cotlon returns to the Lower Ninth Ward after Hurricane Katrina to rebuild the community he loves.

In this hour, four stories on saying farewell to family, the past, or sometimes the very earth we stand on. Hosted by Meg Bowles, The Moth’s Senior Director. The Moth Radio Hour is produced by The Moth and Jay Allison of Atlantic Public Media in Woods Hole, Massachusetts.

Hosted by: Meg Bowles

Storytellers:

Ash Bhardwaj is tasked with bringing his father’s remains back home to India.

Courtney Antonioli questions her marriage, but not her love.

Becca Stevens loses her son’s childhood and childhood pet to time.

Michael Such plans for his last moment.

This week on The Moth Radio Hour, stories about being young. Hosted by Jenifer Hixson. The Moth Radio Hour is produced by The Moth and Jay Allison of Atlantic Public Media.

Hosted by: Jenifer Hixson

Storytellers:

Muthoni Garland

Joann Kielar

Moses Storm

Laura Gilbert

Diamante Ortiz

Christine Gentry

Javier Morillo

In this episode, bold attempts to revisit the past. A quarterback makes a trip back home, a wife attempts to understand her husband's past, a young man discovers the rodeo, and an adult is cast in a high school play. This episode is hosted by Moth Senior Director Jenifer Hixson. The Moth Radio Hour is produced by The Moth and Jay Allison of Atlantic Public Media.

Hosted by: Jenifer Hixson

Storytellers:

Ivan McClellan discovers the Black Rodeo.

Rachel McCormick attempts to understand her immigrant husband's past.

Steve Peebles is offered a role in a high school play, despite being an adult.

Kimberly Reed confronts her past, and future, when she is forced to make a trip to her hometown.

On this episode, stories all about birthdays - and the importance we place on them. This episode is hosted by Kate Tellers.

Storytellers:

Sheila Cavanaugh accidentally steals someone else’s birthday.

Sandra Kwawu finds comfort in a celebration with her friends and family.

In this special episode of The Moth, we listen to five stories about fathers — from embarrassing jokes to tender moments shared on the road. The Moth’s Executive Producer, Sarah Austin Jenness, also interviews the fathers in her own family. The Moth Radio Hour is produced by The Moth and Jay Allison of Atlantic Public Media

Storytellers:

Adrianne McGillis’ father's favorite joke lands him in the hospital.

CJ Hunt reflects on mix-tapes and memories from his past.

Blessing Digha fears she has fallen short of her father’s expectations.

Lauren Thurman navigates life with her many iterations of dads.

Harwood Taylor reaches for a father who is out of touch.

In this hour, stories of journeys—from far-flung to just down the street. Rediscovered roots, recess field trips, and birthday outings. This episode is hosted by Moth Director and Producer, Chloe Salmon. The Moth Radio Hour is produced by The Moth and Jay Allison of Atlantic Public Media.

Storytellers:

Gina Granter has a fateful encounter on an Amtrak train.

Teacher James Hamilton finds a way around his school's no recess policy.

Helen Cooper spends a special birthday at Coney Island.

A friend from her cancer support group makes a lasting impression on Emma Gordon.

Mary Blair travels to the Arctic tundra to reconnect with her heritage.

In this hour, stories of how we see ourselves, the perceptions of others, and the often gaping chasm in between. The struggle to prove oneself, challenge a stereotype, keep up appearances, and finally discover what really fits. This hour is hosted by Jay Allison of Atlantic Public Media, the producer of this show.

Storytellers:

Enrique García Naranjo is stopped by border patrol.

Aydrea Walden realizes her classmates see her differently.

Miles Crabtree tries out for his school's production of "How the West Was Won."

Kimberly Rose sees herself disappearing in her marriage.

Jessi Klein lands what she thinks is her dream job.

In this hour, stories of childhood, growing up, and growing pains. From hearing your first Bruce Springsteen song, to experiencing a cultural divide to having your heart broken wide open. This episode is hosted by Moth Senior Director Meg Bowles. The Moth Radio Hour is produced by The Moth and Jay Allison of Atlantic Public Media. 

Storytellers:

Sarfraz Manzoor discovers life lessons in the lyrics of Bruce Springsteen.

Oanh Ngo Usadi and her family arrive in Texas from Vietnam with high hopes and an American Dream.

Max García Conover finds faith in an unexpected place.

Podcast: 642

In this hour, stories about clarity and perspective. Seeing one another, feeling seen, and seeing oneself with the veil lifted. This episode is hosted by Moth Senior Director Jenifer Hixson. The Moth Radio Hour is produced by The Moth and Jay Allison of Atlantic Public Media.

Storytellers:

Rae Wynn-Grant's perspective on America shifts while studying wildlife in Africa.

Angelica Lindsey-Ali makes Hajj while 8 months pregnant.

Grace Topinka joins a new friend for spa day.

Zakiya Minifee is determined to not be "that American" during a trip abroad.

Josh Holland meets his birth mother at 39.

Podcast # 681

First, realize there’s a difference between acting tough and actually being mentally strong.

How will the crisis affect the career paths of today's workforce. What are the new opportunities, and how can you write your own script for success?

Everyone says to “be authentic” or “just be yourself” at work. But what does that really mean, and why does it matter?

As more people get access to a Covid-19 vaccine, organizations are facing an opportunity for a real reset.

Six ways to take full advantage of the benefits of relocation. (3 of 3)

This is not a side issue: it’s time to adopt a more systematic, coherent approach to D&I.

Here’s how to figure out if it’s time to move on to the next phase of your career--and if it is, how to do it right.

Now’s the time to get FOMO about having a mentor.

Brewer, CEO of Walgreens Boots Alliance and one of only two Black female CEOs of Fortune 500 companies, says inclusion and equity are about making employees feel seen and heard.

Rumor has it that having hobbies can actually make you happier, less stressed, and more creative. But is it actually true?

There’s a lot of advice out there about resolutions. Here are our tactics—backed by research—for actually taking them on.

Do You Have What it Takes to Own a Food Truck? | Career Crush