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The best cashback credit cards that reward your spending

Sadly the numbers of lucrative cashback and rewards cards have dwindled over recent years. But are there still any cashback credit cards worth having? We take a look.




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Why Hilton Honors has best reward credit card for spending

If you are about to buy a big ticket purchase for your home, perhaps some white goods, a new sofa or a television, then this credit card trick could earn you a big reward.




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How to perfect your credit score to get the best mortgage

Banks reserve their best lending deals for those borrowers with the highest credit scores. To give yourself the best chance of getting a top rate, make some time to tidy up your credit file.




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Loqbox claims to improve your credit rating by saving every month

Having a good credit score is vital when it comes to being accepted to borrow and getting the best rate. A new tool claims to be help improve your credit history by saving instead of spending.




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Can I get a mortgage to move house if I have credit defaults? 

I have £40,000 of unsecured debts - £20,000 on two credit card defaults - but having never missed a mortgage payment in 12 years, is it possible to obtain a mortgage?




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118118 Money launches new credit card which charges no interest

118 118 Money has launched a new credit card with a difference, instead of fees, interest and charges you pay a monthly subscription. But it could end up costing you far more – here’s why.




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Best credit cards for cashback, airmiles and points from work expenses

Travel a lot for work? We have crunched the numbers to help you choose the most lucrative credit card offering air miles, reward points and cashback to use for work expenses




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Tandem launches new best buy overseas spending credit card

Challenger bank, Tandem has launched a new best-buy credit card offering those without a perfect credit rating free holiday spending and cash withdrawals. We take a look.




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Virgin Money credit card customers hit by charges thanks to minimum payment default

Some longstanding Virgin Money credit cardholders have been left with charges on their accounts after discovering they had only been making minimum direct debit payments.




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Virgin Money customers hit with credit card interest charges will be refunded

Virgin Money is refunding loyal customers hit by interest charges after they unwittingly only made minimum payments on their new Virgin Atlantic credit cards.




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Hastee Pay and Creditspring: two companies trying to solve Britain’s high-cost credit crisis 

Households are increasingly saving less and getting into more debt and a payday loan crackdown hasn't solved the problem. This is Money rounds up some of the start-ups trying to help




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StepChange find 1 in 3 holders of high interest subprime credit cards are in problem debt

As many as one in three people who hold subprime credit cards with interest rates as high as 70% are in problem debt, according to a new report released by the debt charity StepChange.




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Virgin Money agreed to refund some credit cardholders but wouldn't give me back my £200

A long-standing Virgin credit cardholder has accused Virgin Money of 'purposely misleading people for financial gain' after it refused to refund interest charges he incurred on his account.




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Five credit ratings myths busted: We reveal the true cost of a poor credit score

Paying a £3,000 credit card bill over two years could cost £1,979 more in interest to an appliccant with a bad credit rating, according to data from TotallyMoney and Moneycomms.




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Five top tips when checking your credit report for the first time

Have you ever checked your credit report?  If the answer is no, the likelihood is: someone else has. We reveal five top tips for those who have never cast an eye on their financial CV.




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Amex launches new credit card with Vitality offering 3% cashback back to stay active

American Express and Vitality have launched a new cashback credit card with a difference. The more exercise you do, the more you earn - up to an eye-catching 3 per cent. But is it any good?




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Equifax put my twin sister's bad debt on my credit report

Laura Heaps, 36, was denied a mortgage after her advisor said she had a default on her credit file. However, rating agency Equifax had mistakenly put her twin sister's historic debt on her report.




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Credit card borrowing fell in November for the first time since July 2013

Britons paid back more on their credit cards than they borrowed in November - the first time this has happened in more than six years, according to official figures.




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Can using buy now, pay later hurt my credit score?

A large number of buy now, pay later users do not know the full implications of missing payments while a large chunk don't believe the terms and conditions are clear enough.




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Lloyds Banking Group credit card customers could have cards cancelled in February

Britain's largest banking group, which owns Lloyds, Halifax and Bank of Scotland, spelled out changes aimed at those in 'persistent debt' for 36 months.




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FCA: Banks must help customers in debt and not cancel their credit cards

The Financial Conduct Authority has told banks to help customers get out of debt, amid concerns of a potential wave of credit cards being scrapped under new rules.




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Could buy now pay later and Klarna kill the credit card?

Buy now, pay later has become the way for the younger generation to pay. Is it a dangerous form of credit or a useful way for shoppers to pay flexibly?




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Will you be charged a fee for using credit card to pay back Klarna?

Credit card customers of high street bank Halifax have reportedly been hit by charges when trying to make Klarna repayments, the buy now, pay later firm said.




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HSBC and Tesco Bank don't offer credit card soft searching

People applying for credit cards with two major UK lenders have to roll the dice to check if they will be accepted, putting their credit score at risk in the process.




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Three quarters believe in a credit blacklist...it's a MYTH!

Many of us know that having a good credit score is key to getting accepted for the cheapest cards, loans and mortgages but many still believe in common credit score myths.




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Top interest-free credit card deals begin to disappear as providers cut deals

Barclaycard, Sainsbury's Bank and Tesco Bank have cut interest-free deals over the last month, some of which are the best around, as lenders evaluate their offers amid the coronavirus outbreak.




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Balance transfer mix-up left my £3,500 bill on both credit cards

Neil Seagrave, 35, from Dorset, tried to transfer his credit card balance to HSBC at the start of March before his zero-interest term with Sainsbury's Bank expired, but this was not resolved until April.




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Credit card approvals will fall and interest-free terms will shrink

The Bank of England's latest credit conditions survey revealed lenders believe the availability of household unsecured credit will decrease between April and June amid coronavirus.




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240,000 Santander customers ask for credit card and mortgage holidays

The UK arm of Santander revealed its pre-tax profit fell 58 per cent to £114million in the first three months of 2020.




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Britain's £69bn credit card debt pile falls year-on-year for the first time ever

Households paid back a whopping £3.8bn more than they borrowed in March, the biggest figure on record, as households shunned their credit cards in the face of the coronavirus crisis.




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Amex credit card customers given more time to spend for bonus points

Newcomers to American Express now have more time to rack up points bonuses for their credit card spending, with the card provider doubling the length of some of its welcome offers.




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Virgin Money customers' credit cards suspended during lockdown

Customers of Virgin Money rounded on the bank after it suspended their credit cards, despite many of them not struggling with their repayments and clearing their balance in full.




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What to do if you have your credit card stolen

Walking down the high street with friends on Saturday, we heard an elderly gentleman at a cash machine shout: ‘My card! They’ve taken my card!’




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Pizza Hut warns of fake websites set up to steal credit card details during the coronavirus lockdown

Demand for takeaway food has risen as a result of lockdown - and the hoax sites are the latest example of UK criminals trying to take advantage of the COVID-19 crisis.




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New coronavirus test uses CRISPR gene-editing too to detect virus

One of the teams of scientists that first developed the gene-editing tool has altered it so that it can search out viral RNA instead of human DNA for a test that could even eventually be run at home.




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Would YOU get a top credit card? Here's how to check your credit score

Checking your credit score is all the rage, with adverts from companies that can provide access to your report. And where once you had to pay a credit reference agency, it is now free.




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Facebook crack down on fake news campaign aimed at discrediting Manchester City

EXCLUSIVE BY MIKE KEEGAN: Users were directed to bogus stories which reported persistent slurs against the Premier League champions.




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Domestic bliss! Rooms dedicated to yoga and meditation are no longer a luxury just for the rich

Kate Hudson, Jennifer Aniston, Ed Sheeran: they've all got them. A home yoga or contemplative space, that is.




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Puerto Rico Power Deal With Creditors Lifts Stocks Exposed to Island

Puerto Rico’s power authority sent a jolt through a corner of the U.S. stock market Wednesday as shares in financial stocks exposed to the commonwealth soared after the Puerto Rico Electric Power Authority agreed to a debt-restructuring plan with a group of bondholders.




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Can accreditation ensure accountability?


The decision of the MoEF to allow only organisations accredited by the Quality Council of India to carry out environment impact assessment of interventions might sound promising, but is likely to achieve little. Kanchi Kohli discusses the inherent flaws in such notification.




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WSJ's Financial Inclusion Challenge Winner: Hope Credit Union

The Wall Street Journal's first Financial Inclusion Challenge in the U.S. concluded with three finalists facing a panel of judges to answer questions about the impact and sustainability of their work. Hope Credit Union, based in Jackson, Miss., received the evening's top honors for its efforts to provide banking services in underserved regions of the American South. Video/Photo: Clara Ritger for The Wall Street Journal




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Micro credit gathers force


There is now mounting hope that micro finance can be a large scale poverty alleviation tool. Banks too are shedding their old reluctance to lend to the poor, and are looking to tap the expertise of micro credit groups to create a new market. Ramesh Menon reports on the status quo and the challenges ahead.




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Micro-credit, maxi risk


P Sainath.




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A final note on credit


The announcement of fresh crop loans came late in the sowing season for Vidarbha. And, say the suicide notes of farmers, the talk at the top has not been matched by credit at the bottom. Meanwhile, the rain is adding to the devastation, writes P Sainath.




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An apex bank for urban microcredit


From Urban Poverty Alleviation Initiatives in India : A General Assessment and a Particular Perspective (2002), a publication of the Ramanathan Foundation.




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Urban microcredit : The current scenario


From Urban Poverty Alleviation Initiatives in India : A General Assessment and a Particular Perspective (2002), a publication of the Ramanathan Foundation.




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Life on credit, death in installments


Four years, three men, one family. The tragedy unleashed by the agrarian crisis on the family of Deshmukhs in Katyar village of Vidarbha isn’t vanishing. Jaideep Hardikar reports.




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COVID-19: Facebook to give USD 100 million in cash grants, ad credits to small businesses

COVID-19: Facebook to give USD 100 million in cash grants, ad credits to small businesses





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पैसों की है किल्लत तो अब Credit Card से दे सकते हैं घर का किराया, जानिए सबकुछ!

शहर में रह रहे लोगों के लिए घर खर्च चलाना मुश्किल हो गया है. जो लोग रेंट पर रह रहे हैं उनके लिए तो ये मुश्किल डबल हो गयी है. इसी बीच क्रेडिट कार्ड से रेंट का भुगतान करने की सुविधा भी लांच की गयी है. जिसके बाद अब लोग क्रेडिट कार्ड से रेंट दें पाएंगे.




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पैसों की है किल्लत तो भी Credit Card से नहीं चुकाएं घर का किराया, जानिए क्यों

किराएदार अपने घर का किराय क्रेडिट कार्ड के जरिए चुका रहे हैं और एमाउंट को सेटल करने के लिए एडीशनल क्रेडिट पीरियड का विकल्प अपना रहे हैं. हालांकि किराया चुकाने का ये तरीका आपकी वित्तीय स्थिति को बिगाड़ सकता है.