My wife and I have been foster carers for more than 11 years. In 2017 we fostered a teenage girl for three months. In July I discovered she had stolen two credit cards - Barclaycard and Creation.

I've lived at multiple addresses over the past few years, but consider my parents' home my 'permanent address', even though I'm at university for six months of the year now. What should I enter?

I bought a PAYG smartphone last week and have barely used it but I noticed that the credit has gone down. I read online it could be due to having my data switched on. Why is this?

SPORTS AGENDA: Big, unexpected news out of the BBC on Friday when, in an illuminatingly terse email, staff were informed that Radio 5 Live Sport editor Mike Carr had left the building.

The Chancellor looks set to admit in the Autumn Statement that the national debt will not be falling as a percentage of national income by 2015-16.

Changes sparked a backlash as they were forecast by the Insitute of Fiscal Studies to take £1,000 a year off 3 million families. They have now been halted altogether.

The NHS, defence, foreign aid and housing are set to be the big winners, but the police, transport, justice and the environment will bear the brunt, with families braced for big hikes in council tax bills.

The climbdown means George Osborne (pictured) will breach his self-imposed welfare cap for the next three years, meaning a minister must explain and apologise to Parliament.

Jetting off for your summer holiday? Leaving your travel money to the last minute could cost you, so why not choose a no fee credit or debit card instead that offers you a better rate.

MATT HUGHES - AHEAD OF THE GAME: Premier League sides who give significant playing time to England-qualified players, could be given greater leeway to sign more foreign players after Brexit.

Pete Buttigieg said Sunday that terrorist Qasem Soleimani deserved death, but insisted Donald Trump does not deserve the credit for taking out the Iranian leader.

Buy now, pay later has become the way for the younger generation to pay. Is it a dangerous form of credit or a useful way for shoppers to pay flexibly?

These organisations are membership-based, many of which have operated for more than 50 years. They serve local communities or people who share a common bond.

Britons have been using Google to look up the Government's guidance on helping firms with furloughed workers to keep them employed but without working.

The humble and iconically-British brew had previously been lagging behind both coffee and green tea, which have been represented on emoji keyboards since 2010.

Just 250 bottles of the iconic McDonald's Big Mac sauce, which is made using a top secret recipe, were released in Leicester Square, London today to celebrate the launch of the product.

American Express cardholders can earn £5 cashback when they spend £10 or more at independent stores, restaurants and retailers until December 16.

Virgin Money is currently running a bumper sign-up offer on its Virgin Atlantic Rewards+ credit card - enough points to get a free return flight to New York. but it ends at 4pm - should you sign up now?

Interest-free deals are disappearing fast for credit card customers seeking breathing space to pay off debt. The ‘balance transfer’ trick is a popular way of paying off money borrowed.

The rate means someone borrowing £7,500 over 36 months will repay £217.32 a month and end up paying a total of £7,823.52.

This is Money has put together the reward points cards with the steepest APRs, and how the card companies are making money off you even if you're clearing your balance each month.

More than 6,000 people have joined the waiting list for a mobile only credit card that promises to approve customers in less than three minutes.

UK credit cardholders paid the price for withdrawing money using their credit cards last year, being stung with £219million in fees and charges.

At the launch event in Cupertino, California, the iPhone maker debuted a white titanium card with no number, security code, expiry date or name, only the Apple logo. Could it launch in Britain too?

Two years ago, top balance transfer credit cards offered customers 43 months to clear their debt without paying interest. The longest deal today lasts just 29 months.

Those thinking of putting money on the 5.15 at Aintree on Saturday could be making a mistake far costlier than backing the wrong horse - using a credit card to bet.

Amazon and American Express have slashed the sign-up bonuses and spending incentives on some of their cards.

If used smartly, credit cards can still be an effective spending tool and even earn you money. Shoppers now have around 166 different deals to choose from.

HSBC's Reward Credit Card is available to Advance current account holders, and pays you reward points on all your purchases. We see how it stacks up against the best of its rivals.

A personal loan provider is offering customers the chance to lower their APR, if they improve their credit rating while holding the product.

Britons' credit scores have improved on average across the country, but no region can boast more than just a 'fair' rating, a new report has revealed.

While bumping your credit card spending when saving for a house might not seem like the brightest idea, you could be doing your chances of getting a mortgage more harm than good by avoiding plastic.

Customers looking to make big purchases with a NatWest credit card will be able to pay a set monthly fee rather than their card's APR, under a new mobile-only offer announced by the bank.

Periods of free borrowing on best-buy balance transfer cards have shortened by nearly 20 per cent in a year, according to figures compiled by data company Moneyfacts.

Many credit cards offer reward points that can be exchanged for air miles. If you can pay off the balance every month, these cards are a good place to start racking up air miles.

Average card rates have surged since the financial crisis, climbing from 16 per cent in 2006. But at the same time, typical savings rates dropped sharply to all-time lows and barely recovered since.

Data from Moneyfacts found that in September the average credit card purchase APR rose to 24.7 per cent, an all-time high since its records began in June 2006.

New research reveals that nearly half of all UK credit card holders -around 17million people nationwide - have never switched their card.

Shoppers now pay an average of 25.1 per cent on credit card purchase. It means that a customer who borrowed £3,000 and paid off £100 a month would pay £1,463 in interest overall.

Love it or loathe it, Black Friday weekend is looming. This is when retailers are expected to shower shoppers with juicy discounts for a few days only.

Asking for too many balance transfer cards can damage your credit rating. Experian has launched a service that lets people enter their details online, including how much debt they want to transfer.

There were 122 balance transfer offers in January 2017 compared to 76 today, according to figures from Moneyfacts - while the timeframe to pay back the debt has also shrunk.

Britain's debt binge has deepened - with figures last month showing credit card borrowing had surged by 40 per cent and the average family now owes £12,800 on credit cards, loans and car finance.

Frequent fliers after air miles towards their next holiday could take advantage of a new sign up bonus which could get them to three continents, provided they're happy to pay a fee.

Hundreds of customers of Saga have received an unexpected windfall following its admission that it badly handled the axeing of its popular platinum credit card last year.

Lloyds, Santander, Nationwide, NatWest, Virgin Money, HSBC and Barclaycard all confirmed staff cannot unblock credit cards in branch.Some banks say it must now be done by a specialist team.

Mature student Tamara Gray, 29, (pictured) got into financial difficulties after spending several thousand pounds on the websites Very and Shop Direct on a buy-now, pay-in-12-months basis.

The FCA this morning proposed banks should offer customers in financial difficulty an interest-free overdraft up to £500, and let them put credit card and loan repayments on hold for three months.

While borrowers make no payments for three months, card providers often still charge interest on balances during payment holidays, meaning borrowers continue to rack up interest

Virgin Money apologised and reversed its decision, saying that everyone who had their card suspended will be able to use them to make purchases again from Saturday 9 May.