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Technology Addiction: How Social Network Sites Impact our Lives

Aim/Purpose: The media and research have made significant noise about young people’s addictions to technology, however the American Psychological Association (APA) has reserved judgment on the clinical diagnosis of technology addiction. Research to understand technology addiction is important to the future of information systems development and behavioral usage understanding. Background: Addiction implies that there is a problem from which an IS client needs to try to recover, further implying a negative impact on life. Multiple defini-tions and outcomes of addictions have been studied in the information systems discipline, with virtually no focus on quality of life of the IS client. Methodology: This research employs a survey of students at a large southwestern United States university. Measures were adopted from previously validated sources. The final sample includes 413 usable responses analyzed using PLS. Contribution: This research broadens theoretical and practical understanding of SNS IS client perceptions by relating technology addiction to a broader impact on an individual’s life. By doing so, it provides guidance on society’s understanding of frequent technology use, as well as the development of new systems that are highly used. Findings: This research indicates diminished impulse control, distraction, social influence and satisfaction are all highly correlated with technology addiction; specifically, 55% of the variance in addiction is explained by these four indicators. However, the model further shows addiction has no significant relationship with overall satisfaction of life, indicating that IS clients do not correlate the two ideas. Recommendations for Practitioners: Heavy technology use may indicate a paradigm shift in how people inter-act, instead of a concern to be addressed by the APA. Recommendation for Researchers: Research needs to clearly define technology dependence, addiction, and overuse so that there is a strong understanding of what is meant. These findings help guide assumptions about the dark side of Information Technology. Impact on Society: While technology use is increasing, younger generations may find the use to be acceptable and less of a problem then older generations. Future Research: Future research should replicate these findings on other technology artifacts and other technology addiction definitions. In the future, there is also opportunity to delve deeper into the outcome variable of satisfaction with life.




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Business Analytics as a Tool to Transforming Information into an Informing System: The Case of the On-Line Course Registration System

Aim/Purpose: Sharing ideas generated in a Business Intelligence (BI) Applications class to upgrade an Information System in to an Informing System. Background: Course Registration is the essential university’s business process in a university that follows a liberal-arts education model. Almost all categories of users are involved, including students, individual faculties and departments, and administration. A typical Information System, designed to support this process, allows departments to schedule selected courses for a particular time slot and location, and allows students to choose courses to study for the semester. Methodology: The course project is to design a BI application. Domain knowledge is essential for such projects and course registration was the natural choice for this class. The assignment includes (1) identifying the categories of stakeholders; (2) identifying the information needs of different categories; (3) identifying available information sources; (4) identifying how is possible to acquire the additional data; and (5) designing the Extract-Transform-Load (ETL) process and interface scenarios in a way to inform clients. Contribution: Contributions are in two directions: (1) pedagogy - involving students in such a project motivates creativity, also enforcing students to think in cost-benefit framework may lead to creation of really effective and efficient solutions; (2) practice - implementation of some of the ideas could be with low cost, but with high impact. Findings: Exploring BI techniques may increase the informing value of existing Information Systems. Recommendations for Practitioners: Careful analysis of information needs and the way information is used, combined with deep domain knowledge and understanding the value provided by Data Mining techniques, is the way to initiate a process of transforming an Retrieval Information System to better inform clients. Recommendation for Researchers : Combining pedagogy with practice allows one to overcome routine thinking and may lead to effective solutions. This needs further structuring and research on outcomes. Impact on Society Transforming Information towards Informing Systems has a significant impact by allowing users to make rational data driven decisions in an efficient way. Future Research: The future of this project is implementation of developed ideas and assessment of the results. Impact on Society : Transforming Information towards Informing Systems has a significant impact by allowing users to make rational data driven decisions in an efficient way. Future Research: The future of this project is implementation of developed ideas and assessment of the results.




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Cognition to Collaboration: User-Centric Approach and Information Behaviour Theories/Models

Aim/Purpose: The objective of this paper is to review the vast literature of user-centric in-formation science and inform about the emerging themes in information behaviour science. Background: The paradigmatic shift from system-centric to user-centric approach facilitates research on the cognitive and individual information processing. Various information behaviour theories/models emerged. Methodology: Recent information behaviour theories and models are presented. Features, strengths and weaknesses of the models are discussed through the analysis of the information behaviour literature. Contribution: This paper sheds light onto the weaknesses in earlier information behaviour models and stresses (and advocates) the need for research on social information behaviour. Findings: Prominent information behaviour models deal with individual information behaviour. People live in a social world and sort out most of their daily or work problems in groups. However, only seven papers discuss social information behaviour (Scopus search). Recommendations for Practitioners : ICT tools used for inter-organisational sharing should be redesigned for effective information-sharing during disaster/emergency times. Recommendation for Researchers: There are scarce sources on social side of the information behaviour, however, most of the work tasks are carried out in groups/teams. Impact on Society: In dynamic work contexts like disaster management and health care settings, collaborative information-sharing may result in decreasing the losses. Future Research: A fieldwork will be conducted in disaster management context investigating the inter-organisational information-sharing.




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Informing on a Rugged Landscape: How Complexity Drives Our Preferred Information Sources

Aim/Purpose: Provides a theoretical model as to where we should source our information as the environment becomes more complex. Background: Develops a theoretical model built on extrinsic complexity and offers a conceptual scheme relating to the relative value of different sources. Methodology: The paper is purely conceptual in nature. Contribution: Develops a model that could be tested relating to where clients should search for information. Findings: Arguments can be made that different environments warrant different priorities for informing sources. Recommendations for Practitioners: Assess how your sources of information match your perceived environment. Recommendation for Researchers: Consider developing research designs to test the proposed model. Impact on Society: Offers a new way of thinking about informing sources. Future Research: Develop propositions from the model that could be empirically tested in future research.




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Printable Table of Contents: Informing Science Journal, Volume 22, 2019

Table of Contents for Volume 22 of Informing Science: the International Journal of an Emerging Transdiscipline, 2019




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Printable Table of Contents: Informing Science Journal, Volume 23, 2020

Table of Contents for Volume 23 of Informing Science: The International Journal of an Emerging Transdiscipline, 2020.




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Research on the Tourism Decision-Making Mechanism: A Case Study of American Outbound Tourism

Aim/Purpose: This article takes ‘tourism decision-making behavior’ as an entry point, and deeply analyzes the factors influencing the travel decision-making of Chinese ‘American Travel’ tourists and their degree of influence, so as to provide a reference for the development of Chinese outbound tourism. Background: With the development of China’s economy and the improvement in people’s level, the outbound tourism market of Chinese residents has developed rapidly. The United States has become an important tourism destination country for Chinese residents’ outbound tourism, and China has also become one of the important tourist source countries of American tourism. However, the rapid development of ‘American tourism’ has also caused competition problems in China’s tourism industry. For example, prices and tourism products have become a means of competition among tourism enterprises. As the main body of consumption, tourists’ decision-making behavior will be affected by various factors. Methodology: Drawing lessons from previous scholars’ research results on tourism decision-making behavior, the influencing factors of tourism decision-making behavior are summarized. A theoretical model and index system of factors influencing tourism decision-making behavior of Chinese residents ‘Travel in the United States’ are established, research hypotheses are put forward, questionnaire data are collected, and SPSS and Amos are used to analyze and verify the theoretical model. Contribution: This research expands the literature on topics related to tourism decision-making in research and practice. It establishes a theoretical model and index system for the factors that influence the decision-making behavior of Chinese residents’ ‘American Travel’ tourism. In addition, we propose countermeasures for tourism products, enterprises, and the government. Findings: Prior knowledge and external information have a positive influence on tourism perception and value perception, and a negative influence on risk perception. Risk perception value perception has a positive and negative influence on tourism decision-making and tourism motivation, respectively. Tourism motivation has a positive influence on tourism decision-making and has a positive impact. Recommendation for Researchers: According to the research conclusions of this article, the following counter-measures and suggestions are put forward from three aspects of tourism: products, enterprises, and governments. On the basis of existing tourism products, relevant operating companies should pay more attention to the upgrading and transformation of tourism, leisure and entertainment products in scenic spots to increase the willingness of tourists to travel. When considering corporate marketing and promotion plans, tourism companies operating related businesses should increase the weight of their marketing budgets in online marketing, increase investment in online marketing, and develop mobile applications that meet the preferences of Chinese residents in the United States. Do a good job in the timely publication of safety reminders and local information. Safety is an important foundation for tourism development and the core concern of many tourists. Future Research: Due to the important research on the impact of tourism activities, the influencing factors are many and complex, and the psychological process of tourism decision-making is carried out directly. There are still unconsidered factors that need to be studied in depth. In the future, it is possible to compare multiple resource-featured themes, and increase the characteristics of potential tourists, and the factors affecting the selection behavior of regional cultural tourists, and so forth, in order to make the research more applicable and practical instructive significance.




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The Predatory Journal: Victimizer or Victim?

Aim/Purpose: Labeling a journal as “predatory” can do great damage to the journal and the individuals that have contributed to it. This paper considers whether the predatory classification has outlived its usefulness and what might replace it. Background: With the advent of open access publishing, the term “predatory” has increasingly been used to identify academic journals, conferences, and publishers whose practices are driven by profit or self-interest rather than the advancement of science. Absent clear standards for determining what is predatory and what is not, concerns have been raised about the misuse of the label. Methodology: Mixed methods: A brief review of the literature, some illustrative case studies, and conceptual analysis. Contribution: The paper provides recommendations for reducing the impact of illegitimate journals. Findings: Current predatory classifications are being assigned with little or no systematic research and virtually no accountability. The predatory/not predatory distinction does not accommodate alternative journal missions. Recommendations for Researchers: The distinction between legitimate and illegitimate journals requires consideration of each journal’s mission. To serve as a useful guide, a process akin to that used for accrediting institutions needs to be put in place. Impact on Society: Avoiding unnecessary damage to the careers of researchers starting out. Future Research: Refining the initial classification scheme proposed in the paper.




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Printable Table of Contents: Informing Science Journal, Volume 24, 2021

Table of Contents for Volume 24 of Informing Science: The International Journal of an Emerging Transdiscipline, 2021




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Printable Table of Contents: Informing Science Journal, Volume 25, 2022

Table of Contents for Volume 25 of Informing Science: The International Journal of an Emerging Transdiscipline, 2022




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Printable Table of Contents: Informing Science Journal, Volume 26, 2023

Table of Contents for Volume 26 of Informing Science: The International Journal of an Emerging Transdiscipline, 2023




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Printable Table of Contents: Informing Science Journal, Volume 27, 2024

Table of Contents for Volume 27 of Informing Science: The International Journal of an Emerging Transdiscipline, 2024




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TikTok and the Control over the Means of Production in the Fourth Industrial Revolution

This article is part of the 2024 BCLT-BTLJ-CMTL Symposium.  Leo Yu The national security concerns surrounding TikTok appear straightforward: it is China. To many policymakers and scholars, the mere connection to China warrants severe measures, including either divestment to an American firm or a complete shutdown. What renders China’s involvement ...

The post TikTok and the Control over the Means of Production in the Fourth Industrial Revolution appeared first on Berkeley Technology Law Journal.




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Berkeley Technology Law Journal Podcast: Will ChatGPT Tell Me How to Vote? Democracy & AI with Professor Bertrall Ross

[Meg O’Neill] 00:08 Hello and welcome to the Berkeley Technology Law Journal podcast. My name is Meg O’Neill and I am one of the editors of the podcast. Today we are excited to share with you a conversation between Berkeley Law LLM student Franco Dellafiori, and Professor Bertrall Ross. Professor ...

The post Berkeley Technology Law Journal Podcast: Will ChatGPT Tell Me How to Vote? Democracy & AI with Professor Bertrall Ross appeared first on Berkeley Technology Law Journal.




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International Journal of Ad Hoc and Ubiquitous Computing




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International Journal of Applied Decision Sciences




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Dimensions of anti-citizenship behaviours incidence in organisations: a meta-analysis

Research growth in organisational behaviour research, has increased the importance of paying attention to anti-citizenship behaviours. The current research with the aim of quantitative combination, has examined the results of research in effect of underlying factors of organisational anti-citizenship behaviours using meta-analysis method and CMA2 software and 55 articles during the time period of 2000-2020. The results showed a positive significant link between underlying factors of organisational anti-citizenship behaviours and occurrence of these behaviours and this influence was 0.389, 0.338, 0514 and 0.498 (structural, organisational, managerial, employment and professional and socio-economic and cultural factors). The level of connection found relating to each four occurrences is '68 links, 49 links, 93 links and 71 links'. Findings indicate that minute attention has been paid to organisational anti-citizenship behaviours, especially to job and professional factors in research works. Research should be conducted to control and manage these behaviours more purposefully in organisations.




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International Journal of Information and Decision Sciences




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International Journal of Healthcare Technology and Management




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Persona Non Grata? Determinants and Consequences of Social Distancing from Journalists Who Engage in Negative Coverage of Firm Leadership

We consider how social and psychological connections among CEOs explain the propensity for corporate leaders to distance themselves socially from journalists who engage in negative reporting about firm leadership at other companies, and we examine the consequences for the valence of journalists' subsequent coverage. Our theoretical framework suggests that journalists who have engaged in negative coverage of a firm's leadership and strategy are especially likely to experience distancing from other leaders who (i) have friendship ties to the firm's CEO, (ii) are demographically similar to the CEO on salient dimensions, or (iii) are socially identified with the CEO as a fellow member of the corporate elite. Our theory and findings ultimately suggest that, due to the multiple sources of social identification between CEOs, journalists who engage in negative coverage of firm leadership tend to experience social distancing from multiple CEOs, and such distancing has a powerful influence on the valence of journalists' subsequent reporting about firm leadership and strategy across all the firms that they cover. We also extend our theoretical framework to suggest how the effect of social distancing on the valence of journalists' coverage is moderated by the early and late stages of a journalist's career.




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COOPERATION VS COMPETITION: ALTERNATIVE GOAL STRUCTURES FOR MOTIVATING GROUPS IN A RESOURCE SCARCE ENVIRONMENT

There is a growing consensus that cooperative goal structures are more effective at motivating groups than competitive goal structures. However, such results are based largely on studies conducted in highly-controlled settings where participants were provided with the necessary resources to accomplish their assigned task. In an attempt to extend the boundary conditions of current theoretical predictions, we undertook a field experiment within a base-of-the-pyramid setting where resource scarcity is extremely high. Specifically, we collected data on 44 communities within rural Sri Lanka who were tasked with contributing a portion of their resources to the construction of a school building; 24 were assigned to a competition condition and 20 to a cooperation condition. The results of our field experiment, and subsequent follow-up interviews and focus groups, collectively suggest that competitive goal structures generally lead to higher levels of motivation within a resource scarce environment. However, our results also suggest that cooperative goal structures can be highly motivating when groups are unfamiliar with one another, as cooperating with unfamiliar groups can provide access to valuable and rare knowledge within such settings.




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FLOURISHING VIA WORKPLACE RELATIONSHIPS: MOVING BEYOND INSTRUMENTAL SUPPORT

In a series of qualitative and quantitative studies, we developed a model of the functions of positive work relationships, with an explicit focus on the role that these relationships play in employee flourishing. Stories that employees told about positive relationships at work revealed that relationships serve a broad range of functions, including the traditionally-studied functions of task assistance, career advancement, and emotional support, as well as less studied functions of personal growth, friendship, and the opportunity to give to others. Building on this taxonomy, we validated a scale - the Relationship Functions Inventory - and developed theory suggesting differential linkages between the relationship functions and outcomes indicative of employee flourishing. Results revealed unique associations between functions and outcomes, such that task assistance was most strongly associated with job satisfaction, giving to others was most strongly associated with meaningful work, friendship was most strongly associated with positive emotions at work, and personal growth was most strongly associated with life satisfaction. Our results suggest that work relationships play a key role in promoting employee flourishing, and that examining the differential effects of a taxonomy of relationship functions brings precision to our understand of how relationships impact individual flourishing.




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LINKING WORKPLACE PRACTICES TO COMMUNITY ENGAGEMENT: THE CASE FOR ENCOURAGING EMPLOYEE VOICE

We argue that employees who perceive that they are provided with a safe climate at work within which to voice their concerns and suggestions about work-related issues or problems will not only be more engaged employees but will also be likely to be more engaged and involved members of their communities. By focusing on the importance of employee voice opportunities, in work organizations, we seek to build our understanding of how to create "positive" organizations that contribute to the building of human potential, both inside the organizational setting and outside in our communities and societies. We also consider how employee voice opportunities in for-profit organizations may be influenced by the law and prevailing attitudes about corporate governance.




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THE OPERATIONAL AND SIGNALING BENEFITS OF VOLUNTARY LABOR CODE ADOPTION: RECONCEPTUALIZING THE SCOPE OF HUMAN RESOURCE MANAGEMENT IN EMERGING ECONOMIES

Labor codes have been voluntarily adopted and used by manufacturers in emerging economies for the past two decades, as a means of ensuring minimally acceptable or core labor standards for workers. However, far too little is known of the potential benefits from the voluntary adoption of labor codes to the manufacturer, and prior human resource management research has been virtually silent on the business implications of their use for emerging economy manufacturers participating in global supply chains. Drawing on previous work across multiple disciplines and proposing a framework that extends human resource management theory more explicitly and rigorously to the context of emerging economy manufacturing, I theorize and demonstrate that the voluntary adoption of a labor code may constitute an effective human resource investment in emerging economies in improving establishment-level employee outcomes and operational and financial performance. The hypotheses are tested using longitudinal data on a sample of apparel manufacturing plants in Sri Lanka. Implications of this study include providing insight into how to expand the scope and relevance of human resource management theory to better understand research and practice in emerging economies.




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Competition, regulatory policy, and firms' resource investments: The case of renewable energy technologies

We study the interplay between regulatory mandates and competition on a focal firm's new resource investments. While prior literature has separately pointed to the influence of competition and regulatory policy on a focal firm's resource decisions, less is known about how the policy effect interacts with the competitive effect. Studying how regulatory mandates moderate the effect of competition on a focal firm's new resource investments, we show that resource redeployment is not simply a function of internal firm decisions but a response to external forces. We find that regulatory mandates dampen the effect of competitors' new resource investments on a focal firm's new resource investments. Distinguishing between different clean technology types, we show that this dampening effect is the stronger, the more distant the new resource is from incumbents' old resource base, and the more established the mandate is. We test our hypotheses in the context of renewable energy investments in waste-to-energy, wind, and solar in the U.S. electricity industry. Our data comprises 1542 utilities and private energy firms and their renewable investments from 1999 to 2010.




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The heart and the chip: our bright future with robots

The heart and the chip: our bright future with robots, by Daniela Rus and Gregory Mone, is an insightful exploration of the future of robotics and artificial intelligence (AI), focusing on how these technologies will transform every aspect of our lives. Rus, a




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Free and open source software and other market failures from Communications of the ACM

Understanding the free and open-source software (FOSS) movement has, since its beginning, implied crossing many disciplinary boundaries. This article describes FOSS’s history, explaining its undeniable success throughout the 1990s, and why the




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Accused thought about murdering housemate - court

Dylan Thomas, 24, admits the manslaughter of William Bush on Christmas Eve but denies murder.




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Four inexperienced England players 'auditioning' for Tuchel

BBC Sport takes a look at the players interim boss Lee Carsley has fast-tracked into the England squad for the upcoming Nations League matches.




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Williams out as Wales change four for Australia

Wales scrum-half Tomos Williams is ruled out of the Autumn Nations Series match against Australia on Sunday.




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Sara Sharif’s father tells court he takes 'full responsibility' for her death

Under cross-examination on Wednesday, Urfan Sharif unexpectedly said: “She died because of me.”




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The Four Federal Gun Control Efforts Trump Should Dismantle on Day One

Trump, should immediately remove Dettelbach from office, fire every ATF employee and disband the entire rouge department. @ATFHQ




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How to order your medications from home?

For a comprehensive guide on how to order your medications from home through the various institutions, you may click the link below.

Guide on how to order your medications from home

Mandarin Version

Acknowledgements:

PSS Public Education Chapter;

Victoria Chor Jia Min




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PSS Aseptic Compounding course Level 1: Good compounding practices (4th Run)




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“Learning from Our Allied Health” series: Physiotherapist Physiotherapy to complement management in cardiac rehabilitation




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Kickstart your ‘work smart, drink smart’ routine

WITH working from home being the new norm, the hours tend to blur and we often find ourselves looking for a pick-me-up to get through the day.

Now, working responsibly while enjoying a cold one is made possible with Heineken 0.0 – a beer minus the guilt and the alcohol.

In line with the brand’s advocacy of responsible consumption, Heineken is giving away 10,000 Heineken 0.0 four-can packs to refresh your next long day of work.

To kick-start a “work smart, drink smart” routine, simply sign up at www.heineken00drinksmart.com.

As you drag the Heineken 0.0 can into the calendar within the site, a redemption form will pop up and a free four-can Heineken pack 0.0 will be making its way to your doorstep.

“Our days are often filled with back-to-back meetings and long checklists to complete,” said Heineken Malaysia Bhd marketing director Pablo Chabot.

“There are times we cannot even pause to take a break.

“We hear you, hence we are giving away 10,000 free four-can packs of Heineken 0.0 for you to enjoy while you work.

“Gone are the days where you cannot have a beer while working, when you can now work smart and drink smart with Heineken 0.0,” he added.

The free four-can packs are available on a first come, first served basis and subject to eligibility.

Only one redemption per person is allowed, while stocks last.

Those who miss out on this giveaway can purchase the packs via the Drinkies app (available on both iOS and Android) or www.drinkies.my.

For more information, visit www.heineken00drinksmart.com.

(Heineken 0.0 and all promotions and giveaways are for non-Muslims aged 21 and above only.)




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Stop all forms of sexism or racism in our country

OUR nation’s foundation is built on multiculturalism, which sets Malaysia apart from other countries in the world. We stand out because we have demonstrated to the world how people of all races, religions and cultures can live together in harmony.

There is no place for racism or sexism in this beautiful nation of ours, and all forms to spread any of these must be rejected.

However, two recent allegations highlighted by the National Union of Bank Employees (NUBE) are deeply disturbing and pose a threat to the values our proud nation has fought for – that all Malaysians are equal.

It disturbs me that in this day and age, there are still those who resort to racism and sink so low as to call a fellow worker “black”.

It is demeaning to label a person as “black” just because of the person’s skin colour, and such a horrid act should not go unpunished.

As a fellow Malaysian, regardless of religion, I am appalled by such an act and call upon our unity minister to look into this matter and put an end to such practices.

It is our unity that has brought us this far, and now it is time to weed out those who still practise racism and eliminate this culture.

Another reported incident recently highlighted by NUBE involved a woman who was allegedly sexually harassed and bullied, only to be abruptly dismissed a day before Deepavali.

The bank’s excuse that she was dismissed for failing to attend an internal inquiry is utterly pathetic.

Instead, the bank should have offered the victim support and counselling after she endured years of sexual harassment.

According to reports, it is alleged that the perpetrator demanded she sleep with him and even sent her lewd pictures of himself.

Is the bank condoning sexual discrimination? The minister responsible must take immediate action to put an end to such harassment.

Sexual harassment cases must not go unchecked, as they remain a significant issue for many. According to the All Women’s Action Society, such cases are on the rise.

If these cases are reported but go unpunished, it will embolden more perpetrators to become increasingly daring in victimising women.

The two alleged incidents are deeply shocking and should be unequivocally condemned by our society. The relevant ministers and authorities must not turn a blind eye to this issue and must take immediate action to put an end to such practices.

Sarah Ibrahim Daud

Shah Alam




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German parliament to hold confidence vote on Dec. 16, source says

BERLIN: German Chancellor Olaf Scholz will hold a vote of confidence in parliament on Dec. 16, a source told Reuters on Tuesday, a move that would pave the way for snap elections following the collapse of his three-way governing coalition.

More to follow




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Four things companies need to know about protecting employees during times of crisis

Published on behalf of SAP Concur. Are companies relieved of their duty to care for the wellbeing of their employees during this lockdown period? Angelique Montalto, Regional Sales Director at SAP Concur, clarified the situation: “Organisations owe it to their employees...




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Brexit – sources of information

Please note: a regularly updated version of this posting is now on the main website at http://www.rba.co.uk/sources/brexit.htm  Those of us living and working in the UK are constantly bombarded with news and information of varying quality on Brexit. I regularly run workshops on sources of business information and,  inevitably, these now include a section on … Continue reading Brexit – sources of information




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Desktop Slideshow Customization: How To Keep Your Backgrounds Fresh

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ICYMI: VMware Workstation Pro and Fusion Pro Are Now Yours for Free

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Your Phone May Have Emergency Satellite Connectivity Built In and It Could Be a Lifesaver During Major Storms

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Geeks, Your Opinion is Valuable – You Might as Well Get Paid for It With Surveys!

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Where To Take Free Online Courses

If you’re interested in learning a new skill, hoping to get a raise at work or considering a career change, taking a free online course could help you get closer to your goal.  In this article, we’re going to take a look at 23 online resources where you can find educational videos and university-level courses […]

The post Where To Take Free Online Courses appeared first on Clark Howard.




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Should You Allow Your Auto Insurance To Monitor Your Driving?

The number of drivers who let their insurance monitor their driving has more than doubled in less than a decade! While many drivers were once skeptical of the practice, the benefits are becoming more and more appealing as people make the switch to usage-based insurance. And as car insurance rates continue to climb, even more […]

The post Should You Allow Your Auto Insurance To Monitor Your Driving? appeared first on Clark Howard.




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Why You Need To Re-Shop Your Car Insurance Right Now

There’s a high chance your car insurance has gone up recently. If not, the bad news is it might increase at your next renewal. But there’s good news, too. You don’t have to simply accept an auto insurance increase! Take money expert Clark Howard’s advice to save. He says: “This year coming up in ‘25 […]

The post Why You Need To Re-Shop Your Car Insurance Right Now appeared first on Clark Howard.






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Do Not Give Your Social Security Number at These Places

When should you give your Social Security number and when should you not? Giving out your Social Security number is something you shouldn’t do unless you know it’s absolutely, positively required for what you’re doing. Companies and institutions ask for our Social Security numbers all the time. Unfortunately, they do a mediocre-to-terrible job of securing […]

The post Do Not Give Your Social Security Number at These Places appeared first on Clark Howard.