rest Longleaf forests get the help they need By www.mnn.com Published On :: Fri, 10 Apr 2020 20:52:21 +0000 Enviva and The Longleaf Alliance announce a partnership to protect and restore one of the most biodiverse ecosystems in North America. Full Article Sustainable Business Practices
rest Coral reef fish are now moving into temperate kelp forests, with dire consequences By www.mnn.com Published On :: Thu, 21 Nov 2019 20:34:01 +0000 Climate change is forcing tropical fish to migrate, and they threaten to mow down their new terrain. Full Article Wilderness & Resources
rest 'America's Forests' speaks for the trees By www.mnn.com Published On :: Tue, 17 Dec 2019 14:24:51 +0000 'America's Forest' with host Chuck Leavell of The Rolling Stones explains how forests can help climate change, the economy and so much more. Full Article Wilderness & Resources
rest World's oldest fossil forest discovered in New York By www.mnn.com Published On :: Mon, 23 Dec 2019 13:30:55 +0000 Researchers are exploring 386-million-year old fossilized tree roots in the Catskills region of New York. Full Article Wilderness & Resources
rest Massive reforestation might be the moonshot we need to slow down climate change By www.mnn.com Published On :: Tue, 13 Aug 2019 15:04:43 +0000 Two new studies map out the potential revival of Earth's lost forests. Full Article Wilderness & Resources
rest 7 interesting facts about Lucy the ancient ape By www.mnn.com Published On :: Thu, 29 Aug 2019 15:29:48 +0000 Lucy's 3 million-year-old bones were found in 1974, but they're still yielding new clues about human evolution. Full Article Animals
rest 21 reasons why forests are important By www.mnn.com Published On :: Mon, 16 Sep 2019 13:57:53 +0000 In case you're missing the forest for the trees, here are a few reminders why woodlands are wonderful. Full Article Wilderness & Resources
rest Why is the Tongass National Forest so important? By www.mnn.com Published On :: Mon, 21 Oct 2019 12:26:40 +0000 Known as the 'crown jewel' of U.S. national forests, this ancient ecosystem is at a crossroads. Full Article Wilderness & Resources
rest 9 interesting facts about the Nile River By www.mnn.com Published On :: Mon, 27 Jan 2020 13:28:42 +0000 Even after nurturing and enchanting humans for thousands of years, this iconic river is still full of surprises. Full Article Wilderness & Resources
rest The world's largest privately owned giant sequoia forest is now protected By www.mnn.com Published On :: Fri, 28 Feb 2020 21:42:31 +0000 Alder Creek is home to hundreds of giant sequoias, from seedlings to millennia-old Methuselahs. Full Article Wilderness & Resources
rest 'Alice's Restaurant': It's a Thanksgiving music tradition By www.mnn.com Published On :: Mon, 25 Nov 2019 21:37:39 +0000 There's not a lot of Thanksgiving music out there, but there's one song that's a can't miss while cooking Thanksgiving dinner. Full Article Healthy Eating
rest Freedom Services loses 30 staff amid restructure By www.insuranceage.co.uk Published On :: Wed, 25 Mar 2020 12:37:20 +0000 However, its MGA Pukka is now live with fresh capacity following Gefion exit. Full Article
rest Axa XL reveals global restructure By www.insuranceage.co.uk Published On :: Tue, 21 Apr 2020 14:46:07 +0100 Provider to create a single global insurance underwriting function and form three geographical business units across the Americas, Eurasia and the UK & Lloyd’s market. Full Article
rest FCA set to take a keen interest in vulnerable customers By www.insuranceage.co.uk Published On :: Thu, 07 May 2020 10:46:17 +0100 Insurance Cares: Report by Consumer Intelligence and Sicsic Advisory shows number of people in the vulnerable customer category has hit 13m. Full Article
rest Shop Around for the Best Mortgage Interest Rate By www.articlegeek.com Published On :: If you are currently on the market for a new home, or you are looking to refinance your current mortgage, one of the most important things to you when shopping around for a home loan will be the mortgage interest rate. Full Article
rest Free Reprint Articles That Will Interest Publishers - 4 Tips By www.articlegeek.com Published On :: Have you been writing and submitting your free reprint articles for quite sometime now? If so, how is your reprint rate doing? Is it doing well or is it a bit below 50%? Are webmasters approving your articles? Full Article
rest Maintaining profitability important in big banks’ interest rate cut decisions By www.accc.gov.au Published On :: Mon, 27 Apr 2020 13:24:00 +1000 27 April 2020Maintaining profits was a major consideration for the big four banks as they weighed whether to reduce mortgage rates in line with Reserve Bank of Australia cash rate cuts during 2019, the ACCC has found. The ACCC’s Home Loan Price Inquiry interim report, released today, shows that the big four banks considered various factors as they decided whether to pass on the RBA’s June, July and October 2019 rate cuts. But recovering profits was central to their decisions to not always fully pass through the lower rates to mortgage customers. “The banks were attempting to shore up their profitability during a period of low interest rates,” ACCC Chair Rod Sims said. “It was their strong preference, after the RBA’s cuts, not to further reduce the rates customers were earning on some deposit products as they approached zero per cent.” “The banks’ reluctance to cut these deposit rates led them to anticipate lower profits, which they aimed to recover by not always fully passing through cash rate cuts to their mortgage customers,” Mr Sims said. The ACCC’s analysis also found that the big four banks benefitted from a sustained decrease in their funding costs during much of 2019. While headline rates for owner-occupier home loans with principal and interest repayments fell overall during 2018 and 2019, the banks’ funding costs fell even more over the same period. “We recognise that much has changed in the economic and funding environment since last year. The COVID-19 pandemic has shifted priorities and the banks are playing an important role in supporting the economy,” Mr Sims said. “However, the inquiry findings shed an important light on bank decision making and raise questions about whether the banks could, at the time, have passed on a higher proportion of those RBA cash rate cuts to their mortgage customers.” The ACCC’s Home Loan Price Inquiry interim report also shows that although average interest rates charged by the big four banks on home loans fell during 2019, a lack of price transparency and higher interest rates for existing loans continued to cost customers. The interim report examines home loan prices charged by the big four banks between 1 January 2019 and 31 October 2019. It found that home loan pricing practices continue to make it difficult for consumers to compare different mortgage products. Headline rates did not accurately reflect the price most big four bank customers actually paid for their home loans, because the overwhelming majority of customers received discounts, including opaque discretionary discounts. “Given the economic disruption, uncertainty and job losses stemming from the COVID-19 pandemic, many consumers may not be inclined to shop around and ask for discounts from their banks right now,” Mr Sims said. “However, our analysis shows how that even a small further reduction in interest rates could potentially save thousands of dollars over the life of a mortgage. Consumers should consider this carefully when it is time to re-engage with their lender.” For example, a customer with an average-sized new, owner-occupier, principal and interest mortgage of $386,000 could save about $5000 on interest payments in the first year if they went from having no discount to receiving the big four banks’ average discount of 128 basis points. At the end of September, customers with new owner-occupier loans with principal and interest repayments were paying, on average, 26 basis points less than customers with existing loans. The difference was usually even more significant for customers with older loans. The ACCC’s final report, scheduled for release later this year, will consider barriers to consumers switching to alternative home loan suppliers. Further information at Home loan price inquiry Background On 14 October 2019, the Treasurer, the Hon. Josh Frydenberg MP, issued a direction to the ACCC to conduct an inquiry into the market for the supply of home loans. The specific matters the ACCC was directed to take into account included: prices charged for home loans since 1 January 2019, including: the difference between advertised interest rates and interest rates paid by customers the difference between interest rates paid by new and existing customers home loan suppliers’ pricing decisions following changes in the RBA’s target for the cash rate, including the extent to which changes were due to suppliers’ cost of funds and the timing of the suppliers’ announcements impediments to consumers refinancing to alternative home loan suppliers. The interim report focuses on the first issue regarding the prices charged for home loans between 1 January 2019 and 31 October 2019 by the big four banks, which account for close to 80 per cent (by value) of home loans held by authorised deposit-taking institutions in Australia. The final report will consider the second issue, impediments to consumer switching. The big four banks are Australia and New Zealand Banking Group, Commonwealth Bank of Australia, National Australia Bank, and Westpac Banking Corporation. In preparing the interim report, the ACCC used its compulsory information gathering powers to obtain information and documents from the big four banks, and supplemented its analysis with data supplied by the RBA and the Australian Prudential Regulation Authority. The findings in the report reinforce and build on those in the ACCC’s earlier Residential Mortgage Price Inquiry. Release number: 84/20ACCC Infocentre: Use this form to make a general enquiry. Media enquiries: Media team - 1300 138 917 Audience Consumers Topics Banking & finance Full Article
rest Supermarkets, Restaurants, and Museums, Oh My! By rssnewsfeed.net Published On :: Fri, 28 Feb 2014 07:31:58 +0000 See this Twitter For more information, read this website. See this link for more. Keywords: Rochester coupon site, Deal of the day, Jobs in rochester ny, Jobs in rochester ny, Groupon rochester, Rochester coupons. The post Supermarkets, Restaurants, and Museums, Oh My! appeared first on RSS News Feed. Full Article Rochester
rest In-Office Teeth Whitening Restores a Healthy Smile By rssnewsfeed.net Published On :: Fri, 24 Oct 2014 07:14:27 +0000 More Twitter Continue reading here. More like this article. Keywords: Affordable dentist, Find dentist by zip code, Invisalign costs.invisalign cost estimate, Local dentist, A smile is the best cosmetic, Teeth whitening jacksonville. The post In-Office Teeth Whitening Restores a Healthy Smile appeared first on RSS News Feed. Full Article Dental
rest Using Buttons and Badges to Increase Customer Service and Business at a Restaurant By www.articlegeek.com Published On :: In the food-service industry, advertising is critical. There are many ways to use buttons and badges in this industry. When the advertising budget is tight, a button maker will expand those precious dollars. Full Article
rest Are You Interested In Playing Poker? By www.articlegeek.com Published On :: Do you like poker? Do you want to win big? Learn about it here. Full Article
rest Interesting characters have made interesting bets over the years By www.articlegeek.com Published On :: Interesting characters have made interesting bets over the years. Were they risking it all, or was there method in their maneuvers? Full Article
rest best interest only mortgages By www.twostudsandahammer.com Published On :: Fri, 18 Oct 2019 09:43:10 +0000 Contents Homebuying experience easier. People chase Interest rates. pay Earning high income The main advantage of paying a mortgage on an interest-only basis is that your monthly payments will be much cheaper. Let’s say you borrow 200,000 on an interest-only basis, over 25 years, at an interest rate of 3%.… Full Article Home Loans Grand Prairie
rest Five Stand-Out Bars and Restaurants By rssnewsfeed.net Published On :: Thu, 06 Nov 2014 06:37:12 +0000 Great site Twitter Find out more here. For more information, read this website. Keywords: Restaurant designer, Modern hotel design, Restaurant interior designers, Sokyo design, Luxury hotel design, Restaurant interior design sydney. The post Five Stand-Out Bars and Restaurants appeared first on RSS News Feed. Full Article Business
rest Sister Mable Stoss has been Inducted into the Prestigious Marquis Who's Who Biographical Registry By www.24-7pressrelease.com Published On :: Fri, 18 Oct 2019 07:00:00 GMT A loving member of her city, Sister Stoss believes we must contribute positivity to the world Full Article
rest Joseph Paul Delaney has been Inducted into the Prestigious Marquis Who's Who Biographical Registry By www.24-7pressrelease.com Published On :: Tue, 29 Oct 2019 07:00:00 GMT Mr. Delaney has excelled as a business and civic leader for more than 40 years Full Article
rest Albert C. Corhan has been Inducted into the Prestigious Marquis Who's Who Biographical Registry By www.24-7pressrelease.com Published On :: Tue, 05 Nov 2019 07:00:00 GMT Mr. Corhan is a distinguished administrator and alumnus of Adelphi Academy of Brooklyn Full Article
rest Donald Royston has been Inducted into the Prestigious Marquis Who's Who Biographical Registry By www.24-7pressrelease.com Published On :: Thu, 14 Nov 2019 07:00:00 GMT Mr. Royston accepted a Citation for Community Service from Governor William Donald Shaeffer of Maryland Full Article
rest The First-ever Big Cycle Event in The Most Poorest Country in South Asia, Bangladesh Has Just Started Accepting Entries By www.24-7pressrelease.com Published On :: Thu, 11 Sep 2014 07:00:00 GMT A bicycle journey for 200 km through Bangladesh for 3 days with 100 cyclists from the world contributing to its social development and also participants are to obtain a very unique experience. Full Article
rest Thomas Serwatka, PhD, has been Inducted into the Prestigious Marquis Who's Who Biographical Registry By www.24-7pressrelease.com Published On :: Mon, 04 Nov 2019 07:00:00 GMT A respected voice in his community, Dr. Serwatka's career fights for the equality of many Full Article
rest Michael Repp has been Inducted into the Prestigious Marquis Who's Who Biographical Registry By www.24-7pressrelease.com Published On :: Mon, 27 Jan 2020 07:00:00 GMT Mr. Repp has dedicated his career to Utah LGBTQ+ advocacy and equality through THE SUNTRAPP Full Article
rest Jackie Hamilton has been Inducted into the Prestigious Marquis Who's Who Biographical Registry By www.24-7pressrelease.com Published On :: Wed, 25 Sep 2019 07:00:00 GMT Ms. Hamilton opened Hamilton House Child and Family Safety Center in 2011 to provide a safe space for children and families amidst police investigations Full Article
rest Judge Wayne E. Grannis has been Inducted into the Prestigious Marquis Who's Who Biographical Registry By www.24-7pressrelease.com Published On :: Tue, 03 Dec 2019 07:00:00 GMT Judge Grannis helped to create LEAPS, also known as the Legal Education for Parents and Students Program Full Article
rest Laura Hope Whitaker has been Inducted into the Prestigious Marquis Who's Who Biographical Registry By www.24-7pressrelease.com Published On :: Thu, 14 Nov 2019 07:00:00 GMT Mrs. Whitaker assumed her role as executive director of Extra Special People when she was just 19 years old Full Article
rest Nick E. Silverio has been Inducted into the Prestigious Marquis Who's Who Biographical Registry By www.24-7pressrelease.com Published On :: Tue, 29 Oct 2019 07:00:00 GMT Mr. Silverio was profiled in the Heroes Among Us by People Magazine Full Article
rest Marina Narvarte has been Inducted into the Prestigious Marquis Who's Who Biographical Registry By www.24-7pressrelease.com Published On :: Sat, 09 Nov 2019 07:00:00 GMT Ms. Narvarte has maintained her involvement as the director of membership development for the Lodi Chamber of Commerce Full Article
rest Ohki Simine Forest Announces Website Renewal By www.24-7pressrelease.com Published On :: Wed, 25 Dec 2013 07:00:00 GMT Esteemed spiritual teacher's new website features indigenous shamanic teachings from the Red Lodge. Full Article
rest Native Spiritual Teacher Ohki S. Forest to Speak in West Concord, MA By www.24-7pressrelease.com Published On :: Thu, 17 Apr 2014 07:00:00 GMT Native Spiritual Teacher, Ohki S. Forest, in West Concord, MA, on May 14, Presents an evening of teachings and a full moon lodge - Wisdom Owl for Global Awakening: the 7 Mirrors of Western Culture Full Article
rest Sioux Tribe Member Establishes Nonprofit to Benefit the Poorest Reservation in the Nation By www.24-7pressrelease.com Published On :: Fri, 16 Jan 2015 07:00:00 GMT True Sioux Hope Foundation to Facilitate Unprecedented, Permanent, Positive Change for the Sioux Tribe in South Dakota by Providing Much-Needed Funding for Education and Infrastructure Full Article
rest Gary Robinson has been Inducted into the Prestigious Marquis Who's Who Biographical Registry By www.24-7pressrelease.com Published On :: Thu, 24 Oct 2019 07:00:00 GMT Mr. Robinson is a published author and producer/director of more than 100 video and television programs Full Article
rest Great Tibet Tour Clarify Fake News About Everest By www.24-7pressrelease.com Published On :: Sat, 23 Feb 2019 07:00:00 GMT Tourists are stopped from visiting Everest Base Camp? Not true. You can go to the new Everest Base Camp. Full Article
rest Traditional, Glatt Kosher For Passover Seder 2019 at Talia's Steakhouse, New York | Manhattan Kosher Restaurants NYC By www.24-7pressrelease.com Published On :: Mon, 15 Apr 2019 07:00:00 GMT Searching for Passover Glatt Kosher Restaurants in Manhattan, New York? For over 16 years, Talia's Steakhouse has been offering prepaid Glatt Kosher lunch and dinner Seders during Passover (Pesach), Yom Tov and Shabbat. Full Article
rest Recreation Restoration Foundation is Funding Camps for Local Youths to GO PLAY By www.24-7pressrelease.com Published On :: Fri, 15 Sep 2017 07:00:00 GMT A local charity sees this rising epidemic of inactivity and does its' part to increase awareness through events, camps, and playground restorations. Full Article
rest Mike Moran has been Inducted into the Prestigious Marquis Who's Who Biographical Registry By www.24-7pressrelease.com Published On :: Fri, 13 Sep 2019 07:00:00 GMT Mr. Moran was presented with the General Douglas MacArthur Award by the United States Olympic Committee Full Article
rest Jennifer L. Mallard has been Inducted into the Prestigious Marquis Who's Who Biographical Registry By www.24-7pressrelease.com Published On :: Tue, 08 Oct 2019 07:00:00 GMT Ms. Mallard was honored as the Teacher of the Year by Winter Springs High School in 2019 Full Article
rest Reverend Jerome R. Milton has been Inducted into the Prestigious Marquis Who's Who Biographical Registry By www.24-7pressrelease.com Published On :: Thu, 17 Oct 2019 07:00:00 GMT The Rev. Milton was eponymously honored with the Reverend Jerome R. Milton Track: Home of Champions Full Article
rest Michael E. Poploskie has been Inducted into the Prestigious Marquis Who's Who Biographical Registry By www.24-7pressrelease.com Published On :: Tue, 05 Nov 2019 07:00:00 GMT Mr. Poploskie was recognized as the 2018 Pennsylvania State Athletic Director of the Year for the Philadelphia region Full Article
rest Jim DeJoy has been Inducted into the Prestigious Marquis Who's Who Biographical Registry By www.24-7pressrelease.com Published On :: Mon, 16 Dec 2019 07:00:00 GMT A respected physical education teacher, Mr. DeJoy also teaches his students how to give back Full Article
rest Maureen Mattson has been Inducted into the Prestigious Marquis Who's Who Biographical Registry By www.24-7pressrelease.com Published On :: Tue, 24 Dec 2019 07:00:00 GMT Ms. Mattson implements decades of experience in physical education and athletic coaching to her present posts Full Article
rest Shawn Kinkelaar has been Inducted into the Prestigious Marquis Who's Who Biographical Registry By www.24-7pressrelease.com Published On :: Fri, 24 Jan 2020 07:00:00 GMT Mr. Kinkelaar was celebrated as the National Handler of the Year in 2019 Full Article
