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Four Reasons You Should Not Use Your 401k to Pay Off Your Credit Card

Q:  We have $30,000 in credit card debt and it seems it will take forever to get it paid off.  Should I use money from my 401(k) to pay off that debt?  I am 35 years old. A:  I realize when you see that money sitting in your 401(k), that there is a temptation to tap into it so you can make that credit card debt disappear.  I also realize that it seems to take forever to make progress on your credit cards, especially if all you are paying is the minimum payment.  But using your 401k money to pay...




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God's Principles for Stewardship in Life

Chuck Bentley is CEO of Crown Financial Ministries, the largest Christian financial ministry in the world, founded by the late Larry Burkett. He is the host of a daily radio broadcast, My MoneyLife, featured on more than 1,000 Christian Music and Talk stations in the U.S., and author of his most recent book, Money Problems, Marriage Solutions. I recently spoke with Chuck about his advice for managing our money during difficult financial times. Why is it important to follow God's principles for...




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Searching for Order in the Universe

When things don't go the way they're supposed to — viruses, star systems, presidents, even fish — we're often desperate to explain the chaos. In this episode, we search for order in the universe.

Original Air Date: August 08, 2020

Guests: 

Patrik Svensson — Lulu Miller — Alexander Boxer — Margaret Wertheim — S. James Gates Jr.

Interviews In This Hour: 

The Weird World Of Eels — We Call Them Fish. Evolution Says They're Something Else. — The Original Algorithm Was Written In The Stars — Seeing The World With A Mathematician's Eyes

Further Reading:

Nautilus: Eels Don’t Have Sex Until the Last Year of Their LifeNYAS: The Mystery of Our Mathematical Universe




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The Weird, Wild World of Mushrooms

We owe our past and future existence on Earth to fungi. Some can heal you, some can kill you, and some can change you forever. And the people who love them are convinced that mushrooms explain the world.

Original Air Date: June 08, 2019

Guests:

Lawrence MillmanPaul StametsEugenia BoneMichael PollanDennis McKennaRobin Carhart-Harris

Interviews In This Hour:

Humanity? It All Started With The Raven and Fungus ManThe Soil-Cleaning, Insect-Warding, Smallpox-Curing Power of MushroomsFrom Candy Caps To Morels: Notes From A Mushroom Hunter's CookbookJohn Cage, Vaclav Halek and the Marvels of Mushroom Music Did Magic Mushrooms Shape Human Consciousness?'Fantastic Fungi' And How To Film Them




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Searching for Order in the Universe

When things don't go the way they're supposed to — viruses, star systems, presidents, even fish — we're often desperate to explain the chaos. In this episode, we search for order in the universe.

Original Air Date: August 08, 2020

Guests:

Patrik Svensson — Lulu Miller — Alexander Boxer — Margaret Wertheim — S. James Gates Jr.

Interviews In This Hour:

The Weird World Of Eels — We Call Them Fish. Evolution Says They're Something Else. — The Original Algorithm Was Written In The Stars — Seeing The World With A Mathematician's Eyes

Further Reading:

Nautilus: Eels Don’t Have Sex Until the Last Year of Their LifeNYAS: The Mystery of Our Mathematical Universe

Never want to miss an episode? Subscribe to the podcast.

Want to hear more from us, including extended interviews and favorites from the archive? Subscribe to our newsletter.




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Leadership Rooted in Stewardship

Years ago, the mayor of my city appointed me as a government official. The weight and the joy of serving at this level were astonishing. It was weighty because my input could affect many lives. I found joy in this role because of my passion, ability to lead, personal experiences, academic training, love for people, and desire to honor God through my service. As a government-appointed official, my responsibility was to steward my role and the people I represented well. I often prayed for wisdom...




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Gordon Robertson's Response to the 2024 Election

Today, I felt compelled to reach out to you all with a message of unity and hope, inspired by Daniel 7:27 (NKJV)— Then the kingdom and dominion, and the greatness of the kingdoms under the whole heaven, shall be given to the people, the saints of the Most High. In a world often divided by political differences, I believe we can find common ground in our shared humanity and our collective aspiration for a better world. Regardless of our individual faiths or beliefs, we all seek peace,...




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Metal Lath: Yesterday, Today and Tomorrow

The wall and ceiling industry’s past and present, show it will have a successful future.




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Proper Order

There is a correct way to go about a construction project, and not doing so can have consequences.




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SPFA Excellence Awards To Be Announced at SprayFoam 2022 Convention & Expo

Winners will be announced at the official awards ceremony to be held Wednesday, March 2nd at 1:00pm onsite at the convention in San Antonio, Texas. 




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NIE Awards – Reminder to Start Thinking Submissions

The NIE Awards submission process will be open from approximately late Aug. through Nov. 28, 2022. 




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Fair Labor Standards Act Proposed Rule Change

The Fair Labor Standards Act was passed more than 80 years ago, and since then, the United States Department of Labor has struggled to define the term “independent contractor.” 




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How to Use Credit Cards to Optimize Construction Spending in the Field

Are credit cards the right path for subcontractors to buy materials for a project? Here’s a breakdown.




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FCIA Board of Directors Meets

FCIA’s Board of Directors met in Portland, Maine, and looked ahead to the future of the association and industry. The board, comprised of specialty firestop installation contractors from around North America, approached the discussions with one common goal: having FCIA members be recognized as the industry experts in the field of passive fire and smoke protection systems.




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NFPA Seeks Comments About Comprehensive Battery Hazards Standard Development

Batteries are increasingly being used in a vast array of applications, from consumer products and micromobility devices, known as e-bikes and e-scooters, to electric vehicles and utility-grade energy storage systems. As use of these devices has grown, so too has the number of fire incidents associated with them.




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Adventures in Drywall<br>Is the Third World Just Around the Corner?

Before you hurt yourself jumping out of your Barcalounger so you can dial up the editor to launch complaints about this piece, a thread on the Walls and Ceilings bulletin board regarding "Box Marts" struck a nerve in yours truly and was the motivation behind this month's diatribe.




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Adventures in Drywall: Unions March Forward

I was fortunate enough to attend the Specialties of the Drywall Trade Instructor Seminar held from Oct. 30 to Nov. 3 at the IUPAT facility in Baltimore. It was obvious that a lot of planning went into setting up this building, with classrooms on the upper level and a lower level that is wide open, allowing plenty of room for the attendees to hone their skills on miles of drywall.




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Adventures in Drywall: Hard Facts, New Decisions

When times are good, people become complacent. Riding in gas guzzling land-yachts and dwelling in cavernous McMansions tends to dull the senses and lulls people into a false sense of security. The scale that was once used to measure the distance between wants and needs became dangerously off-kilter.




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Better Coordination on Construction Projects Can Improve a Contractor’s Profitability

Nearly all contractors in the U.S. and Canada (98 percent) have had projects with serious quality issues in the last three years, such as errors, omissions and rework, according to the latest study released by Dodge Construction Network.




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When a Manager Can’t Afford to Buy Out

The largest obstacle in executing a management buyout is finding the financial ability to pay for the business.




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RAiNA Unveils New Awards Celebrating Design and Technical Excellence in Rainscreens

The Rainscreen Association in North America announced the launch of the RAiNA Awards, an annual program celebrating outstanding achievements in rainscreen design, innovation and construction. The awards aim to recognize projects that exemplify the highest standards of excellence, technical performance, sustainability and aesthetic design in rainscreen systems across North America.




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RDH’s Graham Finch to Present at RAiNA Conference

The Rainscreen Association in North America announced that Graham Finch of RDH will be presenting on how and why rainscreen walls work or when they don’t at the RAiNA Conference in Chicago on Nov. 7.




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Developing an Industry Standard for Scrap Board Recycling

The Gypsum Association and its member companies are committed to sustainability, and now, our industry is embracing another opportunity to contribute to a greener world.




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Gypsum Board Uses in Different Applications

Improvements are constantly made to gypsum board and innovation still is at the forefront of the industry’s mind.




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Portland Cement Association Elects 2024 Board of Directors Chair and Vice Chair

The Portland Cement Association, which represents America’s cement manufacturers, announced new leadership for its Board of Directors after holding elections on Dec. 4 at its last meeting of 2023.




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PCA Presents Energy and Environment, Safety Innovation and Chairman’s Awards

The Portland Cement Association, representing America’s cement manufacturers, announced the winners of its Energy and Environment, Chairman’s Safety and Safety Innovation Awards at its 2024 Cement Fly-In in Washington, D.C.




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The Urgent Need to Cut the Energy Burden for Families

Insulation is one of the best ways to reduce home energy costs, with a national opportunity to save 15 to 45 percent on costs, according to ICF’s Insulation Opportunity Study. With the unprecedented heat making energy costs increasingly unaffordable for all Americans, but particularly low-income Americans, this cannot be overstated.




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Mitigate the Industry’s Labor Shortage With Forward-Thinking Construction Practices

Without question, the building and construction industry has been impacted by the COVID-19 outbreak. Approximately 1.1 million construction jobs were eliminated in the first two months of the pandemic prior to the industry’s designation as “essential.” While the industry has recouped nearly 80 percent of its workforce since then, companies will need to hire another 1 million workers over the next two years to meet the country’s insatiable demand for new home construction and improvement.




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SIPA Announces 20th Annual Building Excellence Award Winners

One of the most prominent offsite construction award programs, the Building Excellence Awards showcase the projects that best demonstrate the design flexibility, long-lasting energy performance and resiliency of SIPs.




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Structural Insulated Panel Association Names the 2023 Annual Building Excellence Award Winners

The Structural Insulated Panel Association announced the winners of its annual Building Excellence Awards, an off-site construction awards program that recognizes outstanding residential and commercial projects.




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Structural Insulated Panel Association Names 2024 Building Excellence Award Winners

A K-12 school in rural Alaska, a zero-energy-ready timber-frame home, low-income housing with a high-performance shell...the winners of this year’s Building Excellence Awards are a strong testament to the benefits of SIP construction.




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BlackStar SIPs Launches Affordable and Eco-Conscious Building Solutions

The BlackStar Companies, LLC announced the launch of a new business division called BlackStar SIPs. BlackStar SIPs is the company’s latest entry into sustainable, cost-efficient and high-performance construction solutions for residential, commercial and government clients.




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Westlake Royal Building Products Acquires Palight Trimboard from Palram Americas

Westlake Royal Building Products announced that it has acquired Palight Trimboard from its long-standing partner Palram Americas. Through the acquisition of Palight Trimboard product lines, Westlake Royal will expand its portfolio of brands offered under Westlake Royal Trim & Mouldings Solutions, which provides the finishing touch for the interior and exterior of a home.




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Westlake Royal Building Products Rebrands Palight Trimboard to Skytrim PVC Line

Westlake Royal Building Products, Inc. announced Sept. 7 that Palight Trimboard is now Skytrim, a sophisticated line of PVC trim options.




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Non-Rusting Trims for Hardcoat CI Walls

Save time with Plastic Components’ non-rusting continuous insulation trims. They improve job quality and deliver a better finish.




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Trowel Talk: Helmets To Hardhats

It is estimated that there are over 24 million U.S. Military Veterans. More than 2 million of them are under 35 years of age, and many of those are in need of good paying jobs.




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NWCB's 2014 Outstanding Project of the Year Awards

The Northwest Wall and Ceiling Bureau announced the winners of its annual Outstanding Project of the Year Awards.




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Architectural Profile of the Month: Andrea Baird

Andrea Baird is an Architect with Building Technology Consultants PC in Illinois.




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Introducing the FlexSpray Pro 18V – the Pro’s Choice for Cordless Excellence

Introducing the FlexSpray Pro 18V – the future of handheld sprayers from Titan. Built with JetForce Technology, this beast combines the power of airless and the control of HVLP into one versatile sprayer.




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Third Sector Podcast: Chris Sherwood on the RSPCA's growth, governance and coalitions for change

Lucinda and Emily are joined by the outgoing chief of the RSPCA




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Entries open for the Business Charity Awards 2025

The early-bird awards entry deadline is 9 January




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MCA Announces 2024 Design Awards Winners

The Metal Construction Association announced the 2024 MCA Design Awards winners. The MCA Design Awards are among the most prestigious awards in the metal construction industry and recognize member-companies involved in the construction of outstanding building projects that use metal in significant and innovative ways.




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ATAS Products Contribute to Five National Award-Winning Projects

Five projects on which ATAS International products were installed have been selected as winners of the 2024 Metal Construction Association Design Awards. The MCA Design Awards are among the most prestigious awards in the metal construction industry and recognize member-companies involved in the construction of outstanding building projects that use metal in significant and innovative ways.




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FWCCA Receives Record Attendance

Why should someone join the Florida Wall & Ceiling Contractors Association? We spoke to members of the association at its 2024 show in Orlando, Florida, to ask them why they joined. There were many different responses, from networking to education to seeing the industry’s newest products.




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Walls & Ceilings Leadership Award

Walls & Ceilings names the second winner of its annual Leadership Award.




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S-4200 Panels – Perfect for Recording Studios and More

With their impressive blend of sound absorption and sound diffusion, S-4200 Panels from Sound Seal are perfect for recording studios, auditoriums, performance halls and more. Get to know more about them by visiting Sound Seal’s website and reviewing available materials.




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Just one more day to get reduced-cost entry to Business Charity Awards

The deadline for early-bird entries is 11.59pm on 6 February




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Entries now open for Third Sector Awards 2020

The deadline for the early-bird price is 14 May, with a final deadline of 4 June




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Coronavirus updates: Third Sector live blog

Keep up to date with all the latest coronavirus-related news affecting the charity sector. Please refresh for the latest updates




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Race equality charities launch project to co-ordinate sector-wide riot response

A series of webinars will confront the root causes of the racist riots that took place over the summer