intern International Unicorn Day -- April 9, 2020 By sarahbethdurst.blogspot.com Published On :: Wed, 08 Apr 2020 16:57:00 +0000 This Thursday (4/9), eighteen authors (including yours truly!) will be doing live readings to celebrate International Unicorn Day!!! At 10:30am ET, I'll be on Facebook Live on my author page here: https://www.facebook.com/sarahbethdurst And I may be wearing a unicorn onesie... Hope you'll join me! And feel free to invite along any unicorns who want to listen too! I'll be reading from my kids book, THE GIRL WHO COULD NOT DREAM, which features the winged unicorn Glitterhoof.For the full schedule of the day's events, visit: https://www.internationalunicornday.com/events#OperationStoryTime #InternationalUnicornDay Full Article
intern Happy International Women's Day By liv.dreamwidth.org Published On :: Sun, 08 Mar 2020 10:57:20 GMT To the women from all over the world I'm privileged to know, and everybody who loves international women. I have been saving up some articles for the occasion: here are two marvellous bios of trans lesbian elders. Jan Morris. [Content note: the article is in the Guardian which takes a somewhat transphobic editorial stance, though this article is very positive towards trans women. However it does deadname Morris and includes a picture of her from back when she was presenting as male.]Sandy Stone, a couple of years old from Vice but it came to my attention recently. comments Full Article linkies
intern ICMR partners with Bharat Biotech International Limited for developing indigenous coronavirus COVID-19 vacc... - Zee News By news.google.com Published On :: Sat, 09 May 2020 17:32:23 GMT ICMR partners with Bharat Biotech International Limited for developing indigenous coronavirus COVID-19 vacc... Zee NewsBharat Biotech to lead monoclonal antibodies project for Covid-19 therapy The Financial ExpressBharat Biotech to lead project on monoclonal antibodies therapy for COVID-19 The New Indian ExpressICMR teams up with Bharat Biotech to develop Covid-19 vaccine Times of IndiaCSIR approves project to develop human monoclonal antibodies that can neutralize COVID-19 in patients Times NowView Full coverage on Google News Full Article
intern Harlem figure skating gala pivots from ice to internet By Published On :: Sat, 09 May 2020 16:46:33 +0000 Unable to stage its big fundraiser because of the pandemic, Figure Skating in Harlem is going from the ice to the internet Full Article other
intern Internet Addiction Drives Creative Solutions By feedproxy.google.com Published On :: Wed, 07 Nov 2012 04:00:00 -0800 Power outage? Grab a length of steel automotive brakeline tubing, the straw from a box of Yoo-Hoo, D-cell batteries to make a 6V. Also may require generous amounts of duct tape, electrical tape, bell wire, and boredom. Full Article USB cable cable internet addiction
intern 8 Ways You Can Speed Up Internet Explorer By feedproxy.google.com Published On :: Mon, 11 Jul 2011 01:18:00 EST Nobody likes a slow internet browser; frankly it’s a royal pain in the ass. We have better things to do then sitting around waiting for a page to load only to stair at a blank page. When it comes to slow internet browsers Internet Explorer has a history of being slow and clunky even with the best connection possible. Even their latest update Internet Explorer 9 is still much slower then browsers like Google Chrome or Firefox............ Full Article
intern 10 Ways To Speed Up Your Internet By feedproxy.google.com Published On :: Tue, 26 Jul 2011 19:43:00 EST Having a slow internet connection is a pain in the ass. I hate waiting for pages that seem to take forever to load, videos that constantly buffer, and browsers that fail because it takes too long to open a web page. It’s frustrating and I have better things to do just like you, then sitting around losing my mind because my internet speed is slower then the second coming of Christ. So I put together a list of 10 things you can do to speed up your internet............... Full Article
intern ISBA 2016: The 10th international short break conference report By feeds.iriss.org.uk Published On :: Tuesday, April 18, 2017 - 10:42 The 10th international short break conference took place in Edinburgh from 13 to 15 September 2016. This conference report explores the barriers experienced in accessing short breaks and how these have been overcome. Full Article
intern The Internet Took the Opportunity to Photoshop Donald Trump With a Blank Sign and Ran With It By feedproxy.google.com Published On :: Wed, 28 Aug 2019 19:00:00 -0700 Has Trump seen people holding signs on the internet before? It never turns out well. Full Article twitter trolling signs donald trump photoshop Memes
intern Internet Had a Dangerous Amount of Fun Trolling Pic of Trump, Melania And Ivanka With The Pope By feedproxy.google.com Published On :: Thu, 29 Aug 2019 19:00:00 -0700 Just when we thought we'd never get anything better than Donald Trump grasping that orb, we get this dark-humored, delightfully awkward pic that just oozes cringe. Naturally, people were ready to flood Twitter with some entertaining captions. Full Article twitter trolling donald trump funny politics pope
intern The Queen of England Wore a Bright Green Outfit So, Naturally, the Internet Treated It Like a Green Screen By feedproxy.google.com Published On :: Sat, 31 Aug 2019 19:00:00 -0700 Queen Elizabeth wore a neon green outfit to her 90th birthday party. What could go wrong? Oh right, the internet... Full Article queen list photoshop image
intern Internet Reacts To Trump's Comments About Injecting Disinfectant To Cure COVID-19 By feedproxy.google.com Published On :: Sun, 26 Apr 2020 19:00:00 -0700 The internet is reacting to comments made by Donald Trump during a COVID-19-related press briefing held yesterday. Trump claimed that the virus could be treated by bringing "light inside the body" or injecting a disinfectant. Thankfully medical professionals were quick to denounce these claims, and people on the internet have since been creating some excellent memes on the matter. This should go without saying, but please don't inject yourself with disinfectant, y'all. Full Article twitter donald trump funny memes twitter memes funny tweets bleach twitter reactions dank memes covid-19 coronavirus politics
intern #44: The Internet is for PotterCast By feedproxy.google.com Published On :: Sun, 18 Jun 2006 16:00:00 +0000 Full Article
intern #177: Internet Peoples By feedproxy.google.com Published On :: Sun, 14 Dec 2008 17:00:00 +0000 Full Article
intern International Firefighters’ Day: Recognizing and Supporting Firefighters in Their All-Hazards Role By feedproxy.google.com Published On :: 2020-05-04T17:42:26Z Today, May 4th, is International Firefighters’ Day. Each year on this day, firefighters are celebrated – and rightly so. Most people have an image of firefighters clad in heavy coats, over-sized boots and sturdy helmets, rushing into Full Article fire service firefighter codes and standards research first responders nfff fema dhs iaff training public education fire chief responders iafc nvfc community risk reduction wild land fire response
intern International Firefighters’ Day: Recognizing and Supporting Firefighters in Their All-Hazards Role By feedproxy.google.com Published On :: Mon, 04 May 2020 10:42:26 PDT Today, May 4th, is International Firefighters’ Day. Each year on this day, firefighters are celebrated – and rightly so. Most people have an image of firefighters clad in heavy coats, over-sized boots and sturdy helmets, rushing into Full Article fire service firefighter codes and standards research first responders nfff fema dhs iaff training public education fire chief responders iafc nvfc community risk reduction wild land fire response
intern Include and empower: an international conference on improving the rights and wellbeing of disabled children and young people By feeds.iriss.org.uk Published On :: Fri, 04 Sep 2015 06:55:06 PDT When: Thu Dec 3, 2015 to Fri Dec 4, 2015 Where: Edinburgh, Edinburgh, UK Event Status: confirmed Event Description: Aimed at delegates from across Europe, this conference offers an opportunity to share the successes and challenges of recent developments across Europe, and to explore the creation of inclusive services for all children and young people as part of our shared vision of how they can fulfil their potential. For further information, please visit the event website Full Article http://schemas.google.com/g/2005#event
intern Book Week 2019: Gretchen McCulloch's Because Internet By separatedbyacommonlanguage.blogspot.com Published On :: Mon, 02 Dec 2019 12:37:00 +0000 Welcome to the final review post of Book Week 2019. In the intro to Book Week 2019, I explain what I'm doing. The 'week' has turned out to be eight days. If you're perturbed about that, I'm happy to offer you a full refund on your subscription fees for this blog.On with the show. Today's book is: Because InternetUnderstanding the new rules of language (US subtitle)Understanding how language is changing (UK subtitle)by Gretchen McCullochRiverhead, 2019 (N America)Harvill Secker, 2019 (UK)Gretchen McCulloch describes herself as an internet linguist: writing about internet language for people on the internet. She actually does a lot more than that, with daily blogging at All Things Linguistic for years and being one half of the Lingthusiasm podcast team and writing on all sorts of linguistic themes for all sorts of publications. So, I expect many readers of this blog will already know her and have heard about this book. US CoverI expected Because Internet to be good, knowing Gretchen's work, but I also probably (in my grumpy, middle-aged, oh-do-we-have-to-talk-about-emojis-again? way) expected it to be faddish. There have been too many just-plain-bad, (orig. AmE) jumping-on-the-bandwagon books about emojis, and I've got(ten) a bit sour on the topic. This book is so much more than I expected it to be. I should have known better. Having read and heard much of her work, I should have expected that this would be a truly sophisticated approach to language and to general-audience linguistics writing. So far in Book Week 2019, I've recommended the books as gifts for A-level students/teachers, science lovers, and language curmudgeons. This book is good for all those groups and more. UK coverThe key is in the subtitle(s).* This is not just a book about emojis and autocomplete (and, actually, autocomplete isn't even in the index). This is a book about the relationship between speech and writing and how that's changed with technology. It seamlessly introduces theories of why language changes, how change spreads and how communication works in a time when the potential for change is high and the potential for changes to spread is unprecedented. That seamless introduction of linguistic concepts is the reason I've started this book from the beginning and not skipped around (unlike for other books in Book Week—where the rule is that I don't have to read the whole book before I start writing about it). In most books about language for non-linguists, I'm able to skim or skip the bit where they talk about the basics of how language works and the classic studies on the topic and the ideas springing from them. McCulloch covers those issues and those studies (the Labovs, the Milroys, the Eckerts), but since this is intertwined with looking at how language is changing in the 21st century—because (of the) internet—it was worth my while to read straight through. The great thing about the language of the internet is: even when it looks really different from non-internet language, it's still illustrating general principles about how language, communication, and society work. But it also shows how society is changing because of technology, particularly in changing who we are likely to interact with or hear from, In the process, it gives a history of the internet that's enlightening even for those of us who've lived through it all. (I've just flipped open to a section about PLATO at the University of Illinois. One of my student jobs was working in a PLATO lab, playing Bugs-n-Drugs [aka Medcenter] while signing people in and out. That game was not good for my hypochondria, but I have awfully fond memories of PLATO.)Another thing to appreciate about McCulloch's book is how unreactionary it is. She doesn't set up her discussion as "You've heard people say these stupid things about the internet, but here's the TRUTH." (A style of writing that I can be very, very guilty of.) She mostly just makes her case gracefully, based on what the language is doing, rather than reacting to what other people say the language is doing. Rather than 'This, that and the other person say emoji are a new language, but they're not', she just gets on with explaining how emoji fulfil(l) our communicative need to gesture. It's a positive approach that academic linguists will have had trained out of them by the requirements of academic publishing. This is a bit of a nerdview 'review'. Usually reviews tell you some fun facts from the book they're reviewing, whereas I'm telling you what I've noticed about its information structure. That's because that's what I really look for in books as I prepare to write a new one. In terms of information, in this book you'll learn, among other things:which "internet generation" you belong to and how your language is likely to be different from other generations'.what punctuation communicates in texting/chat and how that differs from formal writinghow language change can be traced through studying strong and weak social links and geographic tagging on TwitterInevitably, the book is mainly about English, in no small part because English rules the internet. But it does make its way to other languages and cultures—for instance, how Arabic chat users adapted their spelling to the roman alphabet and how emojis are interpreted differently around the world. In the end, she briefly considers whether space is being made for other languages on the internet.It's a galloping read and you'll learn all sorts of things. So, on that happy review, I declare Book Week 2019 FINISHED.* I love the transatlantic change in subtitles, since it completely illustrates the point of chapter 8 of The Prodigal Tongue: that Americans like to talk about language in terms of rules, and Britons in terms of history/tradition. I've also written a shorter piece about my personal experience of it for Zócalo Public Square. Full Article books computers
intern International Firefighters’ Day: Recognizing and Supporting Firefighters in Their All-Hazards Role By community.nfpa.org Published On :: 2020-05-04T17:42:26Z Today, May 4th, is International Firefighters’ Day. Each year on this day, firefighters are celebrated – and rightly so. Most people have an image of firefighters clad in heavy coats, over-sized boots and sturdy helmets, rushing into Full Article fire service firefighter codes and standards research first responders nfff fema dhs iaff training public education fire chief responders iafc nvfc community risk reduction wild land fire response
intern Facebook Launches 'Discover,' A Secure Proxy to Browse the Internet for Free By feedproxy.google.com Published On :: Wed, 06 May 2020 06:19:38 PDT More than six years after Facebook launched its ambitious Free Basics program to bring the Internet to the masses, the social network is back at it again with a new zero-rating initiative called Discover. The service, available as a mobile web and Android app, allows users to browse the Internet using free daily data caps. Facebook Discover is currently being tested in Peru in partnership Full Article
intern Girl Points the Irony of Sexism on the Internet With a Picture of Some Headphones By feedproxy.google.com Published On :: Tue, 23 Aug 2016 02:00:00 -0700 Real women have curvy headphones. Full Article sexism twitter FAIL
intern 01 – The Internet Musician – Podcast Launch and Describing Your Music By feedproxy.google.com Published On :: Tue, 12 Jul 2011 20:13:36 +0000 Welcome to the first episode of the Internet Musician Podcast! Show notes for Episode #1: Subscribe to the Internet Musician Podcast with iTunes: The first episode of The Internet Musician Podcast, hosted by indie artist and internet music marketing junkie Brian Hartzog (http://www.brianhartzog.net). In this introductory episode, Brian introduces himself, his indie music credentials and […] Full Article Podcast describe your music internet music promotion music marketing podcast promotion your music on the internet The Internet Musician Podcast
intern 02 – The Internet Musician – Music Tools for the Indie Artist/Songwriter By feedproxy.google.com Published On :: Sun, 15 Jan 2012 01:53:46 +0000 Show notes for Episode #2: Subscribe to the Internet Musician Podcast with iTunes: In this episode, I present “Music Tools for the Indie Artist”, a topic that I recently presented to a local songwriting group. Specifically, I present the tools and process I use to capture and preserve those moments of musical inspiration–no matter whether they strike […] Full Article Podcast indie artist tools songwriting process
intern 03 – The Internet Musician – Five Things You Must Believe To Go Indie By feedproxy.google.com Published On :: Sun, 15 Jan 2012 02:22:30 +0000 Show notes for Episode #3: Subscribe to the Internet Musician Podcast with iTunes: Also in this episode, I discuss the five things you must believe cultivate your DIY music attitude, including: 1. The business has been lying to you. Major label artists are not getting rich off of record sales. Radio is fake. Don’t belive […] Full Article Podcast DIY music attitude internet musician podcast music marketing on the internet
intern 04 – The Internet Musician – 8 Steps to Create a Music Website By feedproxy.google.com Published On :: Tue, 14 Feb 2012 20:19:46 +0000 Show Notes for Episode 4: Subscribe to the Internet Musician Podcast with iTunes: As a musician, you need a good website. You know that. But you really don’t need to spend years trying to understand the technology. You also don’t want to spend tons of time working on your site without knowing if you’re doing things […] Full Article Podcast create a music website create a website music website design
intern 06 – The Internet Musician – Music Licensing for Indie Artists By feedproxy.google.com Published On :: Wed, 28 Mar 2012 11:40:59 +0000 Show Notes for Episode 6: Following my recent appearance on the Film and TV Music Licensing Panel at the MidAtlantic Music Conference here in Charlotte, NC, I definitely have music licensing on my mind. It’s always been a passion of mind…one of those areas of music marketing that I’ve researched exhaustively for years. It’s also […] Full Article Podcast get your music licensed monetization music for tv and film music licensing podcast episode 6
intern What is All the Fuss About GDI? Global Domains International Review By EzineArticles.com Published On :: Mon, 15 Jun 2009 00:07:06 -0500 I have heard a lot of talk about GDI so I have decided to write a Global Domains International Review to explain exactly what this opportunity is all about. This will help you evaluate this business and make an informed decision. Full Article
intern Global Domain International, Scam Or Money Maker - Why You Are Likely to Fail By EzineArticles.com Published On :: Tue, 16 Jun 2009 09:54:13 -0500 Have you looked at the GDI opportunity? Are you a new paid affiliate? Well this article is here to help you. I will help answer: Global Domain International, scam or money maker? And also highlight the pitfalls of many. Full Article
intern 3 Secret Ways to Generate Free Traffic For Global Domains International - Review and Be Amazed! By EzineArticles.com Published On :: Sun, 26 Jul 2009 10:12:05 -0500 Have you been finding it hard to generate traffic for your GDI business? Well this article will explain how you can use 3 free strategies to get free traffic for Global Domains International, review these strategies and take action. Full Article
intern Discover 2 Reasons Why You Need Targeted Internet Traffic to Your Web Site By EzineArticles.com Published On :: Wed, 27 Jan 2010 11:06:32 -0600 What is the big thing about targeted Internet traffic? And why do so many people want to know how to drive traffic to their website? Here are 2 facts that will help you understand why you need targeted Internet traffic to your web site. Full Article
intern 2 Secret Article Marketing Domination Tips to Get an Influx of Global Domains International Leads! By EzineArticles.com Published On :: Fri, 29 Jan 2010 22:43:39 -0600 OK, I am going to reveal two article marketing domination tips that you can use to get a boat load of Global Domains International leads. Many people underestimate the power of this simple strategy. The key to succeeding with your article marketing is finding the tricks that work. Full Article
intern My department manager was looking for an intern:Boss: It doesn’t have to be a graphic designer, just... By feedproxy.google.com Published On :: Tue, 13 Nov 2018 07:20:21 PST My department manager was looking for an intern:Boss: It doesn’t have to be a graphic designer, just someone that can use Adobe Illustrator efficiently and has an eye for detail and composition.Me: So… a designer? Full Article ridiculous request
intern U.S. government plans to urge states to resist 'high-risk' Internet voting By catless.ncl.ac.uk Published On :: Full Article
intern International travel for Americans could be grounded until 2021 By www.travelmole.com Published On :: Tue, 05 May 2020 13:50:01 -0400 Treasury secretary Steven Mnuchin touts domestic vacations Full Article
intern International airline body calls for face-masks on flights By www.travelmole.com Published On :: Wed, 06 May 2020 13:50:01 -0400 IATA warns social distancing will lead to 'dramatic' cost increases Full Article
intern This awesome dissection of internet hyperbole will make you cry and change your life | Charlie Brooker By www.theguardian.com Published On :: 2014-10-06T19:00:10Z Exaggeration is the official language of the internet. Only the most strident statements have any impact. Oversteer and oversell, all the timeThe other day I was talking to a music fan who’d recently gone to see one of Kate Bush’s widely praised live appearances. Naturally I was keen to hear a first-hand account of this era-defining event, so I asked what it was like.“The first half was great,” she said. “But the second half got a bit boring.” Continue reading... Full Article Internet Technology YouTube Facebook Twitter Social networking Digital media Kate Bush Music Pop and rock Culture
intern Gamergate: the internet is the toughest game in town – if you’re playing as a woman | Charlie Brooker By www.theguardian.com Published On :: 2014-10-20T19:00:01Z It’s a stealth adventure with nowhere to hide and hundreds of respawning enemies waiting to attack you the moment you stand out in any wayI haven’t always been the kind of man who plays videogames. I used to be the kind of boy who played videogames. We’re inseparable, games and I. If you cut me, I’d bleed pixels. Or blood. Probably blood, come to think of it.Games get a bad press compared with, say, opera – even though they’re obviously better, because no opera has ever compelled an audience member to collect a giant mushroom and jump across some clouds. Nobody writes articles in which opera-lovers are mocked as adult babies who never grew out of make-believe and sing-song; obsessive misfits who flock to weird “opening nights” wearing elaborate “tuxedo” cosplay outfits. Continue reading... Full Article Technology Gamergate Games Internet Game culture Cyberbullying US news World news
intern Letters about Japanese internment weren't 'civil, fact-based discourse' By www.latimes.com Published On :: Mon, 12 Dec 2016 16:00:00 -0500 Many Times readers have taken issue with two letters in this week's Travel section, which criticized a Nov. 27 article about National Park sites that address issues of race and ethnicity in America's history. Full Article
intern Nia Dennis became UCLA's latest internet sensation with Beyoncé-inspired floor routine By www.latimes.com Published On :: Thu, 2 Apr 2020 09:00:07 -0400 UCLA junior Nia Dennis became an internet sensation with a floor routine inspired by Beyoncé. It earned her recognition from celebrities and a verified Twitter account. Full Article
intern The internet says you should use soap to clean your groceries. Don't listen. By www.latimes.com Published On :: Wed, 8 Apr 2020 16:54:42 -0400 Contrary to viral videos, the FDA says to not use dish soap to wash fruits and vegetables because soap is not meant for human consumption and could make you sick. Full Article
intern Coronavirus closures at L.A. Unified extend to May 1; district deal with Verizon will offer free internet By www.latimes.com Published On :: Mon, 23 Mar 2020 22:30:41 -0400 L.A. Unified campuses will be closed until at least May 1 due to the coronavirus outbreak, as school employees press forward with plans to distribute computers, provide free internet for students who need it, train families and teachers in distance learning and distribute more food. Full Article
intern Getting free internet is hard for poor students despite provider promises, survey finds By www.latimes.com Published On :: Wed, 22 Apr 2020 09:00:26 -0400 Low-income L.A. families are struggling to get students connected to the internet even with promises of help from phone and cable providers. A survey found 16% still unconnected. Full Article
intern Dirty money piling up in L.A. as coronavirus cripples international money laundering By www.latimes.com Published On :: Wed, 29 Apr 2020 17:11:43 -0400 With storefronts closed, supply chains in disarray and the global economy in peril, money laundering schemes are hobbled and cash is piling up in L.A., the city's top drug enforcement official said. Full Article
intern Can 'Parasite' parlay the international Oscar into a best picture prize? By www.latimes.com Published On :: Tue, 28 Jan 2020 10:30:29 -0500 If an international film, like 'Parasite,' wins best picture, it only seems fair that a different film, like 'Pain and Glory,' gets the international Oscar. Full Article
intern Jackie McNamara tips Rangers boss Steven Gerrard to bench two stars after internationals By www.express.co.uk Published On :: Sun, 20 Oct 2019 09:24:00 +0100 Rangers could be without Alfredo Morelos and Scott Arfield for their trip to play Hearts on Sunday. Full Article
intern BT broadband reveals exactly why your internet speeds might be suffering By feedproxy.google.com Published On :: Sat, 09 May 2020 06:45:00 +0100 IF YOU'VE ever wondered why your BT broadband isn't always performing to its best the firm may have some answers. Simple things can make a huge difference to your speeds and here's all you need to know about your Wi-Fi connection. Full Article
intern UK Broadband disaster: New stats reveal just how bad your internet really is By feedproxy.google.com Published On :: Sat, 09 May 2020 06:42:00 +0100 BROADBAND companies might not have handled the huge increase in users at home as well as many hoped. Whether you're using Virgin Media, BT broadband, Sky, TalkTalk or others, it seems vast numbers of people have experienced web problems, new research shows. Full Article
intern Summer Intern Project Enginner By www.engineer.net Published On :: Tue, 09 May 2017 00:00:00 UTC West Coast Paving is currently seeking an intern for a project Engineer to assist with estimating and project take off duties. To also assist with project management duties which include contract reviewing, field measurements and billing preparation. This is a full time position, which will requ Full Article
intern RBS opposes internal firewalls By www.bbc.co.uk Published On :: Fri, 06 May 2011 10:05:03 +0000 Although Royal Bank of Scotland is back in loss on a so-called statutory basis, having made the tiniest of profits in the final three months of last year, that doesn't really tell the story of what has been going on at this semi-nationalised bank. For the record, the statutory attributable loss was £528m in the three months to March 31, compared with a profit of £12m in the last quarter of 2010 and a £248m loss in the first quarter of 2010. But, as is par for the course with big, complex universal banks, these numbers do almost as much to obscure as to enlighten. They are, for example, heavily influenced by changes in the valuation of debt sold by Royal Bank of Scotland to investors and of credit insurance bought from taxpayers in the form of the Asset Protection Scheme. There was a loss of not far off £1bn on these items. Now it's moot whether it really enhances our understanding of Royal Bank of Scotland's performance that the value of these contracts - which can't be broken at a moment's notice - have moved against RBS. More important, I think, is that operating profits of RBS's retail and commercial operations are almost a fifth better than a year ago at £1.9bn, though a little bit lower than in the fourth quarter of 2010. The trend at RBS's global banking and markets business - what most would call its investment banking arm - was more volatile. Operating profits were £1.1bn in the latest period, double what was generated in the final quarter of 2010, but a third less than the bumper first three months of last year. For the bank as a whole, the charge for debts going bad seems to be on an unambiguously declining trend, from £2.7bn in the first quarter of 2010, to £2.1bn in the final quarter of last year, and just under £2bn in the latest quarterly figures. As for other important measures, RBS is succeeding in widening the gap between what it charges for credit and what it has to pay to borrow (good for shareholders, not always welcomed by customers) - and overheads appear to be under control. So there is progress towards re-establishing RBS as thriving, growing business, which could prosper without the benefit of exceptional support from taxpayers - although that progress goes by fits and starts rather than in one giant leap (witness, as with Lloyds, a big increase in losses on lending to the troubled Irish economy). What will perhaps spark some controversy is that the provision of credit to small businesses fell 7%. And, once again, RBS puts this down to a weakness of demand rather than a lack of any determination on its part to supply - but that doesn't enlighten on whether it's the unattractive borrowing terms on offer that puts off some potential business borrowers. Also RBS has gone on the record for the first time with its opposition to the proposal from the Independent Banking Commission that internal firewalls should be erected inside giant banks such as RBS. RBS says that the Independent Banking Commission's recommendation that universal banks like it should erect internal firewalls, or should put their retail and investment banking operations into separate insulated subsidiaries, are "likely to add to bank costs - impacting both customers and shareholders -without the safety gains that the broader Basel process is delivering" (the Basel process is the global negotiations on strengthening banks). It is also striking that RBS signals that it isn't overjoyed at the unilateral decision made yesterday by Lloyds to chuck in the towel in the banks' legal battle against the regulators' judgement that they should make comprehensive restitution to those mis-sold PPI loan insurance. The banks says: "a decision on appeal of the court case...has not yet been made as it relates to important other issues of retrospective regulation". As I've mentioned before, if RBS follows Lloyds's lead and offers a comprehensive PPI settlement, that would probably cost the bank a bit more than £1bn, about a third of the cost to Lloyds. And if we're in the business of comparing the two partly nationalised mega banks, Lloyds and RBS, both still look some way from being in a fit state to see taxpayers' huge stakes privatised at a profit to all of us. However if Lloyds entered the reporting season looking as though it was nearer to privatisation than RBS, their respective latest results probably show RBS inching forward a bit in that journey and Lloyds perhaps retreating slightly. Full Article
intern Coronavirus pushed school online. But what happens when you don't have internet at home? By rssfeeds.indystar.com Published On :: Thu, 26 Mar 2020 14:19:45 +0000 The coronavirus outbreak shut down Indiana schools until at least May 1, meaning many are moving online. But not all students have internet access. Full Article