The ethical luxury of AROLAB Organic 532 essential has the power and duty to provide goodness, beauty, and benefit to all (society, environment, and animals) and not only to its producers and its clients.

Realty Partners LLC, The Agent Owned Company™, announced today that it will provide all of its services absolutely free of charge to new agents joining the company during the COVID-19 crisis as part of its #WeAreAllInThisTogether campaign.

Rolands Petersons, member of the board of CPM Trading SIA, April 24, 2018, 12:10

The K Street Group has announced that is it prepared to assist its house of worship clients with a phased in re-opening of their facilities, once the COVid pandemic restrictions are relaxed.

Product photography Los Angeles is an essential part of any company's business ventures. This is due to the fact that product photography Los Angeles allows any e-commerce or physical stores to showcase their products.

A computational study of 4,600 drugs indicates that approved drugs were less effective than non-approved drugs when binding to a COVID-19 protein. In addition, Diosmin, a non-prescription natural supplement bound better than 99% of drugs considered.

Official Food Blankets

Built on Guided Journeys, the Solutions Enable Digital Transformation by Making Complex Processes Easier to Manage

Tucker Frump is a children's book that aims to teach kids that lying, bullying, discrimination, cheating, and name-calling are bad…despite what they see from the president.

Norwegian Cruise Line says it's in danger of going out of business. Maybe that's not the worst thing for an industry of floating petri dishes.

Investors are still uncertain just where the stock market is headed. Essentially, there are two competing opinions right now. One says that we’re just in a bear market rally, and that the worst is yet to come. The other thesis states that the current rally is real, and will mature into a new bull cycle as the economy restarts in the second half.Writing from JPMorgan, Marko Kolanovic, the investment bank's quant analyst, holds fast to that optimistic view. Kolanovic believes that epidemiological data suggests we are past the worst of the coronavirus spread, justifying the lifting of social and business restrictions. And that will open up economic activity, which will then find stimulus from low Fed interest rates and increased government ‘pump priming’ spending.Kolanovic sees the stimulus policies as more important than Q1’s weak earnings, writing, “The combined suppression of the risk free rate and credit spreads by the Fed likely has a bigger positive impact on equity valuation, compared with the negative impact of the temporary earnings loss.”Kolanovic is not the only JPM analyst who sees potential in the stock markets. The firm’s equity analysts have been working overtime to find the stocks best positioned to lead a potential bull rally. We’ve used the TipRanks database to pull up three of their stock picks, to find out why the JPM experts are tapping them for over 30% growth.KAR Auction Services (KAR)The first stock on our list belongs to a company in the second-hand vehicle market. KAR Auction Services operates a marketplace – both online and in the physical world – for used vehicles. The company sells to both individual and business buyers, people looking for a car to drive and garages looking to source parts for the shop floor. KAR sold over 3.7 million vehicles in 2019, bringing in $2.8 billion in auction revenue.KAR shares have been hit hard by the coronavirus epidemic. The combination of economic shutdowns and social lockdowns have not just put a hold on car sales – they have simply reduced the need for vehicles.Q1 earnings showed a 6% reduction in revenue, to $645.5 million, and a collapse in net income to $2.8 million from $15.3 million in the year-ago quarter. As noted, these steep reductions are attributable to the effects of the pandemic response. KAR shares are still down 38% year-to-date, badly underperforming the broader markets.However, JPM’s analyst Ryan Brinkman believes the current downturn is the time to buy in to KAR shares. The low price offers an attractive point of entry, and the stock has a clear path forward when economic activity resumes. Brinkman writes, “We believe that once stay-at-home orders are lifted and the situation moves from being one of a unique public health crisis to that of a more familiar economic downturn, aftermarket end-markets, including auctions, will earn their reputation for resiliency. People will drive again substantially similar to before, and volumes will return to salvage auctions.”Along with that optimistic assessment, Brinkman upgrades KAR from Neutral to Buy. His $19 price target suggests a strong 46% upside potential in the next 12 months. (To watch Brinkman’s track record, click here)Overall, KAR shares hold a Moderate Buy rating from the analyst consensus, which breaks down into 4 Buy reviews and 3 Holds. While the analyst corps is somewhat divided, their average price target is in line with Brinkman’s. (See KAR stock analysis at TipRanks)J2 Global Communications (JCOM)Next up is an internet communications company. J2 Global owns a diverse portfolio of 40+ online content brands, including IGN, Mashable, PCMag, BabyCenter, Everyday Health among others. In addition, J2 also runs a Cloud Service business, offering eFax and eVoice among other online services. The company boasts nearly $1.5 billion in annual revenue, and saw Q4 earnings rise to $2.19 per share.The Q4 earnings were the highest in two years, and capped a full year of rising earnings. Q4 is typically J2’s strongest quarter, while Q1 is typically the weakest, so the $1.35 estimate for Q1 earnings is less indicative of poor performance than one may think at first. On an important note, that Q1 estimate represents a modest increase of 1.5% year-over-year.JCOM shares’ price performance has roughly mirrored the broader market’s during the past three months. JCOM lost 35% in the initial slide, and has risen 21% from its trough.Initiating coverage of the stock for JPM, Cory Carpenter set a Buy rating, with a $105 price target that indicates room for 32% upside growth. (To watch Carpenter’s track record, click here)Supporting his stance, Carpenter notes the company’s strong Cloud position, writing, “We believe Cloud Services is well positioned to capitalize on growing security & privacy needs, with bundling & cross-sell potential, and we like that Digital Media monetizes through multiple rents—ads, subs, & affiliate commerce.”Key drivers for Carpenter's bull thesis include: "1) Total growth strategy drives sustainable growth, with $1B+ capital to deploy [...] 2) Diversified portfolio of leading Cloud Services & Digital Media brands. [...] 3) Strong FCF generator with M&A flywheel. JCOM prioritizes FCF, not growth at all costs, which it largely redeploys into M&A. JCOM’s 40% EBITDA margin is driven by Cloud Services’ ~50% margin and Digital Media’s ~35% margin."Carpenter is broadly in line with the rest of Wall Street, which has assigned JCOM more "buy" ratings than "holds" over the past three month -- and sees the stock growing about 26% over the next 12 months, to a target price of $101.30. (See J2 Global stock analysis on TipRanks)Montage Resources Corporation (MR)Last on our list is a small-cap hydrocarbon exploration and production company. Montage is based in the Appalachian region of Pennsylvania, Ohio, and West Virginia, where it operates natural gas and crude oil drilling wells. Montage holds over 195,000 undeveloped core acres, and operates 325 actively producing horizontal wells. The value of the company’s holdings is clear from its stock performance; in the last three months, while the markets have generally slid into a bear cycle, MR shares have gained 55%.Even with the COVID-19 epidemic and the collapse of oil markets, MR was able to increase its net daily production during Q1, reaching 6610.7 MMcfe. This was above both company guidance and analyst estimates. Quarterly income of $62.7 million also beat the expectations. The company has curtailed some production in low-margin crude oil, to compensate for the soft oil market prices.Analyst Arun Jayaram, reviewing MR for JPM, upgraded his stance on the shares from Neutral to Buy. His $8 price target implies a 43% upside growth potential for the coming year. (To watch Jayaram’s track record, click here)Jayaram is clear on his reasons for upgrading this stock. He says of MR, “We expect the market to largely look through negative estimate revision risk to 2020 forecasts to the emerging bullish natural gas narrative in 2021… Meanwhile, the company’s FCF yield of 23% leads the peer group and is well above the peer group average of 10%...”The Strong Buy analyst consensus on MR shares is based on 5 recent reviews, including 4 Buys and a single Hold. The company’s strong natural gas production is tangible asset, and its enviable free cash flow is attractive for investors. Shares are selling for $5.59, while the average price target of $6.22 suggests a modest upside of 1.6%. (See MR stock analysis at TipRanks)To find good ideas for stocks trading at attractive valuations, visit TipRanks’ Best Stocks to Buy, a newly launched tool that unites all of TipRanks’ equity insights.

WeeTect announces its new generation of photochromic visor inserts.

The recent selection of a route alignment for the Westside Subway Extension, as well as the release of the Wilshire Boulevard Bus Rapid Transit final environmental impact report started us thinking about something we read aways back regarding Wilshire Boulevard.

It was in Kevin Roderick's Wilshire Boulevard: Grand Concourse Of Los Angeles (Santa Monica: Angel City Press, 2005). The author briefly mentions (on page 20):

"New subdivisions around the periphery of Los Angeles were not unusual in the mid-1890s, but the Wilshires had grander ambitions. Across the center of their land, they promised to grade a generous, one-hundred-twenty-foot-wide graveled boulevard.

It would stretch just four blocks between the two parks, but the brothers believed that even a short stub of remarkable avenue would attract lot buyers.

To spur sales, they lobbied to encircle the tract with special streetcar lines, but insisted that the city council forbid the laying of tracks - forever - on their boulevard."

That the following regulations shall apply to those certain streets in this City, known as Wilshire Boulevard, from Park View Avenue to the west City limits; Adams Street from Grand Avenue to Hoover Street; Boyle Avenue from Whittier Boulevard to First Street; Alvarado Street from Seventh Street to Hoover Street; and Occidental Boulevard from First Street to Sixth Street; which have been heretofore dedicated as open, public boulevards:

(a) No railroad or pipe line franchise shall ever be granted, and no railroad track or pipe line shall ever be laid or constructed, except water pipes, sewers, gas mains and conduits for telephone and electric wires, for service of the property fronting on said boulevards and house connections and connections of water, sewers, and gas pipe lines, or conduits for telephone and electric wires on intersecting streets.

The early developers of Wilshire were successful in banishing rail lines from the Boulevard forever. Despite having the greatest urban rail system in the world in its heyday, no streetcars ever rumbled down Los Angeles' grandest street.

This 1925 Kelker DeLeuw City/County Comprehensive Rapid Transit Plan Urban Map shows nothing on Wilshire - cross-town streetcars were designated for Pico Boulevard, 3rd Street, and Hollywood Boulevard.

A 1938 Los Angeles Railway map depicts cross-town streetcars on several east-west lines: 3rd Street (R), 10th Street / Olympic Boulevard (L), Pico "Street" (P), Washington Boulevard (W), and Jefferson Boulevard (J). Only motor coaches served Wilshire Boulevard.

Wilshire still became the city's grandest boulevard despite its lack of "rapid transit" - or perhaps because of it - and Rodericks' book is a fascinating account of Los Angeles' iconic boulevard and how one street can influence such a large city.

We can't know how the street or city would have developed had streetcars run along it, but Wilshire Boulevard never got stuck with overhead transit either.

We might be thankful we didn't end up with a Wilshire monorail, as one proposal depicted the intersection of Wilshire & Fairfax here.

Meanwhile, this Saturday marks the annual Great Los Angeles Walk, which goes back to its roots this year.

The day-long trek will take participants 15.6 miles along the entire length of Wilshire Boulevard, from Pershing Square downtown to its west end at the Pacific Ocean in Santa Monica.

The L.A. Conservancy has a wonderful interactive website that helps visitors create their own customized tours of Wilshire Boulevard's past and present.

A relatively obscure book is receiving its 15 minutes (or more) of fame this week, The Manual On Uniform Traffic Control Devices (MUTCD).

This set of federal standards for traffic signs, road surface markings, and signals is a primary resource to know about, so we wanted to take a closer look – especially since it is in the news right now.

New MUTCD standards announced recently require compliance over the next several years, depending on what type of changes are required.

For example, states, counties, cities and towns across America will need to increase the size of letters on street signs for roads with speed limits over 25 mph from 4 inches to 6 inches by January, 2012.

Street signs requiring new reflective lettering which is more visible at night must be installed by January, 2018.

These required changes will affect both large cities and small jurisdictions across the country. ABC News reported on some sample impacts this week:

“In Milwaukee, this will cost the cash-strapped city nearly $2 million, double the city’s entire annual for traffic control.

In Dinwiddie County, Virginia – with lots of roads but not many people – the cost comes to about $10 for every man, woman and child.”

The first MUTCD was released in 1935, setting standards for both road signs and pavement markings. Since then, eight more editions have been published with numerous updates that include changes in usage as well as technological improvements over the years.

Some of these changes are particularly noteworthy. It wasn’t until 1971 that all center lines were to be painted in yellow (as opposed to white) and all highway signs were required to be in white on a green background.

The most recent edition (2009) weighs in at 864 pages, dictating required standards for everything from simple items like street names and route signs to more complex topics, such as how to designate Bicycle Lane Treatment At A Parking Lane Into A Right Turn Only Lane and Examples Of Light Rail Transit Vehicle Dynamic Envelope Markings For Mixed-Use Alignments.

Additions and revisions are recommended to the Federal Highway Administration (FHWA) by the National Committee on Uniform Traffic Control Devices (NCUTCD), a private, non-profit organization, which is made up of twenty-one sponsoring organizations comprised of transportation and engineering industry groups, safety-oriented organizations, and others such as the American Automobile Association.

This takes us back to this week’s controversy.

Federal standards promote safety and recognizable meanings, but when those standards are changed there will be ripple effects across local jurisdictions with limited resources to comply.

In places like Dinwiddie County, Virginia, citizens may argue that standards compliance could take funds away from education or public safety.

The Federal Highway Association says the new regulations, written under the Bush Administration, are designed to be easily read by America’s aging population. However, the FHWA announced this week a 45-day period for public comment on the new rules, “a step that could lead to easing on the guidelines,” according to ABC News.

That’s good. You can get the link to the pattern from the group.

Thats beautiful nima.

On this week's Xbox podcast, the next Grand Theft Auto is in development, and we discuss the report that it may be a more "moderately sized" offering that's updated continuously. Plus: Microsoft may have an opportunity to gain some market share at the start of the generation after a Bloomberg report reveals Sony's scaled-back PS5 production plans, Crysis is the latest member of the remaster club, and more!

Check out these 10 books that can help data scientists and aspiring data scientists learn machine learning today.

Deborah Ancona, MIT Sloan School of Management professor and coauthor of "X-Teams: How to Build Teams that Lead, Innovate, and Succeed."

Charles Casto, recently retired from the Nuclear Regulatory Commission, on how smart leadership saved the second Fukushima power plant.

Even with online shopping, holiday shipping schedules place the last day to order and still receive items (before the 24th) early next week.

For tradespeople, farmers and others who frequently need to cover and uncover their shoes (to protect interior surfaces from mud or worse), disposable booties are an unsustainable solution. They're also a pain to take on and off. This reusable and automatically-wrapping design seems much better:

I've been searching for something like this for a long time. On our free-range farm, I inevitably step in the shit of some animal on a daily basis, and pulling my boots off and on every time I need to go back inside to retrieve something gets old.

However, these wouldn't 100% work for my application. While getting them on looks easy, getting them off requires a fair amount of manual manipulation…

…meaning every time I removed these, I'd wind up with animal feces on my hands.

Question for you: How do you reckon these work? I figure inside the fabric is a polypropylene sheet molded into a sprung shape, with raised tunnel-like seams serving as hinges, and when you collapse the tunnels by stepping on them, the spring action is released. [Edit: I believe reader Kyle Lamson has figured it out. See his comment below.]

(Lastly, I was not able to find what company or designer invented these. There are tons of variants on the market. It's possible they were invented by a fellow named Joel Fersaci, whose Step in Sock model is featured in the video above.)

Matthew DeBord/Insider

• I tested a roughly $33,000 Polaris Slingshot R, a three-wheeled "autocycle."
• The three-wheeler category includes vehicles from Can-Am and Harley-Davidson, offering a motorcycle experience in a less demanding package.
• My Slingshot R had a new, Polaris-developed, 203-horsepower engine and an automatic transmission.
• In all but three US states, no motorcycle license is required to operate the Slingshot (New York, Massachusetts, and Alaska continue to require the motorcycle certification).
• The Slingshot is insanely fun, with a modest learning curve — it's a great alternative to a two-wheeler, although the price is definitely steep for the Slingshot R.
• Visit Business Insider's homepage for more stories.

Motorcycles are cool, but they aren't for everybody. Fortunately, there are some alternatives out there that offer an equally compelling, open-air experience.

One of the most popular is the the Polaris Slingshot, manufactured by the Minnesota-based powersports company. Until recently, Slingshots were available only with manual transmissions and GM-sourced engines, but for 2020, Polaris has updated the autocycle with an in-house motor and an automatic.

The automatic transmission in particular really broadens the Slingshot's potential. So I was excited to sample the machine, which I first saw about five years ago.

Polaris was kind enough to loan me a tester for a few weeks. Here's how it went:

The Polaris Slingshot is a three-wheeled autocycle/motorcycle that Polaris industries has produced since 2014. My 2020 Slingshot R tester cost about $33,000 and was outfitted in a menacing red-and-black paint job.

The cheapest Slingshot is about $20,000.

This wasn't my first crack at a Slingshot. Polaris brought the vehicle to Insider's New York offices when the vehicle first launched.

And I generally have a gander at the Slingshot when I visit the annual New York motorcycle show.

See Also:

• All the coolest features of every Tesla vehicle ever made or unveiled, ranked
• Here are 20 cars you can drive off the lot new for less than $20,000
• How Tesla's cargo capacity stacks up against other iconic front trunks in the car industry: From Ferrari, Porsche, Lamborghini, and more

FOLLOW US: On Facebook for more car and transportation content!

There are just a few games have managed to accurately convey how people use texting and the internet in their everyday lives. They're intriguing examples for how we might tell stories for a digital age. ...

The key to deterring fraud is to understand how and why people commit fraud. Knowing the “how” helps managers and business owners create policies and design internal controls to reduce the occurrence of fraud. The “why” is much more complicated,… Read More

The post The Fraud Triangle: Three Conditions That Increase the Risk of Fraud appeared first on Anders CPAs.

Increases analytics ROI by closing the gap between insights and action

Delivers unprecedented scale for large enterprises, advanced security and IP protection, and real-time access to Panzura's global cloud file system from any device

In the chaotic, competitively Darwinian, undifferentiated market, the role of marketing is more powerful than ever before, provided that it is done right!

Not that bearish anymore as most problems are easily solvable: Samir Arora

George Zimmer, the ousted founder of the $2.3 billion men's clothing retailer Men's Wearhouse, seeks $40 million at a valuation of $100 million for Generation Tux.

Gurley, a partner at venture firm Benchmark Capital, has been loudly warning that startups are burning too much cash and that a reckoning is coming.

Looksery is based in San Francisco and it doesn't appear to have raised traditional outside capital. It was started by a Ukrainian team and its CEO is Victor Shaburov.

To become a smart business, organizations must enable as many operating decisions as possible to be made by machines fueled by live data rather than by humans supported by their own data analysis.

Our jugaad of giving missed calls when mobile telephony was expensive has created a habit that’s still prevalent. Then came OTP, which saw nationwide acceptance when regulators mandated it for banking transactions.

Most fund houses in India don’t allow NRIs from US and Canada because of the cumbersome compliance requirements under FATCA.

Incomes of many people, especially those who are self-employed, have been impacted due to the lockdown. To help you through these tough times, here is how you can cut down on current expenses so that your future goals are not at risk.

A law requiring 120 days' stay in India to claim Non-Resident Indian (NRI) status needs to be changed, an association representing NRIs has demanded, citing economic disruptions due to the coronavirus pandemic.

US President Donald Trump has signed an executive order pausing immigration for 60 days to protect the jobs of Americans laid off due to the COVID-19 pandemic. ​​Nasscom noted that the US Department of Homeland Security (DHS) has provided an excellent roadmap for any subsequent potential recommendation for non-immigrant and other visa categories.

Pick stocks that will benefit from global supply chain reshuffle: Jitendra Gohil

Still believe that the market will have a sharp V-shaped recovery: Sunil Subramaniam

Everything that shines is not gold, it could be silver: Jim Rogers

Everything that shines is not gold, it could be silver: Jim Rogers

Railways stations that are India's pride.

In a telephonic interview Mumbai-based Sharma talks about her own experiences as a single woman and what has changed for single women over the years and what hasn’t.

'Investors are hoping that we will go back to normal, as it was before corona'.

The body has also raised serious concerns with the new Pesticide Management Bill, which heightens the criminalisation of business operations, as there are penalties of up to Rs 50 lakh with an imprisonment up to 5 years or both, without differentiating between minor or major offences.

The Department of Justice today filed a Statement of Interest in a Virginia federal court concerning the First Amendment’s freedom of religion in support of Lighthouse Fellowship Church (Lighthouse), a congregation in Chincoteague Island, Virginia, that serves, among others, recovering drug addicts and former prostitutes.

The Department of Justice announced today that it has transferred $311,797,876.11 to the government of the Federal Republic of Nigeria (Nigeria) in accordance with a Feb. 3, 2020, trilateral agreement among the governments of the United States, Nigeria and the Bailiwick of Jersey (Jersey) to repatriate assets the United States forfeited that were traceable to the kleptocracy of former Nigerian dictator Sani Abacha and his co-conspirators.