Trust is critical, especially for a person with autism and their family. Meet the Vollmert family and get a sense of how they approach daily life and planning for a financially secure future with their autistic son, Scott. Learn more: http://u.nm.com/1AQBAsN

With the cruising industry in tatters and the desire for remote travel greater than ever, chartering a yacht can sound appealing. Here's what you get for $5,000 to $150,000.

While there has been "quite a bit of interest" in Kingsoft Cloud's IPO filing, investors should be cautious about the high-growth tech company operating on negative margins and the generally poor performance of Chinese IPOs, says Kathleen Smith, founding principal of Renaissance Capital.

Industrial materials maker DuPont on Tuesday slashed its capital expenditure by about $500 million and raised its annual cost-savings target to counter global trade uncertainties brought on by the coronavirus outbreak.

Eldar Sætre, CEO of Equinor, discusses the company's first-quarter earnings.

Virtual banks may compete with traditional banks, but they also help lenders like Standard Chartered cut costs, says Paul Pong of Pegasus Fund Managers.

Financial advisors are turning to a variety of options to help clients prepare for the potential cost of help with daily activities like eating and dressing — otherwise known as long-term care.

With the average couple shelling out an estimated $285,000 for medical expenses after age 65, some advisors are looking closely at how their clients should best spend their health-care dollars.

More than a third of Medicare beneficiaries say their income has dropped due to the coronavirus crisis, a recent survey shows. Here are ways that those affected may be able to reduce their health care costs.

Happy first day of Fall! Since it’s finally Fall I thought I’d start breaking out the Halloween posts to celebrate!! Today I have a little DIY for ya. I love decorating for Halloween, and I have a few cute little vintage costumes I like to hang up for decorations (maybe … Continue reading →

India will within days roll out a version of its coronavirus contact-tracing application that can run on mobile carrier Reliance Jio's cheap phones, as it looks to increase the reach of the system, a senior government official said on Thursday.

About 2m Britons have paused payments in the coronavirus crisis. Readers share their concerns

• Coronavirus – latest updates
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Almost one in five UK mortgage holders have now been granted a payment holiday, it was estimated this week – but people’s experiences of the process have been very different. Some struggled to get a holiday while others say it was almost too easy. And while for some it will add just a few pounds to their monthly mortgage bill, others say their outlay will rise by a lot more.

The Guardian asked readers who had applied for a mortgage payment holiday, or help with other debts, how they got on. Almost 200 people contacted us to tell us their stories.

The broadcaster, 58, on God, privacy, Mini convertibles, the rudeness of Madonna and her school nickname, Vanessa the Undresser

Even aged two, I was a child of great perspicacity. At nursery we had to answer the register by saying “Yes, Auntie” or “Present, please”, which I found deeply confusing. First, I thought, you’re not my auntie. And if I’m asking politely for a present every day, where on earth is it?

Vanessa the Undresser was my nickname at school, and I put that down to my parents. When a sex scene started on TV I was banished to the hall. I’d stand with one ear against the door desperately trying to work out who was doing what to whom and in what position. Thus was aroused in me an unshakable thirst for sex in all its permutations. I’ve never tired of it, menopause or not.

The big draw this week is our fourth Microfiction, but there’s plenty more to get excited about! We’ve got the Dresden Files Cooperative Card Game’s debut on switch, an upcoming Trailer Rewatch event, a $1.99 ebook deal on Death Masks, and more. It’s also the last week to submit your costumes for our contest. Read [...]

Labour's Dr Rosena Allin-Khan questions Health Secretary Matt Hancock in the House of Commons.

The CEO of Methodist Homes says a secure supply chain from government would mean avoiding inflated prices.

The state government on Thursday barred registered medical practitioners in the city from issuing individual medical fitness certificates to stranded people wishing to return to their home states. It instead told local municipal corporation offices to check the travellers' body temperature using a digital thermometer and examine them for influenza-like symptoms at the time boarding the train.

The screening is to be done free of cost by the municipal corporations through civic/government medical officers or by hiring the services of registered medical practitioners. The revised order has asked local authorities to make a single list of people who don't display any symptoms at the departure point.

State Chief Secretary Ajoy Mehta issued an amendment on Thursday that would also apply across the state. It reportedly came owing to the inconvenience caused in the process of procuring individual certificates from registered medical practitioners who charged their respective fees in the absence of a uniform policy. There were reports of some private doctors charging up to Rs 1,500.

Delays not welcome

Apart from higher fees and longer queues at the clinics, the government was faced with the delay in travellers' departure. There was always a possibility of an asymptomatic person developing illness before the journey started or onboard vehicles and trains. Some parent states have also been demanding screening at the time of departure.

"Sadly, the fall-out and possibilities were not thought about before the guidelines were issued last week. A lot of people have suffered financially, physically and mentally. Procuring certificates proved to be a task for the distressed people who didn't have money to eat and travel," said a senior officer working in the migrant movement.

April 30
Day first rule on migrants’ movement was issued

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The International Olympic Committee will face "several hundred million dollars" of added costs because of the postponement of the Tokyo Games, the body's president said. Thomas Bach spoke in an interview with German newspaper Die Welt on Sunday. Estimates in Japan put the overall cost of the postponement at USD 2 billion-USD 6 billion. Except for the IOC portion, all added costs will be borne by the Japanese side according to an agreement signed in 2013 when Tokyo was awarded the Olympics. Bach said it was "impossible to say for now" the extent of the added costs for the IOC caused by the coronavirus pandemic. "We agreed with the prime minister that Japan will continue to cover the costs it would have done under the terms of the existing agreement for 2020, and the IOC will continue to be responsible for its share of the costs," Bach said.

"For us, the IOC, it is already clear that we shall be faced with several hundred million dollars of additional costs." Before the postponement, Japanese organizers put the official cost of the games at USD 12.6 billion. However, a government audit report in 2019 said the costs were at least twice that. All but USD 5.6 billion of it is in taxpayer money. Tokyo said the 2020 Games would cost about USD 7.3 billion when it won the bid seven years ago. On Friday, the CEO of the Tokyo organizing committee said the pandemic left some doubts about the games going ahead next year. "I don't think anyone would be able to say if it is going to be possible to get it under control by next July or not," Toshiro Muto said, speaking through an interpreter.

"We certainly are not in a position to give you a clear answer." Bach was asked about the possibility of another postponement. He did not answer directly, but said later in the interview that Japanese organizers and Prime Minister Shinzo Abe "made it very clear to me that Japan could not manage a postponement beyond next summer at the latest." Bach was also asked if the pandemic provided an opportunity for some athletes to violate the doping rules with no threat of testing. Bach countered that the delay could allow new testing methods to be developed. He also said tests made before the Olympics would be saved for 10 years for retesting.

"No one should feel confident that they don't get caught," he said. Bach was asked about Russia's status for the Olympics in 2021. Last year, Russia was hit with a four-year ban from international sports ¿ including the Olympics ¿ because of a doping scandal. However, many Russian athletes were expected to be allowed to compete if they could show they were clean. "The Russia question is currently under consideration by the CAS, the independent international Court of Arbitration for Sport, so it wouldn't be right for me to comment on it," Bach said. Bach said he had not decided if he will run for re-election next year. He also pointed out that the IOC had insurance that covered a cancellation, but not a postponement. The election will take place in 2021, and Bach is required to notify of his intentions six months before the vote. He was first elected in 2013 and is widely expected to seek another term. "There's still plenty of time," he said.

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The postponement to 2021 of the Olympic Games in Tokyo because of the coronavirus pandemic will cost the International Olympic Committee (IOC) "several hundred million dollars", its president Thomas Bach said on Wednesday. "We already know that we have to shoulder several hundred million US dollars of postponement costs," the German wrote in a letter to the Olympic movement, warning that, while the IOC would honour its financial obligations to Tokyo, it would probably have to make cuts. "We also need to look into and review all the services that we provide for these postponed Games," he said.

"The IOC will continue to be responsible for its share of the operational burden and its share of the costs for these postponed Games." The IOC, which has approximately $1 billion (926 million euros) in reserves, took the historic decision to postpone the Games, scheduled to open on July 24, until July 23 to August 8, 2021. If the coronavirus pandemic is not brought under control within a year, the Games cannot be postponed again and will be cancelled, the head of the organising committee (COJO) Yoshiro Mori warned on Tuesday.

A task force, which brings together the IOC and various partners, including COJO, "has established the priorities and management strategies to make these postponed Olympic Games feasible and successful", Bach said. These include creating "a safe environment with regard to health for all participants". "At this moment, nobody knows what the realities of the post-coronavirus world will look like," he said. "What is clear, however, is that probably none of us will be able to sustain every single initiative or event that we were planning before this crisis hit." He added that the IOC should also view the crisis as an opportunity.

"We can fairly assume that, in the post-coronavirus society, public health will play a much more important role. Sport and physical activity make a great contribution to health," he wrote. Bach also said the Olympic movement should consider its relationship with esports in light of social distancing.

"Whilst maintaining our principles by respecting the red line, with regard to the Olympic values, we encourage all our stakeholders even more urgently to 'consider how to govern electronic and virtual forms of their sport and explore opportunities with game publishers'," he said.

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Irrfan Khan, who was undergoing treatment for Neuroendocrine tumour for the last two months, passed away at the age of 53 on April 29, 2020. The talented actor was admitted to Kokilaben Hospital for a colon infection, and on Wednesday he breathed his last.

Irrfan in an interview on the chat show Son of Abish opened up about his 1993-release Karamati Coat. "I was very happy because one just wants to work in cinema. Everyone kept appreciating me in television but I wanted to become a cinema actor. No one was offering me roles, even though everyone was appreciating me. But I got this part. So I was very happy and I thought that this is my big break," the actor was quoted by Hindustan Times.

The Piku actor had even designed his own outfit for the film. "For this, I got so excited that I made my own costume, chose the colours and everything. And the film had a walking shot; out of the three minutes, one and a half minutes was just the walking shot," he said.

Irrfan then went on to give stellar performances in films such as Haasil, Maqbool, Paan Singh Tomar, The Lunchbox, Piku and Hindi Medium. His international projects include Slumdog Millionaire, The Namesake, The Amazing Spider-Man, Jurassic World and Life of Pi. His last release Angrezi Medium too gathered critical acclaim.

It's not just Bollywood, but Irrfan Khan also took over the West with his talent and impeccable acting. In his almost three-decade career, the actor established himself as one of the most dependable performers in the Indian film industry as well as in Hollywood.

You'll be truly missed, Irrfan!

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In a significant move, the Union cabinet on Wednesday amended the Epidemic Diseases Act, 1987 through an ordinance in order to ensure safety of health workers at a time when there has been a spate of attacks on them. Any violence against health workers may now bring steep fines and even imprisonments of up to seven years.

#Cabinet approves promulgation of Ordinance to amend the Epidemic Diseases Act, 1897 making such acts of violence as cognizable and non-bailable offences and to provide compensation for injury to healthcare service personnel or for causing damage or loss to the property

— K.S. Dhatwalia (@DG_PIB) April 22, 2020

This move comes hours after Home Minister Amit Shah addressed Nina Medical Association through a video conference, assuring them of safety and urging them to withdraw the symbolic protest scheduled for later this month against incidents of violence on health workers pressed into CVID-19 duty.

From now on, not just such violence is cognizable but also non-bailable offence. Additionally, it has provisions to provide compensation for injury to healthcare service personnel or for causing damage or loss to the property, the government said on Wednesday.

K.S. Dhatwalia, Principal Spokesperson for the government, tweeted: "Ordinance would help protect healthcare service personnel and their living/working premises against violence".

"This actually helps protect the entire health fraternity including doctors, nurses, paramedics up to ASHA workers, " said Union I&B Minister Prakash Javadekar. The Minister said the amendment was necessitated after incidents of violence were witnessed against them while discharging their crucial duty for the country.

The amendment has ensured that the investigation takes place in a time-bound manner. A special provision is also made in the ordinance in case vehicles or clinics are damaged. In such cases, two times the cost will be recovered from assailants.

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The business of advertising agencies has shrunk by more than 70 per cent following the spread of Covid-19 and the lockdown. In a recommendation to the government, the Advertising Agencies Association of India (AAAI), which is the national association of advertising agencies, has proposed that advertising expense be treated as an investment and the cost be amortised over the next three years.

The objective is to encourage a higher level of expenditure by profitable companies, which will in turn accelerate the revival of economic activity. In a letter to Prakash Javadekar, the Union minister of information & broadcasting, AAAI said on a Rs 100 expense, an advertiser be allowed to claim an expenditure of, say, twice that amount (Rs 200), while computing income tax.

The bulk of the agency's costs are fixed in nature, be it salaries, rent, electricity and communication, among others. "The income and cash flow has been in serious stress in the last month and unless there is some intervention, many businesses will either file for bankruptcy or will have to under-size considerably," the note said.

AAAI president Ashish Bhasin, who is also CEO, Dentsu Aegis Network Greater South and chairman & CEO of India, told TOI, "Advertising industry is like the lubricant to the economy. And the lubricant for the advertising industry is liquidity. If we can infuse liquidity in advertising by encouraging profitable companies to continue to advertise, it will spur consumer demand, which in turn will kick-start the economy. The positive benefit from an improved consumer demand will far outweigh the offsets we are asking for."

With hotels, airlines and other industries impacted by the lockdown, Bhasin said overall average advertising industry revenues have come down by more than 70%. "We had earlier estimated a growth projection of 11-12% for this calendar year. However, with the current situation, we might just end the year with a degrowth," said Bhasin.

AAAI has requested the government to pay its dues to advertising agencies at the earliest possible. AAAI has also asked for an expedited refund of GST applications within 2-4 weeks.

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I request you to kindly give me your advise on GST which is going to be implemented very shortly. Thanks and Regards, Varadarajan Kasturi..

India all-rounder Hardik Pandya has joked that a cup of coffee proved too costly for him and he now drinks green tea instead in an Instagram live chat with wicket-keeper Dinesh Karthik. Pandya was referring to the controversy he landed in due to his comments on the television show Koffee With Karan in early 2019.

"I don't drink coffee, I drink green tea instead. I drank coffee only once and proved to be too expensive for me. I can bet that Starbucks would not have such an expensive coffee. Since then I stay away from coffee," he said in the live chat which also featured his brother and fellow all-rounder Krunal.

Pandya was caught in a maelstrom of controversy in early 2019 due to his remarks on the chat show in which he had appeared with teammate KL Rahul. It led to both being briefly suspended from the Indian team.

Pandya has since got engaged and while his return to the Indian team has been hampered by injuries and the ongoing coronavirus lockdown, he is expected to play for the team at the T20 World Cup later in the year should it go through.

He also said that he would be okay with the 2020 season of the Indian Premier League (IPL) being played behind closed doors. The season has been postponed after the Indian government extended the ongoing lockdown in the country to May 3 amid the coronavirus pandemic.

"It will be different. We are used to playing in front of them as the feeling of competition comes with the crowd," said Pandya in an Instagram live chat with Dinesh Karthik.

"I've played in the Ranji Trophy without crowds, and it feels different. To be honest, if that [IPL behind closed doors] happens, it will be a smarter option. At least people will be entertained at home," he said.

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The UK tax agency, HM Revenue and Customs, has released new guidance on its policies concerning cost-sharing groups following rulings from the European Court of Justice on their VAT treatment.

Both cars come with eight-speed steptronic sport automatic transmission and a host of safety features like six airbags, attentiveness assistance, dynamic stability control, including dynamic traction control, anti-lock braking system and electric parking brake

Private laboratories and hospitals were overcharging patients for dengue tests, reported recent media reports. Following these reports the Union Health

Synthetic corticosteroid drugs, when used for prolonged duration of time, increase adrenal gland inflammation in response to bacterial infection. Synthetic

Costa Rica's Ministry of Finance has released a statement clarifying its decision to exclude a number of territories with low effective income tax rates from its list of non-cooperative territories.

Costa Rica's Ministry of Finance has released a statement clarifying its decision to exclude a number of territories with low effective income tax rates from its list of non-cooperative territories.

On November 12, 2019, a law was published in the official gazette of Costa Rica which ratifies the updated Tax Information Exchange Agreement with the United States.

If new European expert cholesterol-lowering guidelines are implemented, the financial burden on health systems would drastically increase, revealed a

For some infants, a wet diaper is cause for an instant, vociferous demand to be changed, while other babies may be unfazed and happy to haul around the

Living-donor liver transplants are found to be better than deceased-donor liver transplants. Living-donor transplants have better survival rates and other

President Pranab Mukherjee said nurses and midwives are crucial in delivering "cost-effective and good quality healthcare". He was speaking at Rashtrapati

F/TDF the new drug for HIV pre-exposure prophylaxis (PrEP) was unlikely to confer any discernible health benefit over generic alternatives, it was also

Nearly half of adults in their 50s and early 60s weren't sure they'll be able to afford health insurance after their retirement, and two-thirds worried

Patent holder and pharma major Gilead, announced voluntary licences with seven generic drug manufacturers in India to s

The global economic crisis has had a profound impact on people’s well-being, reaching far beyond the loss of jobs and income, and affecting citizens’ satisfaction with their lives and their trust in governments, according to a new OECD report.

The global trade in fake goods, from cosmetics to car parts, is costing the UK economy billions of dollars a year in forgone company sales, overpriced products and tax revenues, and was behind more than 86,000 lost jobs in 2016, according to a new OECD report.

The global economic crisis has had a profound impact on people’s well-being, reaching far beyond the loss of jobs and income, and affecting citizens’ satisfaction with their lives and their trust in governments, according to a new OECD report.

In a boost for international efforts to strengthen co-operation against offshore tax evasion, seven new countries have joined the agreement to exchange information automatically under the OECD/G20 standard.

The global economic crisis has had a profound impact on people’s well-being, reaching far beyond the loss of jobs and income, and affecting citizens’ satisfaction with their lives and their trust in governments, according to a new OECD report.

In a boost for international efforts to strengthen co-operation against offshore tax evasion, seven new countries have joined the agreement to exchange information automatically under the OECD/G20 standard.

The global economic crisis has had a profound impact on people’s well-being, reaching far beyond the loss of jobs and income, and affecting citizens’ satisfaction with their lives and their trust in governments, according to a new OECD report.

Costa Rica's competition system underwent a peer review of its laws and regulations at the 2014 Latin American Competition Forum on 16-17 September 2014. The report was launched in San José on 4 December 2014 and provides a through insight into the current strengths and weakness of the Costa Rican competition regime.