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The best films on TV: Thursday, 7 May

There’s an utterly affecting bittersweet kiwi comedy, some jazz era glitz and glamour, and a load of nerve-shredding jungle thrills today




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The best films on TV: Bank Holiday Friday, 8 May

Period dramas, real life spycraft thrills, epic stadium tours and freestyle rap battles all feature.




the best

The best films on TV: Saturday, 9 May

This Saturday you can expect coming of age dramas, delectable foodie feel-good films, and hard hitting horrors.




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The Best New Songs of May 2020, from Kehlani to Justin Bieber and Ariana Grande

Justin Bieber and Ariana Grande team up





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Up close and sensational: the best monologues made during lockdown

From love triangles to the bond between mothers and daughters, performers step into the relationships minefield

The beady-eyed character of Iseult Golden’s monologue could be an Alan Bennett creation: steely and unsentimental, she speaks her mind smartingly in a video message to her daughter who refuses to talk to her. Her tone is spiky at first but Marion O’Dwyer’s wry, understated delivery gives the drama a quietly pained depth. Part of the Abbey theatre’s monumental series Dear Ireland, it captures the bristling complexities of love between mothers and daughters in eight bittersweet minutes.

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Netflix's Too Hot to Handle proves the best sex you ever have is the sort you never have

They might be so desperate for sex they're willing to pay £20,000 for it, but when the contestants of Too Hot To Handle return to normal life, they may well wonder what they were so looking forward to, writes Annie Lord




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SNL at Home review: Second episode is sleeker, but still awkward in the best way

'SNL at Home' returns with a higher production value – and proves once again that it's possible to be funny even without an audience




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All together now: five of the best kids' films that adults can enjoy

From a kidult superhero movie to a spooky period melodrama, these films will provide entertainment for all the family

Kidult superhero movies are nothing new, but this 2018 animated splinter off the Sony-Spidey combine does something really smart with the money-spinning multiverse concept. In Rodney Rothman, Bob Persichetti and Peter Ramsey’s version, Spider-Man is reborn across the dimensions – as Gwen, as a private eye, as a pig – and the result is a fruitfully mind-bending recalibration of the entire mythos.

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David Sedaris: 'Alan Bennett's Talking Heads is pretty much the best thing ever'

The comic essayist on crying over Olive Kitteridge, his love for Richard Yates and the books that make him laugh

The book I am currently reading
Hidden Valley Road. It’s a nonfiction book about a family with 12 children, half of whom turn out to be schizophrenic. In the opening pages the mother sews a live bird’s eyes shut. And she’s one of the few who isn’t mentally ill!

The book that changed my life
Kurt Vonnegut’s Breakfast of Champions. A friend read it out aloud to me when we were hitchhiking across America in 1976, and it made me think:That’s right – books! After high school I had forgotten about them. As soon as I got a stable address, I secured a library card, and started making up for lost time.

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The best food podcasts to tune into for dinner inspiration and more

Perfecting your sourdough? These podcasts are an essential accompaniment




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The best virtual safaris to do from your living room

Get up close with some of the world's most amazing animals from the safety of your sofa




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23 of the best secret beaches in Australia

Because there's plenty more to see than just Bondi




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Designer Destinations: ALINKA designer on St. Petersburg's old world decadence and where to find the best view of the Mediterranean

On the launch of the new collection, AMALFI, we chat to ALINKA's designer about her love of the namesake Italian coastline




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12 of the best places in the world to go wild swimming

It's time to start daydreaming about your post-corona bucket list




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Drink up: the best wine podcasts

From quarantine vino survival guides to sharing a glass with celebs, these are the best wine podcasts to know




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The best time of day to exercise to improve your sleep in lockdown

Can you expertly time your daily dose of cardio to boost the quality of your sleep? Rosie Fitzmaurice finds out...




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The best apps for walking to keep moving

From discovering new routes to earning virtual coins, these apps will keep you going




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The best neighbour-friendly workouts to do from home

Burpees making the walls rattle? Phoebe Luckhurst picks the classes that won't send you through the ceiling




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Where to do Pilates online: the best virtual classes and workouts

Looking for a low-impact workout that'll improve your strength, flexibility, alignment and posture? Look no further...




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The best Met Gala dresses of all time, from Lady Gaga to Kendall Jenner

As this year's sartorial spectacle gets ready to go virtual, we round up the event's best-ever looks




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The best stretches and exercises for back pain, according to a physio

How to look after your body physically while WFH




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The best high fashion scented candles: From Gucci to Fornasetti and Bella Freud

It's lit




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Ronaldo: David Beckham 'one of the best of all time' - the only Englishman who could have played for Brazil

Brazil and Real Madrid legend Ronaldo has hailed former team-mate David Beckham as "one of the best of all time".




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20 footballers primed to be the best of the decade

The new decade of football is on lockdown after the coronavirus pandemic brought the sport to standstill.




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Mikel Arteta can make Arsenal compete with the best again, says Manuel Almunia

Former Arsenal goalkeeper Manuel Almunia believes that Mikel Arteta can help re-establish the Gunners as one of the best teams in the Premier League.




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Why Chelsea transfer would 'force the best' out of Philippe Coutinho

Glen Johnson has urged his former club Chelsea to sign Philippe Coutinho this summer.




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N'Golo Kante 'one of the best players in the world' - Frank Lampard eager for Chelsea return after 'huge miss'

Frank Lampard is looking forward to having "one of the best players in the world" back in his Chelsea side as N'Golo Kante works towards regaining fitness.




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High blood pressure: Study reveals the best type of breakfast cereal to lower your reading



HIGH blood pressure is an ominous threat because it marks the first stage in a sequence of events that could lead to cardiovascular complications. To ward off the threat, it is important to start your day with a cereal that keeps your reading in check.




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When kids ask tough questions about coronavirus, is honesty the best policy?

My kids are asking when the coronavirus will end. Here’s how I’m responding.




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Tom Brady, Tiger Woods, Peyton Manning, Phil Mickelson: Who is the best trash talker?

The zingers flew as Tom Brady, Tiger Woods, Peyton Manning and Phil Mickelson hyped their upcoming golf match. Which legend talked the best smack?




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Some form of exams still the best solution for our year 12s

Relying on school-based assessments or a general intelligence like the SAT is not the solution.




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The best vocal microphones for home recording

Using a dedicated vocal mic goes a long way when recording at home.




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The best tool kits for all levels of home maintenance

High-quality tool kits come in a variety of sizes and styles for your home repair needs. Just a hammer and a flathead screwdriver won't cut it.




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The best retro-cool and versatile calculator watches

Multi-function retro calculator watches.




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Amazing images: The best science photos of the week

Here are the stories behind the most amazing images in the world of science this week. A recap of the coolest photos featured on Live Science.




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Google Cloud vs. AWS: Who Has The Best Pricing?

When evaluating public cloud providers on pricing, it is easy to get hung up on the differences. AWS and Google Cloud each have their own service catalog, terminology and purchasing variations. But do these differences actually impact the final bill?

Keep on reading: Google Cloud vs. AWS: Who Has The Best Pricing?




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Best of the Best Biotech Book Recommendations

As you may know, I maintain an extensive list of book recommendations for the biotech enthusiast on a "Amazon Influencer" page. After the latest update there are well over 100 titles! I recently analyzed the data to come up with the most popular titles among my followers (perhaps the full list is a bit intimidating):​Genentech: The Birth of BiotechThe Biotech Trader HandbookThe Pharmagellan Guide to Biotech Forecasting & ValuationValuation in Life Sciences: A Practical GuideThe Antidot [...]




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Get The Best Minds on Board, Hindustan Times

Years ago, working in the archives in New Delhi, I came across a brief, handwritten, letter from Jawaharlal Nehru to C. Rajagopalachari. It was dated 30th July 1947, and it read: ‘My dear Rajaji, This is to remind you that you have to approach Shanmukham Chetty—this must be done soon. I have seen Ambedkar and [...]




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Cost Effectiveness Analysis and Finding the Best Policies to Fight COVID-19

Robert Stavins: Cost Effectiveness Analysis and Finding the Best Policies to Fight COVID-19




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Cost Effectiveness Analysis and Finding the Best Policies to Fight COVID-19

Robert Stavins: Cost Effectiveness Analysis and Finding the Best Policies to Fight COVID-19




the best

Cost Effectiveness Analysis and Finding the Best Policies to Fight COVID-19

Robert Stavins: Cost Effectiveness Analysis and Finding the Best Policies to Fight COVID-19




the best

Cost Effectiveness Analysis and Finding the Best Policies to Fight COVID-19

Robert Stavins: Cost Effectiveness Analysis and Finding the Best Policies to Fight COVID-19




the best

Cost Effectiveness Analysis and Finding the Best Policies to Fight COVID-19

Robert Stavins: Cost Effectiveness Analysis and Finding the Best Policies to Fight COVID-19




the best

Cost Effectiveness Analysis and Finding the Best Policies to Fight COVID-19

Robert Stavins: Cost Effectiveness Analysis and Finding the Best Policies to Fight COVID-19




the best

Cost Effectiveness Analysis and Finding the Best Policies to Fight COVID-19

Robert Stavins: Cost Effectiveness Analysis and Finding the Best Policies to Fight COVID-19




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Building Haiti’s Future: Is Protectorate Status the Best Option?

Following last month’s historic earthquake, Haiti remains in a state of physical and political devastation. The earthquake destroyed the Haitian Parliament and Presidential Palace, killing members of Haiti’s Cabinet and leaving the government in disarray. With Haiti’s government and infrastructure in a severely weakened state, many in the international community are debating how best to…

       




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Serving the best interests of retirement savers: Framing the issues


Americans are enjoying longer lifespans than ever before. Living longer affords individuals the opportunity to make more contributions to the world, to spend more time with their loved ones, and to devote more years to their favorite activities – but a longer life, and particularly a longer retirement, is also expensive. The retirement security landscape is evolving as workers, employers, retirees, and financial services companies find their needs shifting. Once, many workers planned to stay with a single employer for most or all of their careers, building up a sizeable pension and looking forward to a comfortable retirement. Today, workers more and more workers will be employed by many different employers.  Additionally, generous defined benefit (DB) retirement plans are less popular than they once were – though they were never truly commonplace – and defined contribution (DC) plans are becoming ever more prevalent.  

Figure 1, below, shows the change from DB to DC that has occurred over the past three decades.

In the past many retirees struggled financially towards the end of their lives, just as they do now, but even so, the changes to the retirement security landscape have been real and marked, and have had a serious impact on workers and retirees alike. DB plans are dwindling, DC plans are on the rise, and as a result individuals must now take a more active role in managing their retirement savings. DC plans incorporate contributions from employees and employers alike, and workers much choose how to invest their nest egg.  When a worker leaves a job for retirement or for a different job he or she will often roll over the money from a 401(k) plan into an Individual Retirement Account (IRA). While having more control over one’s retirement funds might seem on its face to be a net improvement, the reality is that the average American lacks the financial literacy to make sound decisions (SEC 2012).

The Council of Economic Advisers (CEA) expressed concern earlier this year that savers with IRA accounts may receive poor investment advice, particularly in cases where their financial advisors are compensated through fees and commissions. “[The] best recommendation for the saver may not be the best recommendation for the adviser’s bottom line” (CEA 2015). President Obama echoed these concerns in a speech at AARP in February, asking the Department of Labor (DoL) to update its rules for financial advisors to follow when handling IRA accounts (White House 2015). The DoL receives its authority to craft such rules and requirements from the 1974 Employee Retirement Income Security Act (ERISA) (DoL 2015a).

The DoL recently proposed a regulation designed to increase consumer protection by treating some investment advisors as fiduciaries under ERISA and the 1986 Internal Revenue Code (DoL 2015b). The proposed rule has generated heated debate, and some financial advisors have responded with great concern, arguing that it will be difficult or impossible to comply with the rule without raising costs to consumers and/or abandoning smaller accounts that generate little or no profit. Advisors who have traditionally offered only the proprietary products of a single company worry that the business model they have used for many years will no longer be considered to be serving the best interests of clients.

Rather than offering detailed comments on the DoL proposals, this paper will look more broadly at the problem of saving for retirement and the role for professional advice. This is, of course, a well-travelled road with a large literature by academics, institutions and policy-makers, however, it is worthwhile to think about market failures, lack of information and individual incentives and what they imply for the investment advice market.

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Image Source: © Eric Gaillard / Reuters
     
 
 




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Video showdown: Vote for the best in the United Nations Environment Programme’s competition

Send one of these video bloggers to cover World Environment Day.




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How the Extinction Rebellion built the best Garden Bridge

No complex masterplans, they simply deleted the cars and invited the public to come and play.