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Demand for coronavirus small business loans fades, here's why

As of Thursday evening, more than 40 percent of the funds remained available in the Paycheck Protection Progam





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Is Smithfield Farms owned by China?




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Samsung Patches Critical 0-Click Vulnerability in Smartphones

Samsung this week released its May 2020 set of security updates for Android smartphones, which includes a patch for a critical vulnerability impacting all of its devices since 2014. 

read more




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Sacramento Motorcycle Accident Attorney Ed Smith Takes an In-Depth Look at Motorcycle Use and Safety

In celebration of National Motorcycle Safety Awareness Month, Personal Injury Attorney Ed Smith Offers Tips to Help Motorcyclists Ride Safely




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Locksmith 2 U Remains Open And In Operation For Riverside Area During COVID-19 Outbreak

Mobile 24/7 Locksmith Offers Key Replacement And Key Duplication Services For Residences, Commercial Businesses, Automobiles, High-Security Safes, And More In Riverside, California




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Research Roundup: Spawl Crawl And Rethinking Peak Hour Commutes, The New Sharing Economy & Smart Mobility For The 21st Century

The organization CEOs For Cities released a widely-cited report last month titled Measuring Urban Transportation Performance: A Critique Of Mobility Measures And Synthesis (71p. PDF). Their research finds that the secret to reducing the amount of time Americans spend in peak hour traffic has more to do with how we build our cities than how we build our roads.

The report explains how the cities studied have managed to achieve shorter travel times and actually reduce the peak hour travel times. Some metropolitan areas have land use patterns and transportation systems that enable their residents to take shorter trips and minimize the burden of peak hour travel.

This runs counter to the conclusions of the Texas Transportation Institute's Urban Mobility Report year after year. The CEO For Cities document explains that the UMR approach has completely overlooked the role that variations in travel distances play in driving urban transportation problems.

In the best performing cities -- those that have achieved the shortest peak hour travel distances -- such as Chicago, Portland and Sacramento, the typical traveler spends 40 fewer hours per year in peak hour travel than the average American. Because of smart land use planning and investment in alternative transportation, Portland has seen its average trip lengths decline by 20%.

In contrast, in the most sprawling metropolitan areas, such as Nashville, Indianapolis and Raleigh, the average resident spends as much as 240 hours per year in peak period travel because travel distances are so much greater. The report's 20-page Executive Summary is titled Driven Apart: How Sprawl Is Lengthening Our Commutes And Why Misleading Mobility Measures Are Making Things Worse.

In The New Sharing Economy, a study by Latitude in collaboration with Shareable Magazine, the authors look at new opportunities for sharing.

An interesting graph (click to enlarge) plots various endeavors on a market saturation and latent demand scale. The resulting plot points fall into four quandrants, labeled:

Low Interest and Low Prior Success (e.g. bike, outdoor sporting goods)

Done Well Already (e.g. work space, storage space, food co-op)

Opportunities Still Remain (e.g. physical media, digital media)

Best New Opportunities (automobile, time/responsibilities, money lending/borrowing)

This last category, Best New Opportunities, provides the launch point for discussion of car sharing. The report notes that there's still a large amount of unfulfilled demand for car-sharing. More than half of all participants surveyed either shared vehicles casually or weren't sharing currently but expressed interest in doing so. For people who share in an organized fashion, cars and bikes were popular for sharing amongst family and close friends but weren't commonly shared outside this immediate network, relative to other categories of goods.

This intriguing and visually appealing report goes on to point out the new sharing takeaways for non-sharing businesses, including "we-based brands," the value in social and alternative currencies, and the "contagiousness" of sharing.

Finally, Transportation For America recently released a White Paper titled Smart Mobility For A 21st Century America: Strategies For Maximizing Technology To Minimize Congestion, Reduce Emissions And Increase Efficiency (39p. PDF).

It proposes that improving transportation efficiency through operational innovation is critical as our population grows and ages, budgets tighten and consumer preferences shift.

As Congress prepares to review and reauthorize the nation’s transportation program, an array of innovations that were either overlooked or did not exist at the time of previous authorizations can be incentivized.

Just as the Internet, smart phones and social media changed they way we acquire news, listen to music or connect with friends and family, these same innovations have implications for how we move around. While high-tech gadgets can be a problem when they distract motorists from driving, they open up a whole new world for people using other modes.

But what if we could manage traffic to help drivers avoid congestion before they get stuck in it? What if you always knew when the next bus was going to arrive, the closest parking space or which train car had a seat available for you? The innovative technologies and strategies outlined in the White Paper include:

Making transportation systems more efficient (e.g. ramp meters, highway advisory radio)
Providing more travel options (e.g. online databases to match up vanpool riders, car-sharing services)
Providing travelers with better, more accurate, and more connected information (e.g. computerized vehicle tracking)
Making pricing and payments more convenient and efficient (e.g. EZ passes, electronic benefits)
Reducing trips and traffic (flex-time, consolidating services online)
The report goes on to discuss changes in demographics and make recommendations for federal transportation policy, as well as highlight several intriguing "smart mobility case studies."




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New And Notable: Smart Growth Manual, "Unplanning," & Asphalt And Politics

Everyone is calling for smart growth...but what exactly is it?

In The Smart Growth Manual (New York: McGraw-Hill Professional, 2009), two leading city planners provide a thorough answer. From the expanse of the metropolis to the detail of the window box, they address the pressing challenges of urban development with easy-to-follow advice and broad array of best practices.

With their landmark book Suburban Nation, Andres Duany and Jeff Speck "set forth more clearly than anyone has done in our time the elements of good town planning" (The New Yorker).

In this long-awaited companion volume, the authors have organized the latest contributions of new urbanism, green design, and healthy communities into a comprehensive handbook, fully illustrated with the built work of the nation's leading practitioners.

This work also features a valuable Smart Growth Directory, with contact information for national, regional and state organizations.

Lieutenant Governor-Elect Gavin Newsom, writing as Mayor of San Francisco, touted The Smart Growth Manual as "an indispensable guide to city planning. This kind of progressive development is the only way to full restore our economic strength and create new jobs, new industries, and a renewed ability to compete in the first rank of world economies."

An extensive interview with the authors is featured on the American Society of Landscape Architects "The Dirt" blog.

The conventional wisdom says that we need strict planning to build walkable neighborhoods around transit stations - even though these neighborhoods are like the streetcar suburbs that were common in America before anyone heard of city planning.

In reality, many of our greatest successes in urban design have occurred when we treated the issues as political questions - not as technical problems that the planners should solve for us.

According to Unplanning: Livable Cities And Political Choices (Berkeley, Calif.: Preservation Institute, 2010), the anti-freeway movement of the 1960s and 1970s and the anti-sprawl movement of recent decades were both political movements, and citizen-activists often had to work against projects that planners proposed and approved.

This book uses an intriguing thought experiment to show that, in order to build livable cities, we should go further than the anti-freeway and anti-sprawl movements by putting direct political limits on urban growth.

Political choices about how we want to live can transform our cities more effectively than planning.

From animal paths to superhighways, transportation has been the backbone of American expansion and growth.

Asphalt And Politics: A History Of The American Highway System (New York: McFarland, 2009) examines the interstate highway system in the United States, and the forces that shaped it, includes the introduction of the automobile, the Good Roads Movement, and the Lincoln Highway Association.

The book offers an analysis of state and federal road funding, modern road-building options, and the successes and failures of the current highway system.











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A Smaller GTA 6 That Arrives Sooner?

On this week's Xbox podcast, the next Grand Theft Auto is in development, and we discuss the report that it may be a more "moderately sized" offering that's updated continuously. Plus: Microsoft may have an opportunity to gain some market share at the start of the generation after a Bloomberg report reveals Sony's scaled-back PS5 production plans, Crysis is the latest member of the remaster club, and more!




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Shopify launches post-COVID POS, Yelp rolls out omnichannel tools for SMBs

The companies are part of a shift toward deeper integration between online and offline operations.

Please visit Marketing Land for the full article.




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Advertisers signal glimmers of optimism

Despite numerous unknowns and continued challenges, many agencies and advertisers have shifted gears for the next phase.

Please visit Marketing Land for the full article.




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Attend SMX June 23-24… for free!

Join us online for SMX Next, a free virtual event designed to equip you with actionable SEO and SEM tactics that can drive more traffic, leads, and sales.

Please visit Marketing Land for the full article.




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Why You Should Quit Smoking?

Smoking is one of the dangerous habits our society is addicted to. It breaks my heart to see people who have successfully quit smoking, return to it. Their excuse is usually as flimsy as unbearable work stress or mid-life crisis. Well, how does smoking help you combat those problems, I wonder? Allow me to offer compelling reasons on why you should quit smoking.

The post Why You Should Quit Smoking? appeared first on Perfect Skin Care for you.




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What Charisma Really Is (and Isn’t)

Barbara Kellerman, lecturer at the Harvard Kennedy School and author of "Followership: How Followers Are Creating Change and Changing Leaders."




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Why Smart People Make Bad Decisions

Sydney Finkelstein, Tuck School of Business professor and author of "Why Smart Executives Fail: And What You Can Learn from Their Mistakes."




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Can Good Journalism Also Be Profitable?

Umair Haque, director of the Havas Media Lab.




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Defeat Criticism Before It Goes Viral

Leslie Gaines-Ross, chief reputation strategist at Weber Shandwick and author of the HBR article "Reputation Warfare."




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How to Fix Capitalism

Michael E. Porter, Bishop William Lawrence University Professor and coauthor of the HBR article "Creating Shared Value."




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Getting Smarter About Mergers and Acquisitions

Andrew Waldeck, partner at Innosight and coauthor of the HBR article "The New M&A Playbook."




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Can You Make Your Team Smarter?

Anita Woolley, assistant professor of organizational behavior and theory at Carnegie Mellon University and coauthor of the HBR article "What Makes a Team Smarter? More Women."




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Whole Foods’ John Mackey on Capitalism’s Moral Code

John Mackey, co-CEO of Whole Foods Market and coauthor of "Conscious Capitalism: Liberating the Heroic Spirit of Business."




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What Makes Teams Smart (or Dumb)

Cass Sunstein, Harvard professor and author of "Wiser: Getting Beyond Groupthink to Make Groups Smarter."




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Salman Rushdie on Creativity and Criticism

The acclaimed writer describes how he develops his novels, what he expects from reviewers, and why business people should still read fiction.




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Marketing Lessons for Companies Big and Small

Denise Lee Yohn, author of "Extraordinary Experiences" and "What Great Brands Do," explains what we can learn from retail and restaurant brands




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Smart Managers Don’t Compare People to the “Average”

Todd Rose, the Director of the Mind, Brain, & Education program at the Harvard Graduate School of Education and the author of "The End of Average: How to Succeed in a World That Values Sameness," explains why we should stop using averages to understand individuals.




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Isabel Allende on Fiction and Feminism

The bestselling author describes her creative process and explains why she was always determined to have a career.




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Asking for Advice Makes People Think You’re Smarter

The research shows we shouldn't be afraid to ask for help. Francesca Gino and Alison Wood Brooks, both of Harvard Business School, explain.




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The Connection Between Speed and Charisma

Bill von Hippel, professor at the University of Queensland, on how the ability to think and respond quickly makes someone seem more charismatic.




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Smart Advantages Embraces Waterford's Winterval Festival

Sales and marketing firm Smart Advantages take time out to enjoy Winterval in Waterford, Ireland.




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Watching Handrail Manufacturers Use a Special Tool to Smooth Welds is Wildly Satisfying

Handrail manufacturers often weld straight pipes to elbow connectors, then must grind the welds smooth. To speed this task, some use contraptions like this MB 650 RV product by German power tool manufacturer GeBrax, which attaches to an angle grinder to turn it into a flexible strip sander:

Other German companies, like Flex Tools and Fein, make dedicated pipe sanders:

There are also a host of sketchy-looking "As Seen on TV"-type companies flogging their own angle grinder attachments…

…but I think I'd stick with the reputable German brands.




  • Tools & Craft|Tools-and-Craft


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Is Your Company Equipped to Implement a Work from Home Policy? Take the Remote Work Technology Assessment

Is your company prepared to support the imminent demand for remote work options caused by the coronavirus? Take this quick Remote Work Assessment to identify potential issues in your technology environment and avoid problems later when deploying a Work from… Read More

The post Is Your Company Equipped to Implement a Work from Home Policy? Take the Remote Work Technology Assessment appeared first on Anders CPAs.




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US lawmakers blast five large corporations for taking $50 million meant for small businesses. Only one is returning the money.

Reuters

  • House lawmakers on Friday demanded five large, publicly traded companies return the $10 million loans they received that were meant for small businesses. 
  • Only one company, MiMedx, said it would return the $10 million Paycheck Protection Program loans.
  • Just 48 public companies of the 387 that received PPP loans have returned the money. 
  • Visit Business Insider's homepage for more stories.

US representatives blasted five publicly traded companies for taking Paycheck Protection Program loans means for small businesses, leading at least one to return the money.

The House subcommittee on the coronavirus crisis sent letters] to MiMedx, Quantum, EVO Transportation & Energy Services, Gulf Island Fabrication, Universal Stainless, and Alloy Products on Friday demanding they return loans received from the treasury. MiMedx said late Friday it was repaying its $10 million loan.

See the rest of the story at Business Insider

NOW WATCH: Inside London during COVID-19 lockdown

See Also:



  • PPP
  • Paycheck protection program
  • house subcommittee on the coronavirus crisis
  • Steven Mnuchin

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Small Entity Compliance Guide for the Respiratory Protection Standard

This Small Entity Compliance Guide (SECG) is intended to help small businesses comply with the Occupational Safety and Health Administration’s (OSHA) Respiratory Protection standard (63 FR 1152; January 8, 1998). OSHA’s goal for this document is to provide small entities with a comprehensive step-by-step guide complete with checklists and commonly asked questions that will aid both employees and employers in small businesses with a better understanding of OSHA’s respiratory protection standard.




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Smart Stuff with Justin and Roman- Founder Effect

The long-awaited return of Smart Stuff with Justin and Roman, featuring Justin McElroy and Roman Mars.

Make your mark. Go to radiotopia.fm to donate today.

Everyone should listen to My Brother, My Brother, and Me on the Max Fun Network.




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400- The Smell of Concrete After Rain

There have been over 200,000 deaths as a result of the coronavirus pandemic. All have been tragic, but there are two people in particular we’ve lost due to COVID that were part of the world of architecture and design that we want to honor with a couple of stories today. First, we are mourning the loss of architect Michael McKinnell. Along with Gerhard Kallman, McKinnell designed the unforgettable Boston City Hall, completed in 1968. They won the commission for Boston City Hall after submitting their brutalist, heroic monument in a contest when Michael McKinnell was just 26 years old. It was always a controversial structure, much of the public found it ugly and too unconventional, but architects and critics tend to love it. This is the often the case with Brutalism in general and that is the subject of our first story starring Boston City Hall.

Another voice who is gone too early was Michael Sorkin. Sorkin was a designer and the Village Voice architecture critic in the 80s. He brought a totally new kind of approach to writing about buildings, one that focused on people and politics. We spoke with design critic at Curbed, Alexandra Lange, about Sorkin's work, and Roman Mars reads excerpts from one of his pieces called Two Hundred and Fifty Things an Architect Should Know.

The Smell of Concrete After Rain




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$17.5 Million in Grants Available for St. Louis County Small Businesses

The St. Louis County Small Business Relief Program, (SBR), slated to award $17.5 million to small businesses, was recently announced by County Executive Sam Page. The grants make up about 10% of the $173.5 million in federal relief funds the county received from the CARES Act. The program will provide financial relief to small businesses...

The post $17.5 Million in Grants Available for St. Louis County Small Businesses appeared first on Anders CPA.




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Dave Finklang and Rebekah Tucker Named to St. Louis Small Business Task Force

Anders tax partner Dave M. Finklang, CPA/CGMA, MBA and tax supervisor Rebekah J. Tucker, CPA have been selected to join the St. Louis Small Business Task Force. Founded by Erin Joy, CEO of Black Dress Circle, the Task Force is a new initiative to bring together leaders from varied industries to clearly define and address...

The post Dave Finklang and Rebekah Tucker Named to St. Louis Small Business Task Force appeared first on Anders CPA.




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NECA Legislative Top Three 12/13/19: NECA Contractor Helps Secure Win for Small Businesses

This week in government affairs: NECA opposes bill to raise top tax rate for pass-throughs, NECA member testifies before the house small business committee and NECA Wins in NDAA.




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The Single Best Employee Benefit Your Small Business Can Offer

Sponsored Post With so many companies trying to one-up each other on desirable employment packages, what's the best employee benefit? Here's our choice.




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Small Businesses Cut 6 Million Jobs from March to April

Franchises lost the fewest jobs, but overall the unemployment number was unprecedented.



  • Small Business News

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Shopify Launches All New Point of Sale System for Small Businesses

Shopify has launched a new point of sale system for small businesses that should benefit them post-pandemic.



  • Small Business News

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In the News: Small Business Protections in Place for New PPP Loans

Small businesses should have better access to PPP funding after new protections put in place by Treasury Sec. Steve Mnuchin.



  • Small Business News

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Laurie McCabe of SMB Group: Will the 43% of Closed Small Businesses Come Back?

Brent Leary chats with SMB Group's Laurie McCabe to talk about how small businesses are using technology during the pandemic response not just to survive but in some cases, thrive.




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Vimeo “Stories in Place” Shows Small Businesses Adapting to Pandemic

A new series called Stories in Place on Vimeo shares the stories of small businesses across the US dealing with the coronavirus pandemic.



  • Small Business News
  • Coronavirus Biz Advice

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How smartphones are transforming customer experience

Support organizations that can leverage the power of the smartphone in order to transform their contact center can not only gain key insights to help streamline support operations but can also make agents more effective




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IBM helps Prysmian Group accelerate digital transformation

Efficient IT infrastructure supports the group's global growth strategy




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Fashion / Cosmetics / Jewellery




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A change in law means MSMEs have greater power in cheque bounce cases

The combined effect of sections 143 and 143A would mean that, not only the Drawee can impress and urge upon the trial court to expect a speedy trial, but also to grant an interim compensation of 20 per cent of amount of cheque as a partial recovery.




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How trademarks can work as assets for MSMEs

Trademark serves as defence mechanism to protect an MSME’s brand from loss of reputation, retaining a good trustworthy relationship with your existing and potential customers.




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How MSMEs can create a win-win relationship with their customers

The secret sauce behind happy customers is to have happy team members. You cannot create happiness on the outside if your organization is not happy on the inside.