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Keep Your Family, Pets Safe This Fourth of July

For many, this year’s Fourth of July activities will span the entire week and weekend, and include picnics, barbecues, beach days and other gatherings spent with friends and family (including our four-legged family members). The Delaware Division of Public Health (DPH) is providing the following tips to keep everyone safe.




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Use Your Phone To Pay Your Fare!

 

Use Your Phone To Pay Your Fare!

"DART" to your destination with DART Pass, the convenient way to pay!

Multi-zone and Paratransit fares now Available!

 

Fares available for mobile purchase include:

  • One-Way Ride
  • Reduced Fare One-Way Ride (ID required upon boarding)
  • Daily Pass
  • 7-Day Pass
  • 30-Day Pass
  • Paratransit

Thank you for riding DART, and for your traveling convenience, download the free DART Transit App!




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Protect Yourself and Others

To protect yourself and others from exposure to the COVID-19 virus, please practice social distancing when riding DART bus services, Fixed Route and Paratransit. Please do not use DART bus services if:

  • You are experiencing fever or flu-like symptoms.
  • Have traveled outside of Delaware within the past 14 days.
  • And/or have had close personal contact with anyone with a confirmed case of COVID-19.

 

DART public transit services are operating on a reduced service schedule until further notice, for specifics, please visit DartFirstState.com.

 

Statewide Paratransit services will continue to operate normal hours, as will the Reservations Call Center.





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How to share your SAS knowledge with your professional network

SAS Global Forum 2020 is not the conference experience we thought it would be. Thousands of us had planned to gather in person to share our enthusiasm and knowledge about SAS and power of data and analytics. We were going to combine our skills and knowledge to inspire one another [...]

The post How to share your SAS knowledge with your professional network appeared first on The SAS Dummy.




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Tips and resources for making the most of your SAS experience

Let’s be honest, there is a lot of SAS content available on the web. Sometimes it gets difficult to navigate through everything to find what you need, especially if you are looking for complimentary resources. Training budgets can be limited or already used for the year, but you’re still interested [...]

Tips and resources for making the most of your SAS experience was published on SAS Users.




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Working remotely? A list of 5 ways to spend your down time

As many of us are learning to navigate the changing world we are living in amid the COVID-19 outbreak, and as we care for our loved ones, friends, and our community, many of us now find ourselves working and studying from home much more than we did before. As an [...]

Working remotely? A list of 5 ways to spend your down time was published on SAS Users.




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Get Outside, But Protect Yourself

With entrance fees to Delaware State Parks and state wildlife areas currently waived, Delawareans are getting outside to stay active and healthy.



  • Department of Natural Resources and Environmental Control
  • Division of Fish and Wildlife
  • Division of Parks and Recreation
  • Coronavirus
  • health and safety
  • outdoors and recreation
  • permitting and regulation
  • public
  • social distancing
  • wildlife

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Coronavirus Tips: 6 key frequently touched points you must sanitise in your car

Some of you may need to drive your cars for the odd necessary grocery run, or if you are someone who’s profession falls under the umbrella of essential service. Here are some extra tips to keep your commutes sanitised. Wash your hands, but also wash the things you touch with your hands.




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How car rental could be your new safety move against COVID-19 after lockdown

Car subscriptions will continue to evolve and grow into more flexible plans and longer durations of leases ending 12, 24, or 36 months.




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Watch Video: Ambassador car converted into a hot-looking limousine will beat your Monday Blues!

Dealing with Monday Blues amid Covid-19 lockdown? This fancy-looking Ambassador limousine should help!




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Five must-do things to get your car ready before Coronavirus lockdown lifts

Preparing your car for post-lockdown: You may be itching to get behind the wheel again and so you shall. But before you set off, for your safety and that of the car, there are some very simple things you must pay attention to.




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No car EMIs for up to 3 months if you lose your job: Hyundai EMI Assurance Program launched

Hyundai is set to re-open dealerships under strict adherence of government directions in the COVID-19 affected areas.




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‘Use Your Melon’ Impaired Driving Awareness Campaign At The Delaware State Fair

Office of Highway Safety brings Impaired Driving Awareness to the Centennial Celebration of the Delaware State Fair Dover, DE (July 22, 2019) – The Delaware Office of Highway Safety has partnered with NASCAR driver Ross Chastain for the fourth year in a row, in the “Use Your Melon, Drive Sober, Arrive Alive DE,” campaign and will be on-site […]




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Reliance JioPhone user? Soon get Aarogya Setu app on your fingertips

India, which has imposed the world’s biggest shutdown to battle the spread of the coronavirus, last month launched the Aarogya Setu (Health Bridge) app — a Bluetooth and GPS-based application which alerts users who may have come in contact with people who later test positive for COVID-19.




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Your Queries: Equities tend to deliver positive inflation adjusted returns in long run

Investment gains (in absolute terms) depend on the principal corpus invested and the returns delivered by the fund. Returns are a function of the performance of the asset class invested in.




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Your Money: Eight guiding principles when buying a health plan

Understanding your health coverage, getting familiar with the services covered and how much you will have to pay in case of an unfortunate eventuality is important.




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Your Queries: LTCG tax on sale of shares depends on holding period

Assuming that the shares are in the nature of ESOPs, they shall be taxed at two stages, once as perquisites in the hands of employees upon allotment and subsequently as capital gains upon sale of the shares.




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COVID-19 impact on equity investments: Continue SIP and diversify your portfolio

Retail investors should stay away from small and mid-cap stocks until the volatility settles. Instead, they should look at value investing.




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Your Money: Three tips to manage funds in the time of Covid-19

This is a real test for us as investors. Some of us are getting jittery because we are watching our overall returns deteriorating and some of us are thinking it is an opportunity to add more to our existing portfolio.




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Your Queries: Mutual Funds -Balanced funds, hybrid funds can switch between equity & debt

Gold ETFs investors can exit only by selling to secondary market participants on the stock exchange.




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Your Queries: Income Tax -You can offset long term capital loss on share sale against any LTCG

Once tax liability is calculated, you may claim a deduction of TDS/ taxes paid on such rental income, to arrive at net tax demand due.




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Your Money: Covid-19: Why health insurance is critical now

Group health insurance plus personal health insurance: Higher the number of family members, higher the insurance cover.




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Your Money: How asset allocation can help reduce risks

The objective of a good asset allocation plan is to develop an investment portfolio that helps you reach your financial goals with the degree of risk you find comfortable




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Life insurance: Calculating net return on your premiums

Actual return you get is not the ARR of 8% or 4% shown in the benefit illustration but net of various charges such as fund management, premium allocation, admin and mortality




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Your Queries: Loans – banks will charge interest for 3-month moratorium period

The moratorium means in case of cash crunch in these extraordinary times, you may not pay the EMIs but the bank/FI will not classify your loan as a non-performing asset (NPA).




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Your money: Term insurance is not just for death benefits but also for disability

The fundamental benefit of term insurance is the monetary benefit the dependents receive on the death of the insured.




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Covid-19 & your money worries: Tips to handle the impact on your finances

When it comes to surviving financial crisis, focus on what you can control and you can do rather than on what you cannot control or what is not possible to do now




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Your Queries: Continue SIP when markets are falling to benefit from lower price

More units are bought when the market price of shares is low and lesser units are bought when the price is high.




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Your Money: Do you have a cashflow for next 12-18 months?

In a single day, there was a double-digit fall of 13.2% in Sensex—unprecedented in the past 16 years.




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Your money: Here’s how you can get better interest rate on personal loan

With new developments in technology, it has become easier to get a quick personal loan.




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Your Income Tax Queries: NRIs do not need to quote Aadhaar in ITR or link PAN with Aadhaar

As per Section 44ADA, a resident individual, engaged in any business/ profession can declare income on presumptive basis only if gross receipts do not exceed Rs 50 lakh in previous year.




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Insurance: Four tips to keep your risk cover intact

Though there is an additional 15-day grace period due to the Covid-19 lockdown for renewal of insurance policies, pay the premium if you have the cash flow. And buy a health insurance plan if you don’t have one




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Your Queries: 3-month moratorium on education loan; on gold loan also if EMI-based

If you have a high credit score or work for an organisation that has a tie-up with a bank for subsidised interest rates, you can get a lower interest rate.




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Your Money: Digital payments, e-KYC make buying insurance, filing claims easy during Coronavirus lockdown

Most companies are encouraging their existing customers to use digital channels as there has been a surge of such requirements from customers along with scarcity of service personnel at insurance offices.




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Corona crisis: Time to re-jig your investment portfolio

Equity investors can tilt portfolio allocation towards large-cap and multi-cap mutual funds.




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Your Queries: NRIs can’t adjust TDS on capital gains against basic exemption limit

You may avoid double taxation on your income by claiming tax relief if India has signed the Double Taxation Avoidance Treaty (DTAA) with the country of your residence.




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Your Money: Investment tips for those opting for new tax regime

For example, PPF offers you returns of 7.1% per annum completely tax-free whereas an 8% FD may offer you only 5.6% if you’re in the 30% slab.




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Equity investments: It’s the right time to review your portfolio

Investing in high-quality companies and proven MF schemes always pays in the long term and these would be the first to recover




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Your Queries: Loans; Interest will be charged on moratorium period

Closing a home loan account involves outstanding loan repayment, signing some forms, request for return of original documents, collecting no-dues certificate as well as the final interest payment certificate.




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Tax Talk: Know when your income can be clubbed

The income of a spouse or child is clubbed together with the income of major earner of the family when certain conditions are met.




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Your Money: Stick to time in markets vs timing the markets

The longer you stay in the markets, the more you are likely to earn returns by letting the magic of compounding work for you.




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Your money: More power to Aadhaar based eKYC, video KYC needed

The RBI recently allowed banks to use Video KYC to validate loans and credit card applications. Video KYC is another effective mechanism to accelerate application processes wherein customers can use their smartphone cameras to validate themselves before a bank-appointed officer.




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Crude oil prices: How low oil prices can impact your investments

Low oil prices will have a positive impact on glass manufacturing, transport, industrial power, plastics, lubricants, petrochemical, , FMCG, paint, rubber & tyre manufacturing companies




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Your Money: Tips for financial wellness in uncertain times

Contingency planning, taking heath insurance and avoiding unnecessary expenses is critical.




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Your Money: Asset allocation and capital allocation — know the difference

The year 2020 is not going to be a year to forget. Understanding the nuances and re-learning the basics is a good thing to do.




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Should you go for loan moratorium if you can pay your EMI?

Availing of the moratorium will only add to your interest burden eventually. If you have the cash, paying EMIs and credit card bills on time will be beneficial.




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Your money: Are we ready for a ‘Pay As You Drive’ motor insurance policy?

While the third-party (TP) premium depends on your vehicle’s cubic capacity (CC), the motor own-damage is calculated basis the RTO/city you reside in and the make year and model of your car.




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Your Money: Health insurance likely to see strong growth in FY21

Though overall growth in health business declined 11% in March, private players are likely to revive in FY2021.