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Hong Kong cross-border payments start-up Currenxie raises US$10 million in Series A funding https://ift.tt/3jRE8WJ

Caluche, close to our hotels, plays thing cool, a lot cooler than certain hype-hungry restaurants we could mention. For example, they don’t have a website, you can’t book online, and even their Instagram page is dead as a dodo since September 2023. Often times, this would not be a good sign, but in the case […]

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Udp Client Sever is a useful network utility for testing network programs, network services, firewalls and intrusion detection systems. Udp Client Sever can also be used for debugging network programs and configuring other network tools. The tool can work as a Udp client and Udp server, send and receive udp packets. The tool is designed with a user-friendly interface and is easy to use.

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Rating: 3/5/5 . Panchayat Season 3 is still sweetness and light and all things bright. Just a tad slow to take off. Continue reading →

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Dear Blog Update,

Today, the automated messaging system used by your real estate sales agent, MIKE CARRAWAY, has stopped sending email to you because none of the email messages sent have been opened. For a mail message to be considered "open", you must have clicked one of the links contained in the email and viewed the report your provider sent.

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By Joe Klock, Sr.

Real estate analysts (and what American is not among them these days?) tend to survey the sea of sale signs in most areas and join the gloomy headline writers who conclude that there are not enough ready, willing and able buyers in the market place.

Not so, gentle reader! The shortfall is among sellers, of which there are relatively few treading water in the aforementioned sea.
"Whoa, Nellie!" you might exclaim (ignoring the by-line clearly displayed above), "any fool, including the by-lined fool, can see that it's buyers that are now in short supply."
In so doing, you might cite the hordes of hungry house-hunters who roamed the house-hunting roadways during the many months of a recently-deceased feeding frenzy, fueled by mortgage lenders with deep pockets and all the fiscal restraint of sailors on leave.
It is a now a fact of real estate life in most areas that their numbers - and that financial fuel - have shrunk like last month's birthday balloons, and it's true that there are fewer prospective buyers rummaging through the current logjam of listings.
Enter the law (not the theory or fantasy) of supply and demand, which dictates that when the number of consumers is dwarfed by a surplus of products, either prices take a hit or activity takes a holiday.
That reality underpins my contention that, while there may be too many homes for sale, there are too few legitimate sellers offering them.
This position is backed up by more than a half-century of experience on and behind the firing line of real estate brokerage, during which I have seen and survived several cycles of inflation, deflation and stagflation, as well as so-called sellers' markets which morphed into buyers' markets and vice versa.
Through all that trauma, certain facts remained unchanged - facts that are being ignored by too many would-be sellers and, sadly, pseudo-professionals. They are as follows:
1. No home in history has ever sold for a penny more than the best offer obtainable from the best buyer available in the then-current market.
2. The only way to determine the true value of a home is to thoroughly and aggressively test the market and challenge the competition. That process need not be a lengthy one, since buyers and their agents do comparison shopping and readily react to an attractive offering.
3. Once that procedure has been pursued, properties remaining unsold for an extended period of time are, quite simply, overpriced. Forget about what similar houses sold for in the past (which is history), or what those would-be sellers might have invested in their homes (which is irrelevant), or what qualified appraisers say they are worth (which are only opinions). The critical test is exposing one's home to the greatest practical number of prospective buyers and active agents, and then analyzing the results.
4. A home that is appropriately priced and effectively marketed, preferably by competent professionals, will ALWAYS attract attention, generate activity and ALWAYS sell for what it's worth (refer to Fact #1 above).
The problem today is not that there are too few buyers. Demand is what it is and neither wishful thinking nor wistful memories will increase its size.
The more serious shortage is of genuine sellers; i.e., those who meet these specific criteria:
a) They are willing and able to accept the best price obtainable from the best buyer available in the current market, and
b) They have something to lose if they don't do so.
"Sellers" who do not fit that mold are not sellers at all and should be encouraged to take their properties off the market. (Realistically, they're not actually ON the market, anyway!)
The market is not always kind, but it is never wrong - and those who believe otherwise pay a heavy price for ignoring "The Facts Of Life For Home Sellers."
FOOTNOTE: For a further dose of this perhaps-unpleasant medicine, visit www.joeklock.com and click on that caption. You have nothing to lose - except, maybe, a pipe dream.
If that doesn't work for you, take two antacids or a short snort and DON'T call me in the morning!
Here's the bottom line - take it to the bank or to any nearby Wailing Wall: When proper pricing is combined with effective marketing, there is a buyer for everything and, given those conditions, any home can be sold in any market.
The ritual dances of negotiation may change with market fluctuations, but the drumbeat of reality does not!

Mike Carraway
Broker/Owner

WEICHERT, REALTORS - Access Realty
1100 East Park Drive, Suite 104
Birmingham, AL 35235
1-800-840-0165
WEICHERT, REALTORS - Access Realty
Valleydale Branch
4500 Valleydale Road, Suite 160
Birmingham, AL 35242
205-995-3939
24/hr Info: 800-634-0511
24/hr Fax: 800-634-0511
www.Access1000.com
www.Weichert.com
www.AlabamaWebPage.com
www.TakeOurTest.com
www.BirminghamRealEstateSchool.com

The company behind the hit true-crime podcast Serial is exploring a sale, according to a person familiar with the matter, putting one of digital audios biggest brands on the market as the medium becomes increasingly popular.

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Podcast measurement company Podtrac has recorded mostly negative week-over-week download and unique audience growth since social distancing measures began. The declines were most severe in mid-March when major cities began shelter-in-place requirements and nonessential American workers began working from home. As of the week of April 27, however, weekly download and audience growth are slowly ticking back up.

But it is not all bad news: Podtrac found that for the shows it measures, year-to-date growth overall is still positive with major download growth in categories like news, comedy and business.

New York Times Co. said it would acquire Serial Productions, the maker of the hit podcast Serial, a deal that aims to further the newspapers podcasting ambitions.

Terms of the deals were not disclosed, but the transaction could be worth as much as $50 million depending on milestones and performance metrics, a person familiar with the matter said.

Spotify on Wednesday said its monthly active user count reached 299 million in the most recent quarter ending June 30. That is an increase of 29 percent year-over-year and brings the streaming giant just shy of that 300 million MAU milestone.

Taking a closer look, we see that Spotify finished the second quarter with 138 million premium (paying) subscribers, up 27 percent compared to the same period a year earlier. The company said its Family Plan continues to be a big driver of performance and further plugged the expansion of its new Premium Duo subscription offering for couples.

The COVID-19 restrictions that many countries had to endure forced many people to seek alternative forms of entertainment. One such form is podcasting which has grown in popularity over recent years. According to the most recent financial reports, Spotify reported that 21% of the monthly active users (MUA) have engaged in at least one podcast in the past month.  Data presented by Stockapps.com breaks down the rise of podcasting.

Spotify Records 5% Increase in Podcast Engagement between Q4 of 2019 and Q2 of 2020

The Joe Rogan Experience – the title of Rogans podcast, was the highest-earning podcast of 2019 with revenue of $30M. In September 2020, Joe Rogan officially began his podcasting contract with media giants Spotify, which will eventually see his entire library of content migrate to the platform. The deal is reported to be over $100M.

Spotify has been expanding its podcasts catalogue as they continue to see strong growth in that particular segment. The rate of consumption of podcasts has been growing by triple-digit percentage numbers for the last few years. In Q4 of 2019 16% of Spotifys monthly active users engage in podcast content, by Q2 2020 that number had jumped to 21%.

Apple has made a much larger comeback in Yale student and faculty computing than its 10 to 12 percent national market share would indicate.

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The Internet has opened the doors to a diverse congregation that exists beyond the traditional borders that communities have become accustom to. Using technology as a communication medium has not been lost on spiritual leaders and many have embraced the Internet as a medium to spread their faith. It is rare to find a house of worship that does not have a website or Internet presense. Expanding upon this theme, parishes looked to podcasting to further expanded the reach of their spiritual counselors and ministers. Many preachers record homilies, hymns, services, sermons or gospel teachings, for parishioners and interested listeners.

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Alianza, Inc.amp;nbsp;today introduced Alianza for Microsoft Teams, a new and powerful solution that gives service providers a robust cloud PBX voice solution for Microsoft Teams.

Your vehicle drives the roads through all types of weather and dirty conditions, which can leave the outside of your vehicle looking gross and dirty. A dirty vehicle not only looks bad, but it also can lead to permanent damage to your vehicle that you cannot wash off in the form of scratches, hard water stains, and corrosion, especially if you live in a climate that has salt applied onto the roads to combat ice and snow. Here are some car wash services that you can look for to keep your vehicle clean and protected.

Do-It-Yourself Cleaning

When you want to use your own supplies at home to clean your vehicle, there are a variety of ways you can do so. Just be sure you wash your vehicle in the shade where it will remain cool. The heat of the sun can make the exterior of your vehicle so hot that it will cause the cleaner or water to evaporate and leave hard water and soap stains stuck on the exterior and paint. So look for a shady spot to wash your vehicle if it is hot outside.

You can use a traditional bucket of soapy water, a car wash sponge, and your garden hose to rinse the vehicle after scrubbing it clean. You can also invest in a water-less vehicle cleaning system that allows you to clean your vehicle with a gel solution and wipe it clean with a cloth. Or you can use a rinse-free cleaning system where your cleaning mixture of soap and water cleans and rinses the vehicle so you can follow up by wiping it clean.

Professional Hand Cleaning

When you want your vehicle to look magnificent but you don't want to put into it any effort, you can take your vehicle to a professional cleaning service center. They will wash, clean, and rinse your vehicle and even dry it by hand using high absorbency towels to give your vehicle a great-looking shine. They will focus on removing hard water spots from the windows and mirrors, and also take the time to clean off areas that a basic machine wash may miss, such as around your fenders and the tar spots that are picked up on your vehicle's side panels from road construction.

This type of service also includes washing and detailing around your vehicle's tires and rims to make them shine again. Then, if you want the interior of your vehicle cleaned out, they can provide a detailing service for the upholstery, vinyl, and carpeting.

Finding a shop that offers car detailing can often be a tedious process. Especially for those who have recently moved and are unsure of their surroundings, knowing where to look can sometimes be frustrating. Customers may also be unsure of what is a reputable company. Luckily, car detailing services have now gone mobile. Rather than the customer physically going to a shop to have the service completed, the service is simply brought straight to the customer's doorstep. Here are a few benefits of choosing this forward-thinking service. 

Comes to You

One of the best perks of a mobile car detailing service is that the services comes directly to the customer. Without having to leave their doorstep, an appointment can easily be made by calling the shop and setting a date and timeframe. The mobile service will simply arrive at the agreed-upon time and complete the service. With such a convenient ability to come to the customer, the work can be completed while the customer goes about their day. Since most car detailing services last a few hours, the customer does not have to deal with waiting in an uncomfortable waiting room without access to a car and can simply relax at home while the service is completed.  

Find the Right Provider

Another perk to going with a mobile car detailing service is overall quality. Since many car detailing companies compete with each other, it is easy to pick out those who deliver quality service and results at reasonable prices. Checking online reviews of local mobile car detailing services beforehand can help eliminate companies that the customer is not interested in. What should stand out to the customer is what others have to say regarding their service. Excellent testimonials that speak of quality work, professional attitudes, punctuality and competitive prices will lead the customer to a mobile car detailing service that will be a perfect fit.

With these benefits to keep in mind, going with a mobile car detailing service is simply the most convenient and reliable method the customer can choose. Not only will the convenience of having the service come to the customer be a plus, but knowing that the work completed is done with customer satisfaction in mind will also be hard to beat. Even with the hustle and bustle of daily life, car detailing does not have to be a hassle. Through a mobile car detailing service, convenience and quality come together for a finished product that will be sure to turn heads. Look for a mobile car detailing service in your area. 

If you've recently moved from Hawaii to the mainland and shipped your car as well, it's a good idea to have your car detailed as soon as possible. The elements of weather and nature in Hawaii can wreak havoc on vehicles in so many ways. A professional car detailing service will remove salt, sand, soil, and residue so your vehicle looks like it just came off of a showroom floor instead of from an island in Hawaii. Here's why your car should be detailed and where attention needs to be focused on the most. 

Harsh Conditions for Vehicles in Hawaii 

While you likely enjoyed being outdoors in Hawaii and the weather conditions, Hawaii is harsh for vehicles.

• Salt. The salt in the air and sea spray from the ocean can cause significant damage to your vehicle's hard surfaces. Salt can eat away at the clear coat, paint, and undercarriage. Extensive rust is commonly found on vehicles in Hawaii. The salt can also leave residue which causes spots on the glass, so your windows, mirrors, and lights may have mineral spots on them that need to be carefully removed so as not to scratch the glass. 
• Sand. When living on an island, sand can get into every nook and cranny. Even if you religiously cleaned your vehicle at a neighborhood carwash, there's probably sand somewhere in your vehicle. If some sand is in your wheels, it can damage your brake pads and wheel bearings. 
• Soil. Volcanic soil is corrosive. Therefore, any soil from Hawaii remaining on your car can cause corrosion. Ask the car detailing service to pay particular attention to the undercarriage and wheel wells to remove the soil and the corrosive residue from the soil. Also, volcanic soil has a dye-like substance, so you'll want to have the detailing service give the interior a deep clean as well. 

Focus Attention Everywhere 

When detailing a car that has been in Hawaii for an extensive period of time, attention needs to be focused pretty much everywhere the salt air has touched to remove salt and salt residue. The detailer should also remove all sand, soil, and soil residue. Be prepared to replace the floor mats, as they may have discoloration on them from the dye-like substances in the volcanic soil. Also, be sure to have the trunk of the car detailed as well, especially if you placed items in it from excursions to the beaches, parks, and volcanos. 

Contact a car detailing service near you to learn more.