When the 123 account was launched amid enormous fanfare in 2012 it paid customers up to 3 per cent interest on balances up to £20,000, and up to 3 per cent cashback on bills.

After years, if not decades, of insurers routinely hiking customers' policy prices at renewal, many thought an end to the loyalty penalty was in sight.

It has been nearly 14 years since we launched our 'Fair Play on Charges' campaign. We have exposed how banks rake in billions from customers who accidentally slip into the red, time and again.

Time and again we have exposed how copycat scammers use the search engine to trick users into paying more for holiday visas, passports - you name it. Our City Editor was even caught out.

There is something deeply sinister about cashing in on the pressures faced by young women today. I remember well the 'need' to have a new outfit for every occasion - and that was before Instagram.

What is the point of saving? That's the question we posed after it emerged that National Savings and Investments is to slash interest rates for millions of savers from May.

Panic over coronavirus has badly shaken the world's financial markets, culminating, on Monday, in the FTSE 100 suffering its sharpest one-day fall since the height of the 2008 crash.

The bad news began yesterday morning when the Bank of England revealed it was cutting the base rate by two-thirds to just 0.25 per cent, writes VICTORIA BISCHOFF.

Thousands of employees will have woken up yesterday terrified they are about to lose their jobs. Businesses all over Britain are already cutting workers' hours and pay in a bid to protect jobs.

In 2008 the world economy appeared on the brink of meltdown. Banks' pursuit of profits fired by a culture of greed and management hubris led to the failure of some and the defenestration of many.

Our mailbag is overflowing with emails from bitterly disappointed holidaymakers whose travel plans are now in ruins. Many had spent thousands of pounds on once-in-a-lifetime trips.

My partner Chris and I live in a first-floor flat, so when our neighbour sent us a message out of the blue insisting we use her front garden to enjoy the sunshine on Sunday, I could have kissed her.

Hallelujah! After temporarily shutting, our favourite Italian restaurant in South London, Lo Paste Tradizionali, has reopened for collections and deliveries on Friday to Sunday.

For many of us feeling cut off from loved ones, technology has proved to be a lifeline, but we must beware.

Supermarket deliveries are a lifeline for those who have been told they will be at serious risk if they leave home. Despite this, many precious delivery slots are still snapped up by young, healthy households.

There is no doubt that the most hygienic way to pay for something is with a tap of a contactless card. But if you're spending more than £45 you either have to use a card machine, or hand over cash.

SPORTS AGENDA BY MIKE KEEGAN: England's footballers may well have been delighted last week when the FA announced a multi-year sponsorship deal with food delivery app Deliveroo.

Craig Overton, Olly Stone and Saqib Mahmood are said to be the pace trio identified for the long-term care programmes which the ECB are planning to put in place in a bid to regain the Ashes.

The change has long been debated by cricket pundits and fans but traditionalists have so far been able to resist calls for modernisation. But there is an ever-increasing workload on players.

The shot showed a soft focus Kathy - so soft she lacked a belly button - lying in an unmade bed, wearing just a leopard print bra and black panties.

Abigail Disney has weighed in on Kobe Bryant's controversial past, after actress Evan Rachel Wood and a Washington Post journalist were berated for tweeting about a rape allegation.

The scenes which surrounded Serbia's abandoned Euro 2016 qualifier with Albania caused much shock and amazement to all those watching.

Before every UEFA match there is a meeting of 'emergency personnel' who run through what to do in the event of any major incident before or during the match.

Albania's national team have been handed a heroes' welcome for their return home following the shocking violence that forced their Euro 2016 qualifier against Serbia to be abandoned.

Journalist Nick Ames provides his first-hand account of the chaotic scenes which led to the abandonment of the Euro 2016 qualifier between Serbia and Albania.

Serbia's FA has reportedly called on UEFA to reward them with a 3-0 victory after their politically-charged Euro 2016 qualifier against Albania in Belgrade was abandoned.

Serbia and Albania can expect severe punishments after UEFA launched an investigation into a night of violence in Belgrade, described as ‘inexcusable’ by Michel Platini.

Albania claim their players were assaulted by fans, stewards and police in Belgrade at the now-infamous Euro 2016 qualifier against Serbia which was abandoned after the violent scenes.

Albanian internationals Lorik Cana, Etrit Berisha and Thomas Strakosha share the same Lazio dressing room in harmony with Serbia's Filip Djordevic and Dusan Basta.

Serbia have been awarded a 3-0 victory over Albania following their abandoned qualifier but they have also been deducted three points and ordered to play two games behind closed doors.

A court ruling for appeals filed by the Serbian and Albanian football federation against UEFA sanctions after their European Championship qualifier was abandoned is expected by July 10.

Albania have been awarded a victory over Serbia by the Court of Arbitration for Sport after a Euro 2016 qualifier was abandoned when a drone with a political banner flew into the stadium.

A bus carrying the Serbia squad was hit by stones within hours of the team arriving in Albania on Wednesday for a Euro 2016 qualifier, a year after their previous encounter was abandoned in chaos.

Chelsea duo Branislav Ivanovic and Nemanja Matic were forced off with injuries before Serbia downed bitter rivals Albania 2-0 to give themselves some pride in Euro 2016 qualifying.

Slaven Bilic could not contain his joy when his West Ham player Dimitri Payet scored another late goal for France against Albania, and even climbed on the ITV studio table out of excitement.

Ahead of kick-off, Sportsmail 's MARTIN KEOWN offers his assessment of three of the big games from this weekend's Euro 2016 fixtures including the hosts' final group game.

Cristiano Ronaldo's side were victorious despite winning just once inside 90 minutes and finishing third in their group, during a tournament where UEFA gave their new 24-team format its debut.

DEREK HUNTER AT ELLAND ROAD: Tyler Roberts and Jack Harrison fired Leeds United to the top of the Championship as they comfortably saw off QPR 2-0 at Elland Road.

The 26-year-old left-back was at the Blades' training ground on Monday to undergo the second part of a medical. Robinson, who can also operate as a centre-back, joined Forest in the summer of 2018.

Birmingham starlet Jude Bellingham will not be given the chance to test himself against Premier League opposition in the FA Cup fifth-round clash with Leicester on Wednesday.

Real Housewives Of Beverly Hills star Teddi Mellencamp Arroyave has been working hard on her fitness since giving birth in February.

The Pepperdine University graduate, 22, had a pair of earphones in on the Sunny weekday in Southern California.

Photographer Patrick Coyne - who took the video off of the coast of Newport Beach, California - described the sight as one of the most 'magical' nights of his life.

She's a timeless Hollywood beauty, as is her daughter and granddaughter -- with whom she recently graced a magazine cover.

The bombshell notes reveal the bureau discussed how to approach its investigation into Michael Flynn's involvement with Russia.

Arnold Schwarzenegger masked up for a Los Angeles bike ride this week with his daughter Christina, amid rumors her sister Katherine is pregnant with her firstborn child.

Gisele Bunchen marked her father's birthday on Friday by posting a throwback image of him walking her down the aisle during her 2009 wedding to Tom Brady.

She and her twin sister Brie are pregnant at the same time, even due within weeks of one another. 

Arnold Schwarzenegger and his 45-year-old girlfriend Heather Milligan made the most of California's increasingly empty roads with a lively bike ride in Santa Monica on Saturday.

In addition to being joined by her eldest child, who she shares with ex-husband Sean Penn, Robin Wright was accompanied by her hunky husband Clement Giraudet.