Why does qualifying for a small business loan have to be such a mystery?

According to a CB Insights study, cash flow issues are the second most common reason startups fail, accounting for 29% of failures. In many cases, access to capital would make a big difference. Yet the loan application process is notoriously opaque for small business owners. Research from the Federal Reserve Bank of New York shows the average small business owner spent 26 hours searching and applying for credit, contacted three financial institutions and submitted three credit applications. Despite this time-consuming work, only half of small-business applicants end up being approved for the loan amount they applied for.

complete article

This past year, 2018, has been a very good one for innovation. We've seen the blockchain boom, the increase in low-code and no-code app development, the start of the rollout of 5G technology and AI and AR: All came into their own with countless programs and applications for both business and consumer life.

On the coattails of such a year, I believe that 2019 has the opportunity to show even more promise. Here are the trends I predict we will see in small businesses and across the industry as a whole:

complete article

All requested features delivered. Speculation avoided. Mindful of our tendency toward completeness, necessary code is added, unnecessary code is removed. Refactored.

Implementations incomplete - shadows of the their real-world counterparts, yet precisely the functions and properties required. The desire to add more, tempered by the satisfaction of not doing so.

Technique and knowledge are increased to decrease their application.

Simplicity.

I posted that on the WabiSabi page of the c2 wiki on or about October 28th, 2002.

I typically feel the same about my old writing and my old code ("what was I thinking?"), but I like this (even if it is a bit pretentious); especially the line about Technique and Knowledge. It cover many of the forces that need to balanced to ship software consistently.

Happy Friday.

(EMAILWIRE.COM, October 29, 2024 ) Global Synthetic Aggregates Market size is expected to grow at a CAGR of 3.7% throughout the forecast period, reaching nearly US$ 56.19 Bn. by 2030 Synthetic Aggregates Market overview Synthetic aggregates, also referred to as artificial aggregates or lightweight...

(EMAILWIRE.COM, November 01, 2024 ) The global Digital Instrument Cluster market is witnessing rapid growth, fueled by increasing demand for advanced automotive displays and enhanced in-car experiences. Driven by advancements in digital interfaces, these clusters provide customizable, high-resolution...

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(EMAILWIRE.COM, November 04, 2024 ) The Global Agricultural Tractors Market is growing, fueled by a demand for precision farming and advanced agricultural machinery. Modern tractors equipped with GPS, AI, and automation technology are transforming farm efficiency, reducing labor, and increasing yield....

(EMAILWIRE.COM, November 05, 2024 ) The Exoskeleton Market is projected to grow rapidly, driven by applications in healthcare rehabilitation and industrial productivity. Exoskeletons enhance mobility for those with disabilities and improve worker efficiency and safety in industries such as manufacturing...

(EMAILWIRE.COM, November 12, 2024 ) The India Drone Market is witnessing a remarkable surge, with a projected growth from USD 654 million in 2024 to USD 1,437 million by 2029, driven by an impressive CAGR of 17.0%. This growth trajectory indicates a transformative shift in the adoption and application...

Prime Aviation Employee Directory. Prime Aviation corporate office is located in Plot 27 Ntinda view Crescent, Kampala, Central Region, Uganda and has 2 employees. prime aviation limited. primeaviation group of companies. primeaviation.net. prime aviation ltd. prime aviation services ltd

New York Comic Con 2018: Batman: The Animated Series At the 2018 New York Comic Con, DVDTalk’s Francis Rizzo III sat down with Batman: The Animated Series creators Bruce Time and Eric Radomski, and actors Kevin Conroy, Loren Lester,...

DVD Talk Interview - Director Chris Weitz Director Chris WeitzDVD Talk writer and film critic Neil Lumbard recently interviewed filmmaker Chris Weitz (About a Boy, American Pie) about his latest film as a director, Operation Finale. The film has...

Time Freak Writer-Director Interview Andrew Bowler, Academy Award nominated filmmaker and writer-director of Time Freak, sat down with DVD Talk writer and film critic Neil Lumbard to discuss his latest feature film effort: the zany, romantic, and comedic science...

from Instagram https://instagr.am/p/DCIneGJpq6Z/ via IFTTT

Andrew Bowler, Academy Award nominated filmmaker and writer-director of Time Freak, sat down with DVD Talk writer and film...

Ractopamine is a drug given to pigs and cows in the last months of their lives to "make the meat more lean". Taiwan has been blocking imports of meat from the US over concerns that the drug's residues that stay in the meat are less than healthy. At a recent Codex Alimentarius Commission meeting, the meat producing and exporting countries, and those heavily lobbied and pressured by US diplomats prevailed in a close vote to make the agency adopt a standard for residues of ractopamine in meat. That means that the countries that resist meat from doped animals will have a harder time to justify why they don't want to subject their citizens to yet another experiment for the sake of the economy of large-scale animal-to-meat operations. Scott Tips of the National Health Federation has represented the consumer side at Codex and he reports on the meeting: After taking a vote by secret ballot this late morning, the Chairman of the Codex Alimentarius Commission, Mr. Sanjay Dave, announced the results of the voting on whether or not Ractopamine (a steroid-like vet drug, the residues of which remain in the slaughtered animal to then be consumed by meat-eaters) standards were adopted. Out of 143 ballots cast, the vote was 69 for Ractopamine, 67 against Ractopamine, with 7 abstaining. If only one vote had shifted from the “for” camp to the “against” camp, then the result would have been completely different and the Ractopamine standard would not have been adopted. This voting was forced upon the Commission by the insistence of the United States, Costa Rica, and Brazil that the long stalemate over the adoption of a standard for Ractopamine MRLs (Maximum Residue Levels) could not be resolved through the Codex-preferred process of “consensus” but would, after all, have to be voted upon......

RIP, H.S.T.

(See also “Fear and Loathing in Las Vegas,” “Regrettably necessary,” and “Don’t Vote!”)

Izquierda Unida de Castilla-La Mancha ha fijado abril de 2026 como la fecha límite para presentar sus candidaturas para las elecciones autonómicas y regionales de mayo de 2027. Así lo ha anunciado Pedro Mellado, el coordinador general de la formación, en una reciente entrevista. Mellado destacó el compromiso de IU de informar con un año […]

Artículo publicado en : Izquierda Unida C-LM Establece Abril de 2026 Como Fecha Límite para Definir su Estrategia Electoral para los Comicios Autonómicos y Municipales

Le secteur chinois de la livraison express a enregistr� une expansion rapide en octobre, avec une acc�l�ration significative du taux de croissance des affaires, selon un indice de l'industrie publi� mercredi par le Bureau national des postes. ...

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Had to update the file and the code to make this sound work again. Also refreshed the code on that page for a 1961 Brownie projector commercial from the Internet Archive..

Published at LXer: Paradox Interactive teamed up with another developer again for the new Stellaris: Grand Archive DLC, which is blasting off on October 29th. Stellaris has Native Linux support and...

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In a surprising turn of events, the Brazilian government has found a new ally in its fight against inflation and energy challenges: online casinos and crash games, like Aviator operators. By introducing additional taxes on these rapidly growing sectors, the government aims to channel the revenue into critical areas of the economy, including the burgeoning green energy sector. This strategy not only addresses economic stability but also aligns with Brazil's long-term commitment to sustainable development.

October zit er al weer op. Het jaar gaat snel voorbij. October was grotendeels een rustige maand met een paar gebeurtenissen. Ik heb een nieuwe versie gemaakt van de kokopot met mini-orchidee. Ook hebben we ge-barbecued met lekker bakkie koffie, … Lees verder →

Support the Radio Heritage Foundation by purchasing your new copy of the WRTV Handbook 2010 via Amazon through us....

Ipswich Airport (IATA: IPW, ICAO: EGSE) is a former airfield on the outskirts of Ipswich, Suffolk England. It was known as RAF Nacton when No. 3619 Fighter Control Unit of the Royal Auxiliary Air Force were based there.

http://en.wikipedia.org/wiki/Ipswich_Airport

1001-LocuriDeMunca.ro va prezinta topul celor mai buni angajatori online pentru perioada 29 august - 5 septembrie. In aceasta saptamana primii 10 angajatori de pe internetul romanesc ofera pe site-urile proprii 494 joburi.

73 de joburi - ISG Romania

65 de joburi - Oracle

61 de joburi - Lugera

59 de joburi - Sales Consulting

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46 de joburi - Route 66

40 de joburi - Euro GSM

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Salish Excavation and Trucking LLC has launched a new website, designed by Prospect Genius, to provide customers with easy access to their full range of excavation and trucking services. The updated, mobile-friendly site includes detailed service information and allows customers in the Port Angeles area to connect easily for free estimates. [PR.com]

HafeziCapital, a leading international consulting firm renowned for its expertise in structuring and conducting in-depth Feasibility Studies, proudly announces the expansion of its International Feasibility Study services to address critical sectors in the Middle East, Asia Pacific, Latin America, and Africa. This strategic initiative is designed to provide a comprehensive analysis of project viability, enabling [PR.com]

Nevada grand jury brings indictments against alternate electors in 2020 election | 6 Dec 2023 | A grand jury convened by Nevada Attorney General Aaron Ford has brought felony indictments against six individuals who served as alternate electors after the 2020 election as the Trump campaign worked to secure recounts to verify the results of […]

CDC issues health alert to U.S. doctors over subtype of monkeypox spreading in Congo that kills one in ten and is more infectious –Alert warned clinicians to test patients traveling from the Congo for the virus | 7 Dec 2023 | Doctors in the US are being told to look out for a more deadly […]

Google DirectoryWhoa! Apparently, there is this search engine called Google which has a directory about mesothelioma. Google Directory - Health > Conditions and Diseases > Cancer > Mesothelioma. Who'da thunk it?more info hereOriginally Posted on 11/06/2005 22:22:31Content source: http://bobrboobd.blogspot.com/2004_04_16_bobrboobd_archive.html#108210473504158949

As many of you may know, we've started an article directory
at Military Transition Tips. The previous post shows our
published press release requesting articles to be read
by people transitioning out of the military and for
military veterans.

There are so many benefits to submitting artictle to
an article directory. Submitting an article to an
article directory allows for the author to have
free viral advertising. The key is to submit
your articles to as many article directories that
you possibly can. (Key point to upcoming military and
veteran business owners).

Most article directories are not niche specific such
as ours. When you submit articles to our article directory,
it's specifically for people leaving the military or who are
experiencing a military transition.

If you have a business (even if you're a military
person or veteran) you'll benefit tremendously by
submitting articles to our directory.

Many of the benefits are listed in the below article.
Keep in mind, articles submitted to our Military
Transition Tips Directory are subject to be
posted on this blog. Please keep this in mind.
We will advertise free for you if the article can
relate to a military person, veteran, or their
families.

The below article is one of the many articles in our
Military Transition Tips Article Directory. See the below
article, Benefits Of Article Marketing for article marketing:

Benefits Of Article Marketing

In the real world, advertising is synonymous with more
expenses for the business enterprise. TV spots, print ads,
promotional campaigns… companies will have to spend just
to get their business message to as many people as possible.
Thankfully, online ventures are not beholden to such a rule.
The World Wide Web provides so many channels wherein
marketing campaigns can be launched without having to type
in your credit card details. Amazing, isn’t it?

This is the reason why Internet marketing has blossomed to
what it is today. It is very accessible to many people, as steep
financial investments are more of the exceptions rather than
the general rule. Indeed, there are many avenues on the
Internet that would allow a business with an online presence
to advertise its offerings.

One of these amazing avenues, and quite possibly, the most
cost-efficient and powerful of them all, is article marketing.

By its very label alone, you would immediately get the idea
that it has something to do with writing articles. This is correct.
You see, by writing articles about the subject matter relevant
to our business, and by distributing the same to the many
channels in the World Wide Web, we will be able to reach so
many people and each of them would regard us as experts
in the field.

Still confused as to how article marketing works? Here is a
step-by-step guide that would teach you the ins and outs of
this fantastic marketing strategy:

Write a premium, highly informative 300 to 1,200 word
article about the subject of your business. If your business,
for example, is concerned with dog care, you could write an
article about proper dog grooming.

Include a resource box at the end of your article. Your
resource box is a concise summary of who you are, what
you’re about, and could also have a link to your website.

Submit your article to the many article directories that
can be found on the web.

Every time a person gets to read your article as displayed
in the article directories, the link to your website would be
exposed and there is a higher likelihood of gaining more
unique visitors for your web pages. These article directories
are seen by millions of people each and every day, as they
are easily indexed by the search engines.

The philosophy behind article marketing is a tactic popularly
referred to as back linking. Since getting indexed in the search
engines is quite a difficult chore, and often, the results would
take months before they could bear fruit, a lot of Internet
marketers have resorted to back links to get a piece of the
search engine pie.

Back links are links to your website which you manage to
display in other sites that have a high Page Rank (PR) in
the search engines. It’s almost tantamount to piggybacking
your way to instant online prominence.

There are so many benefits that can be derived from article
marketing. Do consider the following:

If you could write your own article, it’s a free marketing vehicle.

If you can’t write your own article, or if you simply don’t have
the time to prepare a piece, you could always hire a ghostwriter
to write one for you. The going rate for a standard 500 word
article is 3 to 10 dollars.

Including your link in the resource box would make it visible to
the many people who would get to read your article. This could
potentially equate to an equal amount of new traffic for your site.

There is always a chance that your article would get picked up
by an electronic newsletter, called an eZine, and this would expose
your link to new audiences which could also result in new traffic for
your web pages.

There is also a chance that your article would get picked up by a
printed publication, and the readership of the same would get to
know the products or services which your business offers.

By writing a highly informative piece, you’ll be able to brand
yourself as an expert in the field in the eyes of your readers.
They’ll get to trust you with their needs, whenever they would
arise. This is pre-selling at its finest!

With all that is going for article marketing, there should be no
questions as to why it is heralded as one of the most potent
marketing strategies today. Try it out and elevate your advertising
campaign to the next level, all without spending a single cent at that.





About the author:
================================
By David Zohar http://www.articlebar.com

David Zohar is the owner of http://www.ArticleBar.com
which is is a free directory of articles from expert authors
on a wide range of topics. We invite authors to submit
original articles to our growing database.
================================

Military Transition Tips Contents

Source: www.militarytransitiontips.com

Johnetta Matthews
Military Transition Coach
Veterans In Motion
Military Transition Tips Article Directory
Owner

By the beginning of the year, the Article Directory
will no long exceed it's bandwidth. It's became so
popular that we are still working on the project.

We'll keep you posted once the issue is finally
resolved. Until then, see our archives and stay
tuned for updates.


Merry Christmas

Military Transition Coach

Comrades,

We've added a video to the article directory and have
several more articles pending approval.

The video shows a very great company that supports
men and women looking for employment after the
military.

The videos on the front page will change from time
to time to introduce supporting organizations that
assist with military to civilian transitions.

Pray for our men and women overseas that they
have a safe passage back home.

To see the video and a new set of articles on the
front of the article directory, visit here.


Stay Safe,

Johnetta Matthews
Veterans In Motion

There's a free e-book download at the bottom
page of the directory for a limited time.

Categoría: Gestión:Comercios:TPV
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1st place for the photobook hardcover with the large photo book comparison test of the prestigious journal of PCgo 12/09 Nuremberg, in November 2009. The photo book hardcover large convinced of printeria all along the line. The software is succeeded in printeria as well as the quality of the product. “Particularly emphasized the testers among […]

NADetector is free network tool, it monitors and analyzes the network traffic and displays statistical information pertaining to each IP address pair and protocol, helping network administrators and users troubleshoot network problems. The main purpose of NADetector is to allow you to collect statistical information about your network traffic that passes through network adapters and display incoming, outgoing and summary traffic statistics. This information is useful, especially for understanding the different IP addresses and data amounts involved with a given network utilizing task. The tool is designed with a user-friendly interface and is easy to use.