tag Christmas at Pine Cottage, Chapter Nine By www.ancientfaith.com Published On :: 2021-02-10T19:41:47+00:00 Christmas at Pine Cottage, Chapter Nine and Conclusion, by Renee Riva (Forget Me Not Romances, an imprint of Winged Publications, 2018). Available on Amazon Full Article
tag Food in Stages By www.ancientfaith.com Published On :: 2018-07-16T19:19:34+00:00 Martha explores food as an expression of love. Full Article
tag When does Instagram decide a nipple becomes female? By www.404media.co Published On :: Thu, 31 Oct 2024 18:32:59 +0000 Ada Ada Ada is documenting her transition on Instagram, uploading shirtless photos weekly to test their nudity guidelines # Full Article Links
tag Oasis, a playable real-time AI model trained on Minecraft video footage By oasis-model.github.io Published On :: Mon, 04 Nov 2024 21:34:26 +0000 anything out of frame is immediately forgotten, making it very dream-like and surreal to explore # Full Article Links
tag Not Seeking My Own Advantage By www.ancientfaith.com Published On :: 2016-08-07T23:35:12+00:00 Full Article
tag God Transforms Unfairness to Advantage! By www.ancientfaith.com Published On :: 2017-04-02T20:35:36+00:00 Full Article
tag Both Good and Bad Are Contagious By www.ancientfaith.com Published On :: 2017-04-09T21:09:35+00:00 Full Article
tag Not Seeking My Own Advantage By www.ancientfaith.com Published On :: 2018-06-12T19:42:58+00:00 Full Article
tag God Transforms Unfairness to Advantage! By www.ancientfaith.com Published On :: 2019-04-16T00:55:21+00:00 Full Article
tag The Cross and the Stag By www.ancientfaith.com Published On :: 2020-02-01T01:11:32+00:00 Bobby Maddex interviews Gabriel Wilson, the author and illustrator of the new AFP graphic novel titled The Cross and the Stag: The Incredible Adventures of Saint Eustathius. For merchandise related to the novel and more information about its author, please click here. Full Article
tag The Heritage of St. Paul in Orthodox Spirituality - Part 1 By www.ancientfaith.com Published On :: 2014-05-13T16:31:26+00:00 In this first half of a lecture recorded live in commemoration of the "Pauline Year," celebrating 2,000 years since the birth of the Apostle, Archimandrite Irenei explores the heritage of the great missionary saint in Orthodoxy. Drawing connections to Elder Joseph the Hesychast of Mount Athos, St Symeon the New Theologian, and other great figures of the Orthodox tradition, this first portion of the lecture addresses questions of conversion and relationship, and how St Paul’s example is at the heart of living Orthodox Tradition. Full Article
tag The Heritage of St. Paul in Orthodox Spirituality - Part 2 By www.ancientfaith.com Published On :: 2014-05-13T16:31:30+00:00 This week we broadcast the second half of our lecture on the heritage of St Paul in Orthodoxy, given recently in Manchester, UK, to a largely non-Orthodox audience. In this portion, Archimandrite Irenei focuses on St. Paul’s injunction to "pray without ceasing," and explores the manner in which this is lived out in the Prayer of the Heart and experiential life of Orthodox Christianity throughout history. Full Article
tag The Word of the Cross: Three Stages By www.ancientfaith.com Published On :: 2022-07-13T02:56:51+00:00 Fr. Pat focuses his attention on that which Saint Paul calls “of primary importance” for us to learn both from the saint’s words and from his life experience. Full Article
tag Rag-tag and Bobtail People By www.ancientfaith.com Published On :: 2023-05-24T19:05:17+00:00 Yuk! Horrible people from horrible places! Acts 11: 19 - 30, John 4: 5- 42 Full Article
tag A Developmental Stage No One Talks About! By www.ancientfaith.com Published On :: 2022-06-25T00:39:01+00:00 SUBSCRIBE There is a developmental stage that no one talks about. The transition from childhood to adulthood can be a challenge for even the most seasoned mamas. How do we successfully interact with our adult children? And what if our best attempt at parenting wasn't good enough? Full Article
tag Update: Google adds tagging support By google.blognewschannel.com Published On :: Tagging has been all over the place recently and apparently Google couldn't resist. Now you can tag sites in your search history for later retrieval. Full Article
tag An Aldi Price Tag Change Is Coming—Here's What You Need To Know By www.yahoo.com Published On :: 2024-11-13T12:00:00Z Full Article
tag Drone footage shows firefighters battling blaze By www.bbc.com Published On :: Mon, 11 Nov 2024 13:49:09 GMT The massive fire destroyed several buildings in the town centre of Abergavenny. Full Article
tag Queen Victoria's Scottish picnic cottage restored By www.bbc.com Published On :: Wed, 13 Nov 2024 13:20:17 GMT The cottage, located on Mar Lodge Estate near Braemar, was visited by the queen on her trips to Balmoral. Full Article
tag Footage captures baby seal pup moments after birth By www.bbc.com Published On :: Tue, 12 Nov 2024 14:36:13 GMT The big button-eyed, fluffy baby is one of 128 pups to have been born at Donna Nook this year. Full Article
tag Parents' shock after stag shot at Sheffield school By www.bbc.co.uk Published On :: Tue, 12 Nov 2024 17:33:00 GMT A deer was shot dead by police after it was spotted in Greenhill Primary school grounds. Full Article
tag Stag shot dead by police in school grounds By www.bbc.com Published On :: Tue, 12 Nov 2024 18:21:05 GMT Police say the large deer posed a 'danger' and take the decision to 'humanely' destroy it. Full Article
tag MP raises NHS dentist shortage at Westminster By www.bbc.com Published On :: Tue, 12 Nov 2024 06:07:13 GMT Richard Foord MP says there are no NHS dentists available in Devon for adults. Full Article
tag Rail services cancelled due to shortage of trains By www.bbc.com Published On :: Tue, 12 Nov 2024 09:14:08 GMT Transport for Wales says the service will not operate on Tuesday due to trains needing repairs. Full Article
tag 'My Instagram got disabled and I don't know why' By www.bbc.com Published On :: Tue, 12 Nov 2024 06:13:48 GMT Emily Sutcliffe says it is "unfair" she has lost her account documenting life with her two sons. Full Article
tag ‘Being on stage feels like a dream' By www.bbc.com Published On :: Sun, 20 Oct 2024 05:22:05 GMT Inclusive band Delta Sonic wants to be a part of an more accessible music scene in Bedford. Full Article
tag Heritage steam railway to trial wi-fi service By www.bbc.com Published On :: Mon, 11 Nov 2024 12:41:58 GMT The trial will give rural areas and passengers on the railway's route access to the internet. Full Article
tag Star Wars filming impact on heritage site studied By www.bbc.com Published On :: Tue, 12 Nov 2024 06:18:07 GMT Dr Rebecca Harrison is looking at how the Andor series affected Winspit Quarry. Full Article
tag Vic's Vintage Adventure Begins! By www.bbc.co.uk Published On :: Wed, 16 Oct 2024 14:30:00 GMT CWR presenter Vic Minett joins the London to Brighton Veteran Car Run 2024 Full Article
tag Where To Watch Dickens' A Christmas Carol On Stage In London, 2024 By londonist.com Published On :: Tue, 12 Nov 2024 08:10:00 +0000 From traditional retellings to drunk adaptations. Full Article London On Stage theatre on stage A Christmas Carol CHRISTMAS 2024
tag Is Nintendo Switch 2 about to be announced? Instagram lowers quality of less popular videos By www.shinyshiny.tv Published On :: Mon, 28 Oct 2024 15:42:48 +0000 The internet is still convinced a Nintendo Switch 2 announcement is going to happen this month, as a part of a major third-party open world game is also rumoured. It’ll […] The post Is Nintendo Switch 2 about to be announced? Instagram lowers quality of less popular videos appeared first on ShinyShiny. Full Article News Tech Google instagram nintendo switch Pixel Buds
tag Les CGV/CGPS : bouée de sauvetage du traducteur By trematranslations.jimdoweb.com Published On :: Mon, 04 May 2020 03:01:00 -0500 « Trust but verify », la maxime de prédilection de Ronald Reagan pendant la guerre froide, s’applique tout particulièrement au monde de l’entreprise. Lorsque vous travaillez avec un client pour la première fois, il convient de déterminer à l’avance les modalités de votre relation et mieux vaut le faire par écrit, afin d’établir clairement les responsabilités de chacun et de régler plus facilement d’éventuels différents. Pour cela, rédigez dès à présent vos conditions générales de vente (CGV), ou de prestation de service (CGPS) si vous êtes prestataire, mettez-les à disposition de vos clients et prospects sur votre site web et mentionnez-les dans vos devis. Vous ne savez pas par où commencer ou avez peur d’oublier une clause importante ? Lisez la suite de ce billet ! C'EST QUOI DES CONDITIONS GÉNÉRALES DE VENTE OU DE PRESTATION DE SERVICE ? Vous avez sans doute déjà entendu le terme de conditions générales de vente (CGV) et coché une case sur un site web pour signifier que vous les aviez lues et acceptiez leurs termes avant d’effectuer un achat sur Internet. Comme les CGV, les conditions générales de prestation de service (CGPS) définissent les relations contractuelles entre un vendeur et un acheteur, mais désignent spécifiquement les conventions relatives à la délivrance de services plutôt que de biens : en tant que traducteurs, c’est donc le terme que nous devons privilégier. Si leur rédaction n’est pas obligatoire pour la prestation de services entre professionnels (B2B), l’article L441-1 du Code de commerce prévoit que les CGPS doivent être communiquées au client professionnel qui en fait expressément la demande. Mieux vaut donc y consacrer un peu de temps dès maintenant pour disposer du document au moment voulu. Quel est l'intérêt d'AVOIR DES CGPS ? Présenter vos conditions générales de prestation de service à un nouveau client vous permet d’aborder la façon dont vous souhaiter collaborer avec lui. Elles peuvent servir de base à la rédaction d’un contrat, mais en l’absence d’accord spécifique, elles s’appliqueront par défaut si vous vous en faites mention dans vos devis. Les CGPS n’ont que des avantages : Elles établissent dès le début de la relation vos responsabilités et celles de votre client. Elles précisent certains points pouvant être source de litige avant que des problèmes se posent (droits d’auteur, modification de texte source en cours de projet, retards de paiement, etc.). En présentant clairement vos exigences, elles vous permettent de négocier un accord plutôt que de signer aveuglément celui que votre client vous présente. Elles séparent le bon grain de l’ivraie en rebutant les clients abusifs. Si une entreprise refuse de vous confier un contrat de traduction à cause de vos conditions générales, c’est qu’elle ne vous traitera jamais comme un partenaire, autant éviter de perdre votre temps. Elles reflètent votre professionnalisme et vous différencient des traducteurs proposant leurs services en envoyant un simple CV. Comment rédiger vos CGPS ? Bien que les CGPS ne soient pas obligatoires pour encadrer les conventions entre professionnels, si elles sont formalisées leur contenu est imposé en partie par la loi (le code de commerce en l’occurrence) et doit inclure certaines mentions, notamment : Les conditions de vente (parties en présence, nature du travail, délais impartis, etc.). Le prix unitaire (prix au mot source ou au mot cible, montant forfaitaire à l’heure ou pour l’ensemble du projet…). Les éventuelles réductions de prix et conditions d’escompte accordées au client, ainsi que leur mode de calcul. Les conditions de règlement (paiement à l’avance, en cours ou en fin de contrat, mode de règlement, délais de paiement, etc.) y compris les pénalités en cas de retard de paiement et leur mode d’application (X % d’intérêt par mois/semaine/jour à compter de la date limite de paiement, sans oublier l’indemnité forfaitaire). Pour vous aider dans cette tâche, la Société française des traducteurs (SFT) propose des Conditions générales de prestations de service recommandées, que vous pouvez adopter telles quelles (après les avoir relues attentivement !) ou adapter à vos besoins. À titre d’exemple, voici mes CGPS en français, ainsi qu'une traduction en anglais fournie en guise de référence : Conditions générales de prestation de service CGV FR (blog).pdf Document Adobe Acrobat 397.4 KB Télécharger General Terms of Business CGV EN (blog).pdf Document Adobe Acrobat 360.5 KB Télécharger Le document en anglais est la traduction des conditions en français et en partie inspiré des General Terms of Business for Commissioned Translation Work de l’association professionnelle britannique ITI. Puisqu'il s'agit d'une traduction, il est important de souligner qu'en cas d'incohérence, le document en français est le seul à avoir valeur de contrat. Vous remarquerez aussi que j’utilise les mêmes éléments visuels pour mes CGPS que sur mon site, comme sur l’ensemble de mes documents d’entreprise (devis, factures, correspondance, CV, etc.). Cette identité visuelle sert à convaincre mes clients potentiels qu’ils ont affaire à une professionnelle et à les amener à me respecter en tant que telle. Points importants À FAIRE figurer dans vos CGPS En plus des mentions légales, n’oubliez pas d’aborder les questions suivantes : Propriété intellectuelle : demandez au client de confirmer par écrit qu’il est bien propriétaire des droits d’auteur ou autorisé à faire traduire le texte source. Qui sera titulaire des droits d’auteur de la traduction ? Quels documents ou sources d’information devront rester la propriété de votre client ? Mémoire de traduction : à qui appartient la mémoire de traduction créée ou utilisée pour ce projet ? Au client, à vous ou aux deux parties ? Confidentialité : quelles informations ne doivent pas être divulguées et combien de temps serez-vous tenu de respecter cette clause de confidentialité ? Protection des données personnelles : dans le cadre du Règlement général sur la protection des données (RGPD), vous avez le devoir d’informer les personnes à qui appartiennent les données personnelles que vous collectez (donc vos clients, dont vous enregistrez au moins le nom et les coordonnées) de l’usage que vous en faites et de leurs droits. Cette information doit figurer sur les supports de collecte de données, mais peut aussi être ajoutée aux CGPS puisqu’elles servent à informer vos clients et prospects. Non-concurrence : pouvez-vous accepter des contrats d’entreprises concurrentes ? Si oui, êtes-vous tenu d’en informer votre client ? Si non, êtes-vous dédommagé en conséquence ? Modifications : que se passe-t-il si le client change le texte source en cours de projet ? Comment doit-il vous en informer ? Êtes-vous libre de refuser de traduire les modifications ? Serez-vous rétribué en conséquence ? Êtes-vous responsable des modifications effectuées par des tiers ? Acceptation/refus du travail fini : sous quelles conditions une traduction sera-t-elle acceptée ou refusée (relecture, vérification par le client…) ? Qui effectue la relecture et qui vérifie la qualité du travail fourni ? En se basant sur quels critères ? Quelles mesures seront prises pour corriger d’éventuelles erreurs (délai de notification, frais éventuels, etc.) ? Que se passe-t-il si le client n’est pas satisfait du résultat ? Quelle sera l’étendue de votre responsabilité professionnelle ? Annulation du projet : que se passe-t-il si le contrat est annulé une fois le travail commencé ? Comment le traducteur sera-t-il compensé (pénalités ou paiement du travail déjà réalisé) ? Rupture de contrat : Sous quelles conditions chaque partie peut-elle être libérée de ses obligations (faillite du client, poursuites pénales, manquements graves aux termes du contrat, maladie grave ou incapacitante, etc.) ? Résolution de disputes : quelles sont la loi applicable et la juridiction compétente en cas de litige ? Quelle sera la procédure à suivre (conciliation, arbitration, tribunal compétent…) ? ET SI VOUS AVEZ AFFAIRE À DES PARTICULIERS ? Certains traducteurs ont une clientèle composée en partie de particuliers (traduction certifiée, édition à compte d’auteur, etc.), dans ce cas les CGPS sont obligatoires et doivent être acceptées de façon formelle avant toute commande. Les obligations des professionnels ont été renforcées par la Loi Hamon du 13 juin 2014 et la Loi pour la confiance dans l’économie numérique en prévoyant notamment un délai de rétractation de 14 jours pour le client particulier, dont il faut impérativement tenir compte. En omettant de communiquer ses CGPS, le prestataire s’expose à des sanctions, notamment à une amende civile de plusieurs milliers d’euros. En outre, s’il n’est pas fait mention des conditions d’application, du taux d’intérêt des pénalités de retard ou du montant de l’indemnité forfaitaire pour frais de recouvrement, il risque une amende administrative. Derniers conseils Mieux vaut se mettre d’accord à l’avance plutôt que de devoir gérer un conflit plus tard. Envoyez vos CGPS à votre client ou négociez les termes de votre contrat AVANT de commencer une mission. Tout ce qu’un client vous demande, une fois votre contrat ou devis signé, devrait être accepté par écrit (un email ayant valeur d’écrit dans le cadre de relations commerciales entre professionnels). Un contrat de prestation de service s’établit entre deux parties (vous et votre client), si vous devez en signez un, rédigé ou non sur la base de vos CGPS, méfiez-vous des clauses dont l’exécution sera soumise aux actions d’un tiers (paiement, vérification, approbation…). Ainsi, si vous travaillez en tant que sous-traitant, n’acceptez pas d’attendre que votre client soit lui-même payé pour recevoir le règlement de votre prestation. À vous de jouer maintenant ! Avez-vous d’autres clauses à ajouter ? Pour aller plus loin : Conditions générales de vente (Ministère de l'économie - DGCCRF) Conditions générales de ventes (CGV) entre professionnels (ServicePublic.fr) Code du commerce - Article L441-6 (Legifrance) Conditions générales de prestations de service recommandées (SFT) Recommended Model General Terms of Business for commissioned Translation Work (ITI) L'auteur Professionnelle accréditée en commerce international ayant travaillé plusieurs années en tant que conseillère auprès de PME, Gaële Gagné est devenue traductrice indépendante en 2005. Aux commandes de Trëma Translations, elle traduit de l'anglais vers le français et partage ses connaissances en marketing et gestion d'entreprise avec ses collègues traducteurs par le biais d'un blog intitulé Mes petites affaires et de formations dispensées via le CI3M. Et maintenant ? Partagez Abonnez-vous au flux Consultez d'autres articles : Nouvelles formations en entrepreneuriat pour les traducteurs Bien facturer pour être payé Rédiger un devis de traduction efficace Gare aux arnaques à la traduction ! 5 règles d'or pour fixer ses tarifs de traduction Full Article
tag Cotentin : un nouveau canot de sauvetage en mer bloqué à quai par la réglementation By www.lepoint.fr Published On :: Wed, 13 Nov 2024 06:25:00 +0100 La station de sauvetage de Goury-La Hague a recu un nouveau canot ultramoderne. Mais il est bloque a quai, car trop polluant, selon les regles environnementales internationales. Full Article
tag On the Construction of Efficiently Navigable Tag Clouds Using Knowledge from Structured Web Content By www.jucs.org Published On :: 2011-07-08T12:31:45+02:00 In this paper we present an approach to improving navigability of a hierarchically structured Web content. The approach is based on an integration of a tagging module and adoption of tag clouds as a navigational aid for such content. The main idea of this approach is to apply tagging for the purpose of a better highlighting of cross-references between information items across the hierarchy. Although in principle tag clouds have the potential to support efficient navigation in tagging systems, recent research identified a number of limitations. In particular, applying tag clouds within pragmatic limits of a typical user interface leads to poor navigational performance as tag clouds are vulnerable to a so-called pagination effect. In this paper, a solution to the pagination problem is discussed, implemented as a part of an Austrian online encyclopedia called Austria-Forum, and analyzed. In addition, a simulation-based evaluation of the new algorithm has been conducted. The first evaluation results are quite promising, as the efficient navigational properties are restored. Full Article
tag Sauvetage de Casino: les syndicats retirent leur plainte en appel après avoir conclu un accord avec la direction - Le Figaro By news.google.com Published On :: Wed, 13 Nov 2024 10:34:12 GMT Sauvetage de Casino: les syndicats retirent leur plainte en appel après avoir conclu un accord avec la direction Le FigaroPlan de sauvetage de Casino : accord avec la direction, les représentants du personnel retirent leur plainte en appel France 3 RégionsSauvetage de Casino : un accord social enfin trouvé pour clore le dossier Capital.frCasino: les représentants du personnel retirent leur appel formulé à l'encontre du plan de sauvegarde InvestirPlan de sauvegarde de Casino : la direction trouve un accord avec le personnel La Tribune.fr Full Article
tag Research on low voltage current transformer power measurement technology in the context of cloud computing By www.inderscience.com Published On :: 2024-07-02T23:20:50-05:00 As IOT develops drastically these years, the application of cloud computing in many fields has become possible. In this paper, we take low-voltage current transformers in power systems as the research object and propose a TCN-BI-GRU power measurement method that incorporates the signal characteristics based on the transformer input and output. Firstly, the basic signal enhancement extraction of input and output is completed by using EMD and correlation coefficients. Secondly, multi-dimensional feature extraction is completed to improve the data performance according to the established TCN network. Finally, the power prediction is completed by using BI-GRU, and the results show that the RMSE of this framework is 5.69 significantly lower than other methods. In the laboratory test, the device after being subjected to strong disturbance, its correlation coefficient feature has a large impact, leading to a large deviation in the prediction, which provides a new idea for future intelligent prediction. Full Article
tag The Pentagonal E-Portfolio Model for Selecting, Adopting, Building, and Implementing an E-Portfolio By Published On :: Full Article
tag Advantages and Disadvantages of an Innovative Tablet Technology Learning Activity: A Ten Year Case Study in Small Tertiary Mathematics Classrooms By Published On :: 2019-01-17 Aim/Purpose: To identify positive and negative aspects for learning of interactive tablet technology learning activities that promote student engagement and learning. Background: Engaging students in mathematics classes is an on-going challenge for teachers. In 2008 we were offered the opportunity to run interactive activities with a class set of tablet PCs that had just been released on to the market. Since then, we have run these interactive activities continuously with mathematics classes for computing students, albeit with two changes in hardware. Methodology: In the interactive activities, students submit full worked solutions to various problem types (classified as table, text, open or multi-choice) which can then be displayed to the class anonymously, discussed and annotated by the teacher. We surveyed student and staff perceptions and monitored academic performance. Contribution: We have over 10 years of results, observations, and experience from 2008, when tablet technologies were new and expensive, to the current time, when modern tablets with styli are now affordable. Findings: There was a significant increase in higher grades although pass rates did not increase significantly. Over the ten year period of the study, perceptions of students and staff about how this technology impacted on student learning were consistently positive. The majority of students found all problem types useful for learning even those they rated “too hard” or “too easy”. Benefits included increased feedback, peer learning and engagement. Recommendations for Practitioners: We recommend using tablet learning activities to engage students and teachers and to contribute to learning. Impact on Society: This study shows how using tablet technologies for interactive classroom activities can enable and enhance known pedagogies of feedback, peer instruction, and student engagement for mathematics classes. Future Research: We recommend extending this study to include larger classes, and other technical subjects that use symbols and diagrams. In addition, we suggest considering control groups. Full Article
tag Efficient Consumer Response (ECR) Practices as Responsible for the Creation of Knowledge and Sustainable Competitive Advantages in the Grocery Industry By Published On :: Full Article
tag Do Operating Systems Affect Perceptions of Smartphone Advantages and Drawbacks? By Published On :: Full Article
tag A Framework for Using Questions as Meta-tags to Enhance Knowledge Support Services as Part of a Living Lab Environment By Published On :: Full Article
tag Towards A Methodology for the Pre-Stage of Implementing a Reengineering Project By Published On :: 2016-09-20 In order to reduce cost, improve functionality and gain competitive advantages, organizations resort to reengineering projects by developing and making changes to organizational processes. The absence of a unified methodology and appropriate analytic approaches prior to the implementation of reengineering projects has made authorities not to adopt correct decision making approaches in this respect. The objective of this paper is to propose a methodology that has to be adopted prior to the implementation of reengineering projects. The statistical population here consists of 25 expert analysts with MA and PhD degrees who are subject to answering a questionnaire. In this proposed methodology the Multi Criterion Decision Making model is applied to allow the analysts to select appropriate models for better and accurate implementation through the least failure coefficient. The Neyriz White Cement Corporation is selected as the subject and the obtained results are compared with the results obtained from similar implemented projects. Full Article
tag How Students’ Information Sensitivity, Privacy Trade-Offs, and Stages of Customer Journey Affect Consent to Utilize Personal Data By Published On :: 2023-04-05 Aim/Purpose: This study aimed to increase our understanding of how the stages of the customer purchase journey, privacy trade-offs, and information sensitivity of different business service sectors affect consumers’ privacy concerns. Background: The study investigated young consumers’ willingness to provide consent to use their personal data at different phases of the customer journey. This study also examined their readiness to provide consent if they receive personal benefits, and how information sensitivity varied between different individuals and business sectors. Methodology: Data was collected by a quantitative survey (n=309) and analyzed with R using the Bayesian linear mixed effect modeling approach. The sample consisted of university students in Finland, who represented a group of young and digitally native consumers. The questionnaire was designed for this study and included constructs with primarily Likert-scale items. Contribution: The study contributed to data privacy and consent management research in information sensitivity, privacy trade-off, and the customer journey. The study underlined the need for a stronger user experience focus and contextuality. Findings: The results showed that readiness to disclose personal data varied at different phases of the customer journey as privacy concerns did not decrease in a linear fashion throughout the purchase process. Perceived benefits affected the willingness to provide consent for data usage, but concerned consumers would be less trade-off oriented. Self-benefit was the most relevant reason for sharing, while customization was the least. There is a connection between the information sensitivity of different business sector information and privacy concerns. No support for gender differences was found, but age affected benefits and business sector variables. Recommendations for Practitioners: The study recommends approaching consumers’ data privacy concerns from a customer journey perspective while trying to motivate consumers to share their personal data with relevant perceived benefits. The self-benefit was the most relevant benefit for willingness to provide consent, while customization was the least. Recommendation for Researchers: The study shows that individual preference for privacy was a major factor directly and via interaction for all three models. This study also showed that consumers’ subjective decision-making in privacy issues is both a situational and a contextual factor. Impact on Society: This study could encourage policymakers and societies to develop guidelines on how to develop privacy practices and consent management to be more user centric as individuals are increasingly concerned about their online privacy. Future Research: This study encourages examining consumers’ motivational factors to provide digital consent for companies with experimental research settings. This study also calls to explore perceived benefits in all age groups from the perspective of different information in various business sectors. This study shows that privacy concern is a contextual and situational factor. Full Article
tag Recommendation System for an Online Shopping Pay-Later System Using a Multistage Approach: A Case Study from Indonesia By Published On :: 2024-08-29 Aim/Purpose: In this study, we developed a recommendation system model designed to support decision-makers in identifying consumers eligible for pay-later options via consensus-based decision-making. This approach was chosen due to the high and complex risks involved, such as delayed payments, challenges in reaching consumers, and issues of bad credit. Background: The “pay-later” option, which allows consumers to postpone payment for e-commerce purchases, offers convenience and flexibility but also introduces several challenges: (i) by enabling payment deferral, merchants face financial risks, including potential delays or defaults in payment, adversely affecting their cash flow and profitability; and (ii) this payment delay can also heighten the risk of fraud, including identity theft and unauthorized transactions. Methodology: This study initiated a risk analysis utilizing the ROAD process. Considering contemporary economic developments and advancements in neural networks, integrating these networks into risk assessment has become crucial. Consequently, model development involved the amalgamation of three deep learning methods – CNN (Convolutional Neural Networks), RNN (Recurrent Neural Networks), and LSTM (Long Short-Term Memory) – to address various risk alternatives and facilitate multi-stage decision-making recommendations. Contribution: Our primary contribution is threefold. First, our study identified potential consumers by prioritizing those with the smallest associated problem consequence values. Second, we achieved an optimal recall value using a candidate generator. Last, we categorized consumers to assess their eligibility for pay-later rights. Findings: The findings from this study indicate that our multi-stage recommendation model is effective in minimizing the risk associated with consumer debt repayment. This method of consumer selection empowers policymakers to make informed decisions regarding which consumers should be granted pay-later privileges. Recommendations for Practitioners: This recommendation system is proposed to several key parties involved in the development, implementation, and use of pay-later systems. These parties include E-commerce Executive Management for financial analysis and risk evaluation, the Risk Management Team to assess and manage risks related to users utilizing Pay-Later services, and Sales Managers to integrate Pay-Later services into sales strategies. Recommendation for Researchers: Advanced fraud detection mechanisms were implemented to prevent unauthorized transactions effectively. The goal was to cultivate user confidence in the safety of their financial data by ensuring secure payment processing. Impact on Society: Ensuring consumers understand the terms and conditions of pay-later arrangements, including interest rates, repayment schedules, and potential fees, is crucial. Providing clear and transparent information, along with educating consumers about their financial responsibilities, helps prevent misunderstandings and disputes. Future Research: Our future development plans involve the ongoing assessment of the system’s performance to enhance prediction accuracy. This includes updating models and criteria based on feedback and changes in economic or market conditions. Upholding compliance with security and data privacy regulations necessitates the implementation of protective measures to safeguard consumer information. The implementation of such a system requires careful consideration to ensure fairness and adherence to legal standards. Additionally, it is important to acknowledge that algorithms and models may evolve over time through the incorporation of additional data and continuous evaluations. Full Article
tag Faculty Usage of Social Media and Mobile Devices: Analysis of Advantages and Concerns By Published On :: Full Article
tag Differences in Stage of Integration between Business Planning and Information Systems Planning according to Value Configurations By Published On :: Full Article
tag Empirical Validation Procedure for the Knowledge Management Technology Stage Model By Published On :: Full Article
tag Toward a Model of Growth Stages for Knowledge Management Technology in Law Firms By Published On :: Full Article