If you have been in your home for a number of years and you have established some equity, you may be considering liquidating some of that equity. A great way to do this would be to go with a Home Equity Loan.

If you have lived in your home for a reasonable amount of time, you may be considering refinancing.

The Federal Perkins Loan used to be known as National Direct Student Loans (NDSL). This loan is the regarded as the best of the federally subsidized loans, and is given to students who are in high financial need. Currently, the interest rate is at a low 5%.

Getting a university education is an expensive proposition. In fact, about 20 per cent of college students will need some form of financial help in order to pay for the expenses they will incur in school.

High interest rates take a long time to pay off. Consider a home equity loan and get rid of high interest burdens.

An individual's credit rating plays a key role while borrowing money from the loan market. It becomes difficult to get a loan when you have adverse credit rating. Adverse credit debt consolidation loan can work as an effective solution in this case. It helps in consolidating a borrower's debt into one affordable loan at better terms. Read the article to know how an adverse credit debt consolidation loan can help you get out of debts.

Contents Hard money loans Hard money loan Drawbacks. hard money Takes 5 easy College teacher. textbook contributor Work house foreclosed Many people get hard money loans when they are close to foreclosure on their existing home. This is done because they cannot qualify for a traditional mortgage refinance. If this…

Trinity Street Capital Partners (TSCP), a full service real estate investment bank, announces the origination of a $70MM, 80% loan-to-cost, bridge loan for the acquisition of a two garden style multifamily complexes located in Austin, TX.

Tax Refund Loans is proud to offer a service to people who are able to file taxes themselves and save money doing so. They deserve a company that is there to support them if needed, and Tax Refund Loans is stepping up to the plate to do so!

New Online Student Debt Negotiation Tool Could Ease Distressing CFPB Findings and Help Safeguard Consumers Against Fraudulent Debt Settlement Activities

Hummingbird Loans company at https://www.hummingbirdloansz.com has launched their new Winter Scholarship Program to help business and finance students with a $1000.

Helping real estate investors grow their business by providing fast financing in a fast paced market.

Live Oak distances itself from the field with over $1 billion in SBA loans to small businesses.

CreditNinja allows you to take care of your financial strains that are personalized according to your current financial capability. It also helps you secure funds at the lowest interest rates at the convenience of your own home.

In response to this crisis, Comer Capital Group will be assisting small businesses to obtain the necessary capital to remain functional through the SBA Disaster Loan Assistance Program.

Scotsman Guide Releases Top Originators 2019 Rankings

Gold Purity and What the Different Grades Mean

Detailing the virtues of applying for a title loan online, the redesigned website contains priceless information and advice for the car title loan community.

Starting 12/30/2019, new content will be posted, varying in subject matter from whether or not you can get a title loan on a motorcycle to the many ways you can have your loan disbursed to you.

During this time of crisis, many people are beginning to experience the strain a worldwide pandemic can have on our collective financial wellbeing. Knowing what options are available and where one can find emergency funding is a must.

Trinity Street Capital Partners (TSCP), a full service real estate investment bank, announces the origination of a $20MM, high leverage, interest only, bridge loan for the refinance of a CubeSmart self storage facility located in Seattle, WA.

Banks help with the current economic situation. They have provided some great assistance for our homeowners. Currently offering no interest and no payment loans for an entire year.

Clifford Beaumont - UK mortgage approvals increase while business investment remains unchanged.

As of Thursday evening, more than 40 percent of the funds remained available in the Paycheck Protection Progam

Buying a new car is essential to everyone and is one of the most significant investments!

This newly updated website offers visitors car title loans in San Diego

Tracking expenses is an important part of maximizing PPP loan forgiveness. Once you identify which expenses are eligible for PPP forgiveness, it’s time to start keeping track of these expenses and calculate your potential forgiveness amount. The Anders CARES Act Research and Response Team put together tracking tools you can use to make it easier...

The post Paycheck Protection Program (PPP) Loan Forgiveness Calculators appeared first on Anders CPA.

Download our recorded webinar to hear from the Anders CARES Act Research and Response Team on the details of PPP loan forgiveness and the newest stimulus package update, including: Loan forgiveness calculations based on current guidelines How to maximize your loan forgiveness Loan forgiveness for self employed individuals Updates on the various stimulus programs based...

The post RECORDED WEBINAR: PPP Loan Forgiveness and Stimulus Updates appeared first on Anders CPA.

On April 30, 2020, the IRS issued guidance to change one of the key benefits related to the tax treatment of the Paycheck Protection Program (PPP) loan program. This benefit is that loan proceeds which are forgiven under the program are nontaxable income to the business. With other types of loans, loan forgiveness results in taxable...

The post IRS Provides Guidance on Expenses Funded by PPP Loan Proceeds appeared first on Anders CPA.

1. OSHA Issues Additional Guidance on COVID as Recordable Illness

On April 10, 2020, OSHA released updated enforcement guidance for recording cases of COVID-19. The guidance clarifies that OSHA’s recordkeeping requirement for COVID-19 as a recordable illness applies to those in the healthcare industry and emergency response organizations. OSHA will not enforce its recordkeeping requirements to employers outside of these sectors.

NECA’s Look Ahead: NECA has been working with OSHA to make this clarification to ensure that NECA contractors are not responsible for recording COVID-19 on their OSHA 300 logs on the basis that it is impossible to prove COVID-19 was contracted on the jobsite.

2. GSA Issues Order Allowing Electronic Signatures for Bonding

NECA Government Affairs has worked with allied groups in the construction industry to push the General Services Administration (GSA) to issue an order allowing bonding vendors and sureties to use electronic signatures instead of the typically required ‘wet’ signatures. By doing so, our contractors can receive bonding, necessary on a majority of jobs, sooner and with less unnecessary contact during these challenging times.  We are pleased to announce that this reform was recently issued. While this strictly applies to only GSA contracts, NECA government affairs, along with others, is working to spread this reform to the entirety of the federal government.

NECA’s Look Ahead: Our contractors commend the GSA for their prompt response and reasonable revision. NECA will continue to work with the GSA and other construction industry groups to push for responsible reform and the removing of barriers to our industry’s reinvigoration.

3. NECA Calls for Additional Funding for Paycheck Protection Program

NECA and many of its Chapters joined over two hundred trade associations in sending a letter to Congress to urge emergency funding for the Paycheck Protection Program (PPP). The PPP has been very successful and widely utilized by the construction industry according to the Small Business Administration. The program ran out of funding on April 16, 2020.

NECA’s Look Ahead: With both the House and the Senate officially out of session until May, it  seems unlikely that Congress will be able to agree to and pass by unanimous consent, NECA remains committed to urging Congress to continue to fund this important program and return to Washington D.C. to start critical negotiations for Phase IV COVID-19 legislation. 

One of the biggest areas of CARES Act that benefits businesses is the Paycheck Protection Program (PPP). With big benefits, comes many questions around one detail specifically: loan forgiveness.
Which loan expenses are forgivable?
According to the CARES Act, if… Read More

The post Using PPP Loan Proceeds to Maximize Loan Forgiveness appeared first on Anders CPAs.

Tracking expenses is an important part of maximizing PPP loan forgiveness. Once you identify which expenses are eligible for PPP forgiveness, it’s time to start keeping track of these expenses and calculate your potential forgiveness amount. The Anders CARES Act… Read More

The post Paycheck Protection Program (PPP) Loan Forgiveness Calculator appeared first on Anders CPAs.

Small businesses should have better access to PPP funding after new protections put in place by Treasury Sec. Steve Mnuchin.

New solution is quickly deployed, providing a no-touch digital lending process

To pay this additional interest, you may get an option to either increase your loan tenure without increasing your EMI amount or increase your EMI amount without increasing your loan tenure or make a one-time payment of the interest in June month.

Here are the charges, terms and conditions of availing the three-month equated monthly instalment (EMI) moratorium from Tata capital financial services. These are details as mentioned on Tata Capital's website for financial services.

If you are an IDBI Bank customer, here are the details of the bank's EMI moratorium facility. These details are as per the bank's website.

According to the bank, "The objective of this loan is to provide ease to tide over the liquidity mismatch to existing customers." The customer can approach their existing branches to avail this personal loan up to a maximum limit Rs 5 lakh

In respect of term loans, insurers are permitted to grant a moratorium of three months towards payment of instalments falling due between 1st March 2020 and 31st May 2020.

The borrower has SBI Max Gain home loan at 8.55 per cent under the MCLR option.

According to the RBI Monetary Policy Report, 36 banks out of 62 banks have adopted repo rate as an external benchmark whereas six banks have adopted the market-based benchmarks such as CD rate, 3-month treasury bill etc.

The amount for which you will stand guarantee will reflect in your credit report as an outstanding liability. Hence, understand the legal implications in case of default by a person you stood guarantor for.

The interest rate on a COVID loan is lower than a personal loan and can vary from 8%-15% per annum. The loan term varies from 6 months to 5 years.

Available on the Apple App store and the Google Play store, this app is yet another step by Tata Capital to enhance user experience for channel financing and term loan borrowers.

Credit bureau Trans-Union Cibil has said that two out of three MSMEs entered this lockdown with structurally strong positions.

PayPal separated from eBay earlier this year, and Chief Executive Officer Dan Schulman has stated he is looking to use PayPal's size to offer affordable financial services widely.

Technology does not come cheap and more often than not; it does call for substantial investment.

A personal loan is dependant on the credit profile of the individual borrower, if you already have other loans active, you may or may not be able to get a personal loan.

Competing with private companies for limited resources could cap the room for RBI to cut interest rates. Even if it does, market rates won’t ease due to higher government debt. Also, with inflation being predicted to ease by the second half of 2020 towards the target of 4%, prospects for sharp rate cuts diminish.