have

IU women's basketball transfer Nicole Cardaño-Hillary may have to wait

Nicole Cardaño-Hillary wanted to take her game to another level after setting records for three seasons at George Mason.

       




have

Trump assails GM, putting in question plan to have Indiana plant build ventilators

General Motors has partnered with Ventec Life Systems to rapidly boost the production of ventilators. It is considering GM's plant in Kokomo, Indiana.

      




have

Greenwood officials have unveiled plans to redevelop 15 acres in Old Town. Here's what to expect.

The Greenwood Redevelopment Commission has given city officials the green light to seek bids for a nearly 20-acre development project. Here's what it could look like.

      




have

ECB could have acted faster on England World Cup win in 2017 - Naomi Dattani

The England and Wales Cricket Board could have been faster to act on England's World Cup win in 2017, says Middlesex captain Naomi Dattani.




have

Coronavirus: 'Will we have to stay in isolation for a year?'

Some people with serious illnesses are bracing themselves for a longer, tougher period of lockdown.




have

Clubs may have to 'share resources' when game restarts after pandemic

The controversial concept of B teams may be back on the agenda as football tries to navigate a way through Covid-19, Brighton technical director Dan Ashworth says.




have

Atletico Ottawa: Meet Canada's newest club, who have never played a game

Fan clubs, players from all over the world and a former Spain international in charge, Atletico Madrid's Canadian venture is currently on pause.




have

Coronavirus: Will over-70s have to stay in lockdown?

Will the over-70s be treated differently to the rest of the population?




have

Coronavirus: Eight things that have kept us going in lockdown

Coronavirus has forced people in Britain to radically change the way they live their lives. Here are eight things that have helped us cope.




have

2020 NFL schedule: How Colts opponents have changed in offseason

Indianapolis Colts will play their AFC South foes twice each, and also the Baltimore Ravens and Green Bay Packers

       




have

Letters: Vice President Mike Pence should have set better example by wearing a mask

This example many will be able to repeat with possible grave danger to uncounted numbers, a letter to the editor says.

       




have

Mozambique: The Islamic State insurgency you may not have heard of

The Islamic State has been behind the growing wave of violence in northern Mozambique.




have

Coronavirus cure: When will we have a drug to treat it?

There are no drugs proven to help doctors treat the disease, but work is under way around the world.




have

Republicans would have us going in circles on impeachment

There is no end to it.




have

Newspaper comics hardly ever feature black women as artists. But two new voices have arrived.

Steenz and Bianca Xunise have entered a field that has long overlooked the voices of African American women.




have

Police fury as 'hundreds' of people have pizzas, beers and wine in park

Britons have been accused of "ignoring" restrictions during the sunny bank holiday weekend, as the police and coastguard criticised those failing to observe guidelines.




have

Ever wonder how much tech workers get paid in your town? This map might have the answer.

Using data from the Bureau of Labor Statistics, Business.org looked at 100 metro areas across the United States to rank average tech salaries.




have

Amazon’s autonomous robots have started delivering packages in a new location: Southern California

After nearly eight months of knowledge-gathering street tests and thousands of successful deliveries, Amazon has announced that its delivery robots have begun delivering packages to customers in Irvine, Calif.




have

Fordham University business students have a new tool to prepare them for boardrooms: Virtual reality

Fordham University business students are using virtual reality to prepare them for boardrooms.




have

At this Chinese hotel, the bellhops have been replaced by talking robots

Robots are showing up in more and more hotels all over the world. A Washington Post reporter's video captures what it's like to interact with one.




have

Boston Dynamics’ ‘terrifying’ robotic dogs have been put to work by at least one police agency

Boston Dynamics began began leasing their robotic dogs to the public this year. One of their first customers: The Massachusetts State Police.




have

Fantasy Football start/sit tips Week 12: Cowboys will have no trouble stopping the Redskins

Washington will be without their starting right guard, right tackle, left guard, left tackle, center and starting quarterback on Sunday, making the Dallas defense a very solid pickup.




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Silicon Valley VCs have a new obsession that perfectly captures the grave danger facing startups : How long is your 'runway'?

Startups are facing what could become the worst economic downturn in several decades, and VCs are begging them to take drastic measures to improve their chances of making it through. 

Most Americans who lived through the 2008 financial crisis will know that a savings stockpile or rainy day fund can mean the difference between surviving and thriving during tough times, but as recent studies have shown, many tech startups and VC firms don't have a similar first-hand experience; many have only known boom times and are now venturing into uncharted waters.

One thing VCs agree on is that startups need to quickly rein in growth plans — ideally as soon as yesterday — and start scrutinizing expenses. Anything nonessential should be cut or suspended indefinitely, headcount should be reduced, and pricey office leases eliminated if possible, all with the goal of extending a startup's "runway."

In Silicon Valley, runway refers to how much cash a startup has on hand to put against its operating expenses. If, for example, a startup has roughly $100,000 in monthly operating expenses and has $1 million in the bank, they are looking at a 10-month runway, assuming revenue stays roughly flat.

In the days before the coronavirus pandemic, a startup's runway dictated when it had to start looking for additional funding. Instead of cutting expenses, the popular solution was to simply put more VC money in the bank. This helped high flying startups like Uber and Airbnb expand at a breakneck pace — VC dollars kept pouring in and the companies remained unprofitable as they chased growth at all costs.

But now, VCs are saying that's no longer an option. Founders Fund general partner Keith Rabois said on a podcast recently that profitability is now being rewarded much more than high-growth. 

For startups that aren't profitable, that means hunkering down and ensuring there are enough reserves to last through the crisis.

So how long does the runway need to be? 

Many VCs that Business Insider has spoken to are advising their startups to have at least 18 months of runway. But some VCs say startups should have upwards of 3 years' of expenses saved up. 

The length of time can vary depending on the startup, one investor told Business Insider, pointing to the startup's age and industry as important factors. An early-stage company with a handful of employees and low-overhead costs might easily stretch a $500,000 seed check, whereas a growth-stage biotech startup with hundreds of employees, expensive hardware, and pricey office space might struggle to make tens of millions of dollars in funding make it through 12 months. Those that can't cut costs will be forced to fundraise with poor terms and risk the dreaded downround

"You can always easily dial back up the aggressiveness and risk profile if we get more optimistic visibility, but if you don't take action right away — to preserve capital, cut your burn rate, have fundamentally attractive unit economics, edit the product to make more sense in the new world order — if you don't do those right away, the opportunity to do those things and survive is probably lost forever," Rabois said in the April Talkshow broadcast.

Rabois is in the camp of pessimists, generally speaking, who think the economic downturn will not only drag on through 2020, but could eventually turn into an economic depression the likes of which could rival the Great Depression of the 1930s. He said that his VC peers are starting to rein in the freewheeling deal-making that has defined the last two decades of the Silicon Valley startup ecosystem, and are now treading cautiously. It's time that startups do the same, he said.

SEE ALSO: Lower valuations and a long wait for funding: Two top early-stage VCs dish on how they are counseling startups to withstand long-term economic uncertainty

Join the conversation about this story »

NOW WATCH: Pathologists debunk 13 coronavirus myths




have

Pete Buttigieg may have stars such as Ellen DeGeneres and Jennifer Aniston to thank for his fundraising haul

The small town mayor is raking in some cash from A-list donors.




have

Todd Palin appears to have filed for divorce from Sarah Palin

The couple has been married for 31 years.




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How to have a great cruise on Princess Cruises

Discover the 10 tips I have for making sure you have the very best cruise possible on Princess Cruises. I have cruised with Princess Cruises a number of times and these are the things that `I have learnt make for having the best cruising vacation with the cruise line. Hope these help make your Princess Cruise a great one.

Note: I travelled as a guest of the cruise line a number of times before making this video. Princess Cruises had no input on the content of this video.

SUPPORT THE CHANNEL BY:
Buying my Cruise T-shirts: http://bit.ly/TFTStore
Booking your next cruise with CRUISEDIRECT.COM: http://bit.ly/TFTBookCruise


Gary Bembridge's Tips For Travellers aims to help you make more of your precious travel time and money on land and when cruising the oceans or rivers of the world. To help you, in every video I draw on my first-hand tips and advice from travelling every month for over 20 years and 74 cruises.

Follow Tips For Travellers on:
- Instagram: http://www.instagram.com/garybembridge
- Facebook: http://www.facebook.com/tipsfortravellers
- Twitter: http://www.twitter.com/garybembridge




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What happens to artists when they have to answer to online polls?

There might not be room for creativity when everything “new” is crowdsourced.




have

Democrats already have a popular, progressive agenda. They just need to amplify it.

How best for the party to get its message across to voters.




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Trade was supposed to be Trump’s signature issue. His efforts have fallen flat.

Whatever meager gains Trump’s trade deals represent hardly look worth the pain we endured getting here.




have

Officials have spent the last few years dismantling anti-recession measures

And now, we’re woefully unprepared.




have

The White House’s coronavirus cure is even more magical than we could have imagined

Tax cuts are the GOP’s all-purpose remedy. Even for the coronavirus.




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Do publishers have the right people on the bus?

I know from talking to many of my clients that most have read Jim Collins’ book ‘Good to Great’. I have also been inspired by his research into what makes great companies great. Many of you will recall an article …





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Review: Nokia E6 (a must have upgrade)

On paper at least, Nokia’s E6 smartphone could have been designed just for me. It keeps most of the design cues and form-factor first seen on the E71 and its successor the E72 – easy one handed operation, great physical QWERTY keyboard, rock solid build (well, the E71 at least), superb call quality, free turn-by-turn [...]




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Channel24.co.za | Kylie Jenner might have already moved into her new R700m home

Makeup mogul, Kylie Jenner, has recently bought a mansion in Los Angeles.




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New Study Confirms We Were Right: Reading, Math Scores Have Collapsed Thanks to Obama, Common Core

Conservatives had this Common Core thing all wrong, it was said. We’d be proven wrong by history. Common Core, pushed by President Barack Obama, was going to work. It wasn’t like all the other liberal education plans. A new study by the Pioneer Institute reveals that, no, we were right all along. The study, released…

The post New Study Confirms We Were Right: Reading, Math Scores Have Collapsed Thanks to Obama, Common Core appeared first on The Western Journal.




have

For Some Refugees, Safe Haven Now Depends on a DNA Test

Changes to a program designed to reunite refugees with family in the U.S. have slowed -- and in some cases outright denied -- legitimate entries into the country.




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Silicone mini-pinch bowls have 101 uses

These little silicone rubber bowls come in handy in so many ways.

I use them with my digital scale to measure the bulk powder supplements I take. We use them at the dinner table to hold condiments. We use them while preparing meals to hold spices and minced herbs. I keep finding new ways to use them. For instance, when I fry or scramble eggs, I now crack the eggs over one of these bowls so I can pull out shell pieces and woogers (I wish I had a wooger snatcher but the bowl will have to do). Read the rest




have

Puppy training doesn’t have to descend your house into chaos thanks to these online classes

One positive upside of the past two months is how sheltering at home has all but emptied area animal shelters. It’s tough to get solid numbers nationally, but shelters in cities and regions all across America are reporting massive surges in animal adoptions

Even the steep increase in Google searches for “adopt a pet,” up a whopping 335 percent in April, proves what we probably all knew anyway — that in times of stress, having a furry friend is a huge comfort for millions.

Unfortunately, one of the downsides of the past two months is there are no trainers available to help whip some of these new family pets, particularly puppies, into shape. From barking and jumping to house training and scratching, The Complete Guide to Puppy and Dog Training Bundle is a full plan for getting the newest member of your family integrated into the house safely and sanely all by yourself.

The collection includes eight courses all geared toward getting a new dog or puppy behaving the right way. And if you’ve ever had any thoughts about starting a dog training business of your own, this coursework is a perfect starting spot.

Puppies: A-Z Guide to Puppy & Dog Training kicks off the learning, explaining the best way to train, teach and socialize your puppy so they grow into a joyful, well balanced, and well-behaved dog. 

Of course, most puppies each have their particular issues, so a handful of courses look more closely at some of the tactics for helping your puppy overcome certain challenging behaviors. Read the rest




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Sport24.co.za | Nadal believes Djokovic will have to be vaccinated

Rafael Nadal insists all players, including Novak Djokovic, will need to take a coronavirus vaccine should one become available.




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7 Must-Have Gadgets to Trick Out Your RV Kitchen for 2019

We love to cook. But RV kitchens are notoriously — almost impossibly — small. The limited workspace can challenge even the most skilled food truck chefs. The key to actually enjoying cooking in such a confined space is finding the right tools that pack maximum versatility into a compact, lightweight, and durable package. Here are seven of our favorite RV kitchen gadgets. The Best RV Kitchen Gadgets for Every On-the-Go Chef Flexible Wood Cutting Board The easiest way to keep […]

The post 7 Must-Have Gadgets to Trick Out Your RV Kitchen for 2019 appeared first on Vagabondish.




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The NHS Is Not for Sale – But a US–UK Trade Deal Could Still Have an Impact

29 November 2019

Dr Charles Clift

Senior Consulting Fellow, Global Health Programme
Charles Clift examines what recently leaked documents mean – and do not mean – for healthcare in transatlantic trade negotiations.

2019-11-29-NHS.jpg

Kings College Hospital in London. Photo: Getty Images.

The leaked record of the five meetings of the UK–US Trade & Investment Working Group held in 2017–18 has led to a controversy in the UK election campaign around the claim that ‘the NHS is up for sale’.

But a careful reading of the leaked documents reveals how remarkably little concerns the NHS – in five meetings over 16 months, the NHS is mentioned just four times. The patent regime and how it affects medicines is discussed in more depth but largely in terms of the participants trying to understand each other’s systems and perspectives. For the most part, the discussions were overwhelmingly about everything else a trade deal would cover other than healthcare – matters such as subsidies, rules of origin and customs facilitation.

But this does not mean there will be no impact on Britain’s health service. There are three main concerns about the possible implications of a US–UK trade deal after Brexit – a negotiation that will of course only take place if the UK remains outside the EU customs union and single market and also does not reach a trade agreement with the EU that proves incompatible with US negotiating objectives.

One concern is that the US aim of securing ‘full market access for US products’, expressed in the US negotiating objectives, will affect the ability of NICE (The National Institute for Health and Care Excellence) to prevent the NHS from procuring products that are deemed too expensive in relation to their benefits. It could also affect the ability of the NHS to negotiate with companies to secure price reductions as, for instance, happened recently with Orkambi, a cystic fibrosis drug.

A peculiarity of the main US government healthcare programme (Medicare) is that it has historically not negotiated drug prices, although there are several bills now before Congress aiming to change that. US refusal to negotiate or control prices is one reason that US drug prices are the highest in the world.  

A second concern is that the US objective of securing ‘intellectual property rights that reflect a standard of protection similar to that found in US law’ will result in longer patent terms and other forms of exclusivity that will increase the prices the NHS will have to pay for drugs.

However, it is not immediately apparent that UK standards are significantly different from those in the US – the institutional arrangements differ but the levels of protection offered are broadly comparable. Recent publicity about a potential extra NHS medicine bill of £27 billion resulting from a trade deal is based on the NHS having to pay US prices on all drugs – which seems an unlikely outcome unless the UK contingent are extraordinarily bad negotiators.

Nevertheless, in an analysis section (marked for internal distribution only), the UK lead negotiator noted: ‘The impact of some patent issues raised on NHS access to generic drugs (i.e. cheaper drugs) will be a key consideration going forward.’

A third concern is that the US objective of providing ‘fair and open conditions for services trade’ and other US negotiating objectives will oblige the UK to open up the NHS to American healthcare companies.

This is where it gets complicated. At one point in a discussion on state-owned enterprises (SOEs) the US asked if the UK had concerns about their ‘health insurance system’ (presumably a reference to the NHS). The UK response was that it ‘wouldn’t want to discuss particular health care entities at this time, you’ll be aware of certain statements saying we need to protect our needs; this would be something to discuss further down the line…’

On this exchange the UK lead negotiator commented:  ‘We do not currently believe the US has a major offensive interest in this space – not through the SOE chapter at least. Our response dealt with this for now, but we will need to be able to go into more detail about the functioning of the NHS and our views on whether or not it is engaged in commercial activities…’

On the face of it, these documents provide no basis for saying the NHS would be for sale – whatever that means exactly. The talks were simply an exploratory investigation between officials on both sides in advance of possible negotiations.

But it is a fact that US positions in free trade agreements are heavily influenced by corporate interests. Their participation in framing agreements is institutionalized in the US system and the pharmaceutical and healthcare industries in the US spend, by a large margin, more on lobbying the government than any other sector does. Moreover, President Donald Trump has long complained about ‘the global freeloading that forces American consumers to subsidize lower prices in foreign countries through higher prices in our country’.

It is when (and if) the actual negotiations on a trade deal get under way that the real test will come as the political profile and temperature is raised on both sides of the Atlantic.




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History for Fantasy Writers: Do You Have a Moment?

This is the second part of a two-part article on how time was perceived and measured in ancient and medieval Europe.

In the last installment of History for Fantasy Writers I addressed years, months, weeks, and days. Now I turn to shorter lengths: days, hours and still shorter periods. I’ll close with a more general consideration of time and the awareness of time.

Hours

We carve the day into twenty-four hours, but in the past the hour was a malleable thing. There were twelve hours of daylight and twelve hours of night, regardless of the season. The day began with zero at sunrise. Then came the first hour, the second, and so on. The twelfth hour fell at sunset. A winter daylight hour was therefore shorter than a summer hour.

This feels a little nuts at first, but it’s actually pretty sensible. At least the word midnight makes sense in that system—it’s the mid-point of the night, regardless of how long is the night. All we have to do is abandon the notion that an hour is a unit of time, to consider it as marking portions of a day.

Continue reading History for Fantasy Writers: Do You Have a Moment? at Mythic Scribes.



  • History
  • history for fantasy writers
  • how time was perceived and measured

have

The NHS Is Not for Sale – But a US–UK Trade Deal Could Still Have an Impact

29 November 2019

Dr Charles Clift

Senior Consulting Fellow, Global Health Programme
Charles Clift examines what recently leaked documents mean – and do not mean – for healthcare in transatlantic trade negotiations.

2019-11-29-NHS.jpg

Kings College Hospital in London. Photo: Getty Images.

The leaked record of the five meetings of the UK–US Trade & Investment Working Group held in 2017–18 has led to a controversy in the UK election campaign around the claim that ‘the NHS is up for sale’.

But a careful reading of the leaked documents reveals how remarkably little concerns the NHS – in five meetings over 16 months, the NHS is mentioned just four times. The patent regime and how it affects medicines is discussed in more depth but largely in terms of the participants trying to understand each other’s systems and perspectives. For the most part, the discussions were overwhelmingly about everything else a trade deal would cover other than healthcare – matters such as subsidies, rules of origin and customs facilitation.

But this does not mean there will be no impact on Britain’s health service. There are three main concerns about the possible implications of a US–UK trade deal after Brexit – a negotiation that will of course only take place if the UK remains outside the EU customs union and single market and also does not reach a trade agreement with the EU that proves incompatible with US negotiating objectives.

One concern is that the US aim of securing ‘full market access for US products’, expressed in the US negotiating objectives, will affect the ability of NICE (The National Institute for Health and Care Excellence) to prevent the NHS from procuring products that are deemed too expensive in relation to their benefits. It could also affect the ability of the NHS to negotiate with companies to secure price reductions as, for instance, happened recently with Orkambi, a cystic fibrosis drug.

A peculiarity of the main US government healthcare programme (Medicare) is that it has historically not negotiated drug prices, although there are several bills now before Congress aiming to change that. US refusal to negotiate or control prices is one reason that US drug prices are the highest in the world.  

A second concern is that the US objective of securing ‘intellectual property rights that reflect a standard of protection similar to that found in US law’ will result in longer patent terms and other forms of exclusivity that will increase the prices the NHS will have to pay for drugs.

However, it is not immediately apparent that UK standards are significantly different from those in the US – the institutional arrangements differ but the levels of protection offered are broadly comparable. Recent publicity about a potential extra NHS medicine bill of £27 billion resulting from a trade deal is based on the NHS having to pay US prices on all drugs – which seems an unlikely outcome unless the UK contingent are extraordinarily bad negotiators.

Nevertheless, in an analysis section (marked for internal distribution only), the UK lead negotiator noted: ‘The impact of some patent issues raised on NHS access to generic drugs (i.e. cheaper drugs) will be a key consideration going forward.’

A third concern is that the US objective of providing ‘fair and open conditions for services trade’ and other US negotiating objectives will oblige the UK to open up the NHS to American healthcare companies.

This is where it gets complicated. At one point in a discussion on state-owned enterprises (SOEs) the US asked if the UK had concerns about their ‘health insurance system’ (presumably a reference to the NHS). The UK response was that it ‘wouldn’t want to discuss particular health care entities at this time, you’ll be aware of certain statements saying we need to protect our needs; this would be something to discuss further down the line…’

On this exchange the UK lead negotiator commented:  ‘We do not currently believe the US has a major offensive interest in this space – not through the SOE chapter at least. Our response dealt with this for now, but we will need to be able to go into more detail about the functioning of the NHS and our views on whether or not it is engaged in commercial activities…’

On the face of it, these documents provide no basis for saying the NHS would be for sale – whatever that means exactly. The talks were simply an exploratory investigation between officials on both sides in advance of possible negotiations.

But it is a fact that US positions in free trade agreements are heavily influenced by corporate interests. Their participation in framing agreements is institutionalized in the US system and the pharmaceutical and healthcare industries in the US spend, by a large margin, more on lobbying the government than any other sector does. Moreover, President Donald Trump has long complained about ‘the global freeloading that forces American consumers to subsidize lower prices in foreign countries through higher prices in our country’.

It is when (and if) the actual negotiations on a trade deal get under way that the real test will come as the political profile and temperature is raised on both sides of the Atlantic.





have

Do all the funds operating under an existing exemptive order have to transition to operating under Rule 6c-11 and Nasdaq Rule 5704 at the same time?

Publication Date: Apr 10 2020 Yes. According to the SEC, once an ETF becomes eligible to operate under Rule 6c-11 and elects to list on Nasdaq under Nasdaq Rule 5704, the existing order related to that fund (and all other funds under that exemptive order) will be rescinded. Once a fund is listed under Nasdaq Rule 5704, it will not be able to relist under Nasdaq Rule 5705(b) (Index Fund Shares) or Nasdaq Rule 5735 (Managed Fund Shares) unless a new exemptive relief order is obtained from the SEC....




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Unemployment Claims from Asian Americans Have Spiked 6,900% in New York. Here's Why

Friday, May 1, 2020 - 13:45




have

Insects populations have been declining for nearly 100 years, study reveals

When did you last see a glow worm? Most likely, quite some time ago. Depending on how young you are, you may have never seen one at all. Those light-emitting insects, Wordsworth's "earthborn stars", have been declining in the UK for decades. That means that scientists now see them in fewer places, and even in those pockets where conditions are right for them, there are fewer of them to be found.




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Wildlife through the window: what readers have spotted during lockdown

We asked Guardian readers living in cities and towns across the world to share their images of the wildlife they can see from their homes. You answered in your droves, from Canada to Cardiff, and here are some of the best.




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CBD News: The President of the Conference of the Parties and Executive Secretary Congratulate Countries that Have Submitted on Time Their Fourth National Reports and Urge all Parties to Meet Their Reporting Obligations Under the Convention