The Philippines' Bureau of Internal Revenue has launched a digital tax payments system.

Pics for representational purposes

A study published in the Journal of Personality and Social Psychology revealed that problems in the bedroom might or might not spell doom in a long-term relationship, as it entirely depends on what a couple believes.

The researcher analysed sexual belief systems of 1,900 individuals and discovered that people fall into two sections when it comes to their sexual beliefs. There is one group that believes strongly in ‘sexual destiny’ and feels that sex should be all about sparks and twisted bedsheets devoid of nurture. There is another group that nurtures the relationship and believes more strongly in sexual growth. They also develop different ‘sexpectations’ at the same time. The later group treats sex as a tree that requires appropriate care and a patch of bad sex between a lovey-dovey couple can be fixed with little patience.

Sexual destiny is a word which implies that sex will happen with time. On the other hand, growth belief is something that considers the relationship as a plant that requires water, nurture and care. Those who believe in growth belief are seen to put in time and effort to make their sexual lives work. Sexual growth believers move with the flow of passion in their relationship and do not think that their relationship is doomed. They rather try to make things work out and do such acts that can boost their sexual relationship.

 
Representational image

The research also found out that if one partner is high on sex growth beliefs, both the partners benefit from this. Whether one can have a great relationship if things are falling apart in their bedroom, also vary from group to group. Those in the destiny belief gang, are in the worst condition in this case. However, when sexual destiny believers see that their sex life is not going well, they consider their relationship to be not ‘okay’.

The researcher concluded saying that there is a honeymoon phase of around 2-3 years where sexual satisfaction is high amongst both the groups. The benefit of believing in sexual growth becomes clear after this initial phase.

Those in a relationship always look for the right spark and those who are willing to be in a relationship, look for the right goal. It may take years for a relationship to turn into a 'lived happily ever after' story, but it takes only few minutes to break the walls and part ways off. So for those who are looking for tips to a healthy relationship, here are seven such things you can do to make your bond stronger.

1. Put mobiles away when you are together: Now day’s social networking happens mostly through mobile phones. Keep your mobiles and social networking tools like Facebook, Instagram, WhatsApp etc aside when you two are lazing around and spending quality time together. Mobile phones can bring a lot of distraction in communication. Forget the gadget world and indulge in some special talks. You will surely have a lot to share and lot to express to each other.

2. Spend less time in front of the television: It is good for couples to watch TV together, but spending too much time in front of the idiot box can shift your mind from other important things or the person next to you. When both of you are together at home, try to spend time together by sitting over a cup of tea/coffee, listening to music, engaging in romantic acts like cuddling and caressing each other, and making vacation plans.

3. Explore your culinary skills together: Love can happen in kitchen! Try to cook a dish together as it will keep both of you engaged in the same act and in the same place for a long time. In the middle of cooking, share a warm hug and a gentle kiss to make the environment more romantic and not boring. Know each other’s food choices before heading for a cooking and dining date.

4. Sit together over a cuppa in the morning: Sipping morning tea/coffee together can do wonders to a relationship. Before you head for a busy day and hectic work schedule, spend some time together in the morning and keep yourself engaged in small talks. If time permits, have breakfast together and proceed for work like usual. Keep stress and worries away, and start your day on a good and romantic note.

5. Go for a vacation: Take short vacations to bring spark to your relation. Every time you may not get a long leave from work, so head for weekend getaways or short trips. Being together on a holiday away from daily chores rejuvenates you and takes togetherness a step higher. Enjoy adventure activates, plan romantic dinners, explore local life and have a pleasant vacation together.

6. Learn to forget and forgive: Do not nag or sit over a small fight for long as it can make things bitter. If you have done something wrong, seek apology, bring some small gifts for your better half and resolve the matter at the earliest. Even if you cannot forgive at times, just let it go. Start a new day on a new and good note, because that’s the way you can heal an ailing relation.

7. Share a warm hug at least once a day: You may not head for an intercourse every night, because you may be either tired or not in mood. However, share a gentle hug at least once in a day or a small kiss to make each other feel better. Try to get close to each other whenever possible. The warmth of your gentle hug can be quite powerful to mend your relationship. Even if everything is lovey-dovey, try to retain the physical intimacy between each other.

Relationship is not always a bed of roses and only a couple can make things work for them. Avoid distraction of phones, talking about third parties, and dedicate more time to your you-and-me world.

Oslo: India ranked 122nd, behind terror-riven Pakistan and poorest-of-poor Nepal in the global list of the happiest countries, according to a United Nations report released on Monday.

India came down by three slots, as last year it was placed at 118th spot. It was behind the majority of South Asian Association for Regional Cooperation (Saarc) nations, apart from war-ravaged Afghanistan, that stood at 141.

Among the eight Saarc nations, Pakistan was at 80th position, Nepal stood at 99, Bhutan at 97, Bangladesh at 110 while Sri Lanka was at 120. However, Maldives did not figure in the World Happiness Report.

Norway took the top spot from Denmark as the happiest country in the world.

The Scandinavian nation, which was ranked fourth in last year's report, jumped to the top this year on the basis of several key calculations, including levels of caring, freedom to make life decisions, generosity, good governance, honesty, health and income.

Other factors by which 155 countries were measured in the annual World Happiness Report are: inequality, life expectancy, GDP per capita, public trust (i.e. a lack of corruption in government and business), and social support.

Denmark, Iceland, Switzerland and Finland round out the top five, while the Central African Republic came last in the World Happiness Report.

Western Europe and North America dominated the top of the table, with the US and Britain at 14th and 19th positions, respectively.

Syria placed 152 of 155 countries -- Yemen and South Sudan, which are facing impending famine, came in at 146 and 147.

The World Happiness Report was released to coincide with the United Nations' International Day of Happiness on March 20.

Celebrities supporting social causes is indeed commendable because amidst the current scenario, the world needs empathy, love, and financial support at the right time. Salman Khan has been financially supporting daily wage workers and providing ration to those impacted during the Coronavirus outbreak.

Commencing the financial aid, he was one of the first people who made sure that money was directly transferred into the bank account of 25,000 daily wagers who were in dire need. It did not stop there, he further transferred money into the account of additional 7000 daily wage workers of the film fraternity.

The actor also helped 90 vertically challenged wage workers associated with All India Special Artistes Association (AISAA), a wing of FWICE.

The superstar also arranged for food supplies for thousands of people from varied corners of the state. A video of the same surfaced on the internet recently where truckloads of essentials were sent to the villagers around the farm.

Salman Khan has been carefully watching the situation and extending help in installments to ensure steady flow of income and essentials for the needy in different parts of the country.

Keeping in mind the current situation, he has released several videos where he has voiced his opinions and made a personal appeal to his massive fandom and people of the nation to stay indoors and maintain social distancing.

ALSO READ: Inside Salman Khan’s Panvel farmhouse with Jacqueline Fernandez and Iulia Vantur

As celebrities are doing everything they can to help those in need, it’s been revealed that actor Farhan Akhtar recently donated 1,000 PPE kits to government hospitals to help the frontliners who have been working in the fight against the novel COVID-19.

Sharing a video on Instagram, Farhan urged everyone to donate as many PPE kits as they can. He captioned the video as, “Help our Covid 19 warriors. It is critical that we provide PPE (Personal Protective Equipment) kits to our healthcare workers for their protection in this #WarAgainstCovid19. I am personally donating 1000 PPE kits and have partnered with @tring.india to raise funds for more PPE kits which are in immediate need across India for our doctors and medical staff.”

He further said, “For your contribution, I will send a personal ‘thank you’ video message recognising your generosity. This video will be in permanent memory with you. Some of you will even get to interact with me over a live video chat. Log onto www.tring.co.in and go to my profile to donate. Let's all join the #WarAgainstCovid19 and #UniteForHumanity.”

 

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It is critical that we provide PPE (Personal Protective Equipment) kits to our healthcare workers for their protection in this #WarAgainstCovid19. I am personally donating 1000 PPE kits and have partnered with @tring.india to raise funds for more PPE kits which are in immediate need across India for our doctors and medical staff. For your contribution, I will send a personal ‘thank you’ video message recognising your generosity. This video will be in permanent memory with you. Some of you will even get to interact with me over a live video chat. Log onto www.tring.co.in and go to my profile to donate. Let's all join the #WarAgainstCovid19 and #UniteForHumanity #StaySafe #StayHome #JustTringIt #IndiaFightsCorona

A post shared by Farhan Akhtar (@faroutakhtar) on May 7, 2020 at 4:32am PDT

Farhan Akhtar, recently, participated in the mega digital concert I For India. It was a fundraiser hosted by his sister Zoya Akhtar and Karan Johar in order to raise funds for Covid-19 relief.

ALSO READ: WATCH: Shankar Mahadevan recreates Dil Chahta Hai featuring Aamir Khan and Farhan Akhtar

ZEE5 announced its next film Ghoomketu which is set to release on 22nd May. An aspiring writer’s 101 retreats into the life of the protagonist, Ghoomketu is played by Nawazuddin Siddiqui. The movie is a comedy-drama from the viewpoint of an inexperienced writer struggling to make it big in the film industry in Mumbai. On his quest to come up with a great story, he is inspired by day to day mundane life activities. Will his ambition and determination exceed his talents? Or will a corrupt cop, who is on a mission to find Ghoomketu, put a brake on his 30-day escapade?

Directed by Pushpendra Nath Misra and produced by Phantom Films and Sony Pictures Networks (SPN), this film will be exclusively releasing on ZEE5.

The quirk and humour in the movie are exaggerated with dramatic linguistic annotations. The film is set in a wickedly playful backdrop and will be great for the entire family to watch together. The film also has ace director Anurag Kashyap as a cop and the talented Ila Arun as Ghoomketu’s Aunt, in lead roles along with Raghubir Yadav, Swanand Kirkire, Ragini Khanna and others. The film will also see special cameos from Amitabh Bachchan, Ranveer Singh, Sonakshi Sinha, Chitrangada Singh, Lauren Gottlieb and filmmaker Nikhil Advani.

Actor Nawazuddin Siddiqui shares, “Ghoomketu is a quirky, never-seen-before character and I thoroughly enjoyed playing him. Anurag, who is generally behind the camera, will be seen sharing screen space with us and it was a great experience to work with him as an actor. ‘Ghoomketu’ has a phenomenal storyline which will definitely entertain the audience. During this time of the lockdown, I am glad that a humorous film that the entire family can watch is being streamed on ZEE5.”

Actor Anurag Kashyap shares, “Every film is a labour of love and I saw the conviction in the director of Ghoomketu and hence decided to do something which is my least favourite thing to do, which is act. The film is funny and heartwarming.”

Film Director Pushpendra Nath Misra adds, “Wherever we go, we are never far away from our roots. Ghoomketu, as the name suggests, is a story of the ‘journey to the beginning’. This a film where the protagonist - a writer- draws inspiration from the idiosyncrasies of his own family members. This was a dream project with a stellar cast (sublime actors, all of them), and the freedom to tell the story in a non-stereotypical way. For all the writers, their observation begins at home. This film is a celebration of our family members - our ‘Bua’s and ‘Chacha’s and ‘Dadda’s - who we (Ghoomketu) always carry in our hearts, wherever we go. I am glad it will reach the huge family audiences of ZEE5.”

Vivek Agrawal, Producer, Phantom Films says, Ghoomketu is one of those rare gems that will put a smile on your face while taking you through the struggle of a man who is out there trying his luck in Bollywood films. Bringing this story to life has been a roller-coaster ride, just like the protagonist’s journey in the film! It has been a pleasure working on ‘Ghoomketu’– a project that is relatable for many people, on so many levels and we are thrilled to have ZEE5 on board to release it.”

This quirky comedy is all set to confuse, entertain and make you laugh this Eid weekend. 

31/01/2020

Prime Minister Narendra Modi in his address to the nation on Tuesday, extended the nationwide lockdown till May 3.

In a televised message to the nation the prime minsiter said that the main focus will be on the hotspots and the government will impose stricter measures to fight covid-19 outbreak. The PM said "Till 20th April, all districts, localities, states will be closely monitored, as to how strictly they are implementing norms. States which will not let hotspots increase, they could be allowed to let some important activities resume, but with certain conditions." 

He thanked and paid a debt to gratitude to the citizens for fighting a courageous battle against COVID-19 despite facing their own personal challenges. He praised everyone and said that everyone is well aware of the situation and has fulfilled their responsibility.

Prime Minister began his address to the nation by saying India is doing well to tackle the coronavirus outbreak. He thanks people on the frontline of the COVID-19 battle. "Our fight against the novel coronavirus pandemic is progressing with strength," he said.

Prime Minister Narendra Modi, in his speech invoked Dr. BR Ambedkar and acknowledged the courage shown by the people of India during the COVID-19 lockdown. "In our constitution, 'We the People' is written and the power of 'We The People Of India' has been seen in the country during the lockdown. This is the best respect we can pay to Dr BR Ambedkar on his anniversary." he said.

He also said that rules would be stricter in order to curb the spread of novel Coronavirus. "Till April 20, each district, each state will be monitored closely to see whether the lockdown is being followed. Then we can decide on relaxing the restrictions," said the Prime Minister. Prime Minister Narendra Modi says that whatever relaxations granted during the lockdown to some areas will be upon conditions and even if one such case is reported, the relaxations will be taken back.

Talking about daily wage workers, PM Modi said that the new guidelines will be made keeping their interests in mind. Rabi crops cutting is on, and the measures will be taken to reduce their problems.

He asked for the unity and support of India on seven issues where he spoke about taking care of elders in the family, supporting the healthcare workers among others. He issued a seven-point appeal to the citizens and asked for:

• Take proper care of the senior citizens of your house, especially those with underlying problems.
• Lockdown and social distancing should be properly followed. Home-made face covers and masks should be used.
• Increase your immunity by following directions given by Ayush Ministry.
• To help curb coronavirus spread, download the Aarogya Setu application.
• Wherever possible, help poor families.
• In your businesses, help your coworkers, including those working under you, don't downsize people.
• Respect the Coronavirus 'soldiers' -- doctors, nurses, sanitation workers and other essential service workers.

He added that India did not wait for the problem to increase but it foresaw the problem and made an attempt to control it. Modi added that compared to other nations, India is at a better position.

He ended the address by asking people to be very vigilant and wished everyone good health.

It was Narendra Modi's fourth televised address to the nation in less than a month. Last month, the Prime Minister had addressed the nation twice – on March 19 and March 24. On March 19, he had called for resolve and restraint to fight Coronavirus. He had also announced a 'janta curfew' on March 22, a Sunday. On March 24, he had announced the 21-day nationwide lockdown to check the spread of the deadly virus. In a video message on April 3, Modi had urged people to switch off the lights at their homes and light up lamps, candles or mobile phone torches for nine minutes at 9 pm on April 5 to display the country's "collective resolve" to defeat the Coronavirus.

On Monday the number of COVID-19 cases rose by 1,253 to 10,444 cases. Nearly 10 states, including Maharashtra, Odisha, West Bengal, Telangana, Punjab had already announced an extension of the lockdown until April 30.

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To ensure that the labourers and migrant workers can earn a livelihood once the lockdown is over, the Nagpur Municipal Corporation has started an initiative to introduce skill-based training among beggars and the homeless in the city. Tukaram Mundhe, Nagpur Municipal Cooperation Commissioner said, "After the lockdown was announced, we shifted the homeless and beggars to shelter homes and providing them with food, accommodation and other facilities."

With about 19 shelter homes around the cities accommodating close to 1,500-2,000 people, the commissioner said they are being provided with some skill development activities apart from having basic amenities. "We have also introduced skill development programmes for them. In the long run, we intend to take up the eradication of beggary program in Nagpur by providing them skills so that they can get employed," Mundhe said.

Glimpses of homeless beggars in Nagpur after a makeover by NMC:

NMC's shelter home took many #Homeless people under its care during the #lockdown

Some with special abilities were also given a complete makeover for health and sanitation purposes. #Covid_19india #homelessness pic.twitter.com/w11dVpnNBa

— Tukaram Mundhe (@Tukaram_IndIAS) April 12, 2020

"We are also giving them a makeover as we are providing them skill-based training so that they can earn their livelihood once the lockdown ends," said Manish Soni, Public Relations Officer, NMC.

According to the Union Ministry of Health and Family Welfare, 2,916 positive COVID-19 cases have been reported in the state, out of which 295 patients have recovered and 187 patients have succumbed to the virus.

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The well-known Zoom video conferencing app for meetings is not a safe platform, the Cyber Coordination Centre (CCC) of the Ministry of Home Affairs has warned in an advisory issued last week.

The well-known #Zoom video conferencing app for meetings is not a safe platform, the Cyber Coordination Centre (CCC) of the Ministry of Home Affairs (@PIBHomeAffairs) has warned in an advisory issued last week. pic.twitter.com/rPRLkLGvpX

— IANS Tweets (@ians_india) April 16, 2020

In the advisory, issued on April 12, it is mentioned that "secure use of Zoom meeting platform is for private individuals and not for use of government offices or official purposes". The government said that CERT-In on the same lines had been informed on February 6 and March 30 this year clarifying that "Zoom is not a safe platform".

In a set of guidelines for the safety of private users, the CCC division of the MHA mentioned that "those private individuals who still would like to use Zoom for private purposes" should follow certain guidelines like prevention of unauthorised entry in conference room and unauthorised participants to carry out malicious activity on terminals of others in the conference. The advisory also suggested to "avoid 'DOS' attacks by restricting users through passwords and access grant".

Zoom app has apparently become a favourite and famous tool among people during the lockdown and it is being used by schools and many private players. "Most of the settings can be done by logging into users zoom account at website, or installed application at PC/Laptop/Phone and also during conduct of conference," the guidelines from MHA mentions.

Officials in the Home Ministry told IANS that the app has some specific weaknesses so it is necessary to avoid its use for official purposes as it can encrypt meeting data.

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New Delhi: Congress Lok Sabha MP leader Shashi Tharoor on Friday appreciated Union Health Minister Dr Harsh Vardhan and his colleagues in the ministry for doing "great job" amid COVID-19 outbreak.

"Thanks for the response @drharshvardhan! You &your colleagues are doing a great job in difficult circumstances. Guess this means that it won't be long before Thiruvananthapuram is off the hotspot list, as Kerala has categorised it in a lower tier than the most affected districts," Tharoor tweeted.

Tagging the minister in a tweet earlier, the Congress leader asked why Thiruvananthapuram is listed as a COVID-19 hotspot.

"A bit curious as to why Thiruvananthapuram is listed as a #Covid19 hotspot when it has such a great track record!? Perhaps @MoHFW_INDIA can enlighten us?" Tharoor, the Lok MP from Thiruvananthapuram had tweeted.

A but curious as to why Thiruvananthapuram is listed as a #Covid19 hotspot when it has such a great track record!? Perhaps @MoHFW_INDIA can enlighten us? @drharshvardhan @vijayanpinarayi @CMOKerala @kgkrishnan05 https://t.co/RWjjW3TiMp

— Shashi Tharoor (@ShashiTharoor) April 16, 2020

Responding to the Congress leader, Harsh Vardhan said there are 170 hotspot districts, 207 non-hotspot & rest non-infected.

India's total number of coronavirus positive cases has climbed to 13,387 including 11,201 active cases, 1,749 cured/discharged/migrated and 437 deaths, the Ministry of Health and Family Welfare said today.

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The Supreme Court on Wednesday dismissed the bail plea of Christian Michel, an alleged middleman in the AugustaWestland VVIP chopper scam accused, on the ground that his petition "did not fall in the criteria for grant of relief". A two-judge bench headed by Justice Sanjay Kishan Kaul and also comprising Justice B R Gavai dismissed the bail application of Christian Michel. Michel, in his bail application, stated that he is aged 59 years, and has a history of bad health which will make him easy prey to any Corona outbreak in the Tihar jail in Delhi and thereby he be released on bail.

"We don't find any merit in the petition filed by the accused, petitioner in the case. We, thereby, dismiss the same," Justice Kaul observed. The apex court did not consider his prayers and upheld the Delhi High Court order that his case did not fall in the criteria for grant of relief. The accused, a 59-year-old British National, Michel is currently lodged in Tihar jail for his alleged involvement in the Augusta Westland VVIP chopper scam case.

Michel had moved the Apex Court after the Delhi High Court had rejected his bail application. Michel was extradited from Dubai in 2018 and is currently lodged in Tihar Jail in connection with alleged irregularities in the chopper deal. While the CBI is probing his alleged role as a middleman in the deal, the ED is investigating money laundering charges against him.

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The Indian Institute of Technology (IIT), Delhi has developed a COVID-19 test kit, which has got the approval of Indian Council of Medical Research (ICMR). "We started working on it by the end of January and got it ready in three months. We wanted to contribute to affordable low-cost diagnostics that could be used in large numbers," V Perumal, Professor at IIT-Delhi, told ANI.

Perumal said that it is a swab testing kit. "Testing will be cheaper than all existing devices," he said, adding that the device is affordable for commercial production. ICMR had on Thursday approved detection assay for COVID-19, which has been developed by researchers at IIT-Delhi's Kusuma School of Biological Sciences (KSBS).

"The assay has been validated at the ICMR with a sensitivity and specificity of 100 per cent. This makes IIT-Delhi the first academic institute to have obtained ICMR approval for a real-time PCR-based diagnostic assay," read a statement from IIT-Delhi.

This is the first probe-free assay for COVID-19 approved by the ICMR and it will be useful for specific and affordable high throughput testing. It can easily be scaled up as it does not require fluorescent probes. The team is targeting large-scale deployment of the kit at affordable prices with suitable industrial partners as soon as possible.

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As the world struggles to fight the novel coronavirus pandemic, Prime Minister Narendra Modi on Sunday appealed to the people to shun the habit of spitting in public places. Pointing out that it was a case of "better late than never", the Prime Minister said society has understood the negative impact of the spitting habit, which affects health and cleanliness of surroundings.

"We in India always knew that spitting in public places is wrong. Yet, it continued in places. Now is the best time to ensure we do not spit," Modi said in the 64th edition of his monthly radio programme 'Mann Ki Baat'. "This will increase basic hygiene and strengthen the fight against COVID-19."

The Prime Minister's address came at a time when the entire country is under complete lockdown -- a measure to contain the spread of the novel coronavirus which has so far claimed 824 lives and over 19,800 confirmed cases across the country.

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Union minister Nitin Gadkari on Sunday said India should look at converting the world's "hatred" for China amid the coronavirus pandemic into an economic opportunity for itself by attracting large-scale foreign investments.

Interacting with overseas Indian students via video conferencing, the minister for MSME and Road Transport and Highways said across the world now, there is "hatred for China. Is it possible for us to convert it into an opportunity for India?" Referring to the economic package announced by Japan for its businesses exiting China, Gadkari said, "I feel that we should think on that and we will concentrate on it. We will open the Indian scenario for that. We will give the clearances and everything to them and attract foreign investment."

Asked if India can take any action against China incase it is found to have deliberately "suppressed" information on coronavirus, the minister said this was a sensitive subject related with the Ministry of External Affairs and the prime minister, and therefore it will not be appropriate for him to comment on it. Gadkari said all government departments, particularly the finance ministry as well as the Reserve Bank of India (RBI), are formulating policies to win the "economic war" post the COVID-19 pandemic and fulfil the prime minister's dream of making India a USD 5 trillion economy. "At the same time, we can make infrastructure of Rs 100 lakh crore," he added.

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The Coronavirus outbreak has infected scores of people across the globe and claimed many lives. As people stare into uncertainty, many doctors, nurses and other healthcare staffs have been battling the pandemic on the frontline to ensure things go back to normal as soon as possible. Amid such a time, a video of doctors across the country dancing to Pharrell Williams’ hit song, Happy, has been made the internet smile with hope.

Posted by the Ministries of Memories on Instagram, the makers of the video said in the caption that they were trying to bring ‘some sunshine and raising awareness for mental health.’ The video has 60 doctors from cities such as Pune, Surat, Nagpur, Bengaluru, Prayagraj, Indore, Agra, Gurugram, Delhi, Kochi, Lucknow and Kolkata busting some gracious moves.

The wide-shared video has been conceptualised by Dr Pooja Nadkarni Singh, Dr Sheetal Sawankar and Dr Unnati Mamtora and they are calling the video, a ‘Song of Hope’.

 

 

 

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A post shared by Puja & Rahul Kedia (@theministryofmemories) onApr 24, 2020 at 10:35pm PDT

Posted on Saturday, the video has garnered more than 36,102 views on Instagram and has received 2,646 likes. The users commenting on the video lauded the makers of the video for sending the message through such a peppy song.

A user said, "Take a bow, respected Medicos! You and your dedicated, lovely staff are performing divine Seva! May God help you always grow from strength to strength! Love you all! Thank you for stretching that bit more to make this amazing video and regaling our hearts!." Another user said, "Absolutely loved this....Thank you for bringing a smile in such anxious times." One user said, "Great job on spreading some smiles, kudos to the whole team."

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Karnataka Chief Minister BS Yediyurappa requested his Maharashtra counterpart Uddhav Thackeray to release six TMC water from his state's reservoirs to rivers in Karnataka to meet acute drinking water shortage in North Karnataka. Yediyurappa pointed out that the North Karnataka districts, namely Belagavi, Vijayapura, Bagalkot, Kalaburagi, Yadagiri and Raichur are facing acute shortage of drinking water due to onset of summer during early days of March this year.

"I request you to kindly direct the concerned authorities to release 3 TMC of water from Warna/Koyna reservoirs to Krishna river and 3 TMC of water from Ujjaini reservoir to Bhima river on humanitarian grounds for drinking purpose," Yediyurappa said in his letter.

He reminded Thackeray that even in the past the Maharashtra government had released water from its reservoirs to meet the drinking water needs of both human beings and livestock in drought-affected areas of Karnataka.

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Indian Air Force choppers on Sunday showered flower petals on the National Police Memorial here and hospitals treating COVID-19 patients to express gratitude and appreciation towards doctors, medical professionals, police officials and paramilitary forces who are at the forefront in the battle against the coronavirus. This aerial salute was part of planned activities by India's armed forces, which includes activities such as fly-pasts by fighter jets and transport aircraft of the IAF, playing of bands by the military and flashing warship lights, to express gratitude and honour the "corona warriors" of the country.

Early on Sunday morning, two C-130J Super Hercules special operations transport aircraft of the Indian Air Force conducted a fly-past over the Dal Lake in Srinagar followed by another over Sukhna Lake in Chandigarh. The aircraft took off from Srinagar and will fly all the way to Thiruvananthapuram in Kerala to show gratitude towards COVID-19 warriors. IAF's SU-30 aircraft conducted flypast across Marine Drive in Mumbai.

Indian Air Force aircraft SU-30 flypast Marine Drive to express gratitude towards medical professionals and all frontline workers. Picture/Bipin Kokate

The Indian Air Force (IAF) choppers showered flower petals over hospitals treating coronavirus positive patients in Delhi, among locations across the country in order to express gratitude and appreciation to the COVID-19 warriors in the country. "The list of hospitals include AllMS, Deen Dayal Upadhyay Hospital, GTB Hospital, Loknayak Hospital, RML Hospital, Safdarjang Hospital, Ganga Ram Hospital, Baba Saheb Ambedkar Hospital, Max Saket, Rohini Hospital, Apollo Indraprastha Hospital, and Army Hospital R&R," as per a statement by the Defence Ministry.

IAF also aircraft showered flowers on King George's Medical University in Lucknow, Uttar Pradesh. This flying activity is combined along with the training activity of IAF and opportunity flight for transport planes and helicopters, which are involved in moving supplies related to the COVID-19 task The IAS also conducted a flypast over Rajpath among other locations in the national capital as a mark of respect for those at the frontline in the fight against coronavirus.

Flower shower above J J hospital by Indian Navy in respect of Corona fighters. Picture/Shadab Khan

About 10 helicopters of Indian Coast Guard (ICG) will shower flower petals on COVID-19 hospitals at 5 locations. Apart from this, as many as 46 Coast Guard ships will carry out illumination, fire green flares and sound ships siren at 25 locations, including, the remote sites and far-flung island territories of Andaman and Nicobar Islands and Lakshadweep and Minicoy islands, covering the coastline of 7516 km.

Indian Naval Aviation assets will be flying over the hospitals treating corona patients and shower flower petals at Mumbai, Goa, Kochi and Vizag.

The activities planned by the defence forces were delayed by over an hour due to rains in parts of the country early this morning.

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Two African lion cubs, born a month ago at Nehru Zoological Park here, came out for the first time in a 'day crawl'. According to Nehru Zoological Park Curator, N.Kshitija, this is the first time that the cubs came out since their birth last month.

#WATCH Telangana: One-month-old two African lion cubs were seen playing with her mother, Adhisana, in the Nehru Zoological Park in Hyderabad today. pic.twitter.com/UCHQJcdw2e

— ANI (@ANI) May 3, 2020

Lovely moments of the cute cubs spending time with their mother Adhisana were captured on camera by the zoo officials. One of the photographs released by the zoo authorities shows the mother licking her cub. The cubs are also seen playing with each other.

Shutdown for more than 40 days due to coronavirus-fuelled nation-wide lockdown, the zoo brought some cheers to animal lovers with the increase in the big cat population.

The Nehru Zoological Park (NZP), most popular and one of the largest zoos in the country, saw the birth of three Royal Bengal tiger cubs and two African lion cubs in the first week of April. Six jackal puppies and two Blue Gold Macaw chicks were also born.

Meanwhile, NZP officials said they were taking all precautions for the safety of the animals in the wake of the outbreak of Covid-19. It sounded an alert last month after a tiger at a New York Zoo tested positive for the dreaded virus.

The animal keepers and veterinary staff were alerted to monitor the animals, particularly tiger and primates for checking any symptoms of cold, nasal discharge or any symptoms of flu. The officials said the precautionary measures were taken up as per the instructions of Principal Chief Conservator of Forests and Central Zoo Authority (CZA).

The veterinary wing is continuously monitoring the health of animals and checking for any symptoms. Thermal scanning is being done of about 150 Zoo employees engaged in taking care of the animals. The Zoo authorities took several preventive prophylactic measures since the first week of March.

The NZP, which is shut since March 22, is using the services of staff animal keepers, gardeners, security and workshop staff to attend duties for providing feed to the animals, cleaning the enclosures, maintaining hygiene and sanitation, maintaining health of animals and attending emergency maintenance works and services.

Set up in 1963, the NZP is the most popular and one of the largest Zoos with an average of 27-30 lakh visitors annually. It has over 155 species and 1550 specimens in spacious enclosures.

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At a time when the country is reeling under the Lockdown 3.0 phase, a viral video of a doctor returning home after treating COVID-19 patients is winning hearts for all the right reasons. The video, which has gone viral now was shared by BJP Karnataka's official Twitter handle with their 3 lakh 50 thousand followers.

This is how the residents of an Apartment in Namma Bengaluru honoured Dr Vijayashree who returned home after treating #COVID patients.

Let us respect and appreciate the great services rendered by Our Doctors.#ThankYouCoronaWarriors#IndiaFightsCoronavirus pic.twitter.com/7yEWlckO6v

— BJP Karnataka (@BJP4Karnataka) May 2, 2020

In the 39-seconds video clip, a woman doctor identified as Vijayashree can be seen given a standing ovation and welcomed home by her neighbours amid thunderous applause and cheers as she returns after her COVID-19 duty. While sharing the video, BJP Karnataka wrote, "This is how the residents of an Apartment in Namma Bengaluru honoured Dr Vijayashree who returned home after treating #COVID patients. Let us respect and appreciate the great services rendered by Our Doctors."

What a feeling..Goosebumps!really awesome 👏

— Mahesh PA (@MaheshPA85) May 2, 2020

The viral video shows Dr. Viajyshree entering her society after a long time as she was equipped with COVID-19 duty and treating coronavirus patients at the hsopital. In the video, Dr. Vijayshree can be seen entering her residential apartment as her neighbours and society members throng to their balconies to welcome her amid thunderous appaluse and cheer.

ಕಣ್ಣಿಗೆ ಕಾಣುವ ದೇವರು!

Dr. Vijayashree of Bengaluru received a heroic welcome when she returned home after tending to #COVID19 patients in MS Ramaiah Memorial Hospital.

A big thank you to all the #CoronaWarriors working selflessly on the frontline of this pandemic. We SALUTE you! pic.twitter.com/COHT4KYYE1

— M Goutham Kumar (@BBMP_MAYOR) May 2, 2020

M Goutham Kumar, Mayor of Bengaluru also shared the video and informed that Dr. Vijayshree is treating COVID-19 patients at MS Ramaiah Memorial Hospital, situated in Bengaluru, Karnataka. Since being shared online, the video has garnered over 15,000 views with hundreds of netizens lauding the doctor for her selfless commitment towards the country amid the COVID-19 crisis.

Salute to Dr. Vijayashree and all the medical teams taking care of our brothers and sisters in the country and abroad...#CoronaWarriorsIndia working 24x7 selflessly and relentlessly 👏👏👏👏

— Anwar Karakulangara (@karakulangara) May 3, 2020

One user wrote, "May be this is the awesome moment of her life. Great work," while another user commented, "Dr. Vijayashree is the real hero for the front line of COVID-19," A third user said, "They are the real warriors...BIG SALUTE...!" While thanking the Dr. Vijayshree, a fourth user stated, "What a feeling...Goosebumps! Really awesome!"

Here's how netizens reacted to the video:

May be this is the awesome moment of her life. Great work.

— Shivaraj B M (@Shiva2105) May 3, 2020

Superb 👌. Great gesture by public.

— Vishwanath Shetty (@VishKodlady) May 3, 2020

Well this is human culture for humanity. Thanks for share this video.

— Mohammed moosa (@Mohamme73738356) May 3, 2020

Dr. Vijayashree is the real hero for the front line of covid-19

— Siva Kumar .A (@SivaKum97095133) May 3, 2020

बहुत खूब ।। इसी तरह डॉक्टर्स को मोटिवेट रखने की जरूरत है।। They are the real warriors.. BIG SALUTE ..

— Naveen Suman (@NaveenBoB22) May 3, 2020

I salute to such society and the civilization and the doctor for their achievements in surrounding

— Arvind Narsingrao Marpak (@ArvindMarpak) May 3, 2020

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After sharing an interactive doodle featuring the 2017 ICC Champions Trophy, on Monday, Google shared throwback game from 2016 in order to urge people to stay at home and keep themselves entertained by playing these games. Scoville is part of the latest series that Google launched last week urging people to stay home and play games amid the COVID-19 crisis.

It’s day 6 of our throwback #GoogleDoodle series...

Today, spice it up with our 2016 Doodle game celebrating pharmacist & inventor of the Scoville scale, Wilbur Scoville! 🌶️🥵#GoogleDoodle → https://t.co/FhX0mtZxBU pic.twitter.com/RNW8UhGfAN

— Google Doodles (@GoogleDoodles) May 4, 2020

The latest doodle is in honour of celebrated pharmacist Wilbur Scoville. The doodel was first published on January 22, 2016 to celebrate the Scoville's 151st birthday. Wilbur Scoville is well known for his Organoleptic test which he invented back in 1912 while working at the Parke-Davis pharmaceutical company. The test measures the heat of several chilli peppers.

The interactive Scoville game

In the Scoville game, one has to throw ice-cream balls at the animated peppers in order to win the game. When one hovers over the final doodle, it shows the message, "Stay and play at home with popular past Google Doodles: Scoville (2016). Once clicked on the doodle animation, google takes the user to a game where one can play the interactive ice-cream and peppers game.

While launching its 10 game series to be played at home amid the coronavirus outbreak, Google Doodle said, "As COVID-19 continues to impact communities around the world, people and families everywhere are spending more time at home. In light of this, we’re launching a throwback Doodle series looking back at some of our popular interactive Google Doodle games!"

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India, which was not manufacturing even a single personal protective equipment (PPE) kit, has now achieved an almost unrealistic goal of producing 2.06 lakh PPE kits daily within two months after the coronavirus outbreak. The highest single-day production of PPE kits, around 2.06 lakh kits, was recorded on May 2. However, on average, domestic production is about 1.5 lakh per day.

A PPE kit consists of mask, eye shield, shoe cover, gown and gloves, which doctors and healthcare workers wear during the treatment of COVID-19 patients. "It is very comforting to us that our in-house PPE kit production is increasing fast. On May 2, the country recorded maximum production of protective gears of about 2.06 lakh manufactured in a single day," a senior Health Ministry official told ANI.

"Earlier, there was no domestic manufacturing of PPE kit in the country and almost all of them were imported. Within a short span of time, India has been able to increase the daily production of PPE kits to about 1.5 lakh," he said. "In January, there were only 2.75 lakh PPE kits (imported ones) available in the country. As of today, we have about 15.96 lakh PPE kits in the centre-state buffer stock," added the official.

The government has identified at least 110 domestic manufacturers of PPE kits in the country. However, only 52 companies are manufacturing PPE kits right now. Companies like Alok Industries, JCT Phagwara, Gokaldas Exports, Aditya Birla, etc., are some of the domestic PPE kits manufacturers. The Union Health Ministry official added: "As of now, the Central government has distributed about 21.32 lakh PPE kits to the Centre and state-run hospitals. At least 15.96 lakh PPE kits are in the Centre State buffer stock."

Recently, the Empowered Group-3 of the Central government had informed that the total projected demand of PPE kits till June 2020 would be 2.01 crore. Orders for 2.22 crore PPE kits have already been placed, of which orders to the tune of 1.42 crore have been placed with the domestic manufacturers and 80 lakh PPE kits are being imported.

Some government institutes like South India Textile Research Association (SITRA), Defence Research & Development Organization (DRDO) and Ordnance Factory Board are at the forefront of developing new technologies, materials, and testing facilities. DRDO has also developed new PU coated nylon/polyester for supply to domestic manufacturers/

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Undeterred by the threat of coronavirus infection or the 'special corona fee' of 70 per cent levied on alcohol, hundreds of tipplers queued up outside liquor vends in the national capital for the second consecutive day on Tuesday, keeping the police on their toes. Long queues were formed outside the vends in Krishna Nagar and Vishwas Nagar, and a large number of policemen stood outside to manage the crowd and ensure social distancing. At some places, like the Gole Market in central Delhi, although the liquor shops were shut, baton-wielding paramilitary personnel were also deployed to keep the crowd at bay. About 150 government-run liquor shops have been allowed to open from 9 am to 6.30 pm as per the latest lockdown relaxations allowed by the Ministry of Home Affairs.

On Monday, many liquor shops downed their shutters after crowds turned unruly, showing little care about social distancing. Late in the night, the Delhi government levied a 70 per cent 'special corona fee' on the sale of liquor. The new rate is applicable from Tuesday. The special branch of the Delhi police has also prepared a report suggesting extending the timings of the liquor sale in Delhi after chaos outside shops on Monday. To ensure that he gets his stock of liquor, Bharat Kumar, a resident of Burari, stood outside the liquor shop since 8 am -- the shop opens at 9. But there were many even ahead of him. "I was in queue for liquor since 8 am. Despite this, it took me one and half hour to buy three liquor bottles," he said. Asked about the government's decision to impose a hefty 'corona fee' to discourage tipplers, he said, "It will not affect us. People will get liquor from Gurgaon, Noida and Ghaziabad." But there were many who still could not manage to buy liquor for the second day.

"I searched for some shops in Krishna Nagar but there were long queues of around 400-500 people. Here, the shop has not been opened and policemen are sending us back. It's not fair, the government has raised the price so much and still there are problems if one tries to buy it," said Raj Kumar, 38, who had come to a liquor shop in Shakarpur in east Delhi. Ramesh, who declined to share his second name, said he was trying his luck after failing to buy liquor bottles from nearby shops because of the huge crowd. "Yesterday, I waited for two hours in a queue outside a shop but the police closed it after the crowd became unruly," Ramesh said. Rajbir Singh, in his late 40s, tried his luck at a liquor vend behind Regal Cinema in central Delhi, but failed. "I only have one peg every fortnight. But I have not had even that for long," Singh said.

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The Maharashtra government has appealed to all central government departments to make available their hospitals for the treatment of COVID-19 patients in the state. "Anticipating higher numbers of patients in the coming days, Maharashtra govt has appealed to all Central govt departments like Railways, Port Trust, Army, Navy etc to make available their hospitals for treatment of COVID patients in Maharashtra," said a statement from Maharashtra Chief Minister's Office (CMO).

As a part of planning, the State Government has requested hospitals, institutions & buildings under the management of the Railways, Mumbai Port Trust, Indian Army, Navy and other Central Gov. undertakings to make their facilities available across Maharashtra.

— CMO Maharashtra (@CMOMaharashtra) May 6, 2020

According to the Maharashtra CMO, "Chief Minister Uddhav Thackeray is himself in talks at the highest level in central govt." A CMO press note confirmed that the Maharashtra government has set up several quarantine and isolation centers at Mahalaxmi Racecourse, Nehru Planetarium, Bombay Exhibition center, Richardson and Cruddas company and at various other places in the state.

But as the Center has warmed about a spike in cases during May, Maharashtra wants additional ICU beds and other medical facilities. So it has requested the central government departments which have hospitals in Maharashtra to make them available for the treatment of COVID-19 patients.

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The Personal Protective Equipment (PPE) kits developed by the Indian Navy has obtained clearance certification for mass production, a top naval officer said on Thursday.

The PPE kits designed and produced by the Indian Navy were tested by the Institute of Nuclear Medicine and Allied Sciences based in Delhi, a DRDO organisation tasked with testing and certification of PPE. They have now been certified to be mass produced and used in clinical Covid-19 situations.

Personal Protective Equipment designed&produced by Indian Navy has been tested by Institute of Nuclear Medicine &Allied Sciences Delhi, a DRDO organization tasked with testing&certification of PPE. It is now certified to be mass-produced&used in clinical #COVID19 situations: Navy pic.twitter.com/7TbD0AkvoT

— ANI (@ANI) May 7, 2020

Shortage of PPE kits during the ongoing Covid-19 pandemic is of serious concern as it imperils the well-being and availability of the healthcare workforce, apart from adversely impacting their security and morale.

The PPE is required to meet stringent criteria on testing and the benchmarks of the same are set by the ICMR and the Union Health Ministry.

A team formed by the Innovation Cell, Institute of Naval Medicine, Mumbai, and the Naval Dockyard, Mumbai, collaborated to design and produce the PPE kits.

"The PPE passed with 6/6 synthetic blood penetration resistance test pressure (GoI mandates minimum 3/6 and above level as per ISO 16603 standard). It is thus certified to be mass produced and used in clinical Covid-19 situations," the force said in a statement.

The force also said that the cost for this PPE is significantly lower than the commercially available ones.

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Hollywood actor Johnny Depp has stepped into social media by joining Instagram to share a special message for fans affected by the COVID-19 pandemic.

The "Pirates Of The Caribbean" star made his debut on the platform on April 16 by sharing a photograph of himself sitting on an old wooden bench in what seems like a cave, surrounded by candles and lights.

"Hello everyone... filming something for you now... gimme a minute," he captioned the image.

 

 

 

View this post on Instagram

A post shared by Johnny Depp (@johnnydepp) onApr 16, 2020 at 7:12am PDT

Depp gained 600,000 followers just three hours after creating the account, reports aceshowbiz.com.

A representative for the official account of his band The Hollywood Vampires and member Joe Perry both left comments featuring similar emojis on the comment section.

Moments later, the actor came back on the photo-sharing website and posted a piece he'd been filming.

A video message, which started like: "Hi everyone, hello to whomever might be out there in ether-land receiving this transmission. This is my first experience within the world of social media. I've never done anything like this before. I don't think I've ever really felt any particular reason to, until now."

"Yeah, now is the time to open up a dialogue as the threat of this invisible enemy has already caused immeasurable tragedies and enormous damage to people's lives. People are ill and without care, people are getting sick, fighting for breath and dying at frighteningly high rates."

Depp went on to reference those who have lost their jobs and others living on the streets "with no shelter or option of self-isolating at all".

"So I feel we need to try and help each other through these hard times, these trying times, for those we love, for our community, for ourselves, for the world and for the future."

He concluded his first Instagram message by thanking fans for "your kindness, your unwavering support and your strength over these years. I am touched beyond words."

The actor then shared his version of musician John Lennon's "Isolation" saying that "there's more to come" and noting that he hoped fans would "enjoy our version."

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The Duchess of Sussex Meghan Markle made her first TV appearance on Monday since stepping down as a senior member of the British Royal family alongside her husband Prince Harry. According to Us Weekly, Markle's appearance on 'Good Morning America' was pre-recorded. The clip was to promote 'Elephant' the Disneynature documentary the 38-year-old narrated for the Disney+ streaming service.

The 'Suits' actor said in the interview which was recorded in the summer of 2019, "I'm really grateful to have the opportunity of bringing the story of elephants to life."

"I've been very lucky to be able to have hands-on experience with elephants in their natural habitat. When you spend time connecting with them and the other wildlife, you really understand we have a role to play in their preservation and safety," she continued.

"I hope that when people see this film they realise how connected we all are, and if we had more of an awareness about the obstacles we're facing, I think we'd take care of each other, this planet and animals in a very different way," shared the Duchess of Sussex.

The 35-year-old couple Markle and Harry initially moved to Vancouver Island in Canada with their 11-month-old son Archie before relocating to her native Los Angeles.

The couple, back in January, announced they will take 'a step back' as senior members of the royal family and instead work independently, splitting their time between the United Kingdom and North America.

The Duke and the Duchess of Sussex said their decision came "after many months of reflection and internal discussions."

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The six-year-old boy who fell into a 200-feet-deep borewell near Manchar tehsil in Pune was safely rescued on Thursday after a 16-hour operation.

The boy, identified as Ravi Pandit Bill, was stuck at a depth of 10 feet in the borewell, informed SHO Ambegaon Police station.

The boy fell into the borewell around 5 pm on Wednesday in Thandale village of Pune.

Ravi, son of a labourer working on road constructions, fell into the borewell while playing.

The work of road construction was underway in the area and Ravi's family was deployed at the site.

Soon after receiving the report of the incident, the National Disaster Response Force team (NDRF) and police were pressed into action to rescue the trapped boy.

The operation was very critical and required constant meticulous planning to avoid any injury to the child.

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Soon after the Bollywood movie trailer on the biopic of Prime Minister Narendra Modi was out, the opposition on Thursday strongly opposed claiming that it is violating moral Code of Conduct of election. The teaser trailer of the biopic was released on Thursday.

In Pune, once the trailer was out, the NCP warned the Pune theatre association to avoid showcasing the movie or bear consequences. The NCP was supported by Maharashtra Navnirman Sena (MNS).

Speaking to mid-day, Balashaheb Patil, President Art and Culture president of Maharashtra State said, "We have warned the Theatre Association in Pune and on Friday we will be filing moral code of conduct violation by BJP. As this biopic that is an attempt to influence voters, we will report to the administration that the movie is a violation of the election code of conduct. If this movie is released, the theatres they will have to bear consequences and the film producers, distributors and administration will be responsible for it."

Actor Vivek Oberoi plays the lead role in the upcoming biopic on Narendra Modi. Besides Vivek, the film also stars Suresh Oberoi, Barkha Sengupta, Prashant Narayanan, Darshan Kumar, Boman Irani, Zarina Wahab, Manoj Joshi, Anjan Shrivastav, Karan Patel and Akshat R Saluja. The film is produced by Sandip Ssingh.

Also Read: PM Narendra Modi biopic violating Election Commission rules?

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THAPPAD is the story of a woman fighting a tough battle. Amrita (Taapsee Pannu) is a housewife and is happily married to Vikram (Pavail Gulati) in Delhi. Vikram works in a reputed company and is desperately looking forward to an opportunity which will take him to London for work purposes. Amrita knows how much this means to Vikram. She loves him with all her heart and her entire life revolves around him and in attending to his mother, Sulochana (Tanvi Azmi). Thankfully for Vikram, he’s selected for the London stint. The same night, he throws a party in his house. All is going well until he gets a call from his superior, Thapar. He informs Vikram that he won’t be getting the desired profile that he’s looking for in London and that he’ll have to report to an authority there. This is not something that Vikram was initially assured. He confronts Rajhans, another superior of Vikram and who is present in the party. Things heat up between them and Amrita tries to pacify him. In the process, Vikram slaps Amrita. Her whole world comes crashing down. She tries to move on but is just not able to. Vikram shows regret when he realizes that Amrita has been hurt by his actions. He tries to console her but it doesn’t work for her. Amrita hence shifts to the house of her parents (Kumud Mishra and Ratna Pathak Shah). Vikram stops her and later even comes to take her back. But she doesn’t budge. Vikram then sends a legal notice to her. Swati (Naila Grewal), the girlfriend of Amrita’s brother Karan (Ankur Rathee), suggests that Amrita should show this letter to Nethra (Maya Sarao), a reputed lawyer and Swati’s boss. Nethra suggests that Amrita should solve this issue amicably. Amrita however doesn’t want to and she insists on a divorce. What happens next forms the rest of the film.

A non-invasive system being developed by EU-funded researchers could make radiotherapy a safer and more-effective treatment for cancer patients by creating a visual dosage map of the tumour and the surrounding healthy tissue.

Metasurfaces can manipulate electromagnetic energy far beyond the limits of natural materials. An EU-funded project has developed a multifunctional and more accessible version that could enable easily programmable, smarter environments.

Former FC Barcelona captain Xavi Hernandez admits that one day he would like to return to coach the Catalan giants. Xavi is currently in charge of Qatari club Al-Sadd and in January rejected the chance to replace the sacked Ernesto Valverde at the club. However, in an interview on YouTube, he admitted that his ambition is to coach in the Camp Nou, Xinhua news reports."

"Now I have tried as a coach, I think I'm able to do it and it is a dream to be able to return to Barcelona." "I have said it many times, that I consider Barcelona to be my home and my life," he said.

"I am learning a lot here in Qatar and although saying I want to coach Barca is a big statement and you have to be properly prepared in order to do so, it is a process and I hope one day to get there," commented Xavi, who added that for the moment he was content living in Qatar.

Earlier, six FC Barcelona board members stepped down and told president Josep Maria Bartomeu they are not pleased at how the club is being managed.

According to a BBC report, the six board members expressed their concern over the financial implications in a joint letter amid the coronavirus crisis.

"We have arrived at this point because we cannot reverse the way the club is managed in the face of important challenges in the future, especially in the post-pandemic era," the six said in their letter as quoted by BBC.

"We also want to show our displeasure over the unfortunate episode about the social media accounts, known as 'Barcagate', which we learned about through the press.

"As our last act of service to the club, we recommend that elections are called as soon as circumstances permit so that the club can be managed in the best way possible and deal with the important challenges of the immediate future."

In response to the resignations, Barca said they have come about "due to a reorganisation of the board put forward by Bartomeu and which will be completed in the next few days".

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Liverpool manager Jurgen Klopp and captain Jordan Henderson have delivered messages of support to the families of the 96 supporters killed in the Hillsborough disaster 31 years ago. A final memorial service for the victims was due to take place at Anfield on Wednesday, but has been postponed due to coronavirus guidelines on mass gatherings. "Today is the most significant date for our football club each year," Klopp said in a video message. "The plan was for us to be together at Anfield but this is not possible, the only thing we can make sure is we are in each other's thoughts.

"Believe me you have our thoughts, you have our prayers and most of all you have our love. You'll never walk alone." The final memorial service was arranged after the police commander at Hillsborough, David Duckenfield, was found not guilty of gross negligence manslaughter in November. "Today was a day when as a club we were all supposed to be together at Anfield to honour the lives of 96 people who went to a football match and never came home," said Henderson, who has led a charitable fund set up by Premier League players to help health service staff during the coronavirus crisis.

"On behalf of all the players at Liverpool I just want to let everyone affected know that you are in our thoughts today. "As ever, we are together in spirit even if we can't be together in person." Kenny Dalglish, who was Liverpool manager on the day of the tragedy, also sent his support. Dalglish was released from hospital last week after testing positive for COVID-19, although he had been admitted for a separate infection.

"This is a day when, first and foremost, we remember those who went to a football match and never came home - they will never be forgotten," said Dalglish. "But we should also think of the families and survivors who showed the rest of us how to deal with an unimaginable tragedy. "By sticking together, supporting one another and standing up for what was right, they set an example which will always resonate, none more so than during the current time when so many families are dealing with tragedies of their own.

"Today, my thoughts will be with everyone who has suffered since April 15, 1989 and everyone who is suffering now. "All we can do is carry on sticking together and finding strength in each other in the same way that the Hillsborough families and survivors have over all these years."

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Indian Super League (ISL) side Kerala Blasters on Wednesday appointed Mohun Bagan's I-League winning coach Kibu Vicuna as their head coach for the upcoming season. This came hours after the franchise announced that it has parted ways with Eelco Schattorie after one season at the helm of affairs. "We are happy to announce that Kibu Vicuna will take over as head coach for the upcoming season!" Kerala Blasters said in a tweet. Spain's Vicuna oversaw Mohun Bagan win the title with four rounds to spare. The league was suspended midway due to the COVID-19 pandemic and later had to be called off with Mohun Bagan declared champions.

Mohun Bagan have merged with ATK to enter the ISL from next season with Antonio Lopez Habas, who coached ATK to their record third title, in charge of the combined outfit. Dutchman Schattorie was in charge of the Kochi-based outfit in the ISL 2019-20 and could only guide the club to a poor seventh-place finish. "Kerala Blasters FC have parted ways with the Head Coach, Eelco Schattorie. We'd like to thank Eelco for his efforts and services during his tenure and wish him the best for the future," Kerala Blasters had tweeted earlier in the day.

The 48-year-old first landed on Indian shores when he took over Kolkata-based Prayag United back in 2012. He went on to win the IFA Shield and guided the team to a fourth-placed finish in the I-League. After serving as the head coach for Kolkata giants East Bengal for the 2015 season, he joined Avram Grant's NorthEast United setup for parts of the 2016 ISL season, before taking over as head coach for the 2018-19 campaign.

In his very first season as a head coach in the ISL, Schattorie showcased immense tactical guile and took Guwahati-based NorthEast United to the semi-finals for the first time since the club's inception, before being knocked out by eventual champions Bengaluru FC. After leading the NorthEast United to their best-ever campaign in the club's history, Schattorie replaced Nelo Vingada as the Kerala Blasters head coach heading into ISL 2019-20.

The Dutchman, however, could not replicate the same success in Kerala which he had achieved with the NorthEast United as several factors came into play. A host of recurring injuries to key players, including a season-long one to stopper Sandesh Jhingan, severely handicapped Kerala's campaign as they finished seventh on the table with 19 points from 18 matches.

Despite not making the top four, Schattorie's Kerala side found a lot of admirers for their free-flowing attacking style of football.

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Jurgen Klopp believes there is still room for improvement from Liverpool despite their incredible Premier League campaign, which is on hold due to the coronavirus pandemic. The Reds were 25 points clear of second-placed Manchester City and on the verge of their first top-flight title since 1990 when football was halted last month. But Klopp said Liverpool, who won the Champions League last year and have only lost one Premier League match all season, could get even better.

"We will not change, that's the first thing, but whether we will be successful depends on what other clubs are doing as well because they have all the chance to improve things, do things better," he told Sky Sports. "So I have no clue what the future will hold for us. But we will not change, this team is not the finished article, and we have a lot of space for improvement, and we work on that.

"We have fresh blood internally coming through. We can improve with this team, which is great." Klopp does not believe football should be "forced back" after the COVID-19 shutdown but admitted it could have a positive impact on the mood of the country. There is no end in sight to the football lockdown in England but German football authorities are set to announce plans for Bundesliga matches to restart in empty stadiums on May 9.

"We are all at home, all isolated, we have no cases or stuff like this," said Klopp. "If we come together and train in groups of two or five or six or eight, I'm not sure when that will be possible, we have to wait for the government on that. We cannot force that and will not, because we can't, there's absolutely nothing for that.

"But if football can help in some departments with lifting the mood, giving something to think about and to deal with in a different way, then we have to start training at one point, but I don't know when that will be."

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Barcelona skipper Lionel Messi has often spoken about the liking he has had for former teammate Neymar and the Brazilian has now revealed how one of the greatest footballers to have played the beautiful game always had his back at the La Liga club.

"Honestly, it's difficult, very difficult for me to talk about Messi, because it was very special for me at Barcelona, I say this to everybody," he told Rede Globo's Esporte Espetacular.

"At the moment when I needed the most support, the best player in the world arrived and gave me a hand. He said: 'Come here, I'm here to help you.'" Messi had earlier spoken about how he is still in touch with Neymar and it will be slightly difficult for him to make a return to the club from Paris Saint-Germain.

"We talk to Neymar often. We still have a WhatsApp group with Luis (Suarez)", Messi told Argentina's Radio Metro, as quoted by ESPNFC.

"It's difficult for him to come back, as he left here, many club members and people do not want him to come back. From a sporting point of view he would be wonderful, but the other view is also understandable. It is a bit difficult," Messi had said.

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We are in the year 2020 but still, a lot of objectionable trends are sadly quite common. Violence against women, especially, continues despite progress of our country and growth in education and standard of living. Anubhav Sinha, whose 2.0 avatar has given us films on Hindu-Muslim unity [MULK; 2018] and caste discrimination [ARTICLE 15; 2019] now takes up this topic for his latest hard-hitting flick, THAPPAD. The trailer has already intrigued viewers because of its storyline and the association of Taapsee Pannu and Anubhav with this project. So does THAPPAD manage to be as impactful as Anubhav’s last two films? Or does it disappoint? Let’s analyse. <img class="aligncenter size-full wp-image-1078610" src="https://www.bollywoodhungama.com/wp-content/uploads/2020/02/Thapped-5.jpg" alt="" width="720" height="450" /> THAPPAD is the story of a woman fighting a tough battle. Amrita (Taapsee Pannu) is a housewife and is happily married to Vikram (Pavail Gulati) in Delhi. Vikram works in a reputed company and is desperately looking forward to an opportunity which will take him to London for work purposes. Amrita knows how much this means to Vikram. She loves him with all her heart and her entire life revolves around him and in attending to his mother, Sulochana (Tanvi Azmi). Thankfully for Vikram, he’s selected for the London stint. The same night, he throws a party in his house. All is going well until he gets a call from his superior, Thapar. He informs Vikram that he won’t be getting the desired profile that he’s looking for in London and that he’ll have to report to an authority there. This is not something that Vikram was initially assured. He confronts Rajhans, another superior of Vikram and who is present in the party. Things heat up between them and Amrita tries to pacify him. In the process, Vikram slaps Amrita. Her whole world comes crashing down. She tries to move on but is just not able to. Vikram shows regret when he realizes that Amrita has been hurt by his actions. He tries to console her but it doesn’t work for her. Amrita hence shifts to the house of her parents (Kumud Mishra and Ratna Pathak Shah). Vikram stops her and later even comes to take her back. But she doesn’t budge. Vikram then sends a legal notice to her. Swati (Naila Grewal), the girlfriend of Amrita’s brother Karan (Ankur Rathee), suggests that Amrita should show this letter to Nethra (Maya Sarao), a reputed lawyer and Swati’s boss. Nethra suggests that Amrita should solve this issue amicably. Amrita however doesn’t want to and she insists on a divorce. What happens next forms the rest of the film. Anubhav Sushila Sinha and Mrunmayee Lagoo Waikul's story is superb and applause-worthy. In a society where repeated acts of violence committed by husbands on their wives is fairly common, it requires guts to pull off a film where the woman has been hit just once by the husband and yet make it seem convincing. Anubhav Sushila Sinha and Mrunmayee Lagoo Waikul's screenplay (script consultant: Anjum Rajabali) helps a lot in ensuring that the audiences get persuaded to agree with the vision of the team. They very well put out the situation and how patriarchy is deeply ingrained in our psyche, not just in case of men but also women. Anubhav Sushila Sinha and Mrunmayee Lagoo Waikul's dialogues are acidic and sharp and add to the impact. Some of them simplify the proceedings but that goes in favour of the film. There are lot of one-liners that will surely hit viewers and make them reflect on their own wrongdoings. Anubhav Sushila Sinha's direction is superlative. He has not just penned a great script but he has even executed it very well. The world and mood is drastically different when compared to MULK and ARTICLE 15 but he understands it and does justice. Amrita’s predicament is well established and one is bound to get moved by her struggle, especially when even her family members fail to support her. There are also several subplots and most of them are well helmed and add to the principle plot nicely. There are a few scenes where he does a fine job like Shivani (Dia Mirza) hugging Amrita, Sulochana ignoring the slap and insisting that Amrita should attend to the guests, Amrita’s father scolding his son for misbehaving with Swati, Amrita’s mother Sandhya chiding for not getting support to continue her singing career, the confrontation between the lawyers etc. On the flipside, the second half seems dragging. The makers could have done away with the track of Sulochana living separately as it just added to the subplots needlessly. Additionally, they could have fine-tuned the track of the lawyer cheating on her husband. A section of audience might find the entire bit of Vikram not apologizing to Amrita difficult to digest. It’s strange that no one from his circle suggested that he should say sorry. It’s only in the pre-climax that this issue is raised in front of him. <span style="text-decoration: underline;"><strong>Thappad | Public Review | Taapsee Pannu | Anubhav Sinha | First Day First Show</strong></span> <iframe id="jwiframe" class="playerFrame" src="https://www.bollywoodhungama.com/videos/first-day-first-show/thappad-public-review-taapsee-pannu-anubhav-sinha-first-day-first-show/?jwembed=1" width="800" height="340" frameborder="0" allowfullscreen="allowfullscreen"><span data-mce-type="bookmark" style="display: inline-block; width: 0px; overflow: hidden; line-height: 0;" class="mce_SELRES_start"></span></iframe> THAPPAD has an impressive beginning where all the supporting characters are introduced and the commonality is them having an ice-cream. Amrita’s introduction is superbly down. It does give one a déjà vu of Nishikant Kamat’s classic Marathi film DOMBIVALI FAST [2004] but it works very well here to depict what her day looks like. The highpoint is definitely the party sequence and the slap. After this scene, it might feel that the film is stagnating but those scenes are important to explain how Amrita’s life has changed drastically post the slap. The intermission point is great. Post-interval, the interest is maintained but this is where the film drags. One expects <em>dhamaka</em> when the parties come face-to-face but nothing of that sort happens. The confrontation is there and though it is sync with the film’s plot and mood, it might seem mild, especially those expecting some entertainment here. The film ends on a justified note. THAPPAD has several excellent actors but it belongs to Taapsee Pannu without a shred of doubt. She has delivered several memorable performances and this one will surely be one of her most accomplished acts! She gets completely into the skin of character, making viewers forget of her earlier performances. You forget its Taapsee when you see her dutifully performing her housewife duties. Pavail Gulati makes a fantastic debut. He looks dashing and completely suits the part. Kumud Mishra is terrific. Anubhav Sinha always extracts a fine performance from him and THAPPAD is no exception. Ratna Pathak Shah is quite subtle and makes an impact. Same with Tanvi Azmi – her dialogue in the finale sums up the film in a way. Maya Sarao is a powerhouse of talent and is an actor to watch out for. She gets her act totally right, especially her body language. Geetika Vidya (Sunita) gets to play a memorable part and she kills it. Dia Mirza has limited screen time but it works. Gracy Goswami (Sania; Shivani’s daughter) has a fine screen presence and she dances nicely. Naila Grewal, Manav Kaul (Rohit Jaisingh), Ram Kapoor (Advocate Gujral) and Ankur Rathee are fair. Harssh A Singh (Thapar), Santanu Ghatak (Vikram’s colleague Subodh), Rohan Khurana (Nethra's love interest), Sushil Dahiya (Vikram's father), Siddhant Karnick (Vikram's brother), Nidhi Uttam (Vikram's sister-in-law) and the actor playing Rajhans also do a good job. Anurag Dipali Saikia's music doesn’t have much scope. <em>'Ek Tukda Dhoop'</em> however has a nice, lingering effect. Mangesh Urmila Dhakde's background score is magnificent. The initial sequences have a jazz style music that gives a nice touch. Soumik Sarmila Mukherjee's cinematography is top-class. Vishakha Vidya Kullarwar's costumes are appealing, especially the saree worn by Taapsee in the party. Jyotika Mirpuri Aroura's make-up and hair is appropriate. Nikhil Kshipra Kovale's production design is rich. Yashpa Pushpa Ramchandani's editing could have been a tighter, but overall he has done a commendable job. On the whole, THAPPAD makes a strong statement on patriarchy and violence against women and is laced with a powerful performance by Taapsee Pannu. At the box office, it will be loved and adored by its target audience – the womenfolk.

Unnerving movements for debt mutual funds investors!

Just last week my colleague, Divya explained the fiasco at Franklin Templeton Mutual Fund, which took a decision to abruptly wind down six debt mutual fund schemes, namely:

• Franklin India Low Duration Fund
• Franklin India Dynamic Accrual Fund
• Franklin India Credit Risk Fund
• Franklin India Short Term Income Plan
• Franklin India Ultra Short Bond Fund
• Franklin India Income Opportunities Fund

In all, the above debt mutual fund schemes had an AUM of Rs 30,854 crore as of March 31, 2020.

The fund house cited, "severe market dislocation and illiquidity in the fixed income space" caused by the COVID-19 pandemic, as the reason behind the decision.

Investors in these schemes are now left in the lurch: they cannot sell (nor buy) these funds and will have to rely on the fund house to get back their hard-earned money. Investors will have to hold their investments in these schemes until liquidity is available to the mutual fund house by either selling securities in the fund's portfolio or receiving maturity proceeds.

Currently, a fact is, not just Franklin Templeton Mutual Fund, but debt mutual fund schemes of many other fund houses are have a remarkable exposure to stressed assets.

According to portfolios disclosed on March 31, 2020, mutual funds collectively held Rs 1.38 trillion of exposure to debt securities issued by Non-Banking Financial Companies (NBFCs). Approximately Rs 51,000 crore of the exposure in debt securities has a maturity profile of less than 3 months; and now, mutual funds fear that there will be defaults.

NBFCs and other corporate borrowers claim that they do not have enough liquidity to fulfil their obligations and have requested for additional time. Given that, rating downgrades from rating agencies look likely.

However, some companies are playing smart: they are approaching the Courts to prevent a rating downgrade, plus seeking a stay on sale of pledged shares. Of course, they are well within their right to approach the judicial authority or Courts and contest.

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But the capital market regulator, seems to be in no mood in offering them any leeway. On the contrary, the regulator is asking the mutual fund industry to act against the issuer of securities who are possibly carrying high credit risk; facing asset quality problems.

Delays in repayments would mean the creation of more side-pockets by mutual funds. And in my view, more the losses investors suffer, more frustrating it will be for mutual fund houses and their investors. Eventually retail and High Net-worth Individuals, particularly, will lose confidence and may not be keen to invest in debt funds.

If you are wondering what has gone wrong, here's everything you may like to know about liquidity, credit risk and the exposure of mutual funds to corporate debt in the present scenario.

If you remember, the capital market regulator had mandated large corporations to source at least 25% of their borrowings from the bond markets from the beginning of FY 2019. This move was expected to deepen Indian bond markets and reduces the stress on banks. Just a year later, the same move is proving fatal for companies that went to the bond markets to raise money.

Now that the COVID-19 lockdown has forced many business units to shut off temporarily or operate much below their optimal operational capacity with a skeletal staff, companies, including the large organisations that relied heavily on debt markets, are finding it difficult to honour maturity claims on Commercial Papers (CPs), Non-Convertible Debentures (NCDs), and Bonds.

They were hoping for an 'at-par treatment' with Banks when the Reserve Bank of India (RBI) offered a moratorium period to borrowers. But the RBI circular came to them as a shocker. The devil was in the details.

On March 27, 2020, the RBI issued a notification allowing a three-month moratorium on all outstanding term loans and working capital facilities on account of disruptions caused by the outbreak of coronavirus. This circular did not cover around 10 thousand NBFCs, who mainly depend on CPs, NCDs, and Bonds for their funding requirements.

As far as NBFCs are concerned, the RBI has already provided them with a liquidity facility through the banking channel. The RBI directed banks to utilise funds infused under Targeted Long Term Repo Operations (TLTRO) facility to invest in 'investment-grade' CPs, NCDs, and Bonds issued by NBFCs. Also, RBI mandated banks to allocate 50% of Rs 50,000 crore of liquidity introduced by way of TLTRO 2.0 to small and mid-size NBFCs and small finance banks.

But NBFCs seemed not too happy with just liquidity and many of them are now approaching courts to prevent rating downgrades. This is not a best practice for the industry, although fund houses may be well within their rights to contest.

Recently, Indiabulls Housing Finance was successful in receiving the interim order from Delhi High Court, throttling any coercive action against the housing finance company for its inability to repay its bondholders. The Delhi High Court will hear the case further on May 19, 2020.

This has added to the worries of mutual fund houses that now fear other NBFCs will follow the same path.

The capital market regulator, only recently (a few days ago) following the three moratorium by RBI (due to disruptions caused by COVID-19 pandemic) has relaxed the valuation norms for debt and money market instrument held by mutual funds vide a circular dated April 23, 2020, wherein it states as under:

• Based on assessment, if the valuation agencies appointed by AMFI are of the view that the delay in payment of interest/principal or extension of the maturity of a security by the issuer has arisen solely due to COVID-19 pandemic lockdown and/or in light of the moratorium permitted by Reserve Bank of India (RBI) (vide notification no. RBI/2019-20/186, dated March 27, 2020) creating temporary operational challenges in servicing debt, then valuation agencies may not consider the same as a default for the purpose of valuation of money market or debt securities held by Mutual Funds.
  
  However, in the scenario, as stated above, if there is any difference in the valuation of securities provided by two valuation agencies, the conservative valuation shall be accepted.

But then what is the point of coming up with these valuation norms as an afterthought, and not in close synchronisation when the RBI came with its notification a month ago?

The damage now is already done and companies are anyways approaching the Courts to prevent a rating downgrade.

Let's say shares of a company are pledged and to recover the proceeds -- if they cannot be sold due to a court order -- then such lending would be as good as unsecured lending.

Also, why should that not be construed as an instance of deviation from the stated fundamental attributes of a debt mutual fund scheme? After all, mutual fund investors invest in debt fund schemes taking into account a certain level of risk. Change in the risk profile of a scheme is a change in the fundamental attribute/s.

According to India Ratings, NBFCs having the asset base of Rs 500 crore to 5,000 crore, largely fall between "A" and "BBB" rating categories.

The mid-path could be a decision on payment or deferring the payment in consultation with all stakeholders, including debenture trustees. The industry will require a blanket resolution because a case-to-case resolution approach is cumbersome and may create more chaos.

Unless the RBI takes a clear stance on NBFCs and other financial institutions, mutual fund houses are likely to feel the heat of redemptions. Suppose, there's no further statement issued by the banking sector regulator; mutual funds will have to be prepared to handle large-scale defaults, which might look inevitable. After all, a majority of NBFCs' customers are retail borrowers and they enjoy a moratorium on the EMI payment for 3-months. This has been the trickiest part for NBFCs.

While COVID-19 outbreak has been the genuine reason for the potential defaults this time, asset-liability mismatches of NBFCs are well-known. Many NBFCs have gone overboard with cheap credit available during stable market conditions. Their credit underwriting has been questioned widely. The industry has also witnessed belly-up instances such as IL&FS and DHFL. Many mutual fund houses have burned their fingers badly in such defaults.

At the time of writing this piece, to ease the liquidity pressure on mutual funds, the RBI today decided to provide a special liquidity facility of Rs 50,000 crore for mutual funds. Under this facility, the RBI will conduct repo operations of 90 days tenor at the fixed repo rate. This will be on-tap and open-ended, and banks can submit their bids to avail funding on any day from Monday to Friday (excluding holidays). The scheme is available from today i.e., April 27, 2020, till May 11, 2020, or up to utilization of the allocated amount, whichever is earlier. The Reserve Bank will review the timeline and amount, depending upon market conditions.

The RBI has stated further that the liquidity support availed under the Special Liquidity Facility for Mutual Funds shall be used by banks exclusively for meeting the liquidity requirements of mutual funds by, 1) extending loans; and (2) undertaking outright purchase of and/or repos against the collateral of investment-grade corporate bonds, CPs, debentures and certificates of Deposit (CDs) held by mutual funds.

Having taken this measure, keep in mind that it does not make investing in debt mutual funds risk-free. Considering the prevailing investment environment, you should stay away from mutual fund schemes whose portfolio characteristic appears compromised. Also, avoid credit risk funds and corporate bond funds as they are likely to be more vulnerable amidst the financial crisis followed by COVID-19 pandemic.

As a thumb rule: Choose mutual fund schemes from fund houses that follow prudent judicious investment processes and stringent risk-management systems.

In these uncertain times, it would be wise sticking to liquid funds and overnight funds while considering debt funds.

Our friends at Quantum Mutual Fund have highlighted the secret behind their debt management strategy which has helped them provide safety and liquidity to investors when it comes to investing in quantum funds. Don't Worry, Quantum Liquid Fund always aims for Safety and Liquidity.

As with all financial matters, better be safe than sorry!

PS: If you wish to select worthy mutual fund schemes, I recommend you to subscribe to PersonalFN's unbiased premium research service, FundSelect.

Additionally, as a bonus, you get access to PersonalFN's popular debt mutual fund service, DebtSelect.

Each fund recommended under FundSelect goes through our stringent process, where they are tested on both quantitative as well as qualitative parameters.

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Author: Rounaq Neroy

This article first appeared on PersonalFN here.

PersonalFN is a Mumbai based personal finance firm offering Financial Planning and Mutual Fund Research services.

Disclaimer:
The views mentioned above are of the author only. Data and charts, if used, in the article have been sourced from available information and have not been authenticated by any statutory authority. The author and Equitymaster do not claim it to be accurate nor accept any responsibility for the same. The views constitute only the opinions and do not constitute any guidelines or recommendation on any course of action to be followed by the reader. Please read the detailed Terms of Use of the web site.

Despite the rally we recently witnessed, the market mood continues to be sombre due to the pandemic crisis. FPI outflows from the Indian market persisted in the current month as well, while the recent fiasco at a popular fund house also dented investor sentiments.

It is difficult to predict how this situation will unravel eventually. Though the pandemic has impacted both large and smaller sized companies, small and mid sized companies could be the most affected.

However, quality names even in these segments could perform well over the long run. Therefore, you should stick to only quality names across different market capitalisation and invest via a well managed mutual fund that focuses on growth through diversification.

HDFC Mid-cap Opportunities Fund (HMOF) is one such mid cap fund that looks to invest in mid cap stocks with sound financial strength and reasonable growth prospects.

Graph 1: Growth of Rs 10,000 if invested in HDFC Mid-cap Opportunities Fund 5 years ago

One of the most popular funds in the midcap category, HMOF's asset size is the largest as compared to its peers. However, HMOF has shown no constrain when it comes to delivering superior performance. The fund has a track record of generating above-average returns across market conditions. Over the last 5 years, HMOF has generated returns at 4.5% CAGR as compared to 1.9% CAGR generated by its benchmark Nifty Midcap 100 - TRI, thus generating an alpha of around 2.5 percentage points CAGR. The fund has made well use of diversification to mitigate downside risk and generate decent lead over the benchmark index.

Table: HDFC Mid-cap Opportunities Fund's performance vis-a-vis category peers

*Please note, this table only represents the best performing funds based solely on past returns and is NOT a recommendation. Mutual Fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not an indicator for future returns. The percentage returns shown are only for indicative purposes.

Though HMOF has trailed some of the other popular peers in the mid cap category, it stands strong in the list of mid cap funds. The fund has constantly outperformed the benchmark by a noticeable margin across time periods.

Some of the other top performers in the category are Axis Midcap Fund, Invesco India Midcap Fund, and DSP Midcap Fund.

The fund has not only demonstrated its ability to generate superior returns for its long term investors, but has been reasonable when it comes to managing volatility and curtailing down-side risks. In terms of risk-adjusted returns, HMOF has outperformed its benchmark by a significant margin and also stays ahead of most of its peers.

Investment strategy of HDFC Mid-cap Opportunities Fund

Categorized as midcap fund, HMOF is mandated to invest minimum 65% of its assets in equity and equity related instruments of mid cap companies. Accordingly, HMOF invests in stocks of predominantly mid-sized companies, which have reasonable growth prospects at acceptable valuations. The fund also holds significant exposure in smallcaps along with moderate exposure in large caps as well as cash and debt.

It follows the bottom-up approach to identify high quality businesses for the long term. The stocks are bought primarily for the strengths of company fundamentals rather than the strength of the macro-economic indicators.

The fund manager resists from following market momentum and holds each of his high conviction stock for the long term.

Graph 2: Top portfolio holdings in HDFC Mid-cap Opportunities Fund

As on March 31, 2020,HMOF held 75 stocks in its portfolio, with no individual stock having exposure of more than 5%.Popular mid cap names like Aarti Industries, Balkrishna Industries, Trent, Ipca Laboratories, and Voltas, etc. appeared in its top portfolio holdings. The top 10 stocks constitute close to 32% of its assets.

The fund's portfolio is primarily skewed towards Banking and Finance sectors which together constitute around 17% of the portfolio. Auto ancillaries, Pharma, Chemicals, and Industrial Products are the other prominent sectors with allocation of around 9-11% each.

Suitability

HMOF's performance over longer time periods has been commendable, where it has generated decent long-term returns for its investors as compared to the benchmark, though it has lagged behind some of its peers. Its focus on timely realization of growth potential of stocks at fair valuation can help it generate strong returns while also minimize the downside risk. However, its aggressive mandate makes it prone to high volatility. This makes HMOF suitable for investors with high risk appetite and a long term investment horizon.

Editor's note: The last few years have not been among the best for equity mutual funds. While most funds have underperformed or are struggling to match the returns of the benchmark, there are few funds that have the potential to constantly generate alpha for its investors. And we have identified five such high alpha generating funds, in our latest report 'The Alpha Funds Report 2020'. Do not miss our latest research finding. Get your access to this exclusive report, right here!

Note: This write up is for information purpose and does not constitute any kind of investment advice or a recommendation to Buy / Hold / Sell a fund. Returns mentioned herein are in no way a guarantee or promise of future returns. As an investor, you need to pick the right fund to meet your financial goals. If you are not sure about your risk appetite, do consult your investment consultant/advisor. Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.

Author: Divya Grover

This article first appeared on PersonalFN here.

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PersonalFN is a Mumbai based personal finance firm offering Financial Planning and Mutual Fund Research services.

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The views mentioned above are of the author only. Data and charts, if used, in the article have been sourced from available information and have not been authenticated by any statutory authority. The author and Equitymaster do not claim it to be accurate nor accept any responsibility for the same. The views constitute only the opinions and do not constitute any guidelines or recommendation on any course of action to be followed by the reader. Please read the detailed Terms of Use of the web site.

Wimbledon champion Simona Halep, 28, is pretty shocked to see a global lockdown due to the Coronavirus pandemic. "Not even in my worst nightmares could I think that the globe can stop in such a way. For me, it's a shock because I'm pretty young and haven't gone through too many tough times. This is something that belongs to a fantastic realm. They have stopped travelling, flight in order to avoid affecting our health and well-being. Maybe it's the best interdiction," Simona, 28, told Romanian TV show Garantat 100%.

The former World No. 1, who is currently in isolation at her Bucharest home, is taking "maximum care" to avoid contracting the virus, fearing it could affect her lungs.

"In the beginning, I had this fear but then analysed the situation and figured out that if you protect yourself, everything will be OK but I'm afraid for those with health issues. I fear this virus because even if we are healthy and have good immunity–we may resist it–but it [the virus] will leave us with a serious lung affection. That's why I have decided to take maximum care of myself. That's why I have decided to take maximum care of myself," added Simona.

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Rafael Nadal on Monday expressed his frustration that tennis players remain unable to practise due to the coronavirus pandemic, while Roger Federer revealed he was happy with his recovery from knee surgery. The Spanish government has extended the country's state of alarm until May 9, with the entire population confined to their homes except a small number working in specific sectors, leaving Nadal perplexed as to why he can't train. "It's true I don't understand very well because we cannot play tennis when many people are going to work and even more so in our sport, where we keep at a large and safe distance and we play on opposite sides of the court," world number two Nadal said during an Instagram Live.

"But I understand that we are in a very critical situation, that the government is dealing with something unprecedented and I also understand that the last thing they think of is who can train and who cannot train. "I understand the situation and obviously there are many things that are not logical but you have to accept the rules." Nadal treated tennis fans to an Instagram Live in which he spoke to both Roger Federer and Andy Murray about their experiences during lockdown.

The men's and women's tours have been halted due to the virus, while Wimbledon was cancelled last month for the first time since World War II and Nadal's favourite Grand Slam the French Open was pushed back to September 20. "I am not playing tennis, I do not have a court at home and I miss it a little," Nadal said. "I am sticking to my physical routines.

From the gym of my academy they were able to bring me some machines when lockdown began so I try to work a little in the morning, a little in the afternoon. "It is very important to have both the head and the body focused and it is what I am trying to do at all times." Federer meanwhile gave an update on his right knee after the 20-time major winner decided to undergo surgery in February.

"I've been hitting a bit against a wall, (doing) rehab with the knee," Federer said. "It's OK, I had a really good first six weeks, then it was a bit slower, now it's getting better again but I have plenty of time. "There is no stress, no rush. If there is anything positive (about being in lockdown) that's the only thing really. I just want the knee to be good, it doesn't matter when I return."

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Australia's World No. 1 tennis ace Ashleigh Barty, 24, likes to see the positives in life even in the most negative situations.

The French Open champ, currently at home Down Under due to the Coronavirus-caused lockdown, says there is no point in stressing over the uncontrollables.

"Everyone is in a unique situation, depending on what country they're from and all the governing bodies making different decisions. It's not a time to worry or stress about because it's something out of our control. There's always a silver lining, there's always something we could be grateful for, to be happy about. For me, it's being able to spend time with my family," Ashleigh told the WTA Tour website.

Meanwhile, Ashleigh has kept in touch with some of her friends on the Tour. "I spoke to Kiki [Bertens] and Jule [Goerges] and Simona [Halep] and Petra [Kvitova]. It's just to check it they and their families are fine. Firstly, it's always about health and looking after yourself and your family, and then sports is a bonus. This is a time where we can really appreciate the little things."

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Living high up in an apartment can cut off even the most ardent nature lovers from the soil. Perhaps this is why owning a piece of land is a dream many Mumbaikars - and especially those who have had a taste of what it's like - harbour. Dr Rashmi Pathak, who left her hometown Kolhapur to study medicine in Mumbai, was no different. She longed for the scent of sugarcane that filled the air during the harvest season, and a semblance of all that she had grown up with. To set things right, she and her husband bought a farm near Shahapur in 2001.

The doctor couple armed themselves with the knowledge of traditional manure and bio-fertilisers, and to ensure continuous production throughout the year, chose to have mango, cashew, chickoo and Indian gooseberry plantations on the farm, which they called Aditya Agro. The onset of summer means their 70-acre farm is now laden with red and yellow cashew apples, ready to be plucked and savoured. This Sunday, you can go cashew apple picking, sip on mocktails made from the fruit, and witness farm-life up close in Shilottar, no more than a two-hour drive away from Mumbai.

"We have organised day picnics in the past, but this is the first year that we are hosting guests for cashew-picking," informs Captain (retd) Adityavardhan Pathak, who joined his parents in the running of the farm after he retired from the Armed Forces in 2011. "Unfortunately, we lost 70 to 80 per cent of our trees to a massive fire in 2012. So, I lived on the farm for two years to put things back in motion. The experience was life-altering. When you live so close to nature, it reveals its many shades to you, which change from season to season, and even from day to night," says the Powai resident.

The trail will start at 10 am with a simple breakfast, followed by a briefing session. "Nature has its own way of telling you if its produce is ready to be consumed. If you have to tug at a cashew fruit, it means it's not fully ripe. A ready-to-be plucked cashew apple will give with just a slight twist," shares Pathak. Participants will then be divided into teams for a fun cashew apple-picking competition, where the fruit they pluck will be theirs to take. The Pathaks also provide recipes for cashew apple jams and juices that participants can try at home.

After the trail, a wholesome vegetarian Maharashtrian meal featuring dishes such as bharleli vangi (stuffed brinjals), vaalachi usal (field beans curry), tandlyachi bhakri (rice flour bhakri) and modak will be served. The day ends with a visit to the farm's in-house nursery, where saplings and vermicomposting kits can be purchased.

Nutty facts
>> Cashew is native to northeast Brazil, and was introduced to coastal India in the 16th century by Portuguese traders. Its initial purpose was that of a soil retainer to prevent erosion on the coasts.
>> The Jamaicans call the fruit cashew banana.
>> The Indian-sounding word kaju comes from the Portuguese caju or cajueiro
>> The cashew fruit is a rich source of Vitamin C and antioxidants.

On: April 15, 10 am to 4 pm
At: Aditya Agro, Shilottar, Shahapur
Call: 9223164501
Cost: Rs 990 for adults (Rs 780 for children from 4 to 12 years; cost includes meals)

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The new BJP-led government in Tripura is keen to boost employment in the state by encouraging tourism around sick tea gardens and boost income of farmers by exporting an exquisite variety of pineapple to Dubai and Hong Kong.

Officials said that hotels, motels, restaurant and lodges will be created near sick tea gardens to encourage tourists to visit and stay there.

"These tea gardens, which are not doing too well in terms of business, are located in serene environment and are surrounded by natural beauty. Once infrastructure is created, tourists are sure to visit these places. It will help create local employment besides helping tea gardens market their produce," an official said.

He said the state government is keen to make Tripura famous within and outside the country for "queen" pineapple.

The Tripura Queen pineapple got the GI tag in 2015.

Officials said that production of queen variety of pineapple, known for its pleasant aroma, sweet taste and golden yellow colour, has faced some constraints as producers do not get a very good price owing to their facing problems in export.

"We have now decided to tap international market for this pineapple variety and have identified Hong Kong and Dubai as prime destinations for export. We are sure that the queen variety will establish itself in the international market due to its sweetness and unique aroma," an official said.

He said that transport arrangements have already been put in place for export of the pineapples and the state government has set an ambitious target.

"The purpose is to ensure that the farmers get double the price of their product. Today they are getting about 15 per pineapple but if their product is sold in foreign countries, they would get double the price of their produce," the official said.

Tripura Chief Minister Biplab Deb told IANS over phone that his government has taken various measures to boost agriculture and tourism sectors.

"Tripura has immense potential in agriculture and the tourism sector but it was not utilised in 25 years of CPI-M rule. We will make Tripura a world class tourism destination and would ensure that the farmers of the state get proper dues for their produce," he said.

"We are taking various measures. We are focusing on branding of some of our special produce. We are talking to every stakeholder and also trying to get into foreign markets," he said.

Deb said the steps are in line with the NDA government's efforts to double the farmers income by 2022.

Officials said that productivity of pineapple in Tripura at 18.73 tonnes per hectare is higher than the national average of 15.80 tonnes.

They said that people know about Assam tea and Darjeeling tea but Tripura, despite having special variety of tea leaves, has not been able to earn a similar reputation.

Tripura has a history of tea plantations going back to 1916 but these suffered during the spells of insurgency in the state. Some tea gardens have also faced problems related to infrastructure, modernisation and management.

The officials said that decisions to boost employment through tourism and agriculture export is in line with the BJP's pre-poll promises.

The party had assured to establish Directorate of Tea Gardens for scientific development of tea and facilitate the socio-economic development of tea plantation workers.

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After going through the daily grind and slogging, a short break from work becomes the ultimate need of the hour. A small excursion for a day or two is the best way to unwind and get away from the stress and hectic schedule of daily routine city life. Sounds like an exciting idea, right?

When one has time constraints, you can plan a weekend getaway and indulge in interesting recreational activities like camping, cycling, trekking or rafting. You can also explore some amazing places nearby, indulge in shopping, and enjoy local cuisines or mouth-watering delicacies etc. Travelling for such trips is also a lot easier and more convenient, because your home is never too far away. So, get ready to treat yourself and enjoy your life to the fullest during weekend getaways, using these five user-friendly travel apps.

Travel Triangle

Travel Triangle is a registered website of Holiday Triangle Travel Pvt. Ltd. They connect travelers worldwide with multiple local travel experts and agents. Travelers can request personalized packages or choose curated options and book the best travel packages as per their taste & need. The website allows travelers to choose from a wide range of domestic and international destinations. The company has been growing steadily, and now facilitates the travel and bookings of over 200,000 happy tourists annually across the globe.

Cleartrip

Cleartrip is a leading online travel company in India. Based on a straight-forward premise of ¿making travel simple¿ for its customers, Cleartrip achieves this with a clean and clutter-free website, which is fast to load, quick in providing relevant information, simple to navigate, and offers an easy booking process. In 2016 it forayed in the hyper local activities space under the banner of Cleartrip Experiences to become the most comprehensive travel app ever.

Cleartrip Mobile was listed in Apple¿s App Store `Best of 2014¿ list and has also been featured as the `Editor¿s Pick¿. In 2017 Cleartrip received the global CX Visionary award at the 12th annual Genesys Customer Innovation Awards and the SATTE Award for best travel blog in January this year.

We Are Holidays

This online platform enables its users to research, plan, book and share their holidays with a global traveler community. It has created a vibrant holiday space where users are directed to verified. The experience of these experts provides travelers with the insights that you won¿t find anywhere else. The company is a young startup which was founded in early 2011, and its employees have had prior experience working at large OTAs like MakeMyTrip.

Tripoto

Tripoto is one of the largest community of Travelers in the world. Users get a chance to share their amazing travel experiences, discover unique trips and travel itineraries used by other travelers, and connect with an active tourist community from around the world through this website. The platform¿s USP is the ease with which credible travel information can be shared, making it one of the largest crowd-sourced repositories of travel content from across the world.

Travkart

Travkart is a technology backed company offering both online and offline holiday solutions, specializing in fixed departures and curated itineraries. Incorporated jointly by Manheer Singh Sethi and Gursahib Singh Sethi, Travkart was incepted under the aegis of one of the top consolidators in the North Indian travel business and IATA License holder, Sahibji Travels & Tours Pvt. Ltd (established in 1993).

What makes Travkart unique is its commitment to provide smart travel solution to its customers through several unique features and highly convenient tools like Live & Instant Confirmations, Customized Travel Options, Immediate Selling Point (ISP) & Mobile App, Budget Search Tool, Easy & Convenient Payment Gateways. Its B2B marketplace format is beneficial to both travel suppliers and agents.

(Edited by mid-day online desk, with inputs from ANI)

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Ginni Mahi must have been in Std VIII or IX when she first became aware of the divisive nature of the caste system. A girl in her class had asked her which caste she belonged to and Mahi did not know what to say. The Mahis constitute nearly 40 per cent of the scheduled caste population of Jalandhar, her hometown. The 19-year-old grew up on stories about Dr BR Ambedkar, the founder of the Indian Constitution and the teachings of Guru Ravidas, who led the Bhakti movement in Punjab in the 15th century. Theirs is, as her father Rakesh Chandra Mahi calls it, an "Ambedkarite family". It's no surprise, therefore, that both Ambedkar and Guru Ravidas have become a mainstay in Mahi's songs, which, over the past year has catapulted her into a bestselling Punjabi rapper, even earning her the tag of a "Punjabi Dalit rapper".

Ginni Mahi

The tag, however, doesn't agree with Mahi. Even though in her videos the singer wears a definite rapper swag, be it in a leather jacket or a patiala suit, she says her genre cannot be called that. "It is definitely a fusion between Western beats and Punjabi style, but I am not sure if you can call it rap," says the singer who performed in Mumbai for the first time yesterday at a congregation of women speakers. Mahi, who did her first live show when she was 12, knew from a very early age that she wanted to do "something to fight inequality in society". "Since I could sing, I had all these dreams, of doing live and reality shows. I was very little but I was already shooting for the stars," she smiles. While she has brought in a unique style to talk of the life and times of Dr Ambedkar, she was sure that it would work, even though no one had tried it before. "We have a team of lyricists who work hard to figure what should go, and more importantly, what should be dropped from a song. Addressing sensitive subjects like inequality and untouchability is always tricky territory. There has been an overwhelming amount of support, and some negative feedback too. But if there is no criticism, there can be no improvement," says the singer who performed in Mumbai for the first time yesterday at 'We The Women', a congregation of women speakers.

Ginni with her father Rakesh Chandra Mahi

Even though this is her first visit to Mumbai, Mahi could barely make time to look around. "My second year finals are on, I have an exam on Monday," says the singer who is pursuing graduation in music, from HMV College in Jalandhar. "Studies are my priority, I want to do my masters, and then my dream is to do my PhD in music. A doctor heals people with his knowledge in medicine. I want to know music so well, that one day I am able to heal people with music," she says. In terms of her singing career, Bollywood, of course is the dream. "I want to be a playback singer here, much like my idols Lata Mangeshkar, Shreya Ghoshal and Sunidhi Chauhan."

A still from her hit song, Fan Baba Sahib Di

While Mahi's music wants to break the shackles of inequality, that she herself has earned the tag of a Dalit rapper is an irony she just might have to live with. "My message is humanity, to erase caste politics. No one, especially artists, should be bound by class or caste. Such a tag, even though it has earned me fame, beats the purpose. But then, that is how the world works, in labels. We have entwined ourselves in all kinds of borders that separate us from each other."

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Did you know losing too much weight too fast can be harmful for your health? Losing weight is not always a euphoria moment, sometimes it can be bad for health. Thus, it is important is to understand the relationship between health and the correct body weight.

The market is flooded with options to lose weight - crash diets, supplements, pills etc. - all promising a rapid weight transformation. But are these quick fixes the right choice?

"Losing weight too fast means putting your health at risk. A slow and steady weight loss plan is always a good idea. This way you can lose the unwanted weight without any side effects. A lot of us get tempted with the lucrative promises of quick weight loss and end up harming our health drastically. This issue needs attention and a lot of emphasis should be put on this problem," said Dr. Pooja Chaudhary, wellness consultant, Healthians.

It is important to understand the concept of rapid weight loss. Losing weight around 0.45 kg-0.9 kg per week is a safe bet. But, losing more than that can be considered as rapid weight loss which can have an impact on the health.

The common ways by which people try to lose weight are:

1. Starvation Diets

2. Consumption of diet pills or supplements

3. Opting for very-low-calorie diets

4. Over-exercising

At the start of exercise plan or diet plan, people witness a sudden weight loss of 2-3 kg. This is actually the water weight. The initial sudden weight loss is normal. But after this initial loss, anything more than 0.45 kg-0.9 kg per week could brew trouble for you in the long run.

Here are various health problems, as suggested by Dr. Angeli Misra (Co- Founder of Lifeline Laboratory), that sudden weight loss can trigger.

Disturbing the Body's Equilibrium: Our bodies can adjust to the minor dietary changes and run smoothly but rapid and drastic changes can wreak havoc. Sudden weight loss causes electrolyte imbalance in the body. A sudden decrease in the food intake (by following crash diets) will lead to an unexpected reduction in the electrolytes level, particularly potassium and magnesium.

Heart Problems: Sudden weight loss can damage the blood vessels which further leads to fluctuations in heart rate, blood pressure, irregular heart rhythm, thus increases the risk of heart failure. Although exercises aid in weight loss, they are really dangerous for heart health.

Gallstones: The quick weight loss can cause the cholesterol in the liver to seep in the bile which can lead to the formation of stones. It is always wiser to lose weight slowly and follow a proper weight loss plan. Completely avoid those crash course diets and severe fasting as the greed of losing weight quickly can seriously affect our health.

Can indicate diseases like diabetes, cancer: If you are losing weight quickly without even trying, it can be an indication of serious diseases like cancer, diabetes, tuberculosis, celiac diseases, COPD, etc. Sudden and unexplained weight loss needs immediate and proper attention. It is extremely important to seek medical advice. Therefore, the key to a healthy weight -loss is maintaining a balance and losing weight slowly and steadily!¿ concluded Chaudhary.

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After killing off apps used by a minority of its userbase including the "Twitter for Mac", the micro-blogging site is shutting down its TV apps on Roku, Android TV and Xbox from May 24.

"On Thursday, May 24, Twitter for Roku, Twitter for Android TV and Twitter for Xbox will no longer be available. To get the full Twitter experience, visit https://twitter.com on your device or desktop," the microblogging website tweeted.

This is due to the dismal feedback that users gave because these Twitter apps did not allow them to tweet from their account or fully interact with the Twittersphere in general, The Verge reported.

A report in Tech Crunch, however, said that Twitter has made the decision to kill off these apps as the micro-blogging platform works towards GDPR compliance.

"In addition, neither Xbox or Roku support a standard regularly supported video player, which made them more difficult to maintain. That also came into play with this decision," the report said.

As compared to other TV apps like Netflix, Twitter lacked on the "exclusive video content" front as well.

Twitter for tvOS (Apple TV) and Twitter for Amazon Fire TV will continue to be available.

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