This paper proposes an efficient solution for personalised web directories recommendation using fast FCM+DQN. At first, web directory usage file obtained from given dataset is fed into the accretion matrix computation module, where visitor chain matrix, visitor chain binary matrix, directory chain matrix and directory chain binary matrix are formulated. In this, directory grouping is accomplished based on fast FCM and matching among query and group is conducted based on Kumar Hassebrook and Kulczynski similarity. The user preferred directory is restored at this stage and at last, personalised web directories are recommended to the visitors by means of DQN. The proposed approach has received superior results with respect to maximum accuracy of 0.910, minimum mean squared error (MSE) of 0.0206 and root mean squared error (RMSE) of 0.144. Although the system offered magnificent outcomes, it failed to order web directories in the form of highly, medium and low interested directories.

Myung-Hyun KIM,Seungkwang LEE, Vol.E107-D, No.11, pp.1449-1452
White-box cryptographic implementations often use masking and shuffling as countermeasures against key extraction attacks. To counter these defenses, higher-order Differential Computation Analysis (HO-DCA) and its variants have been developed. These methods aim to breach these countermeasures without needing reverse engineering. However, these non-invasive attacks are expensive and can be thwarted by updating the masking and shuffling techniques. This paper introduces a simple binary injection attack, aptly named clear & return, designed to bypass advanced masking and shuffling defenses employed in white-box cryptography. The attack involves injecting a small amount of assembly code, which effectively disables run-time random sources. This loss of randomness exposes the unprotected lookup value within white-box implementations, making them vulnerable to simple statistical analysis. In experiments targeting open-source white-box cryptographic implementations, the attack strategy of hijacking entries in the Global Offset Table (GOT) or function calls shows effectiveness in circumventing run-time countermeasures.
Publication Date: 2024/11/01

Background and Objective: In response to the challenges of poor mapping outcomes and susceptibility to obstacles encountered by indoor mobile vehicles relying solely on pure cameras or pure LiDAR during their movements, this paper proposes an obstacle avoidance method for indoor mobile vehicles that integrates image and LiDAR data, thus achieving obstacle avoidance for mobile vehicles. Materials and Methods: This method combines data from a depth camera and LiDAR, employing the Gmapping SLAM algorithm for environmental mapping, along with the A* algorithm and TEB algorithm for local path planning. In addition, this approach incorporates gesture functionality, which can be used to control the vehicle in certain special scenarios where “pseudo-obstacles” exist. The method utilizes the YOLO V3 algorithm for gesture recognition. Results: This paper merges the maps generated by the depth camera and LiDAR, resulting in a three-dimensional map that is more enriched and better aligned with real-world conditions. Combined with the A* algorithm and TEB algorithm, an optimal route is planned, enabling the mobile vehicles to effectively obtain obstacle information and thus achieve obstacle avoidance. Additionally, the introduced gesture recognition feature, which has been validated, also effectively controls the forward and backward movements of the mobile vehicles, facilitating obstacle avoidance. Conclusion: The experimental platform for the mobile vehicles, which integrates depth camera and LiDAR, built in this study has been validated for real-time obstacle avoidance through path planning in indoor environments. The introduced gesture recognition also effectively enables obstacle avoidance for the mobile vehicles.

'What's going on?' Within the context of our critically-informed teaching practice, we see moments of deep learning and reflexivity in classroom discussions and assessments. Yet, these moments of criticality are interspersed with surface learning and reflection. We draw on dichotomous, linear developmental, and messy explanations of learning processes to empirically explore the learning journeys of 20 international Chinese and 42 domestic New Zealand students. We find contradictions within our own data, and between our findings and the extant literature. We conclude that expressions of surface learning and reflection are considerably more complex than they first appear. Moreover, developing critical reflexivity is a far more subtle, messy, and emotional experience than previously understood. We present the theoretical and pedagogical significance of these findings when we consider the implications for the learning process and the practice of management education.

Beside making organizations look like their peers through the adoption of similar attributes (which we call alignment), this paper highlights the fact that conformity also enables organizations to stand out by exhibiting highly salient attributes key to their field or industry (which we call conventionality). Building on the conformity and status literatures, and using the case of major U.S. symphony orchestras and the changes in their concert programing between 1879 and 1969, we hypothesize and find that middle-status organizations are more aligned, and middle-status individual leaders make more conventional choices than their low- and high-status peers. In addition, the extent to which middle-status leaders adopt conventional programming is moderated by the status of the organization and by its level of alignment. This paper offers a novel theory and operationalization of organizational conformity, and contributes to the literature on status effects, and more broadly to the understanding of the key issues of distinctiveness and conformity.

Previous academic and popular literature has raised important debates concerning the contradictory incentives of international firms to reduce their environmental impacts and offer transparent environmental information about their operations. As an exhaustive review of this literature reveals mixed and partial evidence, we compared the individual corporate environmental performance and disclosure of the 100 most international non-financial firms in the world to those of 16,023 firms in their industries and a group of matched pairs of firms for three different years. Our results show that although the top international firms have a much better record of environmental disclosure than the firms within their industries and the matched pairs, the top international firms also show worse environmental performance than their peers. The results suggest that the top international firms seek legitimation for their environmental activities by means of voluntary disclosure.

In order to acquire resources, new ventures need to be perceived as legitimate. For this to occur, a venture must meet the expectations of various audiences with differing norms, standards, and values as the venture evolves and grows. We investigate how the organizational identity of a technology venture must adapt to meet the expectations of critical resource providers at each stage of its organizational life cycle. In so doing, we provide a temporal perspective on the interactions between identity, organizational legitimacy, institutional environments, and entrepreneurial resource acquisition for technology ventures. The core assertion from this conceptual analysis is that entrepreneurial ventures confront multiple legitimacy thresholds as they evolve and grow. We identify and discuss three key insights related to entrepreneurs' efforts to cross those thresholds at different organizational life cycle stages: institutional pluralism, venture-identity embeddedness and legitimacy buffering.

Growing workforce diversity increases the likelihood that supervisors and subordinates will differ along demographic lines, a situation that has important implications for their relationship quality and individual outcomes. In a sample of 1,253 employees from 54 work-units, we investigate the effects of differences in disability status between supervisors and subordinates on leader-member-exchange (LMX) quality and subsequent performance ratings, and find that incongruence in general is related to lower LMX quality and lower performance. In addition, we propose and find an asymmetrical effect of disability incongruence, such that LMX quality is worse in dyads in which the supervisor has a disability than in dyads in which the subordinate has a disability. Furthermore, we investigate the moderating role of unit-level climate for inclusion on this relationship and find support for a buffering effect of inclusive climates on the negative incongruence-LMX relationship for scenarios in which the supervisor, but not the subordinate, has a disability. We build relevant theory for the relational demography, disability, LMX, and organizational climate literatures by predicting these effects on the basis of status mechanisms. These findings have important practical implications, as they provide companies with a feasible way to manage their diverse workforce.

Research suggests that the structure of trainee reactions is captured with as few as one or as many as eleven dimensions. It is commonly understood that reactions contain both affective and cognitive components. To date, however, training research focuses largely on affective reactions that range from pleasant to unpleasant (i.e., valence). Here, we expand and further refine the construct of affective trainee reactions by including reactions that are more and less activating versions of pleasantness (e.g., excitement and calm, respectively) and unpleasantness (e.g., stress and boredom, respectively). We develop and validate a new measure based on this model and argue that the structure of affective reactions has implications for better understanding learning and course reputation outcomes. Results from a short online training indicate that reactions were best explained by four factors: pleasant activation (e.g., excitement), pleasant deactivation (e.g., calm), unpleasant activation (e.g., stress), and unpleasant deactivation (e.g., boredom). The relationships between these reactions and training outcomes suggest what is most beneficial for course reputation outcomes (i.e., pleasant activating reactions) may not benefit learning; what is most beneficial for learning (i.e., pleasant deactivating reactions) may benefit course reputation outcomes but slightly less so.

Female corporate leadership has drawn increasing attention from academia and practitioners. We contribute to the literature by examining the impact of CEO succession with gender change—i.e., a male CEO succeeded by a female or vice versa. We propose that due to gender differences in executive leadership positions, CEO succession with gender change may amplify the disruption of the CEO succession process and thus adversely affect post-succession firm performance and increase the likelihood of successor early departure. Using data from 3,320 CEO successions in companies listed in China's Shanghai and Shenzhen Stock Exchanges from 1997 to 2010, we find evidence to support this argument. We also find that the negative (positive) impact of male-to-female succession on firm performance (the likelihood of successor early departure) may be weakened by positive organizational attitudes toward female leadership as indicated by the presence of other female leaders on the firm's board of directors and/or top management team, and the successor's inside origin.

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Improving equity in data science, edited by Colby Tofel-Grehl and Emmanuel Schanzer, is a thought-provoking exploration of how data science education can be transformed to foster equity, especially within K-16 classrooms. The editors advocate for redefining

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IN celebration of Earth Month, global prestige skincare brand, Origins, proudly announces the establishment of the Origins Green The Planet Fund and its inaugural non-profit partner, One Tree Planted, upholding the brand’s longstanding commitment to the well-being of people and our planet.

As a brand rooted in nature, Origins believes it is its responsibility to give back to the earth while also striving to make decisions that help limit our impact on the planet. Which is why, for over a decade, Origins has partnered with various environmental non-profit organisations to Green The Planet, planting one tree at a time to aid global reforestation initiatives and helping combat the effects of climate change.

In celebration of Earth Month 2021, Origins designed a limited-edition Dr. Andrew Weil for Origins Mega-Mushroom Relief & Resilience Soothing Treatment Lotion to help Green The Planet and support future tree-planting projects. One US dollar has been donated for every limited-edition Dr. Andrew Weil for Origins Mega-Mushroom Relief & Resilience Soothing Treatment Lotion available at Origins stores and online at Lazada Origins Flagship Store which allows one tree to be planted and cared for in partnership with Origins Green The Planet Fund.

CLOSE to one million youths have successfully claimed their eBelia credit via ShopeePay. As of June 7, the programme has succeeded in generating sales amounting to 120% of the total amount disbursed by the Ministry of Finance (MOF) through ShopeePay. Additionally, some 140,000 sellers and traders that accept ShopeePay have already benefited from the eBelia programme.

Head of ShopeePay Malaysia Alain Yee said: ”As one of the newest mobile wallets to enter a crowded space, it is indeed humbling to receive the resounding support from eligible eBelia participants. When compared against MOF’s announcement, the bulk of the 1.7 million successful applicants have chosen ShopeePay. This is possibly because our e-wallet can be used both online and offline nationwide, with a reach as far and wide as Semporna, Sabah; Miri, Sarawak; Kemaman and Gong Badak in Terengganu and Bachok, Kelantan.”

Yee added that based on the preliminary data from June 1 till 7, user behaviour amongst eBelia recipients suggest that the programme has driven adoption of e-wallets and is likely going to lead to long term usage.

“Of the total successful eBelia applicants via our mobile wallet, about 40% are new ShopeePay users that activated their e-wallet just for eBelia. Additionally, we are positive that customer retention rate amongst these new users will be high as over 20% have already topped up their e-wallet at least once within the first week of using ShopeePay,” he explained.

On what the recipients have been spending on, Yee shared that many were seen to be using the eBelia credit on very practical purchases: daily necessities, food and beverages, books, as well as home and living items, among others. A closer look into the spending pattern of these eBelia youths for the past week reveals the following (Observations are made based on top 100 merchants by transactions recorded offline, online (merchants’ webstores and Apps), and on Shopee.

CLIMATE change is no longer a distant or abstract phenomenon relegated to the icy extremities of the Arctic, nor a cause celebre championed by a select few.

Its impacts are now felt in the streets of Kuala Lumpur and in the homes of everyday Malaysians. With a recent Unicef analysis highlighting a fourfold increase in heatwaves and the devastating floods of 2021 and 2022 still fresh in memory, it is clear that Malaysia is at a critical juncture.

The public is eager to confront this existential crisis, but a significant question remains: Can we afford it?

This question goes beyond financial concerns and touches on the structural barriers that hinder our collective action. The obstacles to sustainable living – whether financial, infrastructural or attitudinal – risk undermining the will of the rakyat to take meaningful steps forward.

A recent study focusing on climate literacy in Malaysia paints a revealing portrait of this struggle. The survey, whose respondents majorly consisted of youths aged 15 to 24, found that 68% reported strong engagement in energy conservation practices while 51% demonstrated recycling habits, reflecting a promising commitment to environmentally friendly values.

However, this willingness often collides with systemic barriers, making it difficult for these efforts to translate into large-scale change.

At the heart of the issue is the ongoing tug-of-war between convenience and climate action. The dichotomy is evident in the behaviours of the younger generation; around 51% of respondents aged 15 to 24 regularly use
public transport. This is largely due to its cost-effectiveness and accessibility.

However, gaps in coverage and inefficiencies limit its potential as a comprehensive solution. Similarly, many young people are reducing their energy consumption at home – an encouraging sign of eco-consciousness. However, are these actions driven by genuine environmental concern or are they primarily a response to rising electricity costs?

When it comes to more significant lifestyle changes, such as reducing plastic consumption or choosing eco-friendly products, cost and convenience still play decisive roles.

Sustainable options often come with higher price tags or are harder to find, which can discourage even the most committed individuals. This underscores the gap between good intentions and real action.

The solution is not simply about individual willpower. It is about creating a system where sustainable living becomes the easier, more affordable choice for all Malaysians.

Sustainability, unfortunately, often comes with a price tag that is unaffordable to many. The idea of “going green” is frequently associated with buying organic, reducing plastic use or adopting renewable energy – all commendable but often out of reach for the average person.

This financial burden extends beyond individual consumption. Many Malaysians are already under pressure to meet basic living standards, making it difficult to prioritise sustainable choices without substantial support.

Here, the role of the government becomes crucial. As living costs rise, achieving widespread adoption of green practices requires thoughtful financial support.

By introducing subsidies, tax incentives and rebates for eco-friendly products and renewable energy, the government can make sustainability more accessible to a wider population. These policy tools can empower Malaysians to make greener choices without feeling the pinch in their wallets.

Malaysia has already demonstrated its commitment to addressing climate change through international agreements and targets. The country has pledged to reduce its greenhouse gas emissions by 45% by 2030, a significant step towards mitigating its environmental impact.

Additionally, as a member of the United Nations Framework Convention on Climate Change, Malaysia is part of a global effort to tackle climate change. These commitments lay the foundation for more ambitious domestic policies and actions.

The government’s efforts should not stop at encouraging individual responsibility; they must also create conditions where sustainable living is the default. This requires a multifaceted approach, from stricter regulations on high-polluting industries to investing in green infrastructure. These steps would ensure that sustainable choices are not just available but also convenient and affordable for all.

While individual actions are vital in tackling climate change, they must be complemented by broader systemic shifts. The power of individual behaviours, when multiplied, can create a ripple effect, but lasting impact requires governments, industries and communities working in harmony.

It is important to recognise that sustainability cannot simply be a consumer choice, it must become a societal norm.

The current model, which places the burden on individuals while allowing industries to continue with “business as usual” is not just unsustainable, it is profoundly unjust.

The time has come for a shift in perspective, where systemic change is seen not as a luxury but as a necessity. Malaysia needs bold and decisive action, not just from individuals but also from the government and industries.

Policies that make green living the default choice – such as subsidies for eco-friendly products, stricter regulations on corporate polluters and robust investments in infrastructure – are key steps towards building a more sustainable future.

Moreover, a cultural shift is necessary in how we view sustainability. The responsibility of addressing climate change should not disproportionately fall on individuals, particularly those already struggling financially. Corporations and industries, as the wealthiest and most influential players, have a greater obligation to lead the charge toward sustainability.

As Malaysia confronts the realities of climate change, it is imperative that we shift the narrative away from individual action as the sole remedy for environmental degradation.

The rakyat are ready to do their part but systemic support is essential for real progress. It is time for the government and industries to take responsibility, ensuring that sustainable living is accessible and affordable.

Half-measures are no longer enough. What Malaysia needs now is bold and decisive actions that connect individual behaviours, corporate responsibility and government policies into a cohesive, collective effort. It is time for the system to catch up.

The writers are from the Department of
Science and Technology Studies,
Faculty of Science, Universiti Malaya.
Comments: letters@thesundaily.com

The Elephant Care Association of South Africa (ECASA) responds to Dr. Adam Cruise’s article, ‘Rules of Engagement: South Africa to ban captive wildlife interactions for tourists’ The Elephant Care Association of South Africa is deeply concerned by Dr Cruise’s article,...

KUALA LUMPUR: AutoCount Dotcom Bhd (ADB), via its wholly-owned subsidiary Auto Count Sdn Bhd (ACSB), partnered with IAB LCCI Ltd, a collaboration formed following the Institute of Accountants and Bookkeepers’ (IAB) acquisition of the London Chamber of Commerce and Industry (LCCI) qualifications.

This agreement sets the stage for Asia’s first Cloud Accounting Certification Program, which will equip finance professionals with essential skills for the digital era.

The program will be launched on January 1, 2025, marking a significant step forward in modernising the region’s accounting landscape.

Under this collaboration, ADB will design the certification curriculum around its AutoCount Cloud Accounting software.

The syllabus will be submitted to IAB LCCI for accreditation.

IAB LCCI is regulated by the UK’s Office of Qualifications and Examinations Regulation (Ofqual), enhancing the certification’s credibility and alignment with global standards.

With LCCI’s extensive reach across Asia, the certification will be accessible through its network of educational centres and partner institutions, providing aspiring accountants with in-demand cloud accounting expertise.

ADB CEO Yan Tiee Choo said this collaboration with IAB LCCI allows the company to empower the next generation of accountants across Asia.

“Our goal is to provide a practical and accessible path to certification in cloud accounting, supporting not only recent SPM (Sijil Pelajaran Malaysia) graduates but also those seeking to upskill in a fast-changing industry.

“Together, we are paving the way for a more adaptable, technology-driven accounting workforce across the region,“ he said.

Bursa Malaysia-listed ADB is a leading provider of accounting and business software solutions.

IAB Group and IAB LCCI CEO Sarah Palmer said LCCI has been a leader in offering globally recognised qualifications for over 120 years.

“Our partnership with ADB reflects our shared commitment to advancing the accounting profession by equipping future finance professionals with relevant, high-quality skills.

“By collaborating with ADB, a pioneer in cloud accounting solutions, we ensure that this certification meets the industry’s evolving needs and helps individuals succeed in a digital-first finance sector,“ she said.

The certification offers a clear advantage for students and professionals looking to expand their accounting capabilities.

By learning on ADB’s cloud platform, candidates will gain hands-on experience in digital accounting practices, preparing them for careers in an increasingly automated finance landscape.

With the signing of this agreement, ADB solidifies its position as a leader in cloud accounting solutions and furthers its commitment to innovation in financial technology and education.

This partnership aligns with ADB’s vision to become Asia’s top business software provider, fostering a future-ready workforce and advancing the region’s digital transformation.

KUALA LUMPUR: Malaysia’s goal of reaching 50% electric vehicle (EV) adoption by 2040 and 80% by 2050 in terms of total industry volume (TIV) is within reach, according to Deputy Investment, Trade, and Industry Minister Liew Chin Tong.

Liew said that the target – in accordance with the National Energy Transition Roadmap – aligns with the global shift towards sustainable transport.

“According to the International Energy Agency in the Global EV Outlook, globally in 2018, only 2% of total global sales was from EV, but by 2022, it was 14%, and by 2023, 18% of total global sales of cars comes from electric vehicles. In China this year, there were several months that EV overtook internal combustion cars, ICE cars. So these are all possible,” he told reporters at E-Mobility Asia 2024 (EMA 2024) today.

To achieve the target, Liew said that Malaysia needs to work together to develop a national effort to electrify its vehicles as much as possible.

He added that this is necessary to reduce national oil consumption and create more opportunities for various forms of manufacturing, including crossings of semiconductor and automotive industries.

Additionally, he said that the government is hoping that Malaysia will not just manufacture parts of the cars, but it is hoping that there will be horizontal crossing between the automotive industry and the semiconductor industry.

“So that one day, we are also known for designing chips for the automotive industry. That is one of our aspirations,” he remarked.

Liew said that another aspiration is to take advantage of the electrification of mobility, so that through this transition, Malaysia can reduce its overall national petroleum consumption.

“In most of our discussions, we are talking about shifting the burden of who pays for the petroleum consumption in this country. To address the question of the RON95 subsidy, I think E-Mobility has a big role to play. Electrification has a big role to play,” he added.

The event, EMA 2024 unveils electromobility and sustainable solutions as the way forward to reduce global emissions and tackle climate change.

China’s electric car manufacturers BYD, Chery and GWM are showcasing their latest models at the event, while Malaysia’s Eclimo is unveiling its new bikes.

EMA 2024 comes as EV demand surges in Southeast Asia and amid the global outlook that more than one in four vehicles on the road will be electric by 2035 according to the International Energy Agency.

Liew officiated the opening of the event that has drawn stakeholder and industry support including the state-owned Malaysia Automotive, Robotics & IoT Institute, and Electric Vehicle Association of Malaysia as strategic partners.

Earnings of diversified conglomerate San Miguel Corp. rose by nearly a fifth in the nine months ending September on the back of strong revenue growth across its businesses.

The Bangko Sentral ng Pilipinas is finalizing a regulatory framework to ensure the efficiency of clearing switch operations within the national payment system, particularly the automated clearing houses under the National Retail Payment System.

Google has been omitting terms from searches for several years.  For me, the matter came to a head wayback  in November 2011 (see Dear Google, stop messing with my search).  Many of has had noticed it happening for a while but what suddenly made it more frustrating was that one could no longer prefix a term … Continue reading Google offers to include missing search terms – sometimes →

CCleaner is a freeware system optimization, privacy, and cleaning tool. It removes unused files from your system - allowing Windows to run faster and freeing up valuable hard disk space. Install, uninstall, and toolbar included. [License: Ad-Supported | Requires: 11|10|8|7|macOS | Size: 75 MB ]

CCleaner is a freeware system optimization, privacy, and cleaning tool. It removes unused files from your system - allowing Windows to run faster and freeing up valuable hard disk space. Install, uninstall, and toolbar included. [License: Ad-Supported | Requires: 11|10|8|7|macOS | Size: 75 MB ]

CCleaner is a freeware system optimization, privacy, and cleaning tool. It removes unused files from your system - allowing Windows to run faster and freeing up valuable hard disk space. Install, uninstall, and toolbar included. [License: Ad-Supported | Requires: 11|10|8|7 | Size: 69 MB ]

CCleaner is a freeware system optimization, privacy, and cleaning tool. It removes unused files from your system - allowing Windows to run faster and freeing up valuable hard disk space. Install, uninstall, and toolbar included. [License: Shareware $39.95 | Requires: 11|10|8|7|macOS | Size: 75 MB ]

Avast Clear (Avast Software Uninstall Utility) can completely remove Avast when the Add/Remove programs option does not work properly. [License: Freeware | Requires: 11|10|8|7 | Size: 13 MB ]

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Hey Geeks! Some big news hitting the wires today. A massive tech outage has thrown a wrench into major services worldwide, messing with everything from public transport to hospitals and banks. Here's the scoop: What's Causing the Outage? The chaos seems to be linked to a software update from Crowdstrike, a well-known player in cybersecurity, providing services to Fortune 500 companies and government agencies, that affected Microsoft cloud systems. This update caused a glitch in Falcon; their cloud file protection system effectively blocke...

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Ah, the holidays—where buying gifts online should be about finding the perfect ugly sweater, not losing your credit card info to some sleazy scammer. But beware, the ''card declined'' scam that is on the rise and poised to play Grinch this season. ...

The average price for a new vehicle rose over the past month, but the increase was only negligible, according to the latest sales figures from car valuation site Kelley Blue Book (KBB). How Much Does a New Car Cost Right Now? The average price for a new vehicle was $48,397 in September 2024 — 0.4% […]

The post Report: The Average Price of a New Vehicle appeared first on Clark Howard.

Raise your hand if you’ve ever lost something. If both of your hands are still down, I’m assuming you’re lying or don’t feel like getting questioned by those around you for looking inexplicably silly with your hands up. Whether it’s your wallet, your keys or your sunglasses, you’ve misplaced or left something at some point […]

The post What’s the Cheapest Way To Replace a Lost Vehicle Key Fob? appeared first on Clark Howard.

One major way to reduce your travel costs is to look for ways to save on your car rental expenses. That’s what money expert Clark Howard has done time and time again. Clark says he’s recently put into practice a new strategy to get car rental deals when he travels — and the deals have […]

The post Clark’s Updated Way To Shop for Car Rental Deals appeared first on Clark Howard.

Money expert Clark Howard extolls the virtues of 529 plans every chance he gets. You put money into those plans and invest it, where it grows tax-free. And then you get to spend it tax-free to pay for your child’s education. The law just got even more friendly toward parents choosing to make use of […]

The post Does Clark Recommend a Separate 529 Account for Each Child? appeared first on Clark Howard.

If you’ve got comprehensive coverage on your auto insurance policy, then there’s a good chance that your insurer will cover the cost of windshield repair or replacement. And insurance companies make it hard to resist! If you live in in Florida, Kentucky or South Carolina, for example, then your insurance can’t charge a deductible on […]

The post Should I Make a Claim on My Car Windshield? appeared first on Clark Howard.

If you recently signed up to receive cash compensation from the Equifax breach settlement, you must do this now to validate your claim.

The post Your Equifax claim will be denied if you don’t take this additional step appeared first on Clark Howard.

Your Yahoo account may make you eligible for a settlement check. Here's what to know about the Yahoo data breach settlement.

The post Yahoo Data Breach Settlement: How to File a Claim & Get Paid appeared first on Clark Howard.

Wondering how to travel cheap? Money expert Clark Howard has a lot of experience and advice to share when it comes to answering this question!

The post Follow Clark Howard’s #1 Rule To Travel Cheap appeared first on Clark Howard.

Waiting in security lines at the airport has to be on the list of least enjoyable things about traveling in 2024. It’s right up there with traffic jams and canceled reservations. But it doesn’t have to be that way! Thanks to three very affordable programs, you could be skipping to the front of airport security […]

The post TSA PreCheck® vs. Global Entry vs. CLEAR: Which Is Best for You? appeared first on Clark Howard.

Travel expert Clark Howard holds deep convictions when it comes to travel. Shop the deal first and then figure out what you want to do at the destination. Be flexible on travel dates. Take early flights if you can. Never check a bag. You also won’t find Clark with designer luggage that costs hundreds of […]

The post What Luggage Does Clark Howard Recommend? appeared first on Clark Howard.

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