Advanced preliminary release for Q4 2019 quarterly data on debt service ratios (DSRs) for the private non-financial sector (PNFS) for 32 countries have been updated. DSRs for PNFS breakdown sectors, ie for households and for non-financial corporations are also available for 17 countries.

Banks' performance on equity and debt markets since the Covid-19 outbreak has been on a par with that experienced after the collapse of Lehman Brothers in 2008. During the initial phase, the market sell-off swept over all banks, which underperformed significantly relative to other sectors. Still, markets showed some differentiation by bank nationality, and credit default swap (CDS) spreads rose the most for those banks that had entered the crisis with the highest level of credit risk. The subsequent stabilisation, brought about by forceful policy measures since mid-March, has favoured banks with higher profitability and healthier balance sheets. Less profitable banks saw their long-term rating outlooks revised to negative. And the CDS spreads of the riskiest banks continued increasing even through the stabilisation phase.

Information technology, health care, and consumer discretionary stocks that outperformed in the last decade have done well in the first four months of 2020.

Bank for International Settlements BIS Working Papers by Claudio Borio, Marc Farag and Nikola Tarashev

European Systemic Risk Board Occasional Papers by Greg Ros

Central Bank of Chile Working Papers by Andrés Sagner

Health care professionals are being punished for protecting themselves, and us.

“I just went down on my knees,” his mother recalled later. “I just implored God for mercy.”

Peeking out our windows, we see America shriveling.

Apple has reopened all of its operational Apple Stores in Australia, following their closure because of the coronavirus outbreak. Each of the stores has introduced social distancing and temperature checks.

Apple has now launched a new shop front online which is expressly for making it easier to buy, and get technical help, from home.

Apple is to reopen at least three of its stores in Germany on May 11, in line with the country's newly-announced measure for allowing shops to open with extra hygiene measures.

Apple has just declared that it is opening up a handful of Apple Stores in the US cautiously, with more to follow as conditions warrant.

Apple's upcoming reopening of some U.S.-based retail locations will be based around guidelines that the company developed for and refined at its open South Korea Apple Store.

Apple is preparing to reopen all four of its Apple Stores in Switzerland on May 12, as part of the iPhone maker's bid to slowly return its retail efforts back to normal around the world.

This SOLIDWORKS tutorial is for a Wooden Canvas Teepee, the tutorial focuses on the use of Circular Patterns of part bodies and the use of 3D sketch for extrusions between guide points, and profile sweeps along a path. This is a fun tutorial that if you follow, you can create you own Teepee model, and apply a range of designs to with decals. The decal swatches seen in the video are available to download in the description below.

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This SOLIDWORKS Tutorial for a Insulated ceramic coffee cup focuses on the combine tool, and uses an assembly to create the layout of the final design before saving back into a part, and turned in to a functional coffee cup. Decals for the tutorial are available to download in the description.

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This is a SOLIDWORKS tutorial to create a pot of gold money jar. This tutorial demonstrates a range of modelling tools, but also highlights the use of the centreline sketch tool as a guide for sketches, new planes, and axis for pattern or move features. The decals and coin part for this design are available to download in the tutorials blog description.

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This SOLIDWORKS Tutorial for a Ceramic Cup Plaster Mold walks you through start to finish of the process of creating a model for a plaster mold and a 3 part cup mold. The tutorial focuses on copying bodies and combing them with each other to finish the tutorial with a 3 piece mold. The final ceramic cup is available to download in the description.

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For this SOLIDWORKS tutorial, you can follow to create a Goldfish shaped Cat Treat Toy ready for 3D printing. The DXF files for this tutorial are available to download from the blog below. You can also download and 3D print this design yourself as the STL files are also available to download.

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In part 1 of this 2-part SOLIDWORKS Tutorial you will learn how to create the body of a Pinata. Part 2 of the tutorial involves shelling the model to turn it into a 2-part jar, and applying decals. The DXF file used in this tutorial are available to download from the blog description.

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The post Pinata Sweet Jar – Part 1 – Tutorial appeared first on SOLIDWORKS Tech Blog.

The association is happy with a ruling that found it violated the law.

A Malagasy witch doctor comes to faith in Christ during an OM outreach and is baptised just one week before his death.

Antemoro “coastal people” of Amosiala come to faith after learning about Christ through an OM team and volunteers from a neighbouring village.

German translation of the speech by Mr Agustín Carstens, General Manager of the BIS, on the occasion of the Bank's Annual General Meeting, Basel, 30 June 2019.

German translation of the BIS press release on the presentation of the Annual Economic Report 2019, 30 June 2019.

OM Hungary’s Christmas puppet ministry is currently underway, with performances in the city of Érd and the surrounding area.

Read about how a short term missions trip to a Muslim country changed a US pastor's life! Click to read more!

At the end of April, the second ZOOM national mission conference, with 300 participants from over 80 cities and towns, was held in Warsaw, Poland.

Veracruz, Mexico :: Logos Hope's bookfair receives its seven millionth visitor and celebrates the important milestone.

Progreso, Mexico :: A stalwart captain who's served on all four vessels reflects on 38 years of incredible experiences for his family at sea.

One worker in North Africa trusts God to provide financially and receives a request to tutor English.

Worker shares how OM’s storytelling course revitalised her English classes and friendships.

The world’s largest floating book fair welcomes its five millionth visitor as the tour of Asia comes to a conclusion.

On a recent outreach to several towns in the Amazon jungle, OM Peru worked with the Presbyterian Church of Moyabamba and its annexes.

Vatican City, May 7, 2020 / 08:00 am (CNA).- It is important for Catholics to remember the whole of salvation history, and our belonging to the people of God’s covenant with Abraham, Pope Francis said at Mass Thursday.

During daily Mass in the chapel of his Vatican residence, the Casa Santa Marta, Pope Francis reflected on an aspect of the day’s first reading from the Acts of the Apostles, when St. Paul is invited to speak in the synagogue in Antioch.

Instead of speaking directly about Jesus, the apostle begins by telling the history of salvation, the pope noted May 7.

“What is behind Jesus? There is a story. A story of grace, a story of election, a story of promise. The Lord chose Abraham and went with his people,” he said.

“There is a story of God with his people. And for this reason, when Paul is asked to explain the reason for faith in Jesus Christ, he does not start from Jesus Christ: he begins from history.”

The pope pointed to the first part of the entrance antiphon recited at the start of that Mass: “O God, when you went forth before your people, marching with them and living among them...”

He urged Catholics to remember to “pass down the history of our salvation,” and to ask the Lord to help them have the awareness of being children of Abraham, as the Virgin Mary says in the Magnificat and Zechariah in his Benedictus, canticles which are recited or sung in the Liturgy of the Hours.

Christianity, the pope said, is belonging to the people with whom the Lord made his covenant.

Pope Francis also spoke in his homily about what he thinks Christianity is not.

“Christianity is a doctrine, yes, but not only,” he stated. “Christianity is not just an ethic. Yes, indeed, it has moral principles,” but it is not just having an ethical viewpoint.

Francis went on to say that Christianity is also more than an exclusionary vision of an “‘elite’ of people chosen for the truth.” He criticized when this attitude comes into the Church as a belief in the damnation of others.

It is good to be a moral people, he said, but “Christianity is belonging to a people, to a people freely chosen by God.”

“If we do not have this awareness of belonging to a people we would be ideological Christians,” he said.

The pope explained that this is why, in order to speak about Jesus, St. Paul starts by explaining “from the beginning, from belonging to a people.”

He warned that when Christians lose the sense of belonging to the people of God’s covenant, they often fall into “partialities,” whether dogmatic, moral, or elitist.

Francis called this “the most dangerous deviation” Christians can fall into today.

Before Mass, Pope Francis noted that he had received a letter from a group of artists, thanking him for remembering them in prayer in April.

He added that he “would like to ask the Lord to bless them because artists make us understand what beauty is and without beauty the Gospel cannot be understood.”

“Let’s pray for artists again,” he urged.

After Mass, the pope concluded the livestream with Eucharistic adoration, benediction, and the Marian antiphon “Regina coeli.”

Stephen Brandon takes on the role of national director for OM New Zealand after serving as OM’s International Web Manager for six years.

BACKGROUND AND OBJECTIVES:

Children with autism spectrum disorder (ASD) have a higher prevalence of epilepsy compared with general populations. In this pilot study, we prospectively identified baseline risk factors for the development of seizures in individuals with ASD and also identified characteristics sensitive to seizure onset up to 6 years after enrollment in the Autism Speaks Autism Treatment Network.

In 2008, OM Ireland purchased Lacken House to be their headquarters. Ten years and hundreds of people later, the team continues to minister from the heart of Ireland.

Walvis Bay, Namibia :: Logos Hope's volunteers rebuild a flimsy church and encourage the grieving pastor and congregation.

Teens gather in Warwick, Queensland this week for OM Australia's TeenStreet.

Sport creates a platform for evangelism and discipleship in Ukraine.

A 17 year old high school student shares about how she fled from the war zone and came to stay at OM Odessa's centre.

OM Ukraine and experts in crisis management held a seminar for pastors serving on both sides of the conflict line in Eastern Ukraine.

International short-term volunteers reach out to an elderly Jewish couple and share comfort from God's Word.

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Investment interest in "frontier" African markets - particularly Nigeria and Kenya - is on the rise.