Small and medium-sized enterprises (SMEs) are increasingly turning to alternative sources of financing, while new bank lending is declining in a number of countries. Many SMEs remain over-reliant on bank credit, however, and the take-up of instruments other than straight debt varies greatly from one country to another, according to a new OECD report.

This study explores the effectiveness of the incentive mechanisms embedded within the UK’s Funding for Lending Scheme (FLS) for banks’ to expand their supply of lending to medium sized enterprises (SMEs).

Small and medium-sized enterprises (SMEs) are increasingly turning to alternative sources of financing, while new bank lending is declining in a number of countries. Many SMEs remain over-reliant on bank credit, however, and the take-up of instruments other than straight debt varies greatly from one country to another, according to a new OECD report.

This study explores the effectiveness of the incentive mechanisms embedded within the UK’s Funding for Lending Scheme (FLS) for banks’ to expand their supply of lending to medium sized enterprises (SMEs).

This study explores the effectiveness of the incentive mechanisms embedded within the UK’s Funding for Lending Scheme (FLS) for banks’ to expand their supply of lending to medium sized enterprises (SMEs)

Bank Lending Rate in Ghana decreased to 34.50 percent in May from 35.50 percent in April of 2018. Bank Lending Rate in Ghana averaged 29.59 percent from 2005 until 2018, reaching an all time high of 42.84 percent in July of 2016 and a record low of 21.24 percent in March of 2008. In Ghana, the bank lending rate is the average rate of interest charged on short term loans by commercial banks to companies. This page provides - Ghana Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Finland remained unchanged at 0.25 percent in December from 0.25 percent in November of 2019. Bank Lending Rate in Finland averaged 2.62 percent from 1995 until 2019, reaching an all time high of 7 percent in February of 1995 and a record low of 0.25 percent in April of 2018. In Finland, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies. This page provides - Finland Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Australia remained unchanged at 7.92 percent in February from 7.92 percent in January of 2020. Bank Lending Rate in Australia averaged 11.12 percent from 1976 until 2020, reaching an all time high of 20.50 percent in September of 1989 and a record low of 7.92 percent in October of 2019. In Australia, the bank lending rate refers to major banks overdraft lending rate to small and medium businesses. This page provides - Australia Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Russia increased to 7.48 percent in February from 7.42 percent in January of 2020. Bank Lending Rate in Russia averaged 32.94 percent from 1995 until 2020, reaching an all time high of 449.40 percent in February of 1995 and a record low of 7.42 percent in January of 2020. In Russia, the bank lending rate is the average rate of interest charged on loans up to one year by commercial banks to companies. This page provides - Russia Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Canada remained unchanged at 2.45 percent in April from 2.45 percent in March of 2020. Bank Lending Rate in Canada averaged 7.23 percent from 1960 until 2020, reaching an all time high of 22.75 percent in August of 1981 and a record low of 2.25 percent in April of 2009. In Canada, the prime lending rate is the average rate of interest charged on loans by commercial banks to the most credit-worthy borrowers. This page provides - Canada Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Angola decreased to 19.24 percent in February from 19.69 percent in January of 2020. Bank Lending Rate in Angola averaged 17.21 percent from 2011 until 2020, reaching an all time high of 24.62 percent in March of 2018 and a record low of 13.07 percent in January of 2018. In the Angola, the bank lending rate is the average rate of interest charged on short term loans by commercial banks to companies. This page provides - Angola Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Botswana remained unchanged at 6.25 percent in January from 6.25 percent in December of 2019. Bank Lending Rate in Botswana averaged 9.20 percent from 2009 until 2020, reaching an all time high of 16.50 percent in January of 2009 and a record low of 6.25 percent in August of 2019. In Botswana, the bank lending rate is the weighted average rate of interest charged on loans by commercial banks to private individuals and companies. This page provides - Botswana Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Brazil decreased to 46.12 percent in March from 46.67 percent in February of 2020. Bank Lending Rate in Brazil averaged 76.68 percent from 1994 until 2020, reaching an all time high of 254.28 percent in April of 1995 and a record low of 39.12 percent in November of 2010. In Brazil, the bank lending rate is the weighted average rate of interest charged on loans by commercial banks to private individuals and companies. This page provides - Brazil Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Croatia decreased to 2.72 percent in March from 3.23 percent in February of 2020. Bank Lending Rate in Croatia averaged 8.44 percent from 1995 until 2020, reaching an all time high of 26.61 percent in January of 1996 and a record low of 2.72 percent in July of 2019. In Croatia, the interest rate on short-term credits to enterprises show weighted averages of banks’ and savings banks’ monthly interest rates classified by maturity and sectors. It also include interest rates on callable loans. This page provides - Croatia Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in South Korea decreased to 2.91 percent in March from 3.08 percent in February of 2020. Bank Lending Rate in South Korea averaged 6.49 percent from 1996 until 2020, reaching an all time high of 17.01 percent in January of 1998 and a record low of 2.91 percent in March of 2020. In South Korea, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies. This page provides - South Korea Bank Average Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Ukraine increased to 14.96 percent in March from 13.95 percent in February of 2020. Bank Lending Rate in Ukraine averaged 19.06 percent from 1998 until 2020, reaching an all time high of 53.40 percent in October of 1998 and a record low of 12 percent in August of 2010. In Ukraine, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies. This page provides - Ukraine Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in the United States decreased to 3.25 percent in April from 3.81 percent in March of 2020. Bank Lending Rate in the United States averaged 6.60 percent from 1950 until 2020, reaching an all time high of 20.50 percent in August of 1981 and a record low of 2 percent in February of 1950. In the United States, the prime lending rate is the average rate of interest charged on short term loans by commercial banks to companies. This page provides - United States Average Monthly Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

China One-Year Medium-Term Lending Facility Rate was at 2.95 percent on Friday May 8. Bank Lending Rate in China averaged 3.19 percent from 2016 until 2020, reaching an all time high of 3.30 percent in April of 2018 and a record low of 2.95 percent in April of 2020. In China, the One-Year Medium-Term Lending Facility Rate is the main rate at which the central bank lends to big commercial banks. The MLF rate acts as a guide for the PBOC’s new lending benchmark, the Loan Prime Rate (LPR). This page provides - China Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Germany decreased to 1.88 percent in March from 1.95 percent in February of 2020. Bank Lending Rate in Germany averaged 3.67 percent from 2003 until 2020, reaching an all time high of 6.55 percent in December of 2007 and a record low of 1.88 percent in March of 2020. In Germany, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies. This page provides the latest reported value for - Germany Bank Lending Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Bank Lending Rate in Portugal decreased to 2.44 percent in March from 2.53 percent in February of 2020. Bank Lending Rate in Portugal averaged 5.36 percent from 2003 until 2020, reaching an all time high of 8.08 percent in October of 2008 and a record low of 2.44 percent in March of 2020. In Portugal, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies. This page provides - Portugal Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Slovenia decreased to 2.28 percent in March from 2.39 percent in February of 2020. Bank Lending Rate in Slovenia averaged 4.41 percent from 2003 until 2020, reaching an all time high of 7.32 percent in October of 2008 and a record low of 2.16 percent in September of 2019. In Slovenia, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies. This page provides - Slovenia Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in France remained unchanged at 1.77 percent in March from 1.77 percent in February of 2020. Bank Lending Rate in France averaged 2.94 percent from 2003 until 2020, reaching an all time high of 6.29 percent in September of 2008 and a record low of 1.67 percent in October of 2018. In France, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies. This page provides the latest reported value for - France Bank Lending Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Bank Lending Rate in Greece increased to 4.13 percent in March from 3.98 percent in February of 2020. Bank Lending Rate in Greece averaged 5.58 percent from 2003 until 2020, reaching an all time high of 7.40 percent in October of 2008 and a record low of 3.98 percent in February of 2020. In Greece, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies. This page provides - Greece Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Luxembourg decreased to 1.55 percent in March from 1.60 percent in February of 2020. Bank Lending Rate in Luxembourg averaged 2.97 percent from 2003 until 2020, reaching an all time high of 6.24 percent in October of 2008 and a record low of 1.53 percent in October of 2015. In Luxembourg, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies. This page provides - Luxembourg Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in the United Kingdom remained unchanged at 1.10 percent in May from 1.10 percent in April of 2020. Bank Lending Rate in the United Kingdom averaged 7.23 percent from 1950 until 2020, reaching an all time high of 18 percent in November of 1979 and a record low of 1.10 percent in April of 2020. In the United Kingdom, the prime lending rate is the average rate of interest charged on loans by major commercial banks to private individuals and companies. This page provides - United Kingdom Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Malaysia decreased to 4.40 percent in March from 4.60 percent in February of 2020. Bank Lending Rate in Malaysia averaged 6.33 percent from 1996 until 2020, reaching an all time high of 13.53 percent in May of 1998 and a record low of 4.40 percent in March of 2020. In Malaysia, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies. This page provides - Malaysia Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Netherlands decreased to 0.54 percent in March from 0.59 percent in February of 2020. Bank Lending Rate in Netherlands averaged 3.19 percent from 2003 until 2020, reaching an all time high of 6.26 percent in October of 2008 and a record low of 0.54 percent in March of 2020. In Netherlands, the bank lending rate rate is the average rate of interest charged on loans by comercial banks to private individuals and companies. This page provides - Netherlands Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Bolivia decreased to 6.11 percent in December from 6.17 percent in November of 2019. Bank Lending Rate in Bolivia averaged 9.01 percent from 2001 until 2019, reaching an all time high of 23.85 percent in May of 2002 and a record low of 4.62 percent in February of 2011. In Bolivia, the bank lending rate is the average rate of interest charged on short term loans by commercial banks to companies in the local currency. This page provides the latest reported value for - Bolivia Bank Lending Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Bank Lending Rate in Barbados remained unchanged at 4 percent in March from 4 percent in February of 2020. Bank Lending Rate in Barbados averaged 7.82 percent from 1992 until 2020, reaching an all time high of 14.50 percent in February of 1992 and a record low of 0 percent in February of 1993. This page provides - Barbados Prime Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Liberia remained unchanged at 12.40 percent in November from 12.40 percent in October of 2019. Bank Lending Rate in Liberia averaged 13.78 percent from 2003 until 2019, reaching an all time high of 20.30 percent in September of 2004 and a record low of 12.10 percent in August of 2018. This page provides - Liberia Bank Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Singapore remained unchanged at 5.25 percent in April from 5.25 percent in March of 2020. Bank Lending Rate in Singapore averaged 6.54 percent from 1978 until 2020, reaching an all time high of 14.98 percent in October of 1981 and a record low of 5.25 percent in March of 2019. In Singapore, the prime lending rate is the average rate of interest charged on loans by 10 Singaporean leading banks and finance companies to private individuals and companies. This page provides - Singapore Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Private Sector Credit in Sweden remained unchanged at 5.30 percent in February from 5.30 percent in January of 2020. Private Sector Credit in Sweden averaged 7.73 percent from 1976 until 2020, reaching an all time high of 22.70 percent in December of 1986 and a record low of -3.20 percent in June of 1993. Lending to Households YoY in Sweden refers to credit extended to Swedish households by domestic monetary financial institutions (MFIs). This page provides - Sweden Private Sector Credit- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate In the Euro Area decreased to 1.80 percent in March from 1.88 percent in February of 2020. Bank Lending Rate in the Euro Area averaged 3.93 percent from 2000 until 2020, reaching an all time high of 6.52 percent in October of 2008 and a record low of 1.80 percent in March of 2020. in the Euro Area, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies. This page provides - Euro Area Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Zimbabwe increased to 16.08 percent in December from 15.06 percent in November of 2019. Bank Lending Rate in Zimbabwe averaged 12.07 percent from 2011 until 2019, reaching an all time high of 16.08 percent in December of 2019 and a record low of 8.86 percent in September of 2017. In Zimbabwe, the Bank Lending Rate is the sum of minimum nominal lending rates weighted by individual bank’s loan book sizes and published by the Reserve Bank of Zimbabwe. This page provides - Zimbabwe Bank Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Latvia increased to 3.73 percent in February from 3.59 percent in January of 2020. Bank Lending Rate in Latvia averaged 5.07 percent from 2004 until 2020, reaching an all time high of 9.99 percent in April of 2010 and a record low of 3.16 percent in August of 2019. In Latvia, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies. This page provides the latest reported value for - Latvia Bank Lending Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The value of loans in Japan increased 2 percent in March of 2020 over the same month in the previous year. Loan Growth in Japan averaged 0.10 percent from 2001 until 2020, reaching an all time high of 3.60 percent in December of 2008 and a record low of -5 percent in October of 2002. In Japan, bank lending refers to the year-on-year change of all outstanding loans and discounts with banks and shinkin banks. Lending increases with increased business confidence and investment and it is an important indicator for the Japanese economy because of the weakness that has plagued the Japanese banking sector. This page provides the latest reported value for - Japan Bank Lending - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The value of loans in Sweden increased 5.20 percent in March of 2020 over the same month in the previous year. Loan Growth in Sweden averaged 7.67 percent from 1976 until 2020, reaching an all time high of 23.50 percent in December of 1986 and a record low of -3.30 percent in June of 1993. In Sweden, Household Lending Growth refers to the year-on-year change in credit extended to households by domestic MFIs. This page provides the latest reported value for - Sweden Household Lending Growth - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Bank Lending Rate in Thailand remained unchanged at 6.25 percent in April from 6.25 percent in March of 2020. Bank Lending Rate in Thailand averaged 9.22 percent from 1989 until 2020, reaching an all time high of 16.50 percent in December of 1990 and a record low of 5.75 percent in January of 2005. In Thailand, the Minimum Overdraft Rate is the minimum rate of interest charged on overdrafts by commercial banks to private individuals and companies. This page provides - Thailand Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Philippines decreased to 6.54 percent in December from 6.77 percent in November of 2019. Bank Lending Rate in Philippines averaged 12.94 percent from 1976 until 2019, reaching an all time high of 39.73 percent in December of 1984 and a record low of 5.09 percent in February of 2015. In Philippines, the bank lending rate is lower band of the lending rates of interest charged on loans by commercial banks to private individuals and companies. This page provides - Philippines Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Taiwan remained unchanged at 2.63 percent in March from 2.63 percent in February of 2020. Bank Lending Rate in Taiwan averaged 8.56 percent from 1961 until 2020, reaching an all time high of 16.50 percent in January of 1974 and a record low of 2.56 percent in December of 2009. In Taiwan, the bank lending rate is the average rate of interest charged on loans by 5 major commercial banks to private individuals. This page provides - Taiwan Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Tanzania increased to 13.26 percent in February from 13.19 percent in January of 2020. Bank Lending Rate in Tanzania averaged 12.93 percent from 2003 until 2020, reaching an all time high of 17.91 percent in September of 2017 and a record low of 7.53 percent in March of 2004. In Tanzania, the negotiated lending rate is an average rate of lending rates for prime customers. This page provides - Tanzania Bank Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Slovakia decreased to 2.68 percent in March from 2.82 percent in February of 2020. Bank Lending Rate in Slovakia averaged 3.39 percent from 2011 until 2020, reaching an all time high of 4.73 percent in October of 2011 and a record low of 2.48 percent in December of 2019. In Slovakia, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies. This page provides - Slovakia Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Hong Kong remained unchanged at 5 percent in April from 5 percent in March of 2020. Bank Lending Rate in Hong Kong averaged 7.72 percent from 1980 until 2020, reaching an all time high of 19.61 percent in October of 1981 and a record low of 5 percent in February of 1987. In Hong Kong, the prime lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies. This page provides - Hong Kong Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Estonia decreased to 3.85 percent in March from 3.98 percent in February of 2020. Bank Lending Rate in Estonia averaged 5.05 percent from 2000 until 2020, reaching an all time high of 9.97 percent in June of 2000 and a record low of 2.83 percent in November of 2012. In Estonia, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies. This page provides - Estonia Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Belgium increased to 1.58 percent in March from 1.55 percent in February of 2020. Bank Lending Rate in Belgium averaged 1.93 percent from 2011 until 2020, reaching an all time high of 3.02 percent in July of 2011 and a record low of 1.55 percent in December of 2019. In Belgium, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies. This page provides - Belgium Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Egypt decreased to 12.70 percent in March from 13.80 percent in February of 2020. Bank Lending Rate in Egypt averaged 13.93 percent from 1991 until 2020, reaching an all time high of 21.15 percent in November of 1991 and a record low of 10.60 percent in February of 2011. This page provides - Egypt Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Kenya decreased to 12.19 percent in February from 12.29 percent in January of 2020. Bank Lending Rate in Kenya averaged 16.15 percent from 1971 until 2020, reaching an all time high of 32.28 percent in April of 1994 and a record low of 9 percent in January of 1972. In Kenya, the bank lending rate is the upper rate of interest charged on unsecured loans by commercial banks to private individuals and companies. This page provides - Kenya Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in India remained unchanged at 9.40 percent in April from 9.40 percent in March of 2020. Bank Lending Rate in India averaged 13.45 percent from 1978 until 2020, reaching an all time high of 20 percent in October of 1991 and a record low of 8 percent in July of 2010. In India, the prime lending rate is the average rate of interest charged on loans by five major banks. This page provides - India Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank Lending Rate in Bahamas decreased to 10.43 percent in January from 10.48 percent in December of 2019. Bank Lending Rate in Bahamas averaged 11.24 percent from 1998 until 2020, reaching an all time high of 13.27 percent in July of 2015 and a record low of 8.79 percent in January of 2019. In Bahamas, the bank lending rate is the weighted average rate of interest charged on loans and overdrafts by commercial banks to consumers and companies. This page provides - Bahamas Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Lending Rate in Angola increased to 27.51 percent in December from 25 percent in November of 2019. Lending Rate in Angola averaged 14.61 percent from 2011 until 2019, reaching an all time high of 27.51 percent in December of 2019 and a record low of 9.75 percent in July of 2014. This page provides - Angola Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.