affordable Secure Futures Brings Affordable On-Site Solar Power To Schools and Businesses in North Carolina By www.24-7pressrelease.com Published On :: Wed, 08 Apr 2020 07:00:00 GMT Company certified as one of only three providers authorized to offer distributed solar energy with no capital cost Full Article
affordable New Coronavirus Writing Journal Provides an Affordable Tool for Documenting Daily Life By www.24-7pressrelease.com Published On :: Fri, 01 May 2020 07:00:00 GMT University of Virginia history professor Herbert "Tico" Braun recently told his students, "You do not write alone," as he asked them to begin keeping a record of their daily lives. With Braun's concept in mind, writer Mary Ladd published a new book. Full Article
affordable More Delays in the Affordable Care Act! By anderscpa.com Published On :: Mon, 17 Feb 2014 17:18:58 +0000 More delays in the Affordable Care Act will impact employers with 50-99 full-time equivalent employees in 2014. They will now have until 2016 to offer health care coverage to their employees or be subject to the shared-responsibility payments. The penalty… Read More The post More Delays in the Affordable Care Act! appeared first on Anders CPAs. Full Article Audit and Advisory Employee Benefit Plan Audits Health Care Manufacturing and Distribution Not-for-Profit Outsourced Accounting Real Estate and Construction Tax Planning & Compliance affordable care act Large Employer Mandate shared-responsibility requirement
affordable Affordable test methods to drones: Institutions take the innovation route to aid COVID-19 fight By economictimes.indiatimes.com Published On :: 2020-04-26T16:41:21+05:30 While over 20 technical and scientific institutions are working on developing a vaccine for coronavirus, IITs have already set up "COVID-19 specific research centres", encouraging developments in the innovation ecosystem. Full Article
affordable IKEA new CEO targets 'even more affordable' furniture as habits shift By retail.economictimes.indiatimes.com Published On :: 2020-02-12T08:33:36+05:30 "I think we could broaden the product range a bit in our lower price range," Abrahamsson Ring said, adding that new materials, production techniques and distribution methods would help make IKEA "even more affordable". Full Article
affordable Telstra facing investigation over selling 'unaffordable contracts' to vulnerable Australians By www.abc.net.au Published On :: Tue, 25 Jun 2019 15:49:00 +1000 A "flood" of vulnerable Australians have been walking into Telstra shops looking to buy a cheap flip phone and walking out with contracts worth $250 a month. Now the consumer watchdog is investigating. Full Article ABC Kimberley kimberley Business Economics and Finance:Consumer Protection:All Business Economics and Finance:Industry:Telecommunications Community and Society:All:All Community and Society:Indigenous (Aboriginal and Torres Strait Islander):All Community and Society:Regional:All Australia:All:All Australia:NSW:All Australia:NT:All Australia:QLD:All Australia:SA:All Australia:TAS:All Australia:VIC:All Australia:WA:All Australia:WA:Broome 6725
affordable Tasmania news: 'Nannas' charged after sit-in, Hobart rent less affordable than Melbourne By www.abc.net.au Published On :: Tue, 15 Oct 2019 16:06:00 +1100 DAILY BRIEFING: A trio of women calling themselves the 'knitting nannas' are arrested for staging a climate change protest, and Hobart rent outpaces Melbourne for unaffordability. Full Article ABC Radio Hobart northtas hobart Community and Society:All:All Government and Politics:All:All Human Interest:All:All Law Crime and Justice:All:All Law Crime and Justice:Crime:All Law Crime and Justice:Police:All Lifestyle and Leisure:All:All Australia:TAS:Bicheno 7215 Australia:TAS:Burnie 7320 Australia:TAS:Campbell Town 7210 Australia:TAS:Colebrook 7027 Australia:TAS:Coles Bay 7215 Australia:TAS:Hobart 7000 Australia:TAS:Lake St Clair 7140 Australia:TAS:Launceston 7250 Australia:TAS:Mount Stuart 7000 Australia:TAS:Queenstown 7467 Australia:TAS:Smithton 7330 Australia:TAS:St Helens 7216 Australia:TAS:St Leonards 7250 Australia:TAS:St Marys 7215 Australia:TAS:St Peters Pass 7120 Australia:TAS:Stanley 7331 Australia:TAS:Staverton 7306 Australia:TAS:Steppes 7030 Australia:TAS:Stewarts Bay 7182 Australia:TAS:Stieglitz 7216 Australia:TAS:Stonehenge 7120 Australia:TAS:Stonor 7119 Australia:TAS:Stoodley 7306 Australia:TAS:Stormlea 7184 Australia:TAS:Storys Creek 7213 Australia:TAS:Stowport 7321 Australia:TAS:Strahan 7468 Australia:TAS:Strathblane 7109 Australia:TAS:Strathgordon 7139 Australia:TAS:Strickland 7140
affordable Domain list of most affordable houses in Sydney, Melbourne include places more than 100km from CBD By www.abc.net.au Published On :: Fri, 02 Jun 2017 14:12:00 +1000 A new report's list of affordable suburbs reveals first home buyers in Sydney and Melbourne need to be searching as much as 100 kilometres from the CBD. Full Article ABC Radio Central Coast centralcoast sydney melbourne Business Economics and Finance:Industry:Housing Community and Society:Regional:All Community and Society:Urban Development and Planning:All Government and Politics:Housing:All Human Interest:All:All Australia:All:All Australia:NSW:Gosford 2250 Australia:NSW:Sydney 2000 Australia:VIC:Melbourne 3000 Australia:VIC:Millgrove 3799
affordable Inspiring rammed earth hospital brings affordable care to rural Nepal By inhabitat.com Published On :: Tue, 28 Apr 2020 15:30:00 +0000 An inspiring beacon of humanitarian architecture has arrived to one of the poorest and most remote regions of Nepal — the new Bayalpata Hospital in Accham. Opened earlier this month to replace an aged and overrun clinic, the new hospital is a model of sustainable rural health made possible through a collaboration between the government of Nepal and NGO Possible Health. New York City-based Sharon Davis Design crafted the 7.5-acre campus, which is built primarily from locally sourced rammed earth and powered by rooftop solar panels.[...] Full Article Architecture Solar Power solar rammed earth passive cooling local materials humanitarian architecture Nepal hospital bioswales rammed earth architecture Sharon Davis Design Accham Bayalpata Hospital passive healing
affordable Supreme Court Considers Affordable Care Act Religious Exemption Rule By feedproxy.google.com Published On :: Wed, 06 May 2020 17:34:07 +0000 On Wednesday, the Supreme Court will consider yet another case regarding whether employers can decline to cover contraceptives in their health care plans. Reproductive rights groups warn that depending on the outcome of the case, tens of thousands of American women could lose vital contraceptive coverage. The case, Little Sisters of the Poor and Paul Home v. Pennsylvania, involves a 2017 Trump administration rule change that significantly broadened who can claim an exemption to the Affordable Care Act (ACA) contraceptive coverage mandate. The 2017 rule change, issued without a notice of proposed rulemaking or public comment opportunity, expanded the scope of religious exemptions and added an additional moral exemption claim. States had successfully challenged the rule, calling it a violation of the constitution, federal anti-discrimination law, and the Administrative Procedures Act (APA). A federal appeals court issued an injunction, preventing the Trump administration from enforcing the rule until the case was decided. Both the district court and the Third Circuit U.S. Court of Appeals affirmed that states were likely to succeed on their APA claim. The court will now consider whether the Little Sisters of the Poor have standing and whether the Trump administration lawfully exempted religious objectors from the […] Related posts: New Form of Birth Control Being Tested for Approval by FDA Supreme Court Set to Hear Louisiana Abortion Case Today Obamacare Turns 10 This Week. Here’s How It Has Changed Healthcare in the US. Full Article Courts Feminist Newswire Reproductive Choice ACA Affordable Care Act Birth Control Contraception Reproductive Health SCOTUS Supreme Court
affordable Your Slow Website is Killing Your Business- Level up with our affordable VPS server By forums.digitalpoint.com Published On :: Sat, 09 May 2020 09:28:51 +0000 Full Article
affordable CBD News: This year, World Food Day calls for action across sectors to make healthy and sustainable diets affordable and accessible to everyone. It is a reminder that without healthy nature and biodiversity, we cannot have quality nutrition, and without q By www.cbd.int Published On :: Tue, 15 Oct 2019 00:00:00 GMT Full Article
affordable Blake Lively's Favorite Affordable Jeans Brand Is Having a Major Sale Right Now By www.health.com Published On :: Mon, 25 Nov 2019 16:40:00 -0500 Here's everything you need to know about Old Navy's Black Friday and Cyber Monday plans. Full Article
affordable Katie Holmes’s Affordable Sneakers Are the Star of Her Latest Outfit By www.health.com Published On :: Thu, 05 Dec 2019 16:45:45 -0500 Meghan Markle is also a fan of the comfy shoes. Full Article
affordable Scotland at risk of missing affordable homes target as Brexit bites By www.heraldscotland.com Published On :: Mon, 07 Oct 2019 08:10:00 +0100 SCOTLAND is struggling to meet its targets for new affordable homes despite government funding. Full Article
affordable MAKING HOME AFFORDABLE PROGRAM EXTENDED – More Homeowners Will Qualify for Mortgage Relief! By news.delaware.gov Published On :: Fri, 12 Jul 2013 15:23:25 +0000 The Delaware State Housing Authority (DSHA) announced last month that it will be taking the lead in a new outreach project designed to expand the relief options available to homeowners who are struggling with their mortgages. The Making Home Affordable Outreach and Intake Project aims to help homeowners avoid mortgage default by seeking resolutions through the Making Home Affordable (MHA) Program, the cornerstone of President Obama’s plan to offer lasting relief to homeowners in financial distress. Full Article Delaware State Housing Authority Delaware Housing Authority Housing quality of life Responsible Government
affordable Governor Markell, U.S. Senator Coons and U.S. Senator Carper to Cut Ribbon at Delaware Affordable Apartment Community By news.delaware.gov Published On :: Fri, 11 Oct 2013 18:56:35 +0000 Governor Markell will attend the ribbon cutting ceremony at Heron Run Apartments in Smyrna. Full Article Delaware State Housing Authority Former Governor Jack Markell (2009-2017) Office of the Governor Housing qualityoflife
affordable Congressman Carney Announces Legislation to Expand Affordable Housing Options By news.delaware.gov Published On :: Tue, 07 Jul 2015 20:08:27 +0000 This morning, Congressman John Carney (D-DE) visited Liberty Court Apartments in Dover to announce new legislation to improve affordable housing options. The Housing Assistance Reform Act would increase housing options for low-income Americans and help housing authorities raise capital for affordable housing projects. The legislation would expand access to the Department of Housing and Urban Development’s Moving to Work program from 39 local housing authorities to 60, and eliminate the current unit cap for the Rental Assistance Demonstration program, allowing any eligible housing authority to participate. Full Article Delaware State Housing Authority Housing qualityoflife ResponsibleGovernment
affordable Upcoming affordable hatchbacks: 2020 Hyundai i20, Maruti S-Presso CNG and more By www.financialexpress.com Published On :: 2020-05-07T17:13:46+05:30 While most of the delayed launches are just updated BS6 models, there is also a slew of all-new cars as well in this list. Full Article
affordable Bajaj Pulsar 125 Neon Review | The most affordable Pulsar is not a compromise By www.financialexpress.com Published On :: 2019-09-06T12:29:00+05:30 Bajaj has used it’s existing Pulsar 150 platform to create the smaller Pulsar 125 Neon. The design, cycle parts, features and even the engine (stroke has been shortened and swept volume reduced) is borrowed from the bigger bike. The result is a good looking bike for those on a budget. How is it to ride […] Full Article
affordable Rise of affordable ADVs in India: From Hero XPulse 200 to Yamaha & Honda’s new adventure bikes By www.financialexpress.com Published On :: 2020-04-17T17:25:11+05:30 Full Article
affordable Affordable Luxury - Deccan Odyssey Last Minute Deals By www.indianluxurytrains.com Published On :: Thu, 21 Feb 2013 00:00:00 +0000 Did you know that India's has its very own fleet of trains similar to the legendary Orient Exprees of the West. There’s one more reason why you should book Deccan Odyssey for luxury train tour package with IndianLuxuryTrains.Com As the luxury train season draws to its conclusion by... Full Article Thu 21 Feb 2013 00:00:00
affordable EPA finalizes Affordable Clean Energy rule, repeals Clean Power Plan By feedproxy.google.com Published On :: 2019-06-20T14:58:00Z The U.S. Environmental Protection Agency (EPA) has issued the Affordable Clean Energy (ACE) rule and simultaneously repealed the Clean Power Plan (CPP). Full Article Environmental North America Government and Policy News News Hydropower Storage Wind Power Solar Geothermal
affordable EPA finalizes Affordable Clean Energy rule, repeals Clean Power Plan By feedproxy.google.com Published On :: 2019-06-20T14:58:00Z The U.S. Environmental Protection Agency (EPA) has issued the Affordable Clean Energy (ACE) rule and simultaneously repealed the Clean Power Plan (CPP). Full Article Environmental North America Government and Policy News News Hydropower Storage Wind Power Solar Geothermal
affordable EPA finalizes Affordable Clean Energy rule, repeals Clean Power Plan By feedproxy.google.com Published On :: 2019-06-20T14:58:00Z The U.S. Environmental Protection Agency (EPA) has issued the Affordable Clean Energy (ACE) rule and simultaneously repealed the Clean Power Plan (CPP). Full Article Environmental North America Government and Policy News News Hydropower Storage Wind Power Solar Geothermal
affordable EPA finalizes Affordable Clean Energy rule, repeals Clean Power Plan By feedproxy.google.com Published On :: 2019-06-20T14:58:00Z The U.S. Environmental Protection Agency (EPA) has issued the Affordable Clean Energy (ACE) rule and simultaneously repealed the Clean Power Plan (CPP). Full Article Environmental North America Government and Policy News News Hydropower Storage Wind Power Solar Geothermal
affordable Affordable housing construction briefing: Local Democracy, Economic Development and Construction Act By www.eversheds.com Published On :: 2010-02-23 No hurry to change your construction documents The most significant piece of legislation for the UK construction industry, Part II of the Housing Grants, Construction and Regeneration Act... Full Article
affordable Affordable housing construction briefing: contractor insolvency - warning signs By www.eversheds.com Published On :: 2010-02-23 In the current uncertain times it is common to hear rumours of financial difficulties at contractors and sub-contractors which are bound to cause concern for employers on construction works. However, there are a number of steps yo... Full Article
affordable Affordable housing litigation e-briefing: when is a RSHP not a public authority? By www.eversheds.com Published On :: 2010-04-01 After the recent decision in R (Weaver) versus London and Quadrant Housing Trust [2009] EWCA Civ 587 the answer, more frequently than not, will be when it is not acting as a 'hybrid authority' and not exercising the pow... Full Article
affordable Affordable housing - liability for anti-social behaviour By www.eversheds.com Published On :: 2010-07-30 Octavia Hill Housing Trust v Brumby [2010] EWHC 1793 (QB) A landmark case could open the floodgates for Registered Providers. Terri Brumby has won the right in the High Court to proceed with a claim against Registered Provider Octavia Hill Housing ... Full Article
affordable Affordable housing construction briefing: the Remedies Directive By www.eversheds.com Published On :: 2010-02-23 How important is public procurement to the public sector? Many contracting bodies incur more expenditure each year on externally provided works, services and supplies than they do on their own workforce, but focus typicall... Full Article
affordable Health care must be affordable and accessible, but also high quality -- by Valerie Shelly, Susann Roth, Kirthi Ramesh By blogs.adb.org Published On :: Wed, 11 Mar 2020 15:38:35 +0800 Universal health coverage must be high quality to improve patients’ health outcomes Full Article
affordable COVID-19 highlights the need for safe, nutritious, and affordable food -- by Akmal Siddiq By blogs.adb.org Published On :: Tue, 28 Apr 2020 11:49:53 +0800 Hunger and malnutrition were an increasing problem worldwide before the pandemic. Restrictions imposed to curb disease spread have disrupted local and international food supply chains, making the problem even more urgent. Full Article
affordable Builders hunt for cheaper land & technology to offer affordable housing By www.indianrealtynews.com Published On :: Mon, 21 Jul 2014 03:05:04 +0000 NEW DELHI: Builders are scrambling to acquire cheap land and technology for low-cost housing after the government and central bank announced incentives for affordable housing, including cheaper loans to developers and buyers. Real estate companies including Tata Housing, ATS Infrastructure, Bhartiya Group and Anantraj Industries are busy sewing up land deals for projects in the Rs 5-20 lakh home segment. There is unlimited demand for homes in this segment, say experts. “There is a large market for such homes but a big supply constraint as well,” said Shailesh Pathak, executive director of the Bhartiya Group, which is planning to build 10,000 low-cost homes over the next two-three years on a […] Full Article Delhi Gurgaon Real Estate India
affordable Sugary Drinks More Affordable Across the Globe By www.medicinenet.com Published On :: Sat, 9 May 2020 00:00:00 PDT Title: Sugary Drinks More Affordable Across the GlobeCategory: Health NewsCreated: 5/4/2017 12:00:00 AMLast Editorial Review: 5/5/2017 12:00:00 AM Full Article
affordable Supply of affordable houses remains low in HCMC By batdongsan.com.vn Published On :: 17:18 23/10/2019 In the third quarter (Q3) of this year, Ho Chi Minh City (HCMC) saw no new supply of affordable housing entering the market. Low profit margin has made this segment unattractive to housing developers. Full Article
affordable Skydio’s New Drone Is Smaller, Even Smarter, and (Almost) Affordable By feedproxy.google.com Published On :: Tue, 01 Oct 2019 17:00:00 GMT Skydio crams all its autonomous magic into a sleek consumer drone that costs under $1k Full Article robotics robotics/drones
affordable Labrador Systems Developing Affordable Assistive Robots for the Home By feedproxy.google.com Published On :: Tue, 15 Oct 2019 14:00:00 GMT A startup led by robotics veterans is announcing a pre-seed funding round with participation from Amazon's Alexa Fund and iRobot Ventures Full Article robotics robotics/home-robots
affordable Health Care Fraud Prevention and Enforcement Efforts Recover Record $4 Billion; New Affordable Care Act Tools Will Help Fight Fraud By www.justice.gov Published On :: Mon, 24 Jan 2011 13:16:28 EST Associate Attorney General Tom Perrelli and Department of Health and Human Services Secretary Kathleen Sebelius today released a new report showing that the government’s health care fraud prevention and enforcement efforts recovered more than $4 billion in taxpayer dollars in Fiscal Year 2010. Full Article OPA Press Releases
affordable Justice Department Files Lawsuit Against City of New Berlin, Wisconsin, for Blocking Affordable Housing By www.justice.gov Published On :: Thu, 23 Jun 2011 15:07:51 EDT The Department of Justice announced today that it has filed a lawsuit against the city of New Berlin, Wis., alleging that the city violated the Fair Housing Act by repeatedly taking action to prevent the construction of an affordable housing development by a private developer, MSP Real Estate Inc. Full Article OPA Press Releases
affordable Justice Department Sues City of Joliet, Illinois, to Preserve Affordable Housing for City Residents By www.justice.gov Published On :: Thu, 4 Aug 2011 17:40:01 EDT The Department of Justice today filed a lawsuit against the city of Joliet, Ill., alleging that the city violated the Fair Housing Act and the Housing and Community Development Act by taking a series of actions, culminating in the taking through eminent domain a federally-subsidized affordable housing development, that would displace more than 750 residents with low incomes, more than 95 percent of whom are African-American. Full Article OPA Press Releases
affordable Justice Department Settles Lawsuit Against City of New Berlin, Wisconsin, for Blocking Affordable Housing By www.justice.gov Published On :: Wed, 11 Apr 2012 17:55:41 EDT The Department of Justice announced today that it has settled its lawsuit against the city of New Berlin, Wis., for race discrimination in violation of the Fair Housing Act. Full Article OPA Press Releases
affordable Justice Department Settles Lawsuit Against Sussex County, Delaware, for Blocking Affordable Housing By www.justice.gov Published On :: Wed, 28 Nov 2012 17:36:08 EST The Justice Department announced today that it has settled a lawsuit against Sussex County, Del., and the Planning and Zoning Commission of Sussex County for race and national origin discrimination in violation of the Fair Housing Act. Full Article OPA Press Releases
affordable How to make biological drugs more affordable By www.gabionline.net Published On :: Fri, 08 May 2020 08:37:35 +0000 Biological drugs remain unaffordable for many in the US due to strategies used by pharmaceutical companies and negative messaging about biosimilars, explains a recent commentary by Dr Joel Lexchin, School of Health Policy and Management at York University, Canada [1]. Full Article
affordable The future of the Affordable Care Act: Reassessment and revision By webfeeds.brookings.edu Published On :: Mon, 11 Jul 2016 17:01:00 -0400 Given the lackluster healthcare exchange enrollment numbers, unaffordable coverage, and increasing overall healthcare costs, President Obama is wrong to think the Affordable Care Act (ACA) needs just a few tweaks – its most fundamental aspects need to be rethought. Obama’s essay marks the first time a modern sitting president has had a piece published in the journal. Much of the progress made under the ACA expanding healthcare coverage to the uninsured has been thanks to increased enrollment in Medicaid -- not the exchanges -- a harbinger of even less progress to come. Secretary of Health and Human Services Sylvia Burwell sharply adjusted down projections of new exchange enrollees in 2016 to 1.3 million. Furthermore, the Congressional Budget Office (CBO) has estimated that over the next decade, as the population increases, coverage will expand only modestly and the proportion of the uninsured will cease to decline. Six key areas in the ACA are flawed -- and need to be fixed if healthcare reform is to meet its promise and not have rampant cost problems: Subsidies still leave plans too expensive. Congress must continue income-related subsidies while making coverage affordable to both households and taxpayers, which is “no easy task” because it could drive up costs of the ACA considerably. The Cadillac tax needs to be fixed. While better than nothing, it doesn’t confront the underlying problem of health insurance being tax deductible, which is regressive and inefficient. One suggestion is a modification of the Cadillac tax that makes any excess plan costs above a cap be considered taxable income to the employee, as opposed to an excise tax. Increase federalism in the healthcare system. States should apply for waivers under Section 1332, which takes effect in 2017 and gives states flexibility to meet the law’s goals while retaining its basic protections. The Administration has made a serious mistake in dragging its feet and acting overly restrictively with states who could launch their own bold and far-reaching experiments, as it has itself in encouraging conservative states to expand Medicaid under the ACA. The exchanges need to be the primary vehicle for health insurance – not Medicaid expansion. Equalizing the subsidy structure for exchange plans and the tax treatment of employer-sponsored benefits, more employees would go on the exchanges which gives them greater choice and portability. Replace the Independent Payment Advisory Board with a premium support system for Medicare. Premium support would enforce a long-term budget for Medicare by allowing greater control of the beneficiaries themselves, as opposed to imposing payment and price controls; it would also accelerate innovation in the design and pricing of Medicare services. The ACA should focus more on the “upstream” determinants of health – beyond just medical services. We need to find ways to blend health, housing, transportation, social services and other items to reduce the need for costly medical services, he writes. If it were a separate economy, the US health system would be equivalent to the first or sixth largest economy in the world. It is both pragmatic and principled to recognize that achieving agreement on how to redesign an economy that large, or to do it successfully in 1 piece of legislation, is beyond the capabilities of the federal government. That is why core parts of the ACA need to be reassessed and revised and why empowering the US system of federalism to adapt and experiment with this law is so important. Read "The Future of the Affordable Care Act: Reassessment and Revision." Authors Stuart M. Butler Publication: JAMA Image Source: © Mariana Bazo / Reuters Full Article
affordable Affordable Care Act premiums are lower than you think By webfeeds.brookings.edu Published On :: Thu, 21 Jul 2016 14:00:00 -0400 Since the Affordable Care Act’s (ACA) health insurance marketplaces first took effect in 2014, news story after story has focused on premium increases for certain plans, in certain cities, or for certain individuals. Based on preliminary reports, premiums now appear set to rise by a substantial amount in 2017. What these individual data points miss, however, is that average premiums in the individual market actually dropped significantly upon implementation of the ACA, according to our new analysis, even while consumers got better coverage. In other words, people are getting more for less under the ACA. Covered California, that state’s marketplace, just announced premium increases averaging 13.2 percent. But even if premiums increase by the 10 or 15 percent overall that some are predicting for 2017, they will still be far lower than premiums otherwise would have been in the absence of the law. Moreover, this analysis does not include the effects of premium and cost-sharing subsidies that serve to make ACA marketplace plans more affordable for many people. 2014 Premiums In the ACA Marketplaces Were 10-21 Percent Lower Than 2013 Individual Market Premiums While many stories of pronounced increases are simply the natural result of a law that works differently in every region and for people of different health statuses, it appears to be conventional wisdom that the ACA increased premiums in the individual, non-group insurance market, if only because it increased the quality and robustness of coverage. Indeed, many of the ACA’s new rules do have the anticipated effect of increasing premiums, such as: mandated guaranteed issue regardless of health status; restrictions on the ability to charge different premiums based on anything besides age and smoking habits; requirements for plans to offer certain benefits deemed “essential;” limits on out-of-pocket costs an enrollee can pay for covered services in a given year; and the elimination of any lifetime limits on coverage. However, many features of the ACA push in the opposite direction and save consumers money. The individual mandate and federal subsidies greatly expanded the number of people purchasing coverage in the individual market, pushing premiums down both by increasing the sheer size of the market – the bigger the market, the lower the prices – and including many healthier people who previously went uninsured. In addition, the ACA created relatively transparent marketplaces where insurers must compete on premiums for products standardized by actuarial value, allowing competition to drive down prices. Together, by creating a much larger and more competitive market, these changes placed strong downward pressure on insurance premiums, outweighing the factors pushing in the opposite direction. Stronger rate review and minimum requirements for how much an insurance plan must spend on actual health care expenses furthered this downward pressure on prices. According to our analysis, average premiums for the second-lowest cost silver-level (SLS) marketplace plan in 2014, which serves as a benchmark for ACA subsidies, were between 10 and 21 percent lower than average individual market premiums in 2013, before the ACA, even while providing enrollees with significantly richer coverage and a broader set of benefits. Silver-level ACA plans cover roughly 17 percent more of an enrollee’s health expenses than pre-ACA plans did, on average. In essence, then, consumers received more coverage at a lower price. Download "Affordable Care Act Premiums are Lower Than You Think" » Editor's note: This piece originally appeared in Health Affairs. Downloads Download "Affordable Care Act Premiums are Lower Than You Think" Authors Loren AdlerPaul Ginsburg Publication: Health Affairs Full Article
affordable Making apartments more affordable starts with understanding the costs of building them By webfeeds.brookings.edu Published On :: Tue, 05 May 2020 13:12:30 +0000 During the decade between the Great Recession and the coronavirus pandemic, the U.S. experienced a historically long economic expansion. Demand for rental housing grew steadily over those years, driven by demographic trends and a strong labor market. Yet the supply of new rental housing did not keep up with demand, leading to rent increases that… Full Article
affordable Making apartments more affordable starts with understanding the costs of building them By webfeeds.brookings.edu Published On :: Tue, 05 May 2020 13:12:30 +0000 During the decade between the Great Recession and the coronavirus pandemic, the U.S. experienced a historically long economic expansion. Demand for rental housing grew steadily over those years, driven by demographic trends and a strong labor market. Yet the supply of new rental housing did not keep up with demand, leading to rent increases that… Full Article
affordable Making apartments more affordable starts with understanding the costs of building them By webfeeds.brookings.edu Published On :: Tue, 05 May 2020 13:12:30 +0000 During the decade between the Great Recession and the coronavirus pandemic, the U.S. experienced a historically long economic expansion. Demand for rental housing grew steadily over those years, driven by demographic trends and a strong labor market. Yet the supply of new rental housing did not keep up with demand, leading to rent increases that… Full Article
affordable Affordable Care Encourages Healthy Living: Theory and Evidence from China’s New Cooperative Medical Scheme By webfeeds.brookings.edu Published On :: Mon, 30 Nov -0001 00:00:00 +0000 On May 25th, 2016, the Brookings-Tsinghua Center and China Institute for Rural Studies hosted a public lecture on the topic –Affordable Care Encourages Healthy Living: Theory and Evidence from China's New Cooperative Medical Scheme, featuring Dr. Yu Ning, assistant professor of Economics at Emory University. Full Article