With-profits policyholders often face an impossible choice about when to take their benefits. Turn down today's offer and tomorrow's may be lower. How can you decide when it's time to leave?

Instead of being stuck with stingy annuities, retirees now have the freedom to dip into their pensions using income drawdown.

Retirees can now find more flexible income from drawdown, multi-asset funds and so called 'third- way' products that combine annuities and exposure to the stock market.

Our pensions are changing - radically. Some say for better, others for worse. We say, make yourself as best informed as you can be with a copy of this super free guide.

Death is unavoidable – but the way we are laid to rest is still largely in our control. We examine the key decisions you need to make on a funeral.

Many people put off thinking about their mortality. But there is vital paperwork to sort out before your time comes to an end.

Pension age deadlines are more fluid as older people have gained greater control over retirement dates and finances - but some birthdays are still markers for decisions and action.

Pension freedoms mean retirees can now invest their savings how they like rather than buy a stingy annuity. But what do you need to consider and plan ahead for when funding retirement this way?

Grappling with the benefits monster can be daunting, particularly for those struggling with common side effects such as nausea, fatigue and chemo brain so here's everything you need to know.

By the  time you retire you should really have mapped out how you’ll get an income that’ll last as long as you’ll need. Ideally, that means sitting down with a financial adviser.

Elderly investors have to balance the need to make withdrawals yet keep a pot as intact as possible - whether to avoid running out of money or bequeath a pension to loved ones.

Hoard your pension and spend other cash and investments first, to keep your money away from the taxman. That's the advice experts are dishing out to retirees worried about inheritance tax.

As our relative was in a care home for the past five years the money she had left is less than the sum in her will. My husband inherits her property, but does he have to make up the cash shortfall? Lawyer Jim Sawer replies

There are growing concerns that many people signing up for equity release are not aware that the loans can come with hefty early redemption penalties.

The newly re-elected Government now has a majority that gives it the opportunity to solve major issues affecting retirement finances. Here's what you need to know.

The average person has 11 jobs in their lifetime, so it is no wonder two in three Britons have more than one pension pot. The industry has long discussed launching an online pensions dashboard

After meeting workers fleeced of their futures in the scandal, the now Prime Minister, pictured with victims with David Burgess, left, Sue Flood and Micky Nettle, pledged to take up their case.

This year, the total number of people aged 90 and above is expected to hit 616,000, up 36% since 2010 and vastly outstripping the 7% rise in the overall UK population.

Thousands of taxpayers are not including correct information about their pensions on their annual returns, according to mutual insurer Royal London.

For many of the 660,000 people who reach state retirement age each year, this may be the first time they are responsible for working out their own tax bill. Here, we explain what you need to know.

Reputable firms don't encourage savers to take money out of pensions before they are 55, in the form of a loan or any other kind of cash payout, due to the stiff tax penalty.

As the executor I'm a bit concerned that we may be breaking the law if he starts the work before probate is granted. What should we do? Lawyer James Beresford, pictured, replies.

Sweeping reviews of pension calculations have uncovered tens of thousands of errors that have seen pensioners overpaid, and underpaid, for decades.

Lorraine Johnson-Rosner, 70, makes £10,000 to £15,000 a year selling similar rooms and gardens for dolls, plus vintage dolls and clothes for them.

The cost of funerals is soaring - rising more than £200 over the past year to an average of more than £4,400 this month. But a decent send-off can still be arranged for less than half of this price.

Spouses whose partners die intestate are to receive at least the first £270,000 of their estate from 6 February onward.

Savers who want to ease into or delay retirement should be allowed to take part of their state pension and put off drawing the rest, says Aviva.

I feel aggrieved my inheritance is going to be £25k while my brother will likely get £975k from my father in addition to the £4m in properties he's already received.

This case highlights how complicated the rules on final salary pensions can be to navigate. Find out what you should ask your scheme before triggering payments here.

Rookie Chancellor Rishi Sunak was given a month to prepare for the Budget on March 11. Will Government top-ups into retirement savings pots be lowered to the 20 per cent basic rate for everyone?

'Cash today, poverty tomorrow must be avoided, as large withdrawals from pension pots could mean later life hardship for many,' says the Association of British Insurers.

Pension credit is a benefit for the poorest pensioners, and a surge in applications is likely to be underway due to the decision to means test pensioners for the free TV licence.

Anyone aged 47 or under must plan ahead if they want to retire earlier than 57, or will need cash for other purposes like paying off mortgages, home renovations or university fees for their children.

We explain how you can mitigate the fallout from reducing or ending pension contributions for a time. Don't panic, stay vigilant against scams, and keep paying in if you can afford it.

Younger savers will have decades to recoup pension losses, but those close to retirement have tough decisions to make.

No frills cremations cost around £1,600 on average, and ashes are returned to a family afterwards, allowing them to organise a personal memorial at a time of their choosing.

Many savers have ditched these generous guaranteed pensions in recent years, often tempted by huge transfer value offers. We reveal six things you must consider if you're tempted.

Former Pensions Minister Steve is This is Money's Agony Uncle. Here's where you can check out all his previous columns to see if any involve issues affecting you.

To grown-ups, David Walliams (pictured, with child fans Evie and Ed) is the Little Britain star who brings his humorous touch to Britain's Got Talent. But to children, he's the reigning king of fiction.

ROBERT HARDMAN: In the coronavirus crisis, we need ventilators. Nick Grey - founder of Worcester-based appliance manufacturer Gtech - has invented a prototype.

Vera Lynn, pictured, was named personality of the century in a nationwide poll, and Robert Hardman announced the Daily Mail's campaign to get the whole of Britain to sing 'We will meet again' in unison.

ROBERT HARDMAN: No peal of bells from an empty Westminster Abbey. No thunderous gun salutes from Hyde Park, the Tower of London, Edinburgh Castle or anywhere else.

ROBERT HARDMAN: Of all the last-minute cancellations caused by the ghastly coronavirus, one of the saddest is the great national gathering which we should all have been enjoying.

Never had the Gunners faithful awaited a trip to the Stadium of Light with such excitement. After a summer of tearing their hair out thanks to the now-custom inactivity of manager Arsene Wenger in the summer transfer window, Arsenal fans were getting a chance to see a new signing – not just any signing, but a club record £42.5million capture from Real Madrid, Mesut Ozil.

RICHARD LITTLEJOHN: Today's edition of You Couldn't Make It Up comes courtesy of Islamic State, which has advised jihadists to steer clear of Europe in case they catch coronavirus.

He is surrounded by naked women on his infamous Blurred Lines music video, but Robin Thicke was only about being a dad as he took three-year-old son Julian for an outing Monday in Los Angeles.

Acclaimed singer Janelle Monae just released a new app that replaces users' current Spotify playlists with her new album Dirty Computer. Here's all you need to know about it and who she is.

It was made clear that the 2018 BET Awards are imminent after a number of celebrities were spotted at the pre-BET Awards dinner in Los Angeles. But when are the 2018 BET Awards?

DJ Khaled and his wife Nicole arrived at the BET Awards in style on Sunday. But on this night it was their 20-month old son who stole the show in a custom Gucci outfit.

The 19-year-old, who used to be on the books of Norwegian third-division club Fram Larvik before becoming a free agent, is in talks with Arsenal after convincing them to offer him a permanent contract.