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Gallagher to offer CPP’s SME cyber cover

Product will be sold exclusively through Acturis, following CPP’s launch on the platform in October 2019.




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Insurance Covid-Cast - episode three: Is motor insurance at a tipping point in light of the coronavirus lockdown

In the third of a new series of video casts brought to you by Insurance Post and Insurance Age while our journalists are in isolation lockdown we discuss whether UK motor insurers are being unfair in not rebating premium or offering more flexible options for policyholders when they are not driving as much during the Covid-19 outbreak.




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CPT News Release: Coach tourism needs 65m a month as it faces fight for its future with 18 month winter warns CPT

Today 7 May CPT is calling on the Government to provide a support package worth pound;65m each month for the coach tourism industry.




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Omega 3 Fish Oil and Weight Loss

A lot of people still don't know there are fat burning foods that can actually increase the number of fat calories your body burns each day? These are known as free foods and are generally low in calories. In fact some of these foods are so low in calories that your body actually burns more calories metabolising them, than the total amount of calories in the food.




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Three Ways Music Can Help You To Lose Weight

Music is the key to the soul. It can lift you up and put a smile on your face or alternatively it can bring you down and reduce you to tears. Music is powerful and fortunately you can use it to help with your weight loss.




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Seven Keys to Permanent Weight Loss Success (Part 3 of 4)

During a recent seminar that I conduct, participants explored the concept of just how powerful the mind is and how this relates to losing fat. After a serious of powerful exercises, they were asked to create an action plan based on what they learned in order to successfully lose fat and keep it off. The result of this workshop was seven keys that addressed what most diet programs or weight loss systems do not: the fact that fitness starts inside.




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7 Tricks How To Stick To Your Decision To Lose Weight

So, you've decided to lose weight. You're changing your eating habits, you began to exercise... But do you know what the most difficult part is? It's ability to stay on track. Here are few tips that will help you to stay on track.




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How to Lose Weight Healthily and Keep Fats Off Permanently

Why do people lose weight and then to gain the fats back so soon? Do you want to lose fat permanently? Here is how to keep off the fats forever!




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The Secret to Reach Your Ideal Weight

How many times have you tried to reach your goal weight? Is maintaining a healthy lifestyle a struggle for you? If so, the following tips for reaching your ideal weight might help!




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Latest Weight Loss Articles at ArticleGeek.com

Read the latest Weight Loss Articles from ArticleGeek.com




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10 Super Tricks to Lose all the Weight you Want for Life!

Getting back to basics as far as loosing weight is what it takes. Stop taking drugs that do not work and start investing in your education.




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The 4 Tools We Need To Lose Weight

Provides 4 essential and basic tools for weight loss. Nice article for overviews and motivation.




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Seven Keys to Permanent Weight Loss Success (Part 4 of 4)

During a recent seminar that I conduct, participants explored the concept of just how powerful the mind is and how this relates to losing fat. After a serious of powerful exercises, they were asked to create an action plan based on what they learned in order to successfully lose fat and keep it off. The result of this workshop was seven keys that addressed what most diet programs or weight loss systems do not: the fact that fitness starts inside.




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Lose Weight by Eating More -- Food that is Virtually Impossible to Store as Body Fat

Certain foods are extremely difficult for the human body to convert into body fat - not impossible but damned near impossible. By consuming calories derived from these foods, the anabolic margin of error is extended dramatically, which means it will be easier to lose fat and gain muscle, if you choose.




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Eat More Pectin For Successful Weight Loss

Wouldn't it be great if there was a way to not feel so hungry all the time when you are trying to lose weight? Well there is a way and it's not some new fad either, it's something that's natural, has no adverse side effects and might be sitting right in your fridge - fiber.




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Getting Enough Fiber Is Important For Weight Loss

Fiber is an important part of a healthy diet, but did you know it can help you in your weight loss efforts?




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Can A Raw Food Diet Help You Lose Weight?

Raw foods are nutritious and delicious plus, low in calories and fat.




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Eat Healthy and Lose Weight

If you accept the analogy that our bodies are like an engine, then it follows that this engine will perform better if it receives the type of fuel that it was designed to run on. In years gone by, before artificially processed and manufactured foods, our bodies normally received the correct nutritional balance every day.




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Low-Fat + Exercise = Weight Loss

Reducing your saturated fat intake is only part of the healthy body formula. You need to burn more calories than you consume in order to avoid having that excess food stored as body fat. That's where exercise comes into play.




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Find a Weight Loss Program That Works For You

Millions of people struggle with weight issues every year-and despite claims that a wonder diet can "work for everybody", the fact is that each of those individuals have a medical history, a personality, or a lifestyle issue that affects whether or not that weight control technique will help them sh




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Five Ways to Start Losing Weight

Some people find it hard to stick to diets and consistently fail to lose weight. They try nearly every kind of new dieting idea that comes along hoping that one of them would finally work, but the miracle never happens.




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Hoodia Diet Supplements Added to Weight Watchers Diet

Many dieters currently using the Weight Watchers weight loss program have added Hoodia weight loss supplements to their current diet.




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How Sneaky Links Increase Your Click-Throughs

If your website sells affiliate products, here's a simple "Sneaky Link" tactic that will help you with affiliatephobes. Note: This article has a free corresponding step-by-step video tutorial that demonstrates the exact steps to creating your own "Sneaky Links".




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The Resell Rights Gold Mine

The Secrets behind a Resell Rights finally revealed! If you want to know how they make it, you'll definitely need to know what they're doing.




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Creating Video Software Tutorials - High Value Products You Can Easily Sell

If you know secrets about the software you use, then you need to make software tutorials detailing what you do and how you do it. You can then sell these tutorials for a small fee, aiming to get many hundreds of buyers looking to make their time more productive.




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Let the Mortgage Companies Fight for Your Business

The mortgage industry is a highly competitive one, so it is considered wise to shop around for the best deal and let the mortgage companies fight for your business.




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The Right Time for Mortgage Refinancing

Mortgage refinancing can be the easiest way to improve a bad credit situation. Here's why.




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The Pen Is Mightier Than Website Traffic

There is a certain art to writing an article but it doesn't really require any special skills. You don't need a degree to write an article and you don't need to be a programmer to submit your articles to ezines, blogs etc.




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How to 'Download' Your Old Computer to the Highest Bidder

When you think trash, you surely don't think about your old, trusty personal computer. But that's exactly what will become of it when you make the inevitable move toward your next laptop or desktop. And, yes, buying a new computer is inevitable, considering the pace at which computer technology zips along. Just think—about a handful of years ago, a fast microprocessor for a laptop was at 233 MHz. Now you're looking at about at least 2 GHz! That's Giga, with a G.




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Buying The Right Notebook Computer

This article describes the main features one should look while purchasing a notebook. Also it talks about the problem of hardware upgrade.




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Aromatherapy for Hair Loss-Top Eight Essential Oils to Promote Growth

For fifteen years now I have been able to control my hair loss and maintain healthy hair with aromatherapy. This article contains what I consider to be the top eight essential oils to stimulate and maintain hair growth.




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Temporary exemptions under Consumer Data Right

24 April 2020

Three-month exemptions have been granted to financial services providers required to share product reference data by 1 July 2020, due to the impact of the COVID-19 pandemic.

The temporary exemptions under the Consumer Data Right, until 1 October, will apply to non-major ADIs, including non-major banks, building societies and credit unions, and extend to non-primary brand products offered by the major banks.

The major banks have been sharing product reference data since July 2019.

Product reference data refers to information about a bank’s rates, fees and features of banking products. 

This data can be used by businesses, such as comparison sites, to compare products in the market.

“The ACCC is granting these exemptions as an acknowledgement of the intense resource requirements of the industry as a result of the COVID-19 pandemic, and in particular non-major banks that may not be able to prioritise this at this time,” ACCC Commissioner Sarah Court said.

“We understand that financial providers are dedicating many resources at present to support their customers, however we do encourage providers to share product reference information on a voluntary basis if they are in a position to do so,” Ms Court said.

Further consultation on Consumer Data Right Rules

A revised draft of the Consumer Data Right Rules have also been published today.

The proposed amendments to the Rules include:

  1. clarifications on the types of accounts in scope for sharing consumer banking data
  2. new rules on the function of the Accreditation Register and Registrar
  3. rules relating to the use of the Consumer Data Right logo.

The proposed amendments following this consultation will come into effect from July 2020.

A copy of the draft revised Rules is available here: ACCC consultation on proposed amendments to the Competition and Consumer (CDR) Rules 2020

Release number: 
82/20
ACCC Infocentre: 

Use this form to make a general enquiry.

Media enquiries: 
Media team - 1300 138 917




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Flight Centre to refund cancellation fees

3 May 2020

The ACCC has welcomed the announcement that Flight Centre will stop charging customers hundreds of dollars in cancellation fees in order to get a refund for travel cancelled due to the COVID-19 pandemic.

Flight Centre will refund thousands of customers who, from 13 March, were charged $300 per person to get a refund for a cancelled international flight or $50 for a domestic flight.

This policy will also apply to cancellations fees charged by Aunt Betty, Travel Associates, Student Universe, Universal Traveller and Jetescape Travel (trading as Byojet Travel), which are part of the Flight Centre group.

Flight Centre’s decision follows weeks of pressure from the ACCC for Flight Centre to improve its treatment of customers during COVID-19 travel restrictions.  

The ACCC said its next step would have been court action if Flight Centre did not change its position. This announcement will provide faster relief for consumers than would have been likely to have resulted from any court action. 

The ACCC has received a large number of complaints about Flight Centre’s cancellation fees from consumers via its Infocentre, website, and social media channels.

“This is a very welcome move made by Flight Centre for thousands of customers impacted by COVID-19 travel cancellations,” ACCC Chair Rod Sims said.

“We are continuing to discuss issues in relation to refunds and cancellations with the travel sector, and encourage travel providers to treat consumers fairly in these exceptional circumstances.” 

“While we know some consumers are very concerned about getting a refund or credit for their cancelled travel plans, we do ask people to be mindful of the significant impact that this pandemic has had on the travel industry.” 

The ACCC has received more than 6000 complaints from consumers dissatisfied with travel companies’ refund policies and cancellation fees, with thousands more contacting their local state or territory fair trading agencies seeking assistance resolving individual disputes. 

While a consumer’s right to a refund during this period will depend on the terms and conditions of the contract entered into with travel provider, the ACCC says many businesses are struggling to process the high number of cancellations.

“We ask consumers to remain patient and be mindful of the significant pressures on businesses at this time and, where possible, contact the business by email or website, rather than by phone,” Mr Sims said.

“These are very complex issues and may take smaller businesses more time to respond.”

For more information on consumer rights and obligations of businesses during COVID-19 please visit accc.gov.au

Release number: 
88/20
ACCC Infocentre: 

Use this form to make a general enquiry.

Media enquiries: 
Media team - 1300 138 917
Audience




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Consumer Data Right Compliance and Enforcement Policy released

8 May 2020

The ACCC and the Office of the Australian Information Commissioner (OAIC) today jointly released the Compliance and Enforcement Policy for the Consumer Data Right.

The Policy outlines the approach that the ACCC and the OAIC have adopted to encourage compliance with, and address breaches of, the Consumer Data Right regulatory framework. The Policy has been developed following consultation with current and future data holders and recipients.

‘‘The Consumer Data Right is an important reform that will give consumers greater access to and control over their data,” ACCC Commissioner Sarah Court said.

“With this important reform come significant and serious safeguards.”

“It is the responsibility of each Consumer Data Right participant to be fully aware of their regulatory obligations or face scrutiny by the ACCC and the OAIC,” Ms Court said.

“Today’s release of the Compliance and Enforcement Policy helps clarify these obligations as people prepare to participate in the Consumer Data Right from July 2020.”

The ACCC and OAIC have adopted a strategic risk-based approach to compliance and enforcement, which focuses on building consumer confidence in the security and integrity of the Consumer Data Right system.

“My office and the ACCC will work in partnership to monitor and actively enforce participants’ compliance with their regulatory obligations, including the privacy safeguards,” Australian Information Commissioner and Privacy Commissioner Angelene Falk said.

“A strong regulatory framework is in place to protect privacy and build public confidence in the Consumer Data Right, and the Compliance and Enforcement Policy released today provides increased certainty about how we will uphold these consumer protections.”

“Economic reforms like the Consumer Data Right which build consumer confidence in the use of their personal information and encourage innovation will be critical to our recovery after the COVID-19 outbreak,” Commissioner Falk said.

The ACCC and OAIC will regularly review the Compliance and Enforcement Policy so that it continues to reflect best practice regulation and evolves with the Consumer Data Right regime.

A copy of the Compliance and Enforcement Policy is available online.

This media release was jointly issued with the Office of the Australian Information Commissioner.

Background

Principles

The ACCC and OAIC will adopt a strategic risk-based approach to compliance and enforcement which recognises the joint regulatory model and a requirement to deal with breaches of the legislation efficiently and effectively. Both agencies will act with integrity, professionalism and in the public interest, guided by the principles of accountability, efficiency, fairness, proportionality and transparency.

Compliance monitoring tools

The ACCC and OAIC will use a wide range of information sources and monitoring tools to assess compliance and identify potential breaches of the Consumer Data Right legislation (including Privacy Safeguards), Consumer Data Right Rules and Data Standards. These sources and tools will include:

  • stakeholder intelligence and complaints
  • business reporting, which will include summaries of Consumer Data Right complaint data
  • audits and assessments
  • information requests and compulsory notices.

Enforcement options

There are a range of enforcement options available to respond to and resolve breaches of the Consumer Data Right legislation (including the Privacy Safeguards), Consumer Data Right Rules and Data Standards. These include:

  • administrative resolutions, whereby a business provides a voluntary written commitment to address a non-compliance issue
  • infringement notices and court-enforceable undertakings
  • suspension or revocation of accreditation by the ACCC (as the accreditor)
  • determination and declarations, using the OAIC’s power to make a determination following an investigation, to either dismiss or substantiate a breach of a Privacy Safeguard or Rule relating to the privacy or confidentiality of Consumer Data Right data
  • court proceedings (which may result in penalties, injunctions and other orders).
Release number: 
93/20
ACCC Infocentre: 

Use this form to make a general enquiry.

Media enquiries: 
Media team - 1300 138 917
Audience




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Treatment for High Blood Pressure

How to cope up with blood pressure? Learn about various medications that are used to treat blood pressure.




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Choosing The Right Web Host - The Hardest Customer Task To Solve

Can we take this whole internet thing one step further and host our site ourselves on our own PC? Well, the basic answer is no! If you need to get a site live quickly or cheaply, it can be nearly impossible to do it yourself. Outsourcing these tasks to professional web host prividers that will save you money and headaches. The company will lodge your site on a web server, make the necessary connections between your domain name and their server configurations and then you're up and running. Your site is out there on the internet for all to see . But there are so many web hosts. How can somebody choose between them?




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The Benefits of Designer, Replica, and Ghost Furniture

The Benefits of Designer, Replica, and Ghost Furniture Check out this site for more. Continue reading here. Keywords: Designer chairs, Designer table and chairs, Eames chair price, Ghost chairs, Designers chairs, Designer table and chairs.

The post The Benefits of Designer, Replica, and Ghost Furniture appeared first on RSS News Feed.




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Meta tag optimization results in high search engine ranking

Meta tags are frequently an overlooked factor which can improve the ranking of most any website.




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SEO Optimization -Get Key word Density Just Right

It has always been about being noticed. People dress well or do something bizarre in order to be noticed or make a statement. To get ahead in life or business one needs to be at the top, first in line.




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Broadband Bullfight Heats Up

You've probably already heard that VoIP could cut a substantial chunk off your company's monthly telecoms bill, and that there is more than one provider that offers the service. Both these facts are true. It so easy for you to implement VoIP that you'll barely realise it's happened until your vastly reduced phone bill arrives.




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IMS SIP: The Right Solution for Widespread Next Generation Networks

A description of the key elements comprising IMS SIP technology, including its architecture, network components and signaling protocols.




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Direct Flight to Beijing from US Capital

What has China been protecting? Read this article to find out more.




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Web Site Design and Choosing the Right Web Design Company

It's been several years since you had someone design your company web site and now it's outdated. How do you choose a quality web design company that will understand your companies' objective for designing or redesigning this web sit




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Essential FAQs of Hoodia Gordonii--Serious Dieters Ought to Know

Are you tired of failing to lose enough unwanted pounds? Learn the true facts of Hoodia Gordonii so you can take full advantage of this new alternative for achieving your weight loss goals.




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Are You Getting Enough Folic Acid?

Chances are you are taking supplements for vitamins A, C, and E but what about folic acid?




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California Incorporation – Look Out For the High Franchise Tax

California incorporation is simple on its face while being complex once you get into it...




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Advice on How to Find the Right Gift For the Lacrosse Fan in Your Life

Great reference Twitter More can be found here. More on this topic. Keywords: Hockey puck designs, Basketball coach gifts, Basketball coach gifts, Customizable shirts, Lacrosse gifts, Custom printed lacrosse balls. Graphics: Share Inforgraphic

The post Advice on How to Find the Right Gift For the Lacrosse Fan in Your Life appeared first on RSS News Feed.



  • Recreation and Sports

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Fight or Flight in Relationship Conflict

Conflict does not get resolved when the stress response takes over. Learn how to manage conflict in loving ways and to heal the fear that activates your fight or flight response.




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Branding, Branding, Branding :: MSN fails to keep it Straight

Sometimes you see promotions come along and you wonder: did they just do that? The current MSN promotion called msnsearchandwin is a prime example of this.




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How To Gain Monopoly-Like Profits Through Ethnic Marketing

Learn to generate monopoly like profits from finding a loyal, enthusiastic untapped segment of ethnic customers.