Challenger bank, Tandem has launched a new best-buy credit card offering those without a perfect credit rating free holiday spending and cash withdrawals. We take a look.

Some longstanding Virgin Money credit cardholders have been left with charges on their accounts after discovering they had only been making minimum direct debit payments.

Virgin Money is refunding loyal customers hit by interest charges after they unwittingly only made minimum payments on their new Virgin Atlantic credit cards.

Households are increasingly saving less and getting into more debt and a payday loan crackdown hasn't solved the problem. This is Money rounds up some of the start-ups trying to help

As many as one in three people who hold subprime credit cards with interest rates as high as 70% are in problem debt, according to a new report released by the debt charity StepChange.

A long-standing Virgin credit cardholder has accused Virgin Money of 'purposely misleading people for financial gain' after it refused to refund interest charges he incurred on his account.

Paying a £3,000 credit card bill over two years could cost £1,979 more in interest to an appliccant with a bad credit rating, according to data from TotallyMoney and Moneycomms.

Have you ever checked your credit report?  If the answer is no, the likelihood is: someone else has. We reveal five top tips for those who have never cast an eye on their financial CV.

American Express and Vitality have launched a new cashback credit card with a difference. The more exercise you do, the more you earn - up to an eye-catching 3 per cent. But is it any good?

Laura Heaps, 36, was denied a mortgage after her advisor said she had a default on her credit file. However, rating agency Equifax had mistakenly put her twin sister's historic debt on her report.

Britons paid back more on their credit cards than they borrowed in November - the first time this has happened in more than six years, according to official figures.

A large number of buy now, pay later users do not know the full implications of missing payments while a large chunk don't believe the terms and conditions are clear enough.

Britain's largest banking group, which owns Lloyds, Halifax and Bank of Scotland, spelled out changes aimed at those in 'persistent debt' for 36 months.

The Financial Conduct Authority has told banks to help customers get out of debt, amid concerns of a potential wave of credit cards being scrapped under new rules.

Buy now, pay later has become the way for the younger generation to pay. Is it a dangerous form of credit or a useful way for shoppers to pay flexibly?

Credit card customers of high street bank Halifax have reportedly been hit by charges when trying to make Klarna repayments, the buy now, pay later firm said.

People applying for credit cards with two major UK lenders have to roll the dice to check if they will be accepted, putting their credit score at risk in the process.

Many of us know that having a good credit score is key to getting accepted for the cheapest cards, loans and mortgages but many still believe in common credit score myths.

Barclaycard, Sainsbury's Bank and Tesco Bank have cut interest-free deals over the last month, some of which are the best around, as lenders evaluate their offers amid the coronavirus outbreak.

Neil Seagrave, 35, from Dorset, tried to transfer his credit card balance to HSBC at the start of March before his zero-interest term with Sainsbury's Bank expired, but this was not resolved until April.

The Bank of England's latest credit conditions survey revealed lenders believe the availability of household unsecured credit will decrease between April and June amid coronavirus.

The UK arm of Santander revealed its pre-tax profit fell 58 per cent to £114million in the first three months of 2020.

Households paid back a whopping £3.8bn more than they borrowed in March, the biggest figure on record, as households shunned their credit cards in the face of the coronavirus crisis.

Newcomers to American Express now have more time to rack up points bonuses for their credit card spending, with the card provider doubling the length of some of its welcome offers.

Customers of Virgin Money rounded on the bank after it suspended their credit cards, despite many of them not struggling with their repayments and clearing their balance in full.

Walking down the high street with friends on Saturday, we heard an elderly gentleman at a cash machine shout: ‘My card! They’ve taken my card!’

Demand for takeaway food has risen as a result of lockdown - and the hoax sites are the latest example of UK criminals trying to take advantage of the COVID-19 crisis.

Checking your credit score is all the rage, with adverts from companies that can provide access to your report. And where once you had to pay a credit reference agency, it is now free.

EXCLUSIVE BY MIKE KEEGAN: Users were directed to bogus stories which reported persistent slurs against the Premier League champions.

Puerto Rico’s power authority sent a jolt through a corner of the U.S. stock market Wednesday as shares in financial stocks exposed to the commonwealth soared after the Puerto Rico Electric Power Authority agreed to a debt-restructuring plan with a group of bondholders.

The decision of the MoEF to allow only organisations accredited by the Quality Council of India to carry out environment impact assessment of interventions might sound promising, but is likely to achieve little. Kanchi Kohli discusses the inherent flaws in such notification.

The Wall Street Journal's first Financial Inclusion Challenge in the U.S. concluded with three finalists facing a panel of judges to answer questions about the impact and sustainability of their work. Hope Credit Union, based in Jackson, Miss., received the evening's top honors for its efforts to provide banking services in underserved regions of the American South. Video/Photo: Clara Ritger for The Wall Street Journal

There is now mounting hope that micro finance can be a large scale poverty alleviation tool. Banks too are shedding their old reluctance to lend to the poor, and are looking to tap the expertise of micro credit groups to create a new market. Ramesh Menon reports on the status quo and the challenges ahead.

P Sainath.

The announcement of fresh crop loans came late in the sowing season for Vidarbha. And, say the suicide notes of farmers, the talk at the top has not been matched by credit at the bottom. Meanwhile, the rain is adding to the devastation, writes P Sainath.

From Urban Poverty Alleviation Initiatives in India : A General Assessment and a Particular Perspective (2002), a publication of the Ramanathan Foundation.

From Urban Poverty Alleviation Initiatives in India : A General Assessment and a Particular Perspective (2002), a publication of the Ramanathan Foundation.

Four years, three men, one family. The tragedy unleashed by the agrarian crisis on the family of Deshmukhs in Katyar village of Vidarbha isn’t vanishing. Jaideep Hardikar reports.

COVID-19: Facebook to give USD 100 million in cash grants, ad credits to small businesses

शहर में रह रहे लोगों के लिए घर खर्च चलाना मुश्किल हो गया है. जो लोग रेंट पर रह रहे हैं उनके लिए तो ये मुश्किल डबल हो गयी है. इसी बीच क्रेडिट कार्ड से रेंट का भुगतान करने की सुविधा भी लांच की गयी है. जिसके बाद अब लोग क्रेडिट कार्ड से रेंट दें पाएंगे.

किराएदार अपने घर का किराय क्रेडिट कार्ड के जरिए चुका रहे हैं और एमाउंट को सेटल करने के लिए एडीशनल क्रेडिट पीरियड का विकल्प अपना रहे हैं. हालांकि किराया चुकाने का ये तरीका आपकी वित्तीय स्थिति को बिगाड़ सकता है.

On Tuesday, Fitch warned India's sovereign rating could come under pressure if its fiscal outlook deteriorates further as the government tries to steer the country through the coronavirus crisis.

In the year-ago fortnight, bank loans had stood at Rs 96.20 lakh crore and deposits at Rs 124.83 lakh crore.

Former India cricketer Gautam Gambhir believes the credit for Rohit Sharma's meteoric rise in white-ball cricket must be given to former captain Mahendra Singh Dhoni.

To support the estimated 63 million MSMEs which have been battered by the pandemic, CII has suggested a credit protection scheme for MSMEs whereby 60-70% of the loan should be guaranteed by the government, i.e. if the borrower defaults, government should

नयी दिल्ली। पिछले कुछ सालों में भारत में क्रेडिट कार्ड इस्तेमाल करने वालों की संख्या में काफी बढ़ोतरी हुई है। मगर इसी के साथ क्रेडिट कार्ड के बिना या कम जरूरत पर इस्तेमाल करने में भी इजाफा हुआ है। जानकार हमेशा

To support the estimated 63 million MSMEs which have been battered by the pandemic, CII has suggested a credit protection scheme for MSMEs whereby 60-70% of the loan should be guaranteed by the government, i.e. if the borrower defaults, government should

For those who wish to avail a moratorium on their SBI Cards, here are some of the details that you should know: 1. You will be eligible to opt for the moratorium if your account was in current status (non-delinquent

WhatsApp Payments, a UPI-based payment service was launched in India two years back but it was called off as it failed to get the necessary approvals in the country. In the meantime, it looks like the Facebook-owned instant messaging platform will

Sometimes, there are pressing financial demands or an emergency that you have to address right away. If you don't have substantial funds in your bank account at that moment, you can face a lot of difficulties. What can possibly pull you