Cardiff City said 'people need to be held to account' on Friday night after it emerged that a scandalous series of errors led to the death of record signing Emiliano Sala in an air crash in January last year.

The coronavirus pandemic is transforming how employers, real-estate services providers, and landlords are thinking about the office.Architects are already laying out the floorplans of the near-future. And companies are rethinking how much office space they really need.Many experts see the very concept of the office transforming from a place you go every day to more of a hub for high-stakes meetings and collaborative work.Business Insider has talked with dozens of experts to learn what offices will look like when you go back to work, and what it will take to return to normal.Visit Business Insider's homepage for more stories.The coronavirus pandemic is proving to be a huge catalyst that's transforming how employers, real-estate services providers, and landlords are thinking about the office.Top

Bank of America has downgraded the ratings for four of India’s largest banks — the State bank of India (SBI), Bank of Baroda, IndusInd Bank and ICICI Bank. The emerging cycle of non-performing assets will be the ‘biggest nightmare of 2020’ according to Paytm founder Vijay Shekhar Sharma.Bank of America’s downgrade follows in the footsteps of UBS and CLSA, who also slashed their expectations from banks.According to Sharma, the rise of bad loans is likely to spillover beyond banks to the fintech sector where a large number of startups have been giving out small unsecured loans.Indian banks had barely cleaned up the massive pile of unpaid loans from the country’s corporates, the coronavirus pandemic is barrelling into an economic crisis that may bring a fresh wave of non-performing assets (NPA)

In April, Franklin Templeton India shut down six debt funds, locking in ₹30,800 crore of investor wealth after a surge in redemptions.Explaining the reason behind this, Franklin Templeton CEO Jennifer M Johnson said that this is a liquidity issue and not a solvency issue.Franklin Templeton India’s assets under management (AUM) declined by almost 43% – from $7 billion to $4 billion.Franklin Templeton India, one of the oldest asset management companies (AMC) in the country, decided to wind down six debt funds amounting to ₹30,800 crore in investor wealth. Now, in an earnings call, Franklin Templeton President and CEO Jennifer M Johnson has explained what exactly went wrong with its India business.“We're doing everything we can for those shareholders, to make sure they get all their money back.

India INX, India’s first international exchange is all set to launch INR-USD futures and options contracts on May 8.This is expected to help the Reserve Bank of India (RBI) reduce the volatility in the value of the Indian rupee and avoid a repeat of the 2013 taper tantrum when the rupee tumbled by 20%.In April 2019, London surpassed Mumbai in Rupee trades, totaling $46.8 billion against $34.5 billion in India, essentially ceding control to foreign players. India’s first international exchange, India INX is all set to launch INR-USD futures and options contracts. This will help the Reserve Bank of India (RBI) in curbing the influence of foreign trade centers like Dubai and Singapore in the Rupee derivatives trade.Initially recommended by the Dr. Usha Thorat Committee in 2019, the Rupee derivatives

Welcome to Power Line, a weekly energy newsletter brought to you by Business Insider.Here's what you need to know:Want to get this newsletter in your inbox every Friday? Sign up here. Got a tip or feedback about this newsletter? Email energy@businessinsider.com. Don't forget: Sunday is Mother's Day. Happy Friday, folks! I am delighted to announce that earnings season is mostly over — which means nearly all the top energy execs have revealed new details about how their firms are faring. More on that below. Other things that delight me include hand blenders, plucking carrots out of the ground, tempeh if cooked right, and last year. Let's get to it, starting with an update on oil. 75634682A timeline for the recovery of oil markets The term "recovery" may still be premature, but at least some

Charlotte Crosby's turbulent five-year on-off relationship with ex-boyfriend Gary 'Gaz' Beadle came to an end in 2016.

The TV personality, 24, has dropped more than two stone in weight after submitting herself to a drastic health and lifestyle overhaul in a desperate bid to shape up.

Weeks after passing a momentous $2.2 trillion stimulus package, President Donald Trump and House Speaker Nancy Pelosi are already saying they might need another relief bill.The package - the fourth stimulus related to the coronavirus pandemic - may include another round of direct payments to Americans, as 16.8 million jobless claims have been filed over the last three weeks.Here's what the major party stakeholders - including Trump, Pelosi, and Senate Majority Leader Mitch McConnell - are hoping the next stimulus package looks like. Visit Business Insider's homepage for more stories.The federal government made history in late March when it passed into law a $2.2 trillion stimulus package, including an unprecedented expansion of unemployment benefits and a massive $349 billion small business

Jasmine Crowe is the founder and CEO of Goodr, an Atlanta-based company that fights food waste and food insecurity by picking up surplus foods from local restaurants and stores and delivering them to hungry families.Goodr also organizes pop-up groceries stores that allow people in need to shop for fresh produce and other items, free of charge.Crowe's team has recently been delivering 250 boxes of groceries to people every day since the coronavirus pandemic caused mass unemployment and panic food-buying in the US, leaving many with empty wallets and limited access to food. But despite all their efforts, Crowe knows that millions more across the US are still going hungry, and is calling on government leaders for national reform to fix our food-waste problem. Visit Business Insider's homepage

Courtesy of Daniel AhmadizadehDaniel Ahmadizadeh.Daniel Ahmadizadeh is the CEO of PersistIQ, a company that offers digital tools for sales and customer outreach.But he's also an entrepreneur who saw shifting needs onset by the COVID-19 outbreak, so he went back to the drawing board and came up with three initiatives to meet market demand.What did he come up with? An app for dating while in quarantine, a platform to connect job seekers in sales with work, and a set of tools specifically geared for supporting struggling small businesses. And he doesn't plan on stopping there."Within 14 days - so by March 22 - of launching the app to our friends, it was on the front page of The Wall Street Journal," Ahmadizadeh told Business Insider about his dating app, "Quarantine Together." "It was an insane

Morgan Overholt is the founder and owner of Morgan Media LLC, a graphic design agency.Despite the unforeseen circumstances of the pandemic, her small business was ready to continue operating and functioning at full force.Her employees and clients were already accustomed to remote work, so shelter-in-place policies haven't greatly affected her, and she relies on other freelancers for work so she can scale her team to fit business needs.She advises other small businesses looking to pandemic-proof their companies lean on remote tools, get good at finding clients online, diversify their income streams, and keep their operations agile and lean.Click here for more BI Prime stories.Of the many challenges I expected to face when I quit my normal 9-to-5 job to launch a freelance graphic design agency

Before startups commit time and resources to things that scale, the story of a popular urban-gardening startup in London shows why they should focus first on things that don't.Franky Athill, head of marketing for Patch Plants, said his early team of five got its first sales by targeting outreach efforts exclusively on a few apartment buildings.The team grew and personally delivered plants to the small pool of customers.Once the idea gained traction, the team shifted gears to rapidly ramp up daily sales from 10 to 1,000 in three years and expand into Europe.This article is part of a series on growing a small business, called "From 1 to 100."Focusing on how to grow before you have enough data to inform your decisions can be a waste of scarce resources, according to Franky Athill, head of marketing

Michael Ochs Archives/Getty ImagesCivil rights leader Reverend Martin Luther King, Jr. in his home office in Montgomery, Alabama, in May 1956.Famous authors, playwrights, scientists, and artists completed some of their best pieces of work while working from home.Mark Twain began writing "The Adventures of Tom Sawyer" from his study at Quarry Farm in Elmira, New York.Children's book author Roald Dahl even built a small hut in his garden to create the ideal secluded space for writing.Visit Business Insider's homepage for more stories.From Albert Einstein to Joan Didion and Mark Twain, many of the world's most famous thinkers created some of their best work at home.Whether it was in a sky-high Manhattan apartment, a Connecticut farmhouse, a Revolutionary War-era home, or a Malibu mansion, these

More than half of small businesses in the US have temporarily closed their doors, or plan to this month, due to the COVID-19 pandemic.Private organizations, including Amazon and Facebook, are teaming up to offer millions in cash grants and low-interest loans to small business owners.Amazon created a $5 million relief fund to support local businesses around its Seattle and Washington offices. Hello Alice is giving $10,000 emergency cash grants to distressed businesses in the US.Click here for more BI Prime stories.Organizations across the country are rallying together to support small businesses fighting to survive the COVID-19 quarantine shutdown.One in four small businesses nationwide have temporarily closed and another 40% expect to this month, according to a recent survey from MetLife and

Getty ImagesThe author is not pictured.I've had a little extra cash in my pocket since quarantine started - I'm saving money on rideshares, restaurants, travel, and more.Instead of keeping that money, though, I'm spending it on businesses I hope will stay open post-COVID. I've bought art, paid for online classes at a local gym, and pre-paid for an appointment with my hair stylist.I've decided not to save the extra money because my emergency fund is in good shape.Read more personal finance coverage.As the economy grinds to a halt in the wake of the coronavirus, I've found myself in the strange position of having a little extra cash on hand that I'm not accustomed to. For a little bit of context: I'm a freelance writer who's worked from home since 2015, and my industry has yet to be heavily

Getty ImagesAll of the PPP loan funds have been committed, but new Fed-backed loans could help some businesses come back after the crisis.Less than two weeks after launch, all of the $349 billion allocated to small businesses in the CARES Act has been committed.Lending could now come to a grinding halt as banks won't have the guarantee of the US Treasury to back up more loans.Business owners who still need financing greater than $1 million can take advantage of the Federal Reserve's Main Street Lending program, which will support additional loans from banks.The Fed's program backs four-year loans with payments and interest deferred for the first year.Visit BI Prime for more stories.Just 12 days after the launch of the Payroll Protection Program, all $350 billion in loans have been approved,

In less than 13 days, all $349 billion allocated for small business relief under the CARES Act were used up.But the funds barely scratch the surface of the 60 million employers and freelancers who were expected to apply.Mark Cuban told Business Insider that major changes need to be implemented to address the problems with the most recent package.Before the next round of funding, Cuban says businesses will need enough money to cover an extended re-opening period as well as an effective testing strategy that instills confidence in returning workers. Visit BI Prime for more stories.Following a rocky rollout of the Payroll Protection loan program, all $349 billion of the funds allocated for small businesses in the $2 trillion CARES Act have been committed - and Mark Cuban says it's too late to

Bradley Cooper and Leonardo DiCaprio - who are both 45-years-old - have been close friends for over a decade after bonding over their love of movies.

Billie Eilish has teased that her James Bond theme is 'a ballad'. 

The Academy of Motion Picture Arts and Sciences has done away with one of its longstanding eligibility requirements for the 2021 Oscars, due to COVID-19.

Donald Trump paid tribute to his parents, Mary MacLeod Trump and Fred Trump, in an interview with "Fox & Friends" ahead of Mother's Day on May 10."She was so good to me. I couldn't do any wrong, which is a big problem," said Trump, while reflecting on how his mother had shaped him into the person he is today.The president added that he would be spending Mother's Day with his wife Melania at Camp David in Maryland.Visit Business Insider's homepage for more stories.Trump reflected on how his mother shaped the person he is today in a new interview, saying he "couldn't do any wrong, which is a big problem," the AP reports.In an interview with "Fox & Friends" ahead of Mother's Day on May 10, Trump paid tribute to his mother Mary MacLeod Trump, who died in 2000, aged 88."She was so good to me. I

75647674Nations around the world have scrambled to respond to the coronavirus pandemic. But the rapid pace at which the crisis has overtaken health systems in the US and the UK has exposed, and perhaps accelerated, the withering health of these democracies.Now, with a president who has touted sunlight and bleach as cures, the US may well resemble the same "outlier" countries it has long believed itself to be above. "We are the outlier," a career epidemiologist tells Insider.Visit Business Insider's homepage for more stories.Just a few weeks ago, when borders were closing and the US government had begun to summon its citizens home from abroad, I messaged an American friend in Tokyo to see if he was planning to return. Things were still relatively calm in Japan, he reported. The situation appeared

Raipur, May 9 () Five people were discharged fromthe All India Institute of Medical Sciences (AIIMS) in Raipurin Chhattisgarh on Saturday after recovering from the novelcoronavirus infection, health officials said.Those discharged include two women and a five-year-oldboy, an official informed.So far 43 people have been discharged while the numberof active cases in the state is 16, he added."Two women and a boy from Kabirdham, two men from Durgand Surajpur were discharged after two consecutive tests werenegative for the infection. They will be kept in a quarantinecentre as a precaution before they are allowed to go home," apublic relations officer of AIIMS Raipur told .Chhattisgarh COVID-19 figures are as follows: Positivecases 59; New cases nil; Deaths nil; Discharged 43; Activecases 16; People

Natalie Portman talked family, food and how she tackled playing the iconic First Lady on The Ellen DeGeneres Show on Wednesday in Burbank, California. Ellen decided to place a big bet, too!

Released her new song 'Fire with Fire'

'Im so f***ing tired of y'all commenting on every damn thing i do since i was a f***ing kid,' the sister of Miley Cyrus e said on Twitter.

France's top European diplomat said Friday that 'we have woken up to a more dangerous world.' Pompeo fired back on CNN . 'Yeah, well, the French are just wrong about that,'

This is the moment and American guided missile slammed into a convoy carrying Iranian Quds commander Qassem Soleimani, killing him along with four other high-ranking figures.

The notification is classified and likely describes Trump's justification for the attack that killed the high-level Iranian official, who was considered second in power to the Ayatollah.

Lasers will be able to hit targets further away and through clouds and dust storms due to the technology. Israel is expected to test the laser weapons later this year, and deploy them in future.

Four Iraqi soldiers were wounded in the attack, two military sources told Reuters. The military sources said the mortar bombs fell on a runway inside the base.

No coalition troops were injured in the Soviet-made Katyusha rocket attack on Camp Taji north of Baghdad on Tuesday night.

It is my privilege to publish the defence of two scientists who could not abide the suppression of the evidence they had gathered regarding an alleged atrocity in Syria, writes PETER HITCHENS.

STEPHEN GLOVER: It concerns the kidnapping of a young woman on a British street, and the subsequent connivance of the Labour government in this unlawful act...

Archaeologists have uncovered a sacred plaza in Iraq that was used to appease Ningirsu - a hero-god of war. Some 5,000 years ago, where people held feasts, rituals and animal sacrifices in the pit.

Kim Kardashian show her 162 million followers her preferred method of greeting to stop the coronavirus spread, a foot tap. However, the method may not be supported by health professionals.

Kim Kardashian shared a tweet sent to her by her sister Kourtney featuring a passage written by the late psychic Sylvia Browne that some have suggested pointed toward the coronavirus years ago.

Khloe Kardashian glumly scrubbed makeup off her walls in a new teaser for this weekend's Keeping Up With The Kardashians. The stains were left by a fight between her sisters Kim and Kourtney.

The 22-year-old billionaire looked perfectly made up in her Kylie Cosmetics line as she showed off her blonde ombre hair. The image seems to be from last week.

On Tuesday, the reality star and BFF Stassie Karanikolaou posted an epic TikTok video of the pair recreating some of the most iconic moments from Keeping Up With The Kardashians.

It follows from what had been an arduous task for the UFC chief in finding a new location to host the highly-anticipated fight, with a host of venues across the United States refusing to host the event.

Kate Upton joined Andy Cohen and 50 Cent for Watch What Happens Live on Monday. The model had some harsh words for Victoria's Secret and its focus on exclusively petite models.

Melissa Jackson claims Neighbours star Sharon Johal wore a similar looking hat she designed for supermodel Coco Rocha in 2013, for Derby Day in Melbourne on Saturday.

The Sports Illustrated Swimsuit Edition model had on a black T-shirt that said 'If I Can't Bring My Dog Then I'm Not Going' in white writing.

While pulling back the curtain on Instagram versus reality, Bethenny Frankel shared an ultra-glamorous throwback in a sequined, minidress and another in sweats.

The nanny spoke anonymously about her work conditions. Her 'ultrahigh-net-worth' Manhattan employers gave her no choice but to follow them to the Hamptons.

Leading Jewish civil rights group The Lawfare Project has filed a freedom of information request against the NYPD and Mayor Bill de Blasio regarding a Jewish funeral on April 28.

The Australian swimming team has been left reeling after it was revealed freestyle swimmer Shayna Jack was forced to pull out of the World Championships because she failed a doping test.