The fundamental benefit of term insurance is the monetary benefit the dependents receive on the death of the insured.

When it comes to surviving financial crisis, focus on what you can control and you can do rather than on what you cannot control or what is not possible to do now

More units are bought when the market price of shares is low and lesser units are bought when the price is high.

To achieve the stated investment objective, the fund manager of an ELSS maintains a diversified portfolio of equity-and-equity related instruments, and practices a bottom-up approach to stock picking that is market-cap and sector agnostic.

In a single day, there was a double-digit fall of 13.2% in Sensex—unprecedented in the past 16 years.

Regulations define specific structures / entities within mutual fund companies to safeguard investor monies from issues such as fraud, etc.

With new developments in technology, it has become easier to get a quick personal loan.

As per Section 44ADA, a resident individual, engaged in any business/ profession can declare income on presumptive basis only if gross receipts do not exceed Rs 50 lakh in previous year.

Though there is an additional 15-day grace period due to the Covid-19 lockdown for renewal of insurance policies, pay the premium if you have the cash flow. And buy a health insurance plan if you don’t have one

If you have a high credit score or work for an organisation that has a tie-up with a bank for subsidised interest rates, you can get a lower interest rate.

Most companies are encouraging their existing customers to use digital channels as there has been a surge of such requirements from customers along with scarcity of service personnel at insurance offices.

Equity investors can tilt portfolio allocation towards large-cap and multi-cap mutual funds.

You may avoid double taxation on your income by claiming tax relief if India has signed the Double Taxation Avoidance Treaty (DTAA) with the country of your residence.

For example, PPF offers you returns of 7.1% per annum completely tax-free whereas an 8% FD may offer you only 5.6% if you’re in the 30% slab.

Investing in high-quality companies and proven MF schemes always pays in the long term and these would be the first to recover

Closing a home loan account involves outstanding loan repayment, signing some forms, request for return of original documents, collecting no-dues certificate as well as the final interest payment certificate.

Make sure that you have the contact information of your reporting manger and HR department in a diary or phone or a place where your spouse can access the same easily.

The income of a spouse or child is clubbed together with the income of major earner of the family when certain conditions are met.

The longer you stay in the markets, the more you are likely to earn returns by letting the magic of compounding work for you.

The RBI recently allowed banks to use Video KYC to validate loans and credit card applications. Video KYC is another effective mechanism to accelerate application processes wherein customers can use their smartphone cameras to validate themselves before a bank-appointed officer.

Gold plays an important role as a diversifier in a portfolio due to its less than perfect correlation with other asset classes.

Low oil prices will have a positive impact on glass manufacturing, transport, industrial power, plastics, lubricants, petrochemical, , FMCG, paint, rubber & tyre manufacturing companies

Contingency planning, taking heath insurance and avoiding unnecessary expenses is critical.

The year 2020 is not going to be a year to forget. Understanding the nuances and re-learning the basics is a good thing to do.

Availing of the moratorium will only add to your interest burden eventually. If you have the cash, paying EMIs and credit card bills on time will be beneficial.

Equity markets in India and across the globe have corrected sharply on concerns over global growth amid the coronavirus outbreak.

While the third-party (TP) premium depends on your vehicle’s cubic capacity (CC), the motor own-damage is calculated basis the RTO/city you reside in and the make year and model of your car.

Though overall growth in health business declined 11% in March, private players are likely to revive in FY2021.

Reduce your debts, cut expenses and choose investment products prudently to build your retirement corpus.

X Æ A-12 Musk: Elon Musk and Grimes revealed the name of their new-born son, and the meaning of his name on Twitter.

Where does Coronavirus spread the most? At a time when India is likely to end its third phase of Coronavirus lockdown on May 17, there are some points that need to be taken into account while planning the exit strategy.

Bringing back an interactive Doodle from 2017, Google with its illustration is celebrating the birth of Hip Hop music.

LeBron James has been accused of using the death of a young black man in Georgia to "build a brand" and "sh*t stir," after the NBA icon suggested African Americans were "being hunted" in a tweet about the tragedy.
Read Full Article at RT.com

The Justice Department’s dropping of charges against former National Security Advisor Gen. Michael Flynn unleashed a torrent of liberal rage. Among those seething at the Trump administration was former FBI chief James Comey.
Read Full Article at RT.com

As with the majority of Canadians, Mikayla Demaiter was in love with ice hockey and dreamed of achieving great things in a sport that is almost sacred in her homeland.
Read Full Article at RT.com

Police in Sweden are investigating after a pair of thugs opened fire on a McDonald’s restaurant with an AK-47 rifle. The shooting is one of two violent incidents at a McDonald’s outlet in the country in as many days.
Read Full Article at RT.com

DNERR’s Tree Swallows and Bluebirds Need YOU Spring is here, and the St. Jones and Blackbird Creek Reserves have sprouted a number of mysterious, wooden boxes affixed to PVC poles. Where did these boxes come from? And why? With such questions in mind, this writer approached Christina Whiteman, DNERR’s Environmental Scientist and Stewardship Coordinator, and […]

The post DNERR’s Tree Swallows and Bluebirds Need YOU appeared first on DNERR Blog - State of Delaware.

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